Common use of Notices; Payments Clause in Contracts

Notices; Payments. (a) All demands, notices, instructions, directions and communications (collectively, “Notices”) under this Agreement shall be in writing and shall be deemed to have been duly given if personally delivered at, mailed by certified mail, return receipt requested and postage prepaid, sent by facsimile transmission, or sent by electronic mail or by such other means acceptable to the recipient (i) in the case of Capital One Bank (USA), National Association, to Capital One Bank (USA), National Association, ▇▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇ ▇▇▇▇▇, ▇▇▇▇▇▇, VA 22102, Attention: General Counsel, with a copy to Managing Vice President, Treasury Capital Markets, (ii) in the case of Capital One Funding, LLC, to Capital One Funding, LLC, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇▇ ▇▇▇▇-▇, ▇▇▇▇ ▇▇▇▇▇, ▇▇▇▇▇▇▇▇ ▇▇▇▇▇, Attention: Assistant Vice President, Treasury Capital Markets, (iii) in the case of the Trustee, to The Bank of New York Mellon, ▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇▇▇, 7W, New York, New York 10286, Attention: Corporate Trust Administration-Asset Backed Securities (facsimile no. 212-815-2493), (iv) in the case of Moody’s, to ▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: ABS Monitoring (facsimile no. 212-298-7139), (v) in the case of Standard & Poor’s, to ▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: Asset Backed Group (facsimile nos. 212-438-2648 and ▇▇▇-▇▇▇-▇▇▇▇), (vi) in the case of Fitch, to ▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: Asset Backed Surveillance (facsimile no. 212-635-0476), (vii) in the case of the Paying Agent or the Transfer Agent and Registrar, to The Bank of New York Mellon, ▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇▇▇, 7W, New York, New York 10286, Attention: Corporate Trust Administration-Asset Backed Securities (facsimile no. ▇▇▇-▇▇▇-▇▇▇▇, electronic mail addresses ▇▇▇▇▇▇▇@▇▇▇▇▇▇▇▇.▇▇▇ and ▇▇▇▇▇▇▇▇@▇▇▇▇▇▇▇▇.▇▇▇), and (viii) to any other Person as specified in any Supplement; or, as to each party, at such other address, facsimile number or electronic mail address as shall be designated by such party in a written notice to each other party. (b) Any Notice required or permitted to be given to a Holder of Registered Certificates shall be given by first-class mail, postage prepaid, at the address of such Holder as shown in the Certificate Register. No Notice shall be required to be mailed to a Holder of Bearer Certificates or Coupons but shall be given as provided below. Any Notice so mailed within the time prescribed in this Agreement shall be conclusively presumed to have been duly given, whether or not the Investor Certificateholder receives such Notice. In addition, (a) if and so long as any Series or Class is listed on the Luxembourg Stock Exchange and such exchange shall so require, any Notice to Investor Certificateholders shall be published in an Authorized Newspaper of general circulation in Luxembourg within the time period prescribed in this Agreement and (b) in the case of any Series or Class with respect to which any Bearer Certificates are outstanding, any Notice required or permitted to be given to Investor Certificateholders of such Series or Class shall be published in an Authorized Newspaper within the time period prescribed in this Agreement. (c) All Notices to be given to Funding, as Transferor, shall be deemed given if the Notice is provided to the address of Funding. All payments hereunder to Funding, as Transferor, or Capital One, as the Servicer, shall be made to such account as such party may specify in writing. All payments hereunder to the Transferor shall be deemed made if made to the account of Funding, as the case may be, as provided above.

Notices; Payments. (a) All demands, notices, instructions, directions and communications (collectively, “Notices”) under this Agreement shall be in writing and shall be deemed to have been duly given if personally delivered at, mailed by certified mail, return receipt requested and postage prepaid, sent by facsimile transmission, or sent by electronic mail or by such other means acceptable to the recipient (i) in the case of Capital One Bank (USA)Bank, National Associationas the Servicer, to Capital One Bank (USA)Bank, National Association, ▇▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇ ▇▇▇▇▇, ▇▇▇▇▇▇Glen Allen, VA 22102Virginia 23060, Attention: General Counsel, with a copy to Managing Vice President, Treasury Capital MarketsDirector of Securitization (facsimile no. 804-967-1220), (ii) in the case of Capital One Funding, LLC, as the Transferor, to Capital One Funding, LLC, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇▇ ▇▇▇▇-▇, ▇▇▇▇ ▇▇▇▇▇, ▇▇▇▇▇▇▇▇ ▇▇▇▇▇, Attention: Assistant Vice President, Treasury Capital MarketsPresident (facsimile no. 804-290-6666), (iii) in the case of the Trustee, to The Bank of New York MellonYork, ▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇▇▇, 7W8W, New York, New York 10286, Attention: Corporate Trust Administration-Asset Backed Securities Administration (facsimile no. 212-815-2493), (iv) in the case of Moody’s▇▇▇▇▇’▇, to ▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: ABS Monitoring (facsimile no. 212-298-7139), (v) in the case of Standard & Poor’s, to ▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: Asset Backed Group (facsimile nos. 212-438-2648 and ▇▇▇-▇▇▇-▇▇▇▇), (vi) in the case of Fitch, to ▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: Asset Backed Surveillance (facsimile no. 212-635-0476), (vii) in the case of the Paying Agent or the Transfer Agent and Registrar, to The Bank of New York MellonYork, ▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇▇▇, 7W8W, New York, New York 10286, Attention: Corporate Trust Administration-Asset Backed Securities Administration (facsimile no. ▇▇▇-▇▇▇-▇▇▇▇, electronic mail addresses ▇▇▇▇▇▇▇@▇▇▇▇▇▇▇▇.▇▇▇ and ▇▇▇▇▇▇▇▇@▇▇▇▇▇▇▇▇.▇▇▇), and (viii) to any other Person as specified in any Supplement; or, as to each party, at such other address, facsimile number or electronic mail address as shall be designated by such party in a written notice to each other party. (b) Any Notice required or permitted to be given to a Holder of Registered Certificates shall be given by first-class mail, postage prepaid, at the address of such Holder as shown in the Certificate Register. No Notice shall be required to be mailed to a Holder of Bearer Certificates or Coupons but shall be given as provided below. Any Notice so mailed within the time prescribed in this Agreement shall be conclusively presumed to have been duly given, whether or not the Investor Certificateholder receives such Notice. In addition, (a) if and so long as any Series or Class is listed on the Luxembourg Stock Exchange and such exchange shall so require, any Notice to Investor Certificateholders shall be published in an Authorized Newspaper of general circulation in Luxembourg within the time period prescribed in this Agreement and (b) in the case of any Series or Class with respect to which any Bearer Certificates are outstanding, any Notice required or permitted to be given to Investor Certificateholders of such Series or Class shall be published in an Authorized Newspaper within the time period prescribed in this Agreement. (c) All Notices to be given to Funding, as Transferor, shall be deemed given if the Notice is provided to the address of Funding. All payments hereunder to Funding, as Transferor, or Capital One, as the Servicer, shall be made to such account as such party may specify in writing. All payments hereunder to the Transferor shall be deemed made if made to the account of Funding, as the case may be, as provided above.

Notices; Payments. (a) All demands, notices, instructions, directions and communications (collectively, “"Notices”") under this Agreement shall be in writing and shall be deemed to have been duly given if personally delivered at, mailed by certified registered mail, return receipt requested and postage prepaid, sent by facsimile transmissionrequested, or sent by electronic mail or by such other means acceptable to the recipient facsimile transmission (i) in the case of Capital One Bank (USA), National Associationthe Transferor, to Capital One Bank (USA)Partners First Receivables Funding, National AssociationLLC, at ▇▇▇ ▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇ ▇▇, ▇▇▇▇▇ ▇▇▇, ▇▇▇▇▇▇, VA 22102, Attention: General Counsel, with a copy to Managing Vice President, Treasury Capital Markets, (ii) in the case of Capital One Funding, LLC, to Capital One Funding, LLC, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇▇ ▇▇▇▇-▇, ▇▇▇▇ ▇▇▇▇▇, ▇▇▇▇▇▇▇▇ ▇▇▇▇▇ -- Attention: ▇▇▇▇ ▇. ▇▇▇▇▇▇▇▇▇ (facsimile no. (▇▇▇) ▇▇▇-▇▇▇▇), (ii) in the case of the Servicer, to Partners First Holdings, LLC, at ▇▇▇ ▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇ ▇▇▇, ▇▇▇▇▇▇▇▇▇, Maryland 21090 -- Attention: Assistant Vice President, Treasury Capital Markets▇▇▇▇ ▇. ▇▇▇▇▇▇▇▇▇ (facsimile no. (▇▇▇) ▇▇▇-▇▇▇▇), (iii) in the case of the Trustee, the Paying Agent or Transfer Agent and Registrar, to The Bank of New York Mellon, at ▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇▇▇, 7W▇ 12E, New York, New York NY 10286, Attention: Corporate Trust Administration-Asset Backed Securities Department (facsimile no. 212no (▇▇▇) ▇▇▇-815-2493▇▇▇▇ ), (iv) in the case of Moody’s's, to ▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: ABS Monitoring ▇▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇▇ (facsimile no. (212) 553-298-71394600), (v) in the case of Standard & Poor’s's, to ▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: Asset Backed Group Group, 15th Floor (facsimile nosno. 212-438-2648 and (▇▇▇-) ▇▇▇-▇▇▇▇), (vi) in the case of Fitch, to ▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: Asset Backed Surveillance Structured Finance Department (facsimile no. 212-635-0476), (vii) in the case of the Paying Agent or the Transfer Agent and Registrar, to The Bank of New York Mellon, ▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇▇▇, 7W, New York, New York 10286, Attention: Corporate Trust Administration-Asset Backed Securities (facsimile no. ▇▇▇-) ▇▇▇-▇▇▇▇, electronic mail addresses ▇▇▇▇▇▇▇@▇▇▇▇▇▇▇▇.▇▇▇ and ▇▇▇▇▇▇▇▇@▇▇▇▇▇▇▇▇.▇▇▇), and (viiivii) to any other Person as specified in any Supplement; or, as to each party, at such other address, address or facsimile number or electronic mail address as shall be designated by such party in a written notice to each other party. (b) Any Notice required or permitted to be given to a Holder of Registered Certificates Securities shall be given by first-class mail, postage prepaid, at the address of such Holder as shown in the Certificate Security Register. No Notice shall be required to be mailed to a Holder of Bearer Certificates Securities or Coupons but shall be given as provided below. Any Notice so mailed within the time prescribed in this Agreement shall be conclusively presumed to have been duly given, whether or not the Investor Certificateholder Securityholder receives such Notice. In addition, (a) if and so long as any Series or Class is listed on the Luxembourg Stock Exchange and such exchange Exchange shall so require, any Notice to Investor Certificateholders Securityholders shall be published in an Authorized Newspaper of general circulation in Luxembourg within the time period prescribed in this Agreement and (b) in the case of any Series or Class with respect to which any Bearer Certificates Securities are outstanding, any Notice required or permitted to be given to Investor Certificateholders Securityholders of such Series or Class shall be published in an Authorized Newspaper within the time period prescribed in this Agreement. (c) All Notices to be given to Funding, as Transferor, shall be deemed given if the Notice is provided to the address of Funding. All payments hereunder to Funding, as Transferor, or Capital One, as the Servicer, shall be made to such account as such party may specify in writing. All payments hereunder to the Transferor shall be deemed made if made to the account of Funding, as the case may be, as provided above.

