Common use of Nevada Clause in Contracts

Nevada. CANCELLATION OF THE AGREEMENT section is amended as follows: You may cancel this Agreement within thirty (30) days of the Coverage Period and if You have not received any Service, You are entitled to a full refund of the amount paid by You under this Agreement. Cancellation fee is not applicable. A 10% penalty per month will be added to a refund that is not paid or credited to You within forty-five (45) days after the cancellation of this Agreement. This Agreement shall be non-cancelable by Obligor, except for: Nonpayment of Agreement fees by You; or Fraud or material misrepresentation by You. We may not cancel this Agreement without providing You with written notice at least fifteen (15) days prior to the effective date of cancellation. Such notice shall include the effective date of cancellation and the reason for cancellation. I f We cancel this Agreement , no cancellation fee will be deducted from the pro-rata refund. No claim incurred or paid will be deducted from the amount to be returned in the event of cancellation. In emergency situations that defects immediately endanger the health and safety of You, and the Administrator determines that repairs cannot practicably be completed within three (3) calendar days after the report of the claim, Administrator will provide a status report to You and to the Commissioner by electronic mail at xxxxxxxxx@xxx.xx.xxx no later than three (3) calendar days after the report of the claim that will include: 1) A list of the required repairs or services, 2) the primary reason causing the required repairs or services to extend beyond the three (3) day period, 3) the current estimated time to complete the repairs or services; and 4) contact information for You to make additional inquiries concerning any aspect of the claim and a commitment by You to respond to such inquiries no later than one (1) business day after such an inquiry is made. Repairs will commence within twenty-four (24) hours after the report of the claim and will be completed as soon as reasonably practicable thereafter. If You are not satisfied with the manner in which We are handling the claim on the Agreement, You may contact the Nevada Commissioner by use of the toll-free telephone number: (888) 000- 0000. Refer to Your Schedule, sales receipt, or invoice for the purchase price of this Agreement.

Nevada. CANCELLATION OF THE AGREEMENT section is amended as follows: You may cancel this Agreement within thirty (30) days of the Coverage Period and if You have not received any Service, You are entitled to a full refund of the amount paid by You under this Agreement. Cancellation fee is not applicable. A 10% penalty per month will be added to a refund that is not paid or credited to You within forty-five (45) days after the cancellation of this Agreement. This Agreement shall be non-cancelable by Obligor, except for: Nonpayment of Agreement fees by You; or Fraud or material misrepresentation by You. We may not cancel this Agreement without providing You with written notice at least fifteen (15) days prior to the effective date of cancellation. Such notice shall include the effective date of cancellation and the reason for cancellation. I f We cancel this Agreement , no cancellation fee will be deducted from the pro-rata refund. No claim incurred or paid will be deducted from the amount to be returned in the event of cancellation. In emergency situations that defects immediately endanger the health and safety of You, and the Administrator determines that repairs cannot practicably be completed within three (3) calendar days after the report of the claim, Administrator will provide a status report to You and to the Commissioner by electronic mail at xxxxxxxxx@xxx.xx.xxx no later than three (3) calendar days after the report of the claim that will include: 1) A list of the required repairs or services, 2) the primary reason causing the required repairs or services to extend beyond the three (3) day period, 3) the current estimated time to complete the repairs or services; and 4) contact information for You to make additional inquiries concerning any aspect of the claim and a commitment by You to respond to such inquiries no later than one (1) business day after such an inquiry is made. Repairs will commence within twenty-four (24) hours after the report of the claim and will be completed as soon as reasonably practicable thereafter. If You are not satisfied with the manner in which We are handling the claim on the Agreementyour claim, You may contact the Nevada Insurance Commissioner by use of the toll-free telephone numberat (888)-872- 3234. CANCELLATION is amended as follows: In no event will any claims incurred or paid be deducted from any refund. We may cancel this Service Agreement within seventy (88870) 000- days from the date of purchase for any reason. After seventy (70) days, We may only cancel this Service Agreement for nonpayment by You, fraud or material misrepresentation by You, or a substantial breach of duties by You relating to the covered property or its use if it occurred after the effective date of the service contract and it substantially and materially increase the service required under the service contract. If We cancel this Service Contract, You will be entitled to a pro-rata refund of the unearned Service Contract fee, no cancellation fee shall apply, and We shall mail a written notice to You at the last known address held by Us at least fifteen (15) days preceding the effective date of cancellation. The notice will state the effective date and the reason for the cancellation. If Your Service Contract was financed, the outstanding balance will be deducted from any refund. EXCLUSIONS (WHAT IS NOT COVERED) – This Contract provides coverage that is excess over any other applicable coverage. Only unauthorized product repairs, modifications or alterations performed after the effective date of the Service Contract, or damages arising from such actions are excluded. New Hampshire: In the event You do not receive satisfaction under this Service Contract, You may contact the New Hampshire Insurance Department at, 00 Xxxxx Xxxxx Xxxxxx, Xxxxx 00, Xxxxxxx, XX 00000, 000-000-0000. Refer New Mexico: GUARANTY is amended to include: This service contract is insured by Starr Indemnity & Liability Company. If the service contract provider fails to pay You or otherwise provide You with the covered service within sixty (60) days of Your Schedulesubmission of a valid claim, sales receiptYou may submit Your claim to Starr Indemnity & Liability Company at (000) 000-0000 or 000 Xxxx Xxxxxx, or invoice 0xx Xxxxx, Xxx Xxxx, XX 00000. If you have any concerns regarding the handling of your claim, you may contact the Office of Superintendent of lnsurance at 000-000-0000. CANCELLATION is amended as follows: We may cancel this Service Contract within seventy (70) days from the date of purchase for any reason. After seventy (70) days, We may only cancel this Service Contract for the purchase price following acts by the Contract Holder: Non-payment; discovery of this Agreementfraud or material misrepresentation by the Contract Holder in obtaining the Service Contract or in presenting a claim; or discovery of either of the following if it occurred after the effective date of the Service Contract and substantially and materially increased the service required under the Service Contract: an act or omission; or a violation of any condition of the Service Contract.

