Common use of Payments Generally; Pro Rata Treatment; Sharing of Set Clause in Contracts

Payments Generally; Pro Rata Treatment; Sharing of Set. offs Section 2.18. Mitigation Obligations; Replacement of Lenders Section 2.19. Increase in the Aggregate Commitments ARTICLE III REPRESENTATIONS AND WARRANTIES Section 3.01. Existence and Power Section 3.02. Corporate and Governmental Authorization; No Contravention Section 3.03. Binding Effect Section 3.04. Financial Information -i- Section 3.05. Litigation Section 3.06. Compliance with ERISA Section 3.07. Taxes Section 3.08. Environmental Compliance Section 3.09. Properties Section 3.10. Compliance with Laws and Agreements Section 3.11. Investment and Holding Company Status Section 3.12. Full Disclosure Section 3.13. Security Interest Section 3.14. Solvency Section 3.15. Employee Matters Section 3.16. Subsidiaries Section 3.17. No Change in Credit Criteria or Collection Policies Section 3.18. Processors Section 3.19. Senior Notes Indentures; Debentures Indenture ARTICLE IV CONDITIONS Section 4.01. Effective Date Section 4.02. Each Credit Event ARTICLE V AFFIRMATIVE COVENANTS Section 5.01. Information Section 5.02. Maintenance of Property; Insurance Section 5.03. Compliance with Laws Section 5.04. Inspection of Property, Books and Records Section 5.05. Use of Proceeds Section 5.06. Environmental Matters Section 5.07. Taxes Section 5.08. Security Interests Section 5.09. Existence; Conduct of Business Section 5.10. Litigation and Other Notices Section 5.11. Additional Grantors and Guarantors -ii- Section 5.12. Maintain Operating Accounts Section 5.13. Processors ARTICLE VI NEGATIVE COVENANTS Section 6.01. Indebtedness Section 6.02. Liens Section 6.03. Fundamental Changes Section 6.04. Investments, Loans, Advances, Guarantees and Acquisitions Section 6.05. Prepayment or Modification of Indebtedness; Modification of Operating Documents 66 Section 6.06. Restricted Payments Section 6.07. Transactions with Affiliates Section 6.08. Restrictive Agreements Section 6.09. Fixed Charge Coverage ARTICLE VII EVENTS OF DEFAULT ARTICLE VIII THE ADMINISTRATIVE AGENT ARTICLE IX MISCELLANEOUS Section 9.01. Notices Section 9.02. Waivers; Amendments Section 9.03. Expenses; Indemnity; Damage Waiver Section 9.04. Successors and Assigns Section 9.05. Survival Section 9.06. Counterparts; Integration; Effectiveness Section 9.07. Severability Section 9.08. Right of Setoff Section 9.09. GOVERNING LAW; JURISDICTION; CONSENT TO SERVICE OF PROCESS 80 Section 9.10. WAIVER OF JURY TRIAL Section 9.11. Headings Section 9.12. Confidentiality Section 9.13. Interest Rate Limitation Section 9.14. USA Patriot Act -iii- Section 9.15. Acknowledgement -iv- SCHEDULES Schedule 1.01 -- Existing Letters of Credit Schedule 1.02 -- Fiscal Months of the Borrowers Schedule 2.01 -- Commitments Schedule 3.05 -- Disclosed Matters as to Litigation Schedule 3.08 -- Disclosed Matters as to Environmental Compliance Schedule 3.09 -- Other Leased and Owned Property Schedule 3.16 -- Subsidiaries Schedule 3.18 -- Processors Schedule 5.01(j) -- Borrowing Base Certificate Schedule 6.01 -- Existing Indebtedness Schedule 6.02 -- Existing Liens Schedule 6.03 – Fiscal Year End Schedule 6.04 -- Existing Investments Schedule 6.08 -- Existing Restrictions EXHIBITS Exhibit A -- Form of Assignment and Assumption Exhibit B -- Form of Opinion of Borrowers’ Counsel Exhibit C -- Form of Promissory Note Exhibit D -- Form of Borrowing Request SECOND AMENDED AND RESTATED CREDIT AGREEMENT dated as of July 10, 2007, among XXXXXXXX-VAN HEUSEN CORPORATION, a Delaware corporation, THE IZOD CORPORATION, a Pennsylvania corporation, PVH WHOLESALE CORP., a Delaware corporation, PVH RETAIL CORP., a Delaware corporation, XXXX.XXX INC., a Delaware corporation, X.X. XXXX FRANCHISES INC., a Delaware corporation, CD GROUP INC., a Delaware corporation, PVH CK STORES, INC., a Delaware corporation, PVH OHIO, INC., a Delaware corporation, PVH MICHIGAN, INC., a Delaware corporation, PVH PENNSYLVANIA, INC., a Delaware corporation, PVH WHOLESALE NEW JERSEY, INC., a Delaware corporation, PVH RETAIL MANAGEMENT COMPANY, a Delaware corporation, and PVH SUPERBA/INSIGNIA NECKWEAR, INC., a Delaware corporation, as joint and several borrowers, the LENDERS party hereto, JPMORGAN CHASE BANK, N.A., as Administrative Agent and Collateral Agent, X.X. XXXXXX SECURITIES INC. as Joint Lead Arranger and Sole Bookrunner, BANK OF AMERICA, N.A. as Joint Lead Arranger and Co-Syndication Agent, SunTrust Bank as Co-Syndication Agent, Wachovia Bank, National Association as Co-Document Agent and The CIT Group/Commercial Services, Inc. as Co-Documentation Agent. The Borrowers are party to the Existing Credit Agreement (such term and all other capitalized terms used in this paragraph having the respective meanings ascribed to such terms hereinafter) and desire to amend and restate the Existing Credit Agreement to provide for Loans up to a maximum aggregate principal amount not in excess of $325,000,000 (subject to increases as provided in Section 2.19) at any time outstanding during the Availability Period. The proceeds of the Loans shall be used for the Borrowers’ and their Subsidiaries’ working capital, permitted acquisitions, Capital Expenditures and general corporate purposes. The Borrowers and Guarantors will provide Collateral in accordance with the provisions of this Agreement and the other Financing Documents. The Lenders are severally, and not jointly, willing to amend and restate the Existing Credit Agreement and to extend such Loans to the Borrowers subject to the terms and conditions hereinafter set forth. Accordingly, the Borrowers, the Lenders and the Administrative Agent hereby agree as follows:

Payments Generally; Pro Rata Treatment; Sharing of Set. offs Offs 36 Section 2.182.19. Mitigation ObligationsLender’s Obligation to Mitigate; Replacement of Lenders 37 Section 2.192.20. Optional Increase in the Aggregate Commitments ARTICLE III 38 REPRESENTATIONS AND WARRANTIES Section 3.01. Existence and Power Organization; Powers 39 Section 3.02. Corporate and Governmental Authorization; No Contravention Enforceability 39 Section 3.03. Binding Effect Governmental Approvals; No Conflicts 39 Section 3.04. Financial Information -i- Statements; No Material Adverse Change 39 Section 3.05. Litigation Security Documents 40 Section 3.06. Compliance with ERISA Borrower’s Subsidiaries 40 Section 3.07. Taxes Litigation and Environmental Matters 40 Section 3.08. Environmental Compliance Section 3.09. Properties Section 3.10. Compliance with Laws and Agreements Agreements; Foreign Asset Control Regulations 40 Section 3.113.09. Investment and Holding Company Status 41 Section 3.10. ERISA 41 Section 3.11. Regulation U 41 Section 3.12. Full Disclosure 41 Section 3.13. Security Interest Senior Debt 41 Section 3.14. Solvency Processing of Receivables 41 Section 3.15. Employee Matters Existing Senior Unsecured Debt Documents 41 Section 3.16. Subsidiaries Reserved. 41 Section 3.17. No Change in Credit Criteria or Collection Policies Section 3.18. Processors Section 3.19. Senior Notes Indentures; Debentures Indenture ARTICLE IV Solvency 41 CONDITIONS Section 4.01. Effective Date 42 Section 4.02. Conditions to Initial Utilization and Each Credit Event ARTICLE V AFFIRMATIVE COVENANTS Section 5.01. Information Section 5.02. Maintenance of Property; Insurance Section 5.03. Compliance with Laws Section 5.04. Inspection of Property, Books and Records Section 5.05. Use of Proceeds Section 5.06. Environmental Matters Section 5.07. Taxes Section 5.08. Security Interests Section 5.09. Existence; Conduct of Business Section 5.10. Litigation and Other Notices Section 5.11. Additional Grantors and Guarantors -ii- Section 5.12. Maintain Operating Accounts Section 5.13. Processors ARTICLE VI NEGATIVE COVENANTS Section 6.01. Indebtedness Section 6.02. Liens Section 6.03. Fundamental Changes Section 6.04. Investments, Loans, Advances, Guarantees and Acquisitions Section 6.05. Prepayment or Modification of Indebtedness; Modification of Operating Documents 66 Section 6.06. Restricted Payments Section 6.07. Transactions with Affiliates Section 6.08. Restrictive Agreements Section 6.09. Fixed Charge Coverage ARTICLE VII EVENTS OF DEFAULT ARTICLE VIII THE ADMINISTRATIVE AGENT ARTICLE IX MISCELLANEOUS Section 9.01. Notices Section 9.02. Waivers; Amendments Section 9.03. Expenses; Indemnity; Damage Waiver Section 9.04. Successors and Assigns Section 9.05. Survival Section 9.06. Counterparts; Integration; Effectiveness Section 9.07. Severability Section 9.08. Right of Setoff Section 9.09. GOVERNING LAW; JURISDICTION; CONSENT TO SERVICE OF PROCESS 80 Section 9.10. WAIVER OF JURY TRIAL Section 9.11. Headings Section 9.12. Confidentiality Section 9.13. Interest Rate Limitation Section 9.14. USA Patriot Act -iii- Section 9.15. Acknowledgement -iv- SCHEDULES Schedule 1.01 -- Existing Letters of Credit Schedule 1.02 -- Fiscal Months of the Borrowers Schedule 2.01 -- Commitments Schedule 3.05 -- Disclosed Matters as to Litigation Schedule 3.08 -- Disclosed Matters as to Environmental Compliance Schedule 3.09 -- Other Leased and Owned Property Schedule 3.16 -- Subsidiaries Schedule 3.18 -- Processors Schedule 5.01(j) -- Borrowing Base Certificate Schedule 6.01 -- Existing Indebtedness Schedule 6.02 -- Existing Liens Schedule 6.03 – Fiscal Year End Schedule 6.04 -- Existing Investments Schedule 6.08 -- Existing Restrictions EXHIBITS Exhibit A -- Form of Assignment and Assumption Exhibit B -- Form of Opinion of Borrowers’ Counsel Exhibit C -- Form of Promissory Note Exhibit D -- Form of Borrowing Request SECOND AMENDED AND RESTATED CREDIT AGREEMENT dated as of July 10, 2007, among XXXXXXXX-VAN HEUSEN CORPORATION, a Delaware corporation, THE IZOD CORPORATION, a Pennsylvania corporation, PVH WHOLESALE CORP., a Delaware corporation, PVH RETAIL CORP., a Delaware corporation, XXXX.XXX INC., a Delaware corporation, X.X. XXXX FRANCHISES INC., a Delaware corporation, CD GROUP INC., a Delaware corporation, PVH CK STORES, INC., a Delaware corporation, PVH OHIO, INC., a Delaware corporation, PVH MICHIGAN, INC., a Delaware corporation, PVH PENNSYLVANIA, INC., a Delaware corporation, PVH WHOLESALE NEW JERSEY, INC., a Delaware corporation, PVH RETAIL MANAGEMENT COMPANY, a Delaware corporation, and PVH SUPERBA/INSIGNIA NECKWEAR, INC., a Delaware corporation, as joint and several borrowers, the LENDERS party hereto, JPMORGAN CHASE BANK, N.A., as Administrative Agent and Collateral Agent, X.X. XXXXXX SECURITIES INC. as Joint Lead Arranger and Sole Bookrunner, BANK OF AMERICA, N.A. as Joint Lead Arranger and Co-Syndication Agent, SunTrust Bank as Co-Syndication Agent, Wachovia Bank, National Association as Co-Document Agent and The CIT Group/Commercial Services, Inc. as Co-Documentation Agent. The Borrowers are party to the Existing Credit Agreement (such term and all other capitalized terms used in this paragraph having the respective meanings ascribed to such terms hereinafter) and desire to amend and restate the Existing Credit Agreement to provide for Loans up to a maximum aggregate principal amount not in excess of $325,000,000 (subject to increases as provided in Section 2.19) at any time outstanding during the Availability Period. The proceeds of the Loans shall be used for the Borrowers’ and their Subsidiaries’ working capital, permitted acquisitions, Capital Expenditures and general corporate purposes. The Borrowers and Guarantors will provide Collateral in accordance with the provisions of this Agreement and the other Financing Documents. The Lenders are severally, and not jointly, willing to amend and restate the Existing Credit Agreement and to extend such Loans to the Borrowers subject to the terms and conditions hereinafter set forth. Accordingly, the Borrowers, the Lenders and the Administrative Agent hereby agree as follows:Subsequent Utilization 43