Notices; Payments. (a) All demands, notices, instructions, directions and communications (collectively, “Notices”) under this Agreement shall be in writing and shall be deemed to have been duly given if personally delivered at, mailed by certified registered mail, return receipt requested and postage prepaidrequested, or sent by facsimile transmission, or sent by electronic mail or by such other means acceptable to the recipient (i) in the case of Capital One Bank (USA)the Sellers, National Associationto: Citibank, to Capital One Bank (USA), National Association, N.A. ▇▇▇ ▇. ▇▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇ ▇▇▇▇▇, ▇▇▇▇▇▇, VA 22102, Attention: General Counsel, with a copy to Managing Vice President, Treasury Capital Markets, (ii) in the case of Capital One Funding, LLC, to Capital One Funding, LLC, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇▇ ▇▇▇▇-▇, ▇▇▇▇ ▇▇▇▇▇, ▇▇▇▇▇▇▇▇ ▇▇▇▇▇, Attention: Assistant Vice President, Treasury Capital Markets, (iii) in the case of the Trustee, to The Bank of New York Mellon, ▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇▇▇, 7W, New York, New York 10286, Attention: Corporate Trust Administration-Asset Backed Securities (facsimile no. 212-815-2493), (iv) in the case of Moody’s, to ▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇ Facsimile: ▇▇, ▇-▇▇▇-▇▇▇▇ or 7232 with copies to: Citigroup Inc. ▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ (▇▇▇ ▇▇▇▇▇) ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, ▇ Attention: ABS Monitoring (facsimile no. 212Treasury Facsimile: ▇▇▇-298▇▇▇-7139), (v) in the case of Standard & Poor’s, to ▇▇▇▇ ▇Citigroup – Corporate Law Department One Court Square (▇▇▇▇ ▇▇▇▇▇) ▇, ▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention▇ Facsimile: Asset Backed Group (facsimile nos. 212-438-2648 and ▇▇▇-▇▇▇-▇▇▇▇), (viii) in the case of Fitchthe Trustee, to ▇to: Deutsche Bank Trust Company Americas ▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇ Attention: Global Securities Services—Structured Finance Services Facsimile: ▇▇▇-▇▇▇-▇▇▇▇ (iii) in the case of Moody’s, to: ▇▇▇▇▇’▇ Investors Service, Inc. 7 World Trade Center ▇▇▇ ▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇ Attention: ABS Monitoring Department 4th Floor Facsimile: ▇▇▇-▇▇▇-▇▇▇▇ (iv) in the case of Standard & Poor’s, to: S&P Global Ratings ▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇ Attention: Asset Backed Surveillance (facsimile no. Group Facsimile: 212-635438-0476)2648 (v) in the case of Fitch, to: Fitch Ratings ▇▇ ▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇ Attention: Asset Backed Group Facsimile: 212-514-9879 (viivi) in the case of the Paying Agent or the Transfer Agent and Registrar, to The Bank of New York Mellonto: Citibank, N.A. ▇▇▇ ▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇, 7W▇▇▇▇ ▇▇▇▇▇ ▇▇▇ ▇▇▇▇, New York, New York 10286, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇ Attention: Corporate Agency and Trust Administration-Asset Backed Securities (facsimile no. Facsimile: ▇▇▇-▇▇▇-▇▇▇▇, electronic mail addresses ▇▇▇▇▇▇▇@▇▇▇▇▇▇▇▇.▇▇▇ and ▇▇▇▇▇▇▇▇@▇▇▇▇▇▇▇▇.▇▇▇), and (viii) to any other Person as specified in any Supplement; or, as to each party, at such other address, facsimile number or electronic mail address as shall be designated by such party in a written notice to each other party. (b) Any Notice required or permitted to be given to a Holder of Registered Certificates shall be given by first-class mail, postage prepaid, at the address of such Holder as shown in the Certificate Register. No Notice shall be required to be mailed to a Holder of Bearer Certificates or Coupons but shall be given as provided below. Any Notice so mailed within the time prescribed in this Agreement shall be conclusively presumed to have been duly given, whether or not the Investor Certificateholder receives such Notice. In addition, (a) if and so long as any Series or Class is listed on the Luxembourg Stock Exchange and such exchange shall so require, any Notice to Investor Certificateholders shall be published in an Authorized Newspaper of general circulation in Luxembourg within the time period prescribed in this Agreement and (b) in the case of any Series or Class with respect to which any Bearer Certificates are outstanding, any Notice required or permitted to be given to Investor Certificateholders of such Series or Class shall be published in an Authorized Newspaper within the time period prescribed in this Agreement. (c) All Notices to be given to Funding, as Transferor, shall be deemed given if the Notice is provided to the address of Funding. All payments hereunder to Funding, as Transferor, or Capital One, as the Servicer, shall be made to such account as such party may specify in writing. All payments hereunder to the Transferor shall be deemed made if made to the account of Funding, as the case may be, as provided above.

Notices; Payments. (a) All demands, notices, instructions, directions and communications (collectively, “"Notices”") under this Agreement shall be in writing and shall be deemed to have been duly given if personally delivered at, mailed by certified registered mail, return receipt requested and postage prepaid, sent by facsimile transmissionrequested, or sent by electronic mail or by such other means acceptable to the recipient facsimile transmission (i) in the case of Capital One Bank (USA), National Associationthe Transferor, to Capital One Bank (USA)Household Affinity Funding Corporation III, National Association, ▇▇▇▇ ▇▇▇▇ ▇▇▇▇▇▇▇ , ▇▇▇ ▇▇▇▇▇, ▇▇▇▇▇▇ ▇, VA 22102▇▇▇▇, Attention: General Counsel, with a copy to Managing Vice President, Treasury Capital Markets[*] (facsimile no. (702) [*]), (ii) in the case of Capital One Funding, LLCthe Bank, to Capital One Funding51 Household Bank (SB), LLCN.A. at ▇▇▇▇ ▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇▇, ▇▇▇▇▇▇ ▇▇▇▇▇, Attention: General Counsel (facsimile no. (702) [*]), (iii) in the case of the Servicer, to Household Finance Corporation, at ▇▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇, Prospect Heights, Illinois 60070, Attention: ▇.▇. ▇▇▇▇▇, Assistant Treasurer (facsimile no. (▇▇▇) ▇▇▇-▇▇▇▇), with copies to Household International at ▇▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇, Prospect Heights, Illinois 60070, Attention: General Counsel's Office, Securities and Funding Unit (facsimile no. (▇▇▇) ▇▇▇-▇▇▇▇), (iv) in the case of the Owner Trustee, to Wilmington Trust Company, ▇▇▇▇▇▇ Square North, ▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇▇ ▇▇▇▇-▇▇, ▇▇▇▇ ▇▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇ ▇▇▇▇▇, Attention: Assistant Vice President, Treasury Capital Markets, (iii) in the case of the Trustee, to The Bank of New York Mellon, ▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇▇▇, 7W, New York, New York 10286, Attention: Corporate Trust Administration-Asset Backed Securities (facsimile no. 212-815-2493), (iv) in the case of Moody’s, to ▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: ABS Monitoring (facsimile no. 212-298-7139)Corporate Trust Administration, (v) in the case of Standard & Poor’s, to ▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: Asset Backed Group (facsimile nos. 212-438-2648 and ▇▇▇-▇▇▇-▇▇▇▇), (vi) in the case of Fitch, to Fitch, Inc., ▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: Asset Backed ABS Surveillance (facsimile no. 212(▇▇▇) ▇▇▇-635-0476▇▇▇▇), (viivi) in the case of the Paying Agent or the Transfer Agent and RegistrarMoody's, to The Bank of New York Mellon▇▇▇▇▇'▇ Investors Service Inc., ▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇▇▇, 7W▇▇▇ ▇▇▇▇, New York, New York 10286▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: Corporate Trust Administration-Asset Backed Securities ABS Monitoring Group (facsimile no. (▇▇▇-) ▇▇▇-▇▇▇▇), electronic mail addresses (vii) in the case of Standard & Poor's, to Standard & Poor's Ratings Group, ▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇, ▇@▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: Credit Card ABS (facsimile no. (▇▇▇.▇▇▇ and ) ▇▇▇-▇▇▇▇▇@▇▇▇▇▇▇▇▇.▇▇▇), and (viii) to any other Person as specified in the Indenture or any Indenture Supplement; or, as to each party, at such other address, address or facsimile number or electronic mail address as shall be designated by such party in a written notice to each other party. (b) Any Notice required or permitted to be given to a Holder of Registered Certificates Notes shall be given by first-class mail, postage prepaid, at the address of such Holder as shown in the Certificate Note Register. No Notice shall be required to be mailed to a Holder of Bearer Certificates Notes or Coupons but shall be given as provided below. Any Notice so mailed within the time prescribed in this Agreement shall be conclusively presumed to have been duly given, whether or not the Investor Certificateholder Noteholder receives such Notice. In addition, (a) if and so long as any Series or Class is listed on the Luxembourg Stock Exchange and such exchange Exchange shall so require, any Notice to Investor Certificateholders Noteholders shall be published in an Authorized Newspaper of general circulation in Luxembourg within the time period prescribed in this Agreement and (b) in the case of any Series or Class with respect to which any Bearer Certificates Notes are outstanding, any Notice required or permitted to be given to Investor Certificateholders Noteholders of such Series or Class shall be published in an Authorized Newspaper within the time period prescribed in this Agreement. (c) All Notices to be given to Funding, as Transferor, shall be deemed given if the Notice is provided to the address of Funding. All payments hereunder to Funding, as Transferor, or Capital One, as the Servicer, shall be made to such account as such party may specify in writing. All payments hereunder to the Transferor shall be deemed made if made to the account of Funding, as the case may be, as provided above.

Notices; Payments. (a) All demands, notices, instructions, directions and communications (collectively, “"Notices”") under this Agreement shall be in writing and shall be deemed to have been duly given if personally delivered at, mailed by certified registered mail, return receipt requested and postage prepaid, sent by facsimile transmissionrequested, or sent by electronic mail or by such other means acceptable to the recipient facsimile transmission (i) in the case of Capital One Bank (USA), National Associationthe Transferor, to Capital One Bank (USA)Advanta Business Receivables Corp., National Association1325 ▇▇▇▇▇▇▇▇▇ ▇▇▇, ▇▇▇▇, ▇▇▇▇▇▇ ▇▇▇▇▇, (▇i) in the case of the Master Servicer, to Advanta Financial Corp., 1185▇ ▇▇▇▇▇ ▇▇▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇▇▇▇, VA 22102, Attention: General Counsel, with a copy to Managing Vice President, Treasury Capital Markets, (ii) in the case of Capital One Funding, LLC, to Capital One Funding, LLC, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇, (▇▇▇▇ ▇▇▇▇-▇, ▇▇▇▇ ▇▇▇▇▇, ▇▇▇▇▇▇▇▇ ▇▇▇▇▇, Attention: Assistant Vice President, Treasury Capital Markets, (iiiii) in the case of the Trustee, to The Bank of New York Mellon, ▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇▇▇, 7W, New York, New York 10286, Attention: the Corporate Trust Administration-Asset Backed Securities (facsimile no. 212-815-2493)Office, (iv) in the case of Moody’s's, to ▇▇ ▇99 C▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention▇▇tn: ABS Monitoring Moni▇▇▇▇▇▇ ▇▇▇▇▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇▇ (facsimile ▇▇csimile no. 212-298-7139553- 4600), (v) in the case of Standard & Poor’s's, to 26 B▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention▇▇tn: Asset Backed Group (facsimile nos. 212-438-2648 and ▇▇▇-▇▇▇-▇▇▇▇)Group, (vi) in the case of Fitch, to ▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: Asset Backed Surveillance 15th Floor (facsimile no. 212-635412-04760323), (viivi) in the case of the Paying Agent or the Transfer Agent and Registrar, to The Bank the Corporate Trust Office and (vii) in the case of New York MellonNotices sent under clauses (i) and (ii) above, ▇▇▇ ▇an informational copy of such Notice shall also be sent to Advanta Business Services Corp., P.O. Box 1228, 1020 ▇▇▇▇▇▇ ▇▇▇▇▇▇, 7W, New York, New York 10286, Attention: Corporate Trust Administration-Asset Backed Securities (facsimile no. ▇▇▇-▇▇▇-▇ ▇▇▇▇, electronic mail addresses Voor▇▇▇▇▇▇▇@▇▇▇▇▇▇▇▇.▇, ▇▇ and ▇▇▇▇▇▇▇▇@▇▇▇▇▇▇▇▇.▇▇▇)08043-1228, Attn: Treasurer, and (viii) to any other Person as specified in any Supplement; or, as to each party, at such other address, address or facsimile number or electronic mail address as shall be designated by such party in a written notice to each other party. (b) Any Notice required or permitted to be given to a Holder of Registered Certificates shall be given by first-class mail, postage prepaid, at the address of such Holder as shown in the Certificate Register. No Notice shall be required to be mailed to a Holder of Bearer Certificates or Coupons but shall be given as provided below. Any Notice so mailed within the time prescribed in this Agreement shall be conclusively presumed to have been duly given, whether or not the Investor Certificateholder receives such Notice. In addition, (a) if and so long as any Series or Class is listed on the Luxembourg Stock Exchange and such exchange Exchange shall so require, any Notice to Investor Certificateholders shall be published in an Authorized Newspaper of general circulation in Luxembourg within the time period prescribed in this Agreement and (b) in the case of any Series or Class with respect to which any Bearer Certificates are outstanding, any Notice required or permitted to be given to Investor 96 103 Certificateholders of such Series or Class shall be published in an Authorized Newspaper within the time period prescribed in this Agreement. (c) All Notices to be given to Funding, as Transferor, shall be deemed given if the Notice is provided to the address of Funding. All payments hereunder to Funding, as Transferor, or Capital One, as the Servicer, shall be made to such account as such party may specify in writing. All payments hereunder to the Transferor shall be deemed made if made to the account of Funding, as the case may be, as provided above.