Nevada. CANCELLATION OF THE AGREEMENT section The following is amended as followsadded to the contract: You may cancel The company is the obligor to this Agreement within thirty (30) days contract. Obligations of the Coverage Period company under this contract are backed by the full faith and if You have not received any Service, You are entitled to a full refund credit of the amount paid by You company and are not guaranteed under this Agreementa reimbursement insurance policy. Cancellation fee is not applicable. A 10% penalty per month will be added to a refund that is not paid or credited to You within forty-five (45) days after the cancellation of this Agreement. This Agreement shall be non-cancelable by Obligor, except for: Nonpayment of Agreement fees by You; or Fraud or material misrepresentation by You. We may not cancel this Agreement without providing You with written notice at least fifteen (15) days prior to the effective date of cancellation. Such notice shall include the effective date of cancellation and the reason for cancellation. I f We cancel this Agreement , no cancellation fee will be deducted from the pro-rata refund. No claim incurred or paid will be deducted from the amount to be returned in In the event of cancellationa claim outside normal business hours to appliances or systems that are essential to the health and safety of the contract holder, call our customer service department, (000) 000-0000. The customer service department is available 24 hours a day 7 days a week. In emergency situations the event you do not receive satisfaction under this Service Contract, complaints or questions about this Plan may be directed to the Nevada Department of Insurance, telephone (000) 000-0000. If a claim renders the dwelling unfit for a person to live in because of defects that defects immediately endanger the health and safety of Youthe occupants of the dwelling, and the Administrator a contractor determines that repairs cannot practicably be completed within three (3) 3 calendar days after the report of the claim, Administrator then the provider will provide a status report to You and the customer via email. The first sentence in Page 1 3.D. is changed to the Commissioner by electronic mail at xxxxxxxxx@xxx.xx.xxx no later than three “COVERAGE UNDER THIS CONTRACT BEGINS AFTER EXISTING COVERAGE EXPIRES FOR PROPERTIES WITH EXISTING COMPANY WARRANTIES, OR THIRTY (330) calendar days after the report of the claim that will include: 1) A list of the required repairs or servicesDAYS AFTER COMPANY ACCEPTANCE OF YOUR ORDER FOR NEW PROPERTIES, 2) the primary reason causing the required repairs or services to extend beyond the three (3) day period, 3) the current estimated time to complete the repairs or services; and 4) contact information for You to make additional inquiries concerning any aspect of the claim and a commitment by You to respond to such inquiries no later than one AND CONTINUES FOR ONE (1) business day after such an inquiry is YEAR THEREAFTER (THE “COVERAGE PERIOD”).” You may void this Agreement within 30 (thirty) days of the coverage effective date for a full refund of the contract fees paid if no claim has been made. Repairs will commence You may cancel this Contract within 30 (thirty) days of the coverage effective date if a claim has been made, or at any time thereafter, at which time you may be entitled to a refund of unearned contract fees paid less a cancellation fee of twenty-four five dollars (24$25) hours after and less the report cost of any services performed pursuant to the Contract, where permitted by law. If the refund calculation results in you owing us payment for services provided, we may bill you for the lesser of the claim and net amount due to us or the unpaid annual term contract fee. We will be completed bill or charge you any balance owed to us through the same mechanism as soon as reasonably practicable thereafterany previous installment xxxxxxxx, or we will direct bill you if such a mechanism is not available. If We fail to refund you within 45 days after a Contract is returned, We shall pay You are not satisfied with the manner in which We are handling the claim on the Agreement, You may contact the Nevada Commissioner by use a penalty of 10 percent of the tollamount due for each 30-free telephone number: (888) 000- 0000day period or portion thereof that the refund and any accrued penalties remain unpaid. Refer to Your Schedule, sales receipt, or invoice After the contract has been in effect for at least 70 days it can only be canceled by the company for the purchase price of this Agreement.following reasons:

Nevada. CANCELLATION OF THE AGREEMENT section is amended as follows: This Agreement provides a thirty (30) day free look period from the purchase date of the Agreement. You may cancel this Agreement by informing the Selling Retailer of Your cancellation request within thirty (30) days from the date of purchase of the Coverage Period Agreement and if You have not received any Service, You are entitled to will receive a full 100% refund of the amount paid by You under this full purchase price of the Agreement. Cancellation fee If Your cancellation request is made more than thirty (30) days from the date of purchase, You will receive a pro- rata refund of the Agreement purchase price. We may not applicablecancel this Agreement except for fraud, material misrepresentation, or non-payment by You, or if required to do so by a regulatory authority. A 10% penalty per month No claim incurred or paid will be added deducted from the amount to a refund that is not paid or credited to You within forty-five (45) days after be returned in the cancellation event of this Agreement. This Agreement shall be non-cancelable by Obligor, except for: Nonpayment of Agreement fees by You; or Fraud or material misrepresentation by Youcancellation. We may not cancel this Agreement without providing You with written notice at least fifteen (15) days prior to the effective date of cancellation. Such notice shall include the effective date of cancellation and the reason for cancellation. I f We cancel A ten percent (10%) penalty per month shall be applied to refunds not paid or credited within thirty (30) days of receipt of returned Service Agreement. ARBITRATION section of this Agreement is removed. In emergency situations that defects immediately endanger the health and safety of You, no cancellation fee repairs will commence within 24 hours after the report of the claim and will be deducted from completed as soon as reasonably practicable thereafter; and if We determine that repairs cannot practicably be completed within three (3) calendar days after the pro-rata refund. No report of the claim, We will provide a status report to You no later than three (3) calendar days after the report of the claim incurred that will include: 1) A list of the required repairs or paid will be deducted from services, 2) the amount primary reason causing the required repairs or services to be returned in extend beyond the event three (3) day period; 3) the current estimated time to complete the repairs or services; and 4) contact information for You to make additional inquiries concerning any aspect of cancellationthe claim and a commitment to respond to such inquiries no later than one (1) business day after such an inquiry is made. In emergency situations that defects immediately endanger the health and safety of You, and the Administrator determines that repairs cannot practicably be completed within three (3) calendar days after the report of the claim, Administrator will provide a status report to You and to the Commissioner by electronic mail at xxxxxxxxx@xxx.xx.xxx no later than three (3) calendar days after the report of the claim that will include: 1) A list of the required repairs or services, 2) the primary reason causing the required repairs or services to extend beyond the three (3) day period, 3) the current estimated time to complete the repairs or services; and 4) contact information for You to make additional inquiries concerning any aspect of the claim and a commitment by You to respond to such inquiries no later than one (1) business day after such an inquiry is made. Repairs will commence within twenty-four (24) 24 hours after the report of the claim and will be completed as soon as reasonably practicable thereafter. If You are not satisfied with the manner in which We are handling the claim on the Agreement, You may contact the Nevada Commissioner by use of the toll-free telephone number: (888000) 000- 000-0000. Refer to Your ScheduleDeclaration Page, sales receipt, receipt or invoice for the purchase price of this Agreement. This Agreement may be renewed at Our discretion. REFER TO THE DECLARATIONS PAGE OF THIS AGREEMENT, OR YOUR SALES RECEIPT OR INVOICE TO DETERMINE IF THERE IS A WAITING PERIOD UNDER THIS AGREEMENT. New Hampshire: In the event You do not receive satisfaction under this Agreement, You may contact the New Hampshire Insurance Department, 00 Xxxxx Xxxxx Xxxxxx, Xxxxxxx, XX 00000, (000) 000-0000. ARBITRATION section of this Agreement is removed.

