Common use of Occupancy Clause in Contracts

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ Primary 650 163,568,154 99.24 6.519 356 82.19 621 Second Home 4 856,080 0.52 7.234 357 89.00 650 Investment 1 388,800 0.24 6.050 354 90.00 638 ------------------------------------------------------------------------------------------------------------------------------------ Total: 655 164,813,034 100.00 6.522 356 82.25 621 ------------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ Primary 650 163,568,154 99.24 6.519 356 82.19 621 1,699 97,572,392 98.09 10.299 178 99.30 667 Second Home 4 856,080 0.52 7.234 357 89.00 650 38 1,815,969 1.83 10.369 178 99.62 693 Investment 1 388,800 0.24 6.050 354 90.00 638 79,433 0.08 10.250 178 95.00 707 ------------------------------------------------------------------------------------------------------------------------------------ Total: 655 164,813,034 1,738 99,467,793 100.00 6.522 356 82.25 621 10.300 178 99.30 667 ------------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ Primary 650 163,568,154 99.24 6.519 356 82.19 621 2,670 569,317,627 95.19 7.195 354 77.47 Non-Owner Occupied 144 20,150,018 3.37 8.181 353 78.03 Second Home 4 856,080 0.52 7.234 357 89.00 650 Investment 1 388,800 0.24 6.050 354 90.00 638 39 8,615,742 1.44 7.411 356 77.60 ------------------------------------------------------------------------------------------------------------------------------------ Total: 655 164,813,034 2,853 598,083,387 100.00 6.522 356 82.25 621 7.231 354 77.49 ------------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ Primary 650 163,568,154 99.24 6.519 356 82.19 621 7,359 1,296,529,152 92.82 6.998 351 79.73 Investment 576 89,790,471 6.43 7.448 354 79.95 Second Home 4 856,080 0.52 7.234 61 10,521,811 0.75 7.139 357 89.00 650 Investment 1 388,800 0.24 6.050 354 90.00 638 82.27 ------------------------------------------------------------------------------------------------------------------------------------ Total: 655 164,813,034 7,996 1,396,841,434 100.00 6.522 356 82.25 621 7.028 351 79.76 ------------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Primary 650 163,568,154 99.24 6.519 356 82.19 621 380 94,095,472 97.09 6.067 357 81.28 683 Second Home 4 856,080 0.52 7.234 13 2,263,974 2.34 6.263 357 89.00 650 82.66 719 Investment 1 388,800 0.24 6.050 354 90.00 638 ------------------------------------------------------------------------------------------------------------------------------------ 3 551,500 0.57 7.034 357 90.55 662 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Total: 655 164,813,034 100.00 6.522 356 82.25 621 ------------------------------------------------------------------------------------------------------------------------------------396 96,910,946 100 6.077 357 81.37 684 ---------------------------------- -------- ----------- --------- -------- --------- -------- --------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ Primary 650 163,568,154 99.24 6.519 356 82.19 621 776 250,169,019 98.50 6.074 357 81.93 667 Second Home 4 856,080 0.52 7.234 18 3,259,807 1.28 6.360 357 89.00 650 84.03 709 Investment 1 388,800 0.24 6.050 354 90.00 638 3 551,500 0.22 7.034 357 90.55 662 ------------------------------------------------------------------------------------------------------------------------------------ Total: 655 164,813,034 797 253,980,326 100.00 6.522 356 82.25 621 6.080 357 81.97 667 ------------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ --------------------------------------------------------------------------------------------------------------------------------- Primary 650 163,568,154 99.24 6.519 356 82.19 621 1,067 217,192,851 98.19 6.895 357 79.94 664 Second Home 4 856,080 0.52 7.234 17 3,158,598 1.43 7.169 357 89.00 650 80.00 691 Investment 1 388,800 0.24 6.050 354 90.00 638 ------------------------------------------------------------------------------------------------------------------------------------ 12 847,994 0.38 8.434 357 85.10 654 --------------------------------------------------------------------------------------------------------------------------------- Total: 655 164,813,034 1,096 221,199,443 100.00 6.522 356 82.25 621 ------------------------------------------------------------------------------------------------------------------------------------6.905 357 79.96 664 ---------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ --------------------------------------------------------------------------------------------------------------------------------- Primary 650 163,568,154 99.24 6.519 1,441 388,110,575 99.66 6.744 357 80.96 652 Investment 4 719,600 0.18 7.596 356 82.19 621 81.85 644 Second Home 4 856,080 0.52 7.234 357 89.00 650 Investment 1 388,800 0.24 6.050 354 90.00 638 ------------------------------------------------------------------------------------------------------------------------------------ 