Common use of Occupancy Clause in Contracts

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ Primary 3,531 857,971,573 94.81 6.889 358 80.70 633 Investment 154 29,807,178 3.29 7.237 358 82.37 668 Second Home 81 17,120,085 1.89 6.612 358 84.47 681 ------------------------------------------------------------------------------------------------------------------------------------ Total: 3,766 904,898,836 100.00 6.895 358 80.82 635 ------------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ ----------------------------------------------------------------------------------------------------------------------------------- Primary 3,531 857,971,573 94.81 6.889 358 80.70 3,978 795,937,500 96.91 7.049 357 81.63 633 Investment 154 29,807,178 3.29 7.237 358 82.37 668 119 19,964,697 2.43 7.304 357 81.10 666 Second Home 81 17,120,085 1.89 6.612 358 84.47 31 5,372,317 0.65 7.418 356 80.42 681 ------------------------------------------------------------------------------------------------------------------------------------ ----------------------------------------------------------------------------------------------------------------------------------- Total: 3,766 904,898,836 4,128 821,274,515 100.00 6.895 358 80.82 635 ------------------------------------------------------------------------------------------------------------------------------------7.058 357 81.61 634 -----------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Back Mortgage Principal Principal Interest Term Original FICO DTI Occupancy Loans Balance ($) Balance Rate (%Rate(%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ Ratio --------------------------------------------------------------------------------------------------------------------------------- Primary 3,531 857,971,573 94.81 6.889 358 80.70 633 32 5,848,710 87.93 7.657 347 81.07 619 42.39 Investment 154 29,807,178 3.29 7.237 358 82.37 668 Second Home 81 17,120,085 1.89 6.612 358 84.47 681 ------------------------------------------------------------------------------------------------------------------------------------ 4 802,720 12.07 7.210 354 79.29 650 42.84 --------------------------------------------------------------------------------------------------------------------------------- Total: 3,766 904,898,836 36 6,651,429 100.00 6.895 358 80.82 635 ------------------------------------------------------------------------------------------------------------------------------------7.603 348 80.85 623 42.44 ---------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Back Mortgage Principal Principal Interest Term Original FICO DTI Occupancy Loans Balance ($) Balance Rate (%Rate(%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ Ratio --------------------------------------------------------------------------------------------------------------------------------- Primary 3,531 857,971,573 94.81 6.889 2,273 427,914,930 97.35 7.225 351 82.19 633 43.43 Investment 56 11,669,666 2.65 7.450 358 80.70 633 Investment 154 29,807,178 3.29 7.237 358 82.37 668 Second Home 81 17,120,085 1.89 6.612 358 84.47 681 ------------------------------------------------------------------------------------------------------------------------------------ 79.72 653 37.75 --------------------------------------------------------------------------------------------------------------------------------- Total: 3,766 904,898,836 2,329 439,584,596 100.00 6.895 358 80.82 635 ------------------------------------------------------------------------------------------------------------------------------------7.231 352 82.12 634 43.28 ---------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ ----------------------------------------------------------------------------------------------------------------------------------- Primary 3,531 857,971,573 94.81 6.889 358 80.70 633 1,547 139,086,705 97.08 8.307 302 86.68 643 Investment 154 29,807,178 3.29 7.237 358 82.37 668 31 3,583,173 2.50 7.268 350 74.70 698 Second Home 81 17,120,085 1.89 6.612 358 84.47 681 ------------------------------------------------------------------------------------------------------------------------------------ 13 596,481 0.42 9.553 248 78.92 665 ----------------------------------------------------------------------------------------------------------------------------------- Total: 3,766 904,898,836 1,591 143,266,359 100.00 6.895 358 80.82 635 ------------------------------------------------------------------------------------------------------------------------------------8.286 303 86.35 644 -----------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Primary 3,531 857,971,573 94.81 6.889 358 80.70 633 2,536 517,622,817 94.32 6.977 337 81.74 654 Investment 154 29,807,178 3.29 7.237 358 82.37 668 95 20,401,057 3.72 7.132 357 78.55 663 Second Home 81 17,120,085 1.89 6.612 358 84.47 681 ------------------------------------------------------------------------------------------------------------------------------------ 