Common use of Motor liability Clause in Contracts

Motor liability. 5.3.1 Notwithstanding exclusion 6.34 to insured sections A, B, C and D, the insurer agrees to indemnify the insured and any other insured party in respect of liability arising out of or from: a) the use of any mechanically propelled vehicle as a tool or plant; or b) the loading or unloading of any mechanically propelled vehicle or trailer when carried out beyond the limits of any carriageway or thoroughfare by a person other than the driver or attendant of any such vehicle or trailer; or c) the movement of any mechanically propelled vehicle not owned hired or borrowed by or leased to the insured or any other insured party on or under any premises occupied by the insured where such vehicle is causing an obstruction and interfering with the performance of the business; or d) damage to visitors’ or employees’ mechanically propelled vehicle (including contents and/or accessories) while parked within any car park for which the insured are responsible or on any premises occupied by the insured provided that: i) such vehicle is not lent or hired to the insured; or ii) the damage to an employee’s vehicle does not arise out of the maintenance, operation or use of a vehicle by that employee; 5.3.2 except always that the indemnity provided by this clause excludes liability for which insurance is necessary to comply with the Road Traffic Act 1998 as amended by The Motor Vehicles (Compulsory Insurance) Regulations 1992 or any alteration to such regulations or any similar legislation applying to Northern Ireland, the Isle of Man or the Channel Islands or to any other territory consequent on the Third Council Directive 90/232/EEC of 14/05/1990 relating to insurance against civil liability in respect of the use of motor vehicles or similar legislation in any country outside the European Union.