Common use of Property Insurance Clause in Contracts

Property Insurance. Tenant shall, at Tenant's expense, keep the Improvements, Fixtures, and other components of the Leased Property insured against the following risks: (a) Loss or damage by fire, vandalism and malicious mischief, sprinkler leakage and all other physical loss perils commonly covered by "All Risk" insurance in an amount not less than one hundred percent (100%) of the then full replacement cost thereof (as hereinafter defined). Such policy shall include an agreed amount endorsement if available at a reasonable cost. Such policy shall also include endorsements for contingent liability for operation of building laws, demolition costs, and increased cost of construction. (b) Loss or damage by explosion of steam boilers, pressure vessels, or similar apparatus, now or hereafter installed on the Leased Property, in commercially reasonable amounts acceptable to Landlord. (c) Loss of rent under a rental value or business interruption insurance policy covering risk of loss during the first six (6) months of reconstruction necessitated by the occurrence of any hazards described in Sections 4.01(a) or 4.01(b), above, and which causes an abatement of Rent as provided in Article X hereof, in an amount sufficient to prevent Landlord or Tenant from becoming a co-insurer, containing endorsements for extended period of indemnity and premium adjustment, and written with an agreed amount clause, if the insurance provided for in this clause (c) is available. (d) If the Land is located in whole or in part within a designated flood plain area, loss or damage caused by flood in commercially reasonable amounts acceptable to Landlord. (e) Loss or damage commonly covered by blanket crime insurance including employee dishonesty, loss of money orders or paper currency, depositor's forgery, and loss of property accepted by Tenant for safekeeping, in commercially reasonable amounts acceptable to Landlord. (f) In connection with any repairs or rebuilding by Tenant under Article X hereof, Tenant shall maintain (or cause its contractor to maintain) appropriate builder's risk insurance covering any loss or casualty to the subject Improvements during the course of such repairs or rebuilding.

Property Insurance. Tenant shall, at At Tenant's ’s expense, keep the Improvements, Fixtures, Tenant shall maintain in full force and other components of effect a property insurance policy or policies insuring the Leased Property insured against the following risksfollowing: (a) Loss or damage commonly covered by a “Special Form” policy insuring against physical loss or damage to the Improvements and Personal Property, including, but not limited to, risk of loss from fire, vandalism windstorm and other hazards, collapse, transit coverage, vandalism, malicious mischief, sprinkler leakage theft, earthquake (if the Leased Property is in earthquake zone 1 or 2) and all other physical loss perils commonly covered by "All Risk" insurance sinkholes (if usually recommended in an the area of the Leased Property). The policy shall be in the amount not less than one hundred percent of the full replacement value (100%as defined in §4.5) of the then full replacement cost thereof (Improvements and Personal Property and shall contain a deductible amount acceptable to Landlord. Landlord shall be named as hereinafter defined)an additional insured. Such The policy shall include an a stipulated value endorsement or agreed amount endorsement if available at a reasonable cost. Such policy shall also include and endorsements for contingent liability for operation operations of building laws, demolition costs, and increased cost of construction. (b) Loss If applicable, loss or damage by explosion of steam boilers, pressure vessels, or similar apparatus, now or hereafter installed on the Leased Property, in commercially reasonable amounts acceptable to Landlord. (c) Loss Consequential loss of rent under a rental value rents and income coverage insuring against all “Special Form” risk of physical loss or business interruption insurance policy damage with limits and deductible amounts acceptable to Landlord covering risk of loss during the first six (6) nine months of reconstruction necessitated by the occurrence of any hazards described in Sections 4.01(a) or 4.01(b), abovereconstruction, and which causes containing an abatement of Rent as provided in Article X hereof, in an amount sufficient to prevent Landlord or Tenant from becoming a co-insurer, containing endorsements endorsement for extended period of indemnity and premium adjustmentof at least six months, and shall be written with an agreed a stipulated amount clause, of coverage if the insurance provided for in this clause (c) is availableavailable at a reasonable premium. (d) If the Land Leased Property is located located, in whole or in part within part, in a federally designated 100-year flood plain area, loss flood insurance for the Improvements in an amount equal to the lesser of [i] the full replacement value of the Improvements; or [ii] the maximum amount of insurance available for the Improvements under all federal and private flood insurance programs. (e) Loss or damage caused by flood the breakage of plate glass in commercially reasonable amounts acceptable to Landlord. (ef) Loss or damage commonly covered by blanket crime insurance insurance, including employee dishonesty, loss of money orders or paper currency, depositor's ’s forgery, and loss of property of patients accepted by Tenant for safekeeping, in commercially reasonable amounts acceptable to Landlord. (f) In connection with any repairs or rebuilding by Tenant under Article X hereof, Tenant shall maintain (or cause its contractor to maintain) appropriate builder's risk insurance covering any loss or casualty to the subject Improvements during the course of such repairs or rebuilding.

Property Insurance. Tenant shall, at Tenant's expense, keep the Improvements, Fixtures, and other components of the Leased Property insured against the following risks: (a) Loss or damage by fire, vandalism and malicious mischief, sprinkler leakage and all other physical loss perils commonly covered by "All Risk" insurance in an amount not less than one hundred percent (100%) of the then full replacement cost thereof (as hereinafter defined). Such policy shall include an agreed amount endorsement if available at a reasonable cost. Such policy shall also include endorsements for contingent liability for operation of building laws, demolition costs, and increased cost of construction. (b) Loss or damage by explosion of steam boilers, pressure vessels, or similar apparatus, now or hereafter installed on the Leased Property, in commercially reasonable amounts acceptable to Landlord. (c) Loss of rent under a rental value or business interruption insurance policy covering risk of loss during the first six nine (69) months of reconstruction necessitated by the occurrence of any hazards described in Sections 4.01(a) or 4.01(b), ) above, and which causes an abatement of Rent as provided in Article X hereof, in an amount sufficient to prevent Landlord or Tenant from becoming a co-insurer, containing endorsements for extended period of indemnity and premium adjustment, and written with an agreed amount clause, if the insurance provided for in this clause (c) is availableavailable at a reasonable cost. (d) If the Land is located in whole or in part within a designated flood plain area, loss or damage caused by flood in commercially reasonable amounts acceptable to Landlord. (e) Loss or damage commonly covered by blanket crime insurance including employee dishonesty, loss of money orders or paper currency, depositor's forgery, and loss of property of patients accepted by Tenant for safekeeping, in commercially reasonable amounts acceptable to the Landlord. (f) In connection with any repairs or rebuilding by Tenant under Article X hereof, Tenant shall maintain (or cause its contractor to maintain) appropriate builder's risk insurance covering any loss or casualty to the subject Improvements during the course of such repairs or rebuilding.

Property Insurance. Tenant shall, at At Tenant's expense, keep the Improvements, Fixtures, Tenant shall maintain in full force and other components of effect a property insurance policy or policies insuring the Leased Property insured against the following risksfollowing: (a) Loss or damage commonly covered by firea "Special Form" policy insuring against physical loss or damage to the Improvements and Personal Property, vandalism including but not limited to, risk of loss from fire and other hazards, collapse, transit coverage, vandalism, malicious mischief, sprinkler leakage theft, earthquake (if the Leased Property is in earthquake zone 1 or 2) and all other physical loss perils commonly covered by "All Risk" insurance sinkholes (if usually recommended in an the area of the Leased Property). The policy shall be in the amount not less than one hundred percent of the full replacement value (100%as defined in Section 4.5) of the then full replacement cost thereof (Improvements and Personal Property and shall contain a deductible amount acceptable to Landlord. Landlord shall be named as hereinafter defined)an additional insured. Such The policy shall include an a stipulated value endorsement or agreed amount endorsement if available at a reasonable cost. Such policy shall also include and endorsements for contingent liability for operation operations of building laws, demolition costs, and increased cost of construction. (b) Loss If applicable, loss or damage by explosion of steam boilers, pressure vessels, or similar apparatus, now or hereafter installed on the Leased Property, in commercially reasonable amounts acceptable to Landlord. (c) Loss Consequential loss of rent under a rental value rents and income coverage insuring against all "Special Form" risk of physical loss or business interruption insurance policy damage with limits and deductible amounts acceptable to Landlord covering risk of loss during the first six (6) 9 months of reconstruction necessitated by the occurrence of any hazards described in Sections 4.01(a) or 4.01(b), abovereconstruction, and which causes containing an abatement of Rent as provided in Article X hereof, in an amount sufficient to prevent Landlord or Tenant from becoming a co-insurer, containing endorsements endorsement for extended period of indemnity and premium adjustmentof at least 6 months, and shall be written with an agreed a stipulated amount clause, of coverage if the insurance provided for in this clause (c) is availableavailable at a reasonable premium. (d) If the Land Leased Property is located located, in whole or in part within part, in a federally designated 100-year flood plain area, loss flood insurance for the Improvements in an amount equal to the lesser of [i] the full replacement value of the Improvements; or [ii] the maximum amount of insurance available for the Improvements under all federal and private flood insurance programs. (e) Loss or damage caused by flood the breakage of plate glass in commercially reasonable amounts acceptable to Landlord. (ef) Loss or damage commonly covered by blanket crime insurance including employee dishonesty, loss of money orders or paper currency, depositor's forgery, and loss of property of patients accepted by Tenant for safekeeping, in commercially reasonable amounts acceptable to the Landlord. (f) In connection with any repairs or rebuilding by Tenant under Article X hereof, Tenant shall maintain (or cause its contractor to maintain) appropriate builder's risk insurance covering any loss or casualty to the subject Improvements during the course of such repairs or rebuilding.

Property Insurance. Tenant shallLandlord shall at all times obtain and keep in force during the Term , at Tenant's expensea policy or policies of insurance covering loss or damage to the Premises and the Buildings, keep in the Improvementsamount of the full replacement value thereof, Fixturesproviding protection against those perils included within the classification of “all risk” insurance, including endorsements against vandalism, malicious mischief and other components of the Leased Property insured against the following risks: (a) Loss or damage by fireperils, vandalism and malicious mischief, sprinkler leakage and all other physical loss perils commonly covered by "All Risk" insurance in an amount amounts not less than one hundred percent (100%) of the then their full replacement cost thereof (as hereinafter defined)cost. Such Landlord’s policy shall include (i) an agreed amount endorsement if available at “extended coverage” endorsement, and (ii) a reasonable cost. Such policy shall also include endorsements for contingent liability for operation of “building laws” and/or “law and ordinance” coverage endorsement that covers “costs of demolition,” “increased costs of construction” due to changes in building codes and “contingent liability” with respect to undamaged portions of the Building. At Landlord’s option, demolition costsLandlord may also maintain flood insurance and earthquake insurance as Landlord may from time to time elect to maintain or which may be required from time to time by Landlord’s lender. Tenant shall have no interest in nor any right to the proceeds of any insurance procured by Landlord on the Premises. Tenant shall, and increased within thirty (30) days after receipt of billing accompanied by reasonably detailed back-up documentation, pay to Landlord Tenant’s Pro Rata Share of the cost of construction. (b) Loss or damage such insurance procured and maintained by explosion of steam boilers, pressure vessels, or similar apparatus, now or hereafter installed on the Leased PropertyLandlord. Tenant acknowledges that such insurance procured by Landlord shall contain a deductible which reduces Tenant’s cost for such insurance and, in commercially reasonable amounts acceptable to Landlord. (c) Loss of rent under a rental value or business interruption insurance policy covering risk the event of loss during the first six (6) months of reconstruction necessitated by the occurrence of any hazards described in Sections 4.01(a) or 4.01(b), above, and which causes an abatement of Rent as provided in Article X hereof, in an amount sufficient to prevent Landlord or Tenant from becoming a co-insurer, containing endorsements for extended period of indemnity and premium adjustment, and written with an agreed amount clause, if the insurance provided for in this clause (c) is available. (d) If the Land is located in whole or in part within a designated flood plain area, loss or damage caused by flood in commercially reasonable amounts acceptable to Landlord. (e) Loss or damage commonly covered by blanket crime insurance including employee dishonesty, loss of money orders or paper currency, depositor's forgery, and loss of property accepted by Tenant for safekeeping, in commercially reasonable amounts acceptable to Landlord. (f) In connection with any repairs or rebuilding by Tenant under Article X hereofdamage, Tenant shall maintain be required to pay to Landlord Tenant’s Pro Rata Share of the amount of such deductible as part of Common Area Charges pursuant to Section 12 below; provided, however, that, for the purposes of the inclusion of any earthquake insurance deductible in Common Area Charges, any such deductible will be amortized over a ten (or cause its contractor 10) year period and only the annual amortized portion will be included in Common Area Charges in any year. In no event will Tenant be required to maintain) appropriate builder's risk pay any portion of any deductible under Landlord’s policy of earthquake insurance covering coverage. Provided that, if Landlord proposes to obtain any loss or casualty insurance policy calling for a deductible over $25,000, Landlord will notify Tenant and obtain Tenant’s consent to the subject Improvements during the course of such repairs or rebuildingpolicy which shall not be unreasonably withheld.

