Common use of OPTIONAL UNSCHEDULED ADDITIONAL PREMIUM Clause in Contracts

OPTIONAL UNSCHEDULED ADDITIONAL PREMIUM. Unscheduled additional premiums may be paid to the Company at any time before the policy anniversary that is nearest to the Insured's 85th birthday. An unscheduled additional premium may be paid only if, at the time the premium is paid: o the insurance in force after applying the unscheduled additional premium will be within the Company's issue limits; and o the Company's insurability requirements are met. Each unscheduled additional premium may not be less than the minimum amount shown on page 4. As directed by the Owner, each net unscheduled additional premium will be used, as of the date the premium is received by the Company, to purchase variable paid-up additional insurance or to increase Policy Value.

OPTIONAL UNSCHEDULED ADDITIONAL PREMIUM. Unscheduled additional premiums may be paid to the Company at any time before the policy anniversary that is nearest to the Insured's 85th birthday. An unscheduled additional premium may be paid only if, at the time the premium is paid: o . the insurance in force after applying the unscheduled additional premium will be within the Company's issue limits; and o . the Company's insurability requirements are met. Each unscheduled additional premium may not be less than the minimum amount shown on page 4. As directed by the Owner, each net unscheduled additional premium will be used, as of the date the premium is received by the Company, to purchase variable paid-up additional insurance or to increase Policy Value.