Common use of Permitted Uses Clause in Contracts

Permitted Uses. You may use your account, subject to any restrictions set out in this agreement, to pay for goods and services from merchants who accept the card (called merchants). Here are some examples: • using your card to pay for goods and services by presenting the card to a merchant and complying with their request to sign or enter a code, and • using your card or the account to pay for goods and services ordered from a merchant by telephone, internet or mail. If we agree you may also use your account to obtain funds advances. For example, you may obtain funds advances at any ATM that accepts the card. If permitted by the merchant, you may return to the merchant goods or services obtained using your account and receive a credit to your account. We may permit a card to be used for contactless payments which enables you to make charges without signing or entering a code at a participating merchant. This service uses a computer chip that is built into the card and transfers encrypted payment information wirelessly when you hold the card to a contactless reader. You agree to only use the contactless service in accordance with our instructions. We may permit you to use your account with a mobile phone or other type of device to make payments and access services. You agree to only use your account for such payments and services in accordance with our instructions, this agreement and any other user terms that may apply. References in this agreement to using your card, account number or the account also apply to using your account for payments and to access services with a mobile phone or other type of device. If we permit, a card may be used to cash a cheque at an American Express location. A dishonoured payment fee is payable as set out in the information box and disclosure statement if the cheque is returned or not honoured immediately for its full amount by the financial institution. We may also charge the amount of the cheque to your account.

Permitted Uses. You may use your account, subject to any restrictions set out in this agreement, to pay for goods and services from merchants who accept the card (called merchants). Here are some examples: • using your card to pay for goods and services by presenting the card to a merchant and complying with their request to sign or enter a code, and • using your card or the account to pay for goods and services ordered from a merchant by telephone, internet or mail. If we agree you may also use your account to obtain funds advances. For example, you may obtain funds advances at any ATM that accepts the card. If permitted by the merchant, you may return to the merchant goods or services obtained using your account and receive a credit to your account. We may permit a card to be used for contactless payments which enables you to make charges without signing or entering a code at a participating merchant. This service uses a computer chip that is built into the card and transfers encrypted payment information wirelessly when you hold the card to a contactless reader. You agree to only use the contactless service in accordance with our instructions. We may permit you to use your account with a mobile phone or other type of device to make payments and access services. You agree to only use your account for such payments and services in accordance with our instructions, this agreement and any other user terms that may apply. References in this agreement to using your card, account number or the account also apply to using your account for payments and to access services with a mobile phone or other type of device. If we permit, a card may be used to cash a cheque at an American Express location. A dishonoured payment fee is payable as set out in the information box and disclosure statement if the cheque is returned or not honoured immediately for its full amount by the financial institution. We may also charge the amount of the cheque to your account. You acknowledge that this agreement is being entered into for business purposes. However, you and the company are responsible for all use of the account.