10,747,125 1.96 7.06 337 84.32 688 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Total: 3,766 904,898,836 100.00 6.895 358 80.82 635 ------------------------------------------------------------------------------------------------------------------------------------2,712 548,770,998 100 6.985 338 81.67 655 ---------------------------------- -------- ----------- --------- -------- --------- -------- --------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ --------------------------------------------------------------------------------------------------------------------------------- Primary 3,531 857,971,573 94.81 6.889 358 80.70 633 Investment 154 29,807,178 3.29 7.237 358 82.37 668 1,762 100,623,061 98.11 10.312 178 99.29 667 Second Home 81 17,120,085 1.89 6.612 358 84.47 681 ------------------------------------------------------------------------------------------------------------------------------------ 39 1,854,086 1.81 10.366 178 99.63 695 Investment 1 79,433 0.08 10.250 178 95.00 707 --------------------------------------------------------------------------------------------------------------------------------- Total: 3,766 904,898,836 1,802 102,556,580 100.00 6.895 358 80.82 635 ------------------------------------------------------------------------------------------------------------------------------------10.313 178 99.29 667 ---------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted Weighted of Date Date Gross Remaining Combined Average Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ ----------------------------------------------------------------------------------------------------------------------------- Primary 3,531 857,971,573 94.81 6.889 358 80.70 633 2,893 457,312,065 94.2 7.935 339 80.94 617 ----------------------------------------------------------------------------------------------------------------------------- Investment 154 29,807,178 3.29 7.237 358 82.37 668 241 26,782,273 5.52 8.327 331 75.14 635 ----------------------------------------------------------------------------------------------------------------------------- Second Home 81 17,120,085 1.89 6.612 358 84.47 681 ------------------------------------------------------------------------------------------------------------------------------------ 8 1,359,461 0.28 7.777 357 67.84 623 ----------------------------------------------------------------------------------------------------------------------------- Total: 3,766 904,898,836 100.00 6.895 358 80.82 635 ------------------------------------------------------------------------------------------------------------------------------------3,142 485,453,799 100 7.956 338 80.58 618 ----------------------------------------------------------------------------------------------------------------------------- Top

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ --------------------------------------------------------------------------------------------------------------------------------- Primary 3,531 857,971,573 94.81 6.889 358 80.70 633 1,441 388,110,575 99.66 6.744 357 80.96 652 Investment 154 29,807,178 3.29 7.237 358 82.37 668 4 719,600 0.18 7.596 356 81.85 644 Second Home 81 17,120,085 1.89 6.612 358 84.47 681 ------------------------------------------------------------------------------------------------------------------------------------ 4 619,266 0.16 7.637 356 80.00 734 --------------------------------------------------------------------------------------------------------------------------------- Total: 3,766 904,898,836 1,449 389,449,441 100.00 6.895 358 80.82 635 ------------------------------------------------------------------------------------------------------------------------------------6.747 357 80.96 652 ---------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted Weighted of Date Date Gross Remaining Combined Average Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ ---------------------------------------------------------------------------------------------------------------------------- Primary 3,531 857,971,573 94.81 6.889 358 80.70 633 2,666 402,995,088 94.93 7.77 352 78.98 607 ---------------------------------------------------------------------------------------------------------------------------- Investment 154 29,807,178 3.29 7.237 358 82.37 668 174 19,060,219 4.49 8.307 351 80.07 628 ---------------------------------------------------------------------------------------------------------------------------- Second Home 81 17,120,085 1.89 6.612 358 84.47 681 ------------------------------------------------------------------------------------------------------------------------------------ 14 2,451,577 0.58 8.601 352 80.11 593 ---------------------------------------------------------------------------------------------------------------------------- Total: 3,766 904,898,836 100.00 6.895 358 80.82 635 ------------------------------------------------------------------------------------------------------------------------------------2,854 424,506,884 100 7.799 352 79.04 608 ---------------------------------------------------------------------------------------------------------------------------- Top

