Common use of Payments Generally; Pro Rata Treatment Clause in Contracts

Payments Generally; Pro Rata Treatment. Sharing of Set-offs 8291 Section 2.19 Mitigation Obligations; Replacement of Lenders 8593 Section 2.20 Illegality 8695 Section 2.21 Incremental Term Loan Commitments 8795 Section 2.22 Extensions of Term Loans and Commitments 8997 Section 2.23 Refinancing Amendments 9098 Page ARTICLE III Representations and Warranties Section 3.01 Organization; Powers 9199 Section 3.02 Authorization 91100 Section 3.03 Enforceability 92100 Section 3.04 Governmental Approvals 92100 Section 3.05 Financial Statements 92101 Section 3.06 No Material Adverse Effect 93101 Section 3.07 Title to Properties; Possession Under Leases; Flood Documentation 93101 Section 3.08 Subsidiaries 93101 Section 3.09 Litigation; Compliance with Law 93102 Section 3.10 Federal Reserve Regulations 94102 Section 3.11 Investment Company Act 94102 Section 3.12 Use of Proceeds 94102 Section 3.13 Tax 94102 Section 3.14 No Material Misstatements 94103 Section 3.15 Employee Benefit Plans 95103 Section 3.16 Environmental Matters 95103 Section 3.17 Security Documents 95104 Section 3.18 Solvency 97105 Section 3.19 Labor Matters 97105 Section 3.20 Insurance 97106 Section 3.21 Intellectual Property; Licenses, Etc. 97106 Section 3.22 USA XXXXXXX Xxx 00000 Section 3.23 Anti-Corruption Laws and Sanctions 98106 Section 3.24 A Jersey Loan Party 98106 Section 3.25 EEA Financial Institutions 98107 Section 3.26 Beneficial Ownership Certificate 98107 Section 3.27 Centre of Main Interests 98107 Section 3.28 UK Pensions 99107 Section 3.29 Irish Pensions 99107 Section 3.30 Ranking 99107 ARTICLE IV Conditions of Lending Section 4.01 Closing Date 99107 Section 4.02 Subsequent Credit Events 103112 ARTICLE V

Payments Generally; Pro Rata Treatment. Sharing of Set-offs 8291 Section 2.19 37 SECTION 2.18. Mitigation Obligations; Replacement of Lenders 8593 Section 2.20 Illegality 8695 Section 2.21 Incremental Term Loan Commitments 8795 Section 2.22 Extensions 38 SECTION 2.19. Designation of Term Loans and Commitments 8997 Section 2.23 Refinancing Amendments 9098 Page Borrowing Subsidiaries 38 SECTION 2.20. Additional Reserve Costs 39 SECTION 2.21. Defaulting Lenders 39 ARTICLE III Representations and Warranties Section 3.01 40 SECTION 3.01. Organization; Powers 9199 Section 3.02 Authorization 91100 Section 3.03 40 SECTION 3.02. Authorization; Enforceability 92100 Section 3.04 40 SECTION 3.03. Governmental Approvals 92100 Section 3.05 Approvals; No Conflicts 40 SECTION 3.04. Financial Statements 92101 Section 3.06 Condition; No Material Adverse Effect 93101 Section 3.07 Title to Change 41 SECTION 3.05. Properties 41 SECTION 3.06. Litigation and Environmental Matters 41 SECTION 3.07. Compliance with Laws and Agreements 41 SECTION 3.08. Investment Company Status 41 SECTION 3.09. Taxes 42 SECTION 3.10. ERISA and Pension Plans 42 SECTION 3.11. Disclosure 42 SECTION 3.12. Margin Stock 42 SECTION 3.13. Subsidiaries; Guarantee Requirement 42 ARTICLE IV Conditions 42 SECTION 4.01. Effective Date 42 SECTION 4.02. Closing Date 43 SECTION 4.03. Each Credit Event 44 SECTION 4.04. Actions during Certain Funds Period 44 SECTION 4.05. Initial Credit Event for each Borrowing Subsidiary 44 ARTICLE V Affirmative Covenants 45 SECTION 5.01. Financial Statements and Other Information 45 SECTION 5.02. Notices of Material Events 46 SECTION 5.03. Existence; Conduct of Business 47 (i) SECTION 5.04. Payment of Taxes 47 SECTION 5.05. Maintenance of Properties; Possession Under LeasesInsurance 47 SECTION 5.06. Books and Records; Flood Documentation 93101 Section 3.08 Subsidiaries 93101 Section 3.09 Litigation; Inspection Rights 47 SECTION 5.07. Compliance with Law 93102 Section 3.10 Federal Reserve Regulations 94102 Section 3.11 Investment Company Act 94102 Section 3.12 Laws 47 SECTION 5.08. Use of Proceeds 94102 Section 47 SECTION 5.09. Guarantee Requirement; Elective Guarantor 47 ARTICLE VI Negative Covenants 48 SECTION 6.01. Priority Indebtedness 48 SECTION 6.02. Liens 49 SECTION 6.03. Fundamental Changes 50 SECTION 6.04. Transactions with Affiliates 50 SECTION 6.05. Leverage Ratio 50 ARTICLE VII Events of Default 50 SECTION 7.01. Events of Default 50 SECTION 7.02. CAM Exchange 52 ARTICLE VIII Guarantee 52 ARTICLE IX The Agents 53 ARTICLE X Miscellaneous 56 SECTION 10.01. Notices 56 SECTION 10.02. Waivers; Amendments 57 SECTION 10.03. Expenses; Indemnity; Damage Waiver 58 SECTION 10.04. Successors and Assigns 58 SECTION 10.05. Survival 61 SECTION 10.06. Counterparts; Integration; Effectiveness 61 SECTION 10.07. Severability 62 SECTION 10.08. Right of Setoff 62 SECTION 10.09. Governing Law; Jurisdiction; Consent to Service of Process 62 SECTION 10.10. WAIVER OF JURY TRIAL 62 SECTION 10.11. Headings 62 SECTION 10.12. Confidentiality 62 SECTION 10.13. Interest Rate Limitation 63 SECTION 10.14. Conversion of Currencies 63 SECTION 10.15. USA Patriot Act 63 SECTION 10.16. Interest Act (Canada) 64 SCHEDULES: Schedule 2.01 Commitments Schedule 2.17 Payment Instructions Schedule 3.06 Disclosed Matters Schedule 3.13 Tax 94102 Section 3.14 No Material Misstatements 94103 Section 3.15 Employee Benefit Plans 95103 Section 3.16 Environmental Matters 95103 Section 3.17 Security Documents 95104 Section 3.18 Subsidiary Guarantors Schedule 6.01 Existing Priority Indebtedness Schedule 6.02 Existing Liens EXHIBITS: Exhibit A Form of Borrowing Request Exhibit B-1 Form of Borrowing Subsidiary Agreement Exhibit B-2 Form of Borrowing Subsidiary Termination Exhibit C Form of Assignment and Assumption Exhibit D Mandatory Costs Rate Exhibit E Form of Subsidiary Guarantee Agreement Exhibit F Solvency 97105 Section 3.19 Labor Matters 97105 Section 3.20 Insurance 97106 Section 3.21 Intellectual Property; Licenses, Etc. 97106 Section 3.22 USA XXXXXXX Xxx 00000 Section 3.23 Anti-Corruption Laws Certificate Exhibit G Forms of Legal Opinions Exhibit H Form of Resolutions and Sanctions 98106 Section 3.24 A Jersey Loan Party 98106 Section 3.25 EEA Financial Institutions 98107 Section 3.26 Beneficial Ownership Certificate 98107 Section 3.27 Centre Secretary’s Certificates Exhibit I Form of Main Interests 98107 Section 3.28 UK Pensions 99107 Section 3.29 Irish Pensions 99107 Section 3.30 Ranking 99107 ARTICLE IV Conditions of Lending Section 4.01 Closing Date 99107 Section 4.02 Subsequent Credit Events 103112 ARTICLE VCertificate CREDIT AGREEMENT dated as of April 3, 2012 among MOLSON COORS BREWING COMPANY, a Delaware corporation; MOLSON COORS BREWING COMPANY (UK) LIMITED, MOLSON CANADA 2005, MOLSON COORS CANADA INC. and MOLSON COORS INTERNATIONAL LP, each a subsidiary of the Company; the LENDERS party hereto; DEUTSCHE BANK AG NEW YORK BRANCH, as Administrative Agent; and DEUTSCHE BANK AG, CANADA BRANCH, as Canadian Administrative Agent. The Borrowers have requested that the Lenders establish the credit facility provided for herein in an aggregate initial principal amount of US$300,000,000. The proceeds of the Loans and B/A Drawings made hereunder will be used (i) on the Closing Date, to finance the Transactions and to pay Transaction Costs and (ii) after the Closing Date, to provide working capital from time to time for the Borrowers and their Subsidiaries and for their other general corporate purposes of the Company and the Subsidiaries. The Lenders are willing to establish such credit facility upon the terms and subject to the conditions set forth herein. Accordingly, the parties hereto agree as follows:

Payments Generally; Pro Rata Treatment. Sharing of Set-offs 8291 Section 2.19 50 SECTION 2.21. Mitigation Obligations; Replacement of Lenders 8593 Section 2.20 Illegality 8695 Section 2.21 Incremental Term Loan Commitments 8795 Section 2.22 Extensions 52 SECTION 2.22. Defaulting Lenders 53 SECTION 2.23. Absence of Term Loans and Commitments 8997 Section 2.23 Refinancing Amendments 9098 Page Rating 54 ARTICLE III Representations and Warranties Section 3.01 54 SECTION 3.01. The Guarantee 55 SECTION 3.02. Obligations Unconditional 55 SECTION 3.03. Reinstatement 55 SECTION 3.04. Subrogation 56 SECTION 3.05. Remedies 56 SECTION 3.06. Continuing Guarantee 56 ii SECTION 3.07. Rights of Contribution 56 SECTION 3.08. General Limitation on Guarantee Obligations 57 ARTICLE IV 57 REPRESENTATIONS AND WARRANTIES 57 SECTION 4.01. Organization; Powers 9199 Section 3.02 Authorization 91100 Section 3.03 57 SECTION 4.02. Authorization; Enforceability 92100 Section 3.04 57 SECTION 4.03. Governmental Approvals 92100 Section 3.05 Approvals; No Conflicts 58 SECTION 4.04. Financial Statements 92101 Section 3.06 Condition; No Material Adverse Effect 93101 Section 3.07 Title to Properties; Possession Under Leases; Flood Documentation 93101 Section 3.08 Subsidiaries 93101 Section 3.09 Litigation; Change 58 SECTION 4.05. Properties 58 SECTION 4.06. Litigation and Environmental Matters 59 SECTION 4.07. Compliance with Law 93102 Section 3.10 Federal Reserve Regulations 94102 Section 3.11 Laws and Agreements 59 SECTION 4.08. Investment Company Act 94102 Section 3.12 Status 59 SECTION 4.09. Taxes 59 SECTION 4.10. ERISA 59 SECTION 4.11. Disclosure 60 SECTION 4.12. Use of Credit 60 SECTION 4.13. Subsidiaries 60 SECTION 4.14. Withholding Taxes 61 SECTION 4.15. Stamp Taxes 61 SECTION 4.16. Legal Form 61 ARTICLE V 61 CONDITIONS 61 SECTION 5.01. Effective Date 61 SECTION 5.02. Each Credit Event 63 ARTICLE VI 63 AFFIRMATIVE COVENANTS 63 SECTION 6.01. Financial Statements and Other Information 63 SECTION 6.02. Notices of Material Events 66 SECTION 6.03. Preservation of Existence and Franchises 66 SECTION 6.04. Insurance 66 SECTION 6.05. Maintenance of Properties 67 SECTION 6.06. Payment of Taxes and Other Potential Charges and Priority Claims; Payment of Other Current Liabilities 67 SECTION 6.07. Financial Accounting Practices 67 SECTION 6.08. Compliance with Applicable Laws 68 SECTION 6.09. Use of Letters of Credit and Proceeds 94102 Section 3.13 Tax 94102 Section 3.14 No Material Misstatements 94103 Section 3.15 Employee Benefit Plans 95103 Section 3.16 68 SECTION 6.10. Continuation of and Change in Businesses 68 SECTION 6.11. Visitation 68 ARTICLE VII 68 NEGATIVE COVENANTS 68 SECTION 7.01. Mergers 68 SECTION 7.02. Dispositions 69 SECTION 7.03. Liens 70 SECTION 7.04. Transactions with Affiliates 72 SECTION 7.05. Ratio of Total Funded Debt to Total Capitalization 72 SECTION 7.06. Consolidated Net Worth 72 SECTION 7.07. Indebtedness 72 SECTION 7.08. Financial Strength Ratings 73 SECTION 7.09. Private Act 73 ARTICLE VIII 73 EVENTS OF DEFAULT 73 ARTICLE IX 77 THE ADMINISTRATIVE AGENT 77 ARTICLE X 79 MISCELLANEOUS 79 SECTION 10.01. Notices 79 SECTION 10.02. Waivers; Amendments 80 SECTION 10.03. Expenses; Indemnity; Damage Waiver 81 SECTION 10.04. Successors and Assigns 83 SECTION 10.05. Survival 87 SECTION 10.06. Counterparts; Integration; Effectiveness 87 SECTION 10.07. Severability 87 SECTION 10.08. Right of Setoff 88 SECTION 10.09. Governing Law; Jurisdiction; Etc. 88 SECTION 10.10. WAIVER OF JURY TRIAL 89 SECTION 10.11. Headings 89 SECTION 10.12. Treatment of Certain Information; Confidentiality 89 SECTION 10.13. Judgment Currency 90 SECTION 10.14. USA PATRIOT Act 91 SECTION 10.15. NO FIDUCIARY DUTY 91 SECTION 10.16. ILLEGALITY 91 SCHEDULE I - Commitments SCHEDULE II - Indebtedness and Liens SCHEDULE III - Litigation SCHEDULE IV - Environmental Matters 95103 Section 3.17 Security Documents 95104 Section 3.18 Solvency 97105 Section 3.19 Labor Matters 97105 Section 3.20 SCHEDULE V - Subsidiaries SCHEDULE VI - Existing Letters of Credit EXHIBIT A - Form of Assignment and Assumption EXHIBIT B - Form of Confirming Lender Agreement EXHIBIT C Form of Borrowing Request EXHIBIT D Form of Interest Election Request UNSECURED CREDIT AGREEMENT dated as of December 9, 2011 (as amended, restated, supplemented or otherwise modified from time to time, this “Agreement”), among XL GROUP PLC, an Irish public limited company (“XL Group”), XLIT LTD., an exempted company incorporated in the Cayman Islands with limited liability (“XLIT”), X.L. AMERICA, INC., a Delaware corporation (“XL America”), XL INSURANCE (BERMUDA) LTD, a Bermuda limited liability company (“XL Insurance 97106 Section 3.21 Intellectual Property(Bermuda)”), XL RE LTD, a Bermuda limited liability company (“XL Re”), XL RE EUROPE LIMITED, an Irish limited liability company (“XL Re Europe”), XL INSURANCE COMPANY LIMITED, a limited company domiciled in the United Kingdom (“XL Insurance”), XL INSURANCE SWITZERLAND LTD, a company limited by shares organized under the laws of Switzerland (“XL Switzerland”), and XL LIFE LTD, a Bermuda company (“XL Life” and together with XL Group, XLIT, XL America, XL Insurance (Bermuda), XL Re, XL Re Europe, XL Insurance and XL Switzerland, each an “Account Party” and collectively, the “Account Parties”; LicensesXL Group, EtcXLIT, XL America, XL Insurance (Bermuda), XL Re and XL Life, each a “Guarantor” and collectively the “Guarantors”; the Account Parties and the Guarantors being collectively referred to as the “Obligors”), the LENDERS party hereto, and JPMORGAN CHASE BANK, N.A., as Administrative Agent. 97106 Section 3.22 USA XXXXXXX Xxx 00000 Section 3.23 Anti-Corruption Laws The Account Parties have requested that the Lenders issue letters of credit for their account and Sanctions 98106 Section 3.24 A Jersey make loans to them in an aggregate face or principal amount not exceeding $1,350,000,000 at any one time outstanding (subject to the Loan Party 98106 Section 3.25 EEA Financial Institutions 98107 Section 3.26 Beneficial Ownership Certificate 98107 Section 3.27 Centre Sublimit (as defined below)), and the Lenders are prepared to issue such letters of Main Interests 98107 Section 3.28 UK Pensions 99107 Section 3.29 Irish Pensions 99107 Section 3.30 Ranking 99107 ARTICLE IV Conditions of Lending Section 4.01 Closing Date 99107 Section 4.02 Subsequent Credit Events 103112 ARTICLE Vcredit and make such loans upon the terms and conditions hereof. Accordingly, the parties hereto agree as follows:

Payments Generally; Pro Rata Treatment. Sharing of Set-offs 8291 31 Section 2.19 Mitigation Obligations2.16. Lender’s Obligation to Mitigate; Replacement of Lenders 8593 33 Section 2.20 Illegality 8695 2.17. Judgment Currency 34 ARTICLE 3 REPRESENTATIONS AND WARRANTIES Section 2.21 Incremental Term Loan Commitments 8795 Section 2.22 Extensions of Term Loans and Commitments 8997 Section 2.23 Refinancing Amendments 9098 Page ARTICLE III Representations and Warranties Section 3.01 3.01. Organization; Powers 9199 35 Section 3.02 Authorization 91100 3.02. Authorization; Enforceability 35 Section 3.03 Enforceability 92100 3.03. Governmental Approvals; No Conflicts 35 Section 3.04 Governmental Approvals 92100 Section 3.05 3.04. Financial Statements 92101 Section 3.06 Statements; No Material Adverse Effect 93101 Change 35 Section 3.07 Title to Properties; Possession Under Leases; Flood Documentation 93101 3.05. Properties 36 Section 3.08 Subsidiaries 93101 3.06. Litigation and Environmental Matters 37 Section 3.09 Litigation; 3.07. Compliance with Law 93102 Laws and Agreements 37 Section 3.10 Federal Reserve Regulations 94102 3.08. Investment and Holding Company Status 37 Section 3.11 Investment Company Act 94102 3.09. Taxes 37 Section 3.12 3.10. Disclosure 38 Section 3.11. Pari Passu Status 38 Section 3.12. Subsidiaries 38 Section 3.13. Insurance 38 Section 3.14. Labor Matters 38 Section 3.15. Solvency 38 Section 3.16. Legal Form 38 ARTICLE 4 CONDITIONS Section 4.01. Effective Date 39 Section 4.02. Conditions To Borrowing 39 ARTICLE 5 AFFIRMATIVE COVENANTS Section 5.01. Financial Statements and Other Information 42 Section 5.02. Notice of Material Events 43 Section 5.03. Existence; Conduct of Business 44 Section 5.04. Payment of Obligations 44 Section 5.05. Maintenance of Properties 44 Section 5.06. Insurance 44 Section 5.07. Proper Records; Rights to Inspect and Appraise 44 Section 5.08. Compliance with Laws 45 Section 5.09. Use of Proceeds 94102 45 Section 3.13 Tax 94102 5.10. Further Assurances 45 Section 3.14 No Material Misstatements 94103 5.11. Covenants During Bridge Period 45 Section 3.15 Employee Benefit Plans 95103 6.01. Liens 45 Section 3.16 Environmental Matters 95103 6.02. Fundamental Changes 46 Section 3.17 Security Documents 95104 6.03. Transactions with Affiliates 47 Section 3.18 Solvency 97105 6.04. Restrictive Agreements 47 Section 3.19 Labor Matters 97105 6.05. Interest Expense Coverage Ratio 48 Section 3.20 Insurance 97106 6.06. Leverage Ratio 49 Section 3.21 Intellectual Property; Licenses, Etc6.07. 97106 Section 3.22 USA XXXXXXX Xxx 00000 Section 3.23 Anti-Corruption Laws and Sanctions 98106 Section 3.24 A Jersey Loan Party 98106 Section 3.25 EEA Financial Institutions 98107 Section 3.26 Beneficial Ownership Certificate 98107 Section 3.27 Centre of Main Interests 98107 Section 3.28 UK Pensions 99107 Section 3.29 Irish Pensions 99107 Section 3.30 Ranking 99107 ARTICLE IV Conditions of Lending Section 4.01 Closing Date 99107 Section 4.02 Subsequent Credit Events 103112 ARTICLE VSubsidiary Debt 49

Payments Generally; Pro Rata Treatment. Sharing of Set-offs 8291 Section 2.19 28 SECTION 2.21. Mitigation Obligations; Replacement of Lenders 8593 Section 2.20 Illegality 8695 Section 2.21 Incremental Term Loan Commitments 8795 Section 2.22 Extensions of Term Loans and Commitments 8997 Section 2.23 Refinancing Amendments 9098 Page 29 SECTION 2.22. Defaulting Lenders 30 ARTICLE III Representations and Warranties Section 3.01 32 Reserved 32 ARTICLE IV 32 REPRESENTATIONS AND WARRANTIES 32 SECTION 4.01. Organization; Powers 9199 Section 3.02 Authorization 91100 Section 3.03 32 SECTION 4.02. Authorization; Enforceability 92100 Section 3.04 32 SECTION 4.03. Governmental Approvals 92100 Section 3.05 Approvals; No Conflicts 32 SECTION 4.04. Financial Statements 92101 Section 3.06 Condition; No Material Adverse Effect 93101 Section 3.07 Title to Properties; Possession Under Leases; Flood Documentation 93101 Section 3.08 Subsidiaries 93101 Section 3.09 Litigation; Change 32 SECTION 4.05. Properties 33 SECTION 4.06. Litigation and Environmental Matters 33 SECTION 4.07. Compliance with Law 93102 Section 3.10 Federal Reserve Regulations 94102 Section 3.11 Laws and Agreements 33 SECTION 4.08. Investment Company Act 94102 Section 3.12 Status 34 SECTION 4.09. Taxes 34 SECTION 4.10. ERISA 34 SECTION 4.11. Disclosure 34 SECTION 4.12. Use of Proceeds 94102 Section 3.13 Tax 94102 Section 3.14 No Material Misstatements 94103 Section 3.15 Employee Benefit Plans 95103 Section 3.16 Credit 34 SECTION 4.14. Withholding Taxes 35 SECTION 4.15. Stamp Taxes 35 SECTION 4.16. Legal Form 35 ARTICLE V 35 CONDITIONS 35 SECTION 5.01. Effective Date 35 SECTION 5.02. Each Credit Event 36 ARTICLE VI 37 COVENANTS 37 SECTION 6.01 Reporting 37 SECTION 6.02 Reserved 38 SECTION 6.03 Corporate Existence 38 SECTION 6.04 Maintenance of Properties 38 SECTION 6.05 Statement by the Company as to Default 39 SECTION 6.06 Limitation on Liens on Stock of Designated Subsidiaries 39 SECTION 6.07 Waiver of Certain Covenants 39 ARTICLE VII 40 RESERVED 40 ARTICLE VIII 40 EVENTS OF DEFAULT 40 ARTICLE IX 42 THE ADMINISTRATIVE AGENT 42 ARTICLE X 44 MISCELLANEOUS 44 SECTION 10.01. Notices 44 SECTION 10.02. Waivers; Amendments 45 SECTION 10.03. Expenses; Indemnity; Damage Waiver 46 SECTION 10.04. Successors and Assigns 47 SECTION 10.05. Survival 50 SECTION 10.06. Counterparts; Integration; Effectiveness 51 SECTION 10.07. Severability 51 SECTION 10.08. Right of Setoff 51 SECTION 10.09. Governing Law; Jurisdiction; Etc 51 SECTION 10.10. WAIVER OF JURY TRIAL 52 SECTION 10.11. Headings 53 SECTION 10.12. Treatment of Certain Information; Confidentiality 53 SECTION 10.13. Judgment Currency 54 SECTION 10.14. USA PATRIOT Act 54 SECTION 10.15. NO FIDUCIARY DUTY 54 SECTION 10.16. ILLEGALITY 55 SCHEDULE I - Commitments SCHEDULE II - Litigation SCHEDULE III - Environmental Matters 95103 Section 3.17 Security Documents 95104 Section 3.18 Solvency 97105 Section 3.19 Labor Matters 97105 Section 3.20 Insurance 97106 Section 3.21 Intellectual Property; LicensesEXHIBIT A - Form of Assignment and Assumption EXHIBIT B - Form of Borrowing Request EXHIBIT C - Form of Interest Election Request EXHIBIT D - Form of Letter of Credit CREDIT AGREEMENT dated as of August 6, Etc2013 (as amended, restated, supplemented or otherwise modified from time to time, this “Agreement”), among XLIT LTD., an exempted company incorporated in the Cayman Islands with limited liability (the “Company”), the LENDERS party hereto, and CITICORP USA, INC., as Administrative Agent and Issuing Lender. 97106 Section 3.22 USA XXXXXXX Xxx 00000 Section 3.23 Anti-Corruption Laws The Company has requested that the Issuing Lender issue letters of credit for its account and Sanctions 98106 Section 3.24 A Jersey Loan Party 98106 Section 3.25 EEA Financial Institutions 98107 Section 3.26 Beneficial Ownership Certificate 98107 Section 3.27 Centre that the Lenders make loans to it in an aggregate face or principal amount not exceeding the aggregate amount of Main Interests 98107 Section 3.28 UK Pensions 99107 Section 3.29 Irish Pensions 99107 Section 3.30 Ranking 99107 ARTICLE IV Conditions Commitments at any one time outstanding, and the Issuing Lender and Lenders are prepared to issue such letters of Lending Section 4.01 Closing Date 99107 Section 4.02 Subsequent Credit Events 103112 ARTICLE Vcredit and make such loans upon the terms and conditions hereof. Accordingly, the parties hereto agree as follows:

Payments Generally; Pro Rata Treatment. Sharing of Set-offs 8291 Section 2.19 27 2.17 Currency Indemnity 29 2.18 Mitigation Obligations; Replacement of Lenders 8593 Section 2.20 Illegality 8695 Section 2.21 Incremental Term Loan Commitments 8795 Section 2.22 Extensions of Term Loans and Commitments 8997 Section 2.23 Refinancing Amendments 9098 Page 29 ARTICLE III Representations and Warranties Section 3.01 3 REPRESENTATIONS AND WARRANTIES 30 3.1 Organization; Powers 9199 Section 3.02 Authorization 91100 Section 3.03 30 3.2 Authorization; Enforceability 92100 Section 3.04 31 3.3 Governmental Approvals 92100 Section 3.05 Approvals; No Conflicts 31 3.4 Financial Statements 92101 Section 3.06 Condition; No Material Adverse Effect 93101 Section 3.07 Title to Properties; Possession Under Leases; Flood Documentation 93101 Section 3.08 Subsidiaries 93101 Section 3.09 Litigation; 31 3.5 Litigation 32 3.6 Compliance with Law 93102 Section Laws and Agreements 32 TABLE OF CONTENTS (continued) Page 3.7 Taxes 32 3.8 Titles to Assets. 32 3.9 Disclosure 33 3.10 Federal Reserve Regulations 94102 Section Defaults 33 3.11 Investment Company Act 94102 Section Casualties; Taking of Properties 33 3.12 Use of Proceeds 94102 Section Subsidiaries 33 3.13 Tax 94102 Section Insurance 33 3.14 No Material Misstatements 94103 Section Solvency 33 3.15 Employee Benefit Plans 95103 Section 3.16 Environmental Matters 95103 Section 33 3.16 Fiscal Year 35 3.17 Security Documents 95104 Section Intellectual Property Rights 35 3.18 Solvency 97105 Section Investment and Holding Company Status 35 3.19 Labor Matters 97105 Section ERISA 35 3.20 Arrangement Agreement 35 ARTICLE 4 CONDITIONS 36 4.1 Effective Date 36 4.2 Confirmation of Satisfaction of Pre-Closing Conditions 39 ARTICLE 5 AFFIRMATIVE COVENANTS 40 5.1 Financial Statements and Other Information 40 5.2 Existence; Conduct of Business 42 5.3 Payment of Obligations 42 5.4 Maintenance of Properties 42 5.5 Books and Records; Inspection Rights 42 5.6 Compliance with Laws 43 5.7 Further Assurances 43 5.8 Insurance 97106 Section 3.21 Intellectual Property; Licenses, Etc. 97106 Section 3.22 USA XXXXXXX Xxx 00000 Section 3.23 Anti-Corruption Laws 43 5.9 Operation and Sanctions 98106 Section 3.24 A Jersey Loan Party 98106 Section 3.25 EEA Financial Institutions 98107 Section 3.26 Beneficial Ownership Certificate 98107 Section 3.27 Centre Maintenance of Main Interests 98107 Section 3.28 UK Pensions 99107 Section 3.29 Irish Pensions 99107 Section 3.30 Property 43 5.10 Total Debt to Total Capitalization Ratio 43 5.11 Ranking 99107 43 5.12 Most Favoured Nations 43 5.13 Material Subsidiaries 44 TABLE OF CONTENTS (continued) Page 5.14 Change of Control 44 5.15 Purpose 45 5.16 Completion of Acquisition 45 5.17 Purchased Royalty 45 ARTICLE IV Conditions of Lending Section 4.01 Closing Date 99107 Section 4.02 Subsequent Credit Events 103112 ARTICLE V6 NEGATIVE COVENANTS 45