Nevada. CANCELLATION OF THE AGREEMENT section is amended as follows: You may cancel this Agreement within thirty (30) days of the Coverage Period and if You have not received any Service, You are entitled to a full refund of No claim incurred or paid will be deducted from the amount paid by You under this Agreement. Cancellation fee is not applicable. A 10% penalty per month will to be added to a refund that is not paid or credited to You within forty-five (45) days after returned in the cancellation event of this Agreement. This Agreement shall be non-cancelable by Obligor, except for: Nonpayment of Agreement fees by You; or Fraud or material misrepresentation by Youcancellation. We may not cancel this Agreement without providing You with written notice at least fifteen (15) days prior to the effective date of cancellation. Such notice shall include the effective date of cancellation and the reason for cancellation. I f We No service contract that has been in effect for at least 70 days may be cancelled by the provider before the expiration of the agreed term or 1 year after the effective date of the service contract, whichever occurs first, except on any of the following grounds, Failure by the holder to pay an amount when due, or non-payment by You; Conviction of the holder of a crime which results in an increase in the service required under the service contract; Discovery of fraud or material misrepresentation by the holder in obtaining the service contract, or in presenting a claim for service thereunder; Discovery of: An act or omission by the holder; or a violation by the holder of any condition of the service contract, which occurred after the effective date of the service contract and which substantially and materially increases the service required under the service contract; or a material change in the nature or extent of the required service or repair which occurs after the effective date of the service contract and which causes the required service or repair to be substantially and materially increased beyond that contemplated at the time that the service contract was issued or sold. Also amended in the CANCELLATION section of this contract: The cost of claims paid or services provided will not, under any circumstances, be deducted from any refund issued pursuant to this contract. If Your cancellation request is made more than thirty (30) days from the date of purchase, You will receive a pro-rata refund of the Agreement purchase price, less a cancellation fee to not exceed the cost of the contract or $25.00 whichever is less. In the event that WE cancel this Agreement the contract, no cancellation fee will be deducted charged (or a fee by any other name). Amended to definition of Covered Product within the contract as follows: This Contract will not cover any unauthorized or non-manufacturer-recommended modifications to the Covered Product, or any damages arising from such unauthorized or non-manufacturer- recommended modifications. However, if the proCovered Product is modified or repaired in an unauthorized or non-rata refundmanufacturer-recommended manner, We will not automatically suspend all coverage. No Rather, this Contract will continue to provide any applicable coverage that is not related to the unauthorized or non-manufacturer- recommended modification or any damages arising therefrom, unless such coverage is otherwise excluded by the terms of this Contract. A ten percent (10%) penalty per month shall be applied to refunds not paid or credited within thirty (30) days of receipt of returned Service Agreement. ARBITRATION section of this Agreement is removed. In emergency situations that defects immediately endanger the health and safety of You, repairs will commence within 24 hours after the report of the claim incurred or paid and will be deducted from completed as soon as reasonably practicable thereafter; and if We determine that repairs cannot practicably be completed within three (3) calendar days after the amount report of the claim, We will provide a status report to be returned in You by verifiable means no later than three (3) calendar days after the event report of cancellationthe claim that will include: 1) A list of the required repairs or services, 2) the primary reason causing the required repairs or services to extend beyond the three (3) day period; 3) the current estimated time to complete the repairs or services; and 4) contact information for You to make additional inquiries concerning any aspect of the claim and a commitment to respond to such inquiries no later than one (1) business day after such an inquiry is made. In Nevada, if the holder is not satisfied with the manner in which the provider is handling the claim on the contract, the holder may contact the Commissioner by use of the toll-free telephone number of the Division. at the current toll-free number, (000)000-0000.Xx emergency situations the procedures for making a claim on the contract outside of normal business hours, and if the if the emergency involves the loss of plumbing, heating, cooling, or electrical services, repairs will commence within 24 hours after the report of the claim can be made electronically at xxxxxxx@xxxxxxxxxxxxxxxx.xxx or call (000)000-0000 choose prompt 6. In addition, emergency situations that defects immediately endanger the health and safety of You, and the Administrator determines that repairs cannot practicably be completed within three (3) calendar days after the report of the claim, Administrator WE will provide a status report to You by verifiable means and to the Commissioner by electronic mail at xxxxxxxxx@xxx.xx.xxx no later than three (3) calendar days after the report of the claim that will include: 1) A list of the required repairs or services, 2) the primary reason causing the required repairs or services to extend beyond the three (3) day period, 3) the current estimated time to complete the repairs or services; and 4) contact information for You to make additional inquiries concerning any aspect of the claim and a commitment by You to respond to such inquiries no later than one (1) business day after such an inquiry is made. Repairs will commence within twenty-four (24) 24 hours after the report of the claim and will be completed as soon as reasonably practicable thereafter. If You are not satisfied with the manner in which We are handling the claim on the Agreement, You may contact the Nevada Commissioner by use of the toll-free telephone number: (888000) 000- 000-0000. Refer to Your ScheduleDeclaration Page, sales receipt, receipt or invoice for the purchase price of this Agreement. For Nevada residents purchasing this service contract, the purchase price is available on the website when purchasing and the receipt of purchase is immediate and will be sent via electronic email to the purchaser. CANCELLATION section is amended as follows: If you purchased an annual contract or any longer term thereof and decide to cancel, you will be provided a pro-rated refund less the cost of repairs made (if any), and you may be charged a cancellation fee to not exceed the cost of the contract or $25.00 whichever is less; or defer to the state law for cancellation that apply to residents requesting cancellation.

Nevada. CANCELLATION OF THE AGREEMENT section is amended as follows: You may cancel this Agreement within thirty (30) days of the Coverage Period and if You have not received any Service, You are entitled to a full refund of No claim incurred or paid will be deducted from the amount paid by You under this Agreement. Cancellation fee is not applicable. A 10% penalty per month will to be added to a refund that is not paid or credited to You within forty-five (45) days after returned in the cancellation event of this Agreement. This Agreement shall be non-cancelable by Obligor, except for: Nonpayment of Agreement fees by You; or Fraud or material misrepresentation by Youcancellation. We may not cancel this Agreement without providing You with written notice at least fifteen (15) days prior to the effective date of cancellation. Such notice shall include the effective date of cancellation and the reason for cancellation. I f We No service contract that has been in effect for at least 70 days may be cancelled by the provider before the expiration of the agreed term or 1 year after the effective date of the service contract, whichever occurs first, except on any of the following grounds, Failure by the holder to pay an amount when due, or non-payment by You; Conviction of the holder of a crime which results in an increase in the service required under the service contract; Discovery of fraud or material misrepresentation by the holder in obtaining the service contract, or in presenting a claim for service thereunder; Discovery of: An act or omission by the holder; or a violation by the holder of any condition of the service contract, which occurred after the effective date of the service contract and which substantially and materially increases the service required under the service contract; or a material change in the nature or extent of the required service or repair which occurs after the effective date of the service contract and which causes the required service or repair to be substantially and materially increased beyond that contemplated at the time that the service contract was issued or sold. Also amended in the CANCELLATION section of this contract: The cost of claims paid or services provided will not, under any circumstances, be deducted from any refund issued pursuant to this contract. If Your cancellation request is made more than thirty (30) days from the date of purchase, You will receive a pro-rata refund of the Agreement purchase price, less the cost of repairs made (if any), and less a cancellation fee to not exceed the cost of the contract or $50.00 whichever is less; or the state law for cancellation that apply to residents requesting cancellations. In the event that WE cancel this Agreement the contract, no cancellation fee will be deducted charged (or a fee by any other name). Amended to definition of Covered Product within the contract as follows: This Contract will not cover any unauthorized or non-manufacturer-recommended modifications to the Covered Product, or any damages arising from such unauthorized or non-manufacturer-recommended modifications. However, if the proCovered Product is modified or repaired in an unauthorized or non-rata refundmanufacturer-recommended manner, We will not automatically suspend all coverage. No Rather, this Contract will continue to provide any applicable coverage that is not related to the unauthorized or non-manufacturer-recommended modification or any damages arising therefrom, unless such coverage is otherwise excluded by the terms of this Contract. A ten percent (10%) penalty per month shall be applied to refunds not paid or credited within thirty (30) days of receipt of returned Service Agreement. ARBITRATION section of this Agreement is removed. In emergency situations that defects immediately endanger the health and safety of You, repairs will commence within 24 hours after the report of the claim incurred or paid and will be deducted from completed as soon as reasonably practicable thereafter; and if We determine that repairs cannot practicably be completed within three (3) calendar days after the amount report of the claim, We will provide a status report to be returned in You no later than three (3) calendar days after the event report of cancellationthe claim that will include: 1) A list of the required repairs or services, 2) the primary reason causing the required repairs or services to extend beyond the three (3) day period; 3) the current estimated time to complete the repairs or services; and 4) contact information for You to make additional inquiries concerning any aspect of the claim and a commitment to respond to such inquiries no later than one (1) business day after such an inquiry is made. In Nevada, if the holder is not satisfied with the manner in which the provider is handling the claim on the contract, the holder may contact the Commissioner by use of the toll-free telephone number of the Division. at the current toll-free number, (000)000-0000.Xx emergency situations the procedures for making a claim on the contract outside of normal business hours, and if the if the emergency involves the loss of plumbing, heating, cooling, or electrical services, repairs will commence within 24 hours after the report of the claim can be made electronically at xxxxxxx@xxxxxxxxxxxxxxxx.xxx or call (000)000-0000 choose prompt 6. In addition, emergency situations that defects immediately endanger the health and safety of You, and the Administrator determines that repairs cannot practicably be completed within three (3) calendar days after the report of the claim, Administrator WE will provide a status report to You and to the Commissioner by electronic mail at xxxxxxxxx@xxx.xx.xxx no later than three (3) calendar days after the report of the claim that will include: 1) A list of the required repairs or services, 2) the primary reason causing the required repairs or services to extend beyond the three (3) day period, 3) the current estimated time to complete the repairs or services; and 4) contact information for You to make additional inquiries concerning any aspect of the claim and a commitment by You to respond to such inquiries no later than one (1) business day after such an inquiry is made. Repairs will commence within twenty-four (24) 24 hours after the report of the claim and will be completed as soon as reasonably practicable thereafter. If You are not satisfied with the manner in which We are handling the claim on the Agreement, You may contact the Nevada Commissioner by use of the toll-free telephone number: (888000) 000- 000-0000. Refer to Your ScheduleDeclaration Page, sales receipt, receipt or invoice for the purchase price of this Agreement. For Nevada residents purchasing this service contract, the purchase price is available on the website when purchasing and the receipt of purchase is immediate and will be sent via electronic email to the purchaser.