Payments Generally; Pro Rata Treatment; Sharing of Set. offs Section 2.1842 SECTION 2.19. Mitigation Obligations; Replacement of Lenders Section 2.1944 SECTION 2.20. Increase in the Aggregate Commitments Defaulting Lenders. 45 ARTICLE III REPRESENTATIONS AND WARRANTIES Section 46 SECTION 3.01. Existence and Power Section Organization; Powers 46 SECTION 3.02. Corporate and Governmental Authorization; No Contravention Section Enforceability 46 SECTION 3.03. Binding Effect Section Governmental Approvals; No Conflicts 46 SECTION 3.04. Financial Information -i- Section Condition; No Material Adverse Change 46 SECTION 3.05. Litigation Section Properties 47 SECTION 3.06. Compliance with ERISA Section Litigation and Environmental Matters 47 SECTION 3.07. Taxes Section 3.08. Environmental Compliance Section 3.09. Properties Section 3.10. Compliance with Laws and Agreements Section 47 SECTION 3.08. Investment Company Status 48 SECTION 3.09. Taxes 48 SECTION 3.10. ERISA 48 SECTION 3.11. Investment and Holding Company Status Section Disclosure 48 SECTION 3.12. Full Disclosure Section Anti-Corruption Laws, Anti-Money Laundering Laws and Sanctions 48 SECTION 3.13. Security Interest Section Affected Financial Institutions 48 SECTION 3.14. Solvency Section 3.15. Employee Matters Section 3.16. Subsidiaries Section 3.17. No Change in Credit Criteria or Collection Policies Section 3.18. Processors Section 3.19. Senior Notes Indentures; Debentures Indenture Margin Regulations 49 ARTICLE IV CONDITIONS Section 49 SECTION 4.01. Effective Closing Date Section 49 SECTION 4.02. Each Credit Event Borrowing 51 ARTICLE V AFFIRMATIVE COVENANTS Section 51 SECTION 5.01. Financial Statements and Other Information Section 51 SECTION 5.02. Maintenance Notices of Property; Insurance Section Material Events 52 SECTION 5.03. Compliance with Laws Section 5.04. Inspection of Property, Books and Records Section 5.05. Use of Proceeds Section 5.06. Environmental Matters Section 5.07. Taxes Section 5.08. Security Interests Section 5.09. Existence; Conduct of Business Section 52 IF " DOCVARIABLE "SWDocIDLocation" 2" = "1" " DOCPROPERTY "SWDocID" ACTIVE 230252376v.1" "" SECTION 5.04. Payment of Obligations 53 SECTION 5.05. Maintenance of Properties; Insurance 53 SECTION 5.06. Books and Records; Inspection Rights 53 SECTION 5.07. Compliance with Laws 53 SECTION 5.08. Use of Proceeds 53 SECTION 5.09. Litigation Report 53 SECTION 5.10. Litigation and Other Notices Section 5.11. Additional Grantors and Guarantors -ii- Section 5.12. Maintain Operating Accounts Section 5.13. Processors Covenant to Guarantee Obligations 54 ARTICLE VI NEGATIVE COVENANTS Section 54 SECTION 6.01. Indebtedness Section Restrictions on Borrowing by Subsidiaries 54 SECTION 6.02. Liens Section 55 SECTION 6.03. Restrictions on Sale and Lease Back Transactions 56 SECTION 6.04. Fundamental Changes Section 6.04. Investments, Loans, Advances, Guarantees and Acquisitions Section 56 SECTION 6.05. Prepayment or Modification of Indebtedness; Modification of Operating Documents 66 Section 6.06. Restricted Payments Section 6.07. Transactions with Affiliates Section 56 SECTION 6.06. Acquisitions 56 SECTION 6.07. Interest Coverage Ratio 57 SECTION 6.08. Restrictive Agreements Section 6.09. Fixed Charge Coverage Net Leverage Ratio 57 ARTICLE VII EVENTS OF DEFAULT 57 SECTION 7.01. Events of Default 57 SECTION 7.02. Remedies Upon an Event of Default 59 SECTION 7.03. Application of Payments 60 ARTICLE VIII THE ADMINISTRATIVE AGENT 60 SECTION 8.01. The Administrative Agent 60 SECTION 8.02. Certain ERISA Matters 64 SECTION 8.03. Certain Payments 65 ARTICLE IX MISCELLANEOUS Section 66 SECTION 9.01. Notices Section 9.02. Waivers; Amendments Section 9.03. Expenses; Indemnity; Damage Waiver Section 9.04. Successors and Assigns Section 9.05. Survival Section 9.06. Counterparts; Integration; Effectiveness Section 9.07. Severability Section 9.08. Right of Setoff Section 9.09. GOVERNING LAW; JURISDICTION; CONSENT TO SERVICE OF PROCESS 80 Section 9.10. WAIVER OF JURY TRIAL Section 9.11. Headings Section 9.12. Confidentiality Section 9.13. Interest Rate Limitation Section 9.14. USA Patriot Act -iii- Section 9.15. Acknowledgement -iv- SCHEDULES Schedule 1.01 -- Existing Letters of Credit Schedule 1.02 -- Fiscal Months of the Borrowers Schedule 2.01 -- Commitments Schedule 3.05 -- Disclosed Matters as to Litigation Schedule 3.08 -- Disclosed Matters as to Environmental Compliance Schedule 3.09 -- Other Leased and Owned Property Schedule 3.16 -- Subsidiaries Schedule 3.18 -- Processors Schedule 5.01(j) -- Borrowing Base Certificate Schedule 6.01 -- Existing Indebtedness Schedule 6.02 -- Existing Liens Schedule 6.03 – Fiscal Year End Schedule 6.04 -- Existing Investments Schedule 6.08 -- Existing Restrictions EXHIBITS Exhibit A -- Form of Assignment and Assumption Exhibit B -- Form of Opinion of Borrowers’ Counsel Exhibit C -- Form of Promissory Note Exhibit D -- Form of Borrowing Request SECOND AMENDED AND RESTATED CREDIT AGREEMENT dated as of July 10, 2007, among XXXXXXXX-VAN HEUSEN CORPORATION, a Delaware corporation, THE IZOD CORPORATION, a Pennsylvania corporation, PVH WHOLESALE CORP., a Delaware corporation, PVH RETAIL CORP., a Delaware corporation, XXXX.XXX INC., a Delaware corporation, X.X. XXXX FRANCHISES INC., a Delaware corporation, CD GROUP INC., a Delaware corporation, PVH CK STORES, INC., a Delaware corporation, PVH OHIO, INC., a Delaware corporation, PVH MICHIGAN, INC., a Delaware corporation, PVH PENNSYLVANIA, INC., a Delaware corporation, PVH WHOLESALE NEW JERSEY, INC., a Delaware corporation, PVH RETAIL MANAGEMENT COMPANY, a Delaware corporation, and PVH SUPERBA/INSIGNIA NECKWEAR, INC., a Delaware corporation, as joint and several borrowers, the LENDERS party hereto, JPMORGAN CHASE BANK, N.A., as Administrative Agent and Collateral Agent, X.X. XXXXXX SECURITIES INC. as Joint Lead Arranger and Sole Bookrunner, BANK OF AMERICA, N.A. as Joint Lead Arranger and Co-Syndication Agent, SunTrust Bank as Co-Syndication Agent, Wachovia Bank, National Association as Co-Document Agent and The CIT Group/Commercial Services, Inc. as Co-Documentation Agent. The Borrowers are party to the Existing Credit Agreement (such term and all other capitalized terms used in this paragraph having the respective meanings ascribed to such terms hereinafter) and desire to amend and restate the Existing Credit Agreement to provide for Loans up to a maximum aggregate principal amount not in excess of $325,000,000 (subject to increases as provided in Section 2.19) at any time outstanding during the Availability Period. The proceeds of the Loans shall be used for the Borrowers’ and their Subsidiaries’ working capital, permitted acquisitions, Capital Expenditures and general corporate purposes. The Borrowers and Guarantors will provide Collateral in accordance with the provisions of this Agreement and the other Financing Documents. The Lenders are severally, and not jointly, willing to amend and restate the Existing Credit Agreement and to extend such Loans to the Borrowers subject to the terms and conditions hereinafter set forth. Accordingly, the Borrowers, the Lenders and the Administrative Agent hereby agree as follows:66

Payments Generally; Pro Rata Treatment; Sharing of Set. offs Section 2.18. Mitigation Obligations; Replacement of Lenders Section 2.19. Increase in the Aggregate Commitments ARTICLE III REPRESENTATIONS AND WARRANTIES Section 3.01. Existence and Power Section 3.02. Corporate and Governmental Authorization; No Contravention Section 3.03. Binding Effect Section 3.04. Financial Information -i- Section 3.05. Litigation Section 3.06. Compliance with ERISA Section 3.07. Taxes Section 3.08. Environmental Compliance Section 3.09. Properties Section 3.10. Compliance with Laws and Agreements Section 3.11. Investment and Holding Company Status Section 3.12. Full Disclosure Section 3.13. Security Interest Section 3.14. Solvency Section 3.15. Employee Matters Section 3.16. Subsidiaries Section 3.17. No Change in Credit Criteria or Collection Policies Section 3.18. Processors Section 3.19. Senior Notes Indentures; Debentures Indenture ARTICLE IV CONDITIONS Section 4.01. Effective Date Section 4.02. Each Credit Event ARTICLE V AFFIRMATIVE COVENANTS Section 5.01. Information Section 5.02. Maintenance of Property; Insurance Section 5.03. Compliance with Laws Section 5.04. Inspection of Property, Books and Records Section 5.05. Use of Proceeds Section 5.06. Environmental Matters Section 5.07. Taxes Section 5.08. Security Interests Section 5.09. Existence; Conduct of Business Section 5.10. Litigation and Other Notices Section 5.11. Additional Grantors and Guarantors -ii- Section 5.12. Maintain Operating Accounts Section 5.13. Processors ARTICLE VI NEGATIVE COVENANTS Section 6.01. Indebtedness Section 6.02. Liens Section 6.03. Fundamental Changes Section 6.04. Investments, Loans, Advances, Guarantees and Acquisitions Section 6.05. Prepayment or Modification of Indebtedness; Modification of Operating Documents 66 Section 6.06. Restricted Payments Section 6.07. Transactions with Affiliates Section 6.08. Restrictive Agreements Section 6.09. Fixed Charge Coverage ARTICLE VII EVENTS OF DEFAULT ARTICLE VIII THE ADMINISTRATIVE AGENT ARTICLE IX MISCELLANEOUS Section 9.01. Notices Section 9.02. Waivers; Amendments Section 9.03. Expenses; Indemnity; Damage Waiver Section 9.04. Successors and Assigns Section 9.05. Survival Section 9.06. Counterparts; Integration; Effectiveness Section 9.07. Severability Section 9.08. Right of Setoff Section 9.09. GOVERNING LAW; JURISDICTION; CONSENT TO SERVICE OF PROCESS 80 Section 9.10. WAIVER OF JURY TRIAL Section 9.11. Headings Section 9.12. Confidentiality Section 9.13. Interest Rate Limitation Section 9.14. USA Patriot Act -iii- Section 9.15. Acknowledgement -iv- SCHEDULES Schedule 1.01 -- Existing Letters of Credit Schedule 1.02 -- Fiscal Months of the Borrowers Schedule 2.01 -- Commitments Schedule 3.05 -- Disclosed Matters as to Litigation Schedule 3.08 -- Disclosed Matters as to Environmental Compliance Schedule 3.09 -- Other Leased and Owned Property Schedule 3.16 -- Subsidiaries Schedule 3.18 -- Processors Schedule 5.01(j) -- Borrowing Base Certificate Schedule 6.01 -- Existing Indebtedness Schedule 6.02 -- Existing Liens Schedule 6.03 – Fiscal Year End Schedule 6.04 -- Existing Investments Schedule 6.08 -- Existing Restrictions EXHIBITS Exhibit A -- Form of Assignment and Assumption Exhibit B -- Form of Opinion of Borrowers’ Counsel Exhibit C -- Form of Promissory Note Exhibit D -- Form of Borrowing Request SECOND AMENDED AND RESTATED CREDIT AGREEMENT dated as of July 10, 2007, among XXXXXXXX-VAN HEUSEN CORPORATION, a Delaware corporation, THE IZOD CORPORATION, a Pennsylvania corporation, PVH WHOLESALE CORP., a Delaware corporation, PVH RETAIL CORP., a Delaware corporation, XXXX.XXX INC., a Delaware corporation, X.X. XXXX FRANCHISES INC., a Delaware corporation, CD GROUP INC., a Delaware corporation, PVH CK STORES, INC., a Delaware corporation, PVH OHIO, INC., a Delaware corporation, PVH MICHIGAN, INC., a Delaware corporation, PVH PENNSYLVANIA, INC., a Delaware corporation, PVH WHOLESALE NEW JERSEY, INC., a Delaware corporation, PVH RETAIL MANAGEMENT COMPANY, a Delaware corporation, and PVH SUPERBA/INSIGNIA NECKWEAR, INC., a Delaware corporation, as joint and several borrowers, the LENDERS party hereto, JPMORGAN CHASE BANK, N.A., as Administrative Agent and Collateral Agent, X.X. XXXXXX SECURITIES INC. as Joint Lead Arranger and Sole Bookrunner, BANK OF AMERICA, N.A. as Joint Lead Arranger and Co-Syndication Agent, SunTrust Bank as Co-Syndication Agent, Wachovia Bank, National Association as Co-Document Agent and The CIT Group/Commercial Services, Inc. as Co-Documentation Agent. The Borrowers are party to the Existing Credit Agreement (such term and all other capitalized terms used in this paragraph having the respective meanings ascribed to such terms hereinafter) and desire to amend and restate the Existing Credit Agreement to provide for Loans up to a maximum aggregate principal amount not in excess of $325,000,000 (subject to increases as provided in Section 2.19) at any time outstanding during the Availability Period. The proceeds of the Loans shall be used for the Borrowers’ and their Subsidiaries’ working capital, permitted acquisitions, Capital Expenditures and general corporate purposes. The Borrowers and Guarantors will provide Collateral in accordance with the provisions of this Agreement and the other Financing Documents. The Lenders are severally, and not jointly, willing to amend and restate the Existing Credit Agreement and to extend such Loans to the Borrowers subject to the terms and conditions hereinafter set forth. Accordingly, the Borrowers, the Lenders and the Administrative Agent hereby agree as follows:

Payments Generally; Pro Rata Treatment; Sharing of Set. offs 115 Section 2.18. 2.20 Mitigation Obligations; Replacement of Lenders 118 Section 2.19. Increase in the Aggregate 2.21 Incremental Revolving Facility Commitments 119 Section 2.22 Illegality 122 Section 2.23 Defaulting Lender 123 ARTICLE III REPRESENTATIONS AND WARRANTIES Representations and Warranties 125 Section 3.01. Existence and Power 3.01 Organization; Powers 125 Section 3.02. Corporate and 3.02 Authorization 125 Section 3.03 Enforceability 126 Section 3.04 Governmental AuthorizationApprovals 126 Section 3.05 Financial Statements 126 Section 3.06 No Material Adverse Change or Material Adverse Effect 127 Section 3.07 Title to Properties; No Contravention Possession Under Leases 127 Section 3.03. Binding Effect 3.08 Subsidiaries 128 Section 3.04. Financial Information -i- Section 3.05. Litigation Section 3.06. Compliance with ERISA Section 3.07. Taxes Section 3.08. Environmental Compliance Section 3.09. Properties Section 3.10. 3.09 Litigation; Compliance with Laws and Agreements 128 Section 3.11. 3.10 Federal Reserve Regulations 129 Section 3.11 Investment and Holding Company Status Act 129 Section 3.12. Full Disclosure Section 3.13. Security Interest Section 3.14. Solvency Section 3.15. Employee Matters Section 3.16. Subsidiaries Section 3.17. No Change in Credit Criteria or Collection Policies Section 3.18. Processors Section 3.19. Senior Notes Indentures; Debentures Indenture ARTICLE IV CONDITIONS Section 4.01. Effective Date Section 4.02. Each Credit Event ARTICLE V AFFIRMATIVE COVENANTS Section 5.01. Information Section 5.02. Maintenance of Property; Insurance Section 5.03. Compliance with Laws Section 5.04. Inspection of Property, Books and Records Section 5.05. 3.12 Use of Proceeds 129 Section 5.06. 3.13 Tax Returns 129 Section 3.14 No Material Misstatements 130 Section 3.15 Employee Benefit Plans 130 Section 3.16 Environmental Matters 131 Section 5.073.17 Security Documents 132 Section 3.18 Location of Real Property 134 Section 3.19 Solvency 134 Section 3.20 Labor Matters 134 Section 3.21 No Default 135 Section 3.22 Intellectual Property; Licenses, Etc. Taxes 135 Section 5.08. Security Interests 3.23 Insurance 135 Section 5.09. Existence; Conduct 3.24 Senior Debt 135 Section 3.25 Financial Assistance 135 Section 3.26 Anti-Terrorism Laws 135 Section 3.27 Foreign Corrupt Practices Act 136 Section 3.28 Centre of Business Main Interest 136 ARTICLE IV Conditions of Lending 136 Section 5.10. Litigation and Other Notices 4.01 All Credit Events 136 Section 5.11. Additional Grantors and Guarantors -ii- Section 5.12. Maintain Operating Accounts Section 5.13. Processors ARTICLE VI NEGATIVE COVENANTS Section 6.01. Indebtedness Section 6.02. Liens Section 6.03. Fundamental Changes Section 6.04. Investments, Loans, Advances, Guarantees and Acquisitions Section 6.05. Prepayment or Modification of Indebtedness; Modification of Operating Documents 66 Section 6.06. Restricted Payments Section 6.07. Transactions with Affiliates Section 6.08. Restrictive Agreements Section 6.09. Fixed Charge Coverage ARTICLE VII EVENTS OF DEFAULT ARTICLE VIII THE ADMINISTRATIVE AGENT ARTICLE IX MISCELLANEOUS Section 9.01. Notices Section 9.02. Waivers; Amendments Section 9.03. Expenses; Indemnity; Damage Waiver Section 9.04. Successors and Assigns Section 9.05. Survival Section 9.06. Counterparts; Integration; Effectiveness Section 9.07. Severability Section 9.08. Right of Setoff Section 9.09. GOVERNING LAW; JURISDICTION; CONSENT TO SERVICE OF PROCESS 80 Section 9.10. WAIVER OF JURY TRIAL Section 9.11. Headings Section 9.12. Confidentiality Section 9.13. Interest Rate Limitation Section 9.14. USA Patriot Act -iii- Section 9.15. Acknowledgement -iv- SCHEDULES Schedule 1.01 -- Existing Letters of Credit Schedule 1.02 -- Fiscal Months of the Borrowers Schedule 2.01 -- Commitments Schedule 3.05 -- Disclosed Matters as to Litigation Schedule 3.08 -- Disclosed Matters as to Environmental Compliance Schedule 3.09 -- Other Leased and Owned Property Schedule 3.16 -- Subsidiaries Schedule 3.18 -- Processors Schedule 5.01(j) -- Borrowing Base Certificate Schedule 6.01 -- Existing Indebtedness Schedule 6.02 -- Existing Liens Schedule 6.03 – Fiscal Year End Schedule 6.04 -- Existing Investments Schedule 6.08 -- Existing Restrictions EXHIBITS Exhibit A -- Form of Assignment and Assumption Exhibit B -- Form of Opinion of Borrowers’ Counsel Exhibit C -- Form of Promissory Note Exhibit D -- Form of Borrowing Request SECOND AMENDED AND RESTATED CREDIT AGREEMENT dated as of July 10, 2007, among XXXXXXXX-VAN HEUSEN CORPORATION, a Delaware corporation, THE IZOD CORPORATION, a Pennsylvania corporation, PVH WHOLESALE CORP., a Delaware corporation, PVH RETAIL CORP., a Delaware corporation, XXXX.XXX INC., a Delaware corporation, X.X. XXXX FRANCHISES INC., a Delaware corporation, CD GROUP INC., a Delaware corporation, PVH CK STORES, INC., a Delaware corporation, PVH OHIO, INC., a Delaware corporation, PVH MICHIGAN, INC., a Delaware corporation, PVH PENNSYLVANIA, INC., a Delaware corporation, PVH WHOLESALE NEW JERSEY, INC., a Delaware corporation, PVH RETAIL MANAGEMENT COMPANY, a Delaware corporation, and PVH SUPERBA/INSIGNIA NECKWEAR, INC., a Delaware corporation, as joint and several borrowers, the LENDERS party hereto, JPMORGAN CHASE BANK, N.A., as Administrative Agent and Collateral Agent, X.X. XXXXXX SECURITIES INC. as Joint Lead Arranger and Sole Bookrunner, BANK OF AMERICA, N.A. as Joint Lead Arranger and Co-Syndication Agent, SunTrust Bank as Co-Syndication Agent, Wachovia Bank, National Association as Co-Document Agent and The CIT Group/Commercial Services, Inc. as Co-Documentation Agent. The Borrowers are party to the Existing Credit Agreement (such term and all other capitalized terms used in this paragraph having the respective meanings ascribed to such terms hereinafter) and desire to amend and restate the Existing Credit Agreement to provide for Loans up to a maximum aggregate principal amount not in excess of $325,000,000 (subject to increases as provided in Section 2.19) at any time outstanding during the Availability Period. The proceeds of the Loans shall be used for the Borrowers’ and their Subsidiaries’ working capital, permitted acquisitions, Capital Expenditures and general corporate purposes. The Borrowers and Guarantors will provide Collateral in accordance with the provisions of this Agreement and the other Financing Documents. The Lenders are severally, and not jointly, willing to amend and restate the Existing Credit Agreement and to extend such Loans to the Borrowers subject to the terms and conditions hereinafter set forth. Accordingly, the Borrowers, the Lenders and the Administrative Agent hereby agree as follows:4.02 [Reserved] 137

Payments Generally; Pro Rata Treatment; Sharing of Set. offs 39 Section 2.184.02. Presumption of Payment by the Borrower 40 Section 4.03. Certain Deductions by the Administrative Agent 41 Section 4.04. Disposition of Proceeds 41 Section 4.05. Defaulting Lenders 41 Section 5.01. Increased Costs 43 Section 5.02. Break Funding Payments 45 Section 5.03. Taxes 45 Section 5.04. Mitigation Obligations; Replacement of Lenders 47 Section 2.195.05. Increase in the Aggregate Commitments ARTICLE III REPRESENTATIONS AND WARRANTIES Illegality 48 Section 3.01. Existence and Power Section 3.02. Corporate and Governmental Authorization; No Contravention Section 3.03. Binding Effect Section 3.04. Financial Information -i- Section 3.05. Litigation Section 3.06. Compliance with ERISA Section 3.07. Taxes Section 3.08. Environmental Compliance Section 3.09. Properties Section 3.10. Compliance with Laws and Agreements Section 3.11. Investment and Holding Company Status Section 3.12. Full Disclosure Section 3.13. Security Interest Section 3.14. Solvency Section 3.15. Employee Matters Section 3.16. Subsidiaries Section 3.17. No Change in Credit Criteria or Collection Policies Section 3.18. Processors Section 3.19. Senior Notes Indentures; Debentures Indenture ARTICLE IV CONDITIONS Section 4.016.01. Effective Date 48 Section 4.026.02. Each Credit Event ARTICLE V AFFIRMATIVE COVENANTS 51 Section 5.017.01. Information Organization; Powers 52 Section 5.027.02. Authority; Enforceability 52 Section 7.03. Approvals; No Conflicts 52 Section 7.04. Financial Condition; No Material Adverse Change 53 Section 7.05. Litigation 53 Section 7.06. Environmental Matters 54 Section 7.07. Compliance with the Laws and Agreements; No Defaults 55 Section 7.08. Investment Company Act 55 Section 7.09. Taxes 55 Section 7.10. ERISA 56 Section 7.11. Disclosure; No Material Misstatements 56 Section 7.12. Insurance 57 Section 7.13. Restriction on Liens 57 Section 7.14. Subsidiaries; Foreign Operations 57 Section 7.15. Location of Business and Offices 57 Section 7.16. Properties; Titles, Etc. 58 Section 7.17. Maintenance of Property; Insurance Properties 58 Section 5.037.18. Compliance with Laws Gas Imbalances, Prepayments 59 Section 5.047.19. Inspection Marketing of Property, Books and Records Production 59 Section 5.057.20. Swap Agreements 59 Section 7.21. Use of Proceeds Loans and Letters of Credit 60 Section 5.067.22. Environmental Matters Solvency 60 Section 5.077.23. Taxes Reorganization 60 Section 5.087.24. Security Interests Foreign Corrupt Practices 60 Section 5.097.25. Money Laundering 60 Section 7.26. OFAC 61 Section 8.01. Financial Statements; Other Information 61 Section 8.02. Notices of Material Events 64 Section 8.03. Existence; Conduct of Business 65 Section 5.108.04. Litigation Payment of Obligations 65 Section 8.05. Performance of Obligations under Loan Documents 65 Section 8.06. Operation and Other Notices Maintenance of Properties 65 Section 5.118.07. Insurance 66 Section 8.08. Books and Records; Inspection Rights 66 Section 8.09. Compliance with Laws 66 Section 8.10. Environmental Matters 66 Section 8.11. Further Assurances 68 Section 8.12. Reserve Reports 68 Section 8.13. Title Information 69 Section 8.14. Additional Grantors and Collateral; Additional Guarantors -ii- 69 Section 5.128.15. Maintain Operating Accounts ERISA Compliance 70 Section 5.138.16. Processors ARTICLE VI NEGATIVE COVENANTS Section 6.01. Indebtedness Section 6.02. Liens Section 6.03. Fundamental Changes Section 6.04. Investments, Loans, Advances, Guarantees and Acquisitions Section 6.05. Prepayment or Modification of Indebtedness; Modification of Operating Documents 66 Section 6.06. Restricted Payments Section 6.07. Transactions with Affiliates Section 6.08. Restrictive Swap Agreements Section 6.09. Fixed Charge Coverage ARTICLE VII EVENTS OF DEFAULT ARTICLE VIII THE ADMINISTRATIVE AGENT ARTICLE IX MISCELLANEOUS 71 Section 9.01. Notices Financial Covenants 71 Section 9.02. Waivers; Amendments Debt 72 Section 9.03. Expenses; Indemnity; Damage Waiver Section 9.04. Successors and Assigns Section 9.05. Survival Section 9.06. Counterparts; Integration; Effectiveness Section 9.07. Severability Section 9.08. Right of Setoff Section 9.09. GOVERNING LAW; JURISDICTION; CONSENT TO SERVICE OF PROCESS 80 Section 9.10. WAIVER OF JURY TRIAL Section 9.11. Headings Section 9.12. Confidentiality Section 9.13. Interest Rate Limitation Section 9.14. USA Patriot Act -iii- Section 9.15. Acknowledgement -iv- SCHEDULES Schedule 1.01 -- Existing Letters of Credit Schedule 1.02 -- Fiscal Months of the Borrowers Schedule 2.01 -- Commitments Schedule 3.05 -- Disclosed Matters as to Litigation Schedule 3.08 -- Disclosed Matters as to Environmental Compliance Schedule 3.09 -- Other Leased and Owned Property Schedule 3.16 -- Subsidiaries Schedule 3.18 -- Processors Schedule 5.01(j) -- Borrowing Base Certificate Schedule 6.01 -- Existing Indebtedness Schedule 6.02 -- Existing Liens Schedule 6.03 – Fiscal Year End Schedule 6.04 -- Existing Investments Schedule 6.08 -- Existing Restrictions EXHIBITS Exhibit A -- Form of Assignment and Assumption Exhibit B -- Form of Opinion of Borrowers’ Counsel Exhibit C -- Form of Promissory Note Exhibit D -- Form of Borrowing Request SECOND AMENDED AND RESTATED CREDIT AGREEMENT dated as of July 10, 2007, among XXXXXXXX-VAN HEUSEN CORPORATION, a Delaware corporation, THE IZOD CORPORATION, a Pennsylvania corporation, PVH WHOLESALE CORP., a Delaware corporation, PVH RETAIL CORP., a Delaware corporation, XXXX.XXX INC., a Delaware corporation, X.X. XXXX FRANCHISES INC., a Delaware corporation, CD GROUP INC., a Delaware corporation, PVH CK STORES, INC., a Delaware corporation, PVH OHIO, INC., a Delaware corporation, PVH MICHIGAN, INC., a Delaware corporation, PVH PENNSYLVANIA, INC., a Delaware corporation, PVH WHOLESALE NEW JERSEY, INC., a Delaware corporation, PVH RETAIL MANAGEMENT COMPANY, a Delaware corporation, and PVH SUPERBA/INSIGNIA NECKWEAR, INC., a Delaware corporation, as joint and several borrowers, the LENDERS party hereto, JPMORGAN CHASE BANK, N.A., as Administrative Agent and Collateral Agent, X.X. XXXXXX SECURITIES INC. as Joint Lead Arranger and Sole Bookrunner, BANK OF AMERICA, N.A. as Joint Lead Arranger and Co-Syndication Agent, SunTrust Bank as Co-Syndication Agent, Wachovia Bank, National Association as Co-Document Agent and The CIT Group/Commercial Services, Inc. as Co-Documentation Agent. The Borrowers are party to the Existing Credit Agreement (such term and all other capitalized terms used in this paragraph having the respective meanings ascribed to such terms hereinafter) and desire to amend and restate the Existing Credit Agreement to provide for Loans up to a maximum aggregate principal amount not in excess of $325,000,000 (subject to increases as provided in Section 2.19) at any time outstanding during the Availability Period. The proceeds of the Loans shall be used for the Borrowers’ and their Subsidiaries’ working capital, permitted acquisitions, Capital Expenditures and general corporate purposes. The Borrowers and Guarantors will provide Collateral in accordance with the provisions of this Agreement and the other Financing Documents. The Lenders are severally, and not jointly, willing to amend and restate the Existing Credit Agreement and to extend such Loans to the Borrowers subject to the terms and conditions hereinafter set forth. Accordingly, the Borrowers, the Lenders and the Administrative Agent hereby agree as follows:72

Payments Generally; Pro Rata Treatment; Sharing of Set. offs Section 2.1848 SECTION 2.19. Mitigation Obligations; Replacement of Lenders Section 2.1950 SECTION 2.20. Increase in the Aggregate Commitments Defaulting Lenders 51 SECTION 2.21. Expansion Option 53 SECTION 2.22. Judgment Currency 54 ARTICLE III REPRESENTATIONS AND WARRANTIES Section Representations and Warranties 55 SECTION 3.01. Existence and Power Section Organization; Powers 55 SECTION 3.02. Corporate and Governmental Authorization; No Contravention Section Enforceability 55 SECTION 3.03. Binding Effect Section Governmental Approvals; No Conflicts 55 SECTION 3.04. Financial Information -i- Section Condition; No Material Adverse Change 55 SECTION 3.05. Litigation Section Properties 56 SECTION 3.06. Compliance with ERISA Section Litigation, Environmental and Labor Matters 56 SECTION 3.07. Taxes Section 3.08. Environmental Compliance Section 3.09. Properties Section 3.10. Compliance with Laws and Agreements Section Contractual Obligations 57 SECTION 3.08. Investment Company Status 57 SECTION 3.09. Taxes 57 SECTION 3.10. ERISA 57 SECTION 3.11. Investment and Holding Company Status Section Disclosure 57 SECTION 3.12. Full Disclosure Section Federal Reserve Regulations 57 SECTION 3.13. Security Interest Section Solvency 58 SECTION 3.14. Solvency Section Use of Proceeds 58 SECTION 3.15. Employee Matters Section Subsidiaries 58 SECTION 3.16. Subsidiaries Section Liens 58 SECTION 3.17. No Change in Credit Criteria or Collection Policies Section Burdensome Restrictions 58 SECTION 3.18. Processors Section No Default 58 SECTION 3.19. Senior Notes Indentures; Debentures Indenture Anti-Corruption Laws and Sanctions 58 SECTION 3.20. No EEA Financial Institution 58 ARTICLE IV CONDITIONS Section Conditions 58 SECTION 4.01. Effective Date Section 58 SECTION 4.02. Each Credit Event 60 ARTICLE V AFFIRMATIVE COVENANTS Section 5.01. Information Section 5.02. Maintenance of Property; Insurance Section 5.03. Compliance with Laws Section 5.04. Inspection of Property, Books and Records Section 5.05. Use of Proceeds Section 5.06. Environmental Matters Section 5.07. Taxes Section 5.08. Security Interests Section 5.09. Existence; Conduct of Business Section 5.10. Litigation and Other Notices Section 5.11. Additional Grantors and Guarantors -ii- Section 5.12. Maintain Operating Accounts Section 5.13. Processors ARTICLE VI NEGATIVE COVENANTS Section 6.01. Indebtedness Section 6.02. Liens Section 6.03. Fundamental Changes Section 6.04. Investments, Loans, Advances, Guarantees and Acquisitions Section 6.05. Prepayment or Modification of Indebtedness; Modification of Operating Documents 66 Section 6.06. Restricted Payments Section 6.07. Transactions with Affiliates Section 6.08. Restrictive Agreements Section 6.09. Fixed Charge Coverage ARTICLE VII EVENTS OF DEFAULT ARTICLE VIII THE ADMINISTRATIVE AGENT ARTICLE IX MISCELLANEOUS Section 9.01. Notices Section 9.02. Waivers; Amendments Section 9.03. Expenses; Indemnity; Damage Waiver Section 9.04. Successors and Assigns Section 9.05. Survival Section 9.06. Counterparts; Integration; Effectiveness Section 9.07. Severability Section 9.08. Right of Setoff Section 9.09. GOVERNING LAW; JURISDICTION; CONSENT TO SERVICE OF PROCESS 80 Section 9.10. WAIVER OF JURY TRIAL Section 9.11. Headings Section 9.12. Confidentiality Section 9.13. Interest Rate Limitation Section 9.14. USA Patriot Act -iii- Section 9.15. Acknowledgement -iv- SCHEDULES Schedule 1.01 -- Existing Letters of Credit Schedule 1.02 -- Fiscal Months of the Borrowers Schedule 2.01 -- Commitments Schedule 3.05 -- Disclosed Matters as to Litigation Schedule 3.08 -- Disclosed Matters as to Environmental Compliance Schedule 3.09 -- Other Leased and Owned Property Schedule 3.16 -- Subsidiaries Schedule 3.18 -- Processors Schedule 5.01(j) -- Borrowing Base Certificate Schedule 6.01 -- Existing Indebtedness Schedule 6.02 -- Existing Liens Schedule 6.03 – Fiscal Year End Schedule 6.04 -- Existing Investments Schedule 6.08 -- Existing Restrictions EXHIBITS Exhibit A -- Form of Assignment and Assumption Exhibit B -- Form of Opinion of Borrowers’ Counsel Exhibit C -- Form of Promissory Note Exhibit D -- Form of Borrowing Request SECOND AMENDED AND RESTATED CREDIT AGREEMENT dated as of July 10, 2007, among XXXXXXXX-VAN HEUSEN CORPORATION, a Delaware corporation, THE IZOD CORPORATION, a Pennsylvania corporation, PVH WHOLESALE CORP., a Delaware corporation, PVH RETAIL CORP., a Delaware corporation, XXXX.XXX INC., a Delaware corporation, X.X. XXXX FRANCHISES INC., a Delaware corporation, CD GROUP INC., a Delaware corporation, PVH CK STORES, INC., a Delaware corporation, PVH OHIO, INC., a Delaware corporation, PVH MICHIGAN, INC., a Delaware corporation, PVH PENNSYLVANIA, INC., a Delaware corporation, PVH WHOLESALE NEW JERSEY, INC., a Delaware corporation, PVH RETAIL MANAGEMENT COMPANY, a Delaware corporation, and PVH SUPERBA/INSIGNIA NECKWEAR, INC., a Delaware corporation, as joint and several borrowers, the LENDERS party hereto, JPMORGAN CHASE BANK, N.A., as Administrative Agent and Collateral Agent, X.X. XXXXXX SECURITIES INC. as Joint Lead Arranger and Sole Bookrunner, BANK OF AMERICA, N.A. as Joint Lead Arranger and Co-Syndication Agent, SunTrust Bank as Co-Syndication Agent, Wachovia Bank, National Association as Co-Document Agent and The CIT Group/Commercial Services, Inc. as Co-Documentation Agent. The Borrowers are party to the Existing Credit Agreement (such term and all other capitalized terms used in this paragraph having the respective meanings ascribed to such terms hereinafter) and desire to amend and restate the Existing Credit Agreement to provide for Loans up to a maximum aggregate principal amount not in excess of $325,000,000 (subject to increases as provided in Section 2.19) at any time outstanding during the Availability Period. The proceeds of the Loans shall be used for the Borrowers’ and their Subsidiaries’ working capital, permitted acquisitions, Capital Expenditures and general corporate purposes. The Borrowers and Guarantors will provide Collateral in accordance with the provisions of this Agreement and the other Financing Documents. The Lenders are severally, and not jointly, willing to amend and restate the Existing Credit Agreement and to extend such Loans to the Borrowers subject to the terms and conditions hereinafter set forth. Accordingly, the Borrowers, the Lenders and the Administrative Agent hereby agree as follows:Affirmative Covenants 60

Payments Generally; Pro Rata Treatment; Sharing of Set. offs Section 2.1876 SECTION 2.20. Mitigation Obligations; Replacement of Lenders Section 2.1977 SECTION 2.21. Increase in the Aggregate Illegality 78 SECTION 2.22. Incremental Commitments ARTICLE III REPRESENTATIONS AND WARRANTIES Section 78 SECTION 2.23. Refinancing Term Loans 80 SECTION 2.24. [Reserved] 81 SECTION 2.25. Replacement Revolving Facility Commitments 81 SECTION 3.01. Existence and Power Section Organization; Powers 83 SECTION 3.02. Corporate and Governmental Authorization; No Contravention Section Authorization 83 SECTION 3.03. Binding Effect Section Enforceability 83 SECTION 3.04. Financial Information -i- Section Governmental Approvals 83 SECTION 3.05. Litigation Section Financial Statements 84 SECTION 3.06. Compliance with ERISA Section No Material Adverse Effect 84 SECTION 3.07. Taxes Section Title to Properties; Possession Under Leases 84 SECTION 3.08. Environmental Compliance Section Subsidiaries 84 SECTION 3.09. Properties Section 3.10. Litigation; Compliance with Laws and Agreements Section 85 SECTION 3.10. Federal Reserve Regulations 85 SECTION 3.11. Investment and Holding Company Status Section Act 85 SECTION 3.12. Full Disclosure Section 3.13. Security Interest Section 3.14. Solvency Section 3.15. Employee Matters Section 3.16. Subsidiaries Section 3.17. No Change in Credit Criteria or Collection Policies Section 3.18. Processors Section 3.19. Senior Notes Indentures; Debentures Indenture ARTICLE IV CONDITIONS Section 4.01. Effective Date Section 4.02. Each Credit Event ARTICLE V AFFIRMATIVE COVENANTS Section 5.01. Information Section 5.02. Maintenance of Property; Insurance Section 5.03. Compliance with Laws Section 5.04. Inspection of Property, Books and Records Section 5.05. Use of Proceeds Section 5.0685 SECTION 3.13. Taxes 85 SECTION 3.14. No Material Misstatements 86 SECTION 3.15. Employee Benefit Plans 86 SECTION 3.16. Environmental Matters Section 5.07. Taxes Section 5.0887 SECTION 3.17. Security Interests Section 5.09Documents 87 SECTION 3.18. Location of Real Property and Leased Premises 88 SECTION 3.19. Solvency 88 SECTION 3.20. Labor Matters 88 SECTION 3.21. No Default 89 SECTION 3.22. Intellectual Property; Licenses, Etc. 89 SECTION 3.23. Senior Debt 89 SECTION 3.24. Insurance 89 SECTION 3.25. Anti-Money Laundering 89 SECTION 3.26. Anti-Corruption and Sanctions 89 SECTION 3.27. EEA Financial Institutions 89 SECTION 4.01. All Credit Events 90 SECTION 4.02. First Credit Event 90 SECTION 5.01. Existence; Conduct of Business Section 5.10Businesses and Properties 93 SECTION 5.02. Insurance 93 SECTION 5.03. Taxes 94 SECTION 5.04. Financial Statements, Reports, etc. 94 SECTION 5.05. Litigation and Other Notices Section 96 SECTION 5.06. Compliance with Laws 96 SECTION 5.07. Maintaining Records; Access to Properties and Inspections 97 SECTION 5.08. Use of Proceeds 97 SECTION 5.09. Compliance with Environmental Laws 97 SECTION 5.10. Further Assurances; Additional Security 97 SECTION 5.11. Additional Grantors and Guarantors -ii- Section 5.12. Maintain Operating Accounts Section 5.13. Processors ARTICLE VI NEGATIVE COVENANTS Section Rating 100 SECTION 6.01. Indebtedness Section 100 SECTION 6.02. Liens Section 104 SECTION 6.03. Fundamental Changes Section Sale and Lease-Back Transactions 108 SECTION 6.04. Investments, LoansLoans and Advances 108 SECTION 6.05. Mergers, AdvancesConsolidations, Guarantees Sales of Assets and Acquisitions Section 6.05. Prepayment or Modification of Indebtedness; Modification of Operating Documents 66 Section 112 SECTION 6.06. Restricted Payments Section 114 SECTION 6.07. Transactions with Affiliates Section 116 SECTION 6.08. Restrictive Agreements Section Business of Holdings, the Borrower and the Subsidiaries 118 SECTION 6.09. Fixed Charge Coverage ARTICLE VII EVENTS OF DEFAULT ARTICLE VIII THE ADMINISTRATIVE AGENT ARTICLE IX MISCELLANEOUS Section Limitation on Payments and Modifications of Indebtedness; Modifications of Certificate of Incorporation, By-Laws and Certain Other Agreements; etc. 118 SECTION 6.10. Financial Performance Covenant 121 SECTION 6.11. [Reserved] 121 SECTION 6.12. No Other “Designated Senior Debt” 121 SECTION 6.13. Changes in Fiscal Year 121 SECTION 7.01. Events of Default 121 SECTION 7.02. Right to Cure 123 SECTION 8.01. Appointment 124 SECTION 8.02. Delegation of Duties 124 SECTION 8.03. Exculpatory Provisions 125 SECTION 8.04. Reliance by Agents 125 SECTION 8.05. Notice of Default 126 SECTION 8.06. Non-Reliance on Administrative Agent, Collateral Agent and Other Lenders 126 SECTION 8.07. Indemnification 126 SECTION 8.08. Agents in their Individual Capacity 127 SECTION 8.09. Successor Agents 127 SECTION 8.10. Payments Set Aside 128 SECTION 8.11. Administrative Agent May File Proofs of Claim 128 SECTION 8.12. Collateral and Guaranty Matters 129 SECTION 8.13. Additional Agents 129 SECTION 8.14. Intercreditor Agreements and Collateral Matters 129 SECTION 8.15. Withholding Taxes 129 SECTION 9.01. Notices Section Notices; Communications 130 SECTION 9.02. Waivers; Amendments Section Survival of Agreement 131 SECTION 9.03. Expenses; Indemnity; Damage Waiver Section Effectiveness 131 SECTION 9.04. Successors and Assigns Section 131 SECTION 9.05. Survival Section Expenses; Indemnity 135 SECTION 9.06. Counterparts; Integration; Effectiveness Section 9.07. Severability Section 9.08. Right of Setoff Section Set-off 136 SECTION 9.07. Applicable Law 137 SECTION 9.08. Waivers; Amendment 137 SECTION 9.09. GOVERNING LAW; JURISDICTION; CONSENT TO SERVICE OF PROCESS 80 Section Interest Rate Limitation 139 SECTION 9.10. Entire Agreement 140 SECTION 9.11. WAIVER OF JURY TRIAL Section 9.11140 SECTION 9.12. Severability 140 SECTION 9.13. Counterparts 140 SECTION 9.14. Headings Section 9.12140 SECTION 9.15. Jurisdiction; Consent to Service of Process 141 SECTION 9.16. Confidentiality Section 9.13142 SECTION 9.17. Interest Rate Limitation Section 9.14Platform; Borrower Materials 142 SECTION 9.18. Release of Liens, Guarantees and Pledges 143 SECTION 9.19. Judgment Currency 143 SECTION 9.20. USA Patriot PATRIOT Act -iii- Section 9.15Notice 143 SECTION 9.21. No Advisory or Fiduciary Responsibility 144 SECTION 9.22. Affiliated Lenders 144 SECTION 9.23. Acknowledgement -iv- SCHEDULES Schedule 1.01 -- Existing Letters and Consent to Bail-In of Credit Schedule 1.02 -- Fiscal Months of the Borrowers Schedule 2.01 -- Commitments Schedule 3.05 -- Disclosed EEA Financial Institutions 145 SECTION 9.24. Flood Matters as to Litigation Schedule 3.08 -- Disclosed Matters as to Environmental Compliance Schedule 3.09 -- Other Leased and Owned Property Schedule 3.16 -- Subsidiaries Schedule 3.18 -- Processors Schedule 5.01(j) -- Borrowing Base Certificate Schedule 6.01 -- Existing Indebtedness Schedule 6.02 -- Existing Liens Schedule 6.03 – Fiscal Year End Schedule 6.04 -- Existing Investments Schedule 6.08 -- Existing Restrictions EXHIBITS 145 Exhibit A -- Agreed Security Principles Exhibit B Form of Assignment and Assumption Exhibit B -- Form of Opinion of Borrowers’ Counsel Acceptance Exhibit C -- Form of Promissory Note Auction Procedures Exhibit D -- Form of Borrowing Request/Interest Rate Request SECOND AMENDED AND RESTATED Exhibit E Form of Swingline Borrowing Request Exhibit F-1 Form of Non-Debt Fund Affiliate Assignment and Acceptance Exhibit F-2 Form of Debt Fund Affiliate Assignment Notice Exhibit G Form of Guarantee Agreement Exhibit H Form of Collateral Agreement Schedule 1.01A Closing Date Security Documents Schedule 1.01B Subsidiary Loan Parties Schedule 2.01 Closing Date Commitments Schedule 2.01A Amendment No. 3 Effective Date Commitments Schedule 3.01 Organization and Good Standing Schedule 3.04 Governmental Approvals Schedule 3.07(b) Possession under Leases Schedule 3.07(c) Intellectual Property Schedule 3.08(a) Subsidiaries Schedule 3.08(b) Subscriptions Schedule 3.09(a) Litigation Schedule 3.09(b) Compliance with Laws Schedule 3.16 Environmental Matters Schedule 3.20 Labor Matters Schedule 3.22 Intellectual Property Schedule 3.24 Insurance Schedule 4.02(b) Local Counsel Schedule 5.10(h) Certain Collateral Matters Schedule 6.01 Indebtedness Schedule 6.02(a) Liens Schedule 6.04 Investments Schedule 6.07 Transactions with Affiliates Schedule 9.01 Notice Information CREDIT AGREEMENT dated as of July 10April 17, 20072013, as amended through November 4, 2016 (this “Agreement”), among XXXXXXXX-VAN HEUSEN CORPORATIONEVERTEC INTERMEDIATE HOLDINGS, LLC (formerly known as CARIB HOLDINGS, LLC), a Delaware corporationPuerto Rico limited liability company (“Holdings”), THE IZOD CORPORATIONEVERTEC GROUP, LLC (formerly known as EVERTEC, LLC), a Pennsylvania corporation, PVH WHOLESALE CORP., a Delaware corporation, PVH RETAIL CORP., a Delaware corporation, XXXX.XXX INC., a Delaware corporation, X.X. XXXX FRANCHISES INC., a Delaware corporation, CD GROUP INC., a Delaware corporation, PVH CK STORES, INC., a Delaware corporation, PVH OHIO, INC., a Delaware corporation, PVH MICHIGAN, INC., a Delaware corporation, PVH PENNSYLVANIA, INC., a Delaware corporation, PVH WHOLESALE NEW JERSEY, INC., a Delaware corporation, PVH RETAIL MANAGEMENT COMPANY, a Delaware corporation, and PVH SUPERBA/INSIGNIA NECKWEAR, INC., a Delaware corporation, as joint and several borrowersPuerto Rico limited liability company (“Borrower”), the LENDERS Lenders party hereto, hereto from time to time and JPMORGAN CHASE BANK, N.A., as Administrative Agent administrative agent and Collateral Agent, X.X. XXXXXX SECURITIES INC. as Joint Lead Arranger and Sole Bookrunner, BANK OF AMERICA, N.A. as Joint Lead Arranger and Co-Syndication Agent, SunTrust Bank as Co-Syndication Agent, Wachovia Bank, National Association as Co-Document Agent and The CIT Group/Commercial Services, Inc. as Co-Documentation Agent. The Borrowers are party to the Existing Credit Agreement (such term and all other capitalized terms used in this paragraph having the respective meanings ascribed to such terms hereinafter) and desire to amend and restate the Existing Credit Agreement to provide for Loans up to a maximum aggregate principal amount not in excess of $325,000,000 (subject to increases as provided in Section 2.19) at any time outstanding during the Availability Period. The proceeds of the Loans shall be used collateral agent for the Borrowers’ Lenders, Swingline Lender and their Subsidiaries’ working capital, permitted acquisitions, Capital Expenditures and general corporate purposes. The Borrowers and Guarantors will provide Collateral in accordance with the provisions of this Agreement and the other Financing Documents. The Lenders are severally, and not jointly, willing to amend and restate the Existing Credit Agreement and to extend such Loans to the Borrowers subject to the terms and conditions hereinafter set forth. Accordingly, the Borrowers, the Lenders and the Administrative Agent hereby agree as follows:an L/C Issuer.

Payments Generally; Pro Rata Treatment; Sharing of Set. offs 43 Section 2.182.19. Mitigation Obligations; Replacement of Lenders 44 Section 2.192.20. Increase in the Aggregate Commitments ARTICLE Option 45 Section 2.21. [Reserved] 46 Section 2.22. Defaulting Lenders 46 Article III REPRESENTATIONS AND WARRANTIES Representations and Warranties 46 Section 3.01. Existence and Power Organization; Powers; Subsidiaries 47 Section 3.02. Corporate and Governmental Authorization; No Contravention Enforceability 47 Section 3.03. Binding Effect Governmental Approvals; No Conflicts 47 Section 3.04. Financial Information -i- Condition; No Material Adverse Change 47 Section 3.05. Litigation Properties 48 Section 3.06. Compliance with ERISA Litigation, Environmental and Labor Matters 48 Section 3.07. Taxes Section 3.08. Environmental Compliance Section 3.09. Properties Section 3.10. Compliance with Laws and Agreements 49 Section 3.08. Investment Company Status 49 Section 3.09. Taxes 49 Section 3.10. ERISA 49 Section 3.11. Investment and Holding Company Status Disclosure 49 Section 3.12. Full Disclosure Federal Reserve Regulations 50 Section 3.13. Security Interest Liens 50 Section 3.14. Solvency No Default 50 Section 3.15. Employee Matters Section 3.16. Subsidiaries Section 3.17. No Change in Credit Criteria or Collection Policies Section 3.18. Processors Section 3.19. Senior Notes Indentures; Debentures Indenture ARTICLE Anti-Corruption Laws and Sanctions 50 Article IV CONDITIONS Conditions 50 Section 4.01. Effective Date 50 Section 4.02. Each Credit Event ARTICLE 51 Article V AFFIRMATIVE COVENANTS Affirmative Covenants 52 Section 5.01. Financial Statements and Other Information 52 Section 5.02. Maintenance Notices of Property; Insurance Material Events 53 Section 5.03. Compliance with Laws Section 5.04. Inspection of Property, Books and Records Section 5.05. Use of Proceeds Section 5.06. Environmental Matters Section 5.07. Taxes Section 5.08. Security Interests Section 5.09. Existence; Conduct of Business 53 Section 5.105.04. Litigation Payment of Obligations 54 Section 5.05. Maintenance of Properties; Insurance 54 Section 5.06. Books and Other Notices Records; Inspection Rights 54 Section 5.115.07. Additional Grantors Compliance with Laws and Guarantors -ii- Material Contractual Obligations 54 Section 5.125.08. Maintain Operating Accounts Use of Proceeds 55 Section 5.135.09. Processors ARTICLE Subsidiary Guaranty 55 Article VI NEGATIVE COVENANTS Negative Covenants 55 Section 6.01. Subsidiary Indebtedness 55 Section 6.02. Liens 57 Section 6.03. Fundamental Changes [Reserved] 59 Section 6.04. Investments, Loans, Advances, Guarantees and Acquisitions Section 6.05. Prepayment or Modification of Indebtedness; Modification of Operating Documents 66 Section 6.06. Restricted Payments Section 6.07. Transactions with Affiliates Section 6.08. Restrictive Agreements Section 6.09. Fixed Charge Coverage ARTICLE VII EVENTS OF DEFAULT ARTICLE VIII THE ADMINISTRATIVE AGENT ARTICLE IX MISCELLANEOUS Section 9.01. Notices Section 9.02. Waivers; Amendments Section 9.03. Expenses; Indemnity; Damage Waiver Section 9.04. Successors and Assigns Section 9.05. Survival Section 9.06. Counterparts; Integration; Effectiveness Section 9.07. Severability Section 9.08. Right of Setoff Section 9.09. GOVERNING LAW; JURISDICTION; CONSENT TO SERVICE OF PROCESS 80 Section 9.10. WAIVER OF JURY TRIAL Section 9.11. Headings Section 9.12. Confidentiality Section 9.13. Interest Rate Limitation Section 9.14. USA Patriot Act -iii- Section 9.15. Acknowledgement -iv- SCHEDULES Schedule 1.01 -- Existing Letters of Credit Schedule 1.02 -- Fiscal Months of the Borrowers Schedule 2.01 -- Commitments Schedule 3.05 -- Disclosed Matters as to Litigation Schedule 3.08 -- Disclosed Matters as to Environmental Compliance Schedule 3.09 -- Other Leased and Owned Property Schedule 3.16 -- Subsidiaries Schedule 3.18 -- Processors Schedule 5.01(j) -- Borrowing Base Certificate Schedule 6.01 -- Existing Indebtedness Schedule 6.02 -- Existing Liens Schedule 6.03 – Fiscal Year End Schedule 6.04 -- Existing Investments Schedule 6.08 -- Existing Restrictions EXHIBITS Exhibit A -- Form of Assignment and Assumption Exhibit B -- Form of Opinion of Borrowers’ Counsel Exhibit C -- Form of Promissory Note Exhibit D -- Form of Borrowing Request SECOND AMENDED AND RESTATED CREDIT AGREEMENT dated as of July 10, 2007, among XXXXXXXX-VAN HEUSEN CORPORATION, a Delaware corporation, THE IZOD CORPORATION, a Pennsylvania corporation, PVH WHOLESALE CORP., a Delaware corporation, PVH RETAIL CORP., a Delaware corporation, XXXX.XXX INC., a Delaware corporation, X.X. XXXX FRANCHISES INC., a Delaware corporation, CD GROUP INC., a Delaware corporation, PVH CK STORES, INC., a Delaware corporation, PVH OHIO, INC., a Delaware corporation, PVH MICHIGAN, INC., a Delaware corporation, PVH PENNSYLVANIA, INC., a Delaware corporation, PVH WHOLESALE NEW JERSEY, INC., a Delaware corporation, PVH RETAIL MANAGEMENT COMPANY, a Delaware corporation, and PVH SUPERBA/INSIGNIA NECKWEAR, INC., a Delaware corporation, as joint and several borrowers, the LENDERS party hereto, JPMORGAN CHASE BANK, N.A., as Administrative Agent and Collateral Agent, X.X. XXXXXX SECURITIES INC. as Joint Lead Arranger and Sole Bookrunner, BANK OF AMERICA, N.A. as Joint Lead Arranger and Co-Syndication Agent, SunTrust Bank as Co-Syndication Agent, Wachovia Bank, National Association as Co-Document Agent and The CIT Group/Commercial Services, Inc. as Co-Documentation Agent. The Borrowers are party to the Existing Credit Agreement (such term and all other capitalized terms used in this paragraph having the respective meanings ascribed to such terms hereinafter) and desire to amend and restate the Existing Credit Agreement to provide for Loans up to a maximum aggregate principal amount not in excess of $325,000,000 (subject to increases as provided in Section 2.19) at any time outstanding during the Availability Period. The proceeds of the Loans shall be used for the Borrowers’ and their Subsidiaries’ working capital, permitted acquisitions, Capital Expenditures and general corporate purposes. The Borrowers and Guarantors will provide Collateral in accordance with the provisions of this Agreement and the other Financing Documents. The Lenders are severally, and not jointly, willing to amend and restate the Existing Credit Agreement and to extend such Loans to the Borrowers subject to the terms and conditions hereinafter set forth. Accordingly, the Borrowers, the Lenders and the Administrative Agent hereby agree as follows:Fundamental Changes 59