Property Insurance. Tenant shall, at At Tenant's ’s expense, keep the Improvements, Fixtures, Tenant shall maintain in full force and other components of effect a property insurance policy or policies insuring the Leased Property insured and Tenant’s Property against the following risksfollowing: (a) Loss or damage commonly covered by a “Special Form” policy insuring against physical loss or damage to the Improvements and Personal Property, including, but not limited to, risk of loss from fire, vandalism windstorm and other hazards, collapse, transit coverage, vandalism, malicious mischief, sprinkler leakage theft, earthquake (if the Leased Property is in a higher risk earthquake zone reasonably determined by Landlord) and all other physical loss perils commonly covered by "All Risk" insurance sinkholes (if usually recommended in an the area of the Leased Property). The policy shall be in the amount not less than one hundred percent of the full replacement value (100%as defined below) of the then full replacement cost thereof (Improvements and Personal Property and shall contain a deductible amount reasonably acceptable to Landlord. Landlord shall be named as hereinafter defined)an additional insured. Such The policy shall include an a stipulated value endorsement or agreed amount endorsement if available at a reasonable cost. Such policy shall also include and endorsements for contingent liability for operation of building laws, ordinance or law including demolition costs, costs and increased cost of construction. (b) Loss If applicable, loss or damage by explosion of steam boilers, pressure vessels, or similar apparatus, now or hereafter installed on the Leased Property, in commercially reasonable amounts acceptable to Landlord. (c) Loss Consequential loss of rent under a rental value rents and income coverage insuring against all “Special Form” risk of physical loss or business interruption insurance policy damage with limits and deductible amounts reasonably acceptable to Landlord covering risk of loss during the first six (6) 12 months of reconstruction necessitated by the occurrence of any hazards described in Sections 4.01(a) or 4.01(b), abovereconstruction, and which causes containing an abatement of Rent as provided in Article X hereof, in an amount sufficient to prevent Landlord or Tenant from becoming a co-insurer, containing endorsements endorsement for extended period of indemnity and premium adjustmentof at least six months, and shall be written with an agreed a stipulated amount clause, of coverage if the insurance provided for in this clause (c) is availableavailable at a reasonable premium. (d) If the Land Leased Property is located located, in whole or in part within part, in a federally designated 100-year flood plain area, loss flood insurance for the Improvements in an amount equal to the lesser of [i] the full replacement value of the Improvements; or [ii] the maximum amount of insurance available for the Improvements under all federal and private flood insurance programs. (e) Loss or damage caused by flood the breakage of plate glass in commercially reasonable amounts acceptable to Landlord. (e) Loss or damage commonly covered by blanket crime insurance including employee dishonesty, loss of money orders or paper currency, depositor's forgery, and loss of property accepted by Tenant for safekeeping, in commercially reasonable amounts acceptable to Landlord. (f) In connection with any repairs or rebuilding by Tenant under Article X hereof, Tenant shall maintain (or cause its contractor to maintain) appropriate builder's risk insurance covering any loss or casualty to the subject Improvements during the course of such repairs or rebuilding.

Property Insurance. Tenant shallLandlord shall obtain and keep in force during the Lease Term a policy or policies of insurance covering loss or damage to the Premises and the Buildings and the Common Areas, at Tenant's expense, keep in the Improvements, Fixtures, and other components amount of the Leased Property insured full replacement value thereof, providing protection against those perils included within the following risks: (a) Loss or damage by fireclassification of "all risk" insurance, vandalism and malicious mischief, sprinkler leakage and all other physical loss perils commonly covered by "All Risk" plus a policy of rental income insurance in an the amount not less than of one hundred percent (100%) of the then full replacement cost thereof twelve (12) months rent (including, without limitation, sums payable as hereinafter definedAdditional Rent). Such policy shall include an agreed amount endorsement , plus, only if available at a reasonable cost. Such policy shall also include endorsements for contingent liability for operation of building lawsrequired by Landlord's lender, demolition costsflood insurance and earthquake insurance, and increased cost any other coverages which Landlord's existing lender (or, during any Option Period, any lender) requires. Tenant shall have no interest in nor any right to the proceeds of construction. any insurance procured by Landlord on the Premises. Tenant shall, within twenty (20) days after receipt of billing, pay to Landlord as Additional Rent, Tenant's Pro Rata Share of such insurance procured and maintained by Landlord. Tenant acknowledges that such property insurance procured by Landlord shall contain a deductible and that, by reason thereof, a portion of any repair, restoration, or replacement costs incurred by Landlord in connection with any covered damages will not be compensated by such insurance. Tenant may only be charged with Tenant's Pro Rata Share of any repair, restoration, or replacement costs not reimbursed to Landlord by reason of a deductible if such repair, restoration, or replacement costs (a) would otherwise be properly charged to Tenant as a Common Area Charge pursuant to, and subject to the limitations set forth in, Paragraph 12 below and (b) Loss or damage by explosion are not otherwise prohibited from being charged to Tenant pursuant to any other provision of steam boilersthis Lease. In this regard, pressure vesselsno amounts would be chargeable to Tenant if the underlying repair, restoration, or similar apparatus, now or hereafter installed on replacement costs would comprise a cost relative to the Leased Property, in commercially reasonable amounts acceptable structural elements of the Building for which Tenant is not required to Landlord. (c) Loss of rent reimburse Landlord under a rental value or business interruption insurance policy covering risk of loss during the first six (6) months of reconstruction necessitated by the occurrence of any hazards described in Sections 4.01(a) or 4.01(b), aboveParagraph 10.A. In addition, and notwithstanding any other provision of this Lease to the contrary, if there is any damage or destruction pursuant to which causes an abatement of Rent as provided in Article X hereof, in an amount sufficient to prevent either Landlord or Tenant from becoming a co-insurermay terminate this Lease pursuant to Paragraph 16 below, containing endorsements for extended period then in no event shall any portion of indemnity and premium adjustmentany costs to repair, and written with an agreed amount clauserestore, if the insurance provided for in this clause (c) is available. (d) If the Land is located in whole or in part within a designated flood plain areareplace such damage or destruction, loss whether or damage caused by flood in commercially reasonable amounts acceptable to Landlord. (e) Loss not all or damage commonly any portion of such costs are covered by blanket crime any property insurance including employee dishonestyin effect, loss of money orders be charged directly or paper currency, depositor's forgery, and loss of property accepted by Tenant for safekeeping, in commercially reasonable amounts acceptable indirectly to LandlordTenant. (f) In connection with any repairs or rebuilding by Tenant under Article X hereof, Tenant shall maintain (or cause its contractor to maintain) appropriate builder's risk insurance covering any loss or casualty to the subject Improvements during the course of such repairs or rebuilding.

Property Insurance. Borrower shall maintain, or cause Master Tenant shallto maintain, at Tenant's expense, keep the Improvements, Fixtures, and other components of the Leased Property insured against the following risks: (a) Loss or damage by fire, vandalism and malicious mischief, sprinkler leakage and all other physical loss perils commonly covered by "either “All Risk" ” or “Special Form” real and personal property insurance in an amount not less than and “Boiler and Machinery Insurance”, insuring one hundred percent (100%) of the then full insurable replacement cost thereof value of the Improvements and the Equipment, and with a deductible not to exceed One Hundred Thousand Dollars (as hereinafter defined)$100,000) with the exception for Earthquake, Named Windstorm and Flood, providing no coinsurance or similar penalty. Such policy shall include an agreed amount endorsement if available at a reasonable cost. Such policy insurance shall also include endorsements for contingent liability for operation of building laws, demolition costs, cover “Rent Loss” or “Business Interruption” and increased cost of construction. “Extra Expense” on an “Actual Loss Sustained Basis” (b) Loss or damage by explosion of steam boilers, pressure vessels, or similar apparatus, now or hereafter installed on the Leased Property, in commercially reasonable amounts acceptable to Landlord. (c) Loss of rent under a rental value or business interruption insurance policy covering risk of loss during the first six (6) months of reconstruction necessitated by the occurrence of any hazards described in Sections 4.01(a) or 4.01(bincluding Rent Loss), above, and which causes an abatement of Rent as provided in Article X hereof, in an amount sufficient equal to prevent Landlord or Tenant from becoming a co-insurerat least eighteen (18) months of the Property Income, containing endorsements for and an extended period of indemnity of at least one hundred eighty (180) days. Covered perils shall include, but not be limited to, “Windstorm” (including “Named Windstorm”), “Boiler and premium adjustmentMachinery Insurance” and, subject to the limitations set forth below, “Acts of Terrorism”. Also, Borrower shall maintain, or cause Master Tenant to maintain, “Ordinance and written with an agreed amount clause, if the insurance provided for in this clause (c) is available. (d) Law” coverage. If the Land Improvements are non-conforming and such non-conformity is not covered under the “Ordinance & Law” provisions, Borrower may be required by Lender to purchase, or cause Master Tenant to purchase, a separate policy covering such non-conformity for the benefit of Lender. Lender may from time to time also require that Borrower maintain, or cause Master Tenant to maintain, insurance acceptable to Lender (in its reasonable discretion) for “Builder’s Risk” during the period of any construction, renovation or alteration of the Improvements. If the Hotel Property is located in whole or in part within a designated flood plain areaSpecial Hazard Flood Area, loss or damage caused by flood National Flood Insurance Program (“NFIP”) insurance is required. In addition, the Property policy must provide and maintain a Flood Limit in commercially reasonable amounts excess of NFIP that is acceptable to LandlordLender. All insurance coverages, limits and deductibles must be satisfactory to Lender in its reasonable discretion. (e) Loss or damage commonly covered by blanket crime insurance including employee dishonesty, loss of money orders or paper currency, depositor's forgery, and loss of property accepted by Tenant for safekeeping, in commercially reasonable amounts acceptable to Landlord. (f) In connection with any repairs or rebuilding by Tenant under Article X hereof, Tenant shall maintain (or cause its contractor to maintain) appropriate builder's risk insurance covering any loss or casualty to the subject Improvements during the course of such repairs or rebuilding.