Notices; Payments. (a) All demands, notices, instructions, directions and communications (collectively, “"Notices”") under this Agreement shall be in writing and shall be deemed to have been duly given if personally delivered at, mailed by certified registered mail, return receipt requested and postage prepaidrequested, or sent by facsimile transmission, or sent by electronic mail or by such other means acceptable to the recipient (i) in the case of Capital One Bank (USA)the Transferor, National Association, to Capital One Bank (USA), National Association, to: CompuCredit Funding Corp. ▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇ ▇▇▇ ▇▇▇▇▇, ▇▇▇▇▇▇, VA 22102, Attention: General Counsel, with a copy to Managing Vice President, Treasury Capital Markets, (ii) in the case of Capital One Funding, LLC, to Capital One Funding, LLC, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇▇ ▇▇▇▇-▇, ▇▇▇▇ ▇▇▇▇▇, ▇▇▇▇▇▇▇▇ ▇▇▇▇▇, ▇ Attention: Assistant Vice President, Treasury Capital Markets, ▇▇▇▇▇ ▇. ▇▇▇▇▇▇ (iiifacsimile no. (▇▇▇) in the case of the Trustee, to The Bank of New York Mellon, ▇▇▇-▇▇▇▇ with a copy to: CompuCredit Corporation ▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, 7W▇▇▇▇▇▇▇, New York, New York 10286, ▇▇ ▇▇▇▇▇ Attention: Corporate Trust Administration-Asset Backed Securities ▇▇▇▇▇ ▇. ▇▇▇▇▇▇ (facsimile no. 212(▇▇▇) ▇▇▇-815▇▇▇▇) (ii) in the case of the Servicer to: CompuCredit Corporation ▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇ ▇▇▇▇▇▇▇, ▇▇▇▇▇▇▇ ▇▇▇▇▇ Attention: ▇▇▇▇▇ ▇. ▇▇▇▇▇▇ (facsimile no. (▇▇▇) ▇▇▇-2493▇▇▇▇) (iii) in the case of the Trustee, the Paying Agent or Transfer Agent and Registrar, to: Bankers Trust Company Corporate Trust and Agency Group Four ▇▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇ Attention: Structured Finance Group, 10th Floor (facsimile no. (▇▇▇) ▇▇▇-▇▇▇▇) (iv) in the case of Moody’s's, to ▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: ABS Monitoring ▇▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇▇ (facsimile no. 212(▇▇▇) ▇▇▇-298-7139▇▇▇▇), (v) in the case of Standard & Poor’s's, to ▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: Asset Backed Group Group, 15th Floor (facsimile nosno. 212-438-2648 and (▇▇▇-) ▇▇▇-▇▇▇▇), (vi) in the case of Fitch, to ▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: Asset Backed Surveillance (facsimile no. 212-635-0476), (vii) in the case of the Paying Agent or the Transfer Agent and Registrar, to The Bank of New York Mellon, ▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇▇▇, 7W, New York, New York 10286, Attention: Corporate Trust Administration-Asset Backed Securities (facsimile no. ▇▇▇-▇▇▇-▇▇▇▇, electronic mail addresses ▇▇▇▇▇▇▇@▇▇▇▇▇▇▇▇.▇▇▇ and ▇▇▇▇▇▇▇▇@▇▇▇▇▇▇▇▇.▇▇▇), and (viii) to any other Person as specified in any Supplement; or, as to each party, at such other address, facsimile number or electronic mail address as shall be designated by such party in a written notice to each other party. (b) Any Notice required or permitted to be given to a Holder of Registered Certificates shall be given by first-class mail, postage prepaid, at the address of such Holder as shown in the Certificate Register. No Notice shall be required to be mailed to a Holder of Bearer Certificates or Coupons but shall be given as provided below. Any Notice so mailed within the time prescribed in this Agreement shall be conclusively presumed to have been duly given, whether or not the Investor Certificateholder receives such Notice. In addition, (a) if and so long as any Series or Class is listed on the Luxembourg Stock Exchange and such exchange shall so require, any Notice to Investor Certificateholders shall be published in an Authorized Newspaper of general circulation in Luxembourg within the time period prescribed in this Agreement and (b) in the case of any Series or Class with respect to which any Bearer Certificates are outstanding, any Notice required or permitted to be given to Investor Certificateholders of such Series or Class shall be published in an Authorized Newspaper within the time period prescribed in this Agreement. (c) All Notices to be given to Funding, as Transferor, shall be deemed given if the Notice is provided to the address of Funding. All payments hereunder to Funding, as Transferor, or Capital One, as the Servicer, shall be made to such account as such party may specify in writing. All payments hereunder to the Transferor shall be deemed made if made to the account of Funding, as the case may be, as provided above.,

Notices; Payments. (a) All demands, demands notices, instructions, directions and communications (collectively, “"Notices”") under this Agreement shall be in writing and shall be deemed to have been duly given if personally delivered at, mailed by certified registered mail, return receipt requested and postage prepaid, sent by facsimile transmissionrequested, or sent by electronic mail or by such other means acceptable to the recipient facsimile transmission (i) in the case of Capital One Bank (USA), National Associationthe Transferor, to Capital One Bank (USA)Target Receivables Corporation, National Association, ▇▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇ ▇▇▇▇▇, ▇▇▇▇▇▇, VA 22102, Attention: General Counsel, with a copy to Managing Vice President, Treasury Capital Markets, (ii) in the case of Capital One Funding, LLC, to Capital One Funding, LLC, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇▇ ▇▇▇▇-▇▇, ▇▇▇▇ ▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇, Attention Treasurer (facsimile no. (612) 370- 5508), (ii) in the case of the Servicer to Retailers National Bank, ▇▇▇▇ ▇▇▇▇ ▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇, Attention: Assistant Vice President, Treasury Capital MarketsPresident and Manager (facsimile no. (605) 362-2028), (iii) in the case of the Trustee, to The Norwest Bank of New York MellonMinnesota, National Association, MAC N9311-161, Sixth and Marquette, ▇▇▇ ▇▇▇▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇, 7W, New York, New York 10286, Attention: Corporate Trust AdministrationServices/Asset-Asset Backed Securities Administration (facsimile no. 212(▇▇▇) ▇▇▇-815-2493▇▇▇▇), (iv) in the case of Moody’s▇▇▇▇▇'▇, to ▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: Attention of ABS Monitoring Department 4th Floor (facsimile no. 212(▇▇▇) ▇▇▇-298-7139▇▇▇▇), (v) in the case of Standard & Poor’s's, to ▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: Attention of Asset Backed Group (facsimile nosno. (212-438-2648 and ▇▇▇-▇▇▇-▇▇▇▇) ________), (vi) in the case of Fitch, to ▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: Asset Backed Surveillance (facsimile no. 212-635-0476), (vii) in the case of the Paying Agent or the Transfer Agent and Registrar, to The Norwest Bank of New York MellonMinnesota, National Association, MAC N9311-161, Sixth and Marquette, ▇▇▇ ▇▇▇▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇, 7W, New York, New York 10286, Attention: Corporate Trust AdministrationServices/Asset-Asset Backed Securities Administration (facsimile no. ▇▇▇-▇▇▇-▇▇▇▇, electronic mail addresses ▇▇▇▇▇▇▇@▇▇▇▇▇▇▇▇.▇▇▇ and ▇▇▇▇▇▇▇▇@▇▇▇▇▇▇▇▇.▇▇▇), (612) 667- 3464) and (viiivii) to any other Person as specified in any Supplement; or, as to each party, at such other address, address or facsimile number or electronic mail address as shall be designated by such party in a written notice to each other party. (b) Any Notice required or permitted to be given to a Holder of Registered Certificates shall be given by first-first- class mail, postage prepaid, at the address of such Holder as shown in the Certificate Register. No Notice shall be required to be mailed to a Holder of Bearer Certificates or Coupons but shall be given as provided below. Any Notice so mailed within the time prescribed in this Agreement shall be conclusively presumed to have been duly given, whether or not the Investor Certificateholder receives such Notice. In addition, (a) if and so long as any Series or Class is listed on the Luxembourg Stock Exchange and such exchange shall so require, any Notice to Investor Certificateholders shall be published in an Authorized Newspaper of general circulation in Luxembourg within the time period prescribed in this Agreement and (b) in the case of any Series or Class with respect to which any Bearer Certificates are outstanding, any Notice required or permitted to be given to Investor Certificateholders of such Series or Class shall be published in an Authorized Newspaper within the time period prescribed in this Agreement. (c) All Notices to be given to Funding, as Transferor, shall be deemed given if the Notice is provided to the address of Funding. All payments hereunder to Funding, as Transferor, or Capital One, as the Servicer, shall be made to such account as such party may specify in writing. All payments hereunder to the Transferor shall be deemed made if made to the account of Funding, as the case may be, as provided above.

Notices; Payments. (a) All demands, notices, instructions, directions and communications (collectively, “"Notices”") under this Agreement shall be in writing and shall be deemed to have been duly given if personally delivered at, mailed by certified registered mail, return receipt requested and postage prepaid, sent by facsimile transmissionrequested, or sent by electronic mail or by such other means acceptable to the recipient facsimile transmission (i) in the case of Capital One Bank (USA)the Transferors to Fleet Credit Card Funding, National AssociationLLC, to Capital One Bank (USA)Suite PA EH 066 01L, National Association680 Blair Mill Road, Horsham, PA 19044, Attention: President, with a ▇▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇ ▇▇▇▇▇, ▇▇▇▇▇▇, VA 22102, Attention: General Counsel, with a copy to Managing Vice President, Treasury Capital Markets, (ii) in the case of Capital One Funding, LLC, to Capital One Funding, LLC, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇▇ ▇▇▇▇-▇, ▇▇▇▇ ▇▇▇▇▇, ▇▇▇▇▇▇▇▇ ▇▇▇▇▇, Attention: Assistant Vice President, Treasury Capital Markets, (iii) in the case of the Trustee, to The Bank of New York Mellon, ▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇ of Fleet Credit Card Funding, 7WLLC, New YorkMail Stop: PA EH 066 02L, New York 10286680 Blair Mill Road, Attention: Corporate Trust Administration-Asset Backed Securities Horsham, PA 19044; (facsimile no. 212-815-2493), (ivii) in the case of Moody’sthe Servi▇▇▇, to ▇▇ ▇▇▇▇▇ ▇▇▇▇ (RI), National Association, Securitization Department, Mail Stop: PA EH 066 01H, 680 Blair Mill Road, Horsham, PA 19044, Attention: Director of Securi▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇▇▇▇▇, with a copy to General Counsel, Mail Stop: PA EH 066 02L, 680 Blair Mill Road, Horsham, PA 19044; (iii) in the case of the Trus▇▇▇, ▇▇ ▇▇▇ ▇▇▇▇▇▇▇▇▇ Trust Office (facsimile no. (212)-250-6439, in the case of Moody's, to 99 Church Street, New York, ▇▇▇ ▇▇▇▇ ▇▇▇07, Attn: ABS Mon▇▇▇▇▇▇▇ Depa▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇ (▇▇▇▇▇▇▇▇▇ ▇▇. ▇▇▇-▇▇▇-▇600); (iv) i▇ ▇▇▇ ▇▇▇▇ ▇▇ ▇▇▇▇▇▇▇▇ & ▇▇▇▇'▇, to 55 Water Street, 40th Floor, New York, New York 10041, Attn: Asset Ba▇▇▇▇ ▇▇▇▇▇, Attention: ABS Monitoring (facsimile no. 212-298-7139), (v) in the case of Standard & Poor’s, to ▇▇ ▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: Asset Backed Group (facsimile nos. 212-438-2648 and ▇▇▇-▇▇▇-▇▇▇▇), ; (vi▇) in the case of Fitch, to ▇▇▇ ▇▇▇ case of the Paying Agent or the Transfer Agent and Registrar, to the Corporate Trust Office, New York, New York 10006, Attn: Corporate Tru▇▇ ▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ /▇▇▇▇▇, Attention: Asset Backed Surveillance (facsimile no. 212-635-0476), (vii) in the case of the Paying Agent or the Transfer Agent and Registrar, to The Bank of New York Mellon, ▇▇▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇▇ (▇▇, 7W, New York, New York 10286, Attention: Corporate Trust Administration-Asset Backed Securities (facsimile csimile no. ▇▇▇(212) 250-▇▇▇-▇▇▇▇, electronic mail addresses ▇▇▇▇▇▇▇@▇▇▇▇▇▇▇▇.▇▇▇ and ▇▇▇▇▇▇▇▇@▇▇▇▇▇▇▇▇.▇▇▇6439), and (viiivi) to any other Person as specified in any SupplementSup▇▇▇▇▇▇▇; or▇▇, as ▇s to each party, at such other address, address or facsimile number or electronic mail address as shall be designated by such party in a written notice to each other party. (b) Any Notice required or permitted to be given to a Holder of Registered Certificates shall be given by first-class mail, postage prepaid, at the address of such Holder as shown in the Certificate Register. No Notice shall be required to be mailed to a Holder of Bearer Certificates or Coupons but shall be given as provided below. Any Notice so mailed within the time prescribed in this Agreement shall be conclusively presumed to have been duly given, whether or not the Investor Certificateholder receives such Notice. In addition, (a) if and so long as any Series or Class is listed on the Luxembourg Stock Exchange and such exchange Exchange shall so require, any Notice to Investor Certificateholders shall be published in an Authorized Newspaper of general circulation in Luxembourg within the time period prescribed in this Agreement and (b) in the case of any Series or Class with respect to which any Bearer Certificates are outstanding, any Notice required or permitted to be given to Investor Certificateholders of such Series or Class shall be published in an Authorized Newspaper within the time period prescribed in this Agreement.. 104 (c) All Notices to be given made to Funding, as Transferor, the Transferors shall be deemed given if the one Notice is provided to the address of FundingFCCF. All payments hereunder to Funding, as Transferor, or Capital One, as the Servicer, Fleet (RI) shall be made to such account as such party Fleet (RI) may specify in writing. All payments hereunder to the Transferor Transferors shall be deemed made if made to the such account of Funding, as the case FCCF may be, as provided abovespecify in writing.