Payments Generally; Pro Rata Treatment. Sharing of Set-offs 8291 Section 2.19 SECTION 2.19. Mitigation Obligations; Replacement of Lenders 8593 Section 2.20 Illegality 8695 Section 2.21 Incremental Term Loan Commitments 8795 Section 2.22 Extensions of Term Loans and Commitments 8997 Section 2.23 Refinancing Amendments 9098 Page ARTICLE SECTION 2.20. Expansion Option SECTION 2.21. Judgment Currency SECTION 2.22. Defaulting Lenders Article III Representations and Warranties Section 3.01 SECTION 3.01. Organization; Powers 9199 Section 3.02 Authorization 91100 Section 3.03 Powers; Subsidiaries SECTION 3.02. Authorization; Enforceability 92100 Section 3.04 SECTION 3.03. Governmental Approvals 92100 Section 3.05 Approvals; No Conflicts SECTION 3.04. Financial Statements 92101 Section 3.06 Condition; No Material Adverse Effect 93101 Section 3.07 Title to Properties; Possession Under Leases; Flood Documentation 93101 Section 3.08 Subsidiaries 93101 Section 3.09 Change SECTION 3.05. Properties SECTION 3.06. Litigation; , Environmental and Labor Matters SECTION 3.07. Compliance with Law 93102 Section 3.10 Laws SECTION 3.08. Investment Company Status SECTION 3.09. Taxes SECTION 3.10. ERISA SECTION 3.11. Disclosure Page 1 19 19 20 20 21 21 21 22 22 23 24 28 28 30 30 31 32 33 33 34 35 35 38 40 41 42 42 44 44 44 44 44 45 45 45 45 45 SECTION 3.12. Federal Reserve Regulations 94102 Section 3.11 Investment Company Act 94102 Section 3.12 46 TABLE OF CONTENTS (continued) Page SECTION 3.13. Liens SECTION 3.14. No Default Article IV Conditions SECTION 4.01. Effective Date SECTION 4.02. Each Credit Event Article V Affirmative Covenants SECTION 5.01. Financial Statements and Other Information SECTION 5.02. Notices of Material Events SECTION 5.03. Existence; Conduct of Business SECTION 5.04. Payment of Taxes SECTION 5.05. Maintenance of Properties; Insurance SECTION 5.06. Books and Records; Inspection Rights SECTION 5.07. Compliance with Laws and Material Contractual Obligations SECTION 5.08. Use of Proceeds 94102 Section 3.13 Tax 94102 Section 3.14 No Material Misstatements 94103 Section 3.15 Employee Benefit Plans 95103 Section 3.16 Environmental Matters 95103 Section 3.17 Security Documents 95104 Section 3.18 Solvency 97105 Section 3.19 Labor Matters 97105 Section 3.20 Insurance 97106 Section 3.21 Intellectual Property; Licenses, Etc. 97106 Section 3.22 USA XXXXXXX Xxx 00000 Section 3.23 Anti-Corruption Laws and Sanctions 98106 Section 3.24 A Jersey Loan Party 98106 Section 3.25 EEA Financial Institutions 98107 Section 3.26 Beneficial Ownership Certificate 98107 Section 3.27 Centre of Main Interests 98107 Section 3.28 UK Pensions 99107 Section 3.29 Irish Pensions 99107 Section 3.30 Ranking 99107 ARTICLE IV Conditions of Lending Section 4.01 Closing Date 99107 Section 4.02 Subsequent Credit Events 103112 ARTICLE VProceeds

Payments Generally; Pro Rata Treatment. Sharing of Set-offs 8291 Section 2.19 69 SECTION 4.02 Taxes/Additional Payments 71 SECTION 4.03 Mitigation Obligations; Replacement of Lenders 8593 Section 2.20 Illegality 8695 Section 2.21 Incremental Term Loan Commitments 8795 Section 2.22 Extensions 75 SECTION 4.04 Financial Assistance 76 SECTION 4.05 UK Limitation 78 ARTICLE V CONDITIONS PRECEDENT SECTION 5.01 Conditions Precedent to the Effective Date 78 SECTION 5.02 Conditions Precedent to All Credit Events 85 ARTICLE VI REPRESENTATIONS AND WARRANTIES SECTION 6.01 Organization and Qualification 87 SECTION 6.02 Authorization, Validity, Etc. 87 SECTION 6.03 Governmental Consents, Etc. 87 SECTION 6.04 No Breach or Violation of Term Loans and Commitments 8997 Section 2.23 Refinancing Amendments 9098 Page ARTICLE III Representations and Warranties Section 3.01 OrganizationLaw or Agreements 88 SECTION 6.05 Litigation 88 SECTION 6.06 Information; Powers 9199 Section 3.02 Authorization 91100 Section 3.03 Enforceability 92100 Section 3.04 Governmental Approvals 92100 Section 3.05 Financial Statements 92101 Section 3.06 No Material Adverse Effect 93101 Section 3.07 Title to Properties; Possession Under Leases; Flood Documentation 93101 Section 3.08 Subsidiaries 93101 Section 3.09 Litigation; Compliance with Law 93102 Section 3.10 Federal Reserve Regulations 94102 Section 3.11 Change 88 SECTION 6.07 Investment Company Act 94102 Section 3.12 Use of Proceeds 94102 Section 3.13 Tax 94102 Section 3.14 No Material Misstatements 94103 Section 3.15 Employee Act; Margin Regulations 89 SECTION 6.08 ERISA; Canadian Defined Benefit Plans 95103 Section 3.16 Environmental Matters 95103 Section 3.17 Security Documents 95104 Section 3.18 Solvency 97105 Section 3.19 Labor Matters 97105 Section 3.20 Insurance 97106 Section 3.21 Intellectual Property; Licenses, Etc. 97106 Section 3.22 USA XXXXXXX Xxx 00000 Section 3.23 89 SECTION 6.09 Tax Returns and Payments 89 SECTION 6.10 Requirements of Law 90 SECTION 6.11 No Default 90 SECTION 6.12 Anti-Corruption Laws and Sanctions 98106 Section 3.24 A Jersey Loan Party 98106 Section 3.25 90 SECTION 6.13 Properties 91 SECTION 6.14 No Restrictive Agreements 91 SECTION 6.15 Solvency 91 SECTION 6.16 Insurance 91 SECTION 6.17 Rank of Obligations 91 SECTION 6.18 Liens 91 SECTION 6.19 Security Interest in Collateral 91 SECTION 6.20 Capital Stock 92 SECTION 6.21 EEA Financial Institutions 98107 Section 3.26 Beneficial Ownership Certificate 98107 Section 3.27 Centre 92 SECTION 6.22 Compliance with the Swiss Non-Bank Rules 92 SECTION 6.23 Dutch Fiscal Unity 93 SECTION 6.24 Tax Residency 93 SECTION 6.25 Status as a Holding Company 93 ARTICLE VII AFFIRMATIVE COVENANTS SECTION 7.01 Information Covenants 93 SECTION 7.02 Books, Records and Inspections 96 SECTION 7.03 Insurance 96 SECTION 7.04 Payment of Main Interests 98107 Section 3.28 UK Pensions 99107 Section 3.29 Irish Pensions 99107 Section 3.30 Ranking 99107 Taxes and other Claims 97 SECTION 7.05 Existence 97 SECTION 7.06 ERISA Compliance 97 SECTION 7.07 Compliance with Laws and Material Contractual Obligations 97 SECTION 7.08 Additional Guarantors; Additional Specified Jurisdictions 98 SECTION 7.09 Designation of Unrestricted Subsidiaries; Redesignation of Unrestricted Subsidiaries as Restricted Subsidiaries 102 SECTION 7.10 Compliance with the Swiss Non-Bank Rules 103 SECTION 7.11 Post-Closing Grant and Perfection Requirements Matters 103 SECTION 7.12 Status as a Holding Company 103 SECTION 7.13 Lender Meeting 103 SECTION 7.14 Maintenance of Properties 103 SECTION 7.15 Xxxxxx Xxxxxxx Letters of Credit 104 ARTICLE IV Conditions VIII NEGATIVE COVENANTS SECTION 8.01 Indebtedness 104 SECTION 8.02 Fundamental Changes 107 SECTION 8.03 Material Change in Business 108 SECTION 8.04 Liens 108 SECTION 8.05 Asset Dispositions 109 SECTION 8.06 Investments 110 SECTION 8.07 Swap Agreements 112 SECTION 8.08 Restricted Payments 112 SECTION 8.09 Minimum Liquidity 114 SECTION 8.10 Limitation on Transactions with Affiliates 114 SECTION 8.11 Restrictive Agreements 114 SECTION 8.12 Use of Lending Section 4.01 Closing Date 99107 Section 4.02 Subsequent Credit Events 103112 ARTICLE VProceeds 115 SECTION 8.13 Changes to Fiscal Year 116 SECTION 8.14 Amendments to Documents Governing Certain Indebtedness 116 SECTION 8.15 Limitation on Equity Issuances 116 SECTION 8.16 Book Value of Assets 116

Payments Generally; Pro Rata Treatment. Sharing of Set-offs 8291 47 Section 2.19 2.18. Mitigation Obligations; Replacement of Lenders 8593 49 Section 2.20 Illegality 8695 Section 2.21 Incremental Term Loan Commitments 8795 Section 2.22 Extensions of Term Loans and Commitments 8997 Section 2.23 Refinancing Amendments 9098 Page 2.19. Successor LIBOR 50 ARTICLE III Representations and Warranties REPRESENTATIONS AND WARRANTIES 51 Section 3.01 3.01. Organization; Powers 9199 51 Section 3.02 Authorization 91100 3.02A. Authorization; Enforceability 51 Section 3.03 3.02B. Authorization; Enforceability 92100 51 Section 3.04 3.03A. Governmental Approvals 92100 Approvals; No Conflicts 51 Section 3.05 3.03B. Governmental Approvals; No Conflicts 52 Section 3.04. Financial Statements 92101 Section 3.06 Condition; No Material Adverse Effect 93101 Change 52 Section 3.07 Title to Properties; Possession Under Leases; Flood Documentation 93101 3.05. Properties 52 Section 3.08 Subsidiaries 93101 3.06. Litigation and Environmental Matters 52 Section 3.09 Litigation; 3.07. Compliance with Law 93102 Laws and Agreements 53 Section 3.10 3.08. Federal Reserve Regulations 94102 53 Section 3.11 3.09. Investment Company Act 94102 Status 53 Section 3.12 Use of Proceeds 94102 3.10. Taxes 53 Section 3.13 Tax 94102 3.11. ERISA 53 Section 3.14 No Material Misstatements 94103 3.12. Disclosure 53 Section 3.15 Employee Benefit Plans 95103 3.13. Solvency 54 Section 3.16 Environmental Matters 95103 Section 3.17 Security Documents 95104 Section 3.18 Solvency 97105 Section 3.19 Labor Matters 97105 Section 3.20 Insurance 97106 Section 3.21 Intellectual Property; Licenses, Etc3.14. 97106 Section 3.22 USA XXXXXXX Xxx 00000 Section 3.23 Anti-Corruption Laws and Sanctions 98106 Sanction Laws 54 Section 3.24 A Jersey 3.15. Affected Financial Institution 54 Section 3.16. Collateral Matters 54 Section 3.17. Subsidiaries; Loan Party 98106 Parties 55 Section 3.25 EEA 3.18. Insurance 55 ARTICLE IV CONDITIONS 56 Section 4.01. Closing Date 56 ARTICLE V AFFIRMATIVE COVENANTS 57 Section 5.01. Financial Statements and Other Information 57 Section 5.02. Notices of Material Events 58 Section 5.03. Existence; Conduct of Business 59 Section 5.04. Taxes 59 Section 5.05. Business and Properties 59 Section 5.06. Books and Records; Inspection Rights 59 Section 5.07. Compliance with Laws 59 Section 5.08. Use of Proceeds 60 Section 5.09. Additional Subsidiaries 60 Section 5.10. Covenant to Guarantee the Obligations; Covenant to Give Security 60 Section 5.11. Information Regarding the Collateral 61 Section 5.12. Maintenance of Insurance 61 ARTICLE VI NEGATIVE COVENANTS 61 Section 6.01. Liens 62 Section 6.02. Subsidiary Indebtedness 63 Section 6.03. Sale and Leaseback Transactions 65 Section 6.04A. Fundamental Changes 65 Section 6.04B. Fundamental Changes 66 Section 6.05A. Restrictive Agreements 66 Section 6.05B. Restrictive Agreements 67 Section 6.06. Leverage Ratio 67 Section 6.07. Ratio of Consolidated EBITDA to Consolidated Interest Expense 68 Section 6.08. Investments 68 Section 6.09A. Share Repurchases 69 Section 6.09B. Restricted Payments 69 Section 6.10. Asset Sales 70 ARTICLE VII EVENTS OF DEFAULT 70 ARTICLE VIII THE AGENTS 73 ARTICLE IX [RESERVED] 78 ARTICLE X MISCELLANEOUS 78 Section 10.01. Notices 78 Section 10.02. Waivers; Amendments 79 Section 10.03. Expenses; Indemnity; Damage Waiver 81 Section 10.04. Successors and Assigns 82 Section 10.05. Survival 85 Section 10.06. Counterparts; Integration; Effectiveness 85 Section 10.07. Severability 86 Section 10.08. Right of Setoff 86 Section 10.09. Governing Law; Jurisdiction; Consent to Service of Process 86 Section 10.10. WAIVER OF JURY TRIAL 87 Section 10.11. Headings 87 Section 10.12. Confidentiality; Non-Public Information 87 Section 10.13. Conversion of Currencies 88 Section 10.14. Interest Rate Limitation 88 Section 10.15. Patriot Act 88 Section 10.16. No Fiduciary Relationship 89 Section 10.17. Electronic Execution 89 Section 10.18. Payments Set Aside 89 Section 10.19. Acknowledgement and Consent to Bail-In of Affected Financial Institutions 98107 90 Section 3.26 Beneficial Ownership 10.20. Acknowledgement Regarding Any Supported QFCs 90 SCHEDULES: Schedule 2.01 – Commitments Schedule 3.17(a) – Subsidiaries Schedule 3.17(b) – Loan Parties Schedule 3.18 – Insurance Schedule 6.01 – Existing Liens Schedule 6.02 – Existing Subsidiary Indebtedness Schedule 6.03 – Existing Sale and Leaseback Transactions Schedule 6.05 – Restrictive Agreements EXHIBITS: Exhibit A -- Form of Assignment and Assumption Exhibit B -- Form of Interest Election Request Exhibit C -- Form of Note Exhibit D-1 -- Form of US Tax Compliance Certificate 98107 Section 3.27 Centre (For Foreign Lenders That Are Not Partnerships For U.S. Federal Income Tax Purposes) Exhibit D-2 -- Form of Main Interests 98107 Section 3.28 UK Pensions 99107 Section 3.29 Irish Pensions 99107 Section 3.30 Ranking 99107 ARTICLE IV Conditions US Tax Compliance Certificate (For Foreign Participants That Are Not Partnerships For U.S. Federal Income Tax Purposes) Exhibit D-3 -- Form of Lending Section 4.01 US Tax Compliance Certificate (For Foreign Participants That Are Partnerships For U.S. Federal Income Tax Purposes) Exhibit D-4 -- Form of US Tax Compliance Certificate (For Foreign Lenders That Are Partnerships For U.S. Federal Income Tax Purposes) Exhibit E -- Form of Guarantee Agreement Exhibit F -- Form of Security and Pledge Agreement Exhibit G Form of Secured Party Designation Notice THIS TERM LOAN CREDIT AGREEMENT dated as of August 17, 2018, is by and among CDK GLOBAL, INC., a Delaware corporation, the LENDERS party hereto, and BANK OF AMERICA, N.A., as Administrative Agent. The Borrower has requested that the Lenders extend credit in the form of Loans denominated in US Dollars in an aggregate principal amount of $600,000,000, available to the Borrower on the Closing Date 99107 Section 4.02 Subsequent Credit Events 103112 ARTICLE VDate. The proceeds of the Loans are to be used for general corporate purposes. The Lenders are willing to provide the Loans referred to in the preceding paragraph upon the terms and subject to the conditions set forth herein. Accordingly, the parties hereto agree as follows:

Payments Generally; Pro Rata Treatment. Sharing of Set-offs 8291 Set Off 14 Section 2.19 2.12 Taxes 16 Section 2.13 Mitigation Obligations; Replacement of Lenders 8593 18 Section 2.20 Illegality 8695 2.14 Defaulting Lenders 19 Section 2.21 Incremental Term Loan Commitments 8795 2.15 Usury Recapture 21 Section 2.22 2.16 Allocation 22 ARTICLE III. CONDITIONS 22 Section 3.1 Conditions to the Making of the First Advance 22 Section 3.2 Conditions to All Credit Extensions of Term Loans 25 ARTICLE IV. REPRESENTATIONS AND WARRANTIES 26 Section 4.1 Existence 26 Section 4.2 Power 27 Section 4.3 Authorization and Commitments 8997 Approvals 27 Section 2.23 Refinancing Amendments 9098 Page ARTICLE III Representations 4.4 Enforceable Obligations 27 Section 4.5 Financial Reporting 27 Section 4.6 True and Warranties Complete Disclosure 28 Section 3.01 Organization; Powers 9199 Section 3.02 Authorization 91100 Section 3.03 Enforceability 92100 Section 3.04 Governmental Approvals 92100 Section 3.05 Financial Statements 92101 Section 3.06 No Material Adverse Effect 93101 Section 3.07 Title to Properties; Possession Under Leases; Flood Documentation 93101 Section 3.08 Subsidiaries 93101 Section 3.09 4.7 Litigation; Compliance with Law 93102 Laws 28 Section 3.10 Federal Reserve Regulations 94102 4.8 Use of Proceeds 29 Section 3.11 4.9 Investment Company Act 94102 29 Section 3.12 Use 4.10 Taxes 29 Section 4.11 Pension Plans 30 Section 4.12 Condition of Proceeds 94102 Section 3.13 Tax 94102 Section 3.14 No Material Misstatements 94103 Section 3.15 Employee Benefit Plans 95103 Section 3.16 Environmental Matters 95103 Section 3.17 Security Documents 95104 Section 3.18 Solvency 97105 Section 3.19 Labor Matters 97105 Section 3.20 Insurance 97106 Section 3.21 Intellectual Property; Casualties 30 Section 4.13 No Burdensome Restrictions; No Defaults 31 Section 4.14 Environmental Condition 31 Section 4.15 Permits, Licenses, Etc. 97106 32 Section 3.22 USA XXXXXXX Xxx 00000 4.16 Gas Contracts 32 Section 3.23 4.17 Liens; Titles, Leases, Etc. 33 Section 4.18 Solvency 33 Section 4.19 Hedging Agreements 33 Section 4.20 Material Agreements 33 Section 4.21 Equity Interests; Subsidiaries 33 Section 4.22 Labor Matters 34 Section 4.23 Insurance 34 Section 4.24 Foreign Assets Control Regulations 34 Section 4.25 Anti-Corruption Terrorism Law 35 ARTICLE V. AFFIRMATIVE COVENANTS 35 Section 5.1 Reserved 35 Section 5.2 Maintenance of Insurance 35 Section 5.3 Preservation of Corporate Existence, Etc. 37 Section 5.4 Payment of Taxes, Etc. 38 Section 5.5 Maintenance of Records; Visitation Rights 38 Section 5.6 Reporting Requirements 39 Section 5.7 Maintenance of Property 42 Section 5.8 Agreement to Pledge 42 Section 5.9 Use of Proceeds 42 Section 5.10 Title Evidence and Opinions 42 Section 5.11 Further Assurances; Cure of Title Defects 43 Section 5.12 Additional Collateral; Additional Guarantors 43 Section 5.13 Leases; Development and Maintenance 44 Section 5.14 Litigation and Other Notices 45 Section 5.15 Employee Benefits 45 Section 5.16 Compliance with Environmental Laws 46 Section 5.17 Information Regarding Collateral 46 Section 5.18 Immaterial Subsidiaries 47 ARTICLE VI. NEGATIVE COVENANTS 47 Section 6.1 Liens, Etc. 47 Section 6.2 Debts, Guarantees, and Sanctions 98106 Other Obligations 49 Section 3.24 A Jersey Loan Party 98106 6.3 Agreements Restricting Liens and Distributions 50 Section 3.25 EEA Financial Institutions 98107 6.4 Merger or Consolidation; Asset Sales 50 Section 3.26 Beneficial Ownership Certificate 98107 6.5 Restricted Payments 51 Section 3.27 Centre of Main Interests 98107 6.6 Reserved 51 Section 3.28 UK Pensions 99107 6.7 Investments 52 Section 3.29 Irish Pensions 99107 6.8 Reserved 53 Section 3.30 Ranking 99107 ARTICLE IV Conditions of Lending Section 4.01 Closing Date 99107 Section 4.02 Subsequent Credit Events 103112 ARTICLE V6.9 Compliance with ERISA 53

Payments Generally; Pro Rata Treatment. Sharing of Set-offs 8291 Section offs. 52 SECTION 2.19 Mitigation Obligations; Replacement of Lenders. 54 SECTION 2.20 Returned Payments 55 SECTION 2.21 Designation of Subsidiary Borrowers. 55 SECTION 2.22 Defaulting Lenders 8593 Section 2.20 Illegality 8695 Section 2.21 57 SECTION 2.23 Incremental Term Loan Revolving Commitments 8795 Section 2.22 Extensions 59 SECTION 2.24 Extension of Term Loans and Commitments 8997 Section 2.23 Refinancing Amendments 9098 Page Commitment Termination Date 60 ARTICLE III Representations and Warranties Section REPRESENTATIONS AND WARRANTIES 61 SECTION 3.01 Organization; Powers 9199 Section 62 SECTION 3.02 Authorization 91100 Section Authorization; Enforceability 62 SECTION 3.03 Enforceability 92100 Section Governmental Approvals; No Conflicts 62 SECTION 3.04 Governmental Approvals 92100 Section 3.05 Financial Statements 92101 Section 3.06 Condition; No Material Adverse Effect 93101 Section Change. 62 SECTION 3.05 Properties. 63 SECTION 3.06 Litigation and Environmental Matters. 63 SECTION 3.07 Title to Properties; Possession Under Leases; Flood Documentation 93101 Section 3.08 Subsidiaries 93101 Section 3.09 Litigation; Compliance with Law 93102 Section 3.10 Federal Reserve Regulations 94102 Section 3.11 Investment Company Act 94102 Section 3.12 63 SECTION 3.08 Taxes 63 - i – SECTION 3.09 ERISA 63 SECTION 3.10 Disclosure 64 SECTION 3.11 Use of Proceeds 94102 Section Credit 64 SECTION 3.12 Compliance with Laws and Agreements 64 SECTION 3.13 Tax 94102 Section No Default 64 SECTION 3.14 No Material Misstatements 94103 Section Solvency 64 SECTION 3.15 Employee Benefit Plans 95103 Section [Reserved] 64 SECTION 3.16 Environmental Consideration 64 SECTION 3.17 Capitalization and Subsidiaries 65 SECTION 3.18 Insurance 65 SECTION 3.19 Employment Matters 95103 Section 3.17 Security Documents 95104 Section 3.18 Solvency 97105 Section 3.19 Labor Matters 97105 Section 65 SECTION 3.20 Insurance 97106 Section 3.21 Intellectual PropertyAnti-Terrorism Laws; Licenses, Etc. 97106 Section 3.22 USA XXXXXXX Xxx 00000 Section 3.23 Anti-Corruption Laws and Sanctions 98106 Section 3.24 A Jersey Loan Party 98106 Section 3.25 65 SECTION 3.21 EEA Financial Institutions 98107 Section 3.26 Beneficial Ownership Certificate 98107 Section 3.27 Centre of Main Interests 98107 Section 3.28 UK Pensions 99107 Section 3.29 Irish Pensions 99107 Section 3.30 Ranking 99107 65 ARTICLE IV Conditions CONDITIONS 65 SECTION 4.01 Effective Date 65 SECTION 4.02 Each Credit Event 67 ARTICLE V AFFIRMATIVE COVENANTS 68 SECTION 5.01 Financial Statements and Other Information 68 SECTION 5.02 Notices of Lending Section 4.01 Closing Date 99107 Section 4.02 Subsequent Material Events 70 SECTION 5.03 Existence; Conduct of Business 70 SECTION 5.04 Taxes and Other Obligations 70 SECTION 5.05 Maintenance of Properties; Insurance 71 SECTION 5.06 Books and Records; Inspection Rights 71 SECTION 5.07 Compliance with Laws and Obligations. 71 SECTION 5.08 Use of Proceeds and Letters of Credit Events 103112 71 SECTION 5.09 Governmental Authorizations 72 SECTION 5.10 Maintenance of Ratings 72 SECTION 5.11 Additional Guarantors; Further Assurances 72 ARTICLE VVI NEGATIVE COVENANTS 72 SECTION 6.01 Indebtedness. 73 SECTION 6.02 Liens 75 SECTION 6.03 Fundamental Changes. 77 SECTION 6.04 Dispositions 77 SECTION 6.05 Transactions with Affiliates 78 SECTION 6.06 Investments, Loans, Advances, Guarantees and Acquisitions 79 SECTION 6.07 Sale and Leaseback Transactions 81 SECTION 6.08 Restricted Payments; Certain Payments of Indebtedness. 81 SECTION 6.09 Restrictive Agreements 82 SECTION 6.10 Amendment of Material Documents 83 SECTION 6.11 Financial Covenants 83 SECTION 6.12 Swap Agreements 83 SECTION 6.13 Changes in Fiscal Periods 84 SECTION 6.14 Lines of Business 84 ARTICLE VII EVENTS OF DEFAULT 84 ARTICLE VIII THE ADMINISTRATIVE AGENT 86 ARTICLE IX GUARANTEE 88 SECTION 9.01 The Guarantee 88 SECTION 9.02 Obligations Unconditional 89 SECTION 9.03 Reinstatement 90 SECTION 9.04 Subrogation 90 SECTION 9.05 Remedies 90 SECTION 9.06 Instrument for the Payment of Money 90 SECTION 9.07 Continuing Guarantee 91 SECTION 9.08 Indemnity and Subrogation 91 SECTION 9.09 Contribution and Subrogation 91 SECTION 9.10 Subordination 91 SECTION 9.11 Maximum Liability and Contribution 91 SECTION 9.12 Keepwell 92 SECTION 9.13 Release 92 ARTICLE X MISCELLANEOUS 92 SECTION 10.01 Notices 92 SECTION 10.02 Waivers; Amendments. 93 SECTION 10.03 Expenses; Indemnity; Damage Waiver. 95 SECTION 10.04 Successors and Assigns. 96 SECTION 10.05 Survival 100 SECTION 10.06 Counterparts; Integration; Effectiveness 100 SECTION 10.07 Severability 100 SECTION 10.08 Right of Setoff 101 SECTION 10.09 Governing Law; Jurisdiction; Judicial Proceedings; Etc. 101 SECTION 10.10 WAIVER OF JURY TRIAL 102 SECTION 10.11 Headings 102 SECTION 10.12 Confidentiality 102 SECTION 10.13 Judgment Currency 103 SECTION 10.14 Several Obligations; Nonreliance; Violation of Law 103 SECTION 10.15 Conflicts 104 SECTION 10.16 USA PATRIOT Act 104 SECTION 10.17 Appointment of Company as Agent 104 SECTION 10.18 Release of Guarantees. 105 SECTION 10.19 Acknowledgement and Consent to Bail-In of EEA Financial Institutions 105 SECTION 10.20 Existing Credit Agreement 106 SECTION 10.21 Suspended Terms 106 SCHEDULE 1.01A - Commitments SCHEDULE 2.06(l) - Existing Letters of Credit SCHEDULE 3.06(a) - Litigation SCHEDULE 3.06(b) - Environmental Matters SCHEDULE 3.17 - Capitalization and Subsidiaries SCHEDULE 5.02(d) - Environmental Matters SCHEDULE 6.01 - Indebtedness SCHEDULE 6.02 - Liens SCHEDULE 6.04 - Dispositions SCHEDULE 6.06 - Investments SCHEDULE 6.06(o) - Joint Venture Investments SCHEDULE 6.09 - Restrictive Agreements EXHIBIT A - Form of Assignment and Assumption EXHIBIT B - Form of Designation Letter EXHIBIT C - Form of Opinion of Counsel to the Loan Parties EXHIBIT D - [Reserved] EXHIBIT E - Form of Termination Letter EXHIBIT F - [Reserved] EXHIBIT G - Form of Joinder Agreement EXHIBIT H-1 - Form of U.S. Tax Compliance Certificate EXHIBIT H-2 - Form of U.S. Tax Compliance Certificate EXHIBIT H-3 - Form of U.S. Tax Compliance Certificate EXHIBIT H-4 - Form of U.S. Tax Compliance Certificate EXHIBIT I - Increased Facility Activation Notice EXHIBIT J - New Lender Supplement This AMENDED AND RESTATED CREDIT AGREEMENT (this “Agreement”), dated as of March 21, 2011, as amended and restated as of June 26, 2014, and as further amended and restated as of June 30, 2016, among BRUNSWICK CORPORATION, certain SUBSIDIARIES of Brunswick Corporation that may be SUBSIDIARY BORROWERS party hereto, certain SUBSIDIARIES of Brunswick Corporation that shall be GUARANTORS party hereto, the LENDERS party hereto, JPMORGAN CHASE BANK, N.A., as Administrative Agent, JPMORGAN CHASE BANK, N.A., XXXXXXX LYNCH, PIERCE, XXXXXX & XXXXX INCORPORATED and XXXXX FARGO SECURITIES, LLC, as Joint Lead Arrangers and Joint Bookrunners, BANK OF AMERICA, N.A. and XXXXX FARGO BANK, N.A., as Syndication Agents, and SUNTRUST BANK, U.S. BANK NATIONAL ASSOCIATION and CITIZENS BANK N.A., as Documentation Agents.