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ --------------------------------------------------------------------------------------------------------------------------------- Primary 3,531 857,971,573 94.81 6.889 358 80.70 633 Investment 154 29,807,178 3.29 7.237 358 82.37 668 1,067 217,192,851 98.19 6.895 357 79.94 664 Second Home 81 17,120,085 1.89 6.612 358 84.47 681 ------------------------------------------------------------------------------------------------------------------------------------ 17 3,158,598 1.43 7.169 357 80.00 691 Investment 12 847,994 0.38 8.434 357 85.10 654 --------------------------------------------------------------------------------------------------------------------------------- Total: 3,766 904,898,836 1,096 221,199,443 100.00 6.895 358 80.82 635 ------------------------------------------------------------------------------------------------------------------------------------6.905 357 79.96 664 ---------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Comb Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ Primary 3,531 857,971,573 94.81 6.889 358 80.70 633 3,888 623,630,460 91.73 7.011 350 80.05 Investment 154 29,807,178 3.29 7.237 358 82.37 668 332 51,781,881 7.62 7.355 356 80.81 Second Home 81 17,120,085 1.89 6.612 358 84.47 681 28 4,428,400 0.65 7.003 357 83.53 ------------------------------------------------------------------------------------------------------------------------------------ Total: 3,766 904,898,836 4,248 679,840,741 100.00 6.895 358 80.82 635 7.037 351 80.13 ------------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ Primary 3,531 857,971,573 94.81 6.889 358 80.70 633 Investment 154 29,807,178 3.29 7.237 358 82.37 668 776 250,169,019 98.50 6.074 357 81.93 667 Second Home 81 17,120,085 1.89 6.612 358 84.47 681 18 3,259,807 1.28 6.360 357 84.03 709 Investment 3 551,500 0.22 7.034 357 90.55 662 ------------------------------------------------------------------------------------------------------------------------------------ Total: 3,766 904,898,836 797 253,980,326 100.00 6.895 358 80.82 635 6.080 357 81.97 667 ------------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Back Mortgage Principal Principal Interest Term Original FICO DTI Occupancy Loans Balance ($) Balance Rate (%Rate(%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ Primary 3,531 857,971,573 94.81 6.889 358 80.70 633 Investment 154 29,807,178 3.29 7.237 358 Ratio -------------------------------------------------------------------------------------------------------------------------- Investor 150 23,547,870 2.44 7.299 356 80.13 671 38.39 Other 5,569 940,993,004 97.56 7.239 349 82.37 668 Second Home 81 17,120,085 1.89 6.612 358 84.47 681 ------------------------------------------------------------------------------------------------------------------------------------ 634 42.29 -------------------------------------------------------------------------------------------------------------------------- Total: 3,766 904,898,836 5,719 964,540,874 100.00 6.895 358 80.82 7.240 349 82.31 635 ------------------------------------------------------------------------------------------------------------------------------------42.19 --------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ ----------------------------------------------------------------------------------------------------------------------------- Primary 3,531 857,971,573 94.81 6.889 358 80.70 633 Investment 154 29,807,178 3.29 7.237 358 82.37 668 714 167,001,403 97.62 6.258 356 82.7 632 Second Home 81 17,120,085 1.89 6.612 7 2,332,815 1.36 7.289 358 84.47 681 ------------------------------------------------------------------------------------------------------------------------------------ 89.71 614 Investment 9 1,741,075 1.02 6.862 356 87.82 637 ----------------------------------------------------------------------------------------------------------------------------- Total: 3,766 904,898,836 100.00 6.895 358 80.82 635 ------------------------------------------------------------------------------------------------------------------------------------730 171,075,293 100 6.278 356 82.84 631 -----------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Comb Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ --------------------------------------------------------------------------------------------------------------------------------- Primary 3,531 857,971,573 94.81 6.889 622 197,440,413 96.85 6.310 358 80.70 633 Investment 154 29,807,178 3.29 7.237 358 82.37 668 81.13 682 Second Home 81 17,120,085 1.89 6.612 26 6,430,718 3.15 6.403 358 84.47 681 ------------------------------------------------------------------------------------------------------------------------------------ 85.34 692 --------------------------------------------------------------------------------------------------------------------------------- Total: 3,766 904,898,836 648 203,871,131 100.00 6.895 6.313 358 80.82 635 ------------------------------------------------------------------------------------------------------------------------------------81.27 682 ---------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted Weighted of Date Date Gross Remaining Combined Average Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ ---------------------------------------------------------------------------------------------------------------------------- Primary 3,531 857,971,573 94.81 6.889 358 80.70 633 5,559 860,307,153 94.54 7.858 345 80.02 612 ---------------------------------------------------------------------------------------------------------------------------- Investment 154 29,807,178 3.29 7.237 358 82.37 668 415 45,842,492 5.04 8.319 340 77.19 632 ---------------------------------------------------------------------------------------------------------------------------- Second Home 81 17,120,085 1.89 6.612 358 84.47 681 ------------------------------------------------------------------------------------------------------------------------------------ 22 3,811,038 0.42 8.307 354 75.74 604 ---------------------------------------------------------------------------------------------------------------------------- Total: 3,766 904,898,836 100.00 6.895 358 80.82 635 ------------------------------------------------------------------------------------------------------------------------------------5,996 909,960,682 100 7.883 345 79.86 613 ---------------------------------------------------------------------------------------------------------------------------- Top

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Comb Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ Primary 3,531 857,971,573 94.81 6.889 358 80.70 633 Investment 154 29,807,178 3.29 7.237 358 82.37 668 2,670 569,317,627 95.19 7.195 354 77.47 Non-Owner Occupied 144 20,150,018 3.37 8.181 353 78.03 Second Home 81 17,120,085 1.89 6.612 358 84.47 681 39 8,615,742 1.44 7.411 356 77.60 ------------------------------------------------------------------------------------------------------------------------------------ Total: 3,766 904,898,836 2,853 598,083,387 100.00 6.895 358 80.82 635 7.231 354 77.49 ------------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ Primary 3,531 857,971,573 94.81 6.889 351 193,710,977 95.41 6.714 357 80.32 649 Investment 11 6,105,790 3.01 7.131 358 80.70 633 Investment 154 29,807,178 3.29 7.237 358 82.37 668 86.23 670 Second Home 81 17,120,085 1.89 6.612 5 3,220,070 1.59 6.299 358 84.47 681 86.46 680 ------------------------------------------------------------------------------------------------------------------------------------ Total: 3,766 904,898,836 100.00 6.895 358 80.82 635 367 203,036,837 100 6.72 357 80.6 650 ------------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Primary 3,531 857,971,573 94.81 6.889 358 80.70 633 Investment 154 29,807,178 3.29 7.237 358 82.37 668 380 94,095,472 97.09 6.067 357 81.28 683 Second Home 81 17,120,085 1.89 6.612 358 84.47 681 ------------------------------------------------------------------------------------------------------------------------------------ 13 2,263,974 2.34 6.263 357 82.66 719 Investment 3 551,500 0.57 7.034 357 90.55 662 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Total: 3,766 904,898,836 100.00 6.895 358 80.82 635 ------------------------------------------------------------------------------------------------------------------------------------396 96,910,946 100 6.077 357 81.37 684 ---------------------------------- -------- ----------- --------- -------- --------- -------- --------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Primary 3,531 857,971,573 94.81 6.889 358 80.70 633 2,255 540,343,380 95.70 6.711 339 81.83 647 Investment 154 29,807,178 3.29 7.237 358 82.37 668 76 21,830,584 3.87 6.983 357 78.57 666 Second Home 81 17,120,085 1.89 6.612 358 84.47 681 ------------------------------------------------------------------------------------------------------------------------------------ 14 2,445,865 0.43 6.569 351 84.55 660 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Total: 3,766 904,898,836 2,345 564,619,829 100.00 6.895 358 80.82 635 ------------------------------------------------------------------------------------------------------------------------------------6.721 339 81.72 648 ---------------------------------- -------- ----------- --------- -------- --------- -------- --------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ ----------------------------------------------------------------------------------------------------------------- Primary 3,531 857,971,573 94.81 6.889 358 80.70 633 2,611 510,202,900 97.66 7.216 348 82.94 643 Investment 154 29,807,178 3.29 7.237 358 82.37 668 63 9,698,415 1.86 