Notices; Payments. (a) All demands, notices, instructions, directions and communications (collectively, “"Notices”") under this Agreement shall be in writing and shall be deemed to have been duly given if personally delivered at, mailed by certified registered mail, return receipt requested and postage prepaid, sent by facsimile transmissionrequested, or sent by electronic mail or by such other means acceptable to the recipient facsimile transmission (i) in the case of Capital One Bank (USA), National Associationthe Transferor, to Capital One Bank (USA)Household Affinity Funding Corporation III, National Association, ▇▇▇▇ ▇▇▇▇ ▇▇▇▇▇▇▇ , ▇▇▇ ▇▇▇▇▇, ▇▇▇▇▇▇ ▇, VA 22102▇▇▇▇, Attention: General Counsel, with a copy to Managing Vice President, Treasury Capital MarketsManager-Compliance (facsimile no. (▇▇▇) ▇▇▇-▇▇▇▇), (ii) in the case of Capital One Funding, LLCthe Bank, to Capital One FundingHousehold Bank (SB), LLCNational Association at ▇▇▇▇ ▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇▇, ▇▇▇▇▇▇ ▇▇▇▇▇, Attention: General Counsel (facsimile no. (▇▇▇) ▇▇▇-▇▇▇▇), (iii) in the case of the Servicer, to Household Finance Corporation, at ▇▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇, Prospect Heights, Illinois 60070, Attention: ▇.▇. ▇▇▇▇▇, Assistant Treasurer (facsimile no. (847) 205-7538), with copies to Household International at ▇▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇, Prospect Heights, Illinois 60070, Attention: General Counsel's Office, Securities and Funding Unit (facsimile no. (▇▇▇) ▇▇▇-▇▇▇▇), (iv) in the case of the Trust, to Wilmington Trust Company, ▇▇▇▇▇▇ Square North, ▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇▇ ▇▇▇▇-▇▇, ▇▇▇▇ ▇▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇ ▇▇▇▇▇, Attention: Assistant Vice President, Treasury Capital Markets, (iii) in the case of the Trustee, to The Bank of New York Mellon, ▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇▇▇, 7W, New York, New York 10286, Attention: Corporate Trust Administration-Asset Backed Securities (facsimile no. 212-815-2493), (iv) in the case of Moody’s, to ▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: ABS Monitoring (facsimile no. 212-298-7139)Corporate Trust Administration, (v) in the case of Standard & Poor’s, to ▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: Asset Backed Group (facsimile nos. 212-438-2648 and ▇▇▇-▇▇▇-▇▇▇▇), (vi) in the case of Fitch, to Fitch, Inc., ▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: Asset Backed ABS Surveillance (facsimile no. 212(▇▇▇) ▇▇▇-635-0476▇▇▇▇), (viivi) in the case of the Paying Agent or the Transfer Agent and RegistrarMoody's, to The Bank of New York Mellon▇▇▇▇▇'▇ Investors Service Inc., ▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇▇▇, 7W▇▇▇ ▇▇▇▇, New York, New York 10286▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: Corporate Trust Administration-Asset Backed Securities ABS Monitoring Group (facsimile no. (▇▇▇-) ▇▇▇-▇▇▇▇), electronic mail addresses (vii) in the case of Standard & Poor's, to Standard & Poor's Ratings Group, ▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇, ▇@▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: Credit Card ABS (facsimile no. (▇▇▇.▇▇▇ and ) ▇▇▇-▇▇▇▇▇@▇▇▇▇▇▇▇▇.▇▇▇), and (viii) to any other Person as specified in the Indenture or any Indenture Supplement; or, as to each party, at such other address, address or facsimile number or electronic mail address as shall be designated by such party in a written notice to each other party. (b) Any Notice required or permitted to be given to a Holder of Registered Certificates Notes shall be given by first-class mail, postage prepaid, at the address of such Holder as shown in the Certificate Note Register. No Notice shall be required to be mailed to a Holder of Bearer Certificates Notes or Coupons but shall be given as provided below. Any Notice so mailed within the time prescribed in this Agreement shall be conclusively presumed to have been duly given, whether or not the Investor Certificateholder Noteholder receives such Notice. In addition, (a) if and so long as any Series or Class is listed on the Luxembourg Stock Exchange and such exchange Exchange shall so require, any Notice to Investor Certificateholders Noteholders shall be published in an Authorized Newspaper of general circulation in Luxembourg within the time period prescribed in this Agreement and (b) in the case of any Series or Class with respect to which any Bearer Certificates Notes are outstanding, any Notice required or permitted to be given to Investor Certificateholders Noteholders of such Series or Class shall be published in an Authorized Newspaper within the time period prescribed in this Agreement. (c) All Notices to be given to Funding, as Transferor, shall be deemed given if the Notice is provided to the address of Funding. All payments hereunder to Funding, as Transferor, or Capital One, as the Servicer, shall be made to such account as such party may specify in writing. All payments hereunder to the Transferor shall be deemed made if made to the account of Funding, as the case may be, as provided above.

Notices; Payments. (a) All demands, notices, instructions, directions and communications (collectively, “Notices”"NOTICES") under this Agreement shall be in writing and shall be deemed to have been duly given if personally delivered at, mailed by certified registered mail, return receipt requested and postage prepaid, sent by facsimile transmissionrequested, or sent by electronic mail or by such other means acceptable to the recipient facsimile transmission (i) in the case of Capital One Bank (USA), National Associationthe Transferor, to Capital One Bank (USA), National Association, ▇▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇ ▇▇▇▇▇, ▇▇▇▇▇▇, VA 22102, Attention: General Counsel, with a copy to Managing Vice President, Treasury Capital Markets, (ii) in the case of Capital One HRSI Funding, LLCInc. II, to Capital One Funding, LLC, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇▇ ▇▇▇▇-▇, ▇▇▇▇ ▇▇▇▇▇, ▇▇▇▇▇▇▇▇ ▇▇▇▇▇, Attention: Assistant Vice President, Treasury Capital Markets, (iii) in the case of the Trustee, to The Bank of New York Mellon, ▇▇270▇ ▇▇▇▇▇▇▇ ▇▇▇▇▇▇, 7WProspect Heights, New York, New York 10286Illinois 60070, Attention: Corporate Trust Administration-Asset Backed Securities President (facsimile no. 212(84▇) ▇▇▇-815-2493▇▇▇▇), (ivii) in the case of Moody’sthe Bank, to ▇Household Bank (SB), N.A. at 111▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇ ▇, Attention▇tention: ABS Monitoring General Counsel (facsimile no. 212(70▇) ▇▇▇-298-7139▇▇▇▇), (viii) in the case of Standard & Poor’sthe Servicer, to Household Finance Corporation, at 270▇ ▇▇▇▇▇▇▇ ▇▇▇▇, Prospect Heights, Illinois 60070, Attention: S.H. ▇▇▇▇▇, ▇ssistant Treasurer (facsimile no. (84▇) ▇▇▇-▇▇▇▇), with copies to Household International at 270▇ ▇▇▇▇▇▇▇ ▇▇▇▇, Prospect Heights, Illinois 60070, Attention: General Counsel's Office, Securities and Funding Unit (facsimile no. (84▇) ▇▇▇-▇▇▇▇), (iv) in the case of the Owner Trustee, to Wilmington Trust Company, at Rod▇▇▇ ▇▇uare North, 110▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: Asset Backed Group (facsimile nos. 212-438-2648 and ▇▇▇-▇, ▇ttention: Corporate Trust Administration (facsimile no. (30▇) ▇▇▇-▇▇▇▇), (viv) in the case of Fitch, to ▇▇▇ Fitch, Inc., One ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention▇ttention: Asset Backed ABS Surveillance (facsimile no. (212) 480-635-04764438), (viivi) in the case of the Paying Agent or the Transfer Agent and RegistrarMoody's, to The Bank of New York Mellon, Moo▇▇'▇ ▇▇vestors Service Inc., 99 ▇▇▇▇▇▇ ▇▇▇▇▇▇, 7W▇▇▇ ▇▇▇▇, New York▇▇ ▇▇▇▇▇, New York 10286, Attention▇ttention: Corporate Trust Administration-Asset Backed Securities ABS Monitoring Group (facsimile no. (21▇▇▇-) ▇▇▇-▇▇▇▇), electronic mail addresses (vii) in the case of Standard & Poor's, to Standard & Poor's Ratings Group, 55 ▇▇▇▇▇ ▇▇▇▇▇▇, ▇@▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, ▇ttention: Credit Card ABS (facsimile no. (21▇) ▇▇▇.-▇▇▇ and ▇▇▇▇▇▇▇▇@▇▇▇▇▇▇▇▇.▇▇▇), and (viii) to any other Person as specified in the Indenture or any Indenture Supplement; or, as to each party, at such other address, address or facsimile number or electronic mail address as shall be designated by such party in a written notice to each other party. (b) Any Notice required or permitted to be given to a Holder of Registered Certificates Notes shall be given by first-class mail, postage prepaid, at the address of such Holder as shown in the Certificate Note Register. No Notice shall be required to be mailed to a Holder of Bearer Certificates Notes or Coupons but shall be given as provided below. Any Notice so mailed within the time prescribed in this Agreement shall be conclusively presumed to have been duly given, whether or not the Investor Certificateholder Noteholder receives such Notice. In addition, (a) if and so long as any Series or Class is listed on the Luxembourg Stock Exchange and such exchange Exchange shall so require, any Notice to Investor Certificateholders Noteholders shall be published in an Authorized Newspaper of general circulation in Luxembourg within the time period prescribed in this Agreement and (b) in the case of any Series or Class with respect to which any Bearer Certificates Notes are outstanding, any Notice required or permitted to be given to Investor Certificateholders Noteholders of such Series or Class shall be published in an Authorized Newspaper within the time period prescribed in this Agreement. (c) All Notices to be given to Funding, as Transferor, shall be deemed given if the Notice is provided to the address of Funding. All payments hereunder to Funding, as Transferor, or Capital One, as the Servicer, shall be made to such account as such party may specify in writing. All payments hereunder to the Transferor shall be deemed made if made to the account of Funding, as the case may be, as provided above.

