Common use of OPENING AND MAINTAINING AN ACCOUNT Clause in Contracts

OPENING AND MAINTAINING AN ACCOUNT. To open an Account, you must be least 18 years old, have a Social Security Number or Individual Taxpayer Identification Number and have a physical street address in the United States of America. Alternatively, your Account application will be considered on a case by case basis if you have a physical street address in the U.S. territories of Puerto Rico, United States Virgin Islands or American Samoa (“Specified U.S. Territories”); or a military or embassy address on a U.S. military base or at a U.S. embassy (i.e., an Army/Air Post Office, Fleet Post Office, or Diplomatic Post Office address) (“U.S. Jurisdictions”). You may not use a post office box (other than on a U.S. military base or at a Diplomatic Post Office) as an address to open an Account. Accounts may only be opened by natural persons and may only be used for personal, family, or household purposes. Accounts may not be opened or maintained by businesses or used for business purposes. Accounts may not be opened in the name of a trust or other legal entity or by a fiduciary (e.g., executor, conservator, guardians, trustees, etc.). If, however, a fiduciary is appointed by a court or by operation of law after Account opening, we may allow the fiduciary to access and control an Account on a temporary basis; thereafter, the Account will be closed.