Common use of Non-invalidation Clause in Contracts

Non-invalidation. If the risk of damage is increased by any inadvertent act or omission or by any change not otherwise subject to any policy exclusion that occurs without your knowledge, such material change will not invalidate this insurance, provided that you immediately on such act, omission or change coming to your knowledge, give notice thereof to us and pay such extra premium as we may require. However, this provision shall not apply to set aside any exclusion which would but for this clause be applicable and it is agreed that any such policy exclusion shall prevail over this clause in the event of any conflict.

Non-invalidation. If the risk of damage is increased by any inadvertent act or omission or by any change alteration not otherwise subject to any policy exclusion that occurs without your knowledge, such material change will not invalidate this insurance, provided that you immediately on such act, omission or change alteration coming to your knowledge, give notice thereof to us and pay such extra premium as we may require. However, this provision shall not apply to set aside any exclusion which would but for this clause be applicable and it is agreed that any such policy exclusion shall prevail over this clause in the event of any conflict.