Notices; Payments. (a) All demands, notices, instructions, directions and communications (collectively, “Notices”) under this Agreement shall be in writing and shall be deemed to have been duly given if personally delivered at, mailed by certified registered mail, return receipt requested and postage prepaid, sent by facsimile transmissionrequested, or sent by electronic mail or by such other means acceptable to the recipient facsimile transmission (i) in the case of Capital One Bank the Transferor, to HSBC Funding (USA)) Inc. V, 2▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇, Prospect Heights, Illinois 60070, (ii) in the case of the Bank, to HSBC Bank Nevada, National Association, to Capital One Bank (USA), National Association, Association at 1▇▇▇ ▇▇▇▇ ▇▇▇▇▇▇▇ , ▇▇▇ ▇▇▇▇▇, ▇▇▇▇▇▇ ▇, VA 22102▇▇▇▇, Attention: General Counsel, with a copy to Managing Vice President, Treasury Capital MarketsCounsel (facsimile no. (▇▇▇) ▇▇▇-▇▇▇▇), (iiiii) in the case of Capital One Funding, LLCthe Servicer, to Capital One FundingHSBC Finance Corporation, LLC, at 2▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇, Prospect Heights, Illinois 60070, Attention: Assistant Treasurer (facsimile no. (▇▇▇) ▇▇▇-▇▇▇▇), (iv) in the case of the Owner Trustee, to Wilmington Trust Company, 1▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇ ▇▇▇▇▇-▇▇▇▇, Attention: Corporate U.S. Bank Administration (facsimile no. (▇▇▇) ▇▇▇-▇▇▇▇), (v) in the case of the Indenture Trustee, to U.S. Bank National Association, 2▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇, ▇▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇ ▇▇▇▇▇, Attention: Assistant Vice President, Treasury Capital Markets, (iii) in the case of the Trustee, to The Bank of New York Mellon, ▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇▇▇, 7W, New York, New York 10286, Attention: Corporate Trust Administration-Asset Backed Securities (facsimile no. 212-815-2493), (iv) in the case of Moody’s, to ▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: ABS Monitoring (facsimile no. 212-298-7139), (v) in the case of Standard & Poor’s, to ▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: Asset Backed Group (facsimile nos. 212-438-2648 and ▇▇▇-▇▇▇-▇▇▇▇), (vi) in the case of Fitch, to ▇Fitch, Inc., O▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: Asset Backed ABS Surveillance (facsimile no. 212(▇▇▇) ▇▇▇-635-0476▇▇▇▇), (vii) in the case of the Paying Agent or the Transfer Agent and RegistrarMoody’s, to The Bank of New York Mellon, M▇▇▇▇’▇ ▇Investors Service Inc., 9▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, 7W▇▇▇ ▇▇▇▇, New York, New York 10286▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: Corporate Trust Administration-Asset Backed Securities ABS Monitoring Group (facsimile no. (▇▇▇-) ▇▇▇-▇▇▇▇), electronic mail addresses (viii) in the case of Standard & Poor’s, to Standard & Poor’s Ratings Group, 5▇ ▇▇▇▇▇ ▇▇▇▇▇▇, ▇@▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: Credit Card ABS (facsimile no. (▇▇▇.) ▇▇▇ and ▇-▇▇▇▇▇▇▇▇@▇▇▇▇▇▇▇▇.▇▇▇), ) and (viiiix) to any other Person as specified in the Indenture or any Indenture Supplement; or, as to each party, at such other address, address or facsimile number or electronic mail address as shall be designated by such party in a written notice to each other party. (b) Any Notice required or permitted to be given to a Holder of Registered Certificates Notes shall be given by first-class mail, postage prepaid, at the address of such Holder as shown in the Certificate Note Register. No Notice shall be required to be mailed to a Holder of Bearer Certificates Notes or Coupons but shall be given as provided below. Any Notice so mailed within the time prescribed in this Agreement shall be conclusively presumed to have been duly given, whether or not the Investor Certificateholder Noteholder receives such Notice. In addition, (a) if and so long as any Series or Class is listed on the Luxembourg Stock Exchange a stock exchange and such exchange shall so require, any Notice to Investor Certificateholders Noteholders shall be published in an Authorized Newspaper of general circulation in Luxembourg within the time period prescribed in this Agreement and (b) in the case of any Series or Class with respect to which any Bearer Certificates Notes are outstanding, any Notice required or permitted to be given to Investor Certificateholders Noteholders of such Series or Class shall be published in an Authorized Newspaper within the time period prescribed in this Agreement. (c) All Notices to be given to Funding, as Transferor, shall be deemed given if the Notice is provided to the address of Funding. All payments hereunder to Funding, as Transferor, or Capital One, as the Servicer, shall be made to such account as such party may specify in writing. All payments hereunder to the Transferor shall be deemed made if made to the account of Funding, as the case may be, as provided above.

Notices; Payments. (a) All demands, notices, instructions, directions and communications (collectively, “Notices”) under this Agreement shall be in writing and shall be deemed to have been duly given if personally delivered at, mailed by certified mail, return receipt requested and postage prepaidrequested, or sent by facsimile transmission, or sent by electronic mail or by such other means acceptable to the recipient . (ia) in the case of Capital One Bank (USA)the Transferor, National Association, to Capital One Bank (USA), National Association, to: CompuCredit Funding Corp. III 3993 ▇▇▇▇▇▇ ▇▇▇▇▇▇ Parkway ▇▇▇▇▇ ▇▇▇ ▇▇▇▇▇, ▇▇▇▇▇▇, VA 22102, Attention: General Counsel, with a copy to Managing Vice President, Treasury Capital Markets, (ii) in the case of Capital One Funding, LLC, to Capital One Funding, LLC, ▇ ▇▇▇ ▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇▇ ▇▇▇▇-▇, ▇ Attention: Treasurer (facsimile no. (▇▇▇▇ ) ▇▇▇-▇▇▇▇) with a copy to: Lionel, ▇▇▇▇▇, ▇▇ & ▇▇▇▇▇▇▇ ▇▇▇▇▇, Attention: Assistant Vice President, Treasury Capital Markets, (iii) in the case of the Trustee, to The Bank of New York Mellon, ▇▇▇ ▇. ▇▇▇▇▇▇ ▇▇▇▇▇▇, 7W, New York, New York 10286, Attention: Corporate Trust Administration-Asset Backed Securities (facsimile no. 212-815-2493), (iv) in the case of Moody’s, to ▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇, ▇, ▇ ▇▇▇▇▇ Attention: ABS Monitoring (facsimile no. 212-298-7139), (v) in the case of Standard & Poor’s, to ▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, Esq. (b) in the case of the Servicer, to: CompuCredit Corporation ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: Asset Backed Group (facsimile nos. 212-438-2648 and ▇▇▇-▇▇▇-▇▇▇▇), (vi) in the case of Fitch, to ▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇ ▇▇▇▇▇ ▇▇▇ ▇▇▇▇▇▇▇, ▇▇▇▇▇▇▇ ▇▇▇▇▇ Attention: General Counsel (facsimile no. (▇▇▇) ▇▇▇-▇▇▇▇) (c) in the case of the Issuer, to: CompuCredit Card Master Note Business Trust III c/o Wilmington Trust FSB ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇ Parkway Suite 300 North Las Vegas, Nevada 89109 Attention: Asset Backed Surveillance Corporate Trust Administration (facsimile no. 212(▇▇▇) ▇▇▇-635-0476), (vii▇▇▇▇) in the case of the Paying Agent or the Transfer Agent and Registrar, to The Bank of New York Mellonwith a copy to: Lionel, ▇▇▇▇▇▇ & ▇▇▇▇▇▇▇ ▇▇ ▇. ▇▇▇▇▇▇▇ ▇▇▇▇▇▇, 7W▇▇▇▇▇ ▇▇▇▇ ▇▇▇▇, New York▇▇ ▇▇▇▇▇ Attention: ▇▇▇▇▇▇▇ ▇▇▇▇▇, New York 10286Esq. (d) in the case of the Owner Trustee, to: Wilmington Trust FSB ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇ Parkway Suite 300 North Las Vegas, Nevada 89109 Attention: Corporate Trust Administration-Asset Backed Securities Administration (facsimile no. (▇▇▇-) ▇▇▇-▇▇▇▇) (e) in the case of the Indenture Trustee, electronic mail addresses to: U.S. Bank National Association Mail Code EP-MN-WS3D ▇▇▇▇▇▇▇@▇ ▇▇▇▇▇▇▇▇.▇▇▇ and ▇▇▇▇▇▇▇▇@▇ St. ▇▇▇▇, Minnesota 55107 Attention: Structured Finance/CompuCredit (facsimile no. (▇▇▇) ▇▇▇-▇▇▇▇.▇▇▇) (f) in the case of the Rating Agency for a particular Series, and to the address, if any, specified in the Indenture or any Indenture Supplement relating to such Series, and (viiig) to any other Person as specified in the Indenture or any Indenture Supplement; or, as to each party, at such other address, address or facsimile number or electronic mail address as shall be designated by such party in a written notice to each other party. (b) Any Notice required or permitted to be given to a Holder of Registered Certificates shall be given by first-class mail, postage prepaid, at the address of such Holder as shown in the Certificate Register. No Notice shall be required to be mailed to a Holder of Bearer Certificates or Coupons but shall be given as provided below. Any Notice so mailed within the time prescribed in this Agreement shall be conclusively presumed to have been duly given, whether or not the Investor Certificateholder receives such Notice. In addition, (a) if and so long as any Series or Class is listed on the Luxembourg Stock Exchange and such exchange shall so require, any Notice to Investor Certificateholders shall be published in an Authorized Newspaper of general circulation in Luxembourg within the time period prescribed in this Agreement and (b) in the case of any Series or Class with respect to which any Bearer Certificates are outstanding, any Notice required or permitted to be given to Investor Certificateholders of such Series or Class shall be published in an Authorized Newspaper within the time period prescribed in this Agreement. (c) All Notices to be given to Funding, as Transferor, shall be deemed given if the Notice is provided to the address of Funding. All payments hereunder to Funding, as Transferor, or Capital One, as the Servicer, shall be made to such account as such party may specify in writing. All payments hereunder to the Transferor shall be deemed made if made to the account of Funding, as the case may be, as provided above.

Notices; Payments. (a) All demands, notices, instructions, directions and communications (collectively, “Notices”) under this Agreement shall be in writing and shall be deemed to have been duly given if personally delivered at, mailed by certified mail, return receipt requested and postage prepaid, sent by facsimile transmission, or sent by electronic mail or by such other means acceptable to the recipient (i) in the case of Capital One Bank (USA), National Association, to Capital One Bank (USA), National Association, ▇▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇ ▇▇▇▇▇, ▇▇▇▇▇▇, VA 22102▇▇ ▇▇▇▇▇, Attention: General Counsel, with a copy to Managing Vice President, Treasury Capital Markets, (ii) in the case of Capital One Funding, LLC, to Capital One Funding, LLC, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇▇ ▇▇▇▇-▇, ▇▇▇▇ ▇▇▇▇▇, ▇▇▇▇▇▇▇▇ ▇▇▇▇▇, Attention: Assistant Vice President, Treasury Capital Markets, (iii) in the case of the Trustee, to The Bank of New York Mellon, ▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇▇▇, 7W, New York, New York 10286, Attention: Corporate Trust Administration-Asset Backed Securities (facsimile no. 212-815-2493), (iv) in the case of Moody’s, to ▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: ABS Monitoring (facsimile no. 212-298-7139), (v) in the case of Standard & Poor’s, to ▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: Asset Backed Group (facsimile nos. 212-438-2648 and ▇▇▇-▇▇▇-▇▇▇▇), (vi) in the case of Fitch, to ▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: Asset Backed Surveillance (facsimile no. 212-635-0476), (vii) in the case of the Paying Agent or the Transfer Agent and Registrar, to The Bank of New York Mellon, ▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇▇▇, 7W, New York, New York 10286, Attention: Corporate Trust Administration-Asset Backed Securities (facsimile no. ▇▇▇-▇▇▇-▇▇▇▇, electronic mail addresses ▇▇▇▇▇▇▇@▇▇▇▇▇▇▇▇.▇▇▇ and ▇▇▇▇▇▇▇▇@▇▇▇▇▇▇▇▇.▇▇▇), and (viii) to any other Person as specified in any Supplement; or, as to each party, at such other address, facsimile number or electronic mail address as shall be designated by such party in a written notice to each other party. (b) Any Notice required or permitted to be given to a Holder of Registered Certificates shall be given by first-class mail, postage prepaid, at the address of such Holder as shown in the Certificate Register. No Notice shall be required to be mailed to a Holder of Bearer Certificates or Coupons but shall be given as provided below. Any Notice so mailed within the time prescribed in this Agreement shall be conclusively presumed to have been duly given, whether or not the Investor Certificateholder receives such Notice. In addition, (a) if and so long as any Series or Class is listed on the Luxembourg Stock Exchange and such exchange shall so require, any Notice to Investor Certificateholders shall be published in an Authorized Newspaper of general circulation in Luxembourg within the time period prescribed in this Agreement and (b) in the case of any Series or Class with respect to which any Bearer Certificates are outstanding, any Notice required or permitted to be given to Investor Certificateholders of such Series or Class shall be published in an Authorized Newspaper within the time period prescribed in this Agreement. (c) All Notices to be given to Funding, as Transferor, shall be deemed given if the Notice is provided to the address of Funding. All payments hereunder to Funding, as Transferor, or Capital One, as the Servicer, shall be made to such account as such party may specify in writing. All payments hereunder to the Transferor shall be deemed made if made to the account of Funding, as the case may be, as provided above.