Payments Generally; Pro Rata Treatment; Sharing of Set. offs offs. 42 Section 2.18. Mitigation Obligations; Replacement of Lenders Lenders. 44 Section 2.19. Increase in the Aggregate Commitments ARTICLE Commitments. 45 Section 2.20. Extension of Maturity Date. 47 Section 2.21. Cash Collateral. 49 Section 2.22. Defaulting Lenders. 50 Article III REPRESENTATIONS AND WARRANTIES Representations and Warranties 52 Section 3.01. Existence and Power Organization; Powers. 52 Section 3.02. Corporate and Governmental Authorization; No Contravention Enforceability. 53 Section 3.03. Binding Effect Governmental Approvals; No Conflicts. 53 Section 3.04. Financial Information -i- Condition; No Material Adverse Change. 53 Section 3.05. Litigation Properties. 54 Section 3.06. Compliance with ERISA Litigation and Environmental Matters. 54 Section 3.07. Taxes Section 3.08. Environmental Compliance Section 3.09. Properties Section 3.10. Compliance with Laws and Agreements Agreements; Sanctions; Anti-Corruption. 54 Section 3.08. Investment Company Status. 55 Section 3.09. Taxes. 55 Section 3.10. ERISA. 55 Section 3.11. Investment and Holding Company Status Disclosure. 55 Section 3.12. Full Disclosure Federal Regulations. 56 Section 3.13. Security Interest Purpose of Loans. 56 Section 3.14. Solvency Section 3.15Significant Subsidiaries. Employee Matters Section 3.16. Subsidiaries Section 3.17. No Change in Credit Criteria or Collection Policies Section 3.18. Processors Section 3.19. Senior Notes Indentures; Debentures Indenture ARTICLE 56 Article IV CONDITIONS Conditions 56 Section 4.01. Effective Date Closing Conditions. 56 Section 4.02. Each Credit Event ARTICLE Event. 58 Article V AFFIRMATIVE COVENANTS Section 5.01. Information Section 5.02. Maintenance of Property; Insurance Section 5.03. Compliance with Laws Section 5.04. Inspection of Property, Books and Records Section 5.05. Use of Proceeds Section 5.06. Environmental Matters Section 5.07. Taxes Section 5.08. Security Interests Section 5.09. Existence; Conduct of Business Section 5.10. Litigation and Other Notices Section 5.11. Additional Grantors and Guarantors -ii- Section 5.12. Maintain Operating Accounts Section 5.13. Processors ARTICLE VI NEGATIVE COVENANTS Section 6.01. Indebtedness Section 6.02. Liens Section 6.03. Fundamental Changes Section 6.04. Investments, Loans, Advances, Guarantees and Acquisitions Section 6.05. Prepayment or Modification of Indebtedness; Modification of Operating Documents 66 Section 6.06. Restricted Payments Section 6.07. Transactions with Affiliates Section 6.08. Restrictive Agreements Section 6.09. Fixed Charge Coverage ARTICLE VII EVENTS OF DEFAULT ARTICLE VIII THE ADMINISTRATIVE AGENT ARTICLE IX MISCELLANEOUS Section 9.01. Notices Section 9.02. Waivers; Amendments Section 9.03. Expenses; Indemnity; Damage Waiver Section 9.04. Successors and Assigns Section 9.05. Survival Section 9.06. Counterparts; Integration; Effectiveness Section 9.07. Severability Section 9.08. Right of Setoff Section 9.09. GOVERNING LAW; JURISDICTION; CONSENT TO SERVICE OF PROCESS 80 Section 9.10. WAIVER OF JURY TRIAL Section 9.11. Headings Section 9.12. Confidentiality Section 9.13. Interest Rate Limitation Section 9.14. USA Patriot Act -iii- Section 9.15. Acknowledgement -iv- SCHEDULES Schedule 1.01 -- Existing Letters of Credit Schedule 1.02 -- Fiscal Months of the Borrowers Schedule 2.01 -- Commitments Schedule 3.05 -- Disclosed Matters as to Litigation Schedule 3.08 -- Disclosed Matters as to Environmental Compliance Schedule 3.09 -- Other Leased and Owned Property Schedule 3.16 -- Subsidiaries Schedule 3.18 -- Processors Schedule 5.01(j) -- Borrowing Base Certificate Schedule 6.01 -- Existing Indebtedness Schedule 6.02 -- Existing Liens Schedule 6.03 – Fiscal Year End Schedule 6.04 -- Existing Investments Schedule 6.08 -- Existing Restrictions EXHIBITS Exhibit A -- Form of Assignment and Assumption Exhibit B -- Form of Opinion of Borrowers’ Counsel Exhibit C -- Form of Promissory Note Exhibit D -- Form of Borrowing Request SECOND AMENDED AND RESTATED CREDIT AGREEMENT dated as of July 10, 2007, among XXXXXXXX-VAN HEUSEN CORPORATION, a Delaware corporation, THE IZOD CORPORATION, a Pennsylvania corporation, PVH WHOLESALE CORP., a Delaware corporation, PVH RETAIL CORP., a Delaware corporation, XXXX.XXX INC., a Delaware corporation, X.X. XXXX FRANCHISES INC., a Delaware corporation, CD GROUP INC., a Delaware corporation, PVH CK STORES, INC., a Delaware corporation, PVH OHIO, INC., a Delaware corporation, PVH MICHIGAN, INC., a Delaware corporation, PVH PENNSYLVANIA, INC., a Delaware corporation, PVH WHOLESALE NEW JERSEY, INC., a Delaware corporation, PVH RETAIL MANAGEMENT COMPANY, a Delaware corporation, and PVH SUPERBA/INSIGNIA NECKWEAR, INC., a Delaware corporation, as joint and several borrowers, the LENDERS party hereto, JPMORGAN CHASE BANK, N.A., as Administrative Agent and Collateral Agent, X.X. XXXXXX SECURITIES INC. as Joint Lead Arranger and Sole Bookrunner, BANK OF AMERICA, N.A. as Joint Lead Arranger and Co-Syndication Agent, SunTrust Bank as Co-Syndication Agent, Wachovia Bank, National Association as Co-Document Agent and The CIT Group/Commercial Services, Inc. as Co-Documentation Agent. The Borrowers are party to the Existing Credit Agreement (such term and all other capitalized terms used in this paragraph having the respective meanings ascribed to such terms hereinafter) and desire to amend and restate the Existing Credit Agreement to provide for Loans up to a maximum aggregate principal amount not in excess of $325,000,000 (subject to increases as provided in Section 2.19) at any time outstanding during the Availability Period. The proceeds of the Loans shall be used for the Borrowers’ and their Subsidiaries’ working capital, permitted acquisitions, Capital Expenditures and general corporate purposes. The Borrowers and Guarantors will provide Collateral in accordance with the provisions of this Agreement and the other Financing Documents. The Lenders are severally, and not jointly, willing to amend and restate the Existing Credit Agreement and to extend such Loans to the Borrowers subject to the terms and conditions hereinafter set forth. Accordingly, the Borrowers, the Lenders and the Administrative Agent hereby agree as follows:Affirmative Covenants 58

Payments Generally; Pro Rata Treatment; Sharing of Set. offs 72 Section 2.182.22. Letters of Credit 74 Section 2.23. Increase of Commitments; Additional Lenders 79 Section 2.24. Mitigation Obligations; of Obligations 84 Section 2.25. Replacement of Lenders 84 Section 2.192.26. Increase in the Aggregate Commitments ARTICLE Defaulting Lenders 84 Section 2.27. Request for Extended Facilities 88 Article III CONDITIONS PRECEDENT TO LOANS AND LETTERS OF CREDIT; ADDITIONS OF BORROWING BASE ASSETS 90 Section 3.1. Conditions to Effectiveness 91 Section 3.2. Conditions to Each Credit Event 94 Section 3.3. Delivery of Documents 94 Section 3.4. Removal of Borrowing Base Assets and Releases of Loan Parties 94 Article IV REPRESENTATIONS AND WARRANTIES 95 Section 3.014.1. Existence Due Organization and Good Standing 96 Section 4.2. Power and Authority, Due Authorization, Execution, Delivery and Enforceability 96 Section 3.024.3. Corporate Governmental and Governmental AuthorizationThird Party Consents and Approvals; No Contravention Conflicts 96 Section 3.03. Binding Effect Section 3.044.4. Financial Information -i- Statements; Material Adverse Change 96 Section 3.054.5. Litigation and Environmental Matters 97 Section 3.06. Compliance with ERISA Section 3.07. Taxes Section 3.08. Environmental Compliance Section 3.09. Properties Section 3.104.6. Compliance with Laws and Agreements 98 Section 3.114.7. Investment and Holding Company Status Act 99 Section 3.124.8. Full Taxes 99 Section 4.9. Margin Regulations 99 Section 4.10. ERISA 100 Section 4.11. Ownership of Property 100 Section 4.12. Accuracy of Disclosure 102 Section 3.134.13. Security Interest Labor Relations 102 Section 3.144.14. Subsidiaries 102 Section 4.15. Solvency 103 Section 3.154.16. Employee Insurance 103 Section 4.17. Reserved 103 Section 4.18. Real Property Assets; Leases 103 Section 4.19. Assignment of Claims Act 104 Section 4.20. Healthcare Matters 104 Section 3.164.21. Subsidiaries OFAC 108 Section 3.174.22. Patriot Act 108 Section 4.23. No Change in Credit Criteria or Collection Policies Default 108 Section 3.184.24. Processors Intellectual Property 108 Section 3.194.25. Senior Notes Indentures; Debentures Indenture ARTICLE IV CONDITIONS REIT Status 108 Section 4.014.26. Effective Date Section 4.02. Each Credit Event ARTICLE EEA Financial Institution 108 Article V AFFIRMATIVE COVENANTS 108 Section 5.015.1. Financial Statements and Other Information 109 Section 5.025.2. Maintenance Notices of Property; Insurance Material Events 111 Section 5.03. Compliance with Laws Section 5.04. Inspection of Property, Books and Records Section 5.05. Use of Proceeds Section 5.06. Environmental Matters Section 5.07. Taxes Section 5.08. Security Interests Section 5.095.3. Existence; Conduct of Business 114 Section 5.4. Compliance with Laws 114 Section 5.5. Payment of Taxes and Other Obligations 114 Section 5.6. Books and Records 115 Section 5.7. Visitation and Inspection 115 Section 5.8. Maintenance of Properties 115 Section 5.9. Insurance 116 Section 5.10. Litigation and Other Notices Use of Proceeds; Margin Regulations 116 Section 5.11. Additional Grantors Casualty and Guarantors -ii- Condemnation 116 Section 5.12. Maintain Operating Accounts Additional Subsidiaries 116 Section 5.13. Processors ARTICLE REIT Status 118 Section 5.14. Further Assurances 118 Section 5.15. Healthcare Matters 118 Section 5.16. Environmental Matters 119 Section 5.17. Borrowing Base Additions 120 Section 5.18. Borrowing Base Assets 121 Section 5.19. Borrowing Base Leases 121 Section 5.20. Borrowing Base Certificates 122 Section 5.21. Eligible Ground Leases 122 Section 5.22. Borrowing Base Covenants 123 Section 5.23. Post-Closing Matters 124 Article VI FINANCIAL COVENANTS 124 Section 6.1. Consolidated Leverage Ratio 125 Section 6.2. Consolidated Fixed Charge Coverage Ratio 125 Section 6.3. Consolidated Tangible Net Worth 125 Section 6.4. Distribution Limitation 125 Section 6.5. Secured Debt 125 Section 6.6. Recourse Debt 125 Article VII NEGATIVE COVENANTS 126 Section 6.017.1. Indebtedness and Preferred Equity 126 Section 6.027.2. Liens 128 Section 6.037.3. Fundamental Changes 130 Section 6.047.4. Investments, Loans, Advances, Guarantees and Acquisitions Loans 130 Section 6.05. Prepayment or Modification of Indebtedness; Modification of Operating Documents 66 Section 6.067.5. Restricted Payments 132 Section 6.077.6. Sale of Assets 133 Section 7.7. Transactions with Affiliates 134 Section 6.087.8. Restrictive Agreements 136 Section 6.097.9. Fixed Charge Coverage ARTICLE VII Sale and Leaseback Transactions 136 Section 7.10. Hedging Transactions 137 Section 7.11. Amendment to Organizational Documents 137 Section 7.12. RESERVED 137 Section 7.13. Business 137 Section 7.14. Accounting Changes 137 Section 7.15. Government Regulation 137 Section 7.16. Limited Activities of GP LLC 138 Article VIII EVENTS OF DEFAULT ARTICLE VIII 138 Section 8.1. Events of Default 138 Section 8.2. Application of Proceeds 141 Article IX THE ADMINISTRATIVE AGENT ARTICLE IX 142 Section 9.1. Appointment of the Administrative Agent 143 Section 9.2. Nature of Duties of the Administrative Agent 144 Section 9.3. Lack of Reliance on the Administrative Agent 145 Section 9.4. Certain Rights of the Administrative Agent 145 Section 9.5. Reliance by the Administrative Agent 145 Section 9.6. The Administrative Agent in its Individual Capacity 145 Section 9.7. Successor Administrative Agent 145 Section 9.8. Withholding Tax 146 Section 9.9. The Administrative Agent May File Proofs of Claim 147 Section 9.10. Authorization to Execute Other Loan Documents 148 Section 9.11. Collateral and Guaranty Matters 148 Section 9.12. Co-Documentation Agents; Co-Syndication Agent 149 Section 9.13. Reserved 149 Section 9.14. Bank Product Obligations and Hedging Obligations 149 Article X MISCELLANEOUS 149 Section 9.0110.1. Notices 149 Section 9.0210.2. WaiversWaiver; Amendments 153 Section 9.0310.3. Expenses; Indemnity; Damage Waiver Indemnification 156 Section 9.0410.4. Successors and Assigns 158 Section 9.0510.5. Survival Section 9.06Governing Law; Jurisdiction; Consent to Service of Process. Counterparts; Integration; Effectiveness Section 9.07. Severability Section 9.08. Right of Setoff Section 9.09. GOVERNING LAW; JURISDICTION; CONSENT TO SERVICE OF PROCESS 80 Section 9.10. WAIVER OF JURY TRIAL Section 9.11. Headings Section 9.12. Confidentiality Section 9.13. Interest Rate Limitation Section 9.14. USA Patriot Act -iii- Section 9.15. Acknowledgement -iv- SCHEDULES Schedule 1.01 -- Existing Letters of Credit Schedule 1.02 -- Fiscal Months of the Borrowers Schedule 2.01 -- Commitments Schedule 3.05 -- Disclosed Matters as to Litigation Schedule 3.08 -- Disclosed Matters as to Environmental Compliance Schedule 3.09 -- Other Leased and Owned Property Schedule 3.16 -- Subsidiaries Schedule 3.18 -- Processors Schedule 5.01(j) -- Borrowing Base Certificate Schedule 6.01 -- Existing Indebtedness Schedule 6.02 -- Existing Liens Schedule 6.03 – Fiscal Year End Schedule 6.04 -- Existing Investments Schedule 6.08 -- Existing Restrictions EXHIBITS Exhibit A -- Form of Assignment and Assumption Exhibit B -- Form of Opinion of Borrowers’ Counsel Exhibit C -- Form of Promissory Note Exhibit D -- Form of Borrowing Request SECOND AMENDED AND RESTATED CREDIT AGREEMENT dated as of July 10, 2007, among XXXXXXXX-VAN HEUSEN CORPORATION, a Delaware corporation, THE IZOD CORPORATION, a Pennsylvania corporation, PVH WHOLESALE CORP., a Delaware corporation, PVH RETAIL CORP., a Delaware corporation, XXXX.XXX INC., a Delaware corporation, X.X. XXXX FRANCHISES INC., a Delaware corporation, CD GROUP INC., a Delaware corporation, PVH CK STORES, INC., a Delaware corporation, PVH OHIO, INC., a Delaware corporation, PVH MICHIGAN, INC., a Delaware corporation, PVH PENNSYLVANIA, INC., a Delaware corporation, PVH WHOLESALE NEW JERSEY, INC., a Delaware corporation, PVH RETAIL MANAGEMENT COMPANY, a Delaware corporation, and PVH SUPERBA/INSIGNIA NECKWEAR, INC., a Delaware corporation, as joint and several borrowers, the LENDERS party hereto, JPMORGAN CHASE BANK, N.A., as Administrative Agent and Collateral Agent, X.X. XXXXXX SECURITIES INC. as Joint Lead Arranger and Sole Bookrunner, BANK OF AMERICA, N.A. as Joint Lead Arranger and Co-Syndication Agent, SunTrust Bank as Co-Syndication Agent, Wachovia Bank, National Association as Co-Document Agent and The CIT Group/Commercial Services, Inc. as Co-Documentation Agent. The Borrowers are party to the Existing Credit Agreement (such term and all other capitalized terms used in this paragraph having the respective meanings ascribed to such terms hereinafter) and desire to amend and restate the Existing Credit Agreement to provide for Loans up to a maximum aggregate principal amount not in excess of $325,000,000 (subject to increases as provided in Section 2.19) at any time outstanding during the Availability Period. The proceeds of the Loans shall be used for the Borrowers’ and their Subsidiaries’ working capital, permitted acquisitions, Capital Expenditures and general corporate purposes. The Borrowers and Guarantors will provide Collateral in accordance with the provisions of this Agreement and the other Financing Documents. The Lenders are severally, and not jointly, willing to amend and restate the Existing Credit Agreement and to extend such Loans to the Borrowers subject to the terms and conditions hereinafter set forth. Accordingly, the Borrowers, the Lenders and the Administrative Agent hereby agree as follows:163

