OFF ROAD VEHICLE DEFINED Sample Clauses

OFF ROAD VEHICLE DEFINED. In this Policy except where stated to the contrary the words “the vehicle” or “automobile” mean: a) The Described Vehicle –means a self propelled vehicle of the type commonly referred to as all-terrain vehicle traveling on four (4) or more low pressure tires capable of travel on or off a highway or a snowmobile defined as a self propelled vehicle that is primarily designed for travel over ice or snow and is supported in part by skis, belts or cleats or any two-wheeled off-road vehicle commonly referred to as a trail bike or dirt bike. b) A Newly Acquired Vehicle –vehicle, ownership of which is acquired by the Insured and, within fourteen days following the date of its delivery to him or her notified to the Insurer in respect of which the Insured has no other valid insurance, if either it replaces a vehicle described in the application or the Insurer insures (in respect of the section or subsection of the Insuring Agreements under which claim is made) all insured vehicles owned by the Insured at such delivery date and in respect of which the Insured pays any additional premium required; provided however, that insurance hereunder shall not apply if the Insured is engaged in the business of selling vehicles; c) A Temporary Substitute vehicle – a vehicle not owned by the Insured, nor by any person or persons residing in the same dwelling premises as the Insured, while temporarily used as the substitute for the described vehicle which is not in use by any person insured by this policy, because of its breakdown, repair, servicing, loss, destruction or sale; d) Any vehicle other than the described vehicle, while personally driven by the Insured, or by his or her spouse if residing in the same dwelling premises as the Insured provided that i. the described vehicle is of the same vehicle type that is insured under this policy as defined in item a) above; ii. the Insured is an individual or are husband and wife; iii. neither the Insured nor his or her spouse is driving such vehicle in connection with the business of selling, repairing, maintaining, servicing, storing or parking vehicles; iv. such other vehicle is not owned or regularly or frequently used by the Insured or by any person or persons residing in the same dwelling premises as the Insured; v. such other vehicle is not owned, hired or leased by an employer of the Insured or by an employer of any person or persons residing in the same dwelling premises as the Insured; vi. such other vehicle is not used for ...