Nevada. CANCELLATION OF THE AGREEMENT section is amended as follows: You may cancel this Agreement within thirty (30) days of the Coverage Period and if You have not received any Service, You are entitled to a full refund of No claim incurred or paid will be deducted from the amount paid by You under this Agreement. Cancellation fee is not applicable. A 10% penalty per month will to be added to a refund that is not paid or credited to You within forty-five (45) days after returned in the cancellation event of this Agreement. This Agreement shall be non-cancelable by Obligor, except for: Nonpayment of Agreement fees by You; or Fraud or material misrepresentation by Youcancellation. We may not cancel this Agreement without providing You with written notice at least fifteen (15) days prior to the effective date of cancellation. Such notice shall include the effective date of cancellation and the reason for cancellation. I f We No service contract that has been in effect for at least 70 days may be cancelled by the provider before the expiration of the agreed term or 1 year after the effective date of the service contract, whichever occurs first, except on any of the following grounds, Failure by the holder to pay an amount when due, or non-payment by You; Conviction of the holder of a crime which results in an increase in the service required under the service contract; Discovery of fraud or material misrepresentation by the holder in obtaining the service contract, or in presenting a claim for service thereunder; Discovery of: An act or omission by the holder; or a violation by the holder of any condition of the service contract, which occurred after the effective date of the service contract and which substantially and materially increases the service required under the service contract; or a material change in the nature or extent of the required service or repair which occurs after the effective date of the service contract and which causes the required service or repair to be substantially and materially increased beyond that contemplated at the time that the service contract was issued or sold. Also amended in the CANCELLATION section of this contract: The cost of claims paid or services provided will not, under any circumstances, be deducted from any refund issued pursuant to this contract. If Your cancellation request is made more than thirty (30) days from the date of purchase, You will receive a pro-rata refund of the Agreement purchase price, less the cost of repairs made (if any), and less a cancellation fee to not exceed the cost of the contract or $50.00 whichever is less; or the state law for cancellation that apply to residents requesting cancellations. In the event that WE cancel this Agreement the contract, no cancellation fee will be deducted charged (or a fee by any other name). Amended to definition of Covered Product within the contract as follows: This Contract will not cover any unauthorized or non-manufacturer-recommended modifications to the Covered Product, or any damages arising from such unauthorized or non-manufacturer-recommended modifications. However, if the proCovered Product is modified or repaired in an unauthorized or non-rata refundmanufacturer-recommended manner, We will not automatically suspend all coverage. No Rather, this Contract will continue to provide any applicable coverage that is not related to the unauthorized or non-manufacturer-recommended modification or any damages arising therefrom, unless such coverage is otherwise excluded by the terms of this Contract. A ten percent (10%) penalty per month shall be applied to refunds not paid or credited within thirty (30) days of receipt of returned Service Agreement. ARBITRATION section of this Agreement is removed. In emergency situations that defects immediately endanger the health and safety of You, repairs will commence within 24 hours after the report of the claim incurred or paid and will be deducted from completed as soon as reasonably practicable thereafter; and if We determine that repairs cannot practicably be completed within three (3) calendar days after the amount report of the claim, We will provide a status report to be returned in You no later than three (3) calendar days after the event report of cancellationthe claim that will include: 1) A list of the required repairs or services, 2) the primary reason causing the required repairs or services to extend beyond the three (3) day period; 3) the current estimated time to complete the repairs or services; and 4) contact information for You to make additional inquiries concerning any aspect of the claim and a commitment to respond to such inquiries no later than one (1) business day after such an inquiry is made. In Nevada, if the holder is not satisfied with the manner in which the provider is handling the claim on the contract, the holder may contact the Commissioner by use of the toll-free telephone number of the Division. at the current toll-free number, (888)000-0000.Xx emergency situations the procedures for making a claim on the contract outside of normal business hours, and if the if the emergency involves the loss of plumbing, heating, cooling, or electrical services, repairs will commence within 24 hours after the report of the claim can be made electronically at xxxxxxx@xxxxxxxxxxxxxxxx.xxx or call (000)000-0000 choose prompt 6. In addition, emergency situations that defects immediately endanger the health and safety of You, and the Administrator determines that repairs cannot practicably be completed within three (3) calendar days after the report of the claim, Administrator WE will provide a status report to You and to the Commissioner by electronic mail at xxxxxxxxx@xxx.xx.xxx no later than three (3) calendar days after the report of the claim that will include: 1) A list of the required repairs or services, 2) the primary reason causing the required repairs or services to extend beyond the three (3) day period, 3) the current estimated time to complete the repairs or services; and 4) contact information for You to make additional inquiries concerning any aspect of the claim and a commitment by You to respond to such inquiries no later than one (1) business day after such an inquiry is made. Repairs will commence within twenty-four (24) 24 hours after the report of the claim and will be completed as soon as reasonably practicable thereafter. If You are not satisfied with the manner in which We are handling the claim on the Agreement, You may contact the Nevada Commissioner by use of the toll-free telephone number: (888000) 000- 000-0000. Refer to Your ScheduleDeclaration Page, sales receipt, receipt or invoice for the purchase price of this Agreement. For Nevada residents purchasing this service contract, the purchase price is available on the website when purchasing and the receipt of purchase is immediate and will be sent via electronic email to the purchaser.

Nevada. CANCELLATION OF THE AGREEMENT section is amended as follows: You may cancel this Agreement within thirty (30) days of the Coverage Period and if You have not received any Service, You are entitled to a full refund of the amount paid by You under this Agreement. Cancellation fee is not applicable. A 10% penalty per month will be added to a refund that is not paid or credited to You within forty-five (45) days after the cancellation of this Agreement. This Agreement shall be non-cancelable by Obligor, except for: Nonpayment of Agreement fees by You; or Fraud or material misrepresentation by You. We may not cancel this Agreement without providing You with written notice at least fifteen (15) days prior to the effective date of cancellation. Such notice shall include the effective date of cancellation and the reason for cancellation. I f If We cancel this Agreement , no cancellation fee will be deducted from the pro-rata refund. No claim incurred or paid will be deducted from the amount to be returned in the event of cancellation. In emergency situations that defects immediately endanger the health and safety of You, and the Administrator determines that repairs cannot practicably be completed within three (3) calendar days after the report of the claim, Administrator will provide a status report to You and to the Commissioner by electronic mail at xxxxxxxxx@xxx.xx.xxx no later than three (3) calendar days after the report of the claim that will include: 1) A list of the required repairs or services, 2) the primary reason causing the required repairs or services to extend beyond the three (3) day period, 3) the current estimated time to complete the repairs or services; and 4) contact information for You to make additional inquiries concerning any aspect of the claim and a commitment by You to respond to such inquiries no later than one (1) business day after such an inquiry is made. Repairs will commence within twenty-four (24) hours after the report of the claim and will be completed as soon as reasonably practicable thereafter. If You are not satisfied with the manner in which We are handling the claim on the Agreement, You may contact the Nevada Commissioner by use of the toll-free telephone number: (888) 000- 0000. Refer to Your Schedule, sales receipt, or invoice for the purchase price of this Agreement.