619,266 0.16 7.637 356 80.00 734 --------------------------------------------------------------------------------------------------------------------------------- Total: 655 164,813,034 1,449 389,449,441 100.00 6.522 356 82.25 621 ------------------------------------------------------------------------------------------------------------------------------------6.747 357 80.96 652 ---------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ ----------------------------------------------------------------------------------------------------------------------------------- Primary 650 163,568,154 99.24 6.519 356 82.19 621 1,547 139,086,705 97.08 8.307 302 86.68 643 Investment 31 3,583,173 2.50 7.268 350 74.70 698 Second Home 4 856,080 0.52 7.234 357 89.00 650 Investment 1 388,800 0.24 6.050 354 90.00 638 ------------------------------------------------------------------------------------------------------------------------------------ 13 596,481 0.42 9.553 248 78.92 665 ----------------------------------------------------------------------------------------------------------------------------------- Total: 655 164,813,034 1,591 143,266,359 100.00 6.522 356 82.25 621 ------------------------------------------------------------------------------------------------------------------------------------8.286 303 86.35 644 -----------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ --------------------------------------------------------------------------------------------------------------------------------- Primary 650 163,568,154 99.24 6.519 356 82.19 621 622 197,440,413 96.85 6.310 358 81.13 682 Second Home 4 856,080 0.52 7.234 357 89.00 650 Investment 1 388,800 0.24 6.050 354 90.00 638 ------------------------------------------------------------------------------------------------------------------------------------ 26 6,430,718 3.15 6.403 358 85.34 692 --------------------------------------------------------------------------------------------------------------------------------- Total: 655 164,813,034 648 203,871,131 100.00 6.522 356 82.25 621 ------------------------------------------------------------------------------------------------------------------------------------6.313 358 81.27 682 ---------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Back Mortgage Principal Principal Interest Term Original FICO DTI Occupancy Loans Balance ($) Balance Rate (%Rate(%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ Ratio --------------------------------------------------------------------------------------------------------------------------------- Primary 32 5,848,710 87.93 7.657 347 81.07 619 42.39 Investment 4 802,720 12.07 7.210 354 79.29 650 163,568,154 99.24 6.519 356 82.19 621 Second Home 4 856,080 0.52 7.234 357 89.00 650 Investment 1 388,800 0.24 6.050 354 90.00 638 ------------------------------------------------------------------------------------------------------------------------------------ 42.84 --------------------------------------------------------------------------------------------------------------------------------- Total: 655 164,813,034 36 6,651,429 100.00 6.522 356 82.25 621 ------------------------------------------------------------------------------------------------------------------------------------7.603 348 80.85 623 42.44 ---------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Back Mortgage Principal Principal Interest Term Original FICO DTI Occupancy Loans Balance ($) Balance Rate (%Rate(%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ Ratio --------------------------------------------------------------------------------------------------------------------------------- Primary 650 163,568,154 99.24 6.519 356 2,273 427,914,930 97.35 7.225 351 82.19 621 Second Home 4 856,080 0.52 7.234 357 89.00 650 633 43.43 Investment 1 388,800 0.24 6.050 354 90.00 638 ------------------------------------------------------------------------------------------------------------------------------------ 56 11,669,666 2.65 7.450 358 79.72 653 37.75 --------------------------------------------------------------------------------------------------------------------------------- Total: 655 164,813,034 2,329 439,584,596 100.00 6.522 356 82.25 621 ------------------------------------------------------------------------------------------------------------------------------------7.231 352 82.12 634 43.28 ---------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Primary 650 163,568,154 99.24 6.519 356 82.19 621 1,998 397,078,279 94.58 7.081 336 81.18 659 Investment 53 12,865,890 3.06 7.270 357 74.88 655 Second Home 4 856,080 0.52 7.234 357 89.00 650 Investment 1 388,800 0.24 6.050 354 90.00 638 ------------------------------------------------------------------------------------------------------------------------------------ 76 9,891,201 2.36 7.118 335 84.03 696 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Total: 655 164,813,034 2,127 419,835,371 100.00 6.522 356 82.25 621 ------------------------------------------------------------------------------------------------------------------------------------7.087 336 81.06 660 ---------------------------------- -------- ----------- --------- -------- --------- -------- --------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ --------------------------------------------------------- -------- ----------- --------- -------- --------- -------- -------- Primary 650 163,568,154 99.24 6.519 356 82.19 621 396 156,073,547 99.37 6.079 357 82.31 657 Second Home 4 856,080 0.52 7.234 5 995,833 0.63 6.580 357 89.00 650 Investment 1 388,800 0.24 6.050 354 90.00 638 ------------------------------------------------------------------------------------------------------------------------------------ 87.14 685 --------------------------------------------------------- -------- ----------- --------- -------- --------- -------- -------- Total: 655 164,813,034 401 157,069,380 100.00 6.522 356 82.25 621 ------------------------------------------------------------------------------------------------------------------------------------6.082 357 82.34 657 --------------------------------------------------------- -------- ----------- --------- -------- --------- -------- --------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ ---------------------------------------------------------------------------------------------------------------------------------- Primary 650 163,568,154 99.24 6.519 356 82.19 621 4,145 976,107,811 94.74 6.901 355 80.30 634 Investment 188 35,050,861 3.40 7.260 355 82.21 667 Second Home 4 856,080 0.52 7.234 357 89.00 650 Investment 1 388,800 0.24 6.050 93 19,194,255 1.86 6.681 354 90.00 638 ------------------------------------------------------------------------------------------------------------------------------------ 84.47 683 ---------------------------------------------------------------------------------------------------------------------------------- Total: 655 164,813,034 4,426 1,030,352,927 100.00 6.522 356 82.25 621 ------------------------------------------------------------------------------------------------------------------------------------6.909 355 80.44 636 ----------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ ---------------------------------------------------------------------------------------------------------------------------- Primary 650 163,568,154 99.24 6.519 356 82.19 621 3,862 625,026,294 92.67 6.992 348 78.35 Investment 268 43,050,362 6.38 7.247 355 79.24 Second Home 4 856,080 0.52 7.234 357 89.00 650 Investment 1 388,800 0.24 6.050 354 90.00 638 ------------------------------------------------------------------------------------------------------------------------------------ 30 6,376,063 0.95 7.030 346 80.34 ---------------------------------------------------------------------------------------------------------------------------- Total: 655 164,813,034 4,160 674,452,720 100.00 6.522 356 82.25 621 ------------------------------------------------------------------------------------------------------------------------------------7.009 349 78.43 ----------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ Primary 650 163,568,154 99.24 6.519 356 82.19 621 351 193,710,977 95.41 6.714 357 80.32 649 Investment 11 6,105,790 3.01 7.131 358 86.23 670 Second Home 4 856,080 0.52 7.234 357 89.00 650 Investment 1 388,800 0.24 6.050 354 90.00 638 5 3,220,070 1.59 6.299 358 86.46 680 ------------------------------------------------------------------------------------------------------------------------------------ Total: 655 164,813,034 100.00 6.522 356 82.25 621 367 203,036,837 100 6.72 357 80.6 650 ------------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted Weighted of Date Date Gross Remaining Comb Average Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ ---------------------------------------------------------------------------------------------------------------------------- Primary 650 163,568,154 99.24 6.519 356 82.19 621 5,559 860,307,153 94.54 7.858 345 80.02 612 ---------------------------------------------------------------------------------------------------------------------------- Investment 415 45,842,492 5.04 8.319 340 77.19 632 ---------------------------------------------------------------------------------------------------------------------------- Second Home 4 856,080 0.52 7.234 357 89.00 650 Investment 1 388,800 0.24 6.050 22 3,811,038 0.42 8.307 354 90.00 638 ------------------------------------------------------------------------------------------------------------------------------------ 75.74 604 ---------------------------------------------------------------------------------------------------------------------------- Total: 655 164,813,034 100.00 6.522 356 82.25 621 ------------------------------------------------------------------------------------------------------------------------------------5,996 909,960,682 100 7.883 345 79.86 613 ---------------------------------------------------------------------------------------------------------------------------- Top

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Primary 650 163,568,154 99.24 6.519 356 82.19 621 2,255 540,343,380 95.70 6.711 339 81.83 647 Investment 76 21,830,584 3.87 6.983 357 78.57 666 Second Home 4 856,080 0.52 7.234 357 89.00 650 Investment 1 388,800 0.24 6.050 354 90.00 638 ------------------------------------------------------------------------------------------------------------------------------------ 14 2,445,865 0.43 6.569 351 84.55 660 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Total: 655 164,813,034 2,345 564,619,829 100.00 6.522 356 82.25 621 ------------------------------------------------------------------------------------------------------------------------------------6.721 339 81.72 648 ---------------------------------- -------- ----------- --------- -------- --------- -------- --------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ ----------------------------------------------------------------------------------------------------------------- Primary 650 163,568,154 99.24 6.519 356 82.19 621 2,611 510,202,900 97.66 7.216 348 82.94 643 Investment 63 9,698,415 1.86 7.369 354 80.37 684 Second Home 4 856,080 0.52 7.234 357 89.00 650 Investment 1 388,800 0.24 6.050 354 90.00 638 ------------------------------------------------------------------------------------------------------------------------------------ 15 2,534,376 0.49 6.943 351 79.49 666 ----------------------------------------------------------------------------------------------------------------- Total: 655 164,813,034 2,689 522,435,691 100.00 6.522 356 82.25 621 ------------------------------------------------------------------------------------------------------------------------------------7.218 348 82.88 644 -----------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ ----------------------------------------------------------------------------------------------------------------------------- Primary 650 163,568,154 99.24 6.519 714 167,001,403 97.62 6.258 356 82.19 621 82.7 632 Second Home 4 856,080 0.52 7.234 357 89.00 650 7 2,332,815 1.36 7.289 358 89.71 614 Investment 1 388,800 0.24 6.050 354 90.00 638 ------------------------------------------------------------------------------------------------------------------------------------ 9 1,741,075 1.02 6.862 356 87.82 637 ----------------------------------------------------------------------------------------------------------------------------- Total: 655 164,813,034 100.00 6.522 730 171,075,293 100 6.278 356 82.25 621 ------------------------------------------------------------------------------------------------------------------------------------82.84 631 -----------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted Weighted of Date Date Gross Remaining Comb Average Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ ---------------------------------------------------------------------------------------------------------------------------- Primary 650 163,568,154 99.24 6.519 356 82.19 621 2,666 402,995,088 94.93 7.77 352 78.98 607 ---------------------------------------------------------------------------------------------------------------------------- Investment 174 19,060,219 4.49 8.307 351 80.07 628 ---------------------------------------------------------------------------------------------------------------------------- Second Home 4 856,080 0.52 7.234 357 89.00 650 Investment 1 388,800 0.24 6.050 354 90.00 638 ------------------------------------------------------------------------------------------------------------------------------------ 14 2,451,577 0.58 8.601 352 80.11 593 ---------------------------------------------------------------------------------------------------------------------------- Total: 655 164,813,034 100.00 6.522 356 82.25 621 ------------------------------------------------------------------------------------------------------------------------------------2,854 424,506,884 100 7.799 352 79.04 608 ---------------------------------------------------------------------------------------------------------------------------- Top

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Primary 650 163,568,154 99.24 6.519 356 82.19 621 2,536 517,622,817 94.32 6.977 337 81.74 654 Investment 95 20,401,057 3.72 7.132 357 78.55 663 Second Home 4 856,080 0.52 7.234 357 89.00 650 Investment 1 388,800 0.24 6.050 354 90.00 638 ------------------------------------------------------------------------------------------------------------------------------------ 81 10,747,125 1.96 7.06 337 84.32 688 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Total: 2,712 548,770,998 100 6.985 338 81.67 655 164,813,034 100.00 6.522 356 82.25 621 ---------------------------------------------------------------------------------------------------------------------------------------------------------------------- -------- ----------- --------- -------- --------- -------- --------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted Weighted of Date Date Gross Remaining Comb Average Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ ----------------------------------------------------------------------------------------------------------------------------- Primary 650 163,568,154 99.24 6.519 356 82.19 621 2,893 457,312,065 94.2 7.935 339 80.94 617 ----------------------------------------------------------------------------------------------------------------------------- Investment 241 26,782,273 5.52 8.327 331 75.14 635 ----------------------------------------------------------------------------------------------------------------------------- Second Home 4 856,080 0.52 7.234 8 1,359,461 0.28 7.777 357 89.00 650 Investment 1 388,800 0.24 6.050 354 90.00 638 ------------------------------------------------------------------------------------------------------------------------------------ 67.84 623 ----------------------------------------------------------------------------------------------------------------------------- Total: 655 164,813,034 100.00 6.522 356 82.25 621 ------------------------------------------------------------------------------------------------------------------------------------3,142 485,453,799 100 7.956 338 80.58 618 ----------------------------------------------------------------------------------------------------------------------------- Top

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Back Mortgage Principal Principal Interest Term Original FICO DTI Occupancy Loans Balance ($) Balance Rate (%Rate(%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ Ratio --------------------------------------------------------------------------------------------------------------------------------- Primary 650 163,568,154 99.24 6.519 356 82.19 621 1,107 168,715,041 95.33 7.610 353 83.96 641 41.39 Second Home 4 856,080 0.52 7.234 357 89.00 650 38 5,089,466 2.88 7.612 346 81.22 698 41.46 Investment 1 388,800 0.24 6.050 354 90.00 638 ------------------------------------------------------------------------------------------------------------------------------------ 41 3,177,338 1.80 8.312 356 85.22 651 40.59 --------------------------------------------------------------------------------------------------------------------------------- Total: 655 164,813,034 1,186 176,981,845 100.00 6.522 356 82.25 621 ------------------------------------------------------------------------------------------------------------------------------------7.622 352 83.91 643 41.38 ---------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Back Mortgage Principal Principal Interest Term Original FICO DTI Occupancy Loans Balance ($) Balance Rate (%Rate(%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ Primary 650 163,568,154 99.24 6.519 Ratio -------------------------------------------------------------------------------------------------------------------------- Investor 150 23,547,870 2.44 7.299 356 82.19 621 Second Home 4 856,080 0.52 7.234 357 89.00 650 Investment 1 388,800 0.24 6.050 354 90.00 638 ------------------------------------------------------------------------------------------------------------------------------------ 80.13 671 38.39 Other 5,569 940,993,004 97.56 7.239 349 82.37 634 42.29 -------------------------------------------------------------------------------------------------------------------------- Total: 655 164,813,034 5,719 964,540,874 100.00 6.522 356 82.25 621 ------------------------------------------------------------------------------------------------------------------------------------7.240 349 82.31 635 42.19 --------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ --------------------------------------------------------------------------------------------------------------------------------- Primary 650 163,568,154 99.24 6.519 356 82.19 621 1,762 100,623,061 98.11 10.312 178 99.29 667 Second Home 4 856,080 0.52 7.234 357 89.00 650 39 1,854,086 1.81 10.366 178 99.63 695 Investment 1 388,800 0.24 6.050 354 90.00 638 ------------------------------------------------------------------------------------------------------------------------------------ 79,433 0.08 10.250 178 95.00 707 --------------------------------------------------------------------------------------------------------------------------------- Total: 655 164,813,034 1,802 102,556,580 100.00 6.522 356 82.25 621 ------------------------------------------------------------------------------------------------------------------------------------10.313 178 99.29 667 ---------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ Primary 650 163,568,154 99.24 6.519 3,888 623,630,460 91.73 7.011 350 80.05 Investment 332 51,781,881 7.62 7.355 356 82.19 621 80.81 Second Home 4 856,080 0.52 7.234 28 4,428,400 0.65 7.003 357 89.00 650 Investment 1 388,800 0.24 6.050 354 90.00 638 83.53 ------------------------------------------------------------------------------------------------------------------------------------ Total: 655 164,813,034 4,248 679,840,741 100.00 6.522 356 82.25 621 7.037 351 80.13 ------------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ --------------------------------------------------------------------------------------------------------------------------------- Primary 650 163,568,154 99.24 6.519 356 82.19 621 2,352 430,426,360 97.04 7.301 346 81.78 657 Investment 43 10,313,846 2.33 7.219 357 75.73 677 Second Home 4 856,080 0.52 7.234 357 89.00 650 Investment 1 388,800 0.24 6.050 354 90.00 638 ------------------------------------------------------------------------------------------------------------------------------------ 23 2,829,141 0.64 8.338 342 81.05 689 --------------------------------------------------------------------------------------------------------------------------------- Total: 655 164,813,034 2,418 443,569,347 100.00 6.522 356 82.25 621 ------------------------------------------------------------------------------------------------------------------------------------7.306 346 81.64 658 ---------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ ----------------------------------------------------------------------------------------------------------------------------------- Primary 650 163,568,154 99.24 6.519 356 82.19 621 3,978 795,937,500 96.91 7.049 357 81.63 633 Investment 119 19,964,697 2.43 7.304 357 81.10 666 Second Home 4 856,080 0.52 7.234 357 89.00 650 Investment 1 388,800 0.24 6.050 354 90.00 638 ------------------------------------------------------------------------------------------------------------------------------------ 31 5,372,317 0.65 7.418 356 80.42 681 ----------------------------------------------------------------------------------------------------------------------------------- Total: 655 164,813,034 4,128 821,274,515 100.00 6.522 356 82.25 621 ------------------------------------------------------------------------------------------------------------------------------------7.058 357 81.61 634 -----------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ Primary 650 163,568,154 99.24 6.519 356 82.19 621 3,531 857,971,573 94.81 6.889 358 80.70 633 Investment 154 29,807,178 3.29 7.237 358 82.37 668 Second Home 4 856,080 0.52 7.234 357 89.00 650 Investment 1 388,800 0.24 6.050 354 90.00 638 81 17,120,085 1.89 6.612 358 84.47 681 ------------------------------------------------------------------------------------------------------------------------------------ Total: 655 164,813,034 3,766 904,898,836 100.00 6.522 356 82.25 621 6.895 358 80.82 635 ------------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ Primary 650 163,568,154 99.24 6.519 356 82.19 621 5,662 899,833,264 94.70 7.207 354 77.04 Non-Owner Occupied 285 40,085,756 4.22 7.797 355 76.82 Second Home 4 856,080 0.52 7.234 357 89.00 650 Investment 1 388,800 0.24 6.050 79 10,292,523 1.08 7.194 354 90.00 638 76.36 ------------------------------------------------------------------------------------------------------------------------------------ Total: 655 164,813,034 6,026 950,211,543 100.00 6.522 356 82.25 621 7.232 354 77.02 ------------------------------------------------------------------------------------------------------------------------------------

Occupancy. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Average Mortgage Principal Principal Interest Term Original FICO Occupancy Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------------- Primary 650 163,568,154 99.24 6.519 356 82.19 621 2,204 500,016,477 95.42 7.005 352 78.99 Investment 100 18,171,491 3.47 7.530 346 78.73 Second Home 4 856,080 0.52 7.234 357 89.00 650 Investment 1 388,800 0.24 6.050 354 90.00 638 ------------------------------------------------------------------------------------------------------------------------------------ 24 5,849,688 1.12 7.123 351 78.58 ------------------------------------------------------------------------------------------------------------------------------- Total: 655 164,813,034 2,328 524,037,656 100.00 6.522 356 82.25 621 ------------------------------------------------------------------------------------------------------------------------------------7.025 352 78.97 -------------------------------------------------------------------------------------------------------------------------------