Common use of Monitoring Your Digital Banking Accounts Clause in Contracts

Monitoring Your Digital Banking Accounts. You agree to exercise ordinary care in monitoring your Eligible Accounts in Digital Banking (including reviewing the transactions reported in Digital Banking on each Business Day), and to immediately notify us of any discrepancies. If you do not notify us prior to close of the Business Day after the first Business Day in which the questioned transaction first appeared in Digital Banking, the transaction is not eligible for automated returns. In that event, we will provide reasonable non-financial assistance to you in making appropriate claims (which may include breach of warranty claims) under applicable payment system rules (e.g., NACHA Rules or Article 4A of the Uniform Commercial Code) against the receiver/beneficiary and the receiver/beneficiary’s financial institution. However, while such claim is pending, and if such claim is unsuccessful, you covenant to not assert any claim against us for that loss. Without limiting the foregoing standard of daily review, in no event shall we be liable for any discrepancy that is not reported to us within thirty (30) days of it first appearing in Digital Banking. (

Monitoring Your Digital Banking Accounts. You agree to exercise ordinary care in monitoring your Eligible Accounts in Digital Banking (including reviewing the transactions reported in Digital Banking on each Business Day), and to immediately notify us of any discrepancies. If you do not notify us prior to close of the Business Day after the first Business Day in which the questioned transaction first appeared in Digital Banking, the transaction is not eligible for automated returns. In that event, we will provide reasonable non-financial assistance to you in making appropriate claims (which may include breach of warranty claims) under applicable payment system rules (e.g., NACHA Rules or Article 4A of the Uniform Commercial Code) against the receiver/beneficiary and the receiver/beneficiary’s financial institution. However, while such claim is pending, and if such claim is unsuccessful, you covenant to not assert any claim against us for that loss. Without limiting the foregoing standard of daily review, in no event shall we be liable for any discrepancy that is not reported to us within thirty (30) days of it first appearing in Digital Banking. (daily