Property Insurance. Tenant shall, at At Tenant's ’s expense, keep the Improvements, Fixtures, Tenant shall maintain in full force and other components of effect a property insurance policy or policies insuring the Leased Property insured against the following risksfollowing: (a) Loss or damage commonly covered by firea “Special Form” policy insuring against physical loss or damage to the Improvements and Personal Property, vandalism including, but not limited to, risk of loss from fire and other hazards, collapse, transit coverage, vandalism, malicious mischief, sprinkler leakage theft, earthquake (if the Leased Property is in earthquake zone 1 or 2) and all other physical loss perils commonly covered by "All Risk" insurance sinkholes (if usually recommended in an the area of the Leased Property). The policy shall be in the amount not less than one hundred percent of the full replacement value (100%as defined in §4.5) of the then full replacement cost thereof (Improvements and Personal Property and shall contain a deductible amount acceptable to Landlord. Landlord shall be named as hereinafter defined)an additional insured. Such The policy shall include an a stipulated value endorsement or agreed amount endorsement if available at a reasonable cost. Such policy shall also include and endorsements for contingent liability for operation operations of building laws, demolition costs, and increased cost of construction. (b) Loss If applicable, loss or damage by explosion of steam boilers, pressure vessels, or similar apparatus, now or hereafter installed on the Leased Property, in commercially reasonable amounts acceptable to Landlord. (c) Loss Consequential loss of rent under a rental value rents and income coverage insuring against all “Special Form” risk of physical loss or business interruption insurance policy damage with limits and deductible amounts acceptable to Landlord covering risk of loss during the first six (6) nine months of reconstruction necessitated by the occurrence of any hazards described in Sections 4.01(a) or 4.01(b), abovereconstruction, and which causes containing an abatement of Rent as provided in Article X hereof, in an amount sufficient to prevent Landlord or Tenant from becoming a co-insurer, containing endorsements endorsement for extended period of indemnity and premium adjustmentof at least six months, and shall be written with an agreed a stipulated amount clause, of coverage if the insurance provided for in this clause (c) is availableavailable at a reasonable premium. (d) If the Land Leased Property is located located, in whole or in part within part, in a federally designated 100-year flood plain area, loss flood insurance for the Improvements in an amount equal to the lesser of [i] the full replacement value of the Improvements; or [ii] the maximum amount of insurance available for the Improvements under all federal and private flood insurance programs. (e) Loss or damage caused by flood the breakage of plate glass in commercially reasonable amounts acceptable to Landlord. (ef) Loss or damage commonly covered by blanket crime insurance insurance, including employee dishonesty, loss of money orders or paper currency, depositor's ’s forgery, and loss of property of patients accepted by Tenant for safekeeping, in commercially reasonable amounts acceptable to Landlord. (f) In connection with any repairs or rebuilding by Tenant under Article X hereof, Tenant shall maintain (or cause its contractor to maintain) appropriate builder's risk insurance covering any loss or casualty to the subject Improvements during the course of such repairs or rebuilding.

Property Insurance. Tenant shall, at At Tenant's ’s expense, keep the Improvements, Fixtures, Tenant shall maintain in full force and other components of effect a property insurance policy or policies insuring the Leased Property insured against the following risksfollowing: (a) Loss or damage commonly covered by firea “All Risk” or “Special Form”, vandalism policy insuring against physical loss or damage to the Improvements and Personal Property, including, but not limited to, risk of loss from fire and other hazards, collapse, transit coverage, vandalism, malicious mischief, sprinkler leakage theft, earthquake (if the Leased Property is in earthquake zone 1 or 2) and all other physical loss perils commonly covered by "All Risk" insurance sinkholes (if usually recommended in an the area of the Leased Property). The policy shall be in the amount not less than one hundred percent of the full replacement value (100%as defined in §4.5) of the then full replacement cost thereof (Improvements and Personal Property and shall contain a deductible amount acceptable to Landlord. Landlord shall be named as hereinafter defined)an additional insured. Such The policy shall include an a stipulated value endorsement or agreed amount endorsement if available at a reasonable cost. Such policy shall also include and endorsements for contingent liability for operation operations of building laws, demolition costs, and increased cost of construction. (b) Loss If applicable, loss or damage by explosion of steam boilers, pressure vessels, or similar apparatus, now or hereafter installed on the Leased Property, in commercially reasonable amounts acceptable to Landlord. (c) Loss Consequential loss of rent under a rental value rents and income coverage insuring against all “All Risk” or business interruption insurance policy “Special Form”, risk of physical loss or damage with limits and deductible amounts acceptable to Landlord covering risk of loss during the first six (6) nine months of reconstruction necessitated by the occurrence of any hazards described in Sections 4.01(a) or 4.01(b), abovereconstruction, and which causes containing an abatement of Rent as provided in Article X hereof, in an amount sufficient to prevent Landlord or Tenant from becoming a co-insurer, containing endorsements endorsement for extended period of indemnity and premium adjustmentof at least 90 days, and shall be written with an agreed a stipulated amount clause, of coverage if the insurance provided for in this clause (c) is availableavailable at a reasonable premium. (d) If the Land Leased Property is located located, in whole or in part within part, in a federally designated 100-year flood plain area, loss flood insurance for the Improvements in an amount equal to the lesser of [i] the full replacement value of the Improvements; or [ii] the maximum amount of insurance available for the Improvements under all federal and private flood insurance programs. (e) Loss or damage caused by flood the breakage of plate glass in commercially reasonable amounts acceptable to Landlord. (ef) Loss or damage commonly covered by blanket crime insurance insurance, including employee dishonesty, loss of money orders or paper currency, depositor's ’s forgery, and loss of property of patients accepted by Tenant for safekeeping, in commercially reasonable amounts acceptable to Landlord. (f) In connection with any repairs or rebuilding by Tenant under Article X hereof, Tenant shall maintain (or cause its contractor to maintain) appropriate builder's risk insurance covering any loss or casualty to the subject Improvements during the course of such repairs or rebuilding.

Property Insurance. Tenant shall, at At Tenant's expense, keep the Improvements, Fixtures, Tenant shall maintain in full force and other components of effect a property insurance policy or policies insuring the Leased Property insured against the following risksfollowing: (a) Loss or damage commonly covered by firea "Special Form" policy insuring against physical loss or damage to the Improvements and Personal Property, vandalism including but not limited to, risk of loss from fire and other hazards, collapse, transit coverage, vandalism, malicious mischief, sprinkler leakage theft, earthquake (if the Leased Property is in earthquake zone 1 or 2) and all other physical loss perils commonly covered by "All Risk" insurance sinkholes (if usually recommended in an the area of the Leased Property). The policy shall be in the amount not less than one hundred percent of the full replacement value (100%as defined in ss.4.5) of the then full replacement cost thereof (Improvements and Personal Property and shall contain a deductible amount acceptable to Landlord. Landlord shall be named as hereinafter defined)an additional insured. Such The policy shall include an a stipulated value endorsement or agreed amount endorsement if available at a reasonable cost. Such policy shall also include and endorsements for contingent liability for operation operations of building laws, demolition costs, and increased cost of construction. (b) Loss If applicable, loss or damage by explosion of steam boilers, pressure vessels, or similar apparatus, now or hereafter installed on the Leased Property, in commercially reasonable amounts acceptable to Landlord. (c) Loss Consequential loss of rent under a rental value rents and income coverage insuring against all "Special Form" risk of physical loss or business interruption insurance policy damage with limits and deductible amounts acceptable to Landlord covering risk of loss during the first six (6) 9 months of reconstruction necessitated by the occurrence of any hazards described in Sections 4.01(a) or 4.01(b), abovereconstruction, and which causes containing an abatement of Rent as provided in Article X hereof, in an amount sufficient to prevent Landlord or Tenant from becoming a co-insurer, containing endorsements endorsement for extended period of indemnity and premium adjustmentof at least 6 months, and shall be written with an agreed a stipulated amount clause, of coverage if the insurance provided for in this clause (c) is availableavailable at a reasonable premium. (d) If the Land Leased Property is located located, in whole or in part within part, in a federally designated 100-year flood plain area, loss flood insurance for the Improvements in an amount equal to the lesser of [i] the full replacement value of the Improvements; or [ii] the maximum amount of insurance available for the Improvements under all federal and private flood insurance programs. (e) Loss or damage caused by flood the breakage of plate glass in commercially reasonable amounts acceptable to Landlord. (ef) Loss or damage commonly covered by blanket crime insurance including employee dishonesty, loss of money orders or paper currency, depositor's forgery, and loss of property of patients accepted by Tenant for safekeeping, in commercially reasonable amounts acceptable to the Landlord. (f) In connection with any repairs or rebuilding by Tenant under Article X hereof, Tenant shall maintain (or cause its contractor to maintain) appropriate builder's risk insurance covering any loss or casualty to the subject Improvements during the course of such repairs or rebuilding.

Property Insurance. Tenant shall, at At Tenant's expense, keep the Improvements, Fixtures, Tenant shall maintain in full force and other components of effect a property insurance policy or policies insuring the Leased Property insured against the following risksfollowing: (a) Loss or damage commonly covered by firea "Special Form" policy insuring against physical loss or damage to the Improvements and Personal Property, vandalism including, but not limited to, risk of loss from fire and other hazards, collapse, transit coverage, vandalism, malicious mischief, sprinkler leakage theft, earthquake (if the Leased Property is in earthquake zone 1 or 2) and all other physical loss perils commonly covered by "All Risk" insurance sinkholes (if usually recommended in an the area of the Leased Property). The policy shall be in the amount not less than one hundred percent of the full replacement value (100%as defined in Section 4.5) of the then full replacement cost thereof (Improvements and Personal Property and shall contain a deductible amount acceptable to Landlord. Landlord shall be named as hereinafter defined)an additional insured. Such The policy shall include an a stipulated value endorsement or agreed amount endorsement if available at a reasonable cost. Such policy shall also include and endorsements for contingent liability for operation operations of building laws, demolition costs, and increased cost of construction. (b) Loss If applicable, loss or damage by explosion of steam boilers, pressure vessels, or similar apparatus, now or hereafter installed on the Leased Property, in commercially reasonable amounts acceptable to Landlord. (c) Loss Consequential loss of rent under a rental value rents and income coverage insuring against all "Special Form" risk of physical loss or business interruption insurance policy damage with limits and deductible amounts acceptable to Landlord covering risk of loss during the first six (6) nine months of reconstruction necessitated by the occurrence of any hazards described in Sections 4.01(a) or 4.01(b), abovereconstruction, and which causes containing an abatement of Rent as provided in Article X hereof, in an amount sufficient to prevent Landlord or Tenant from becoming a co-insurer, containing endorsements endorsement for extended period of indemnity and premium adjustmentof at least 160 days, and shall be written with an agreed a stipulated amount clause, of coverage if the insurance provided for in this clause (c) is availableavailable at a reasonable premium. (d) If the Land Leased Property is located located, in whole or in part within part, in a federally designated 100-year flood plain area, loss flood insurance for the Improvements in an amount equal to the lesser of [i] the full replacement value of the Improvements; or [ii] the maximum amount of insurance available for the Improvements under all federal and private flood insurance programs. (e) Loss or damage caused by flood the breakage of plate glass in commercially reasonable amounts acceptable to Landlord. (ef) Loss or damage commonly covered by blanket crime insurance insurance, including employee dishonesty, loss of money orders or paper currency, depositor's forgery, and loss of property of patients accepted by Tenant for safekeeping, in commercially reasonable amounts acceptable to Landlord. (f) In connection with any repairs or rebuilding by Tenant under Article X hereof, Tenant shall maintain (or cause its contractor to maintain) appropriate builder's risk insurance covering any loss or casualty to the subject Improvements during the course of such repairs or rebuilding.

Property Insurance. Tenant shallTenant, at Tenant's ’s expense, keep shall keep, or cause there to be kept, the Leased Property, including the Improvements, Fixtures, and other components of the Leased Property insured against the following risks: (a) Loss or damage by fire, vandalism and malicious mischief, sprinkler leakage and all other physical loss perils commonly covered by "“special perils” or “special form” insurance (formerly known as “All Risk" insurance ” insurance) in an amount not less than one hundred percent (100%) of the then full replacement cost thereof (as hereinafter defined). Such policy shall include an agreed agreed-amount endorsement if available at a reasonable costin form and amount acceptable to Landlord. Such policy shall also include endorsements for contingent liability for ordinance or law coverage with wording provided to cover the enforcement of operation of building and zoning laws, demolition costsand removal costs of undamaged parts of the structure, and increased cost of constructionrepairs or reconstruction. (b) Loss or damage by explosion of steam boilers, pressure vessels, or similar apparatus, now or hereafter installed on the Leased Property, in commercially reasonable amounts reasonably acceptable to Landlord. (c) Loss of 100% of the rent payable by Tenant under a rental value coverage or business interruption insurance endorsement to property policy covering risk of loss during for a period of at least the first six twelve (612) months of reconstruction the Term to compensate Landlord for any rent abatement necessitated by the occurrence of any hazards described in Sections 4.01(a5.01(a) or 4.01(b5.01(b), above, and which causes an abatement of Rent as provided in Article X XI hereof, in an amount sufficient to prevent Landlord or Tenant from becoming a co-insurer, containing endorsements for extended period of indemnity and premium adjustment, and written with an agreed agreed-amount clause, if the insurance provided for in this clause (c) is available. (d) If the Land is located in whole or in part within a designated flood plain area, loss or damage caused by flood in commercially reasonable amounts acceptable to Landlord. (e) If the Land is located in whole or in part within an earthquake zone area, loss or damage caused by earthquake in commercially reasonably amounts acceptable to Landlord. (f) Loss or damage commonly covered by blanket crime insurance including employee dishonesty, loss of money orders or paper currency, depositor's ’s forgery, and loss of property accepted by Tenant for safekeeping, in commercially reasonable amounts acceptable to Landlord. (fg) In connection with any repairs or rebuilding by Tenant under Article X XI hereof, Tenant shall maintain (or cause its contractor to maintain) appropriate builder's ’s risk insurance or equivalent policy form covering any loss or casualty to the subject Improvements during the course of such repairs or rebuilding.

Property Insurance. Tenant shall, at At Tenant's expense, keep the Improvements, Fixtures, Tenant shall maintain in full force and other components of effect a property insurance policy or policies insuring the Leased Property insured against the following risksfollowing: (a) Loss or damage commonly covered by a "Special Form" policy insuring against physical loss or damage to the Improvements and Personal Property, including, but not limited to, risk of loss from fire, vandalism windstorm and other hazards, collapse, transit coverage, vandalism, malicious mischief, sprinkler leakage theft, earthquake (if the Leased Property is in a higher risk earthquake zone as determined by Landlord) and all other physical loss perils commonly covered by "All Risk" insurance sinkholes (if usually recommended in an the area of the Leased Property). The policy shall be in the amount not less than one hundred percent of the full replacement value (100%as defined in §4.5) of the then full replacement cost thereof (Improvements and Personal Property and shall contain a deductible amount acceptable to Landlord. Landlord shall be named as hereinafter defined)an additional insured. Such The policy shall include an a stipulated value endorsement or agreed amount endorsement if available at a reasonable cost. Such policy shall also include and endorsements for contingent liability for operation of building laws, ordinance or law including demolition costs, costs and increased cost of construction. (b) Loss If applicable, loss or damage by explosion of steam boilers, pressure vessels, or similar apparatus, now or hereafter installed on the Leased Property, in commercially reasonable amounts acceptable to Landlord. (c) Loss Consequential loss of rent under a rental value rents and income coverage insuring against all "Special Form" risk of physical loss or business interruption insurance policy damage with limits and deductible amounts acceptable to Landlord covering risk of loss during the first six (6) nine months of reconstruction necessitated by the occurrence of any hazards described in Sections 4.01(a) or 4.01(b), abovereconstruction, and which causes containing an abatement of Rent as provided in Article X hereof, in an amount sufficient to prevent Landlord or Tenant from becoming a co-insurer, containing endorsements endorsement for extended period of indemnity and premium adjustmentof at least six months, and shall be written with an agreed a stipulated amount clause, of coverage if the insurance provided for in this clause (c) is availableavailable at a reasonable premium. (d) If the Land Leased Property is located located, in whole or in part within part, in a federally designated 100-year flood plain area, loss flood insurance for the Improvements in an amount equal to the lesser of [i] the full replacement value of the Improvements; or [ii] the maximum amount of insurance available for the Improvements under all federal and private flood insurance programs. (e) Loss or damage caused by flood the breakage of plate glass in commercially reasonable amounts acceptable to Landlord. (ef) Loss or damage commonly covered by blanket crime insurance insurance, including employee dishonesty, loss of money orders or paper currency, depositor's forgery, and loss of property of patients accepted by Tenant for safekeeping, in commercially reasonable amounts acceptable to Landlord. (f) In connection with any repairs or rebuilding by Tenant under Article X hereof, Tenant shall maintain (or cause its contractor to maintain) appropriate builder's risk insurance covering any loss or casualty to the subject Improvements during the course of such repairs or rebuilding.

Property Insurance. Tenant shall, at At Tenant's expense, keep Tenant shall maintain in full force and effect a property insurance policy or policies insuring the Improvements, Fixtures, and other components of the Leased Property insured Premises against the following risksfollowing: (a) Loss or damage commonly covered by firea "Special Form" policy insuring against physical loss or damage to the Improvements and any personal property, vandalism including but not limited to, risk of loss from fire and other hazards, collapse, transit coverage, vandalism, malicious mischief, sprinkler leakage theft, earthquake (if the Premises are in earthquake zone 1 or 2) and all other physical loss perils commonly covered by "All Risk" insurance sinkholes (if usually recommended in an the area of the Premises). The policy shall be in the amount not less than one hundred percent of the full replacement value (100%as defined in Section 7.05) of the then full replacement cost thereof (Improvements and any personal property and shall contain a deductible amount acceptable to Landlord. Landlord shall be named as hereinafter defined)an additional insured. Such The policy shall include an a stipulated value endorsement or agreed amount endorsement if available at a reasonable cost. Such policy shall also include and endorsements for contingent liability for operation operations of building laws, demolition costs, and increased cost of construction. (b) Loss If applicable, loss or damage by explosion of steam boilers, pressure vessels, vessels or similar apparatus, now or hereafter installed on the Leased PropertyPremises, in commercially reasonable amounts acceptable to Landlord. (c) Loss Consequential loss of rent under a rental value rents and income coverage insuring against all "Special Form" risk of physical loss or business interruption insurance policy damage with limits and deductible amounts acceptable to Landlord covering risk of loss during the first six twelve (612) months of reconstruction necessitated by the occurrence of any hazards described in Sections 4.01(a) or 4.01(b), abovereconstruction, and which causes containing an abatement of Rent as provided in Article X hereof, in an amount sufficient to prevent Landlord or Tenant from becoming a co-insurer, containing endorsements endorsement for extended period of indemnity and premium adjustmentof at least six (6) months, and shall be written with an agreed a stipulated amount clause, of coverage if the insurance provided for in this clause (c) is availableavailable at a reasonable premium. (d) If the Land is located Premises are located, in whole or in part within part, in a federally designated 100-year flood plain area, loss flood insurance for the Improvements in an amount equal to the lesser of (i) the full replacement value of the Improvements; or (ii) the maximum amount of insurance available for the Improvements under all federal and private flood insurance programs. (e) Loss or damage caused by flood the breakage of plate glass in commercially reasonable amounts acceptable to Landlord. (ef) Loss or damage commonly covered by blanket crime insurance including employee dishonesty, loss of money orders or paper currency, depositor's forgery, depositors' forgery and loss of property of residents accepted by Tenant for safekeeping, in commercially reasonable amounts acceptable to Landlord. (f) In connection with any repairs or rebuilding by Tenant under Article X hereof, Tenant shall maintain (or cause its contractor to maintain) appropriate builder's risk insurance covering any loss or casualty to the subject Improvements during the course of such repairs or rebuilding.

Property Insurance. Tenant shall, at At Tenant's expense, keep the Improvements, Fixtures, Tenant shall maintain in full force and other components of effect a property insurance policy or policies insuring the Leased Property insured against the following risksfollowing: (a) Loss or damage commonly covered by firea "Special Form" policy insuring against physical loss or damage to the Improvements and Personal Property, vandalism including, but not limited to, risk of loss from fire and other hazards, collapse, transit coverage, vandalism, malicious mischief, sprinkler leakage theft, earthquake (if the Leased Property is in earthquake zone 1 or 2 per the ISO rating system) and all other physical loss perils commonly covered by "All Risk" insurance sinkholes (if usually recommended in an the area of the Leased Property). The policy shall be in the amount not less than one hundred percent of the full replacement value (100%as defined in Section 4.5) of the then full replacement cost thereof (Improvements and Personal Property and shall contain a deductible amount acceptable to Landlord. Landlord shall be named as hereinafter defined)an additional insured. Such The policy shall include an a stipulated value endorsement or agreed amount endorsement if available at a reasonable cost. Such policy shall also include and endorsements for contingent liability for operation operations of building laws, demolition costs, and increased cost of construction. (b) Loss If applicable, loss or damage by explosion of steam boilers, pressure vessels, or similar apparatus, now or hereafter installed on the Leased Property, in commercially reasonable amounts acceptable to Landlord. (c) Loss Consequential loss of rent under a rental value rents and income coverage insuring against all "Special Form" risk of physical loss or business interruption insurance policy damage with limits and deductible amounts acceptable to Landlord covering risk of loss during the first six (6) nine months of reconstruction necessitated by the occurrence of any hazards described in Sections 4.01(a) or 4.01(b), abovereconstruction, and which causes containing an abatement of Rent as provided in Article X hereof, in an amount sufficient to prevent Landlord or Tenant from becoming a co-insurer, containing endorsements endorsement for extended period of indemnity and premium adjustmentof at least six months, and shall be written with an agreed a stipulated amount clause, of coverage if the insurance provided for in this clause (c) is availableavailable at a reasonable premium. (d) If the Land Leased Property is located located, in whole or in part within part, in a federally designated 100-year flood plain area, loss flood insurance for the Improvements in an amount equal to the lesser of [i] the full replacement value of the Improvements; or [ii] the maximum amount of insurance available for the Improvements under all federal and private flood insurance programs. (e) Loss or damage caused by flood the breakage of plate glass in commercially reasonable amounts acceptable to Landlord. (ef) Loss or damage commonly covered by blanket crime insurance insurance, including employee dishonesty, loss of money orders or paper currency, depositor's forgery, and loss of property of patients accepted by Tenant for safekeeping, in commercially reasonable amounts acceptable to Landlord. (f) In connection with any repairs or rebuilding by Tenant under Article X hereof, Tenant shall maintain (or cause its contractor to maintain) appropriate builder's risk insurance covering any loss or casualty to the subject Improvements during the course of such repairs or rebuilding.

Property Insurance. Tenant shall, at At Tenant's ’s expense, keep the Improvements, Fixtures, Tenant shall maintain in full force and other components of effect a property insurance policy or policies insuring the Leased Property insured against the following risksfollowing: (a) Loss or damage commonly covered by a “Special Form” policy insuring against physical loss or damage to the Improvements and Personal Property, including, but not limited to, risk of loss from fire, vandalism windstorm and other hazards, collapse, transit coverage, vandalism, malicious mischief, sprinkler leakage theft, earthquake (if the Leased Property is in a higher risk earthquake zone as determined by Landlord) and all other physical loss perils commonly covered by "All Risk" insurance sinkholes (if usually recommended in an the area of the Leased Property). The policy shall be in the amount not less than one hundred percent of the full replacement value (100%as defined in §4.5) of the then full replacement cost thereof (Improvements and Personal Property and shall contain a deductible amount reasonably acceptable to Landlord. Landlord shall be named as hereinafter defined)an additional insured. Such The policy shall include an a stipulated value endorsement or agreed amount endorsement if available at a reasonable cost. Such policy shall also include and endorsements for contingent liability for operation of building laws, ordinance or law including demolition costs, costs and increased cost of construction. (b) Loss If applicable, loss or damage by explosion of steam boilers, pressure vessels, or similar apparatus, now or hereafter installed on the Leased Property, in commercially reasonable amounts acceptable to Landlord. (c) Loss Consequential loss of rent under a rental value rents and income coverage insuring against all “Special Form” risk of physical loss or business interruption insurance policy damage with limits and deductible amounts reasonably acceptable to Landlord covering risk of loss during the first six (6) nine months of reconstruction necessitated by the occurrence of any hazards described in Sections 4.01(a) or 4.01(b), abovereconstruction, and which causes containing an abatement of Rent as provided in Article X hereof, in an amount sufficient to prevent Landlord or Tenant from becoming a co-insurer, containing endorsements endorsement for extended period of indemnity and premium adjustmentof at least six months, and shall be written with an agreed a stipulated amount clause, of coverage if the insurance provided for in this clause (c) is availableavailable at a reasonable premium. (d) If the Land Leased Property is located located, in whole or in part within part, in a federally designated 100-year flood plain area, loss flood insurance for the Improvements in an amount equal to the lesser of [i] the full replacement value of the Improvements; or [ii] the maximum amount of insurance available for the Improvements under all federal and private flood insurance programs. (e) Loss or damage caused by flood the breakage of plate glass, if applicable, in commercially reasonable amounts reasonably acceptable to Landlord. (ef) Loss or damage commonly covered by blanket crime insurance insurance, including employee dishonesty, loss of money orders or paper currency, depositor's ’s forgery, and loss of property of patients accepted by Tenant for safekeeping, in commercially reasonable amounts acceptable to Landlord. (f) In connection with any repairs or rebuilding by Tenant under Article X hereof. Additionally, to the extent the Assumed Mortgage requires Landlord to maintain insurance policies beyond those set forth in this §4.1, Tenant shall maintain (or cause its contractor to maintain) appropriate builder's risk such insurance covering any loss or casualty to policies in full force and effect and in compliance with the subject Improvements during terms of the course of such repairs or rebuildingAssumed Mortgage.

Property Insurance. Tenant shall, at At Tenant's expense, keep the Improvements, Fixtures, Tenant shall maintain in full force and other components of effect a property insurance policy or policies insuring the Leased Property insured against the following risksfollowing: (a) Loss or damage commonly covered by firea "Special Form" policy insuring against physical loss or damage to the Improvements and Personal Property, vandalism including but not limited to, risk of loss from fire and other hazards, collapse, transit coverage, vandalism, malicious mischief, sprinkler leakage theft, earthquake (if the Leased Property is in earthquake zone 1 or 2) and all other physical loss perils commonly covered by "All Risk" insurance sinkholes (if usually recommended in an the area of the Leased Property). The policy shall be in the amount not less than one hundred percent of the full replacement value (100%as defined in Section 4.5) of the then full replacement cost thereof (Improvements and Personal Property and shall contain a deductible amount acceptable to Landlord. Landlord shall be named as hereinafter defined)an additional insured. Such The policy shall include an a stipulated value endorsement or agreed amount endorsement if available at a reasonable cost. Such policy shall also include and endorsements for contingent liability for operation operations of building laws, demolition costs, and increased cost of construction. (b) Loss If applicable, loss or damage by explosion of steam boilers, pressure vessels, or similar apparatus, now or hereafter installed on the Leased Property, in commercially reasonable amounts acceptable to Landlord. (c) Loss Consequential loss of rent under a rental value rents and income coverage insuring against all "Special Form" risk of physical loss or business interruption insurance policy damage with limits and deductible amounts acceptable to Landlord covering risk of loss during the first six (6) 9 months of reconstruction necessitated by the occurrence of any hazards described in Sections 4.01(a) or 4.01(b), abovereconstruction, and which causes containing an abatement of Rent as provided in Article X hereof, in an amount sufficient to prevent Landlord or Tenant from becoming a co-insurer, containing endorsements endorsement for extended period of indemnity and premium adjustmentof at least 6 months, and shall be written with an agreed a stipulated amount clause, coverage if the insurance provided for in this clause (c) is availableavailable at a reasonable premium. (d) If the Land Leased Property is located located, in whole or in part within part, in a federally designated 100-year flood plain area, loss flood insurance for the Improvements in an amount equal to the lesser of [i] the full replacement value of the Improvements; or [ii] the maximum amount of insurance available for the Improvements under all federal and private flood insurance programs. (e) Loss or damage caused by flood the breakage of plate glass in commercially reasonable amounts acceptable to Landlord. (ef) Loss or damage commonly covered by blanket crime insurance including employee dishonesty, loss of money orders or paper currency, depositor's forgery, and loss of property of patients accepted by Tenant for safekeeping, in commercially reasonable amounts acceptable to the Landlord. (f) In connection with any repairs or rebuilding by Tenant under Article X hereof, Tenant shall maintain (or cause its contractor to maintain) appropriate builder's risk insurance covering any loss or casualty to the subject Improvements during the course of such repairs or rebuilding.

Property Insurance. Tenant shall, at At Tenant's ’s expense, keep the Improvements, Fixtures, Tenant shall maintain in full force and other components of effect a property insurance policy or policies insuring the Leased Property insured against the following risksfollowing: (a) Loss or damage commonly covered by firea “Special Form” or “All Risk” policy insuring against physical loss or damage to the Improvements and Personal Property, vandalism including, but not limited to, risk of loss from fire and other hazards, collapse, transit coverage, vandalism, malicious mischief, sprinkler leakage theft, earthquake (if the Leased Property is in earthquake zone 1 or 2) and all other physical loss perils commonly covered by "All Risk" insurance sinkholes (if usually recommended in an the area of the Leased Property). The policy shall be in the amount not less than one hundred percent of the full replacement value (100%as defined in §4.5) of the then full replacement cost thereof (Improvements and Personal Property and shall contain a deductible amount acceptable to Landlord. Landlord shall be named as hereinafter defined)an additional insured. Such The policy shall include an a stipulated value endorsement or agreed amount endorsement if available at a reasonable cost. Such policy shall also include and endorsements for contingent liability for operation operations of building laws, demolition costs, and increased cost of construction. (b) Loss If applicable, loss or damage by explosion of steam boilers, pressure vessels, or similar apparatus, now or hereafter installed on the Leased Property, in commercially reasonable amounts acceptable to Landlord. (c) Loss Consequential loss of rent under a rental value rents and income coverage insuring against all “All Risk” or business interruption insurance policy “Special Form” risk of physical loss or damage with limits and deductible amounts acceptable to Landlord covering risk of loss during the first six (6) nine months of reconstruction necessitated by the occurrence of any hazards described in Sections 4.01(a) or 4.01(b), abovereconstruction, and which causes containing an abatement of Rent as provided in Article X hereof, in an amount sufficient to prevent Landlord or Tenant from becoming a co-insurer, containing endorsements endorsement for extended period of indemnity and premium adjustmentof at least 90 days, and shall be written with an agreed a stipulated amount clause, of coverage if the insurance provided for in this clause (c) is availableavailable at a reasonable premium. (d) If the Land Leased Property is located located, in whole or in part within part, in a federally designated 100-year flood plain area, loss flood insurance for the Improvements in an amount equal to the lesser of [i] the full replacement value of the Improvements; or [ii] the maximum amount of insurance available for the Improvements under all federal and private flood insurance programs. (e) Loss or damage caused by flood the breakage of plate glass in commercially reasonable amounts acceptable to Landlord. (ef) Loss or damage commonly covered by blanket crime insurance insurance, including employee dishonesty, loss of money orders or paper currency, depositor's ’s forgery, and loss of property of patients accepted by Tenant for safekeeping, in commercially reasonable amounts acceptable to Landlord. (f) In connection with any repairs or rebuilding by Tenant under Article X hereof, Tenant shall maintain (or cause its contractor to maintain) appropriate builder's risk insurance covering any loss or casualty to the subject Improvements during the course of such repairs or rebuilding.

Property Insurance. Tenant shall, at Tenant's ’s expense, keep the Improvements, Fixtures, and other components of the Leased Property insured against the following risks: (a) Loss or damage by fire, vandalism and malicious mischief, sprinkler leakage and all other physical loss perils commonly covered by "“All Risk" ” insurance in an amount not less than one hundred percent (100%) of the then full replacement cost thereof (as hereinafter defined). Such policy shall include an agreed amount endorsement if available at a reasonable cost. Such policy shall also include endorsements for contingent liability for operation of building laws, demolition costs, and increased cost of construction. (b) Loss or damage by explosion of steam boilers, pressure vessels, or similar apparatus, now or hereafter installed on the Leased Property, in commercially reasonable amounts acceptable to Landlord. (c) Loss of rent under a rental value or business interruption insurance policy covering risk of loss during the first six nine (69) months of reconstruction necessitated by the occurrence of any hazards described in Sections 4.01(a4.1(a) or 4.01(b), 4.1(b) above, and which causes an abatement of Rent as provided in Article X hereof, in an amount sufficient to prevent Landlord or Tenant from becoming a co-insurer, containing endorsements for extended period of indemnity and premium adjustment, and written with an agreed amount clause, if the insurance provided for in this clause (c) is availableavailable at a reasonable cost. (d) If the Land is located in whole or in part within a designated flood plain area, loss or damage caused by flood in commercially reasonable amounts acceptable to Landlord. (e) Loss or damage commonly covered by blanket crime insurance including employee dishonesty, loss of money orders or paper currency, depositor's ’s forgery, and loss of property of patients accepted by Tenant for safekeeping, in commercially reasonable amounts acceptable to the Landlord. (f) In connection with any repairs or rebuilding by Tenant under Article X hereof, Tenant shall maintain (or cause its contractor to maintain) appropriate builder's risk insurance covering any loss or casualty to the subject Improvements during the course of such repairs or rebuilding.

Property Insurance. Tenant shall, at Tenant's expense, keep the Improvements, Fixtures, and other components of the Leased Property insured against the following risks: (a) Loss or damage by fire, vandalism and malicious mischief, earthquake, sprinkler leakage and all other physical loss perils commonly covered by "All Risk" insurance in an amount not less than one hundred percent (100%) of the then full replacement cost thereof (as hereinafter defined). Such policy shall include an agreed amount endorsement if available at a reasonable cost. Such policy shall also include endorsements for contingent liability for operation of building and zoning laws, demolition costs, and increased cost of construction. (b) Loss or damage by explosion of steam boilers, pressure vessels, or similar apparatus, now or hereafter installed on the Leased Property, in commercially reasonable amounts acceptable to Landlord. (c) Loss of rent under a rental value or business interruption insurance policy covering risk of loss during the first six (6) months of reconstruction necessitated by the occurrence of any hazards described in Sections 4.01(a) or 4.01(b), above, and which causes an abatement of Rent as provided in Article X hereof, in an amount sufficient to prevent Landlord or Tenant from becoming a co-insurer, containing endorsements for extended period of indemnity and premium adjustment, and written with an agreed amount clause, if the insurance provided for in this clause (c) is available. (d) If the Land is located in whole or in part within a designated flood plain area, loss or damage caused by flood in commercially reasonable amounts acceptable to Landlord. (e) Loss or damage commonly covered by blanket crime insurance including employee dishonesty, loss of money orders or paper currency, depositor's forgery, and loss of property accepted by Tenant for safekeeping, in commercially reasonable amounts acceptable to Landlord. (f) In connection with any repairs or rebuilding by Tenant under Article X hereof, Tenant shall maintain (or cause its contractor to maintain) appropriate builder's risk insurance covering any loss or casualty to the subject Improvements during the course of such repairs or rebuilding.

Property Insurance. Tenant shall, at At Tenant's expense, keep the Improvements, Fixtures, Tenant shall maintain in ------------------ full force and other components of effect a property insurance policy or policies insuring the Leased Property insured against the following risksfollowing: (a) Loss or damage commonly covered by firea "Special Form" policy insuring against physical loss or damage to the Improvements and Personal Property, vandalism including but not limited to, risk of loss from fire and other hazards, collapse, transit coverage, vandalism, malicious mischief, sprinkler leakage theft, earthquake (if the Leased Property is in earthquake zone 1 or 2) and all other physical loss perils commonly covered by "All Risk" insurance sinkholes (if usually recommended in an the area of the Leased Property). The policy shall be in the amount not less than one hundred percent of the full replacement value (100%as defined in (S)4.5) of the then full replacement cost thereof (Improvements and Personal Property and shall contain a deductible amount acceptable to Landlord. Landlord shall be named as hereinafter defined)an additional insured. Such The policy shall include an a stipulated value endorsement or agreed amount endorsement if available at a reasonable cost. Such policy shall also include and endorsements for contingent liability for operation operations of building laws, demolition costs, and increased cost of construction. (b) Loss If applicable, loss or damage by explosion of steam boilers, pressure vessels, or similar apparatus, now or hereafter installed on the Leased Property, in commercially reasonable amounts acceptable to Landlord. (c) Loss Consequential loss of rent under a rental value rents and income coverage insuring against all "Special Form" risk of physical loss or business interruption insurance policy damage with limits and deductible amounts acceptable to Landlord covering risk of loss during the first six (6) 9 months of reconstruction necessitated by the occurrence of any hazards described in Sections 4.01(a) or 4.01(b), abovereconstruction, and which causes containing an abatement of Rent as provided in Article X hereof, in an amount sufficient to prevent Landlord or Tenant from becoming a co-insurer, containing endorsements endorsement for extended period of indemnity and premium adjustmentof at least 6 months, and shall be written with an agreed a stipulated amount clause, of coverage if the insurance provided for in this clause (c) is availableavailable at a reasonable premium. (d) If the Land Leased Property is located located, in whole or in part within part, in a federally designated 100-year flood plain area, loss flood insurance for the Improvements in an amount equal to the lesser of [i] the full replacement value of the Improvements; or [ii] the maximum amount of insurance available for the Improvements under all federal and private flood insurance programs. (e) Loss or damage caused by flood the breakage of plate glass in commercially reasonable amounts acceptable to Landlord. (ef) Loss or damage commonly covered by blanket crime insurance including employee dishonesty, loss of money orders or paper currency, depositor's forgery, and loss of property of patients accepted by Tenant for safekeeping, in commercially reasonable amounts acceptable to the Landlord. (f) In connection with any repairs or rebuilding by Tenant under Article X hereof, Tenant shall maintain (or cause its contractor to maintain) appropriate builder's risk insurance covering any loss or casualty to the subject Improvements during the course of such repairs or rebuilding.

Property Insurance. Tenant shallTenant, at Tenant's expense, shall keep the Improvements, Fixtures, and other components of the Leased Property insured against the following risks: (a) Loss or damage by fire, vandalism and malicious mischiefmischief earthquake, sprinkler leakage and all other physical loss perils commonly covered by "All Risk" insurance in an amount not less than one hundred percent (100%) of the then full replacement cost thereof (as hereinafter defined). Such policy shall include an agreed agreed-amount endorsement if available at a reasonable cost. Such policy shall also include endorsements for contingent liability for operation of building and zoning laws, demolition costs, and increased cost of construction. (b) Loss or damage by explosion of steam boilers, pressure vessels, or similar apparatus, now or hereafter installed on the Leased Property, in commercially reasonable amounts acceptable to Landlord. (c) Loss of rent under a rental value or business interruption insurance policy covering risk of loss during the first six (6) months of reconstruction necessitated by the occurrence of any hazards described in Sections 4.01(a) or 4.01(b), above, and which causes an abatement of Rent as provided in Article X hereof, in an amount sufficient to prevent Landlord or Tenant from becoming a co-insurer, containing endorsements for extended period of indemnity and premium adjustment, and written with an agreed agreed-amount clause, if the insurance provided for in this clause (c) is available. (d) If the Land is located in whole or in part within a designated flood plain area, loss or damage caused by flood in commercially reasonable amounts acceptable to Landlord. (e) Loss or damage commonly covered by blanket crime insurance including employee dishonesty, loss of money orders or paper currency, depositor's forgery, and loss of property accepted by Tenant for safekeeping, in commercially reasonable amounts acceptable to Landlord. (f) In connection with any repairs or rebuilding by Tenant under Article X hereof, Tenant shall maintain (or cause its contractor to maintain) appropriate builder's risk insurance covering any loss or casualty to the subject Improvements during the course of such repairs or rebuilding.

Property Insurance. Tenant shall, at Tenant's expense, keep the Improvements, Fixtures, and other components of the Leased Property insured against the following risks: (a) Loss or damage by fire, vandalism and malicious mischief, sprinkler leakage and all other physical loss perils commonly covered by "All Risk" insurance in an amount not less than one hundred percent (100%) of the then full replacement cost thereof (as hereinafter defined). Such policy shall include an agreed amount endorsement if available at a reasonable cost. Such policy shall also include endorsements for contingent liability for operation of building laws, demolition costs, and increased cost of construction. (b) Loss or damage by explosion of steam boilers, pressure vessels, or similar apparatus, now or hereafter installed on the Leased Property, in commercially reasonable amounts acceptable to Landlord. (c) Loss of rent under a rental value or business interruption insurance policy covering risk of loss during the first six (6) months of reconstruction necessitated by the occurrence of any hazards described in Sections 4.01(a) or 4.01(b), above, and which causes an abatement of Rent as provided in Article X hereof, 8 hereof in an amount sufficient to prevent Landlord or Tenant from becoming a co-insurer, containing endorsements for extended period of indemnity and premium adjustment, and written with an agreed amount clause, if the insurance provided for in this clause (c) is available. (d) If the Land is located in whole or in part within a designated flood plain area, loss or damage caused by flood in commercially reasonable amounts acceptable to Landlord. (e) Loss or damage commonly covered by blanket crime insurance including employee dishonesty, loss of money orders or paper currency, depositor's forgery, and loss of property accepted by Tenant for safekeeping, in commercially reasonable amounts acceptable to Landlord. (f) In connection with any repairs or rebuilding by Tenant under Article X hereof, Tenant shall maintain (or cause its contractor to maintain) appropriate builder's risk insurance covering any loss or casualty to the subject Improvements during the course of such repairs or rebuilding.

Property Insurance. Tenant shall maintain or cause to be maintained "special causes of loss" or then industry standard “all risk” coverage including equipment breakdown insurance for an amount equal to 100% of the replacement cost of the Improvements on the Premises (the "Property Insurance"), which for purposes of this Lease shall mean actual new replacement value (exclusive of costs of excavations, foundations, underground utilities and footings) with a waiver of depreciation. If not included within the "special causes of loss" coverage above, Tenant shall also carry or cause to be carried coverage against damage by terrorism, collapse, windstorm, flood and earthquake, which shall be written with limits of coverage of not less than the then replacement value per occurrence except flood shall be written with limits of coverage equal to at least the greater of twenty-five percent (25%) of the full replacement cost or Ten Million Dollars ($10,000,000), and earthquake shall be written as provided in Section 8.04 hereof and if customarily carried by owners of properties similarly situated to the Premises, insurance against other risks or hazards as Landlord may reasonably require. Each such policy shall be endorsed with (i) an agreed amount clause (waiving applicable co-insurance clause), and (ii) coverage for law and ordinance, including debris removal, demolition costs and increased costs of construction due to changes in Requirements. This policy shall have a deductible of no more than five percent (5.0%) of the full replacement cost per occurrence. The full replacement cost shall be redetermined from time to time (but not more frequently than once in any two-year period) at the request of Landlord by an appraiser or contractor designated and paid by Tenant and approved by Landlord, or by an engineer or appraiser in the regular employ of the insurer providing the relevant coverage. Tenant shall, at Landlord's request from time to time, provide Landlord with a current certificate of insurance throughout the Term evidencing Tenant's expense, keep the Improvements, Fixtures, and other components of the Leased Property insured against the following risks: (a) Loss or damage by fire, vandalism and malicious mischief, sprinkler leakage and all other physical loss perils commonly covered by "All Risk" insurance in an amount not less than one hundred percent (100%) of the then full replacement cost thereof (compliance. Tenant shall be named as hereinafter defined). Such policy shall include an agreed amount endorsement if available at a reasonable cost. Such policy shall also include endorsements for contingent liability for operation of building laws, demolition costs, and increased cost of construction. (b) Loss or damage by explosion of steam boilers, pressure vessels, or similar apparatus, now or hereafter installed on the Leased Property, in commercially reasonable amounts acceptable to Landlord. (c) Loss of rent under a rental value or business interruption insurance policy covering risk of loss during the first six (6) months named insured and Landlord shall be named as an additional insured and any Leasehold Mortgagee shall be named as mortgagee and loss payees. Insurance proceeds shall be held and made available in accordance with the terms of reconstruction necessitated by this Lease and in the occurrence event of a conflict between the terms of this Lease and the terms of any hazards described in Sections 4.01(a) or 4.01(b), above, and which causes an abatement Leasehold Mortgage the terms of Rent as provided in Article X hereof, in an amount sufficient to prevent Landlord or Tenant from becoming a co-insurer, containing endorsements for extended period of indemnity and premium adjustment, and written with an agreed amount clause, if the insurance provided for in this clause (c) is availableLease shall be controlling. (d) If the Land is located in whole or in part within a designated flood plain area, loss or damage caused by flood in commercially reasonable amounts acceptable to Landlord. (e) Loss or damage commonly covered by blanket crime insurance including employee dishonesty, loss of money orders or paper currency, depositor's forgery, and loss of property accepted by Tenant for safekeeping, in commercially reasonable amounts acceptable to Landlord. (f) In connection with any repairs or rebuilding by Tenant under Article X hereof, Tenant shall maintain (or cause its contractor to maintain) appropriate builder's risk insurance covering any loss or casualty to the subject Improvements during the course of such repairs or rebuilding.

Property Insurance. Tenant shall, at Tenant's expenseduring the Term of this Lease, obtain and keep in force insurance upon the ImprovementsDemised Premises in an amount equal to the full Replacement Cost (exclusive of the costs of excavation, Fixturesfoundations and footings, and other components without reference to depreciation taken by Landlord upon its books or tax returns), or the amount of such insurance as the Leased Property insured against the following risks: (a) Loss Lenders may require be maintained, with loss payable to Landlord and to any Lenders insuring loss or damage by fireto the Demised Premises. Such insurance shall provide protection against any peril generally included within the “All-Risk, Broad Form 1020” form of property insurance policy, which includes insurance against sprinkler damage, vandalism and malicious mischief. Subject to availability thereof, sprinkler leakage Tenant shall further insure, as the Lenders may require, against flood and/or earthquake, loss or failure of building equipment, rental loss during the period to repair or rebuild, and worker’s compensation insurance. If Tenant is required to maintain earthquake insurance, Tenant shall pay one-half (1/2) toward the costs of such insurance, but shall not be required to expend more than Twenty Thousand Dollars ($20,000) during any one (1) year for premiums for such insurance and Landlord shall be responsible for paying any premiums in excess thereof. If the coverage is available and commercially appropriate, such policy or policies shall insure against all risks of direct physical loss or damage, including coverage for any additional costs resulting from debris removal and reasonable amounts of coverage for the enforcement of any ordinance or law regulating the reconstruction or replacement of any undamaged sections of the Demised Premises required to be demolished or removed by reason of the enforcement of any building, zoning, safety or land use laws as the result of a covered cause of loss. Said policy or policies shall also contain (i) an agreed valuation provision in lieu of any coinsurance clause and (ii) a waiver of subrogation. The cost of all said insurance shall be an Operating Expense which shall be paid directly by Tenant as Additional Rent. Tenant shall furnish to Landlord evidence reasonably satisfactory to Landlord of said property insurance policy. Landlord shall be named as an additional insured on Tenant’s property insurance policy; and all other physical loss perils commonly covered by "All Risk" insurance in an amount not less than one hundred percent (100%) of the then full replacement cost thereof (as hereinafter defined). Such policy shall include an agreed amount endorsement if available at a reasonable cost. Such specifications and provisions applicable to the extent appropriate to Tenant’s liability insurance policy shall also include endorsements be applicable to Tenant’s property insurance policy, on a reciprocal basis for contingent liability for operation the benefit of building laws, demolition costs, and increased cost Landlord. The amount of construction. (b) Loss or damage by explosion of steam boilers, pressure vessels, or similar apparatus, now or hereafter installed on the Leased Property, in commercially reasonable amounts acceptable to Landlord. (c) Loss of rent under a rental value or business interruption insurance policy covering risk of loss during the first six (6) months of reconstruction necessitated by the occurrence of any hazards described in Sections 4.01(a) or 4.01(b), above, and which causes an abatement of Rent as provided in Article X hereof, in an amount sufficient to prevent Landlord or Tenant from becoming a co-insurer, containing endorsements for extended period of indemnity and premium adjustment, and written with an agreed amount clause, if the insurance provided for in this clause (c) is available. (d) If the Land is located in whole or in part within a designated flood plain area, loss or damage caused by flood in commercially reasonable amounts acceptable to Landlord. (e) Loss or damage commonly covered by blanket crime insurance including employee dishonesty, loss of money orders or paper currency, depositor's forgery, and loss of property accepted by Tenant for safekeeping, in commercially reasonable amounts acceptable to Landlord. (f) In connection with any repairs or rebuilding coverage maintained by Tenant under Article X hereof, Tenant this Section 18.2 shall maintain be reviewed every two (or cause its contractor 2) years during the Term to maintain) appropriate builder's risk insurance covering any loss or casualty determine whether the amount is adequate to assure coverage of the Replacement Cost and shall be increased to the subject Improvements during the course of such repairs or rebuildingextent reasonably determined by Landlord to be inadequate.

Property Insurance. Tenant shallDuring any period of construction, at Tenant's expenserenovation, keep the Improvements, Fixtures, and other components or alteration of the Leased Property insured against Improvements or the following risks: (a) Loss or damage performance by fireBorrower of the Construction Work, vandalism and malicious mischief, sprinkler leakage and all other physical loss perils commonly covered by "All Risk" Borrower shall maintain Builders Risk insurance in an amount not less than insuring one hundred percent (100%) of the then full insurable replacement cost thereof of the Improvements, including coverages for Hard and Soft Costs, materials used for construction whether located on-site or off-site and while in transit, Delay in Completion, Permission To Occupy, Collapse During Construction, Terrorism, Named Windstorm, Flood, Sinkhole (as hereinafter definedif applicable) and Earthquake (if applicable). Such policy Borrower shall include an agreed amount endorsement cause the Contractor to maintain the following coverages: Commercial General Liability, Auto Liability (if available at applicable), Workers Compensation including Employers Liability, Contractor Pollution Liability, Crane Liability, and Umbrella or Excess Liability. In addition, Lender will require proof of the Architect’s and Designer’s Professional Liability Insurance. Xxxx Xxxxxxxxxx of the Construction Work, Borrower shall maintain or cause the Condominium Association to maintain either “All Risk” or “Special Form” real and personal property insurance and “Boiler and Machinery Insurance”, insuring one hundred percent (100%) of the insurable replacement cost value of the Improvements and the Equipment, excluding foundations, and with a reasonable costdeductible not to exceed $100,000 with the exception for Earthquake, Named Windstorm and Flood, providing no coinsurance or similar penalty. Such policy insurance shall also include endorsements for contingent liability for operation of building laws, demolition costs, cover “Rent Loss” or “Business Interruption” and increased cost of construction. “Extra Expense” on an “Actual Loss Sustained Basis” (b) Loss or damage by explosion of steam boilers, pressure vessels, or similar apparatus, now or hereafter installed on the Leased Property, in commercially reasonable amounts acceptable to Landlord. (c) Loss of rent under a rental value or business interruption insurance policy covering risk of loss during the first six (6) months of reconstruction necessitated by the occurrence of any hazards described in Sections 4.01(a) or 4.01(bincluding Rent Loss), above, and which causes an abatement of Rent as provided in Article X hereof, in an amount sufficient equal to prevent Landlord or Tenant from becoming a co-insurerat least eighteen (18) months of the Property Income, containing endorsements for and an extended period of indemnity of at least three hundred sixty-five (365) days. Covered perils shall include, but not be limited to, “Windstorm” (including “Named Windstorm”), “Boiler and premium adjustmentMachinery Insurance” and “Acts of Terrorism”; provided that for so long as the Terrorism Risk Insurance Program Reauthorization Act of 2015, as amended (“TRIPRA”), is in effect (including any extensions), Lender shall accept terrorism insurance which covers against “covered acts” as defined therein, and written during any period in which TRIPRA or other similar government legislation is no longer in effect, Borrower shall only be required to maintain, or cause to be maintained, the amount of terrorism insurance which can be purchased with a premium that does not exceed an agreed amount clauseequal to two (2) times the amount of the then-current premium for the property insurance required hereunder (excluding any terrorism component thereof) and further provided that such insurance shall not have a deductible in excess of fifty thousand and 00/100 dollars ($50,000.00). Lender may from time to time also require that Borrower maintain insurance acceptable to Lender for “Builder’s Risk” during the period of any construction, if renovation or alteration of the insurance provided for in this clause (c) is available. (d) Improvements. If the Land Mortgaged Property is defined to be in Seismic Zone 3 or 4, or its equivalent, earthquake insurance shall also be maintained by Borrower. If the Mortgaged property is located in whole or in part within a designated flood plain areaSpecial Hazard Flood Area, loss or damage caused by flood National Flood Insurance Program (“NFIP”) insurance is required. In addition, the Property policy must provide an maintain a Flood Limit in commercially reasonable amounts excess of NFIP that is acceptable to LandlordLender. (e) Loss or damage commonly covered by blanket crime insurance including employee dishonesty, loss of money orders or paper currency, depositor's forgery, and loss of property accepted by Tenant for safekeeping, in commercially reasonable amounts acceptable to Landlord. (f) In connection with any repairs or rebuilding by Tenant under Article X hereof, Tenant shall maintain (or cause its contractor to maintain) appropriate builder's risk insurance covering any loss or casualty to the subject Improvements during the course of such repairs or rebuilding.

Property Insurance. Tenant shall“Special Form” or “all risk” property insurance, at Tenant's expense, keep covering (or equitably allocated by Landlord to) the Improvements, Fixtures, Building (and leasehold improvements constructed therein or thereon by Landlord and the Initial Improvements following substantial completion thereof and any other leasehold improvements funded by any allowance given to any tenant of the Building) and other components buildings located within the Project (and improvements located with the Common Area to the extent desired to be insured by Landlord). Such insurance shall be in the full amount of the Leased Property insured against replacement cost of the following risks: foregoing, with reasonable deductible amounts, which deductible amounts with respect to the Building may be included in Operating Expenses and with respect to the Exterior Common Areas may be included in Exterior Common Area Operating Expenses (a) Loss in both cases, subject to any applicable limitations or damage exclusions set forth elsewhere in this Lease), payable by fireTenant pursuant to Paragraph 12. Such insurance may also include rental income insurance, vandalism and malicious mischief, sprinkler leakage and all other physical loss perils commonly covered by "All Risk" insurance in an amount not less than insuring that one hundred percent (100%) of the then full replacement cost thereof Rentals (as hereinafter defined)the same may be adjusted hereunder) will be paid to Landlord for a period of up to twelve (12) months if the Premises are destroyed or damaged, or such longer period as may be determined by Landlord or required by any beneficiary of a deed of trust or any mortgagee of any mortgage affecting the Premises. Landlord may so insure the Project separately, or may insure the Project with other property owned by Landlord which Landlord elects to insure together under the same policy or policies. Landlord shall have the right, but not the obligation, in its sole and absolute discretion, to obtain insurance for such additional perils that Landlord deems appropriate, including, without limitation, coverage for damage by earthquake and/or flood and/or terrorism insurance. Such policy insurance maintained by Landlord as provided herein shall include an agreed amount endorsement if available not cover any leasehold improvements installed in the Premises by Tenant at a reasonable cost. Such policy its sole expense (but Landlord shall also include endorsements for contingent liability for operation maintain insurance covering the Initial Improvements referred to in Exhibit C attached hereto following the substantial completion of building laws, demolition costs, and increased cost of construction. (b) Loss or damage by explosion of steam boilers, pressure vesselssuch Initial Improvements), or similar apparatusTenant’s equipment, now trade fixtures, inventory, furniture, furnishings or hereafter installed other personal property located on the Leased Property, in commercially reasonable amounts acceptable to Landlord. (c) Loss of rent under a rental value or business interruption insurance policy covering risk of loss during the first six (6) months of reconstruction necessitated by the occurrence of any hazards described in Sections 4.01(a) or 4.01(b), above, and which causes an abatement of Rent as provided in Article X hereof, in an amount sufficient to prevent Landlord or Tenant from becoming a co-insurer, containing endorsements for extended period of indemnity and premium adjustment, and written with an agreed amount clause, if the insurance provided for in this clause (c) is available. (d) If the Land is located in whole or in part within a designated flood plain area, loss or damage caused by flood in commercially reasonable amounts acceptable to Landlord. (e) Loss or damage commonly covered by blanket crime insurance including employee dishonesty, loss of money orders or paper currency, depositor's forgery, and loss of property accepted by Tenant for safekeeping, in commercially reasonable amounts acceptable to Landlord. (f) In connection with any repairs or rebuilding by Tenant under Article X hereof, Tenant shall maintain (or cause its contractor to maintain) appropriate builder's risk insurance covering any loss or casualty to the subject Improvements during the course of such repairs or rebuilding.Premises;

