Common use of PARTIES TO WHOM DISCLOSURE MAY BE MADE Clause in Contracts

PARTIES TO WHOM DISCLOSURE MAY BE MADE. 16.1 The Cardmember authorises DBS to disclose any particulars of the Cardmember’s Card Account and/or the Cardmember’s or the Cardholder’s use of the Card(s) and/or (if the Cardmember has executed a charge on deposit to secure its liabilities under the Card ("Charge")) any information relating to the charge on deposit: 16.1.1 to any person or organisation participating in the provision of electronic or, without limitation, other services in connection with banking services or usage or loyalty benefits made available or utilised by the Cardmember and/or Cardholder, whether in Singapore or outside Singapore for the purpose of the operation of the said services, including but not limited to investigating discrepancies, errors or claims; 16.1.2 to banks, credit or charge card companies or merchants in credit or charge card enquiries; 16.1.3 to outsourced agents appointed by DBS for the purpose of making, printing, mailing, storing, microfilming and/or filing personalised cheques, statements of accounts, cards, labels, mailers or any other documents or items on which the Cardmember’s or Cardholder’s name and/or other particulars appear, or any data or records or any documents whatsoever; 16.1.4 to any information garnering or processing organisation or department or consultant conducting survey(s) or analyses or developing system applications on DBS’s behalf; 16.1.5 to any person or organisation for the purpose of marketing or promoting any services or products whether by DBS or with a third party; 16.1.6 to any party involved in facilitating, processing or providing any services or facilities in connection with the Card, Card Account, and/or any Card Transaction; 16.1.7 to any of DBS’s related corporations (as such term is defined in the Companies Act, Chapter 50 of Singapore) for risk management purpose, for monitoring credit exposures across the DBS Group to the Cardmember and/or Cardholder and for cross-selling purposes. "DBS Group" means any of DBS’s subsidiaries, DBS’s holding company and any subsidiaries of DBS’s holding company;

PARTIES TO WHOM DISCLOSURE MAY BE MADE. 16.1 The Cardmember authorises DBS to disclose any particulars of the Cardmember’s Card Account and/or the Cardmember’s or the Cardholder’s use of the Card(s) and/or (if the Cardmember has executed a charge on deposit to secure its liabilities under the Card ("“Charge"”)) any information relating to the charge on deposit: 16.1.1 to any person or organisation participating in the provision of electronic or, without limitation, other services in connection with banking services or usage or loyalty benefits made available or utilised by the Cardmember and/or Cardholder, whether in Singapore or outside Singapore for the purpose of the operation of the said services, including but not limited to investigating discrepancies, errors or claims; 16.1.2 to banks, credit or charge card companies or merchants in credit or charge card enquiries; 16.1.3 to outsourced agents appointed by DBS for the purpose of making, printing, mailing, storing, microfilming and/or filing personalised cheques, statements of accounts, cards, labels, mailers or any other documents or items on which the Cardmember’s or Cardholder’s name and/or other particulars appear, or any data or records or any documents whatsoever; 16.1.4 to any information garnering or processing organisation or department or consultant conducting survey(s) or analyses or developing system applications on DBS’s behalf; 16.1.5 to any person or organisation for the purpose of marketing or promoting any services or products whether by DBS or with a third party; 16.1.6 to any party involved in facilitating, processing or providing any services or facilities in connection with the Card, Card Account, and/or any Card Transaction; 16.1.7 to any of DBS’s related corporations (as such term is defined in the Companies Act, Chapter 50 of Singapore) for risk management purpose, for monitoring credit exposures across the DBS Group to the Cardmember and/or Cardholder and for cross-selling purposes. "“DBS Group" ” means any of DBS’s subsidiaries, DBS’s holding company and any subsidiaries of DBS’s holding company;

PARTIES TO WHOM DISCLOSURE MAY BE MADE. 16.1 The Cardmember authorises DBS You authorise us to disclose any particulars of the Cardmember’s Card Account and/or the Cardmember’s or the Cardholder’s use of the Card(s) and/or (if the Cardmember has executed a charge on deposit to secure its liabilities under the Card ("Charge")) any information relating to you, the charge on depositCard Account and Card transactions effected by you using the Card to : 16.1.1 to (a) any person or organisation participating in the provision of electronic or, without limitation, or any other services in connection with banking services or usage or loyalty benefits made available or utilised by the Cardmember and/or Cardholderyou, whether in Singapore or outside Singapore for the purpose of the operation of the said services, including but not limited to investigating discrepancies, errors or claims; 16.1.2 to (b) banks, credit or charge card companies or merchants Merchants in credit or charge card enquiries; 16.1.3 to ; outsourced agents appointed by DBS us for the purpose of making, printing, mailing, storing, storing microfilming and/or filing personalised personalized cheques, statements of accounts, cards, labels, mailers or any other documents or items on which the Cardmember’s or Cardholder’s your name and/or other particulars appear, or any data or records or any documents whatsoever; 16.1.4 to (c) any information garnering or processing organisation or department or consultant conducting survey(s) or analyses or developing system applications on DBS’s our behalf; 16.1.5 to (d) any person or organisation for the purpose of marketing or promoting any services or products whether our own or tied up by DBS or with a third partyus; 16.1.6 to any party involved in facilitating(e) China Union Pay, processing Visa or providing any services or facilities in connection with the Card, Card Account, and/or any Card Transactionsuch other card association ; 16.1.7 to any of DBS’s (f) our head office and related corporations (as such term is defined in the Companies Act, Chapter 50 of Singapore) for risk management purpose, for monitoring credit exposures across the DBS Group to the Cardmember and/or Cardholder you and for cross-selling purposes. "DBS ”Group" “ means any of DBS’s subsidiaries, DBS’s our holding company and any subsidiaries of DBS’s our holding company; (g) any government agency or authority or courts in Singapore or in the jurisdiction where our head office or any other overseas branches is situated; or (h) any person or organisation for the purpose of collecting or recovering on our behalf, or securing for your benefit or repaying on your behalf, any sums of money owing to us from you; (i) any Merchant or third party which has a legitimate business purpose for obtaining such information, including offering you products or services in connection with or to facilitate the usage of the Card; (j) any person or organisation where such disclosure is necessary to complete any Transaction; or (k) any person or organisation involved in the sending or delivering of any communication to your last known address on our records. For the purposes of this clause, communication shall include all forms of direct mailers and advertisements (including messages printed on envelopes with our name and logo). (l) any third party as we may deem necessary for the purposes of and/or in connection with (but not limited to) the provision of the Card, the EZ-Link Facility, EZ-Reload and other services relating to this Card and your use of the Card