Nevada. CANCELLATION OF THE AGREEMENT ELIGIBILITY section is amended as follows: You may cancel this Agreement within thirty (303) days If any Covered Product is essential to Your health and safety such that a malfunction would render Your residence unfit for a person to live in and because of defects that immediately endanger the health and safety of the Coverage Period and if You have not received any Service, You are entitled to a full refund occupants of the amount paid by You under this Agreement. Cancellation fee is dwelling, and We determine that repairs cannot applicable. A 10% penalty per month will practicably be added to a refund that is not paid or credited to You completed within forty-five (45) 3 calendar days after the report of the claim, then We will provide a status report to You and to the Commissioner by electronic mail at xxxxxxxxx@xxx.xx.xxx not later than 3 calendar days after the report of the claim. CANCELLATION section is amended as follows: No claim incurred or paid will be deducted from the amount to be returned in the event of cancellation, and no cancellation of this Agreement. This Agreement shall fee will be non-cancelable by Obligor, except for: Nonpayment of Agreement fees by You; or Fraud or material misrepresentation by Youapplied. We may not cancel this Agreement without providing You with written notice at least fifteen (15) days prior to the effective date of cancellation. Such notice shall include the effective date of cancellation and the reason for cancellation. I f We cancel A ten percent (10%) penalty per month shall be applied to refunds not paid or credited within thirty (30) days of receipt of returned service Agreement. ARBITRATION section of this Agreement , no cancellation fee will be deducted from the pro-rata refund. No claim incurred or paid will be deducted from the amount to be returned in the event of cancellationis removed. In emergency situations that defects immediately endanger the health and safety of You, repairs will commence within 24 hours after the report of the claim and the Administrator determines will be completed as soon as reasonably practicable thereafter; and if We determine that repairs cannot practicably be completed within three (3) calendar days after the report of the claim, Administrator We will provide a status report to You and to the Commissioner by electronic mail at xxxxxxxxx@xxx.xx.xxx no later than three (3) calendar days after the report of the claim that will include: 1) A list of the required repairs or services, 2) the primary reason causing the required repairs or services to extend beyond the three (3) day period, ; 3) the current estimated time to complete the repairs or services; and 4) contact information for You to make additional inquiries concerning any aspect of the claim and a commitment by You to respond to such inquiries no later than one (1) business day after such an inquiry is made. Repairs will commence within twenty-four (24) hours after the report of the claim and will be completed as soon as reasonably practicable thereafter. If You are not satisfied with the manner in which We are handling the claim on the Agreementhave handled a claim, You may contact the Nevada Commissioner by use of the toll-free telephone number: at (888000) 000- 000-0000. Refer An UNAUTHORIZED MODIFICATION section is hereby added to Your Schedulethe Agreement as follows: Notwithstanding anything in this Agreement to the contrary, sales receiptif the Covered Product is modified or repaired in an unauthorized or non-manufacturer-recommended manner, We will continue to provide any applicable coverage that is not related to the unauthorized or invoice for non-manufacturer-recommended modification or any damages arising therefrom, unless such coverage is otherwise excluded by the purchase price terms of this Agreement.

Nevada. CANCELLATION OF THE AGREEMENT section is amended as follows: You In no event will any claims incurred or paid be deducted from any refund. We may cancel this Service Agreement within thirty seventy (3070) days from the date of the Coverage Period and if You have not received purchase for any Servicereason. After seventy (70) days, You are entitled to a full refund of the amount paid by You under We may only cancel this Agreement. Cancellation fee is not applicable. A 10% penalty per month will be added to a refund that is not paid or credited to You within forty-five (45) days after the cancellation of this Agreement. This Service Agreement shall be non-cancelable by Obligor, except for: Nonpayment of Agreement fees for nonpayment by You; or Fraud , fraud or material misrepresentation by You, or a substantial breach of duties by You relating to the covered property or its use if it occurred after the effective date of the service contract and it substantially and materially increased the service required under the service contract. If We may not cancel this Agreement without providing Service Contract, You with will be entitled to a pro-rata refund of the unearned Service Contract fee, no cancellation fee shall apply, and We shall mail a written notice to You at the last known address held by Us at least fifteen (15) days prior to preceding the effective date of cancellation. Such The notice shall include will state the effective date and the reason for the cancellation. If Your Service Contract was financed, the outstanding balance will be deducted from any refund. If You cancel this contract, We will refund any premium due to You within 45 days after you return the contract to Us. If We fail to issue a refund within 45 days we will pay 10% of the of the purchase price of the contract for each 30 day period the refund remains unpaid. IMPORTANT EXCLUSIONS – This Contract provides coverage that is excess over any other applicable coverage. Only unauthorized product repairs, modifications or alterations performed after the effective date of cancellation the Service Contract, or damages arising from such actions are excluded. Exclusion (R) is deleted in its entirety and replaced with the following: This Contract will not cover any unauthorized or non-manufacturer-recommended modifications to the Covered Product, or any damages arising from such unauthorized or non-manufacturer-recommended modifications. However, if the Covered Product is modified or repaired in an unauthorized or non-manufacturer-recommended manner, We will not automatically suspend all coverage. Rather, this Contract will continue to provide any applicable coverage that is not related to the unauthorized or non-manufacturer-recommended modification or any damages arising therefrom, unless such coverage is otherwise excluded by the terms of this Contract." If Your service contract relates to goods that are essential to Your health and safety and the reason repair of such goods is covered under the terms and conditions of Your contract, You may request emergency service at any time by calling Us at 000-000-0000 or online at xxx.xxxxxxxxxx.xxx. If the emergency service involves the loss of heating or cooling, loss of plumbing or substantial loss of electrical service and the emergency renders a dwelling unfit for cancellation. I f We cancel this Agreement , no cancellation fee will be deducted from the pro-rata refund. No claim incurred or paid will be deducted from the amount a person to be returned live in the event because of cancellation. In emergency situations defects that defects immediately endanger the health and safety of Youthe occupants of the dwelling, We will commence repairs within 24 hours after the report of the claim and the Administrator determines will complete repairs as soon as reasonably practicable thereafter. If We determine that repairs cannot practicably be completed within three (3) 3 calendar days after the report of the claim, Administrator We will provide a status report to You and to the Nevada Insurance Commissioner as required by electronic mail at xxxxxxxxx@xxx.xx.xxx no later than three (3) calendar days after the report of the claim that will include: 1) A list of the required repairs or services, 2) the primary reason causing the required repairs or services Nevada law. Any reference to extend beyond the three (3) day period, 3) the current estimated time ‘administrative fee’ with respect to complete the repairs or services; and 4) contact information for You cancellation is changed to make additional inquiries concerning any aspect of the claim and a commitment by You to respond to such inquiries no later than one (1) business day after such an inquiry is made. Repairs will commence within twenty-four (24) hours after the report of the claim and will be completed as soon as reasonably practicable thereafter‘cancellation fee’. If You are not satisfied with the manner in which We are handling the claim on the AgreementYour claim, You may contact the Nevada Insurance Commissioner by use of the toll-free telephone number: number of the Insurance Division, (888000) 000- 000-0000. Refer This contract is not renewable. New Hampshire: In the event You do not receive satisfaction under this Service Contract, You may contact the New Hampshire Insurance Department at, 00 Xxxxx Xxxxx Xxxxxx, Xxxxx 00, Xxxxxxx, XX 00000, 000-000-0000. New Mexico: GUARANTY is amended to include: This service contract is insured by Wesco Insurance Company. If the service contract provider fails to pay You or otherwise provide You with the covered service within sixty (60) days of Your Schedulesubmission of a valid claim, sales receiptYou may submit Your claim to Wesco Insurance Company at 000-000-0000, xxxxxxxxxxxxxxxxxxxx@xxxxxxxxxxxx.xxx, or invoice 00 Xxxxxx Xxxx, 00xx Xxxxx, Xxx Xxxx, XX 00000. If you have any concerns regarding the handling of your claim, you may contact the Office of Superintendent of lnsurance at 000-000-0000. CANCELLATION is amended as follows: We may cancel this Service Contract within seventy (70) days from the date of purchase for any reason. After seventy (70) days, We may only cancel this Service Contract for the purchase price following acts by the Contract Holder: Non-payment; discovery of this Agreementfraud or material misrepresentation by the Contract Holder in obtaining the Service Contract or in presenting a claim; or discovery of either of the following if it occurred after the effective date of the Service Contract and substantially and materially increased the service required under the Service Contract: an act or omission; or a violation of any condition of the Service Contract.