Notices; Payments. (a) All demands, demands notices, instructions, directions and communications (collectively, “Notices”) under this Agreement shall be in writing and shall be deemed to have been duly given if personally delivered at, mailed by certified registered mail, return receipt requested and postage prepaid, sent by facsimile transmissionrequested, or sent by electronic mail or by such other means acceptable to the recipient facsimile transmission (i) in the case of Capital One Bank (USA), National Associationthe Transferor, to Capital One Bank (USA)Target Receivables Corporation, National Association, ▇▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇ ▇▇▇▇▇, ▇▇▇▇▇▇, VA 22102, Attention: General Counsel, with a copy to Managing Vice President, Treasury Capital Markets, (ii) in the case of Capital One Funding, LLC, to Capital One Funding, LLC, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇▇ ▇▇▇▇-▇▇, ▇▇▇▇ ▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇, Attention Treasurer (facsimile no. (▇▇▇) ▇▇▇-▇▇▇▇), (ii) in the case of the Servicer to Retailers National Bank, ▇▇▇▇ ▇▇▇▇ ▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇, Attention: Assistant Vice President, Treasury Capital MarketsPresident and Manager (facsimile no. (▇▇▇) ▇▇▇-▇▇▇▇), (iii) in the case of the Trustee, to The Norwest Bank of New York MellonMinnesota, National Association, MAC N9311-161, Sixth and Marquette, ▇▇▇ ▇▇▇▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇, 7W, New York, New York 10286, Attention: Corporate Trust AdministrationServices/Asset-Asset Backed Securities Administration (facsimile no. 212(▇▇▇) ▇▇▇-815-2493▇▇▇▇), (iv) in the case of Moody’s▇▇▇▇▇’▇, to ▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: Attention of ABS Monitoring Department 4th Floor (facsimile no. 212(▇▇▇) ▇▇▇-298-7139▇▇▇▇), (v) in the case of Standard & Poor’s, to ▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: Attention of Asset Backed Group (facsimile nosno. (212-438-2648 and ▇▇▇-▇▇▇-▇▇▇▇) _________), (vi) in the case of Fitch, to ▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: Asset Backed Surveillance (facsimile no. 212-635-0476), (vii) in the case of the Paying Agent or the Transfer Agent and Registrar, to The Norwest Bank of New York MellonMinnesota, National Association, MAC N9311-161, Sixth and Marquette, ▇▇▇ ▇▇▇▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇, 7W, New York, New York 10286, Attention: Corporate Trust AdministrationServices/Asset-Asset Backed Securities Administration (facsimile no. (▇▇▇-) ▇▇▇-▇▇▇▇, electronic mail addresses ▇▇▇▇▇▇▇@▇▇▇▇▇▇▇▇.▇▇▇ and ▇▇▇▇▇▇▇▇@▇▇▇▇▇▇▇▇.▇▇▇), ) and (viiivii) to any other Person as specified in any Supplement; or, as to each party, at such other address, address or facsimile number or electronic mail address as shall be designated by such party in a written notice to each other party. (b) Any Notice required or permitted to be given to a Holder of Registered Certificates shall be given by first-class mail, postage prepaid, at the address of such Holder as shown in the Certificate Register. No Notice shall be required to be mailed to a Holder of Bearer Certificates or Coupons but shall be given as provided below. Any Notice so mailed within the time prescribed in this Agreement shall be conclusively presumed to have been duly given, whether or not the Investor Certificateholder receives such Notice. In addition, (a) if and so long as any Series or Class is listed on the Luxembourg Stock Exchange and such exchange shall so require, any Notice to Investor Certificateholders shall be published in an Authorized Newspaper of general circulation in Luxembourg within the time period prescribed in this Agreement and (b) in the case of any Series or Class with respect to which any Bearer Certificates are outstanding, any Notice required or permitted to be given to Investor Certificateholders of such Series or Class shall be published in an Authorized Newspaper within the time period prescribed in this Agreement. (c) All Notices to be given to Funding, as Transferor, shall be deemed given if the Notice is provided to the address of Funding. All payments hereunder to Funding, as Transferor, or Capital One, as the Servicer, shall be made to such account as such party may specify in writing. All payments hereunder to the Transferor shall be deemed made if made to the account of Funding, as the case may be, as provided above.

Notices; Payments. (a) All demands, notices, instructions, directions and communications (collectively, “Notices”) under this Agreement shall be in writing and shall be deemed to have been duly given if personally delivered at, mailed by certified registered mail, return receipt requested and postage prepaid, sent by facsimile transmissionrequested, or sent by electronic mail or by such other means acceptable to the recipient facsimile transmission (i) in the case of Capital One Bank (USA), National Associationthe Transferor, to Capital One Bank (USA)HSBC Receivables Funding Corporation I, National Association, 1▇▇▇ ▇▇▇▇ ▇▇▇▇▇▇▇ , ▇▇▇ ▇▇▇▇▇, ▇▇▇▇▇▇ ▇, VA 22102▇▇▇▇, Attention: General Counsel, with a copy to Managing Vice President, Treasury Capital MarketsManager-Compliance (facsimile no. (▇▇▇) ▇▇▇-▇▇▇▇), (ii) in the case of Capital One Funding, LLCthe Bank, to Capital One FundingHSBC Bank Nevada, LLCNational Association at 1▇▇▇ ▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇▇, ▇▇▇▇▇▇ ▇▇▇▇▇, Attention: General Counsel (facsimile no. (▇▇▇) ▇▇▇-▇▇▇▇), (iii) in the case of the Servicer, to HSBC Finance Corporation, at 2▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇, Prospect Heights, Illinois 60070, Attention: Assistant Treasurer (facsimile no. (▇▇▇) ▇▇▇-▇▇▇▇), (iv) in the case of the Owner Trustee, to Wilmington Trust Company, 1▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇▇ ▇▇▇▇-▇▇, ▇▇▇▇ ▇▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇ ▇▇▇▇▇-▇▇▇▇, Attention: Assistant Vice President, Treasury Capital MarketsCorporate Trust Administration (facsimile no. (▇▇▇) ▇▇▇-▇▇▇▇), (iiiv) in the case of the Indenture Trustee, to The Bank of New York MellonW▇▇▇▇ Fargo Bank, National Association, Sixth Street and Marquette Avenue, MAC N9311-161, M▇▇▇▇▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇▇▇, 7W, New York, New York 10286, Attention: Corporate Trust AdministrationServices — Asset-Asset Backed Securities Administration (facsimile no. 212-815-2493), (iv) in the case of Moody’s, to ▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: ABS Monitoring (facsimile no. 212-298-7139), (v) in the case of Standard & Poor’s, to ▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: Asset Backed Group (facsimile nos. 212-438-2648 and ▇▇▇-▇▇▇-▇▇▇▇), (vi) in the case of Fitch, to ▇Fitch, Inc., O▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: Asset Backed ABS Surveillance (facsimile no. 212(▇▇▇) ▇▇▇-635-0476▇▇▇▇), (vii) in the case of the Paying Agent or the Transfer Agent and RegistrarMoody’s, to The Bank of New York Mellon, M▇▇▇▇’▇ ▇Investors Service Inc., 9▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, 7W▇▇▇ ▇▇▇▇, New York, New York 10286▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: Corporate Trust Administration-Asset Backed Securities ABS Monitoring Group (facsimile no. (▇▇▇-) ▇▇▇-▇▇▇▇), electronic mail addresses (viii) in the case of Standard & Poor’s, to Standard & Poor’s Ratings Group, 5▇ ▇▇▇▇▇ ▇▇▇▇▇▇, ▇@▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: Credit Card ABS (facsimile no. (▇▇▇.) ▇▇▇ and ▇-▇▇▇▇▇▇▇▇@▇▇▇▇▇▇▇▇.▇▇▇), ) and (viiiix) to any other Person as specified in the Indenture or any Indenture Supplement; or, as to each party, at such other address, address or facsimile number or electronic mail address as shall be designated by such party in a written notice to each other party. (b) Any Notice required or permitted to be given to a Holder of Registered Certificates Notes shall be given by first-class mail, postage prepaid, at the address of such Holder as shown in the Certificate Note Register. No Notice shall be required to be mailed to a Holder of Bearer Certificates Notes or Coupons but shall be given as provided below. Any Notice so mailed within the time prescribed in this Agreement shall be conclusively presumed to have been duly given, whether or not the Investor Certificateholder Noteholder receives such Notice. In addition, (a) if and so long as any Series or Class is listed on the Luxembourg Stock Exchange a stock exchange and such exchange shall so require, any Notice to Investor Certificateholders Noteholders shall be published in an Authorized Newspaper of general circulation in Luxembourg within the time period prescribed in this Agreement and (b) in the case of any Series or Class with respect to which any Bearer Certificates Notes are outstanding, any Notice required or permitted to be given to Investor Certificateholders Noteholders of such Series or Class shall be published in an Authorized Newspaper within the time period prescribed in this Agreement. (c) All Notices to be given to Funding, as Transferor, shall be deemed given if the Notice is provided to the address of Funding. All payments hereunder to Funding, as Transferor, or Capital One, as the Servicer, shall be made to such account as such party may specify in writing. All payments hereunder to the Transferor shall be deemed made if made to the account of Funding, as the case may be, as provided above.

Notices; Payments. (a) All demands, notices, instructions, directions and communications (collectively, “"Notices”") under this Agreement shall be in writing and shall be deemed to have been duly given if personally delivered at, mailed by certified registered mail, return receipt requested and postage prepaid, sent by facsimile transmissionrequested, or sent by electronic mail or by such other means acceptable to the recipient facsimile transmission (i) in the case of Capital One Bank (USA), National Associationthe Transferor, to Capital One Bank (USA)Partners First Receivables Funding, National AssociationLLC, at ▇▇▇ ▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇ ▇▇, ▇▇▇▇▇ ▇▇▇, ▇▇▇▇▇▇▇▇▇, VA 22102, Maryland 21090 -- Attention: General Counsel, with a copy to Managing Vice President, Treasury Capital Markets▇▇▇▇ ▇. ▇▇▇▇▇▇▇▇▇ (facsimile no. (▇▇▇) ▇▇▇-▇▇▇▇), (ii) in the case of Capital One Fundingthe Servicer, to Partners First Holdings, LLC, to Capital One Funding, LLC, at ▇▇▇ ▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇, ▇▇▇▇▇ ▇▇▇▇-▇, ▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇ ▇▇▇▇▇, ▇ -- Attention: Assistant Vice President, Treasury Capital Markets▇▇▇▇ ▇. ▇▇▇▇▇▇▇▇▇ (facsimile no. (▇▇▇) ▇▇▇-▇▇▇▇), (iii) in the case of the Trustee, the Paying Agent or Transfer Agent and Registrar, to The Bank of New York Mellon, at ▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇▇▇, 7W▇ 12E, New York, New York NY 10286, Attention: Corporate Trust Administration-Asset Backed Securities Department (facsimile no. 212no (▇▇▇) ▇▇▇-815-2493▇▇▇▇ ), (iv) in the case of Moody’s's, to ▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: ABS Monitoring ▇▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇▇ (facsimile no. (212) 553-298-71394600), (v) in the case of Standard & Poor’s's, to ▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: Asset Backed Group Group, 15th Floor (facsimile nosno. 212-438-2648 and (▇▇▇-) ▇▇▇-▇▇▇▇), (vi) in the case of Fitch, to ▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: Asset Backed Surveillance Structured Finance Department (facsimile no. 212-635-0476), (vii) in the case of the Paying Agent or the Transfer Agent and Registrar, to The Bank of New York Mellon, ▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇▇▇, 7W, New York, New York 10286, Attention: Corporate Trust Administration-Asset Backed Securities (facsimile no. ▇▇▇-) ▇▇▇-▇▇▇▇, electronic mail addresses ▇▇▇▇▇▇▇@▇▇▇▇▇▇▇▇.▇▇▇ and ▇▇▇▇▇▇▇▇@▇▇▇▇▇▇▇▇.▇▇▇), and (viiivii) to any other Person as specified in any Supplement; or, as to each party, at such other address, address or facsimile number or electronic mail address as shall be designated by such party in a written notice to each other party. (b) Any Notice required or permitted to be given to a Holder of Registered Certificates shall be given by first-class mail, postage prepaid, at the address of such Holder as shown in the Certificate Register. No Notice shall be required to be mailed to a Holder of Bearer Certificates or Coupons but shall be given as provided below. Any Notice so mailed within the time prescribed in this Agreement shall be conclusively presumed to have been duly given, whether or not the Investor Certificateholder receives such Notice. In addition, (a) if and so long as any Series or Class is listed on the Luxembourg Stock Exchange and such exchange Exchange shall so require, any Notice to Investor Certificateholders shall be published in an Authorized Newspaper of general circulation in Luxembourg within the time period prescribed in this Agreement and (b) in the case of any Series or Class with respect to which any Bearer Certificates are outstanding, any Notice required or permitted to be given to Investor Certificateholders of such Series or Class shall be published in an Authorized Newspaper within the time period prescribed in this Agreement. (c) All Notices to be given to Funding, as Transferor, shall be deemed given if the Notice is provided to the address of Funding. All payments hereunder to Funding, as Transferor, or Capital One, as the Servicer, shall be made to such account as such party may specify in writing. All payments hereunder to the Transferor shall be deemed made if made to the account of Funding, as the case may be, as provided above.

