Common use of Notice of Errors, Forgeries and Unauthorised Signatures Clause in Contracts

Notice of Errors, Forgeries and Unauthorised Signatures. You must notify us in writing within 30 days after we mail a statement or otherwise make a statement available (for example, paperless statements) if: • A check that you did not authorise or that is altered is listed on the statement; • Your account statement contains any errors; or • You did not receive your scheduled statement. This 30-day notice requirement does not limit our rights to attempt to collect on unauthorised or altered checks from other banks. You must notify us in writing of any unauthorised, improper or missing endorsements within six months after the account statement is mailed or made available. You must provide us with all information we need to investigate the alleged error or item. You must also file any police reports and provide any supporting affidavits and testimony we reasonably request. If you do not comply with the requirements above, we are not required to reimburse you for any claimed loss, and you cannot bring any legal claim against us in any way related to the check or errors. In addition, if you fail to notify us of any unauthorised check within 30 days after we mail, or in any other way make available, a statement that lists an unauthorised check, we are not required to reimburse you for unauthorised checks initiated by the same wrongdoer(s) that we pay after that time.