Nevada. CANCELLATION OF THE AGREEMENT section is amended as follows: You may cancel this Agreement within thirty (30) days of the Coverage Period and if You have not received any Service, You are entitled to a full refund of No claim incurred or paid will be deducted from the amount paid by You under this Agreement. Cancellation fee is not applicable. A 10% penalty per month will to be added to a refund that is not paid or credited to You within forty-five (45) days after returned in the cancellation event of this Agreement. This Agreement shall be non-cancelable by Obligor, except for: Nonpayment of Agreement fees by You; or Fraud or material misrepresentation by Youcancellation. We may not cancel this Agreement without providing You with written notice at least fifteen (15) days prior to the effective date of cancellation. Such notice shall include the effective date of cancellation and the reason for cancellation. I f We cancel The cancellation fee is limited to twenty-five ($25) dollars. A ten percent (10%) penalty per month shall be applied to refunds not paid or credited within thirty (30) days of receipt of returned service Agreement. ARBITRATION section of this Agreement , no cancellation fee will be deducted from the pro-rata refund. No claim incurred or paid will be deducted from the amount to be returned in the event of cancellationis removed. In emergency situations that defects immediately endanger endangers the health and safety of You, repairs will commence within 24 hours after the report of the claim and the Administrator determines will be completed as soon as reasonably practicable thereafter; and if We determine that repairs cannot practicably be completed within three (3) calendar days after the report of the claim, Administrator We will provide a status report to You and to the Commissioner by electronic mail at xxxxxxxxx@xxx.xx.xxx no later than three (3) calendar days after the report of the claim that will include: 1) A list of the required repairs or services, 2) the primary reason causing the required repairs or services to extend beyond the three (3) day period, ; 3) the current estimated time to complete the repairs or services; and 4) contact information for You to make additional inquiries concerning any aspect of the claim and a commitment by You to respond to such inquiries no later than one (1) business day after such an inquiry is made. Repairs Exclusion G regarding unauthorized modifications is amended as follows: This Contract will commence within twentynot cover any unauthorized or non-four (24) hours after manufacturer- recommended modifications to the report Covered Product, or any damages arising from such unauthorized or non-manufacturer-recommended modifications. However, if the Covered Product is modified or repaired in an unauthorized or non-manufacturer-recommended manner, We will not automatically suspend all coverage. Rather, this Contract will continue to provide any applicable coverage that is not related to the unauthorized or non-manufacturer-recommended modification or any damages arising therefrom, unless such coverage is otherwise excluded by the terms of the claim and this Contract. The cost of claims paid or services provided will not, under any circumstances, be completed as soon as reasonably practicable thereafterdeducted from any refund issued pursuant to this Contract. If You are not satisfied with the manner in which We are handling the claim on the Agreementclaim, You may contact the Nevada Commissioner by use Division of the tollInsurance at (000) 000-free telephone number: (888) 000- 0000. Refer to Your Schedule, sales receipt, or invoice for the purchase price of this Agreement.

Nevada. CANCELLATION OF THE AGREEMENT section is amended as followsdeleted in its entirety and replaced with the following: If You may cancel return this Agreement within thirty (30) days of the Coverage Period date this Agreement and if no claim has been made under this Agreement prior to its return to Us, this Agreement is void and We shall refund to You have not received any Service, You are entitled to a the full refund Purchase Price of the amount paid by You under this Agreement. Cancellation fee If the Agreement is not applicable. A 10% penalty per month cancelled after the first thirty (30) days that a claim has been filed, the refund will be added made on an amount of the Agreement charge according to the pro-rata method reflecting the days in force based on the term of the plan selected and the date coverage begins, less a twenty-five dollar ($25.00) cancellation fee. In the event of cancellation, the Lienholder, if any, will be named on the refund that is not paid or credited check.The Provider shall refund to You the holder the Purchase Price of the Service Agreement within forty-five (45) days after a Service Agreement is returned pursuant to subsection 1 of NRS 680C.250. If the Provider does not refund the purchase price within 45 days, the Provider will pay the purchaser a penalty of ten percent (10%) of the purchase price for each thirty (30) day period that the refund remains unpaid. Authorized claims will not be deducted from a refund. Pursuant to NAC 690C.120(1), the Provider may not impose a cancellation fee pursuant to any cancellation by the Provider under NRS 690C.270. ARBITRATION is deleted in its entirety. NOTICE TO CONSUMERS: Material misrepresentation by the applicant on the application will result in rejection of this Agreement. This Agreement shall WHAT THIS AGREEMENT DOES NOT COVER: If Your Vehicle is modified from the Vehicle manufacturer's original specifications, then We have no obligation to provide coverage for the modified components of the Vehicle. However, any applicable coverage for components that have not been so modified will continue in force unless otherwise excluded. If and only if such modifications constitute a material change in the nature or extent of the required service or repair which occurs after the effective date of the service contract and which causes the required service or repair to be non-cancelable by Obligorsubstantially and materially increased beyond that contemplated at the time that the service contract was issued or sold, except for: Nonpayment of Agreement fees by You; or Fraud or material misrepresentation by You. then We may not cancel this Agreement without service contract by providing You with written notice at least fifteen (15) days prior to the effective date of cancellation. Such notice shall include the effective date of cancellation to You. Consequential damages and Pre-Existing Conditions are not covered in this Agreement. Any exclusion language of coverage stating “YOUR VEHICLE IF MANUFACTURER HAS VOIDED, SUSPENDED OR RESCINDED THE MANUFACTURER’S WARRANTY” is deleted and replaced with: “This Contract will not be initially issued to any vehicle whose original warranty has ever been voided by the manufacturer. However, if this Contract has already been issued and the reason for cancellationmanufacturer's warranty becomes void during the term of this Contract, We will not automatically suspend all coverage. I f We cancel will not provide any coverage that would have otherwise been provided under the manufacturer's warranty. However, We will continue to provide any other coverage under this Contract, unless such coverage is otherwise excluded by the terms of this Contract." RENEWAL: Pursuant to NRS 690C.260 (1)(i), this Agreement , no cancellation fee will be deducted from the pro-rata refund. No claim incurred or paid will be deducted from the amount to be returned in the event of cancellation. In emergency situations that defects immediately endanger the health and safety of You, and the Administrator determines that repairs canis not practicably be completed within three (3) calendar days after the report of the claim, Administrator will provide a status report to You and to the Commissioner by electronic mail at xxxxxxxxx@xxx.xx.xxx no later than three (3) calendar days after the report of the claim that will include: 1) A list of the required repairs or services, 2) the primary reason causing the required repairs or services to extend beyond the three (3) day period, 3) the current estimated time to complete the repairs or services; and 4) contact information for You to make additional inquiries concerning any aspect of the claim and a commitment by You to respond to such inquiries no later than one (1) business day after such an inquiry is made. Repairs will commence within twenty-four (24) hours after the report of the claim and will be completed as soon as reasonably practicable thereafter. If You are not satisfied with the manner in which We are handling the claim on the Agreement, You may contact the Nevada Commissioner by use of the toll-free telephone number: (888) 000- 0000. Refer to Your Schedule, sales receipt, or invoice for the purchase price of this Agreementrenewable.