7.369 354 80.37 684 Second Home 81 17,120,085 1.89 6.612 358 84.47 681 ------------------------------------------------------------------------------------------------------------------------------------ 15 2,534,376 0.49 6.943 351 79.49 666 ----------------------------------------------------------------------------------------------------------------- Total: 3,766 904,898,836 2,689 522,435,691 100.00 6.895 358 80.82 635 ------------------------------------------------------------------------------------------------------------------------------------7.218 348 82.88 644 -----------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ --------------------------------------------------------- -------- ----------- --------- -------- --------- -------- -------- Primary 3,531 857,971,573 94.81 6.889 358 80.70 633 Investment 154 29,807,178 3.29 7.237 358 82.37 668 396 156,073,547 99.37 6.079 357 82.31 657 Second Home 81 17,120,085 1.89 6.612 358 84.47 681 ------------------------------------------------------------------------------------------------------------------------------------ 5 995,833 0.63 6.580 357 87.14 685 --------------------------------------------------------- -------- ----------- --------- -------- --------- -------- -------- Total: 3,766 904,898,836 401 157,069,380 100.00 6.895 358 80.82 635 ------------------------------------------------------------------------------------------------------------------------------------6.082 357 82.34 657 --------------------------------------------------------- -------- ----------- --------- -------- --------- -------- --------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Comb Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ Primary 3,531 857,971,573 94.81 6.889 358 80.70 633 Investment 154 29,807,178 3.29 7.237 358 82.37 668 650 163,568,154 99.24 6.519 356 82.19 621 Second Home 81 17,120,085 1.89 6.612 358 84.47 681 4 856,080 0.52 7.234 357 89.00 650 Investment 1 388,800 0.24 6.050 354 90.00 638 ------------------------------------------------------------------------------------------------------------------------------------ Total: 3,766 904,898,836 655 164,813,034 100.00 6.895 358 80.82 635 6.522 356 82.25 621 ------------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ ---------------------------------------------------------------------------------------------------------------------------------- Primary 3,531 857,971,573 94.81 6.889 358 80.70 633 4,145 976,107,811 94.74 6.901 355 80.30 634 Investment 154 29,807,178 3.29 7.237 358 82.37 668 188 35,050,861 3.40 7.260 355 82.21 667 Second Home 81 17,120,085 1.89 6.612 358 93 19,194,255 1.86 6.681 354 84.47 681 ------------------------------------------------------------------------------------------------------------------------------------ 683 ---------------------------------------------------------------------------------------------------------------------------------- Total: 3,766 904,898,836 4,426 1,030,352,927 100.00 6.895 358 80.82 635 ------------------------------------------------------------------------------------------------------------------------------------6.909 355 80.44 636 ----------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Primary 3,531 857,971,573 94.81 6.889 358 80.70 633 1,998 397,078,279 94.58 7.081 336 81.18 659 Investment 154 29,807,178 3.29 7.237 358 82.37 668 53 12,865,890 3.06 7.270 357 74.88 655 Second Home 81 17,120,085 1.89 6.612 358 84.47 681 ------------------------------------------------------------------------------------------------------------------------------------ 76 9,891,201 2.36 7.118 335 84.03 696 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Total: 3,766 904,898,836 2,127 419,835,371 100.00 6.895 358 80.82 635 ------------------------------------------------------------------------------------------------------------------------------------7.087 336 81.06 660 ---------------------------------- -------- ----------- --------- -------- --------- -------- --------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Back Mortgage Principal Principal Interest Term Original FICO DTI Occupancy Loans Balance ($) Balance Rate (%Rate(%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ Ratio --------------------------------------------------------------------------------------------------------------------------------- Primary 3,531 857,971,573 94.81 6.889 358 80.70 633 Investment 154 29,807,178 3.29 7.237 358 82.37 668 1,107 168,715,041 95.33 7.610 353 83.96 641 41.39 Second Home 81 17,120,085 1.89 6.612 358 84.47 681 ------------------------------------------------------------------------------------------------------------------------------------ 38 5,089,466 2.88 7.612 346 81.22 698 41.46 Investment 41 3,177,338 1.80 8.312 356 85.22 651 40.59 --------------------------------------------------------------------------------------------------------------------------------- Total: 3,766 904,898,836 1,186 176,981,845 100.00 6.895 358 80.82 635 ------------------------------------------------------------------------------------------------------------------------------------7.622 352 83.91 643 41.38 ---------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Comb Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ Primary 3,531 857,971,573 94.81 6.889 358 80.70 633 Investment 154 29,807,178 3.29 7.237 358 82.37 668 5,662 899,833,264 94.70 7.207 354 77.04 Non-Owner Occupied 285 40,085,756 4.22 7.797 355 76.82 Second Home 81 17,120,085 1.89 6.612 358 84.47 681 79 10,292,523 1.08 7.194 354 76.36 ------------------------------------------------------------------------------------------------------------------------------------ Total: 3,766 904,898,836 6,026 950,211,543 100.00 6.895 358 80.82 635 7.232 354 77.02 ------------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Comb Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------------- Primary 3,531 857,971,573 94.81 6.889 358 80.70 633 2,204 500,016,477 95.42 7.005 352 78.99 Investment 154 29,807,178 3.29 7.237 358 82.37 668 100 18,171,491 3.47 7.530 346 78.73 Second Home 81 17,120,085 1.89 6.612 358 84.47 681 ------------------------------------------------------------------------------------------------------------------------------------ 24 5,849,688 1.12 7.123 351 78.58 ------------------------------------------------------------------------------------------------------------------------------- Total: 3,766 904,898,836 2,328 524,037,656 100.00 6.895 358 80.82 635 ------------------------------------------------------------------------------------------------------------------------------------7.025 352 78.97 -------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Comb Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ ---------------------------------------------------------------------------------------------------------------------------- Primary 3,531 857,971,573 94.81 6.889 358 80.70 633 3,862 625,026,294 92.67 6.992 348 78.35 Investment 154 29,807,178 3.29 7.237 358 82.37 668 268 43,050,362 6.38 7.247 355 79.24 Second Home 81 17,120,085 1.89 6.612 358 84.47 681 ------------------------------------------------------------------------------------------------------------------------------------ 30 6,376,063 0.95 7.030 346 80.34 ---------------------------------------------------------------------------------------------------------------------------- Total: 3,766 904,898,836 4,160 674,452,720 100.00 6.895 358 80.82 635 ------------------------------------------------------------------------------------------------------------------------------------7.009 349 78.43 ----------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ --------------------------------------------------------------------------------------------------------------------------------- Primary 3,531 857,971,573 94.81 6.889 358 80.70 633 2,352 430,426,360 97.04 7.301 346 81.78 657 Investment 154 29,807,178 3.29 7.237 358 82.37 668 43 10,313,846 2.33 7.219 357 75.73 677 Second Home 81 17,120,085 1.89 6.612 358 84.47 681 ------------------------------------------------------------------------------------------------------------------------------------ 23 2,829,141 0.64 8.338 342 81.05 689 --------------------------------------------------------------------------------------------------------------------------------- Total: 3,766 904,898,836 2,418 443,569,347 100.00 6.895 358 80.82 635 ------------------------------------------------------------------------------------------------------------------------------------7.306 346 81.64 658 ---------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Comb Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ Primary 3,531 857,971,573 94.81 6.889 358 80.70 633 7,359 1,296,529,152 92.82 6.998 351 79.73 Investment 154 29,807,178 3.29 7.237 358 82.37 668 576 89,790,471 6.43 7.448 354 79.95 Second Home 81 17,120,085 1.89 6.612 358 84.47 681 61 10,521,811 0.75 7.139 357 82.27 ------------------------------------------------------------------------------------------------------------------------------------ Total: 3,766 904,898,836 7,996 1,396,841,434 100.00 6.895 358 80.82 635 7.028 351 79.76 ------------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Comb Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ Primary 3,531 857,971,573 94.81 6.889 358 80.70 633 Investment 154 29,807,178 3.29 7.237 358 82.37 668 1,699 97,572,392 98.09 10.299 178 99.30 667 Second Home 81 17,120,085 1.89 6.612 358 84.47 681 38 1,815,969 1.83 10.369 178 99.62 693 Investment 1 79,433 0.08 10.250 178 95.00 707 ------------------------------------------------------------------------------------------------------------------------------------ Total: 3,766 904,898,836 1,738 99,467,793 100.00 6.895 358 80.82 635 10.300 178 99.30 667 ------------------------------------------------------------------------------------------------------------------------------------