Ongoing Management Service. Your financial objectives may change over time due to changes in your lifestyle or circumstances. We believe it is essential to ensure that your portfolio continues to meet your lifestyle and investment objectives. Our ongoing review and management service offers a range of services which are detailed below but include: • Reviews to give you peace of mind • Assessment of your current circumstances and any changes to your plans that are needed • Ongoing support with correspondence and administration issues We recognise that all clients do not have the same service requirements therefore even though we do provide a guideline by way of our bandings you are free to choose the level of service that best suits your needs. Our charges are guaranteed not to increase within the first 12 months of your contract with us. Should we need to increase our charges after this period, you will be given notice of this fact and the opportunity to decide whether to continue with the revised level of charges. It should be noted that it is not compulsory for you to sign up to one of our services and we do offer a transactional only service which is free of charge but does provide limited characteristics. The charges for this aspect of the service are detailed below Paying for services We provide you with an initial consultation free of charge. This helps us to understand your financial objectives and will confirm how we can support you in working towards these. We will also discuss the cost and levels of our services both initially and throughout our relationship with you. We charge for Policy arrangement and implementation as well for ongoing reviews and changes to existing investments. We charge our services by way of a fee. These fees are based on a percentage of the amount you invest and/or transfer subject to a minimum charge and a maximum cap. The fee is paid on a marginal basis as described below. This fee can be paid either directly by you or deducted from your investment. Transferring a Final Salary scheme is much more complex than transferring or reviewing a Personal Pension Plan and as such involves more time to transact, so we charge more for Final Salary than we do Personal Pension. These typical charges for Policy arrangement and implementation are applied as follows: Personal Pension Transfers, Reviews and Final Salary Transfer Fund Size New Personal Pension Arrangement and Implementation Personal Pension Switching Arrangement and Implementation Personal Pension R...
Ongoing Management Service. Your financial objectives may change over time due to changes in your lifestyle or circumstances. We believe it is essential to ensure that your portfolio continues to meet your lifestyle and investment objectives. Our ongoing review and management service offers: Structured reviews to give you piece of mind Assessment of your current circumstances and any changes to your plans that are needed Regular updates and information regarding your holdings A choice of differing levels of support depending on your needs Ongoing support with correspondence and administration issues We recognise that all clients do not have the same service requirements therefore even though we do provide a guideline by way of our bandings you are free to choose the level of service that best suits your needs. Our charges are guaranteed not to increase within the first 12 months of your contract with us. Should we need to increase our charges after this period, you will be given notice of this fact and the opportunity to decide whether to continue with the revised level of charges. It should be noted that it is not compulsory for you to sign up to one of our services and we do offer a transactional only service which is free of charge but does provide limited characteristics. Our fees for our ongoing management service as well as the services we provide are set out in the table overleaf: SERVICE LEVEL Premium Core Plus Core Transactional only BANDING N/A Annual statement of holdings Access to our support team Professional expertise and governance embedded into our investment processes Regular Portfolio Rebalancing Regular Valuations Qtrly Bi-Xxx Xxx Quarterly Investment Bulletins On-going access to your adviser Regular Newsletters Review Meetings including: Review of Objectives Review of Risk Profile Review of Asset Allocation (if required) Review of Tax Changes Access to online platform Comprehensive Financial Health Check: Detailed Tax Planning Estate Planning/will writing/probate services Retirement planning/illustrations Liaison with accountant / solicitor (if required) Financial reviews for offspring Cost 1% of value of investments Minimum £1000 pa 0.75% of value of investments Minimum 500 pa 0.5% of value of investments Minimum £375 pa £125 per hour NB; should the number of hours included be used up and you request further work to be undertaken we will provide you with an estimate of how long any...
Ongoing Management Service. Your financial objectives may change over time due to changes in your lifestyle or circumstances. We believe it is essential to ensure that your portfolio continues to meet your lifestyle and investment objectives. Our ongoing review and management service offers a range of services which are detailed below but include: Structured reviews to give you peace of mind Assessment of your current circumstances and any changes to your plans that are needed Ongoing support with correspondence and administration issues We recognise that all clients do not have the same service requirements therefore even though we do provide a guideline by way of our bandings you are free to choose the level of service that best suits your needs. Our charges are guaranteed not to increase within the first 12 months of your contract with us. Should we need to increase our charges after this period, you will be given notice of this fact and the opportunity to decide whether to continue with the revised level of charges. It should be noted that it is not compulsory for you to sign up to one of our services and we do offer a transactional only service which is free of charge but does provide limited characteristics. The charges for this aspect of the service are detailed below Our Full Ongoing Review Service Includes 1. Investment performance to date √
