Policy Illustrations. Upon request we will give you a hypothetical illustration of the future benefits under this policy based upon both guaranteed and current cost factor assumptions. Such illustrations reflect assumptions about the policy’s non-guaranteed elements and about how you will use the policy’s options. Over time the policy’s actual non-guaranteed elements, and your actual use of the policy’s options, are likely to vary from the assumptions used in such illustrations. For these reasons, actual policy values will likely be more or less favorable than shown in such illustrations. We reserve the right to charge a fee not to exceed $25 for each illustration in excess of one per policy year.
Policy Illustrations. Upon request we will give you an illustration of the future benefits under this policy based upon both guaranteed and current cost factor assumptions. However, if you ask us to do this more than once in any policy year, we reserve the right to charge you a fee not to exceed $25 per request for this service. Illustrated benefits that are not guaranteed, such as benefits based on the current cost factor assumptions, will vary depending upon a number of factors, including but not limited to, changes in future investment performance.
Policy Illustrations. Upon request we will give you a hypothetical illustration of the future benefits under this Policy based upon both guaranteed and current cost factor assumptions. Such illustrations reflect assumptions about the Policy’s non-guaranteed elements and about how you will use the Policy’s options. Over time the Policy’s actual non-guaranteed elements, and your actual use of the Policy’s options, are likely to vary from the assumptions used in such illustrations. In addition, the order in which we process requested transactions may vary between the illustration we provide and policy administration. For these reasons, actual Policy values will likely be more or less favorable than shown in such illustrations. We reserve the right to charge a fee not to exceed the amount shown in the Illustration Conditions section of the Policy Specifications for each illustration in excess of one per Policy year.
Policy Illustrations. Allmerica Financial agrees to develop illustration software to be used with the Policy Forms. Transamerica understands and agrees that such software shall be substantially similar to the illustration software currently used by Allmerica Financial in its variable life insurance business. Allmerica Financial agrees to finalize such illustration software within a mutually agreeable time frame after the date the final specifications for the Policy Forms are agreed to by the parties. In addition to the foregoing, Allmerica Financial agrees to modify its illustration software whenever modifications are necessary to comply with any regulatory and/or statutory changes applicable to illustrations used in connection with the sale and servicing of the Policy Forms. Allmerica Financial represents and warrants that illustrations produced by such illustration software shall comply with all applicable state and federal regulatory and statutory requirements. This warranty shall survive termination of this Agreement.
Policy Illustrations. Upon request we will give you an illustration of the future benefits under this policy based upon both guaranteed and current cost factor assumptions. However, if you ask us to do this more than once in any policy year, we reserve the right to charge you a fee for this service. POLICY CHANGES. You may add additional benefit riders or make other changes, subject to our rules at the time of change. TABLE OF GUARANTEED PAYMENTS (MINIMUM AMOUNT FOR EACH $1,000 APPLIED) OPTION 2A OPTION 3
Policy Illustrations. Upon request we will give you an illustration of the future benefits under this policy, based upon both guaranteed and current cost factor assumptions. POLICY CHANGES. You may add additional benefit riders or make other changes, subject to our rules at the time of change. TABLE OF GUARANTEED PAYMENTS (MINIMUM AMOUNT FOR EACH $1,000 APPLIED) OPTION 2A OPTION 3 FIXED PERIOD INSTALLMENTS MONTHLY LIFE INCOME ------------------------- ------------------- NUMBER OF 10 YEARS CERTAIN 20 YEARS CERTAIN REFUND CERTAIN YEARS' MONTHLY ANNUAL ---------------- ---------------- -------------- INSTALLMENTS INSTALLMENT INSTALLMENT AGE MALE FEMALE MALE FEMALE MALE FEMALE ------------ ----------- ----------- --- ---- ------ ---- ------ ---- ------ 1 $84.28 $1,000.00 50 $3.48 $3.19 $3.42 $3.17 $3.37 $3.14 2 42.66 506.17 51 3.54 3.23 3.47 3.21 3.42 3.17 3 28.79 341.60 52 3.59 3.28 3.51 3.25 3.46 3.21 4 21.86 259.33 53 3.65 3.32 3.56 3.29 3.51 3.25 5 17.70 210.00 54 3.70 3.37 3.61 3.33 3.56 3.29 6 14.93 177.12 55 3.77 3.42 3.66 3.37 3.61 3.34 7 12.95 153.65 56 3.83 3.47 3.72 3.42 3.67 3.38 8 11.47 136.07 57 3.90 3.52 3.77 3.47 3.72 3.43 9 10.32 122.40 58 3.97 3.58 3.83 3.52 3.78 3.48 10 9.39 111.47 59 4.04 3.64 3.88 3.57 3.84 3.53 11 8.64 102.54 60 4.12 3.70 3.94 3.62 3.90 3.58 12 8.02 95.11 61 4.20 3.76 4.00 3.68 3.97 3.64 13 7.49 88.83 62 4.29 3.83 4.06 3.74 4.04 3.69 14 7.03 83.45 63 4.38 3.90 4.12 3.79 4.11 3.75 15 6.64 78.80 64 4.48 3.98 4.18 3.85 4.19 3.82 16 6.30 74.73 65 4.58 4.06 4.25 3.92 4.26 3.88 17 6.00 71.15 66 4.68 4.14 4.31 3.98 4.35 3.95 18 5.73 67.97 67 4.79 4.23 4.37 4.04 4.43 4.02 19 5.49 65.13 68 4.90 4.32 4.43 4.11 4.52 4.10 20 5.27 62.58 69 5.02 4.42 4.50 4.18 4.62 4.18 21 5.08 60.28 70 5.14 4.52 4.56 4.25 4.71 4.26 22 4.90 58.19 71 5.26 4.63 4.62 4.31 4.82 4.35 23 4.74 56.29 72 5.39 4.75 4.67 4.38 4.92 4.44 24 4.60 54.55 73 5.52 4.87 4.73 4.45 5.03 4.53 25 4.46 52.95 74 5.66 4.99 4.78 4.51 5.14 4.63 26 4.34 51.48 75 5.80 5.12 4.83 4.58 5.27 4.74 27 4.22 50.12 76 5.95 5.26 4.88 4.64 5.39 4.84 28 4.12 48.87 77 6.10 5.40 4.93 4.70 5.53 4.96 29 4.02 47.70 78 6.25 5.55 4.97 4.75 5.66 5.08 30 3.93 46.61 79 6.40 5.70 5.01 4.80 5.80 5.20 80 6.56 5.85 5.04 4.86 5.96 5.33 81 6.72 6.01 5.08 4.90 6.11 5.45 82 6.88 6.18 5.11 4.95 6.27 5.60 83 7.04 6.34 5.13 4.99 6.43 5.73 84 7.20 6.51 5.16 5.03 6.62 5.89 85 & over 7.36 6.67 5.18 5.07 6.81 6.04 If installments are paid every 3 months, they Amounts for Monthly Life Income are based on age nearest birthday will be 25.23%...