Nevada. CANCELLATION OF THE AGREEMENT section is amended as follows: You may cancel this Agreement within thirty (30) days of the Coverage Period and if You have not received any Service, You are entitled to a full refund of No claim incurred or paid will be deducted from the amount paid by You under this Agreement. Cancellation fee is not applicable. A 10% penalty per month will to be added to a refund that is not paid or credited to You within forty-five (45) days after returned in the cancellation event of this Agreement. This Agreement shall be non-cancelable by Obligor, except for: Nonpayment of Agreement fees by You; or Fraud or material misrepresentation by Youcancellation. We may not cancel this Agreement without providing You with written notice at least fifteen (15) days prior to the effective date of cancellation. Such notice shall include the effective date of cancellation and the reason for cancellation. I f We cancel this Agreement , no cancellation fee will A ten percent (10%) penalty per month shall be deducted from the pro-rata refund. No claim incurred applied to refunds not paid or paid will be deducted from the amount to be credited within thirty (30) days of receipt of returned in the event of cancellationService Agreement. In emergency situations that defects immediately endanger endangers the health and safety of You, repairs will commence within 24 hours after the report of the claim and the Administrator determines will be completed as soon as reasonably practicable thereafter; and if We determine that repairs cannot practicably be completed within three (3) calendar days after the report of the claim, Administrator We will provide a status report to You and to the Insurance Commissioner by electronic mail at xxxxxxxxx@xxx.xx.xxx no later than three (3) calendar days after the report of the claim that will include: 1) A list of the required repairs or services, 2) the primary reason causing the required repairs or services to extend beyond the three (3) day period, ; 3) the current estimated time to complete the repairs or services; and 4) contact information for You to make additional inquiries concerning any aspect of the claim and a commitment by You to respond to such inquiries no later than one (1) business day after such an inquiry is made. Repairs Any exclusion regarding unauthorized modifications is amended as follows: This Contract will commence within twentynot cover any unauthorized or non-four (24) hours after manufacturer-recommended modifications to the report Covered Product, or any damages arising from such unauthorized or non-manufacturer-recommended modifications. However, if the Covered Product is modified or repaired in an unauthorized or non- manufacturer-recommended manner, We will not automatically suspend all coverage. Rather, this Contract will continue to provide any applicable coverage that is not related to the unauthorized or non-manufacturer-recommended modification or any damages arising therefrom, unless such coverage is otherwise excluded by the terms of the claim and will be completed as soon as reasonably practicable thereafterthis Contract. If You are not satisfied with the manner in which We are handling the claim on the Agreementclaim, You may contact the Nevada Commissioner by use Division of the tollInsurance at (000) 000-free telephone number: (888) 000- 0000. Refer to Your Schedule, sales receipt, or invoice for the purchase price ARBITRATION section of this AgreementAgreement is removed.

Nevada. CANCELLATION OF THE AGREEMENT section is amended as follows: You may cancel this Agreement within thirty (30) days of the Coverage Period and if You have not received any Service, You are entitled to a full refund of the amount paid by You under this Agreement. Cancellation fee is not applicable. A 10% penalty per month will be added to a refund that is not paid or credited to You within forty-five (45) days after the cancellation of this Agreement. This Agreement shall be non-cancelable by Obligor, except for: Nonpayment of Agreement fees by You; or Fraud or material misrepresentation by You. We may not cancel this Agreement without providing You with written notice at least fifteen (15) days prior to the effective date of cancellation. Such notice shall include the effective date of cancellation and the reason for cancellation. I f We cancel this Agreement , no cancellation fee will be deducted from the pro-rata refund. No claim incurred or paid will be deducted from the amount to be returned in the event of cancellation. In emergency situations that defects immediately endanger the health and safety of You, and the Administrator determines that repairs cannot practicably be completed within three (3) calendar days after the report of the claim, Administrator will provide a status report to You and to the Commissioner by electronic mail at xxxxxxxxx@xxx.xx.xxx no later than three (3) calendar days after the report of the claim that will include: 1) A list of the required repairs or services, 2) the primary reason causing the required repairs or services to extend beyond the three (3) day period, 3) the current estimated time to complete the repairs or services; and 4) contact information for You to make additional inquiries concerning any aspect of the claim and a commitment by You to respond to such inquiries no later than one (1) business day after such an inquiry is made. Repairs will commence within twenty-four (24) hours after the report of the claim and will be completed as soon as reasonably practicable thereafter. If You are not satisfied with the manner in which We are handling the claim on the Agreement, You may contact the Nevada Commissioner by use of the toll-free telephone number: (888) 000- 0000. Refer to Your Schedule, sales receipt, receipt or invoice for the purchase price of this Agreement.

Nevada. CANCELLATION OF THE AGREEMENT section is amended as follows: You may cancel this Agreement within thirty (30) days of the Coverage Period and if You have not received any Service, You are entitled to a full refund of No claim incurred or paid will be deducted from the amount paid by You under this Agreement. Cancellation fee is not applicable. A 10% penalty per month will to be added to a refund that is not paid or credited to You within forty-five (45) days after returned in the cancellation event of this Agreement. This Agreement shall be non-cancelable by Obligor, except for: Nonpayment of Agreement fees by You; or Fraud or material misrepresentation by Youcancellation. We may not cancel this Agreement without providing You with written notice at least fifteen (15) days prior to the effective date of cancellation. Such notice shall include the effective date of cancellation and the reason for cancellation. I f We cancel this Agreement , no cancellation fee will A ten percent (10%) penalty per month shall be deducted from the pro-rata refund. No claim incurred applied to refunds not paid or paid will be deducted from the amount to be credited within thirty (30) days of receipt of returned in the event of cancellationService Agreement. In emergency situations that defects immediately endanger endangers the health and safety of You, repairs will commence within 24 hours after the report of the claim and the Administrator determines will be completed as soon as reasonably practicable thereafter; and if We determine that repairs cannot practicably be completed within three (3) calendar days after the report of the claim, Administrator We will provide a status report to You and to the Insurance Commissioner by electronic mail at xxxxxxxxx@xxx.xx.xxx no later than three (3) calendar days after the report of the claim that will include: 1) A list of the required repairs or services, 2) the primary reason causing the required repairs or services to extend beyond the three (3) day period, ; 3) the current estimated time to complete the repairs or services; and 4) contact information for You to make additional inquiries concerning any aspect of the claim and a commitment by You to respond to such inquiries no later than one (1) business day after such an inquiry is made. Repairs Any exclusion regarding unauthorized modifications is amended as follows: This Contract will commence within twentynot cover any unauthorized or non-four (24) hours after manufacturer-recommended modifications to the report Covered Product, or any damages arising from such unauthorized or non-manufacturer-recommended modifications. However, if the Covered Product is modified or repaired in an unauthorized or non-manufacturer-recommended manner, We will not automatically suspend all coverage. Rather, this Contract will continue to provide any applicable coverage that is not related to the unauthorized or non-manufacturer- recommended modification or any damages arising therefrom, unless such coverage is otherwise excluded by the terms of the claim and will be completed as soon as reasonably practicable thereafterthis Contract. If You are not satisfied with the manner in which We are handling the claim on the Agreementclaim, You may contact the Nevada Commissioner by use Division of the tollInsurance at (000) 000-free telephone number: (888) 000- 0000. Refer to Your Schedule, sales receipt, or invoice for the purchase price ARBITRATION section of this AgreementAgreement is removed.

