Common use of Mortgage Guaranty Commitment Clause in Contracts

Mortgage Guaranty Commitment. Certificate Attachment 1 ================================================================================ The Company hereby insures a total of 3223 loans, identified on the attached Appendix A (individually a "Loan" or collectively the "Loans"), with an aggregate Amount of Loan Insured (for all Loans) of $433,735,249.72 as identified above. The Amount of Loan Insured and the Amount of Coverage for each individual Loan are as shown on Appendix A. The initial and renewal premium for each loan will be as identified on Appendix A and will be non-refundable and payable monthly for each month coverage remains in effect. Such premiums are calculated as a per annum percentage of the stated rate applied to the scheduled principal balance of each Loan determined as of the beginning of the prior month. The quoted premium rate does not reflect premium taxes which are due and required to be paid by the insured in the states of Kentucky and West Virginia. The portfolio contains loans in these states. In issuing this Commitment/Certificate for the Loans, the Company relied upon certain information and data received from Xxxxxx Brothers, Incorporated, including, but not limited to information and data contained in several Internet file transfers to the Company from Xxxxxx Brothers, Incorporated throughout 2001, and letter agreements dated April 9, 2001, April 24, 2001, and May 17, 2001, between the Company, Xxxxxx Brothers, Incorporated and Aurora Loan Services, Incorporated, all of which will be considered part of the "Application" or "Transmittal" for insurance of the Loans, such Internet files and letters being attached to and made a part of this Commitment/Certificate. Pursuant to Section 2.7(a) of the Master Policy referred to above this Commitment/Certificate is certified and becomes effective without the Insured's execution and return of same. This Commitment/Certificate is also subject to the terms and conditions of the following Endorsements, which are applicable to all of the Loans:

Mortgage Guaranty Commitment. Certificate Attachment 1 ================================================================================ ----------------------------------------------------------------------------------------------------------------------------------- The Company hereby insures a total of 3223 5,271 loans, identified on the attached Appendix A (in the form of 2 computer diskettes) (individually a "Loan" or collectively the "Loans"), with an aggregate Amount of Loan Insured (for all Loans) of $433,735,249.72 642,283,079.09 as identified above. The Amount of Loan Insured and the Amount of Coverage for each individual Loan are as shown on Appendix A. The initial and renewal premium for each loan will be as identified on Appendix A and will be non-refundable and will be payable monthly for each month coverage remains in effect. Such premiums are calculated as a per annum percentage of the stated rate 98 basis points (0.980%) applied to the scheduled principal balance of each Loan determined as of the beginning of the prior month. The quoted premium rate does not reflect premium taxes which are due and required to be paid by the insured in the states of Kentucky and West Virginia. The portfolio contains 42 loans in these states. In issuing this Commitment/Certificate for the Loans, the Company relied upon certain information and data received from the Insured, and/or Xxxxxx Brothers, Incorporated, including, but not limited to information and data contained in several Internet file transfers to the Company from Xxxxxx Brothers, Incorporated throughout 2001in February, March, and April, 2001 and a letter agreements agreement dated April 9, 2001, April 24, 2001, and May 17, 2001, 2001 between the Company, the Insured, and Xxxxxx Brothers, Incorporated and Aurora Loan Services, Incorporated, all of which will be considered part of the "Application" or "Transmittal" for insurance of the Loans, such Internet files in the form of a computer diskette and letters letter being attached to and made a part of this Commitment/Certificate. Pursuant to Section 2.7(a) of the Master Policy referred to above this Commitment/Certificate is certified and becomes effective without the Insured's execution and return of same. This Commitment/Certificate is also subject to the terms and conditions of the following Endorsements, which are applicable to all of the Loans:

Mortgage Guaranty Commitment. Certificate Attachment 1 ================================================================================ The Company hereby insures a total of 3223 1,365 loans, identified on the attached Appendix A (individually a "Loan" or collectively the "Loans"), with an aggregate Amount of Loan Insured (for all Loans) of $433,735,249.72 167,965,116.08 as identified above. The Amount of Loan Insured and the Amount of Coverage for each individual Loan are as shown on Appendix A. The initial and renewal premium for each loan will be as identified on Appendix A and will be non-refundable and will be payable monthly for each month coverage remains in effect. Such premiums are calculated as a per annum percentage of the stated premium rate per loan as specified on Appendix A applied to the scheduled principal balance of each Loan determined as of the beginning of the prior month. The quoted premium rate does not reflect premium taxes which are due and required to be paid by the insured in the states of Kentucky and West Virginia. The portfolio contains 50 loans in these states. In issuing this Commitment/Certificate for the Loans, the Company relied upon certain information and data received from Xxxxxx Brothers, Incorporated, including, but not limited to information and data contained in several Internet file transfers to the Company from Xxxxxx Brothers, Incorporated throughout Brothers in 2001, and letter agreements dated April 9, 2001, April 24, 2001, and May 17, 2001, June 6, 2001, and August 13, 2001 between the Company, Xxxxxx Brothers, Incorporated and Aurora Loan Services, Incorporatedand Xxxxxx Brothers, all of which will be considered part of the "Application" or "Transmittal" for insurance of the Loans, such . Such Internet files and letters being as well as the Prior Certificates are attached to and made a part of this Commitment/Certificate. Pursuant to Section 2.7(a) of the Master Policy referred to above this Commitment/Certificate is certified and becomes effective without the Insured's execution and return of same. This Commitment/Certificate is also subject to the terms and conditions of the following Endorsements, which are applicable to all of the Loans:

Mortgage Guaranty Commitment. Certificate Attachment 1 ================================================================================ ------------------------------------------------------------------------------------------------------------------------------------ The Company hereby insures a total of 3223 544 loans, identified on the attached Appendix A (in the form of a computer diskette) (individually a "Loan" or collectively the "Loans"), with an aggregate Amount of Loan Insured (for all Loans) of $433,735,249.72 76,248,347.80 as identified above. The Amount of Loan Insured and the Amount of Coverage for each individual Loan are as shown on Appendix A. The initial and renewal premium for each loan will be as identified on Appendix A and will be non-refundable and will be payable monthly for each month coverage remains in effect. Such premiums are calculated as a per annum percentage of the stated rate 98 basis points (0.980%) applied to the scheduled principal balance of each Loan determined as of the beginning of the prior month. The quoted premium rate does not reflect premium taxes which are due and required to be paid by the insured in the states of Kentucky and West Virginia. The portfolio contains 4 loans in these states. In issuing this Commitment/Certificate for the Loans, the Company relied upon certain information and data received from the Insured, and/or Xxxxxx Brothers, Incorporated, including, but not limited to information and data contained in several Internet file transfers to the Company from Xxxxxx Brothers, Incorporated throughout 2001in February, March, and April, 2001 and a letter agreements agreement dated April 9, 2001, April 24, 2001, and May 17, 2001, 2001 between the Company, the Insured, and Xxxxxx Brothers, Incorporated and Aurora Loan Services, Incorporated, all of which will be considered part of the "Application" or "Transmittal" for insurance of the Loans, such Internet files in the form of a computer diskette and letters letter being attached to and made a part of this Commitment/Certificate. Pursuant to Section 2.7(a) of the Master Policy referred to above this Commitment/Certificate is certified and becomes effective without the Insured's execution and return of same. This Commitment/Certificate is also subject to the terms and conditions of the following Endorsements, which are applicable to all of the Loans:

Mortgage Guaranty Commitment. Certificate Attachment 1 ================================================================================ The ------------------------------------------------------------------------------------------------------------------------------------ he Company hereby insures a total of 3223 2,404 loans, identified on the attached Appendix A (individually a "Loan" or collectively the "Loans"), with an aggregate Amount of Loan Insured (for all Loans) of $433,735,249.72 362,068,163.38 as identified above. The Amount of Loan Insured and the Amount of Coverage for each individual Loan are as shown on Appendix A. The initial and renewal premium for each loan will be as identified on Appendix A and will be non-refundable and will be payable monthly for each month coverage remains in effect. Such premiums are calculated as a per annum percentage of the stated rate 160 basis points (0.16%) applied to the scheduled principal balance of each Loan determined as of the beginning of the prior month. The quoted premium rate does not reflect premium taxes which are due and required to be paid by the insured in the states of Kentucky and West Virginia. The portfolio contains 13 loans in these states. In issuing this Commitment/Certificate for the Loans, the Company relied upon certain information and data received from the Insured and/or Xxxxxx Brothers, Incorporated, including, but not limited to information and data contained in several Internet file transfers to the Company from Xxxxxx Brothers, Incorporated throughout 2001, Brothers in September and letter agreements dated April 9, 2001, April 24October, 2001, and May 17a letter agreement dated October 29, 2001, between the Company, the Insured, and Xxxxxx Brothers, Incorporated and Aurora Loan Services, Incorporated, all of which will be considered part of the "Application" or "Transmittal" for insurance of the Loans, such Internet files and letters letter being attached to and made a part of this Commitment/Certificate. Pursuant to Section 2.7(a) of the Master Policy referred to above this Commitment/Certificate is certified and becomes effective without the Insured's execution and return of same. This Commitment/Certificate is also subject to the terms and conditions of the following Endorsements, which are applicable to all of the Loans:

Mortgage Guaranty Commitment. Certificate Attachment 1 ================================================================================ -------------------------------------------------------------------------------- The Company hereby insures a total of 3223 854 loans, identified on the attached Appendix A (individually a "Loan" or collectively the "Loans"), with an aggregate Amount of Loan Insured (for all Loans) of $433,735,249.72 115,762,883.11 as identified above. The Amount of Loan Insured and the Amount of Coverage for each individual Loan are as shown on Appendix A. The initial and renewal premium for each loan will be as identified on Appendix A and will be non-refundable and will be payable monthly for each month coverage remains in effect. Such premiums are calculated as a per annum percentage of the stated rate as shown per loan on Appendix A, applied to the scheduled principal balance of each Loan determined as of the beginning of the prior month. The quoted premium rate does not reflect premium taxes which are due and required to be paid by the insured in the states of Kentucky and West Virginia. The portfolio contains loans some loan in these states. In issuing this Commitment/Certificate for the Loans, the Company relied upon certain information and data received from the Insured and/or Xxxxxx Brothers, Incorporated, including, but not limited to information and data contained in several Internet file transfers to the Company from Xxxxxx Brothers, Incorporated throughout 2001, Brothers in July and letter agreements dated April 9, 2001, April 24August, 2001, and May 17a letter agreement dated August 10, 2001, between the Company, the Insured, and Xxxxxx Brothers, Incorporated and Aurora Loan Services, Incorporated, all of which will be considered part of the "Application" or "Transmittal" for insurance of the Loans, such Internet files and letters letter being attached to and made a part of this Commitment/Certificate. Pursuant to Section 2.7(a) of the Master Policy referred to above this Commitment/Certificate is certified and becomes effective without the Insured's execution and return of same. This Commitment/Certificate is also subject to the terms and conditions of the following Endorsements, which are applicable to all of the Loans:

Mortgage Guaranty Commitment. Certificate Attachment 1 ================================================================================ -------------------------------------------------------------------------------- The Company hereby insures a total of 3223 497 loans, identified on the attached Appendix A (individually a "Loan" or collectively the "Loans"), with an aggregate Amount of Loan Insured (for all Loans) of $433,735,249.72 69,251,566.10 as identified above. The Amount of Loan Insured and the Amount of Coverage for each individual Loan are as shown on Appendix A. The initial and renewal premium for each loan will be as identified on Appendix A and will be non-refundable and will be payable monthly for each month coverage remains in effect. Such premiums are calculated as a per annum percentage of the stated rate 135 basis points (1.35%) applied to the scheduled principal balance of each Loan determined as of the beginning of the prior month. The quoted premium rate does not reflect premium taxes which are due and required to be paid by the insured in the states of Kentucky and West Virginia. The portfolio contains loans 1 loan in these states. In issuing this Commitment/Certificate for the Loans, the Company relied upon certain information and data received from the Insured and/or Xxxxxx Brothers, Incorporated, including, but not limited to information and data contained in several Internet file transfers to the Company from Xxxxxx Brothers, Incorporated throughout 2001, Brothers in July and letter agreements dated April 9, 2001, April 24August, 2001, and May 17a letter agreement dated August 10, 2001, between the Company, the Insured, and Xxxxxx Brothers, Incorporated and Aurora Loan Services, Incorporated, all of which will be considered part of the "Application" or "Transmittal" for insurance of the Loans, such Internet files and letters letter being attached to and made a part of this Commitment/Certificate. Pursuant to Section 2.7(a) of the Master Policy referred to above this Commitment/Certificate is certified and becomes effective without the Insured's execution and return of same. This Commitment/Certificate is also subject to the terms and conditions of the following Endorsements, which are applicable to all of the Loans: