Common use of Our Liability for Failure to Make Transactions Clause in Contracts

Our Liability for Failure to Make Transactions. ‌ If we do not complete a transfer to or from an account with us on time or in the correct amount according to the MSA, we will be lia- ble for your actual transaction loss or damage. Our sole responsi- bility for an error in a transfer will be to correct the error. You agree that neither we nor the service providers are responsible for any loss, property damage, or bodily injury, whether caused by the equipment, software, Credit Union, or by internet browser providers such as Microsoft (Microsoft Internet Explorer), Apple (Safari), Mozilla (Firefox), Google (Chrome) or by Internet access providers or by online service providers or by an agent or subcon- tractor for any of the foregoing. Nor will we or the service provid- ers be responsible for any direct, indirect, special, or consequen- tial economic or other damages arising in any way out of the installation, download, use, or maintenance of the equipment, software, online access services, or Internet browser or access software. In this regard, although we have taken measures to pro- vide security for communications from you to us via the online ac- cess service and may have referred to such communication as “se- cured,” we cannot and do not provide any warranty or guarantee of such security. In states that do not allow the exclusion or limitation of such damages, our liability is limited to the extent permitted by applicable law. We will not be liable for the following: • If, through no fault of ours, you do not have adequate funds in an account to complete a transaction, the account is closed or the transaction amount would exceed your credit limit on your line of credit. • If you used the wrong identification code or you have not properly followed any applicable computer, Internet or Credit Union instructions for making transfers. • If your computer fails or malfunctions or if our online access system was not properly working and such a problem should have been apparent when you attempted such a transaction. • If the ATM where you are making the transfer does not oper- ate properly, does not have enough cash or you use a Card improperly. • If circumstances beyond our control (such as fire, flood, tele- communication outages, postal strikes, equipment, or power failure) prevent the transaction. • If the account with us is frozen because of a delinquent loan or is subject to a legal process or other claim. • If the error was caused by a system beyond our control such as your Internet Service Provider, any computer virus, or problems related to software not provided by us. • If you have not given us complete, correct, and current instruc- tions so we can make a transfer. • If the error was caused by any applicable ATM or payment system network. The ATM machine may retain a Card in cer- tain instances, in which event you may contact us about its replacement. We may establish other exceptions in addition to those listed above.

Our Liability for Failure to Make Transactions. ‌ If we do not complete a transfer to or from an account with us on time or in the correct amount according to the MSAour agreement with you, we will be lia- ble liable for your actual transaction loss or damage. Our sole responsi- bility responsibility for an error in a transfer will be to correct the error. You agree that neither we nor the service providers are responsible re- sponsible for any loss, property damage, or bodily injury, whether caused by the equipment, software, Credit Union, or by internet browser providers such as Microsoft (Microsoft Internet Explorer), Apple (Safari), Mozilla (Firefox), Google (Chrome) or by Internet access providers or by online service providers or by an agent or subcon- tractor subcontractor for any of the foregoing. Nor will shall we or the service provid- ers providers be responsible for any direct, indirect, special, or consequen- tial conse- quential economic or other damages arising in any way out of the installation, download, use, or maintenance of the equipment, softwaresoft- ware, online access services, or Internet browser or access softwaresoft- ware. In this regard, although we have taken measures to pro- vide provide security for communications from you to us via the online ac- cess access service and may have referred to such communication as “se- cured,” we cannot and do not provide any warranty or guarantee of such security. In states that do not allow the exclusion or limitation of such damages, our liability is limited to the extent permitted by applicable law. We Our Credit Union will not be liable for the following: • If, through no fault of ours, you do not have adequate funds in an account to complete a transaction, the account is closed terminated, or the transaction amount would exceed your credit limit on your line of credit. • If you used the wrong identification code or you have not properly followed any applicable computer, Internet Internet, or Credit Union instructions for making transfers. • If your computer fails or malfunctions or if our Credit Union’s online access system was not properly working and such a problem prob- lem should have been apparent when you attempted such a transactiontrans- action. • If the ATM where you are making the transfer does not oper- ate operate properly, does not have enough cash or you use a your Card improperly. • If circumstances beyond our control (such as fire, flood, tele- communication telecom- munication outages, postal strikes, equipment, or power failure) prevent making the transaction. • If the account with us is frozen because of a delinquent loan or is subject to a legal process or other claim. • If the error was caused by a system beyond our Credit Union’s control such as your Internet Service Provider, any computer virus, or problems related to software not provided by usour Credit Union. • If you have not given us our Credit Union complete, correct, and current instruc- tions instructions so we our Credit Union can make a transfer. • If the error was caused by any applicable ATM or payment system sys- tem network. The ATM machine may retain a your Card in cer- tain certain instances, in which event you may contact us our Credit Union about its replacement. We may establish other exceptions in addition to those listed above.

Our Liability for Failure to Make Transactions. ‌ If we do not complete a transfer to or from an account with us on time or in the correct amount according to the MSA, we will be lia- ble liable for your actual transaction loss or damage. Our sole responsi- bility responsibility for an error in a transfer will be to correct the error. You agree that neither we nor the service providers are responsible for any loss, property damage, or bodily injury, whether caused by the equipmentequip- ment, software, Credit Union, or by internet browser providers such as Microsoft (Microsoft Internet Explorer), Apple (Safari), Mozilla (Firefox), Google (Chrome) or by Internet access providers or by online service providers or by an agent or subcon- tractor subcontractor for any of the foregoing. Nor will we or the service provid- ers providers be responsible for any direct, indirect, special, or consequen- tial consequential economic or other damages arising in any way out of the installation, download, use, or maintenance of the equipment, software, online access servicesser- vices, or Internet browser or access software. In this regard, although alt- xxxxx we have taken measures to pro- vide provide security for communications communica- tions from you to us via the online ac- cess access service and may have referred to such communication as “se- curedsecured,” we cannot and do not provide any warranty or guarantee of such security. In states that do not allow the exclusion or limitation of such damages, our liability is limited to the extent permitted by applicable law. We will not be liable for the following: • If, through no fault of ours, you do not have adequate funds in an account to complete a transaction, the account is closed or the transaction amount would exceed your credit limit on your line of credit. • If you used the wrong identification code or you have not properly followed any applicable computer, Internet or Credit Union Un- ion instructions for making transfers. • If your computer fails or malfunctions or if our online access system sys- tem was not properly working and such a problem should have been apparent when you attempted such a transaction. • If the ATM where you are making the transfer does not oper- ate operate properly, does not have enough cash or you use a Card improperlyim- properly. • If circumstances beyond our control (such as fire, flood, tele- communication telecom- munication outages, postal strikes, equipment, or power failure) prevent the transaction. • If the account with us is frozen because of a delinquent loan or is subject to a legal process or other claim. • If the error was caused by a system beyond our control such as your Internet Service Provider, any computer virus, or problems related to software not provided by us. • If you have not given us complete, correct, and current instruc- tions so we can make a transfer. • If the error was caused by any applicable ATM or payment system sys- tem network. The ATM machine may retain a Card in cer- tain certain instances, in which event you may contact us about its replacementreplace- ment. We may establish other exceptions in addition to those listed above.

Our Liability for Failure to Make Transactions. ‌ If we do not complete a transfer to or from an account with us on time or in the correct amount according to the MSA, we will be lia- ble liable for your actual transaction loss or damage. Our sole responsi- bility responsibility for an error in a transfer will be to correct the error. You agree that neither we nor the service providers are responsible for any loss, property damage, or bodily injury, whether caused by the equipmentequip- ment, software, Credit Union, or by internet browser providers such as Microsoft (Microsoft Internet Explorer), Apple (Safari), Mozilla (Firefox), Google (Chrome) or by Internet access providers or by online service providers or by an agent or subcon- tractor subcontractor for any of the foregoing. Nor will we or the service provid- ers providers be responsible for any direct, indirect, special, or consequen- tial consequential economic or other damages arising in any way out of the installation, download, use, or maintenance of the equipment, software, online access servicesser- vices, or Internet browser or access software. In this regard, although alt- xxxxx we have taken measures to pro- vide provide security for communications from you to us via the online ac- cess access service and may have referred to such communication as “se- curedsecured,” we cannot and do not provide any warranty or guarantee of such security. In states that do not allow the exclusion or limitation of such damages, our liability is limited to the extent permitted by applicable law. We will not be liable for the following: • If, through no fault of ours, you do not have adequate funds in an account to complete a transaction, the account is closed terminated or the transaction amount would exceed your credit limit on your line of credit. • If you used the wrong identification code or you have not properly followed any applicable computer, Internet or Credit Union Un- ion instructions for making transfers. • If your computer fails or malfunctions or if our online access system sys- tem was not properly working and such a problem should have been apparent when you attempted such a transaction. • If the ATM where you are making the transfer does not oper- ate operate properly, does not have enough cash or you use a Card improperlyim- properly. • If circumstances beyond our control (such as fire, flood, tele- communication telecom- munication outages, postal strikes, equipment, or power failure) prevent the transaction. • If the account with us is frozen because of a delinquent loan or is subject to a legal process or other claim. • If the error was caused by a system beyond our control such as your Internet Service Provider, any computer virus, or problems related to software not provided by us. • If you have not given us complete, correct, and current instruc- tions so we can make a transfer. • If the error was caused by any applicable ATM or payment system network. The ATM machine may retain a Card in cer- tain instances, in which event you may contact us about its replacement. We may establish other exceptions in addition to those listed above.

Our Liability for Failure to Make Transactions. ‌ If we do not complete a transfer to or from an account with us on time or in the correct amount according to the MSAMember Service Agreement, we will be lia- ble liable for your actual transaction loss or damage. Our sole responsi- bility responsibility for an error in a transfer will be to correct the error. You agree that neither we nor the service providers are responsible for any loss, property damage, or bodily injury, whether caused by the equipment, software, Credit Union, or by internet browser providers such as Microsoft (Microsoft Internet ExplorerEdge), Apple (Safari), Mozilla (Firefox), Google (Chrome) or by Internet access providers or by online service providers or by an agent or subcon- tractor subcontractor for any of the foregoing. Nor will we or the service provid- ers providers be responsible for any direct, indirect, special, or consequen- tial consequential economic or other damages arising in any way out of the installation, download, use, or maintenance of the equipment, software, online access services, or Internet browser or access software. In this regard, although we have taken measures to pro- vide provide security for communications from you to us via the online ac- cess access service and may have referred to such communication as “se- curedsecured,” we cannot and do not provide any warranty or guarantee of such security. In states that do not allow the exclusion or limitation of such damages, our liability is limited to the extent permitted by applicable law. We will not be liable for the following: • If, If we have terminated this Agreement. • If through no fault of ours, you do not have adequate enough money in your account(s) to make the transfer. • A legal order directs us to prohibit withdrawals from the account(s). • The funds in an account your designated account(s) are subject to complete a legal process or other encumbrance restricting the transaction, the account is closed or the transaction amount would exceed your credit limit on your line of credit. • If you used the wrong identification code or you have not properly followed any applicable computer, Internet or Credit Union instructions for making transfers. • If your computer fails or malfunctions or if our online access system was not properly working and such a problem should have been apparent when you attempted such a transaction. • If the ATM where you are making the transfer does not oper- ate properly, does not have enough cash or you use a Card improperly. • If circumstances beyond our control (such as fire, flood, tele- communication telecommunication outages, postal strikes, equipment, or power failure) prevent the transactiontransaction from being completed. • If you used your Login ID and Password in an incorrect manner. • If your account is closed, frozen or funds are uncollected. • If you, or anyone authorized by you, commits any fraud, or violates any law or regulation. • If the account with us is frozen because transfer would cause your balance to become negative or exceed the credit limit of a delinquent loan or is subject to a legal process or other claiman established line of credit loan. • If any part of the error was caused by a system beyond our control such Online Banking is not working properly and you knew about the problem when you started the transactions. • There may be other exceptions as your Internet Service Provider, any computer virus, or problems related to software not provided by us. • If you have not given us complete, correct, and current instruc- tions so we can make a transfer. • If the error was caused by any applicable ATM or payment system network. The ATM machine may retain a Card in cer- tain instances, in which event you may contact us about its replacementlaw. We may establish other exceptions in addition to those listed above.

Our Liability for Failure to Make Transactions. ‌ If we do not complete a transfer to or from an account with us on time or in the correct amount according to the MSA, we will be lia- ble for your actual transaction loss or damage. Our sole responsi- bility for an error in a transfer will be to correct the error. You agree that neither we nor the service providers are responsible for any loss, property damage, or bodily injury, whether caused by the equipment, software, Credit Union, or by internet Internet browser providers such as Microsoft (Microsoft Internet Explorer), Apple (Safari), Mozilla (Firefox), Google (Chrome) or by Internet access providers or by online service providers or by an agent or subcon- tractor for any of the foregoing. Nor will we or the service provid- ers be responsible for any direct, indirect, special, or consequen- tial economic or other damages arising in any way out of the installation, download, use, or maintenance of the equipment, software, online access services, or Internet browser or access software. In this regard, although we have taken measures to pro- vide security for communications from you to us via the online ac- cess service and may have referred to such communication as “se- cured,” we cannot and do not provide any warranty or guarantee of such security. In states that do not allow the exclusion or limitation of such damages, our liability is limited to the extent permitted by applicable law. We will not be liable for the following: • If, through no fault of ours, you do not have adequate funds in an account to complete a transaction, the account is closed or the transaction amount would exceed your credit limit on your line of credit. • If you used the wrong identification code or you have not properly followed any applicable computer, Internet or Credit Union instructions for making transfers. • If your computer fails or malfunctions or if our online access system was not properly working and such a problem should have been apparent when you attempted such a transaction. • If the ATM where you are making the transfer does not oper- ate properly, does not have enough cash or you use a Card improperly. • If circumstances beyond our control (such as fire, flood, tele- communication outages, postal strikes, equipment, or power failure) prevent the transaction. • If the account with us is frozen because of a delinquent loan or is subject to a legal process or other claim. • If the error was caused by a system beyond our control such as your Internet Service Provider, any computer virus, or problems related to software not provided by us. • If you have not given us complete, correct, and current instruc- tions so we can make a transfer. • If the error was caused by any applicable ATM or payment system network. The ATM machine may retain a Card in cer- tain instances, in which event you may contact us about its replacement. We may establish other exceptions in addition to those listed above.

Our Liability for Failure to Make Transactions. ‌ If we do not complete a transfer to or from an your account with us on time or in the correct amount according to the MSAour agreement with you, we will be lia- ble liable for your actual transaction loss losses or damagedamages. Our sole responsi- bility responsibility for an error in a transfer will be to correct the error. You agree that neither we nor the service providers are shall be responsible for any loss, property damage, prop- erty damage or bodily injuryloss, whether caused by the equipment, software, Credit Union, or by internet online browser providers such as online browser providers such as Microsoft (Microsoft Internet ExplorerEdge), Apple Google (SafariChrome), Mozilla (Firefox), Google ) or Apple (ChromeSafari) or by Internet access providers or by online service providers or by an agent or subcon- tractor subcontractor for any of the foregoing. Nor will shall we or the our service provid- ers providers be responsible for any direct, indirect, special, or consequen- tial consequential economic or other damages arising in any way out of the installation, download, use, or maintenance of the equipment, software, online access services, or Internet browser or access software. In this regard, although we have taken measures to pro- vide provide security for communications from you to us via the online ac- cess access service and may have referred to such communication com- munication as “se- curedsecured,” we cannot and do not provide any warranty or guarantee of such security. In states that do not allow the exclusion exclu- sion or limitation of such damages, our liability is limited to the extent permitted by applicable law. We The Credit Union and our service pro- viders will not be liable for the following: • If, through no fault of ours, you do not have adequate enough available funds in an your account to complete a transactionmake the transfer, the your account is closed inac- tive, or the transaction amount transfer would exceed your go over the credit limit on your line of credit, if applicable. • If you used the wrong identification access code or you have not properly followed fol- lowed any applicable computer, Internet or Credit Union user instructions for making transfers. transfer and bill payment transactions • If your computer fails or malfunctions or if our online access the phone lines or Credit Union computer system was not properly working working, and such a problem should have been apparent when you attempted such a transaction. • If the ATM where you are making the transfer does not oper- ate properly, does not have enough cash or you use a Card improperly. • If circumstances beyond our control (such as fire, flood, tele- communication outages, postal telecom- munication outages or strikes, equipment, equipment or power failure) prevent pre- vent making the transaction. • If the funds in your account with us is frozen because of a delinquent loan or is are subject to a an administrative hold, legal process or other claim. • If you have not given the Credit Union complete, correct and cur- rent instructions so the Credit Union can process a transfer. • If, through no fault of ours, a bill payment or funds transfer trans- action does not reach a particular payee due to changes in the payee address, account number or otherwise; the time you allow for payment delivery was inaccurate; or the payee failed to pro- cess a payment correctly, or in a timely manner, and a fee, pen- alty, or interest is assessed against you. • If the error was caused by a system beyond our the Credit Union’s control such as your Internet Service Providera telecommunications system, an Online service provider, any computer virus, virus or problems related to software not provided by us. • If you have not given us complete, correct, and current instruc- tions so we can make a transfer. • If the error was caused by any applicable ATM or payment system network. The ATM machine may retain a Card in cer- tain instances, in which event you may contact us about its replacementCredit Union. We may establish other exceptions in addition to those listed above.

Our Liability for Failure to Make Transactions. ‌ If we do not complete a transfer to or from an your account with us on time or in the correct amount according to the MSAour agreement with you, we will be lia- ble liable for your actual transaction loss losses or damagedamages. Our sole responsi- bility responsibility for an error in a transfer will be to correct the error. You agree that neither we nor the service providers are shall be responsible for any loss, property damage, prop- erty damage or bodily injuryloss, whether caused by the equipment, software, Credit Union, or by internet Online browser providers such as Microsoft (Microsoft Mi- crosoft Internet Explorer), Apple (Safari), Mozilla (Firefox), Google (Chrome) or by Internet access providers or by online service providers pro- viders or by an agent or subcon- tractor subcontractor for any of the foregoing. Nor will shall we or the our service provid- ers providers be responsible for any direct, indirectindi- rect, special, or consequen- tial consequential economic or other damages arising in any way out of the installation, download, use, or maintenance of the equipment, software, online access services, or Internet browser or access software. In this regard, although we have taken measures to pro- vide provide security for communications from you to us via the online ac- cess access service and may have referred to such communication as “se- curedsecured,” we cannot and do not provide any warranty or guarantee of such security. In states that do not allow the exclusion or limitation of such damages, our liability is limited to the extent permitted by applicable law. We The Credit Union and our service providers will not be liable for the following: • If, through no fault of ours, you do not have adequate enough available funds in an your account to complete a transactionmake the transfer, the your account is closed inac- tive, or the transaction amount transfer would exceed your go over the credit limit on your line of credit, if applicable. • If you used the wrong identification access code or you have not properly followed fol- lowed any applicable computer, Internet or Credit Union user instructions for making transfers. transfer and bill payment transactions • If your computer fails or malfunctions or if our online access the phone lines or Credit Union computer system was not properly working working, and such a problem should have been apparent when you attempted such a transaction. • If the ATM where you are making the transfer does not oper- ate properly, does not have enough cash or you use a Card improperly. • If circumstances beyond our your control (such as fire, flood, tele- communication outages, postal outages or strikes, equipment, equipment or power failure) prevent making the transaction. • If the funds in your account with us is frozen because of a delinquent loan or is are subject to a an administrative hold, legal process or other claim. • If you have not given the Credit Union complete, correct and cur- rent instructions so the Credit Union can process a transfer. • If, through no fault of ours, a bill payment or funds transfer trans- action does not reach a particular payee due to changes in the payee address, account number or otherwise; the time you allow for payment delivery was inaccurate; or the payee failed to pro- cess a payment correctly, or in a timely manner, and a fee, pen- alty, or interest is assessed against you. • If the error was caused by a system beyond our the Credit Union’s control such as your Internet Service Providera telecommunications system, an Online service provider, any computer virus, virus or problems related to software not provided by us. • If you have not given us complete, correct, and current instruc- tions so we can make a transfer. • If the error was caused by any applicable ATM or payment system network. The ATM machine may retain a Card in cer- tain instances, in which event you may contact us about its replacementCredit Union. We may establish other exceptions in addition to those listed above.

Our Liability for Failure to Make Transactions. ‌ If we do not complete a transfer to or from an account with us on time or in the correct amount according to the MSA, we will be lia- ble liable for your actual transaction loss or damage. Our sole responsi- bility responsibility for an error in a transfer will be to correct the error. You agree that neither we nor the service providers are responsible for any loss, property damage, or bodily injury, whether caused by the equipmentequip- ment, software, Credit Union, or by internet browser providers such as Microsoft (Microsoft Internet Explorer), Apple (Safari), Mozilla (Firefox), Google (Chrome) or by Internet access providers or by online service providers or by an agent or subcon- tractor subcontractor for any of the foregoing. Nor will we or the service provid- ers providers be responsible for any direct, indirect, special, or consequen- tial consequential economic or other damages arising in any way out of the installation, download, use, or maintenance of the equipment, software, online access servicesser- vices, or Internet browser or access software. In this regard, although alt- xxxxx we have taken measures to pro- vide provide security for communications communi- cations from you to us via the online ac- cess It’s Me 247 service and may have referred to such communication as “se- curedsecured,” we cannot and do not provide any warranty or guarantee of such security. In states that do not allow the exclusion or limitation of such damages, our liability is limited to the extent permitted by applicable law. We will not be liable for the following: • If, through no fault of ours, you do not have adequate funds in an account to complete a transaction, the account is closed terminated or the transaction amount would exceed your credit limit on your line of credit. • If you used the wrong identification code or you have not properly followed any applicable computer, Internet or Credit Union Un- ion instructions for making transfers. • If your computer fails or malfunctions or if our online access It’s Me 247 system was not properly working and such a problem should have been apparent when you attempted such a transaction. • If the ATM where you are making the transfer does not oper- ate operate properly, does not have enough cash or you use a Card improperlyim- properly. • If circumstances beyond our control (such as fire, flood, tele- communication telecom- munication outages, postal strikes, equipment, or power failure) prevent the transaction. • If the account with us is frozen because of a delinquent loan or is subject to a legal process or other claim. • If the error was caused by a system beyond our control such as your Internet Service Provider, any computer virus, or problems related to software not provided by us. • If you have not given us complete, correct, and current instruc- tions so we can make a transfer. • If the error was caused by any applicable ATM or payment system network. The ATM machine may retain a Card in cer- tain instances, in which event you may contact us about its replacement. We may establish other exceptions in addition to those listed above.

