Common use of Nationwide Variable Insurance Trust and its Trustees Clause in Contracts

Nationwide Variable Insurance Trust and its Trustees. The terms "Nationwide Variable Insurance Trust" and the "Trustees of Nationwide Variable Insurance Trust" refer respectively to the Trust created and the Trustees, as trustees but not individually or personally, acting from time to time under the Declaration of Trust made and dated as of September 30, 2004, as has been or may be amended and/or restated from time to time, and to which reference is hereby made. [The remainder of this page is intentionally left blank.]

Nationwide Variable Insurance Trust and its Trustees. The terms "Nationwide Variable Insurance Trust" and the "Trustees of Nationwide Variable Insurance Trust" refer respectively to the Trust created and the Trustees, as trustees but not individually or personally, acting from time to time under the a Declaration of Trust made and dated as of September 30, 2004, as has been or may be amended and/or restated from time to time, and to which reference is hereby made. [The remainder of this page is intentionally left blank.]

Nationwide Variable Insurance Trust and its Trustees. The terms "Nationwide Variable Insurance Trust" and the "Trustees of Nationwide Variable Insurance Trust" refer respectively to the Trust created and the Trustees, as trustees but not individually or personally, acting from time to time under the an Agreement and Declaration of Trust made and Trust, dated as of September 30, 2004, as has been or may be amended and/or restated from time to time, and to which reference is hereby made. [The remainder of this page is intentionally left blank.]

Nationwide Variable Insurance Trust and its Trustees. The terms "Nationwide Variable Insurance Trust" and the "Trustees of Nationwide Variable Insurance Trust" refer respectively to the Trust created and the Trustees, as trustees but not individually or personally, acting from time to time under the a Declaration of Trust made and dated as of September 30, 20042005, as has been or may be amended and/or restated from time to time, and to which reference is hereby made. [The remainder of this page is intentionally left blank.]SIGNATURES APPEAR ON NEXT PAGE

Nationwide Variable Insurance Trust and its Trustees. The terms "Nationwide Variable Insurance Trust" and the "Trustees of Nationwide Variable Insurance Trust" refer respectively refer, respectively, to the Trust created and the Trustees, as trustees but not individually or personally, acting from time to time under the a Declaration of Trust made and dated as of September 30, 2004, as has been or may be amended and/or restated from time to time, and to which reference is hereby made. [The remainder of this page is intentionally left blank.]

Nationwide Variable Insurance Trust and its Trustees. The terms "Nationwide Variable Insurance Trust" and the "Trustees of Nationwide Variable Insurance Trust" refer respectively to the Trust created and the Trustees, as trustees but not individually or personally, acting from time to time under the Amended and Restated Declaration of Trust made and dated as of September 30, 2004, as has been or may be amended and/or restated from time to time, and to which reference is hereby made. [The remainder of this page is intentionally left blank.]