Common use of PERFORMING THE OPERATIONS Clause in Contracts

PERFORMING THE OPERATIONS. 8.1 The Bank shall provide E-Services within its service hours determined by the Bank. The Bank shall have the right to suspend provision of E-Services for the system maintenance, or if the hardware or software used by the E-User endanger the security of E-Services. 8.2 The E-User shall be entitled to use E-Services according to his/her E-User rights’ profile. E-User rights’ profiles are Account based, which means that E-Users may have different rights concerning different Accounts. 8.3 Submission of Payment orders via NetBank consists of the following stages: Entering → Approving → Authorizing. The Entering and Approving stages are optional, which means that Authorizer can make payments by skipping them. However, the Customer may choose to make these stages mandatory by adding an asterisk to the Signature Formula symbol of the relevant E-User right profile (R* or B*). In such case the Authorizer cannot authorize Payment without the registrant of payments entering the payment and approver of the payments approving the payment. 8.4 The Customer may also establish joint Approving and/or Authorizing requirements for certain E-Users. In such case the required number of E-Users must respectively approve or authorize the Payment (for example Signature Formula B2 means that two E-Users with B2 rights must approve the Payment, Signature Formula A3 means that three E-Users with A3 right must authorize the Payment). 8.5 The E-User shall be obliged to notify the Bank about any errors or disturbances hindering the performance of Operations. 8.6 For security purposes the Parties may agree that the Bank shall ask approval for certain Operations before performing them, by calling the phone number appointed for this purpose by the Customer. The Customer shall ensure that the person answering the call is entitled to approve such Operations. The Bank shall have the right to refuse from performing the Operation if that person shall not approve the Operation or if the call is not answered. 8.7 The Bank shall have the right to refuse from performing the Operation if the Security Keys have been used incorrectly or if the Bank has doubts about the identity of the E-User.

PERFORMING THE OPERATIONS. 8.1 The Bank shall provide E-Services within its service hours determined by the Bank. The Bank shall have the right to suspend provision of E-Services for the system maintenance, or if the hardware or software used by the E-User endanger the security of E-Services. 8.2 The E-User shall be entitled to use E-Services according to his/her E-User rights’ profile. E-User rights’ profiles are Account based, which means that E-Users may have different rights concerning different Accounts. 8.3 Submission of Payment orders directly via NetBank consists of the following stages: Entering → ® Approving → ® Authorizing. The Entering and Approving stages are optional, which means that Authorizer can make payments by skipping them. However, the Customer may choose to make these stages mandatory by adding an asterisk to the Signature Formula symbol of the relevant E-User right profile (RRegistrar* or BApprover*). In such case the Authorizer cannot authorize Payment without the registrant registrar of payments entering the payment and approver of the payments approving the payment. 8.4 Execution of Operations via application programming interface using Account information service providers and/or Payment initiation service providers consists of the same stages as using NetBank directly except that before these stages E- User, first, enters into platform of above service provider where E-User is identified with Bank’s identification methods. 8.5 The Customer may also establish joint Approving and/or Authorizing requirements for certain E-Users. In such case the required number of E-Users must respectively approve or authorize the Payment (for example Signature Formula B2 2Approvers means that two E-Users with B2 2Approver rights must approve the Payment, Signature Formula A3 3Authorizers means that three E-Users with A3 3Authorizers right must authorize the Payment). 8.5 8.6 The E-User shall be obliged to notify the Bank about any errors or disturbances hindering the performance of Operations. 8.6 8.7 For security purposes the Parties may agree that the Bank shall have the right to ask additional approval for certain Operations before performing them, by calling the phone number appointed for this purpose by the Customer. The Customer shall ensure that the person answering the call is entitled to approve such Operations. The Bank shall have the right to refuse from performing the Operation if that person shall not approve the Operation or if the call is not answered. 8.7 8.8 The Bank shall have the right to refuse from performing the Operation if the Security Keys have been used incorrectly or if the Bank has doubts about the identity of the E-User.

PERFORMING THE OPERATIONS. 8.1 The Bank shall provide E-Services within its service hours determined by the Bank. The Bank shall have the right to suspend provision of E-Services for the system maintenance, or if the hardware or software used by the E-User endanger the security of E-Services. 8.2 The E-User shall be entitled to use E-Services according to his/her E-User rights’ profile. E-User rights’ profiles are Account based, which means that E-Users may have different rights concerning different Accounts. 8.3 Submission of Payment orders via NetBank consists of the following stages: Entering → Approving → Authorizing. The Entering and Approving stages are optional, which means that Authorizer can make payments by skipping them. However, the Customer may choose to make these stages mandatory by adding an asterisk to the Signature Formula symbol of the relevant E-User right profile (RRegistrar* or BApprover*). In such case the Authorizer cannot authorize Payment without the registrant registrar of payments entering the payment and approver of the payments approving the payment. 8.4 The Customer may also establish joint Approving and/or Authorizing requirements for certain E-Users. In such case the required number of E-Users must respectively approve or authorize the Payment (for example Signature Formula B2 2Approvers means that two E-Users with B2 2Approver rights must approve the Payment, Signature Formula A3 3Authorizers means that three E-Users with A3 3Authorizers right must authorize the Payment). 8.5 The E-User shall be obliged to notify the Bank about any errors or disturbances hindering the performance of Operations. 8.6 For security purposes the Parties may agree that the Bank shall have the right to ask additional approval for certain Operations before performing them, by calling the phone number appointed for this purpose by the Customer. The Customer shall ensure that the person answering the call is entitled to approve such Operations. The Bank shall have the right to refuse from performing the Operation if that person shall not approve the Operation or if the call is not answered. 8.7 The Bank shall have the right to refuse from performing the Operation if the Security Keys have been used incorrectly or if the Bank has doubts about the identity of the E-User.