Nevada. CANCELLATION OF THE AGREEMENT section Section 16 is amended as followsdeleted in its entirety and replaced with the following: “You may are entitled to a “Free Look” period for this Agreement. If You decide to cancel this Agreement within thirty sixty (3060) days of the Coverage Period and if You have not received any Servicepurchase, You are entitled to a full one hundred percent (100%) refund of the amount paid by any fees paid. If You under cancel this Agreement. Cancellation fee is not applicable. A 10% penalty per month will be added to a refund that is not paid or credited to You within forty-five Contract after sixty (4560) days after from purchase, You will receive a pro-rata refund based on the days remaining. No cancellation of this Agreement. This Agreement shall be non-cancelable Contract by Obligor, except for: Nonpayment of Agreement fees by You; or Fraud or material misrepresentation by You. We Us may not cancel this Agreement without providing You with written notice become effective until at least fifteen (15) days prior after a notice of cancellation is mailed to You at Your last known address. If the contract has been in effect for seventy (70) days or more, We can only cancel this Contract due to the following: (1) Unauthorized repairs which result in a material change in the nature or extent of the risk, occurring after the first effective date of the current Agreement, which causes the risk of loss to be substantially and materially increased beyond that contemplated at the time the Agreement was issued or last renewed; (2) discovery of fraud or material misrepresentation by the holder in obtaining the service contract, or in presenting a claim for service; or (3) an act or omission by You or a violation by You of any condition of the service contract, which occurred after the effective date of cancellationthe service contract and which substantially and materially increases the service required under the service contract. Such notice shall include the effective date of cancellation and the reason for cancellation. I f If We cancel this Agreement Agreement, You will receive a pro-rata refund based on the days remaining, no cancellation fee will be deducted from the pro-rata refund. No claim incurred or imposed, and no deduction for claims paid will be deducted applied. Section 15, Exclusions, contains exclusions and limitations to coverage but not reasons for which the Agreement itself may be cancelled. No deductions of any type shall be made from the amount to be returned in the event any refund owed as a result of cancellation. In emergency situations that defects immediately endanger the health and safety of You, and the Administrator determines that repairs cannot practicably be completed within three (3) calendar days after the report of the claim, Administrator will provide a status report to You and to the Commissioner by electronic mail at xxxxxxxxx@xxx.xx.xxx no later than three (3) calendar days after the report of the claim that will include: 1) A list of the required repairs cancellation or services, 2) the primary reason causing the required repairs or services to extend beyond the three (3) day period, 3) the current estimated time to complete the repairs or services; and 4) contact information for You to make additional inquiries concerning any aspect of the claim and a commitment by You to respond to such inquiries no later than one (1) business day after such an inquiry is made. Repairs will commence within twenty-four (24) hours after the report of the claim and will be completed as soon as reasonably practicable thereafter. buyout.” If You are not satisfied with the manner in which We are handling the claim on the AgreementYour claim, You may contact the Nevada Commissioner of the Division of Insurance at 0-000-000-0000. If Your covered failure results in a loss of heating, cooling, or electrical power to Your air conditioner or refrigerator/freezer, repairs on Your covered product will commence within twenty-four (24) hours after You report Your claim. If these repairs cannot be completed within three (3) calendar days, We will send You a report indicating the status of these repairs. The status report will also be sent to the Commissioner by use of the toll-free telephone number: (888) 000- 0000. Refer to Your Schedule, sales receipt, or invoice for the purchase price of this Agreementelectronic mail at xxxxxxxxx@xxx.xx.xxx.

Nevada. CANCELLATION OF THE AGREEMENT section The following is amended as followsadded to the contract: You may cancel The company is the obligor to this Agreement within thirty (30) days contract. Obligations of the Coverage Period company under this contract are backed by the full faith and if You have not received any Service, You are entitled to a full refund credit of the amount paid by You company and are not guaranteed under a reimbursement insurance policy. In the event you do not receive satisfaction under this Agreement. Cancellation fee is not applicable. A 10% penalty per month will Service Contract, complaints or questions about this Plan may be added to a refund that is not paid or credited to You within forty-five (45) days after the cancellation of this Agreement. This Agreement shall be non-cancelable by Obligor, except for: Nonpayment of Agreement fees by You; or Fraud or material misrepresentation by You. We may not cancel this Agreement without providing You with written notice at least fifteen (15) days prior directed to the effective date Nevada Department of cancellationInsurance, telephone (000) 000-0000. Such notice shall include If a claim renders the effective date dwelling unfit for a person to live in because of cancellation and the reason for cancellation. I f We cancel this Agreement , no cancellation fee will be deducted from the pro-rata refund. No claim incurred or paid will be deducted from the amount to be returned in the event of cancellation. In emergency situations defects that defects immediately endanger the health and safety of Youthe occupants of the dwelling, and the Administrator a contractor determines that repairs cannot practicably be completed within three (3) 3 calendar days after the report of the claim, Administrator then the provider will provide a status report to You and the customer via email. The first sentence in Page 1 3.D. is changed to the Commissioner by electronic mail at xxxxxxxxx@xxx.xx.xxx no later than three “COVERAGE UNDER THIS CONTRACT BEGINS AFTER EXISTING COVERAGE EXPIRES FOR PROPERTIES WITH EXISTING COMPANY WARRANTIES, OR THIRTY (330) calendar days after the report of the claim that will include: 1) A list of the required repairs or servicesDAYS AFTER COMPANY ACCEPTANCE OF YOUR ORDER FOR NEW PROPERTIES, 2) the primary reason causing the required repairs or services to extend beyond the three (3) day period, 3) the current estimated time to complete the repairs or services; and 4) contact information for You to make additional inquiries concerning any aspect of the claim and a commitment by You to respond to such inquiries no later than one AND CONTINUES FOR ONE (1) business day after such an inquiry is YEAR THEREAFTER (THE “COVERAGE PERIOD”).” You may void this Agreement within 30 (thirty) days of the coverage effective date for a full refund of the contract fees paid if no claim has been made. Repairs will commence You may cancel this Contract within 30 (thirty) days of the coverage effective date if a claim has been made, or at any time thereafter, at which time you may be entitled to a refund of unearned contract fees paid less a cancellation fee of twenty-four five dollars (24$25) hours after and less the report cost of any services performed pursuant to the Contract, where permitted by law. If the refund calculation results in you owing us payment for services provided, we may bill you for the lesser of the claim and net amount due to us or the unpaid annual term contract fee. We will be completed bill or charge you any balance owed to us through the same mechanism as soon as reasonably practicable thereafterany previous installment billings, or we will direct bill you if such a mechanism is not available. If We fail to refund you within 45 days after a Contract is returned, We shall pay You are not satisfied with the manner in which We are handling the claim on the Agreement, You may contact the Nevada Commissioner by use a penalty of 10 percent of the tollamount due for each 30-free telephone number: (888) 000- 0000day period or portion thereof that the refund and any accrued penalties remain unpaid. Refer to Your Schedule, sales receipt, or invoice After the contract has been in effect for at least 70 days it can only be canceled by the company for the purchase price of this Agreement.following reasons: