Optional Supplemental Life Clause Samples

Optional Supplemental Life a. The Company will contract with a vendor to offer optional supplemental life insurance coverage. b. Eligibility for the optional supplemental life programs will include non-grandfathered full- time employees, covered the first of the month after hire, and require the employee to be active at work the first day of coverage. ▇▇▇▇▇▇▇ ▇ - ▇▇▇▇▇ ▇▇▇▇ Disability – Non Occupational Disability‌ A. Eligibility Provided the Conditions of Payment outlined are met, an hourly paid employee shall receive weekly, non-occupational disability payments if he or she: 1. Is active at work the first of the month after hire and is a full-time employee 2. Provides the Carrier with a doctor’s certificate and all required paperwork to certify that absence was due to a legitimate non-occupational disability. The Carrier makes the determination of eligibility of absence. Definition of disability is employee is limited from performing the material and substantial duties of their regular occupations due to sickness or injury and there is a 20% of more loss in weekly earnings (base with shift differential) due to the same sickness or injury. 3. Provides a release to the carrier to share pertinent information with the Company 4. Reports the absence and the cause of the absence to immediate supervision and Human Resources at a time of absence. Failure to timely report absence, outside of circumstances outside of employee’s control, may result in disciplinary action due to unreported absence. 5. Is absent in excess five (5) calendar days. The employee may use paid time off to offset unpaid waiting period. 6. Short Term Disability period will run concurrently with Family Medical Leave. 7. Health Insurance coverage continues as long as employee contributions are received timely – either through payroll deductions or by check received by first of month for the month. COBRA will be offered after termination. Life insurance will follow the policy certificate.