Payments Generally; Pro Rata Treatment. Sharing of Set-offs 8291 68 Section 2.19 4.02 Presumption of Payment by the Borrower 69 Section 4.03 Certain Deductions by the Administrative Agent 69 Section 4.04 Disposition of Proceeds 70 ARTICLE VINCREASED COSTS; BREAK FUNDING PAYMENTS; TAXES Section 5.01 Increased Costs 70 Section 5.02 Break Funding Payments 71 Section 5.03 Taxes 72 Section 5.04 Mitigation Obligations; Replacement of Lenders 8593 75 ARTICLE VICONDITIONS PRECEDENT Section 2.20 Illegality 8695 6.01 Effective Date 76 Section 2.21 Incremental Term Loan Commitments 8795 6.02 Each Credit Event 80 ARTICLE VIIREPRESENTATIONS AND WARRANTIES Section 2.22 Extensions of Term Loans and Commitments 8997 Section 2.23 Refinancing Amendments 9098 Page ARTICLE III Representations and Warranties Section 3.01 7.01 Organization; Powers 9199 81 Section 3.02 Authorization 91100 7.02 Authority; Enforceability 82 Section 3.03 Enforceability 92100 7.03 Approvals; No Conflicts 82 Section 3.04 Governmental Approvals 92100 Section 3.05 7.04 Financial Statements 92101 Section 3.06 Condition; No Material Adverse Effect 93101 Change 82 Section 3.07 Title to Properties; Possession Under Leases; Flood Documentation 93101 7.05 Litigation 83 Section 3.08 Subsidiaries 93101 7.06 Environmental Matters 83 Section 3.09 Litigation; 7.07 Compliance with Law 93102 the Laws and Agreements; No Defaults or Borrowing Base Deficiency 85 Section 3.10 Federal Reserve Regulations 94102 Section 3.11 7.08 Investment Company Act 94102 85 Section 3.12 Use of Proceeds 94102 7.09 Taxes 85 Section 3.13 Tax 94102 7.10 ERISA 85 Section 3.14 7.11 Disclosure; No Material Misstatements 94103 86 Section 3.15 Employee Benefit Plans 95103 7.12 Insurance 86 Section 3.16 Environmental Matters 95103 7.13 Restriction on Liens 87 Section 3.17 Security Documents 95104 7.14 Subsidiaries 87 Section 3.18 7.15 Location of Business and Offices 87 Section 7.16 Properties; Titles, Etc 87 Section 7.17 Maintenance of Properties 88 Section 7.18 Gas Imbalances, Prepayments 89 Section 7.19 Marketing of Production 89 Section 7.20 Swap Agreements and Qualified ECP Guarantor 89 Section 7.21 Use of Loans and Letters of Credit 90 Section 7.22 Solvency 97105 90 Section 3.19 Labor Matters 97105 Section 3.20 Insurance 97106 Section 3.21 Intellectual Property; Licenses, Etc. 97106 Section 3.22 USA XXXXXXX Xxx 00000 Section 3.23 7.23 Anti-Corruption Laws and 90 Section 7.24 Sanctions 98106 90 Section 3.24 A Jersey Loan Party 98106 7.25 OP International. 90 Section 3.25 7.26 EEA Financial Institutions 98107 90 Section 3.26 7.27 DevCo Properties 91 Section 7.28 FERC 92 Section 7.29 State Regulation 93 Section 7.30 Title to Refined Products 93 Section 7.31 Beneficial Ownership Certificate 98107 Certification 93 ARTICLE VIIIAFFIRMATIVE COVENANTS Section 3.27 Centre 8.01 Financial Statements; Other Information 93 Section 8.02 Notices of Main Material Events 97 Section 8.03 Existence; Conduct of Business 97 Section 8.04 Payment of Obligations 98 Section 8.05 Performance of Obligations under Loan Documents 98 Section 8.06 Operation and Maintenance of Properties 98 Section 8.07 Insurance 99 Section 8.08 Books and Records; Inspection Rights 99 Section 8.09 Compliance with Laws 99 Section 8.10 Environmental Matters 100 Section 8.11 Reserve Reports 101 Section 8.12 Title Information 103 Section 8.13 Additional Collateral; Additional Guarantors 103 Section 8.14 ERISA Compliance 104 Section 8.15 DevCo Properties 105 Section 8.16 Marketing Activities 106 Section 8.17 Commodity Exchange Act Keepwell Provisions 106 Section 8.18 DevCo Parent Undertaking 107 Section 8.19 Ownership of DevCo Equity Interests 98107 107 Section 3.28 UK Pensions 99107 8.20 Ownership of General Partner Equity Interests 107 Section 3.29 Irish Pensions 99107 8.21 Unrestricted Subsidiaries 107 Section 3.30 Ranking 99107 8.22 Affirmative Hedging Covenant 107 Section 8.23 Post-Closing Covenants 107 ARTICLE IV Conditions of Lending IXNEGATIVE COVENANTS Section 4.01 Closing Date 99107 9.01 Financial Covenants 108 Section 4.02 Subsequent Credit Events 103112 ARTICLE V9.02 Debt 108 Section 9.03 Liens 110

Payments Generally; Pro Rata Treatment. Sharing of Set-offs 8291 Section 2.19 28 SECTION 2.21. Mitigation Obligations; Replacement of Lenders 8593 Section 2.20 Illegality 8695 Section 2.21 Incremental Term Loan Commitments 8795 Section 2.22 Extensions of Term Loans and Commitments 8997 Section 2.23 Refinancing Amendments 9098 Page 29 SECTION 2.22. Defaulting Lenders 30 ARTICLE III Representations and Warranties Section 3.01 32 Reserved 32 ARTICLE IV 32 REPRESENTATIONS AND WARRANTIES 32 SECTION 4.01. Organization; Powers 9199 Section 3.02 Authorization 91100 Section 3.03 32 SECTION 4.02. Authorization; Enforceability 92100 Section 3.04 32 SECTION 4.03. Governmental Approvals 92100 Section 3.05 Approvals; No Conflicts 32 SECTION 4.04. Financial Statements 92101 Section 3.06 Condition; No Material Adverse Effect 93101 Section 3.07 Title to Properties; Possession Under Leases; Flood Documentation 93101 Section 3.08 Subsidiaries 93101 Section 3.09 Litigation; Change 32 SECTION 4.05. Properties 33 SECTION 4.06. Litigation and Environmental Matters 33 SECTION 4.07. Compliance with Law 93102 Section 3.10 Federal Reserve Regulations 94102 Section 3.11 Laws and Agreements 33 SECTION 4.08. Investment Company Act 94102 Section 3.12 Status 34 SECTION 4.09. Taxes 34 SECTION 4.10. ERISA 34 SECTION 4.11. Disclosure 34 SECTION 4.12. Use of Proceeds 94102 Section 3.13 Tax 94102 Section 3.14 No Material Misstatements 94103 Section 3.15 Employee Benefit Plans 95103 Section 3.16 Credit 34 SECTION 4.14. Withholding Taxes 35 SECTION 4.15. Stamp Taxes 35 SECTION 4.16. Legal Form 35 ARTICLE V 35 CONDITIONS 35 SECTION 5.01. Effective Date 35 SECTION 5.02. Each Credit Event 36 ARTICLE VI 37 COVENANTS 37 SECTION 6.01 Reporting 37 SECTION 6.02 Reserved 38 SECTION 6.03 Corporate Existence 38 SECTION 6.04 Maintenance of Properties 38 SECTION 6.05 Statement by the Company as to Default 39 SECTION 6.06 Limitation on Liens on Stock of Designated Subsidiaries 39 SECTION 6.07 Waiver of Certain Covenants 39 ARTICLE VII 40 RESERVED 40 ARTICLE VIII 40 EVENTS OF DEFAULT 40 ARTICLE IX 42 THE ADMINISTRATIVE AGENT 42 ARTICLE X 44 MISCELLANEOUS 44 SECTION 10.01. Notices 44 SECTION 10.02. Waivers; Amendments 45 SECTION 10.03. Expenses; Indemnity; Damage Waiver 46 SECTION 10.04. Successors and Assigns 47 SECTION 10.05. Survival 50 SECTION 10.06. Counterparts; Integration; Effectiveness 51 SECTION 10.07. Severability 51 SECTION 10.08. Right of Setoff 51 SECTION 10.09. Governing Law; Jurisdiction; Etc 51 SECTION 10.10. WAIVER OF JURY TRIAL 52 SECTION 10.11. Headings 53 SECTION 10.12. Treatment of Certain Information; Confidentiality 53 SECTION 10.13. Judgment Currency 54 SECTION 10.14. USA PATRIOT Act 54 SECTION 10.15. NO FIDUCIARY DUTY 54 SECTION 10.16. ILLEGALITY 55 SCHEDULE I - Commitments SCHEDULE II - Litigation SCHEDULE III - Environmental Matters 95103 Section 3.17 Security Documents 95104 Section 3.18 Solvency 97105 Section 3.19 Labor Matters 97105 Section 3.20 Insurance 97106 Section 3.21 Intellectual Property; LicensesEXHIBIT A - Form of Assignment and Assumption EXHIBIT B - Form of Borrowing Request EXHIBIT C - Form of Interest Election Request EXHIBIT D - Form of Letter of Credit CREDIT AGREEMENT dated as of May 7, Etc2013 (as amended, restated, supplemented or otherwise modified from time to time, this “Agreement”), among XLIT LTD., an exempted company incorporated in the Cayman Islands with limited liability (the “Company”), the LENDERS party hereto, and CITICORP USA, INC., as Administrative Agent and Issuing Lender. 97106 Section 3.22 USA XXXXXXX Xxx 00000 Section 3.23 Anti-Corruption Laws The Company has requested that the Issuing Lender issue letters of credit for its account and Sanctions 98106 Section 3.24 A Jersey Loan Party 98106 Section 3.25 EEA Financial Institutions 98107 Section 3.26 Beneficial Ownership Certificate 98107 Section 3.27 Centre that the Lenders make loans to it in an aggregate face or principal amount not exceeding the aggregate amount of Main Interests 98107 Section 3.28 UK Pensions 99107 Section 3.29 Irish Pensions 99107 Section 3.30 Ranking 99107 ARTICLE IV Conditions Commitments at any one time outstanding, and the Issuing Lender and Lenders are prepared to issue such letters of Lending Section 4.01 Closing Date 99107 Section 4.02 Subsequent Credit Events 103112 ARTICLE Vcredit and make such loans upon the terms and conditions hereof. Accordingly, the parties hereto agree as follows:

Payments Generally; Pro Rata Treatment. Sharing of Set-offs 8291 Section 2.19 37 SECTION 2.17 Mitigation Obligations; Replacement of Lenders 8593 Section 2.20 Illegality 8695 Section 2.21 Incremental Term Loan Commitments 8795 Section 2.22 Extensions of Term Loans and Commitments 8997 Section 2.23 Refinancing Amendments 9098 Page 39 ARTICLE III Representations and Warranties Section 3.01 41 SECTION 3.1 Organization; Powers 9199 Section 3.02 Authorization 91100 Section 3.03 41 SECTION 3.2 Authorization; Enforceability 92100 Section 3.04 41 SECTION 3.3 Governmental Approvals 92100 Section 3.05 Approvals; No Conflicts 41 SECTION 3.4 Financial Statements 92101 Section 3.06 Condition; No Material Adverse Effect 93101 Section 3.07 Title to Change 42 SECTION 3.5 Properties 42 SECTION 3.6 Litigation and Environmental Matters 42 SECTION 3.7 Compliance with Laws and Agreements 43 SECTION 3.8 Investment and Holding Company Status 43 SECTION 3.9 Taxes 43 SECTION 3.10 ERISA 43 SECTION 3.11 Disclosure 44 SECTION 3.12 Margin Stock 44 SECTION 3.13 No Burdensome Restrictions 44 SECTION 3.14 Subsidiaries 44 SECTION 3.15 Solvency 44 ARTICLE IV Conditions 45 SECTION 4.1 Effective Date 45 SECTION 4.2 Each Credit Event 46 ARTICLE V Affirmative Covenants 48 SECTION 5.1 Financial Statements and Other Information 48 SECTION 5.2 Notices of Material Events 49 SECTION 5.3 Existence; Conduct of Business 50 SECTION 5.4 Payment of Obligations 50 SECTION 5.5 Maintenance of Properties; Possession Under LeasesInsurance 50 SECTION 5.6 Books and Records; Flood Documentation 93101 Section 3.08 Subsidiaries 93101 Section 3.09 Litigation; Inspection Rights 50 SECTION 5.7 Compliance with Law 93102 Section 3.10 Federal Reserve Regulations 94102 Section 3.11 Investment Company Act 94102 Section 3.12 Laws and Material Contractual Obligations 50 SECTION 5.8 Use of Proceeds 94102 Section 3.13 Tax 94102 Section 3.14 No Material Misstatements 94103 Section 3.15 Employee Benefit Plans 95103 Section 3.16 Environmental Matters 95103 Section 3.17 Security Documents 95104 Section 3.18 Solvency 97105 Section 3.19 Labor Matters 97105 Section 3.20 Insurance 97106 Section 3.21 Intellectual Property51 ARTICLE VI Negative Covenants 52 SECTION 6.1 Liens 52 SECTION 6.2 Fundamental Changes 53 SECTION 6.3 Investments, Loans, Advances, Guarantees and Acquisitions; Licenses, Etc. 97106 Section 3.22 USA XXXXXXX Xxx 00000 Section 3.23 Anti-Corruption Laws and Sanctions 98106 Section 3.24 A Jersey Loan Party 98106 Section 3.25 EEA Financial Institutions 98107 Section 3.26 Beneficial Ownership Certificate 98107 Section 3.27 Centre Hedging Agreements 53 SECTION 6.4 Transactions with Affiliates 55 SECTION 6.5 Restrictive Agreements 55 SECTION 6.6 Fixed Charges Coverage 56 SECTION 6.7 Ratio of Main Interests 98107 Section 3.28 UK Pensions 99107 Section 3.29 Irish Pensions 99107 Section 3.30 Ranking 99107 Consolidated Debt to Consolidated Total Capitalization 56 SECTION 6.8 Limitation on Sales of Assets 56 ARTICLE IV Conditions VII Events of Lending Section 4.01 Closing Date 99107 Section 4.02 Subsequent Credit Events 103112 ARTICLE VDefault 58

Payments Generally; Pro Rata Treatment. Sharing of Set-offs 8291 Section 2.19 37 SECTION 2.19. Mitigation Obligations; Replacement of Lenders 8593 Section 2.20 Illegality 8695 Section 2.21 Incremental Term Loan 38 SECTION 2.20. Increase of Commitments 8795 Section 2.22 Extensions 39 SECTION 2.21. Market Disruption 40 SECTION 2.22. Judgment Currency 40 SECTION 2.23. Designation of Term Loans and Foreign Subsidiary Borrowers 41 SECTION 2.24. Defaulting Lenders 41 SECTION 2.25. Termination of Commitments 8997 Section 2.23 Refinancing Amendments 9098 Page under Existing Credit Agreement 43 ARTICLE III Representations and Warranties Section 3.01 Organization43 SECTION 3.01. Existence and Power 43 SECTION 3.02. Authority 43 Table of Contents (continued) Page SECTION 3.03. Binding Agreements 43 SECTION 3.04. Litigation 43 SECTION 3.05. No Conflicting Agreements 44 SECTION 3.06. Taxes 44 SECTION 3.07. Governmental Regulations 44 SECTION 3.08. Federal Reserve Regulations; Powers 9199 Section 3.02 Authorization 91100 Section 3.03 Enforceability 92100 Section 3.04 Governmental Approvals 92100 Section 3.05 Use of Loan Proceeds 44 SECTION 3.09. Disclosure 44 SECTION 3.10. Plans 45 SECTION 3.11. Environmental Matters 45 SECTION 3.12. Financial Statements 92101 Section 3.06 No 46 SECTION 3.13. Material Adverse Effect 93101 Section 3.07 Title to PropertiesSubsidiaries; Possession Under Leases; Flood Documentation 93101 Section 3.08 Subsidiaries 93101 Section 3.09 Litigation; Compliance with Law 93102 Section 3.10 Federal Reserve Regulations 94102 Section 3.11 Investment Capital Stock 46 SECTION 3.14. Holding Company Act 94102 Section 3.12 Use of Proceeds 94102 Section 3.13 Tax 94102 Section 3.14 No Material Misstatements 94103 Section 3.15 Employee Benefit Plans 95103 Section 3.16 Environmental Matters 95103 Section 3.17 Security Documents 95104 Section 3.18 Solvency 97105 Section 3.19 Labor Matters 97105 Section 3.20 Insurance 97106 Section 3.21 Intellectual Property; Licenses, Etc. 97106 Section 3.22 USA XXXXXXX Xxx 00000 Section 3.23 Anti-Corruption Laws and Sanctions 98106 Section 3.24 A Jersey Loan Party 98106 Section 3.25 EEA Financial Institutions 98107 Section 3.26 Beneficial Ownership Certificate 98107 Section 3.27 Centre of Main Interests 98107 Section 3.28 UK Pensions 99107 Section 3.29 Irish Pensions 99107 Section 3.30 Ranking 99107 Status 46 ARTICLE IV Conditions 46 SECTION 4.01. Effective Date 46 SECTION 4.02. Each Credit Event 47 SECTION 4.03. Designation of Lending Section 4.01 a Foreign Subsidiary Borrower 48 ARTICLE V Affirmative Covenants 49 SECTION 5.01. Legal Existence 49 SECTION 5.02. Taxes 49 SECTION 5.03. Insurance 49 SECTION 5.04. Performance of Obligations 49 SECTION 5.05. Condition of Property 49 SECTION 5.06. Observance of Legal Requirements 49 SECTION 5.07. Financial Statements and Other Information 50 SECTION 5.08. Records 51 SECTION 5.09. Authorizations 51 SECTION 5.10. Disaster Recovery Program 51 SECTION 5.11. Subsidiary Guaranty 52 ARTICLE VI Negative Covenants 53 SECTION 6.01. Subsidiary Indebtedness 53 SECTION 6.02. Liens 53 SECTION 6.03. Asset Sales 55 SECTION 6.04. Mergers and Acquisitions 55 SECTION 6.05. Pari Passu Obligations 56 SECTION 6.06. Transactions with Affiliates 56 SECTION 6.07. Restricted Payments 56 SECTION 6.08. Financial Covenants 56 Table of Contents (continued) Page ARTICLE VII Events of Default 56 ARTICLE VIII The Administrative Agent 58 ARTICLE IX Miscellaneous 60 SECTION 9.01. Notices 60 SECTION 9.02. Waivers; Amendments 61 SECTION 9.03. Expenses; Indemnity; Damage Waiver 62 SECTION 9.04. Successors and Assigns 63 SECTION 9.05. Survival 66 SECTION 9.06. Counterparts; Integration; Effectiveness 66 SECTION 9.07. Severability 67 SECTION 9.08. Right of Setoff 67 SECTION 9.09. Governing Law; Jurisdiction; Consent to Service of Process 67 SECTION 9.10. WAIVER OF JURY TRIAL 68 SECTION 9.11. Headings 68 SECTION 9.12. Confidentiality 68 SECTION 9.13. USA PATRIOT Act 69 ARTICLE X Company Guarantee 69 Table of Contents (continued) Page SCHEDULES: Schedule 2.01 — Commitments Schedule 2.02 — Mandatory Cost Schedule 2.06 — Existing Letters of Credit Schedule 3.04 — List of Litigation Schedule 3.11 — List of Environmental Matters Schedule 3.13 — List of Material Subsidiaries; Capital Stock Schedule 6.01 — List of Existing Indebtedness EXHIBITS: Exhibit A — Form of Assignment and Assumption Exhibit B-1 — Form of Opinion of Xxxxx & Lardner LLP Exhibit B-2 — Form of Opinion of General Counsel of the Loan Parties Exhibit C — Form of Commitment and Acceptance Exhibit D — Form of Written Money Transfer Instruction Exhibit E — List of Closing Date 99107 Section 4.02 Subsequent Credit Events 103112 ARTICLE VDocuments Exhibit F-1 — Form of Borrowing Subsidiary Agreement Exhibit F-2 — Form of Borrowing Subsidiary Termination Exhibit G — Form of Subsidiary Guaranty Exhibit H — Form of Compliance Certificate CREDIT AGREEMENT (this “Agreement”) dated as of September 29, 2010 among FISERV, INC., the FOREIGN SUBSIDIARY BORROWERS from time to time party hereto, the LENDERS from time to time party hereto, JPMORGAN CHASE BANK, N.A., as Administrative Agent, BANK OF AMERICA, N.A., THE BANK OF TOKYO-MITSUBISHI UFJ, LTD. and U.S. BANK NATIONAL ASSOCIATION, as Syndication Agents and RBS CITIZENS, NATIONAL ASSOCIATION, as Documentation Agent. The parties hereto agree as follows:

Payments Generally; Pro Rata Treatment. Sharing of Set-offs 8291 Section 2.19 2.16 Mitigation Obligations; Replacement of Lenders 8593 Section 2.20 Illegality 8695 Section 2.21 Incremental Term Loan Commitments 8795 Section 2.22 Extensions of Term Loans and Commitments 8997 Section 2.23 Refinancing Amendments 9098 Page 22 ARTICLE III Representations and Warranties 23 Section 3.01 Organization; Powers 9199 23 Section 3.02 Authorization 91100 Authorization; Enforceability 23 Section 3.03 Enforceability 92100 Governmental Approvals; No Conflicts 23 Section 3.04 Governmental Approvals 92100 Section 3.05 Financial Statements 92101 Section 3.06 Condition; No Material Adverse Effect 93101 Change 23 Section 3.05 Properties 23 Section 3.06 Litigation and Environmental Matters 24 Section 3.07 Title to Compliance with Laws and Agreements 24 Section 3.08 Investment and Holding Company Status 24 Section 3.09 Taxes 24 Section 3.10 ERISA 24 Section 3.11 Disclosure 25 Section 3.12 Federal Regulations 25 Section 3.13 Purpose of Loans 25 Section 3.14 Subsidiaries and Significant Subsidiaries 25 ARTICLE IV Conditions 25 Section 4.01 Closing Conditions 25 Section 4.03 Each Credit Event 26 i ARTICLE V Affirmative Covenants 27 Section 5.01 Financial Statements and Other Information 27 Section 5.02 Notices of Material Events 28 Section 5.03 Existence; Conduct of Business 28 Section 5.04 Payment of Obligations 28 Section 5.05 Maintenance of Properties; Possession Under LeasesInsurance 28 Section 5.06 Books and Records; Flood Documentation 93101 Inspection Rights 29 Section 3.08 Subsidiaries 93101 Section 3.09 Litigation; 5.07 Compliance with Law 93102 Laws 29 Section 3.10 Federal Reserve Regulations 94102 Section 3.11 Investment Company Act 94102 Section 3.12 5.08 Use of Proceeds 94102 29 Section 3.13 Tax 94102 Section 3.14 No Material Misstatements 94103 Section 3.15 Employee Benefit Plans 95103 Section 3.16 Environmental Matters 95103 Section 3.17 Security Documents 95104 Section 3.18 Solvency 97105 Section 3.19 Labor Matters 97105 Section 3.20 Insurance 97106 Section 3.21 Intellectual Property; Licenses5.09 Maintenance of Accreditation, Etc. 97106 29 Section 3.22 USA XXXXXXX Xxx 00000 5.10 Additional Subsidiary Guarantors 29 ARTICLE VI Negative Covenants 29 Section 3.23 Anti-Corruption Laws 6.01 Consolidated Tangible Net Worth 29 Section 6.02 Indebtedness 29 Section 6.03 Liens 30 Section 6.04 Fundamental Changes 30 Section 6.05 Transactions with Affiliates 31 Section 6.06 Restrictive Agreements 31 Section 6.07 Business Activity 31 Section 6.08 Restricted Payments 31 ARTICLE VII Events of Default 32 ARTICLE VIII The Administrative Agent 33 ARTICLE IX Miscellaneous 35 Section 9.01 Notices 35 Section 9.02 Waivers; Amendments 35 Section 9.03 Expenses; Indemnity; Damage Waiver 36 Section 9.04 Successors and Sanctions 98106 Assigns 37 Section 3.24 A Jersey Loan Party 98106 9.05 Survival 39 Section 3.25 EEA Financial Institutions 98107 9.06 Counterparts; Integration; Effectiveness 40 Section 3.26 Beneficial Ownership Certificate 98107 9.07 Severability 40 Section 3.27 Centre 9.08 Right of Main Interests 98107 Setoff 40 Section 3.28 UK Pensions 99107 9.09 Governing Law; Jurisdiction; Consent to Service of Process 40 Section 3.29 Irish Pensions 99107 9.10 Waiver of Jury Trial 41 Section 3.30 Ranking 99107 9.11 Headings 41 Section 9.12 Confidentiality 41 ii ARTICLE IV Conditions X GUARANTY 42 Section 10.1 The Guaranty 42 Section 10.2 Bankruptcy 42 Section 10.3 Nature of Lending Liability 42 Section 4.01 Closing Date 99107 10.4 Independent Obligation 43 Section 4.02 Subsequent Credit Events 103112 ARTICLE V10.5 Authorization 43 Section 10.6 Reliance 43 Section 10.7 Waiver 43 Section 10.8 Limitation on Enforcement 44 Section 10.9 Confirmation of Payment 44 SCHEDULES: Schedule 2.01—Commitments Schedule 3.06—Disclosed Matters Schedule 3.14—Subsidiaries and Significant Subsidiaries Schedule 6.02—Existing Indebtedness Schedule 6.03—Existing Liens EXHIBITS: Exhibit A—Form of Assignment and Acceptance Exhibit B—Form of Joinder Agreement iii CREDIT AGREEMENT

Payments Generally; Pro Rata Treatment. Sharing of Set-offs 8291 Setoffs 67 Section 2.19 2.15 Taxes 69 Section 2.16 Mitigation Obligations; Replacement of Lenders 8593 71 Section 2.20 Illegality 8695 2.17 Letters of Credit 75 Section 2.21 2.18 Bank Guarantees 79 Section 2.19 Incremental Term Loan Commitments 8795 Section 2.22 Extensions of Term Loans and Commitments 8997 Section 2.23 Refinancing Amendments 9098 Page Facility 84 ARTICLE III Representations and Warranties REPRESENTATIONS AND WARRANTIES 86 Section 3.01 Organization; Powers 9199 86 Section 3.02 Authorization 91100 Authorization; Enforceability; Perfected Liens 86 Section 3.03 Enforceability 92100 No Conflicts; No Default. 87 Section 3.04 Governmental Approvals 92100 Financial Statements; Projections 87 Section 3.05 Financial Statements 92101 Property 88 Section 3.06 No Material Adverse Effect 93101 Intellectual Property 88 Section 3.07 Title to Properties; Possession Under Leases; Flood Documentation 93101 Equity Interests and Subsidiaries 89 Section 3.08 Subsidiaries 93101 Section 3.09 Litigation; Compliance with Law 93102 Legal Requirements 89 Section 3.09 Agreements 89 Section 3.10 Federal Reserve Regulations 94102 90 Section 3.11 Investment Company Act 94102 Act, etc. 90 Section 3.12 Use of Proceeds 94102 90 Section 3.13 Tax 94102 Taxes 90 Section 3.14 No Material Misstatements 94103 Misstatements. 90 Section 3.15 Labor Matters 91 Section 3.16 Solvency 91 Section 3.17 Employee Benefit Plans 95103 91 Section 3.16 3.18 Environmental Matters 95103 Section 3.17 Security Documents 95104 Section 3.18 Solvency 97105 92 Section 3.19 Labor Matters 97105 Insurance 92 Section 3.20 Insurance 97106 Section 3.21 Intellectual PropertyAnti-Terrorism Law; Licenses, Etc. 97106 Section 3.22 USA XXXXXXX Xxx 00000 Section 3.23 Sanctions; Anti-Corruption Laws and Sanctions 98106 Law 92 Section 3.21 Concerning Rigs 93 Section 3.22 Form of Documentation; Citizenship 94 Section 3.23 Intercreditor Agreement 94 Section 3.24 A Jersey Loan Party 98106 Section 3.25 EEA Financial Institutions 98107 Section 3.26 Beneficial Ownership Certificate 98107 Section 3.27 Centre of Main Interests 98107 Section 3.28 UK Pensions 99107 Section 3.29 Irish Pensions 99107 Section 3.30 Ranking 99107 Certification 94 ARTICLE IV Conditions of Lending CONDITIONS TO CREDIT EXTENSIONS 94 Section 4.01 Closing Date 99107 Conditions to Initial Credit Extension 94 Section 4.02 Subsequent Conditions to All Credit Events 103112 Extensions 98 ARTICLE VV AFFIRMATIVE COVENANTS 98 Section 5.01 Financial Statements, Reports, etc. 99

Payments Generally; Pro Rata Treatment. Sharing of Set-offs 8291 offs. 52 Section 2.19 2.18. Mitigation Obligations; Replacement of Lenders 8593 Lenders. 54 Section 2.20 Illegality 8695 2.19. Increase in the Aggregate Commitments. 55 Section 2.21 Incremental Term Loan Commitments 8795 2.20. Extension of Maturity Date. 57 Section 2.22 Extensions of Term Loans and Commitments 8997 2.21. Cash Collateral. 59 Section 2.23 Refinancing Amendments 9098 Page ARTICLE 2.22. Defaulting Lenders. 61 Section 2.23. Designated Borrowers. 63 Article III Representations and Warranties 65 Section 3.01 3.01. Organization; Powers 9199 Powers. 65 Section 3.02 Authorization 91100 3.02. Authorization; Enforceability. 65 Section 3.03 Enforceability 92100 3.03. Governmental Approvals; No Conflicts. 65 Section 3.04 Governmental Approvals 92100 Section 3.05 3.04. Financial Statements 92101 Section 3.06 Condition; No Material Adverse Effect 93101 Change. 65 Section 3.07 Title to 3.05. [Reserved]. 66 Section 3.06. Litigation and Environmental Matters. 66 Section 3.07. Compliance with Laws; Sanctions; Anti-Corruption. 66 Section 3.08. Investment Company Status. 67 Section 3.09. Taxes. 67 Section 3.10. ERISA. 67 Section 3.11. Disclosure. 67 Section 3.12. Federal Regulations. 68 Section 3.13. Purpose of Loans. 68 Section 3.14. EEA Financial Institutions. 68 Article IV Conditions 68 Section 4.01. Closing Conditions. 68 Section 4.02. Each Credit Event. 70 Article V Affirmative Covenants 70 Section 5.01. Financial Statements and Other Information. 71 Section 5.02. Notices of Material Events. 72 Section 5.03. Existence; Conduct of Business. 73 Section 5.04. Payment of Taxes. 73 Section 5.05. Maintenance of Properties; Possession Under LeasesInsurance. 73 Section 5.06. Books and Records; Flood Documentation 93101 Inspection Rights. 73 Section 3.08 Subsidiaries 93101 Section 3.09 Litigation; 5.07. Compliance with Law 93102 Laws. 74 Section 3.10 Federal Reserve Regulations 94102 Section 3.11 Investment Company Act 94102 Section 3.12 5.08. Use of Proceeds 94102 Proceeds. 74 Section 3.13 Tax 94102 Section 3.14 No Material Misstatements 94103 Section 3.15 Employee Benefit Plans 95103 Section 3.16 Environmental Matters 95103 Section 3.17 Security Documents 95104 Section 3.18 Solvency 97105 Section 3.19 Labor Matters 97105 Section 3.20 Insurance 97106 Section 3.21 Intellectual Property; Licenses5.09. Maintenance of Accreditation, Etc. 97106 74 Article VI Negative Covenants 74 Section 3.22 USA XXXXXXX Xxx 00000 6.01. Indebtedness. 74 Section 3.23 6.02. Liens. 75 Section 6.03. Fundamental Changes. 77 Section 6.04. Business Activity. 78 Section 6.05. Sanctions. 78 Section 6.06. Anti-Corruption Laws Laws; Anti-Money Laundering Laws. 78 Article VII Events of Default 78 Section 7.01. Events of Default. 78 Article VIII The Administrative Agent 81 Section 8.01. Appointment and Sanctions 98106 Authority. 81 Section 3.24 A Jersey Loan Party 98106 8.02. Rights as a Lender. 81 Section 3.25 EEA Financial Institutions 98107 8.03. Exculpatory Provisions. 82 Section 3.26 Beneficial Ownership Certificate 98107 8.04. Reliance by Administrative Agent. 83 Section 3.27 Centre 8.05. Delegation of Main Interests 98107 Duties. 83 Section 3.28 UK Pensions 99107 8.06. Resignation of Administrative Agent. 83 Section 3.29 Irish Pensions 99107 Section 3.30 Ranking 99107 ARTICLE IV Conditions of Lending Section 4.01 Closing Date 99107 Section 4.02 Subsequent Credit Events 103112 ARTICLE V8.07. Non-Reliance on Administrative Agent and Other Lenders. 85

Payments Generally; Pro Rata Treatment. Sharing of Set-offs 8291 Section 2.19 50 SECTION 2.18 Mitigation of Obligations; Replacement of Lenders 8593 Section 5251 SECTION 2.19 Defaulting Lenders 5352 SECTION 2.20 Illegality 8695 Section Cash Collateral 5554 SECTION 2.21 Incremental Term Loan Commitments 8795 Section Accordion Facilities 55 SECTION 2.22 Extensions of Term Loans and Commitments 8997 Section 2.23 Refinancing Amendments 9098 Page Benchmark Replacement 56 ARTICLE III Representations CONDITIONS PRECEDENT 5657 SECTION 3.01 Conditions Precedent to the Closing Date 5657 SECTION 3.02 Conditions Precedent to Each Credit Event 58 ARTICLE IV REPRESENTATIONS AND WARRANTIES 5859 SECTION 4.01 Organization and Warranties Section 3.01 Organization; Powers 9199 Section 3.02 Authorization 91100 Section 3.03 Enforceability 92100 Section 3.04 Qualification 5859 i Revolving Credit Facility SECTION 4.02 Authorization, Validity, Etc 59 SECTION 4.03 Governmental Approvals 92100 Section 3.05 Consents, Etc 59 SECTION 4.04 No Breach or Violation of Agreements or Restrictions, Etc 5960 SECTION 4.05 Properties 5960 SECTION 4.06 Litigation and Environmental Matters 5960 SECTION 4.07 Financial Statements 92101 Section 3.06 No Material Adverse Effect 93101 Section 3.07 Title to Properties; Possession Under Leases; Flood Documentation 93101 Section 3.08 Subsidiaries 93101 Section 3.09 Litigation; Compliance with Law 93102 Section 3.10 Federal Reserve Regulations 94102 Section 3.11 60 SECTION 4.08 Disclosure 6061 SECTION 4.09 Investment Company Act 94102 Section 3.12 61 SECTION 4.10 ERISA 61 SECTION 4.11 Tax Returns and Payments 6061 SECTION 4.12 Compliance with Laws and Agreements 6061 SECTION 4.13 Purpose of Loans 6061 SECTION 4.14 Foreign Assets Control Regulations, etc. 62 SECTION 4.15 Solvency. 6263 ARTICLE V AFFIRMATIVE COVENANTS 6263 SECTION 5.01 Financial Statements and Other Information 6263 SECTION 5.02 Existence, Conduct of Business 6465 SECTION 5.03 Payment of Obligations 65 SECTION 5.04 Maintenance of Properties; Insurance 65 SECTION 5.05 Books and Records; Inspection Rights 6566 SECTION 5.06 Compliance with Laws 6566 SECTION 5.07 Use of Proceeds 94102 Section 3.13 Tax 94102 Section 3.14 66 SECTION 5.08 Additional Guarantors 66 ARTICLE VI NEGATIVE COVENANTS 66 SECTION 6.01 Indebtedness of Non-Guarantor Subsidiaries 66 SECTION 6.02 Liens 67 SECTION 6.03 Fundamental Changes 6768 SECTION 6.04 Restricted Payments 68 SECTION 6.05 Transactions with Affiliates 68 SECTION 6.06 Restrictive Agreements 69 SECTION 6.07 Ratio of Consolidated Net Indebtedness to Consolidated EBITDA 6970 SECTION 6.08 Use of Proceeds 6970 ARTICLE VII EVENTS OF DEFAULT 6970 SECTION 7.01 Events of Default and Remedies 6970 ARTICLE VIII THE ADMINISTRATIVE AGENT 72 SECTION 8.01 Appointment and Authority 72 ii Revolving Credit Facility SECTION 8.02 Rights as a Lender 72 SECTION 8.03 Exculpatory Provisions 7273 SECTION 8.04 Reliance by Administrative Agent 73 SECTION 8.05 Delegation of Duties 7374 SECTION 8.06 Resignation of Administrative Agent 7374 SECTION 8.07 Non-Reliance on Administrative Agent and Other Lenders 7475 SECTION 8.08 INDEMNIFICATION 75 SECTION 8.09 No Material Misstatements 94103 Section 3.15 Employee Benefit Plans 95103 Section 3.16 Environmental Reliance on Agents or other Lenders 7576 SECTION 8.10 Duties of the Syndication Agent, Documentation Agents, Arrangers 76 SECTION 8.11 Certain ERISA Matters 95103 Section 3.17 Security Documents 95104 Section 3.18 Solvency 97105 Section 3.19 Labor Matters 97105 Section 3.20 Insurance 97106 Section 3.21 Intellectual Property; Licenses76 SECTION 8.12 Erroneous Payments. 7778 ARTICLE IX MISCELLANEOUS 7879 SECTION 9.01 Notices, Etc. 97106 Section 3.22 USA XXXXXXX Xxx 00000 Section 3.23 Anti7879 SECTION 9.02 Waivers; Amendments; Releases 80 SECTION 9.03 Payment of Expenses, Indemnities, etc. 8182 SECTION 9.04 Successors and Assigns Generally 8485 SECTION 9.05 Assignments by Lenders 8485 SECTION 9.06 Survival; Reinstatement 8788 SECTION 9.07 Counterparts; Integration; Effectiveness; Electronic Execution 88 SECTION 9.08 Severability 8889 SECTION 9.09 Right of Setoff 8889 SECTION 9.10 Governing Law; Jurisdiction; Consent to Service of Process 8990 SECTION 9.11 WAIVER OF JURY TRIAL 9091 SECTION 9.12 Confidentiality 9091 SECTION 9.13 Interest Rate Limitation 9192 SECTION 9.14 EXCULPATION PROVISIONS 9192 SECTION 9.15 U.S. Patriot Act 92 SECTION 9.16 No Advisory or Fiduciary Responsibility 92 SECTION 9.17 Headings 9293 SECTION 9.18 Acknowledgement and Consent to Bail-Corruption Laws In of Affected Institutions 9293 iii Revolving Credit Facility SCHEDULES: Schedule 1.01 Commitments Schedule 1.01A Excluded Subsidiaries Schedule 1.01B Existing Letters of Credit Schedule 1.01C Existing LC Subsidiaries Schedule 6.01 Existing Non-Guarantor Indebtedness Schedule 6.05 Existing Transactions with Affiliates Schedule 6.06 Existing Restrictive Agreements EXHIBITS: Exhibit 1.01-A Form of Assignment and Sanctions 98106 Section 3.24 Acceptance Exhibit 1.01-B Form of Guaranty Agreement Exhibit 1.01-C Form of Committed Note Exhibit 1.01-D Form of Swingline Note Exhibit 2.03 Form of Borrowing Request Exhibit 2.05 Form of Letter of Credit Request Exhibit 2.07 Form of Interest Election Request Exhibit 2.10 Form of Notice of Prepayment Exhibit 2.16-A Jersey Form of U.S. Tax Compliance Certificate Exhibit 2.16-B Form of U.S. Tax Compliance Certificate Exhibit 2.16-C Form of U.S. Tax Compliance Certificate Exhibit 2.16-D Form of U.S. Tax Compliance Certificate Exhibit 2.21 Form of New Loan Party 98106 Section 3.25 EEA Financial Institutions 98107 Section 3.26 Beneficial Ownership Increase Joinder Exhibit 5.01 Form of Compliance Certificate 98107 Section 3.27 Centre iv Revolving Credit Facility REVOLVING CREDIT AGREEMENT THIS REVOLVING CREDIT AGREEMENT, dated as of Main Interests 98107 Section 3.28 UK Pensions 99107 Section 3.29 Irish Pensions 99107 Section 3.30 Ranking 99107 ARTICLE IV Conditions of Lending Section 4.01 Closing Date 99107 Section 4.02 Subsequent Credit Events 103112 ARTICLE VNovember 16, 2018 (this “Agreement”) is among:

Payments Generally; Pro Rata Treatment. Sharing of Set-offs 8291 Section Setoffs 95 SECTION 2.19 Mitigation Obligations; Replacement of Lenders 8593 Section 97 SECTION 2.20 Illegality 8695 Section Incremental Credit Extension 98 SECTION 2.21 Incremental Term Loan Commitments 8795 Section 2.22 Extensions of Term Loans and Commitments 8997 Section 2.23 Refinancing Amendments 9098 101 SECTION 2.22 Defaulting Lenders 102 SECTION 2.23 Illegality 103 SECTION 2.24 Loan Modification Offers 103 - i- Page ARTICLE III Representations VI NEGATIVE COVENANTS SECTION 6.01 Indebtedness; Certain Equity Securities 115 SECTION 6.02 Liens 120 SECTION 6.03 Fundamental Changes; Holding Companies 122 SECTION 6.04 Investments, Loans, Advances, Guarantees and Warranties Section 3.01 OrganizationAcquisitions 123 SECTION 6.05 Asset Sales 126 SECTION 6.06 Holdings Covenant 128 SECTION 6.07 Negative Pledge 128 SECTION 6.08 Restricted Payments; Powers 9199 Section 3.02 Authorization 91100 Section 3.03 Enforceability 92100 Section 3.04 Governmental Approvals 92100 Section 3.05 Certain Payments of Indebtedness 129 SECTION 6.09 Transactions with Affiliates 133 SECTION 6.10 Financial Statements 92101 Section 3.06 No Material Adverse Effect 93101 Section 3.07 Title Covenant 135 ARTICLE VII EVENTS OF DEFAULT SECTION 7.01 Events of Default 135 SECTION 7.02 Right to Properties; Possession Under Leases; Flood Documentation 93101 Section 3.08 Subsidiaries 93101 Section 3.09 Litigation; Compliance with Law 93102 Section 3.10 Federal Reserve Regulations 94102 Section 3.11 Investment Company Act 94102 Section 3.12 Use Cure 139 SECTION 7.03 Application of Proceeds 94102 Section 3.13 Tax 94102 Section 3.14 140 ARTICLE VIII THE ADMINISTRATIVE AGENT AND COLLATERAL AGENT ARTICLE IX MISCELLANEOUS SECTION 9.01 Notices 144 SECTION 9.02 Waivers; Amendments 146 SECTION 9.03 Expenses; Indemnity; Damage Waiver 151 SECTION 9.04 Successors and Assigns 152 SECTION 9.05 Survival 158 SECTION 9.06 Counterparts; Integration; Effectiveness 158 SECTION 9.07 Severability 158 SECTION 9.08 Right of Setoff 159 SECTION 9.09 Governing Law; Jurisdiction; Consent to Service of Process 159 SECTION 9.10 WAIVER OF JURY TRIAL 159 SECTION 9.11 Headings 160 SECTION 9.12 Confidentiality 160 SECTION 9.13 USA Patriot Act 161 SECTION 9.14 Judgment Currency 161 SECTION 9.15 Release of Liens and Guarantees 161 SECTION 9.16 No Material Misstatements 94103 Section 3.15 Employee Benefit Plans 95103 Section 3.16 Environmental Matters 95103 Section 3.17 Security Documents 95104 Section 3.18 Solvency 97105 Section 3.19 Labor Matters 97105 Section 3.20 Insurance 97106 Section 3.21 Intellectual Property; Licenses, Etc. 97106 Section 3.22 USA XXXXXXX Xxx 00000 Section 3.23 AntiFiduciary Relationship 162 SECTION 9.17 Interest Rate Limitation 162 SECTION 9.18 Acknowledgement and Consent to Bail-Corruption Laws and Sanctions 98106 Section 3.24 A Jersey Loan Party 98106 Section 3.25 EEA In of Affected Financial Institutions 98107 Section 3.26 Beneficial Ownership 162 SECTION 9.19 Certain ERISA Matters 162 SECTION 9.20 Electronic Execution of Assignments and Certain Other Documents 163 SECTION 9.21 Acknowledgement Regarding Any Supported QFCs 164 -iii- SCHEDULES: Schedule 1.01(a) — Excluded Subsidiaries Schedule 2.01(a) — Term Commitments Schedule 2.01(b) — Revolving Commitments; Letter of Credit Commitments Schedule 3.12 — Subsidiaries Schedule 5.14 — Certain Post-Closing Obligations Schedule 6.01 — Existing Indebtedness Schedule 6.02 — Existing Liens Schedule 6.04(f) — Existing Investments Schedule 6.07 — Existing Restrictions Schedule 6.09 — Existing Transactions with Affiliates EXHIBITS: Exhibit A — Form of Assignment and Assumption Exhibit B — Form of Affiliated Lender Assignment and Assumption Exhibit C — Form of Guarantee Agreement Exhibit D — Form of Collateral Agreement Exhibit E — Form of First Lien Intercreditor Agreement Exhibit F — Form of Second Lien Intercreditor Agreement Exhibit G — Form of Closing Certificate 98107 Section 3.27 Centre Exhibit H — Form of Main Interests 98107 Section 3.28 UK Pensions 99107 Section 3.29 Irish Pensions 99107 Section 3.30 Ranking 99107 ARTICLE IV Conditions Intercompany Note Exhibit I — Form of Lending Section 4.01 Closing Date 99107 Section 4.02 Subsequent Credit Events 103112 ARTICLE VSpecified Discount Prepayment Notice Exhibit J — Form of Specified Discount Prepayment Response Exhibit K — Form of Discount Range Prepayment Notice Exhibit L — Form of Discount Range Prepayment Offer Exhibit M — Form of Solicited Discounted Prepayment Notice Exhibit N — Form of Solicited Discounted Prepayment Offer Exhibit O — Form of Acceptance and Prepayment Notice Exhibit P-1 — Form of U.S. Tax Compliance Certificate (For Non-U.S. Lenders That Are Not Partnerships For U.S. Federal Income Tax Purposes) Exhibit P-2 — Form of U.S. Tax Compliance Certificate (For Non-U.S. Lenders That Are Partnerships For U.S. Federal Income Tax Purposes) Exhibit P-3 — Form of U.S. Tax Compliance Certificate (For Non-U.S. Participants That Are Not Partnerships For U.S. Federal Income Tax Purposes) Exhibit P-4 — Form of U.S. Tax Compliance Certificate (For Non-U.S. Participants That Are Partnerships For U.S. Federal Income Tax Purposes) Exhibit Q — Form of Borrowing Request Exhibit R — Form of Interest Election Request Exhibit S — Form of Notice of Loan Prepayment - iv-