Notices; Payments. (a) All demands, notices, instructions, directions and communications (collectively, “"Notices”") under this Agreement shall be in writing and shall be deemed to have been duly given if personally delivered at, mailed by certified registered mail, return receipt requested and postage prepaid, sent by facsimile transmissionrequested, or sent by electronic mail or by such other means acceptable to the recipient facsimile transmission (i) in the case of Capital One Bank (USA), National Associationthe Transferor, to Capital One Bank (USA)NextCard Funding Corp., National Association, 595 ▇▇▇▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇ ▇▇▇▇▇, ▇▇▇▇▇▇, VA 22102, Attention: General Counsel, with a copy to Managing Vice President, Treasury Capital Markets, (ii) in the case of Capital One Funding, LLC, to Capital One Funding, LLC, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇▇ ▇▇▇▇-▇, ▇▇▇▇ ▇▇▇▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇, Attention▇▇tn: Assistant Vice PresidentChief Financial Officer, Treasury Capital Markets(ii) in the case of the Servicer, to NextCard, Inc., 595 ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇ ▇▇▇, ▇▇▇ ▇▇▇▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇tn: Chief Financial Officer (facsimile no. 415-836-9701), (iii) in the case of the Paying Agent or the Trustee, Transfer Agent and Registrar, to The Bank of New York Mellon, ▇▇▇ 101 ▇▇▇▇▇▇▇ ▇▇▇▇▇▇, 7W12th ▇▇▇▇▇ ▇▇▇▇, New York▇▇▇ ▇▇▇▇, New York 10286▇▇▇ ▇▇▇▇, Attention▇▇▇▇▇, ▇▇tention: Corporate Trust Administration-Asset Backed Securities Administration (facsimile no. (212) ▇▇▇-815-2493▇▇▇▇), (iv) in the case of Moody’s's, to ▇▇ ▇99 C▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention▇▇tn: ABS Monitoring Department, 4th Floor (facsimile no. 212-298553-71394600), (v) in the case of Standard & Poor’s's, to 26 B▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention▇▇tn: Asset Backed Group Group, 15th Floor (facsimile nosno. 212-438412-2648 and ▇▇▇-▇▇▇-▇▇▇▇0323), (vi) in the case of Fitch, to ▇▇▇ One ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇, ▇▇▇▇▇, Attentiontention: Asset Backed Surveillance Structured Finance Department (facsimile no. (212-635-0476), (vii) in the case of the Paying Agent or the Transfer Agent and Registrar, to The Bank of New York Mellon, ▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇▇▇, 7W, New York, New York 10286, Attention: Corporate Trust Administration-Asset Backed Securities (facsimile no. ▇▇▇-▇▇▇-▇▇▇▇, electronic mail addresses ▇▇▇▇▇▇▇@▇▇▇▇▇▇▇▇.▇▇▇ and ▇▇▇▇▇▇▇▇@▇▇▇▇▇▇▇▇.▇▇▇), and ▇nd (viiivii) to any other Person as specified in any Supplement; or, as to each party, at such other address, address or facsimile number or electronic mail address as shall be designated by such party in 94 103 a written notice to each other party. (b) Any Notice required or permitted to be given to a Holder of Registered Certificates shall be given by first-class mail, postage prepaid, at the address of such Holder as shown in the Certificate Register. No Notice shall be required to be mailed to a Holder of Bearer Certificates or Coupons but shall be given as provided below. Any Notice so mailed within the time prescribed in this Agreement shall be conclusively presumed to have been duly given, whether or not the Investor Certificateholder receives such Notice. In addition, (a) if and so long as any Series or Class is listed on the Luxembourg Stock Exchange and such exchange Exchange shall so require, any Notice to Investor Certificateholders shall be published in an Authorized Newspaper of general circulation in Luxembourg within the time period prescribed in this Agreement and (b) in the case of any Series or Class with respect to which any Bearer Certificates are outstanding, any Notice required or permitted to be given to Investor Certificateholders of such Series or Class shall be published in an Authorized Newspaper within the time period prescribed in this Agreement. (c) All Notices to be given to Funding, as Transferor, shall be deemed given if the Notice is provided to the address of Funding. All payments hereunder to Funding, as Transferor, or Capital One, as the Servicer, shall be made to such account as such party may specify in writing. All payments hereunder to the Transferor shall be deemed made if made to the account of Funding, as the case may be, as provided above.

Notices; Payments. (a) All demands, notices, instructions, directions and communications (collectively, “"Notices”") under this Agreement shall be in writing and shall be ------- deemed to have been duly given if personally delivered at, mailed by certified registered mail, return receipt requested and postage prepaid, sent by facsimile transmissionrequested, or sent by electronic mail or by such other means acceptable to the recipient facsimile transmission (i) in the case of Capital One Bank (USA), National Associationthe Transferor, to Capital One Bank (USA)Household Receivables Funding, National AssociationInc. III, ▇▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇ ▇▇▇▇▇, ▇▇▇▇▇▇, VA 22102, Attention: General Counsel, with a copy to Managing Vice President, Treasury Capital Markets, (ii) in the case of Capital One Funding, LLC, to Capital One Funding, LLC, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇▇ ▇▇▇▇-▇, ▇▇▇▇ ▇▇▇▇▇, ▇▇▇▇▇▇▇▇ ▇▇▇▇▇, Attention: Assistant Vice President, Treasury Capital Markets, (iii) in the case of the Trustee, to The Bank of New York Mellon, ▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇▇▇, 7W, New York, New York 10286, Attention: Corporate Trust Administration-Asset Backed Securities (facsimile no. 212-815-2493), (iv) in the case of Moody’s, to ▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: ABS Monitoring Manager-Compliance (facsimile no. 212(▇▇▇) ▇▇▇-298-7139▇▇▇▇), (vii) in the case of Standard & Poor’sthe Bank, to Household Bank (Nevada), National Association at ▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, ▇ Attention: Asset Backed Group General Counsel (facsimile nosno. 212-438-2648 and (▇▇▇-) ▇▇▇-▇▇▇▇), (viiii) in the case of the Servicer, to Household Finance Corporation, at ▇▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇, Prospect Heights, Illinois 60070, Attention: Vice President, Asset Securitization (facsimile no. (▇▇▇) ▇▇▇-▇▇▇▇), with copies to Household International at ▇▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇, Prospect Heights, Illinois 60070, Attention: General Counsel's Office, Securities and Funding Unit (facsimile no. (▇▇▇) ▇▇▇-▇▇▇▇), (iv) in the case of the Owner Trustee, to Wilmington Trust Company, at ▇▇▇▇▇▇ Square North, ▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇▇▇, ▇▇ ▇▇▇▇▇-▇▇▇▇, Attention: Corporate Trust Administration (facsimile no. (▇▇▇) ▇▇▇-▇▇▇▇), (v) in the case of Fitch, to Fitch, Inc., ▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: Asset Backed ABS Surveillance (facsimile no. (212-635-0476) 480- 4438), (viivi) in the case of the Paying Agent or the Transfer Agent and RegistrarMoody's, to The Bank of New York Mellon▇▇▇▇▇'▇ Investors Service Inc., ▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇▇▇, 7W, New York, New York 10286, Attention: Corporate Trust Administration-Asset Backed Securities (facsimile no. ▇▇▇-▇▇▇-▇ ▇▇▇▇, electronic mail addresses ▇▇ ▇▇▇▇▇, Attention: ABS Monitoring Group (facsimile no. (212) 553-7820), (vii) in the case of Standard & Poor's, to Standard & Poor's Ratings Group, ▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇, ▇@▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, Attention: Credit Card ABS (facsimile no. (▇▇▇.▇▇▇ and ) ▇▇▇-▇▇▇▇▇@▇▇▇▇▇▇▇▇.▇▇▇), and (viii) to any other Person as specified in the Indenture or any Indenture Supplement; or, as to each party, at such other address, address or facsimile number or electronic mail address as shall be designated by such party in a written notice to each other party. (b) Any Notice required or permitted to be given to a Holder of Registered Certificates Notes shall be given by first-class mail, postage prepaid, at the address of such Holder as shown in the Certificate Note Register. No Notice shall be required to be mailed to a Holder of Bearer Certificates Notes or Coupons but shall be given as provided below. Any Notice so mailed within the time prescribed in this Agreement shall be conclusively presumed to have been duly given, whether or not the Investor Certificateholder Noteholder receives such Notice. In addition, (a) if and so long as any Series or Class is listed on the Luxembourg Stock Exchange and such exchange Exchange shall so require, any Notice to Investor Certificateholders Noteholders shall be published in an Authorized Newspaper of general circulation in Luxembourg within the time period prescribed in this Agreement and (b) in the case of any Series or Class with respect to which any Bearer Certificates Notes are outstanding, any Notice required or permitted to be given to Investor Certificateholders Noteholders of such Series or Class shall be published in an Authorized Newspaper within the time period prescribed in this Agreement. (c) All Notices to be given to Funding, as Transferor, shall be deemed given if the Notice is provided to the address of Funding. All payments hereunder to Funding, as Transferor, or Capital One, as the Servicer, shall be made to such account as such party may specify in writing. All payments hereunder to the Transferor shall be deemed made if made to the account of Funding, as the case may be, as provided above.

Notices; Payments. (a) All demands, notices, instructions, directions and communications (collectively, “"Notices”") under this Agreement shall be in writing and shall be deemed to have been duly given if personally delivered at, mailed by certified registered mail, return receipt requested and postage prepaid, sent by facsimile transmissionrequested, or sent by electronic mail or by such other means acceptable to the recipient facsimile transmission (i) in the case of Capital One Bank (USA), National Associationthe Transferor, to Capital One Bank (USA)Partners First Receivables Funding Corporation, National Association, ▇▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇ ▇▇▇▇▇, ▇▇▇▇▇▇, VA 22102, at ______________________-- Attention: General Counsel_________ (facsimile no. ___________), with a copy to Managing Vice Presidentto: ______________________, Treasury Capital MarketsAttention: ________________ (facsimile no. _____________), (ii) in the case of Capital One Funding, LLCthe Servicer, to Capital One FundingPartners First National Bank, LLC, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇▇ ▇▇▇▇-▇, ▇▇▇▇ ▇▇▇▇▇, ▇▇▇▇▇▇▇▇ ▇▇▇▇▇at _________________________--, Attention: Assistant Vice President_______________, Treasury Capital Markets(facsimile no. __________), (iii) in the case of the Trustee, the Paying Agent or Transfer Agent and Registrar, to The Bank of New York Mellon, at ▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇▇▇, 7W▇ 12E, New York, New York NY 10286, Attention: Corporate Trust Administration-Asset Backed Securities ____________________ (facsimile no. 212-815-2493__________________), (iv) in the case of Moody’s▇▇▇▇▇'▇, to ▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: ABS Monitoring ▇▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇▇ (facsimile no. 212(▇▇▇) ▇▇▇-298-7139▇▇▇▇), (v) in the case of Standard & Poor’s's, to ▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: Asset Backed Group Group, 15th Floor (facsimile nosno. 212-438-2648 and (▇▇▇-) ▇▇▇-▇▇▇▇), (vi) in the case of Fitch, to ▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: Asset Backed Surveillance Structured Finance Department (facsimile no. 212-635-0476), (vii) in the case of the Paying Agent or the Transfer Agent and Registrar, to The Bank of New York Mellon, ▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇▇▇, 7W, New York, New York 10286, Attention: Corporate Trust Administration-Asset Backed Securities (facsimile no. ▇▇▇-) ▇▇▇-▇▇▇▇, electronic mail addresses ▇▇▇▇▇▇▇@▇▇▇▇▇▇▇▇.▇▇▇ and ▇▇▇▇▇▇▇▇@▇▇▇▇▇▇▇▇.▇▇▇), and (viiivii) to any other Person as specified in any Supplement; or, as to each party, at such other address, address or facsimile number or electronic mail address as shall be designated by such party in a written notice to each other party. (b) Any Notice required or permitted to be given to a Holder of Registered Certificates shall be given by first-class mail, postage prepaid, at the address of such Holder as shown in the Certificate Register. No Notice shall be required to be mailed to a Holder of Bearer Certificates or Coupons but shall be given as provided below. Any Notice so mailed within the time prescribed in this Agreement shall be conclusively presumed to have been duly given, whether or not the Investor Certificateholder receives such Notice. In addition, (a) if and so long as any Series or Class is listed on the Luxembourg Stock Exchange and such exchange Exchange shall so require, any Notice to Investor Certificateholders shall be published in an Authorized Newspaper of general circulation in Luxembourg within the time period prescribed in this Agreement and (b) in the case of any Series or Class with respect to which any Bearer Certificates are outstanding, any Notice required or permitted to be given to Investor Certificateholders of such Series or Class shall be published in an Authorized Newspaper within the time period prescribed in this Agreement. (c) All Notices to be given to Funding, as Transferor, shall be deemed given if the Notice is provided to the address of Funding. All payments hereunder to Funding, as Transferor, or Capital One, as the Servicer, shall be made to such account as such party may specify in writing. All payments hereunder to the Transferor shall be deemed made if made to the account of Funding, as the case may be, as provided above.

Notices; Payments. (a) All demands, notices, instructions, directions and communications (collectively, “"Notices”") under this Agreement shall be in writing and shall be deemed to have been duly given if personally delivered at, mailed by certified registered mail, return receipt requested and postage prepaid, sent by facsimile transmissionrequested, or sent by electronic mail or by such other means acceptable to the recipient facsimile transmission (i) in the case of Capital One Bank (USA), National Associationthe Seller, to Capital One Bank (USA), National Association, ▇▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇ ▇▇▇▇▇, ▇▇▇▇▇▇, VA 22102, Attention: General Counsel, with a copy to Managing Vice President, Treasury Capital Markets, (ii) in the case of Capital One Funding, LLC, to Capital One Funding, LLC, ▇▇▇ Household Affinity Funding Corporation at ▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇, Las Vegas, Nevada 89102, Attention: General Counsel (facsimile no. (▇▇▇) ▇▇▇-▇▇▇▇) (ii) in the case of the Bank, to Household Bank f.s.b. at ▇▇▇▇ ▇▇▇▇-▇, ▇▇▇▇ ▇▇▇▇▇, ▇▇▇▇▇▇▇▇ ▇▇▇▇▇, Salinas, California 93901, Attention: Assistant Vice President, Treasury Capital MarketsGeneral Counsel (facsimile no. (▇▇▇) ▇▇▇-▇▇▇▇), (iii) in the case of the Servicer, to Household Finance Corporation, at ▇▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇, Prospect Heights, Illinois 60070, Attention: Vice President, Asset Securitization (facsimile no. (▇▇▇) ▇▇▇-▇▇▇▇), with copies to Household Credit Services, Inc. at ▇▇▇▇ ▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇, Salinas, California 93901, Attention: General Counsel (facsimile no. (▇▇▇) ▇▇▇-▇▇▇▇) and to Household International, Inc. at ▇▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇, Prospect Heights, Illinois 60070, Attention: General Counsel's Office, Securities and Funding Unit (facsimile no. (▇▇▇) ▇▇▇-▇▇▇▇), (iv) in the case of the Trustee, the Paying Agent or Transfer Agent and Registrar, to The Bank of New York Mellon, at ▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇▇▇, 7WFloor 21W, New York, New York 10286, Attention: Corporate Trust Administration-Asset Backed Securities (facsimile no. 212-815-2493), (ivv) in the case of Moody’s▇▇▇▇▇'▇, to ▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: ABS Monitoring Department 4th Floor (facsimile no. 212212- 553-298-71394600), (vvi) in the case of Standard & Poor’s's, to ▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: Asset Backed Group Group, 15th Floor (facsimile nosno. 212-438-2648 and ▇▇▇-▇▇▇-412- 0323), (vii) in the case of Duff & ▇▇▇▇▇▇, to ▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇▇▇▇▇, ▇▇▇▇▇▇▇▇ ▇▇▇▇▇, Attention: Structured Finance Department (facsimile no. (312) 263-2650), (viviii) in the case of Fitch, to ▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: Asset Backed Surveillance Structured Finance Department (facsimile no. 212-635-0476), (vii) in the case of the Paying Agent or the Transfer Agent and Registrar, to The Bank of New York Mellon, ▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇▇▇, 7W, New York, New York 10286, Attention: Corporate Trust Administration-Asset Backed Securities (facsimile no. ▇▇▇-) ▇▇▇-▇▇▇▇, electronic mail addresses ▇▇▇▇▇▇▇@▇▇▇▇▇▇▇▇.▇▇▇ and ▇▇▇▇▇▇▇▇@▇▇▇▇▇▇▇▇.▇▇▇), and (viiiix) to any other Person as specified in any Supplement; or, as to each party, at such other address, address or facsimile number or electronic mail address as shall be designated by such party in a written notice to each other party. (b) Any Notice required or permitted to be given to a Holder of Registered Certificates shall be given by first-class mail, postage prepaid, at the address of such Holder as shown in the Certificate Register. No Notice shall be required to be mailed to a Holder of Bearer Certificates or Coupons but shall be given as provided below. Any Notice so mailed within the time prescribed in this Agreement shall be conclusively presumed to have been duly given, whether or not the Investor Certificateholder receives such Notice. In addition, (a) if and so long as any Series or Class is listed on the Luxembourg Stock Exchange and such exchange Exchange shall so require, any Notice to Investor Certificateholders shall be published in an Authorized Newspaper of general circulation in Luxembourg within the time period prescribed in this Agreement and (b) in the case of any Series or Class with respect to which any Bearer Certificates are outstanding, any Notice required or permitted to be given to Investor Certificateholders of such Series or Class shall be published in an Authorized Newspaper within the time period prescribed in this Agreement. (c) All Notices to be given to Funding, as Transferor, shall be deemed given if the Notice is provided to the address of Funding. All payments hereunder to Funding, as Transferor, or Capital One, as the Servicer, shall be made to such account as such party may specify in writing. All payments hereunder to the Transferor shall be deemed made if made to the account of Funding, as the case may be, as provided above.

Notices; Payments. (a) All demands, notices, instructions, directions and communications (collectively, “Notices”"NOTICES") under this Agreement shall be in writing and shall be deemed to have been duly given if personally delivered at, mailed by certified registered mail, return receipt requested and postage prepaid, sent by facsimile transmissionrequested, or sent by electronic mail or by such other means acceptable to the recipient facsimile transmission (i) in the case of Capital One Bank (USA), National Associationthe Transferor, to Capital One Bank (USA)Household Consumer Loan Corporation II, National Association, ▇▇▇▇ ▇▇▇▇ ▇▇▇▇▇▇ ▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇▇, ▇▇▇▇▇▇, VA 22102, Attention: General Counsel, with a copy to Managing Vice President, Treasury Capital Markets, (ii) in the case of Capital One Funding, LLC, to Capital One Funding, LLC, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇▇ ▇▇▇▇-▇, ▇▇▇▇ ▇▇▇▇▇, ▇▇▇▇▇▇▇▇ ▇▇▇▇▇, Attention: Assistant Vice President, Treasury Capital MarketsPresident (facsimile no. (▇▇▇) ▇▇▇-▇▇▇▇), (iiiii) in the case of the TrusteeOriginators, to The Bank of New York Mellon, ▇▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇, Prospect Heights, Illinois 60070 Attention: Director-Asset Securitization, (iii) in the case of the Servicer, to Household Finance Corporation, at ▇▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇, 7WProspect Heights, New York, New York 10286Illinois 60070, Attention: Corporate Trust Administration-Asset Backed Securities Treasurer (facsimile no. 212(▇▇▇) ▇▇▇-815▇▇▇▇), with copies to Household International at ▇▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇, Prospect Heights, Illinois 60070, Attention: General Counsel's Office, Securities and Funding Unit (facsimile no. (▇▇▇) ▇▇▇-2493▇▇▇▇), (iv) in the case of Moody’sthe Owner Trustee, to Wilmington Trust Company, at ▇▇▇▇▇▇ Square North, ▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: ABS Monitoring Corporate Trust Administration (facsimile no. 212(▇▇▇) ▇▇▇-298-7139)▇▇▇▇, (v) in the case of Standard & Poor’s, to ▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: Asset Backed Group (facsimile nos. 212-438-2648 and ▇▇▇-▇▇▇-▇▇▇▇), (vi) in the case of Fitch, to Fitch, Inc., ▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: Asset Backed ABS Surveillance (facsimile no. 212(▇▇▇) ▇▇▇-635-0476▇▇▇▇), (viivi) in the case of the Paying Agent or the Transfer Agent and RegistrarMoody's, to The Bank of New York Mellon▇▇▇▇▇'▇ Investors Service Inc., ▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇▇▇, 7W▇▇▇ ▇▇▇▇, New York, New York 10286▇▇ ▇▇▇▇▇, Attention: Corporate Trust Administration-Asset Backed Securities ABS Monitoring Group (facsimile no. (▇▇▇-) ▇▇▇-▇▇▇▇), electronic mail addresses (vii) in the case of Standard & Poor's, to Standard & Poor's Ratings Group, ▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇, ▇@▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇, (facsimile no. (▇▇▇.▇▇▇ and ) ▇▇▇-▇▇▇▇▇@▇▇▇▇▇▇▇▇.▇▇▇), and (viii) to any other Person as specified in the Indenture or any Indenture Supplement; or, as to each party, at such other address, address or facsimile number or electronic mail address as shall be designated by such party in a written notice to each other party. (b) Any Notice required or permitted to be given to a Holder of Registered Certificates Notes shall be given by first-class mail, postage prepaid, at the address of such Holder as shown in the Certificate Note Register. No Notice shall be required to be mailed to a Holder of Bearer Certificates Notes or Coupons but shall be given as provided below. Any Notice so mailed within the time prescribed in this Agreement shall be conclusively presumed to have been duly given, whether or not the Investor Certificateholder Noteholder receives such Notice. In addition, (a) if and so long as any Series or Class is listed on the Luxembourg Stock Exchange and such exchange Exchange shall so require, any Notice to Investor Certificateholders Noteholders shall be published in an Authorized Newspaper of general circulation in Luxembourg within the time period prescribed in this Agreement and (b) in the case of any Series or Class with respect to which any Bearer Certificates Notes are outstanding, any Notice required or permitted to be given to Investor Certificateholders Noteholders of such Series or Class shall be published in an Authorized Newspaper within the time period prescribed in this Agreement. (c) All Notices to be given to Funding, as Transferor, shall be deemed given if the Notice is provided to the address of Funding. All payments hereunder to Funding, as Transferor, or Capital One, as the Servicer, shall be made to such account as such party may specify in writing. All payments hereunder to the Transferor shall be deemed made if made to the account of Funding, as the case may be, as provided above.

Notices; Payments. (a) All demands, notices, instructions, directions and communications (collectively, “"Notices”") under this Agreement shall be in writing and shall be deemed to have been duly given if personally delivered at, mailed by certified registered mail, return receipt requested and postage prepaid, sent by facsimile transmissionrequested, or sent by electronic mail or by such other means acceptable to the recipient facsimile transmission (i) in the case of Capital One Bank (USA), National Associationthe Transferor, to Capital One Bank (USA)Credit Card Receivables Funding Corporation, National Association, ▇at ▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇ ▇▇▇▇▇, ▇▇▇▇▇▇, VA 22102, ▇▇▇ ▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇ Attention: General Counsel_________ (facsimile no. ___________), with a copy to Managing Vice Presidentto: ______________________, Treasury Capital MarketsAttention: ________________ (facsimile no. _____________), (ii) in the case of Capital One Funding, LLCthe Servicer, to Capital One FundingBankBoston (NH), LLCNational Association, at ▇▇▇ ▇▇▇▇ ▇▇▇▇▇ ▇▇, ▇▇▇▇▇▇, ▇▇▇▇ ▇▇▇▇-▇, ▇▇▇▇ ▇▇▇▇▇, ▇▇▇▇▇▇▇▇ ▇▇▇▇▇, Attention: Assistant Vice President_______________, Treasury Capital Markets(facsimile no. __________), (iii) in the case of the Trustee, the Paying Agent or Transfer Agent and Registrar, to The Bank of New York Mellon, at ▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇▇▇, 7W▇ 12E, New York, New York NY 10286, Attention: Corporate Trust Administration-Asset Backed Securities ____________________ (facsimile no. 212-815-2493__________________), (iv) in the case of Moody’s's, to ▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: ABS Monitoring ▇▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇▇ (facsimile no. (212) 553-298-71394600), (v) in the case of Standard & Poor’s's, to ▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: Asset Backed Group Group, 15th Floor (facsimile nosno. 212-438-2648 and (▇▇▇-) ▇▇▇-▇▇▇▇), (vi) in the case of Fitch, to ▇▇▇ ▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇▇ ▇▇▇▇ ▇▇▇▇▇, Attention: Asset Backed Surveillance Structured Finance Department (facsimile no. 212-635-0476), (vii) in the case of the Paying Agent or the Transfer Agent and Registrar, to The Bank of New York Mellon, ▇▇▇ ▇▇▇▇▇▇▇ ▇▇▇▇▇▇, 7W, New York, New York 10286, Attention: Corporate Trust Administration-Asset Backed Securities (facsimile no. ▇▇▇-) ▇▇▇-▇▇▇▇, electronic mail addresses ▇▇▇▇▇▇▇@▇▇▇▇▇▇▇▇.▇▇▇ and ▇▇▇▇▇▇▇▇@▇▇▇▇▇▇▇▇.▇▇▇), and (viiivii) to any other Person as specified in any Supplement; or, as to each party, at such other address, address or facsimile number or electronic mail address as shall be designated by such party in a written notice to each other party. (b) Any Notice required or permitted to be given to a Holder of Registered Certificates shall be given by first-class mail, postage prepaid, at the address of such Holder as shown in the Certificate Register. No Notice shall be required to be mailed to a Holder of Bearer Certificates or Coupons but shall be given as provided below. Any Notice so mailed within the time prescribed in this Agreement shall be conclusively presumed to have been duly given, whether or not the Investor Certificateholder receives such Notice. In addition, (a) if and so long as any Series or Class is listed on the Luxembourg Stock Exchange and such exchange Exchange shall so require, any Notice to Investor Certificateholders shall be published in an Authorized Newspaper of general circulation in Luxembourg within the time period prescribed in this Agreement and (b) in the case of any Series or Class with respect to which any Bearer Certificates are outstanding, any Notice required or permitted to be given to Investor Certificateholders of such Series or Class shall be published in an Authorized Newspaper within the time period prescribed in this Agreement. (c) All Notices to be given to Funding, as Transferor, shall be deemed given if the Notice is provided to the address of Funding. All payments hereunder to Funding, as Transferor, or Capital One, as the Servicer, shall be made to such account as such party may specify in writing. All payments hereunder to the Transferor shall be deemed made if made to the account of Funding, as the case may be, as provided above.