Payments Generally; Pro Rata Treatment; Sharing of Set. offs Section 2.1822 SECTION 2.16. Mitigation Obligations; Replacement of Lenders Section 2.1923 SECTION 2.17. Increase in the Aggregate Commitments Defaulting Lenders 23 SECTION 2.18. Expansion Option 23 ARTICLE III REPRESENTATIONS AND WARRANTIES Section 24 SECTION 3.01. Existence and Power Section Organization; Powers 24 SECTION 3.02. Corporate and Governmental Authorization; No Contravention Section Enforceability 24 SECTION 3.03. Binding Effect Section Governmental Approvals; No Conflicts 25 SECTION 3.04. Financial Information -i- Section Statements; No Material Adverse Change 25 SECTION 3.05. Litigation Section Properties 25 SECTION 3.06. Compliance with ERISA Section Litigation and Environmental Matters 25 SECTION 3.07. Taxes Section 3.08. Environmental Compliance Section 3.09. Properties Section 3.10. Compliance with Laws and Agreements Section 25 SECTION 3.08. No Default 25 SECTION 3.09. Investment Company Status 26 SECTION 3.10. Insurance Licenses 26 SECTION 3.11. Investment and Holding Company Status Section Taxes 26 SECTION 3.12. Full Disclosure Section ERISA 26 SECTION 3.13. Security Interest Section Disclosure 26 SECTION 3.14. Solvency Section Margin Regulations 26 SECTION 3.15. Employee Matters Section Indebtedness 26 SECTION 3.16. Subsidiaries Section Liens 26 SECTION 3.17. No Change in Credit Criteria or Collection Policies Section Subsidiaries 26 SECTION 3.18. Processors Section Solvency 27 SECTION 3.19. Senior Notes Indentures; Debentures Indenture Anti-Corruption Laws and Sanctions 27 ARTICLE IV CONDITIONS Section 27 SECTION 4.01. Effective Date Section 27 SECTION 4.02. Each Credit Event 28 ARTICLE V AFFIRMATIVE COVENANTS Section 28 SECTION 5.01. Financial Statements and Other Information Section 28 SECTION 5.02. Maintenance Notices of Property; Insurance Section Material Events 29 SECTION 5.03. Compliance with Laws Section 5.04. Inspection of Property, Books and Records Section 5.05. Use of Proceeds Section 5.06. Environmental Matters Section 5.07. Taxes Section 5.08. Security Interests Section 5.09. Existence; Conduct of Business Section 30 SECTION 5.04. Payment of Obligations 30 SECTION 5.05. Maintenance of Properties 30 SECTION 5.06. Books and Records 30 SECTION 5.07. Inspection Rights 30 SECTION 5.08. Compliance with Laws and Contractual Obligations 30 SECTION 5.09. Insurance 30 SECTION 5.10. Litigation and Other Notices Section Use of Proceeds 31 SECTION 5.11. Additional Grantors and Guarantors -ii- Section 5.12. Maintain Operating Accounts Section 5.13. Processors Maintenance of Ratings 31 ARTICLE VI NEGATIVE COVENANTS Section 31 SECTION 6.01. Indebtedness Section 31 SECTION 6.02. Liens Section 33 SECTION 6.03. Fundamental Changes Section Changes; Lines of Business 33 SECTION 6.04. Investments, Loans, Advances, Guarantees and Acquisitions Section 6.05. Prepayment or Modification of Indebtedness; Modification of Operating Documents 66 Section 6.06. Restricted Payments Section 6.07. Transactions with Affiliates Section 35 SECTION 6.05. Financial Covenants 35 SECTION 6.06. Sale/Leaseback Transactions and Synthetic Leases 35 SECTION 6.07. Dispositions 35 SECTION 6.08. Restrictive Agreements Section 35 SECTION 6.09. Fixed Charge Coverage Modifications of Organizational Documents and Certain Other Agreements 36 ARTICLE VII EVENTS OF DEFAULT 36 ARTICLE VIII THE ADMINISTRATIVE AGENT 38 ARTICLE IX MISCELLANEOUS Section 40 SECTION 9.01. Notices Section 40 SECTION 9.02. Waivers; Amendments Section 42 SECTION 9.03. Expenses; Indemnity; Damage Waiver Section 42 SECTION 9.04. Successors and Assigns Section 43 SECTION 9.05. Survival Section 45 SECTION 9.06. Counterparts; Integration; Effectiveness Section Effectiveness; Electronic Execution 45 SECTION 9.07. Severability Section 45 SECTION 9.08. Right of Setoff Section 9.09. GOVERNING LAW; JURISDICTION; CONSENT TO SERVICE OF PROCESS 80 Section 9.10. WAIVER OF JURY TRIAL Section 9.11. Headings Section 9.12. Confidentiality Section 9.13. Interest Rate Limitation Section 9.14. USA Patriot Act -iii- Section 9.15. Acknowledgement -iv- SCHEDULES Schedule 1.01 -- Existing Letters of Credit Schedule 1.02 -- Fiscal Months of the Borrowers Schedule 2.01 -- Commitments Schedule 3.05 -- Disclosed Matters as to Litigation Schedule 3.08 -- Disclosed Matters as to Environmental Compliance Schedule 3.09 -- Other Leased and Owned Property Schedule 3.16 -- Subsidiaries Schedule 3.18 -- Processors Schedule 5.01(j) -- Borrowing Base Certificate Schedule 6.01 -- Existing Indebtedness Schedule 6.02 -- Existing Liens Schedule 6.03 – Fiscal Year End Schedule 6.04 -- Existing Investments Schedule 6.08 -- Existing Restrictions EXHIBITS Exhibit A -- Form of Assignment and Assumption Exhibit B -- Form of Opinion of Borrowers’ Counsel Exhibit C -- Form of Promissory Note Exhibit D -- Form of Borrowing Request SECOND AMENDED AND RESTATED CREDIT AGREEMENT dated as of July 10, 2007, among XXXXXXXX-VAN HEUSEN CORPORATION, a Delaware corporation, THE IZOD CORPORATION, a Pennsylvania corporation, PVH WHOLESALE CORP., a Delaware corporation, PVH RETAIL CORP., a Delaware corporation, XXXX.XXX INC., a Delaware corporation, X.X. XXXX FRANCHISES INC., a Delaware corporation, CD GROUP INC., a Delaware corporation, PVH CK STORES, INC., a Delaware corporation, PVH OHIO, INC., a Delaware corporation, PVH MICHIGAN, INC., a Delaware corporation, PVH PENNSYLVANIA, INC., a Delaware corporation, PVH WHOLESALE NEW JERSEY, INC., a Delaware corporation, PVH RETAIL MANAGEMENT COMPANY, a Delaware corporation, and PVH SUPERBA/INSIGNIA NECKWEAR, INC., a Delaware corporation, as joint and several borrowers, the LENDERS party hereto, JPMORGAN CHASE BANK, N.A., as Administrative Agent and Collateral Agent, X.X. XXXXXX SECURITIES INC. as Joint Lead Arranger and Sole Bookrunner, BANK OF AMERICA, N.A. as Joint Lead Arranger and Co-Syndication Agent, SunTrust Bank as Co-Syndication Agent, Wachovia Bank, National Association as Co-Document Agent and The CIT Group/Commercial Services, Inc. as Co-Documentation Agent. The Borrowers are party to the Existing Credit Agreement (such term and all other capitalized terms used in this paragraph having the respective meanings ascribed to such terms hereinafter) and desire to amend and restate the Existing Credit Agreement to provide for Loans up to a maximum aggregate principal amount not in excess of $325,000,000 (subject to increases as provided in Section 2.19) at any time outstanding during the Availability Period. The proceeds of the Loans shall be used for the Borrowers’ and their Subsidiaries’ working capital, permitted acquisitions, Capital Expenditures and general corporate purposes. The Borrowers and Guarantors will provide Collateral in accordance with the provisions of this Agreement and the other Financing Documents. The Lenders are severally, and not jointly, willing to amend and restate the Existing Credit Agreement and to extend such Loans to the Borrowers subject to the terms and conditions hereinafter set forth. Accordingly, the Borrowers, the Lenders and the Administrative Agent hereby agree as follows:45

Payments Generally; Pro Rata Treatment; Sharing of Set. offs Offs 81 Section 2.11. Defaulting Lenders 82 Section 2.12. Swingline Loans 83 Section 2.13. Letters of Credit 85 Section 2.14. Settlement Amongst Lenders 93 Section 2.15. Revolving Commitment Increase 94 Section 2.16. Lead Borrowers 96 Section 2.17. Overadvances 96 Section 2.18. Mitigation Obligations; Replacement of Lenders Protective Advances 97 Section 2.19. Increase in the Aggregate Commitments Extended Loans 97 Section 2.20. Canadian Interest Considerations 100 ARTICLE III REPRESENTATIONS 3 YIELD PROTENCTION, ILLEGALITY AND WARRANTIES Section 3.01. Existence and Power Section 3.02. Corporate and Governmental Authorization; No Contravention Section 3.03. Binding Effect Section 3.04. Financial Information -i- Section 3.05. Litigation Section 3.06. Compliance with ERISA Section 3.07. Taxes Section 3.08. Environmental Compliance Section 3.09. Properties Section 3.10. Compliance with Laws and Agreements Section 3.11. Investment and Holding Company Status Section 3.12. Full Disclosure Section 3.13. Security Interest Section 3.14. Solvency Section 3.15. Employee Matters Section 3.16. Subsidiaries Section 3.17. No Change in Credit Criteria or Collection Policies Section 3.18. Processors Section 3.19. Senior Notes Indentures; Debentures Indenture REPLACEMENT OF LENDERS i ARTICLE IV 4 TAXES ARTICLE 5 CONDITIONS Section 4.01. Effective Date Section 4.02. Each Credit Event ARTICLE V AFFIRMATIVE COVENANTS PRECEDENT TO ALL CREDIT EVENTS ON THE CLOSING DATE Section 5.01. Information Closing Date; Credit Documents; Notes 108 Section 5.02. Maintenance of Property; Insurance Officer’s Certificate 108 Section 5.03. Compliance with Laws Opinions of Counsel 109 Section 5.04. Inspection of PropertyCorporate Documents; Proceedings, Books and Records etc 109 Section 5.05. Use Termination of Proceeds Existing Credit Agreement 109 Section 5.06. Environmental Matters Consummation of the Acquisition 110 Section 5.07. Taxes Company Material Adverse Effect 110 Section 5.08. Security Interests Pledge Agreements 110 Section 5.09. Existence; Conduct of Business Security Agreements 110 Section 5.10. Litigation and Other Notices Guaranty 111 Section 5.11. Additional Grantors and Guarantors -ii- Financial Statements; Pro Forma Balance Sheets; Projections 111 Section 5.12. Maintain Operating Accounts Solvency Certificate 112 Section 5.13. Processors ARTICLE VI NEGATIVE COVENANTS Fees, etc 112 Section 6.015.14. Indebtedness Closing Date Representation and Warranties 112 Section 6.025.15. Liens Section 6.03. Fundamental Changes Section 6.04. Investments, Loans, Advances, Guarantees and Acquisitions Section 6.05. Prepayment or Modification of Indebtedness; Modification of Operating Documents 66 Section 6.06. Restricted Payments Section 6.07. Transactions with Affiliates Section 6.08. Restrictive Agreements Section 6.09. Fixed Charge Coverage ARTICLE VII EVENTS OF DEFAULT ARTICLE VIII THE ADMINISTRATIVE AGENT ARTICLE IX MISCELLANEOUS Section 9.01. Notices Section 9.02. Waivers; Amendments Section 9.03. Expenses; Indemnity; Damage Waiver Section 9.04. Successors and Assigns Section 9.05. Survival Section 9.06. Counterparts; Integration; Effectiveness Section 9.07. Severability Section 9.08. Right of Setoff Section 9.09. GOVERNING LAW; JURISDICTION; CONSENT TO SERVICE OF PROCESS 80 Section 9.10. WAIVER OF JURY TRIAL Section 9.11. Headings Section 9.12. Confidentiality Section 9.13. Interest Rate Limitation Section 9.14. USA Patriot Act -iii- and Canadian AML Acts 112 Section 9.155.16. Acknowledgement -iv- SCHEDULES Schedule 1.01 -- Existing Letters of Credit Schedule 1.02 -- Fiscal Months of the Borrowers Schedule 2.01 -- Commitments Schedule 3.05 -- Disclosed Matters as to Litigation Schedule 3.08 -- Disclosed Matters as to Environmental Compliance Schedule 3.09 -- Other Leased and Owned Property Schedule 3.16 -- Subsidiaries Schedule 3.18 -- Processors Schedule 5.01(j) -- Borrowing Notice 112 Section 5.17. Inventory Appraisal/Borrowing Base Certificate Schedule 6.01 -- Existing Indebtedness Schedule 6.02 -- Existing Liens Schedule 6.03 – Fiscal Year End Schedule 6.04 -- Existing Investments Schedule 6.08 -- Existing Restrictions EXHIBITS Exhibit A -- Form of Assignment and Assumption Exhibit B -- Form of Opinion of Borrowers’ Counsel Exhibit C -- Form of Promissory Note Exhibit D -- Form of Borrowing Request SECOND AMENDED AND RESTATED CREDIT AGREEMENT dated as of July 10, 2007, among XXXXXXXX-VAN HEUSEN CORPORATION, a Delaware corporation, THE IZOD CORPORATION, a Pennsylvania corporation, PVH WHOLESALE CORP., a Delaware corporation, PVH RETAIL CORP., a Delaware corporation, XXXX.XXX INC., a Delaware corporation, X.X. XXXX FRANCHISES INC., a Delaware corporation, CD GROUP INC., a Delaware corporation, PVH CK STORES, INC., a Delaware corporation, PVH OHIO, INC., a Delaware corporation, PVH MICHIGAN, INC., a Delaware corporation, PVH PENNSYLVANIA, INC., a Delaware corporation, PVH WHOLESALE NEW JERSEY, INC., a Delaware corporation, PVH RETAIL MANAGEMENT COMPANY, a Delaware corporation, and PVH SUPERBA/INSIGNIA NECKWEAR, INC., a Delaware corporation, as joint and several borrowers, the LENDERS party hereto, JPMORGAN CHASE BANK, N.A., as Administrative Agent and Collateral Agent, X.X. XXXXXX SECURITIES INC. as Joint Lead Arranger and Sole Bookrunner, BANK OF AMERICA, N.A. as Joint Lead Arranger and Co-Syndication Agent, SunTrust Bank as Co-Syndication Agent, Wachovia Bank, National Association as Co-Document Agent and The CIT Group/Commercial Services, Inc. as Co-Documentation Agent. The Borrowers are party to the Existing Credit Agreement (such term and all other capitalized terms used in this paragraph having the respective meanings ascribed to such terms hereinafter) and desire to amend and restate the Existing Credit Agreement to provide for Loans up to a maximum aggregate principal amount not in excess of $325,000,000 (subject to increases as provided in Section 2.19) at any time outstanding during the Availability Period. The proceeds of the Loans shall be used for the Borrowers’ and their Subsidiaries’ working capital, permitted acquisitions, Capital Expenditures and general corporate purposes. The Borrowers and Guarantors will provide Collateral in accordance with the provisions of this Agreement and the other Financing Documents. The Lenders are severally, and not jointly, willing to amend and restate the Existing Credit Agreement and to extend such Loans to the Borrowers subject to the terms and conditions hereinafter set forth. Accordingly, the Borrowers, the Lenders and the Administrative Agent hereby agree as follows:112

Payments Generally; Pro Rata Treatment; Sharing of Set. offs 51 Section 2.18. 2.16 Mitigation Obligations; Replacement of Lenders 53 Section 2.192.17 Incremental Term Loan Commitments 54 Section 2.18 Defaulting Lenders 56 Section 2.19 Extensions of Loans 57 Section 2.20 Refinancing Amendments 59 Section 2.21 Illegality. Increase in the Aggregate Commitments ARTICLE III REPRESENTATIONS AND WARRANTIES 60 Section 3.01. Existence and Power 3.01 Organization 61 Section 3.02. Corporate and Governmental 3.02 Authorization; Enforceability 61 Section 3.03 Governmental Approvals; No Contravention Conflicts 61 Section 3.03. Binding Effect 3.04 Financial Statements; No Material Adverse Change 62 Section 3.04. Financial Information -i- 3.05 Properties 62 Section 3.05. 3.06 Litigation and Environmental Matters 62 Section 3.06. Compliance with ERISA Section 3.07. Taxes Section 3.08. Environmental Compliance Section 3.09. Properties Section 3.10. 3.07 Compliance with Laws and Agreements 62 Section 3.11. 3.08 Intellectual Property 63 Section 3.09 Investment and Holding Company Status 63 Section 3.12. Full 3.10 Taxes 63 Section 3.11 ERISA 63 Section 3.12 Labor Matters 63 Section 3.13 Insurance 64 Section 3.14 Solvency 64 Section 3.15 Subsidiaries 64 Section 3.16 Disclosure 64 Section 3.13. Security Interest 3.17 Federal Reserve Regulations 65 Section 3.14. Solvency Section 3.15. Employee Matters Section 3.16. Subsidiaries Section 3.17. No Change in Credit Criteria or Collection Policies Section 3.18. Processors Section 3.19. Senior Notes Indentures; Debentures Indenture ARTICLE IV CONDITIONS Section 4.01. Effective Date Section 4.02. Each Credit Event ARTICLE V AFFIRMATIVE COVENANTS Section 5.01. Information Section 5.02. Maintenance of Property; Insurance Section 5.03. Compliance with Laws Section 5.04. Inspection of Property, Books and Records Section 5.05. 3.18 Use of Proceeds 65 Section 5.06. Environmental Matters 3.19 Anti-Corruption Laws; Anti-Money Laundering Laws; Sanctions 65 Section 5.07. Taxes 3.20 Security Documents 65 Section 5.08. Security Interests Section 5.09. Existence; Conduct of Business Section 5.10. Litigation and Other Notices Section 5.11. Additional Grantors and Guarantors -ii- Section 5.12. Maintain Operating Accounts Section 5.13. Processors ARTICLE VI NEGATIVE COVENANTS Section 6.01. Indebtedness Section 6.02. Liens Section 6.03. Fundamental Changes Section 6.04. Investments, Loans, Advances, Guarantees and Acquisitions Section 6.05. Prepayment or Modification of Indebtedness; Modification of Operating Documents 3.21 Non-Loan Party Subsidiaries 66 Section 6.06. Restricted Payments Section 6.07. Transactions with Affiliates Section 6.08. Restrictive Agreements Section 6.09. Fixed Charge Coverage ARTICLE VII EVENTS OF DEFAULT ARTICLE VIII THE ADMINISTRATIVE AGENT ARTICLE IX MISCELLANEOUS Section 9.01. Notices Section 9.02. Waivers; Amendments Section 9.03. Expenses; Indemnity; Damage Waiver Section 9.04. Successors and Assigns Section 9.05. Survival Section 9.06. Counterparts; Integration; Effectiveness Section 9.07. Severability Section 9.08. Right of Setoff Section 9.09. GOVERNING LAW; JURISDICTION; CONSENT TO SERVICE OF PROCESS 80 Section 9.10. WAIVER OF JURY TRIAL Section 9.11. Headings Section 9.12. Confidentiality Section 9.13. Interest Rate Limitation Section 9.14. USA Patriot Act -iii- Section 9.15. Acknowledgement -iv- SCHEDULES Schedule 1.01 -- Existing Letters of Credit Schedule 1.02 -- Fiscal Months of the Borrowers Schedule 2.01 -- Commitments Schedule 3.05 -- Disclosed Matters as to Litigation Schedule 3.08 -- Disclosed Matters as to Environmental Compliance Schedule 3.09 -- Other Leased and Owned Property Schedule 3.16 -- Subsidiaries Schedule 3.18 -- Processors Schedule 5.01(j) -- Borrowing Base Certificate Schedule 6.01 -- Existing Indebtedness Schedule 6.02 -- Existing Liens Schedule 6.03 – Fiscal Year End Schedule 6.04 -- Existing Investments Schedule 6.08 -- Existing Restrictions EXHIBITS Exhibit A -- Form of Assignment and Assumption Exhibit B -- Form of Opinion of Borrowers’ Counsel Exhibit C -- Form of Promissory Note Exhibit D -- Form of Borrowing Request SECOND AMENDED AND RESTATED CREDIT AGREEMENT dated as of July 10, 2007, among XXXXXXXX-VAN HEUSEN CORPORATION, a Delaware corporation, THE IZOD CORPORATION, a Pennsylvania corporation, PVH WHOLESALE CORP., a Delaware corporation, PVH RETAIL CORP., a Delaware corporation, XXXX.XXX INC., a Delaware corporation, X.X. XXXX FRANCHISES INC., a Delaware corporation, CD GROUP INC., a Delaware corporation, PVH CK STORES, INC., a Delaware corporation, PVH OHIO, INC., a Delaware corporation, PVH MICHIGAN, INC., a Delaware corporation, PVH PENNSYLVANIA, INC., a Delaware corporation, PVH WHOLESALE NEW JERSEY, INC., a Delaware corporation, PVH RETAIL MANAGEMENT COMPANY, a Delaware corporation, and PVH SUPERBA/INSIGNIA NECKWEAR, INC., a Delaware corporation, as joint and several borrowers, the LENDERS party hereto, JPMORGAN CHASE BANK, N.A., as Administrative Agent and Collateral Agent, X.X. XXXXXX SECURITIES INC. as Joint Lead Arranger and Sole Bookrunner, BANK OF AMERICA, N.A. as Joint Lead Arranger and Co-Syndication Agent, SunTrust Bank as Co-Syndication Agent, Wachovia Bank, National Association as Co-Document Agent and The CIT Group/Commercial Services, Inc. as Co-Documentation Agent. The Borrowers are party to the Existing Credit Agreement (such term and all other capitalized terms used in this paragraph having the respective meanings ascribed to such terms hereinafter) and desire to amend and restate the Existing Credit Agreement to provide for Loans up to a maximum aggregate principal amount not in excess of $325,000,000 (subject to increases as provided in Section 2.19) at any time outstanding during the Availability Period. The proceeds of the Loans shall be used for the Borrowers’ and their Subsidiaries’ working capital, permitted acquisitions, Capital Expenditures and general corporate purposes. The Borrowers and Guarantors will provide Collateral in accordance with the provisions of this Agreement and the other Financing Documents. The Lenders are severally, and not jointly, willing to amend and restate the Existing Credit Agreement and to extend such Loans to the Borrowers subject to the terms and conditions hereinafter set forth. Accordingly, the Borrowers, the Lenders and the Administrative Agent hereby agree as follows:4.01 Effective Date 66

Payments Generally; Pro Rata Treatment; Sharing of Set. offs 88 Section 2.182.21. Mitigation Obligations; Replacement of Lenders 90 Section 2.192.22. Increase Change in the Aggregate Commitments Law 91 Section 2.23. Foreign Subsidiary Borrowers 91 Section 2.24. Defaulting Lenders 93 ARTICLE III REPRESENTATIONS AND WARRANTIES 95 Section 3.013.1. Existence and Power Organization; Powers 95 Section 3.023.2. Corporate and Governmental Authorization; Enforceability 96 Section 3.3. Governmental Approvals; No Contravention Conflicts 96 Section 3.03. Binding Effect Section 3.043.4. Financial Information -i- Condition; No Material Adverse Change 96 Section 3.053.5. Properties 97 Section 3.6. Litigation and Environmental Matters 97 Section 3.06. Compliance with ERISA Section 3.07. Taxes Section 3.08. Environmental Compliance Section 3.09. Properties Section 3.103.7. Compliance with Laws and Agreements 97 Section 3.8. Investment Company Status 97 Section 3.9. Taxes 97 Section 3.10. ERISA 97 Section 3.11. Investment and Holding Company Status Disclosure 98 Section 3.12. Full Disclosure Subsidiaries 98 Section 3.13. Security Interest Labor Matters 98 Section 3.14. Solvency 98 Section 3.15. Employee Matters Senior Indebtedness 99 Section 3.16. Subsidiaries Section 3.17. No Change in Credit Criteria or Collection Policies Section 3.18. Processors Section 3.19. Senior Notes Indentures; Debentures Indenture Security Documents 99 ARTICLE IV CONDITIONS 99 Section 4.014.1. Effective Date 99 Section 4.024.2. Each Credit Event 101 ARTICLE V AFFIRMATIVE COVENANTS 101 Section 5.015.1. Financial Statements and Other Information 101 Section 5.2. Notices of Material Events 103 Section 5.3. Information Regarding Collateral 104 Section 5.025.4. Existence 104 Section 5.5. Payment of Obligations 104 Section 5.6. Maintenance of PropertyProperties 104 Section 5.7. Insurance 105 Section 5.8. Books and Records; Insurance Inspection and Audit Rights 105 Section 5.035.9. Compliance with Laws and Contractual Obligations 105 Section 5.04. Inspection of Property, Books and Records Section 5.055.10. Use of Proceeds Section 5.06. Environmental Matters Section 5.07. Taxes Section 5.08. Security Interests Section 5.09. Existence; Conduct and Letters of Business Section 5.10. Litigation Credit and Other Notices Foreign Credit Instruments 105 Section 5.11. Additional Grantors and Guarantors -ii- Collateral 105 Section 5.12. Maintain Operating Accounts Further Assurances 108 Section 5.13. Processors Post Closing Obligations 108 ARTICLE VI NEGATIVE COVENANTS 109 Section 6.016.1. Financial Condition Covenants 109 Section 6.2. Indebtedness 109 Section 6.026.3. Liens 112 Section 6.036.4. Fundamental Changes 114 Section 6.046.5. Investments, Loans, Advances, Guarantees and Acquisitions 114 Section 6.056.6. Prepayment or Modification Disposition of Indebtedness; Modification of Operating Documents 66 Assets 116 Section 6.066.7. Sale and Leaseback Transactions 118 Section 6.8. Restricted Payments Section 6.07. Transactions with Affiliates Section 6.08. Restrictive Agreements Section 6.09. Fixed Charge Coverage ARTICLE VII EVENTS OF DEFAULT ARTICLE VIII THE ADMINISTRATIVE AGENT ARTICLE IX MISCELLANEOUS Section 9.01. Notices Section 9.02. Waivers; Amendments Section 9.03. Expenses; Indemnity; Damage Waiver Section 9.04. Successors and Assigns Section 9.05. Survival Section 9.06. Counterparts; Integration; Effectiveness Section 9.07. Severability Section 9.08. Right of Setoff Section 9.09. GOVERNING LAW; JURISDICTION; CONSENT TO SERVICE OF PROCESS 80 Section 9.10. WAIVER OF JURY TRIAL Section 9.11. Headings Section 9.12. Confidentiality Section 9.13. Interest Rate Limitation Section 9.14. USA Patriot Act -iii- Section 9.15. Acknowledgement -iv- SCHEDULES Schedule 1.01 -- Existing Letters of Credit Schedule 1.02 -- Fiscal Months of the Borrowers Schedule 2.01 -- Commitments Schedule 3.05 -- Disclosed Matters as to Litigation Schedule 3.08 -- Disclosed Matters as to Environmental Compliance Schedule 3.09 -- Other Leased and Owned Property Schedule 3.16 -- Subsidiaries Schedule 3.18 -- Processors Schedule 5.01(j) -- Borrowing Base Certificate Schedule 6.01 -- Existing Indebtedness Schedule 6.02 -- Existing Liens Schedule 6.03 – Fiscal Year End Schedule 6.04 -- Existing Investments Schedule 6.08 -- Existing Restrictions EXHIBITS Exhibit A -- Form of Assignment and Assumption Exhibit B -- Form of Opinion of Borrowers’ Counsel Exhibit C -- Form of Promissory Note Exhibit D -- Form of Borrowing Request SECOND AMENDED AND RESTATED CREDIT AGREEMENT dated as of July 10, 2007, among XXXXXXXX-VAN HEUSEN CORPORATION, a Delaware corporation, THE IZOD CORPORATION, a Pennsylvania corporation, PVH WHOLESALE CORP., a Delaware corporation, PVH RETAIL CORP., a Delaware corporation, XXXX.XXX INC., a Delaware corporation, X.X. XXXX FRANCHISES INC., a Delaware corporation, CD GROUP INC., a Delaware corporation, PVH CK STORES, INC., a Delaware corporation, PVH OHIO, INC., a Delaware corporation, PVH MICHIGAN, INC., a Delaware corporation, PVH PENNSYLVANIA, INC., a Delaware corporation, PVH WHOLESALE NEW JERSEY, INC., a Delaware corporation, PVH RETAIL MANAGEMENT COMPANY, a Delaware corporation, and PVH SUPERBA/INSIGNIA NECKWEAR, INC., a Delaware corporation, as joint and several borrowers, the LENDERS party hereto, JPMORGAN CHASE BANK, N.A., as Administrative Agent and Collateral Agent, X.X. XXXXXX SECURITIES INC. as Joint Lead Arranger and Sole Bookrunner, BANK OF AMERICA, N.A. as Joint Lead Arranger and Co-Syndication Agent, SunTrust Bank as Co-Syndication Agent, Wachovia Bank, National Association as Co-Document Agent and The CIT Group/Commercial Services, Inc. as Co-Documentation Agent. The Borrowers are party to the Existing Credit Agreement (such term and all other capitalized terms used in this paragraph having the respective meanings ascribed to such terms hereinafter) and desire to amend and restate the Existing Credit Agreement to provide for Loans up to a maximum aggregate principal amount not in excess of $325,000,000 (subject to increases as provided in Section 2.19) at any time outstanding during the Availability Period. The proceeds of the Loans shall be used for the Borrowers’ and their Subsidiaries’ working capital, permitted acquisitions, Capital Expenditures and general corporate purposes. The Borrowers and Guarantors will provide Collateral in accordance with the provisions of this Agreement and the other Financing Documents. The Lenders are severally, and not jointly, willing to amend and restate the Existing Credit Agreement and to extend such Loans to the Borrowers subject to the terms and conditions hereinafter set forth. Accordingly, the Borrowers, the Lenders and the Administrative Agent hereby agree as follows:118