Payments Generally; Pro Rata Treatment. Sharing of Set-offs 8291 Section 2.19 58 SECTION 2.19. Mitigation Obligations; Replacement of Lenders 8593 Section 2.20 Illegality 8695 Section 2.21 Incremental Term Loan Commitments 8795 Section 2.22 Extensions 60 SECTION 2.20. Borrowing Subsidiaries 61 SECTION 2.21. Additional Reserve Costs 61 SECTION 2.22. Redenomination of Term Loans and Commitments 8997 Section 2.23 Refinancing Amendments 9098 Page Certain Designated Foreign Currencies 62 SECTION 2.23. Defaulting Lenders 62 ARTICLE III Representations and Warranties Section 3.01 Organization; Powers 9199 Section 3.02 Authorization 91100 Section 3.03 Enforceability 92100 Section 3.04 Governmental Approvals 92100 Section 3.05 SECTION 3.01. Organization and Qualification 65 SECTION 3.02. Subsidiaries 65 SECTION 3.03. Corporate Authority and Validity of Obligations 65 SECTION 3.04. Margin Stock 66 SECTION 3.05. Financial Statements 92101 Section 3.06 Reports 66 SECTION 3.06. No Material Adverse Effect 93101 Section 3.07 Title to Properties; Possession Under Leases; Flood Documentation 93101 Section 3.08 Subsidiaries 93101 Section 3.09 Litigation; Change 66 SECTION 3.07. Litigation 66 SECTION 3.08. Tax Returns 67 SECTION 3.09. Approvals 67 SECTION 3.10. ERISA 67 SECTION 3.11. Environmental Matters 67 SECTION 3.12. Properties 67 SECTION 3.13. Compliance with Law 93102 Section 3.10 Federal Reserve Regulations 94102 Section 3.11 Laws 68 SECTION 3.14. Investment Company Act 94102 Section 3.12 Status 68 SECTION 3.15. Disclosure 68 ARTICLE IV Conditions SECTION 4.01. Effective Date 69 SECTION 4.02. Each Borrowing 70 SECTION 4.03. Initial Extension of Credit to each Borrowing Subsidiary 70 ARTICLE V Affirmative Covenants SECTION 5.01. Corporate Existence 71 SECTION 5.02. Maintenance 71 SECTION 5.03. Taxes 71 SECTION 5.04. Insurance 72 SECTION 5.05. Financial Reports and Other Information 72 SECTION 5.06. Books and Records; Inspection Rights 73 SECTION 5.07. Compliance with Laws 73 ARTICLE VI Negative Covenants SECTION 6.01. Indebtedness 74 SECTION 6.02. Liens 74 SECTION 6.03. Fundamental Changes 75 SECTION 6.04. Use of Proceeds 94102 Section 3.13 Tax 94102 Section 3.14 No Material Misstatements 94103 Section 3.15 Employee Benefit Plans 95103 Section 3.16 Environmental Matters 95103 Section 3.17 Security Documents 95104 Section 3.18 Solvency 97105 Section 3.19 Labor Matters 97105 Section 3.20 Insurance 97106 Section 3.21 Intellectual Property; Licenses, Etc75 SECTION 6.05. 97106 Section 3.22 USA XXXXXXX Xxx 00000 Section 3.23 Anti-Corruption Laws and Sanctions 98106 Section 3.24 A Jersey Loan Party 98106 Section 3.25 EEA Financial Institutions 98107 Section 3.26 Beneficial Ownership Certificate 98107 Section 3.27 Centre Interest Expense Coverage Ratio 76 ARTICLE VII Events of Main Interests 98107 Section 3.28 UK Pensions 99107 Section 3.29 Irish Pensions 99107 Section 3.30 Ranking 99107 Default ARTICLE IV Conditions of Lending Section 4.01 Closing Date 99107 Section 4.02 Subsequent Credit Events 103112 VIII The Administrative Agent ARTICLE VIX Guarantee ARTICLE X

Payments Generally; Pro Rata Treatment. Sharing of Set-offs 8291 Section 2.19 64 SECTION 2.21. Mitigation Obligations; Replacement of Lenders 8593 Section 2.20 Illegality 8695 Section 2.21 Incremental Term Loan Commitments 8795 Section 2.22 Extensions 66 SECTION 2.22. Borrowing Subsidiaries 67 SECTION 2.23. Additional Reserve Costs 67 SECTION 2.24. Redenomination of Term Loans and Commitments 8997 Section 2.23 Refinancing Amendments 9098 Certain Designated Foreign Currencies 68 Page ARTICLE III Representations and Warranties Section 3.01 Organization; Powers 9199 Section 3.02 Authorization 91100 Section 3.03 Enforceability 92100 Section 3.04 Governmental Approvals 92100 Section 3.05 SECTION 3.01. Organization and Qualification 69 SECTION 3.02. Subsidiaries 69 SECTION 3.03. Corporate Authority and Validity of Obligations 69 SECTION 3.04. Margin Stock 70 SECTION 3.05. Financial Statements 92101 Section 3.06 Reports 70 SECTION 3.06. No Material Adverse Effect 93101 Section 3.07 Title to Properties; Possession Under Leases; Flood Documentation 93101 Section 3.08 Subsidiaries 93101 Section 3.09 Litigation; Change 70 SECTION 3.07. Litigation 70 SECTION 3.08. Tax Returns 70 SECTION 3.09. Approvals 71 SECTION 3.10. ERISA 71 SECTION 3.11. Environmental Matters 71 SECTION 3.12. Properties 71 SECTION 3.13. Compliance with Law 93102 Section 3.10 Federal Reserve Regulations 94102 Section 3.11 Laws 72 SECTION 3.14. Investment Company Act 94102 Section 3.12 Status 72 SECTION 3.15. Disclosure 72 ARTICLE IV Conditions SECTION 4.01. Effective Date 72 SECTION 4.02. Each Borrowing 73 SECTION 4.03. Initial Borrowing by each Borrowing Subsidiary 74 ARTICLE V Affirmative Covenants SECTION 5.01. Corporate Existence 74 SECTION 5.02. Maintenance 75 SECTION 5.03. Taxes 75 SECTION 5.04. Insurance 75 SECTION 5.05. Financial Reports and Other Information 75 SECTION 5.06. Books and Records; Inspection Rights 77 SECTION 5.07. Compliance with Laws 77 ARTICLE VI Negative Covenants SECTION 6.01. Indebtedness 77 SECTION 6.02. Liens 78 SECTION 6.03. Sale and Leaseback Transactions 79 Page SECTION 6.04. Fundamental Changes 79 SECTION 6.05. Use of Proceeds 94102 Section 3.13 Tax 94102 Section 3.14 No Material Misstatements 94103 Section 3.15 Employee Benefit Plans 95103 Section 3.16 Environmental Matters 95103 Section 3.17 Security Documents 95104 Section 3.18 Solvency 97105 Section 3.19 Labor Matters 97105 Section 3.20 Insurance 97106 Section 3.21 Intellectual Property; Licenses, Etc80 SECTION 6.06. 97106 Section 3.22 USA XXXXXXX Xxx 00000 Section 3.23 Anti-Corruption Laws and Sanctions 98106 Section 3.24 A Jersey Loan Party 98106 Section 3.25 EEA Financial Institutions 98107 Section 3.26 Beneficial Ownership Certificate 98107 Section 3.27 Centre Interest Expense Coverage Ratio 80 ARTICLE VII Events of Main Interests 98107 Section 3.28 UK Pensions 99107 Section 3.29 Irish Pensions 99107 Section 3.30 Ranking 99107 Default ARTICLE IV Conditions of Lending Section 4.01 Closing Date 99107 Section 4.02 Subsequent Credit Events 103112 ARTICLE VVIII The Agents

Payments Generally; Pro Rata Treatment. Sharing of Set-offs 8291 61 Section 2.19 2.19. Mitigation Obligations; Replacement of Lenders 8593 63 Section 2.20 Illegality 8695 Section 2.21 2.20. Incremental Term Loan Commitments 8795 Section 2.22 Extensions of Term Loans and Commitments 8997 Section 2.23 Refinancing Amendments 9098 Page 67 ARTICLE III Representations and Warranties 69 Section 3.01 3.01. Organization; Powers 9199 69 Section 3.02 3.02. Authorization 91100 69 Section 3.03 3.03. Enforceability 92100 70 Section 3.04 3.04. Governmental Approvals 92100 70 Section 3.05 3.05. Financial Statements 92101 70 Section 3.06 3.06. No Material Adverse Change or Material Adverse Effect 93101 71 Section 3.07 3.07. Title to Properties; Possession Under Leases; Flood Documentation 93101 Leases 71 Section 3.08 3.08. Subsidiaries 93101 71 Section 3.09 3.09. Litigation; Compliance with Law 93102 Laws 72 Section 3.10 3.10. Federal Reserve Regulations 94102 72 Section 3.11 3.11. Investment Company Act 94102 72 Section 3.12 3.12. Use of Proceeds 94102 73 Section 3.13 3.13. Tax 94102 Returns 73 Section 3.14 3.14. No Material Misstatements 94103 73 Section 3.15 3.15. Employee Benefit Plans 95103 73 Section 3.16 3.16. Environmental Matters 95103 74 Section 3.17 Security 3.17. Collateral Documents 95104 74 Section 3.18 3.18. Location of Real Property 75 Section 3.19. Solvency 97105 75 Section 3.19 3.20. Labor Matters 97105 76 Section 3.20 Insurance 97106 3.21. Intellectual Property Rights 76 Section 3.21 Intellectual Property; Licenses, Etc3.22. 97106 Section 3.22 USA XXXXXXX Xxx 00000 Section 3.23 Anti-Corruption Laws and Sanctions 98106 Section 3.24 A Jersey Loan Party 98106 Section 3.25 EEA Financial Institutions 98107 Section 3.26 Beneficial Ownership Certificate 98107 Section 3.27 Centre of Main Interests 98107 Section 3.28 UK Pensions 99107 Section 3.29 Irish Pensions 99107 Section 3.30 Ranking 99107 Project Documents 77 ARTICLE IV Conditions of Lending 77 Section 4.01 Closing Date 99107 Section 4.02 Subsequent 4.01. All Credit Events 103112 77 Section 4.02. Effectiveness 78 Section 4.03. Effect of Amended Agreement 81 ARTICLE VV Affirmative Covenants 81 Section 5.01. Existence; Businesses and Properties 81 Section 5.02. Insurance 82 Section 5.03. Taxes 83 Section 5.04. Financial Statements, Reports, etc. 83 Section 5.05. Litigation and Other Notices. 86 Section 5.06. Compliance with Laws 86 Section 5.07. Maintaining Records; Access to Properties and Inspections 86 Section 5.08. Use of Proceeds 87 Section 5.09. Compliance with Environmental Laws 87 Section 5.10. Further Assurances; Additional Mortgages 87 Section 5.11. Fiscal Year; Accounting 89 Section 5.12. Maintenance of Ratings 89 ARTICLE VI Negative Covenants 89 Section 6.01. Indebtedness 89 Section 6.02. Liens 93 Section 6.03. Sale and Lease-Back Transactions 96 Section 6.04. Investments, Loans and Advances 96 Section 6.05. Mergers, Consolidations, Sales of Assets and Acquisitions 98 Section 6.06. Dividends and Distributions 101 Section 6.07. Transactions with Affiliates 102 Section 6.08. Business of the Borrower and the Subsidiaries 104

Payments Generally; Pro Rata Treatment. Sharing of Set-offs 8291 Section 2.19 34 SECTION 2.16. Mitigation Obligations; Replacement of Lenders 8593 Section 2.20 Illegality 8695 Section 2.21 Incremental Term Loan Commitments 8795 Section 2.22 Extensions of Term Loans and Commitments 8997 Section 2.23 Refinancing Amendments 9098 Page 36 SECTION 2.17. Defaulting Lenders 37 ARTICLE III Representations and Warranties Section 3.01 37 REPRESENTATIONS AND WARRANTIES 37 SECTION 3.01. Organization; Powers 9199 Section 3.02 Authorization 91100 Section 3.03 37 SECTION 3.02. Authorization; Enforceability 92100 Section 3.04 37 SECTION 3.03. Governmental Approvals 92100 Section 3.05 Approvals; No Conflicts 38 SECTION 3.04. Financial Statements 92101 Section 3.06 Statements; No Material Adverse Effect 93101 Section 3.07 Title to Properties; Possession Under Leases; Flood Documentation 93101 Section 3.08 Subsidiaries 93101 Section 3.09 Litigation; Change 38 SECTION 3.05. Properties 38 SECTION 3.06. Litigation and Environmental Matters 39 SECTION 3.07. Compliance with Law 93102 Section 3.10 Federal Reserve Regulations 94102 Section 3.11 Laws 39 SECTION 3.08. No Default 39 SECTION 3.09. Investment Company Act 94102 Section 3.12 Status 39 SECTION 3.10. Insurance Licenses 39 SECTION 3.11. Taxes 40 SECTION 3.12. ERISA 40 SECTION 3.13. Disclosure 40 SECTION 3.14. Margin Regulations 40 SECTION 3.15. Indebtedness 40 SECTION 3.16. Liens 40 SECTION 3.17. Subsidiaries 41 SECTION 3.18. Solvency 41 SECTION 3.19. Security Documents 41 ARTICLE IV 41 CONDITIONS 41 SECTION 4.01. Effective Date 41 SECTION 4.02. Each Credit Event 43 ARTICLE V 44 AFFIRMATIVE COVENANTS 44 SECTION 5.01. Financial Statements and Other Information 44 SECTION 5.02. Notices of Material Events 46 SECTION 5.03. Existence; Conduct of Business 48 SECTION 5.04. Payment of Obligations 48 SECTION 5.05. Maintenance of Properties 48 SECTION 5.06. Books and Records 48 SECTION 5.07. Inspection Rights 48 SECTION 5.08. Compliance with Laws and Contractual Obligations 48 SECTION 5.09. Insurance 48 SECTION 5.10. Use of Proceeds 94102 Section 3.13 Tax 94102 Section 3.14 No Material Misstatements 94103 Section 3.15 Employee Benefit Plans 95103 Section 3.16 Environmental Matters 95103 Section 3.17 Security Documents 95104 Section 3.18 Solvency 97105 Section 3.19 Labor Matters 97105 Section 3.20 Insurance 97106 Section 3.21 Intellectual Property49 SECTION 5.11. Guarantees; Licenses, EtcRelease and Reinstatement 49 SECTION 5.12. 97106 Section 3.22 USA XXXXXXX Xxx 00000 Section 3.23 Anti-Corruption Laws Pledges; Release and Sanctions 98106 Section 3.24 A Jersey Loan Party 98106 Section 3.25 EEA Financial Institutions 98107 Section 3.26 Beneficial Ownership Certificate 98107 Section 3.27 Centre Reinstatement 49 SECTION 5.13. Maintenance of Main Interests 98107 Section 3.28 UK Pensions 99107 Section 3.29 Irish Pensions 99107 Section 3.30 Ranking 99107 Ratings 50 ARTICLE IV Conditions of Lending Section 4.01 Closing Date 99107 Section 4.02 Subsequent Credit Events 103112 ARTICLE VVI 50 NEGATIVE COVENANTS 50 SECTION 6.01. Indebtedness 50 SECTION 6.02. Liens 54