Our Liability for Failure to Make Transactions. ‌ If we do not complete a transfer to or from an account with us on time or in the correct amount according to the MSA, we will be lia- ble for your actual transaction loss or damage. Our sole responsi- bility responsibil- ity for an error in a transfer will be to correct the error. You agree that neither we nor the service providers are responsible for any loss, property damage, or bodily injury, whether caused by the equipment, software, Credit Union, or by internet browser providers provid- ers such as Microsoft (Microsoft Internet Explorer), Apple (Safari), Mozilla (Firefox), Google (Chrome) or by Internet access providers provid- ers or by online service providers or by an agent or subcon- tractor subcontractor for any of the foregoing. Nor will we or the service provid- ers providers be responsible for any direct, indirect, special, or consequen- tial economic consequential eco- nomic or other damages arising in any way out of the installation, download, use, or maintenance of the equipment, software, online access services, or Internet internet browser or access software. In this regard, although we have taken measures to pro- vide provide security for communications from you to us via the online ac- cess CU@round service and may have referred to such communication as “se- curedsecured,” we cannot and do not provide any warranty or guarantee of such security. In states that do not allow the exclusion or limitation of such damages, our liability is limited to the extent permitted by applicable law. We will not be liable for the following: • If, through no fault of ours, you do not have adequate funds in an account to complete a transaction, the account is closed or the transaction amount would exceed your credit limit on your line of credit. • If you used the wrong identification code or you have not properly followed any applicable computer, Internet or Credit Union instructions for making transfers. • If your computer fails or malfunctions or if our online access system CU@round sys- tem was not properly working and such a problem should have been apparent when you attempted such a transaction. • If the ATM where you are making the transfer does not oper- ate properly, does not have enough cash or you use a Card improperly. • If circumstances beyond our control (such as fire, flood, tele- communication outages, postal strikes, equipment, or power failure) prevent the transaction. • If the account with us is frozen because of a delinquent loan or is subject to a legal process or other claim. • If the error was caused by a system beyond our control such as your Internet Service Provider, any computer virus, or problems related to software not provided by us. • If you have not given us complete, correct, and current instruc- tions so we can make a transfer. • If the error was caused by any applicable ATM or payment system network. The ATM machine may retain a Card in cer- tain instances, in which event you may contact us about its replacement. We may establish other exceptions in addition to those listed above.

Our Liability for Failure to Make Transactions. ‌ If we do not complete a transfer to or from an account with us on time or in the correct amount according to the MSA, we will be lia- ble liable for your actual transaction loss or damage. Our sole responsi- bility responsibility for an error in a transfer will be to correct the error. You agree that neither we nor the service providers are responsible for any loss, property damage, or bodily injury, whether caused by the equipmentequip- ment, software, Credit Union, or by internet browser providers such as Microsoft (Microsoft Internet Explorer), Apple (Safari), Mozilla (Firefox), Google (Chrome) or by Internet access providers or by online service providers or by an agent or subcon- tractor subcontractor for any of the foregoing. Nor will we or the service provid- ers providers be responsible for any direct, indirect, special, or consequen- tial consequential economic or other damages arising in any way out of the installation, download, use, or maintenance of the equipment, software, online access servicesser- vices, or Internet browser or access software. In this regard, although alt- xxxxx we have taken measures to pro- vide provide security for communications communica- tions from you to us via the online ac- cess access service and may have referred to such communication as “se- curedsecured,” we cannot and do not provide any warranty or guarantee of such security. In states that do not allow the exclusion or limitation of such damages, our liability is limited to the extent permitted by applicable law. We will not be liable for the following: • If, through no fault of ours, you do not have adequate funds in an account to complete a transaction, the account is closed or the transaction amount would exceed your credit limit on your line of credit. • If you used the wrong identification code or you have not properly followed any applicable computer, Internet or Credit Union instructions in- structions for making transfers. • If your computer fails or malfunctions or if our online access system sys- tem was not properly working and such a problem should have been apparent when you attempted such a transaction. • If the ATM where you are making the transfer does not oper- ate operate properly, does not have enough cash or you use a Card improperlyim- properly. • If circumstances beyond our control (such as fire, flood, tele- communication telecom- munication outages, postal strikes, equipment, or power failure) prevent the transaction. • If the account with us is frozen because of a delinquent loan or is subject to a legal process or other claim. • If the error was caused by a system beyond our control such as your Internet Service Provider, any computer virus, or problems related to software not provided by us. • If you have not given us complete, correct, and current instruc- tions so we can make a transfer. • If the error was caused by any applicable ATM or payment system sys- tem network. The ATM machine may retain a Card in cer- tain certain instances, in which event you may contact us about its replacementreplace- ment. We may establish other exceptions in addition to those listed above.