Property Insurance. Tenant shall, at At Tenant's expense, keep the Improvements, Fixtures, Tenant shall maintain in full force and other components of effect a property insurance policy or policies insuring the Leased Property insured against the following risksfollowing: (a) Loss or damage commonly covered by firea "Special Form" policy insuring against physical loss or damage to the Improvements and Personal Property, vandalism including, but not limited to, risk of loss from fire and other hazards, collapse, transit coverage, vandalism, malicious mischief, sprinkler leakage theft, earthquake (if the Leased Property is in earthquake zone 1 or 2 per the ISO rating system) and all other physical loss perils commonly covered by "All Risk" insurance sinkholes (if usually recommended in an the area of the Leased Property). The policy shall be in the amount not less than one hundred percent of the full replacement value (100%as defined in ss.4.5) of the then full replacement cost thereof (Improvements and Personal Property and shall contain a deductible amount acceptable to Landlord. Landlord shall be named as hereinafter defined)an additional insured. Such The policy shall include an a stipulated value endorsement or agreed amount endorsement if available at a reasonable cost. Such policy shall also include and endorsements for contingent liability for operation operations of building laws, demolition costs, and increased cost of construction. (b) Loss If applicable, loss or damage by explosion of steam boilers, pressure vessels, or similar apparatus, now or hereafter installed on the Leased Property, in commercially reasonable amounts acceptable to Landlord. (c) Loss Consequential loss of rent under a rental value rents and income coverage insuring against all "Special Form" risk of physical loss or business interruption insurance policy damage with limits and deductible amounts acceptable to Landlord covering risk of loss during the first six (6) nine months of reconstruction necessitated by the occurrence of any hazards described in Sections 4.01(a) or 4.01(b), abovereconstruction, and which causes containing an abatement of Rent as provided in Article X hereof, in an amount sufficient to prevent Landlord or Tenant from becoming a co-insurer, containing endorsements endorsement for extended period of indemnity and premium adjustmentof at least six months, and shall be written with an agreed a stipulated amount clause, of coverage if the insurance provided for in this clause (c) is availableavailable at a reasonable premium. (d) If the Land Leased Property is located located, in whole or in part within part, in a federally designated 100-year flood plain area, loss flood insurance for the Improvements in an amount equal to the lesser of [i] the full replacement value of the Improvements; or [ii] the maximum amount of insurance available for the Improvements under all federal and private flood insurance programs. (e) Loss or damage caused by flood the breakage of plate glass in commercially reasonable amounts acceptable to Landlord. (ef) Loss or damage commonly covered by blanket crime insurance insurance, including employee dishonesty, loss of money orders or paper currency, depositor's forgery, and loss of property of patients accepted by Tenant for safekeeping, in commercially reasonable amounts acceptable to Landlord. (f) In connection with any repairs or rebuilding by Tenant under Article X hereof, Tenant shall maintain (or cause its contractor to maintain) appropriate builder's risk insurance covering any loss or casualty to the subject Improvements during the course of such repairs or rebuilding.

Property Insurance. Tenant shall“Special Form” or “all risk” property insurance, at covering (or equitably allocated by Landlord to) the Building (and leasehold improvements constructed therein or thereon by Landlord and the Initial Improvements following substantial completion thereof and any other leasehold improvements funded by any allowance given by Landlord to Tenant's expense, keep the Improvements, Fixtures, ) and other components buildings located within the Project (and improvements located in the Common Area to the extent desired to be insured by Landlord). Such insurance shall be in the full amount of the Leased Property insured against replacement cost of the following risks: foregoing, with reasonable deductible amounts, which deductible amounts with respect to the Building may be included in Operating Expenses and with respect to the Exterior Common Areas may be included in Exterior Common Area Operating Expenses (a) Loss in both cases, subject to any applicable limitations or damage exclusions set forth elsewhere in this Lease), payable by fireTenant pursuant to Paragraph 12. Such insurance may also include rental income insurance, vandalism and malicious mischief, sprinkler leakage and all other physical loss perils commonly covered by "All Risk" insurance in an amount not less than insuring that one hundred percent (100%) of the then full replacement cost thereof Rentals (as hereinafter defined)the same may be adjusted hereunder) will be paid to Landlord for a period of up to twelve (12) months (or such longer period as may be determined by Landlord or required by any beneficiary of a deed of trust or any mortgagee of any mortgage affecting the Premises) if the Premises or Building are destroyed or damaged. Landlord may so insure the Project separately, or may insure the Building or Project with other property owned by Landlord which Landlord elects to insure together under the same policy or policies. Landlord shall have the right, but not the obligation, in its sole and absolute discretion, to obtain insurance for such additional perils that Landlord deems appropriate, including, without limitation, coverage for damage by earthquake and/or flood and/or terrorism insurance. Such policy insurance maintained by Landlord as provided herein shall include an agreed amount endorsement if available not cover any leasehold improvements installed in the Premises by Tenant at a reasonable cost. Such policy its sole expense (but Landlord shall also include endorsements for contingent liability for operation maintain insurance covering the Initial Improvements referred to in Exhibit C attached hereto following the substantial completion of building laws, demolition costs, such Initial Improvements and increased the cost of construction. (b) Loss or damage by explosion of steam boilers, pressure vesselssuch insurance shall be included in Operating Expenses), or similar apparatusTenant’s equipment, now trade fixtures, inventory, furniture, furnishings or hereafter installed other personal property located on the Leased Property, in commercially reasonable amounts acceptable to Landlord. (c) Loss of rent under a rental value or business interruption insurance policy covering risk of loss during the first six (6) months of reconstruction necessitated by the occurrence of any hazards described in Sections 4.01(a) or 4.01(b), above, and which causes an abatement of Rent as provided in Article X hereof, in an amount sufficient to prevent Landlord or Tenant from becoming a co-insurer, containing endorsements for extended period of indemnity and premium adjustment, and written with an agreed amount clause, if the insurance provided for in this clause (c) is available. (d) If the Land is located in whole or in part within a designated flood plain area, loss or damage caused by flood in commercially reasonable amounts acceptable to Landlord. (e) Loss or damage commonly covered by blanket crime insurance including employee dishonesty, loss of money orders or paper currency, depositor's forgery, and loss of property accepted by Tenant for safekeeping, in commercially reasonable amounts acceptable to Landlord. (f) In connection with any repairs or rebuilding by Tenant under Article X hereof, Tenant shall maintain (or cause its contractor to maintain) appropriate builder's risk insurance covering any loss or casualty to the subject Improvements during the course of such repairs or rebuilding.Premises;

Property Insurance. Tenant shall, at Tenant's expense, keep the Improvements, Fixtures, Personal Property, and other components of the Leased Property insured against the following risks: (a) Loss or damage by fire, vandalism and malicious mischief, sprinkler leakage leakage, and all other physical loss perils commonly covered by "All Risk" insurance in an amount not less than one 9 hundred percent (100%) of the then full replacement cost thereof (as hereinafter defined). Such policy shall include an agreed amount endorsement if available at a reasonable cost. Such policy shall also include endorsements for contingent liability for operation of building laws, demolition costs, and increased cost of construction. (b) Loss or damage by explosion of steam boilers, pressure vessels, or similar apparatus, now or hereafter installed on the Leased Property, in commercially reasonable amounts acceptable to Landlord. (c) Loss of rent under a rental value or business interruption insurance policy covering risk of loss during the first six nine (69) months of reconstruction necessitated by the occurrence of any hazards described in Sections 4.01(a) or 4.01(b), ) above, and which causes an abatement of Rent as provided in Article X hereof, in an amount sufficient to prevent Landlord or Tenant from becoming a co-insurercoinsurer, containing endorsements for extended period of indemnity and premium adjustment, and written with an agreed amount clause, clause if the insurance provided for in this clause (c) is availableavailable at a reasonable cost. (d) If Loss or damage caused by the breakage of plate glass in commercially reasonable amounts acceptable to Landlord. (e) if the Land is located in whole or in part within a designated flood plain area, loss or damage caused by flood in commercially reasonable amounts acceptable to Landlord. (ef) Loss or damage commonly covered by blanket crime insurance including employee dishonesty, loss of money orders or paper currency, depositor's forgery, and loss of property of patients accepted by Tenant for safekeeping, in commercially reasonable amounts acceptable to the Landlord. (f) In connection with any repairs or rebuilding by Tenant under Article X hereof, Tenant shall maintain (or cause its contractor to maintain) appropriate builder's risk insurance covering any loss or casualty to the subject Improvements during the course of such repairs or rebuilding.

Property Insurance. Tenant shall, at At Tenant's expense, keep the Improvements, Fixtures, Tenant shall maintain in full force and other components of effect a property insurance policy or policies insuring the Leased Property insured against the following risksfollowing: (a) Loss or damage commonly covered by firea "Special Form" policy insuring against physical loss or damage to the Improvements and Personal Property, vandalism including, but not limited to, risk of loss from fire and other hazards, collapse, transit coverage, vandalism, malicious mischief, sprinkler leakage theft, earthquake (if the Leased Property is in earthquake zone 1 or 2 per the ISO rating system) and all other physical loss perils commonly covered by "All Risk" insurance sinkholes (if usually recommended in an the area of the Leased Property). The policy shall be in the amount not less than one hundred percent of the full replacement value (100%as defined in §4.5) of the then full replacement cost thereof (Improvements and Personal Property and shall contain a deductible amount acceptable to Landlord. Landlord shall be named as hereinafter defined)an additional insured. Such The policy shall include an a -14- stipulated value endorsement or agreed amount endorsement if available at a reasonable cost. Such policy shall also include and endorsements for contingent liability for operation operations of building laws, demolition costs, and increased cost of construction. (b) Loss If applicable, loss or damage by explosion of steam boilers, pressure vessels, or similar apparatus, now or hereafter installed on the Leased Property, in commercially reasonable amounts acceptable to Landlord. (c) Loss Consequential loss of rent under a rental value rents and income coverage insuring against all "Special Form" risk of physical loss or business interruption insurance policy damage with limits and deductible amounts acceptable to Landlord covering risk of loss during the first six (6) nine months of reconstruction necessitated by the occurrence of any hazards described in Sections 4.01(a) or 4.01(b), abovereconstruction, and which causes containing an abatement of Rent as provided in Article X hereof, in an amount sufficient to prevent Landlord or Tenant from becoming a co-insurer, containing endorsements endorsement for extended period of indemnity and premium adjustmentof at least six months, and shall be written with an agreed a stipulated amount clause, of coverage if the insurance provided for in this clause (c) is availableavailable at a reasonable premium. (d) If the Land Leased Property is located located, in whole or in part within part, in a federally designated 100-year flood plain area, loss flood insurance for the Improvements in an amount equal to the lesser of [i] the full replacement value of the Improvements; or [ii] the maximum amount of insurance available for the Improvements under all federal and private flood insurance programs. (e) Loss or damage caused by flood the breakage of plate glass in commercially reasonable amounts acceptable to Landlord. (ef) Loss or damage commonly covered by blanket crime insurance insurance, including employee dishonesty, loss of money orders or paper currency, depositor's forgery, and loss of property of patients accepted by Tenant for safekeeping, in commercially reasonable amounts acceptable to Landlord. (f) In connection with any repairs or rebuilding by Tenant under Article X hereof, Tenant shall maintain (or cause its contractor to maintain) appropriate builder's risk insurance covering any loss or casualty to the subject Improvements during the course of such repairs or rebuilding.

Property Insurance. Tenant shall7.4.1 Unless otherwise required by Walmart, at TenantContractor will purchase and maintain Builder's expense, keep the Improvements, Fixtures, and other components Risk Insurance with minimum limits in an amount that will cover full construction costs of the Leased Property insured against property as of the following risks: date the Project will be completed, the GMP, any increased costs from Change Orders, profit and overhead. This coverage shall be on an all-risk policy form and shall not exclude or contain a sub-limit of liability for the perils of fire (awith extended coverage) Loss and physical loss or damage by fireincluding, vandalism and without duplication of coverage, theft, vandalism, malicious mischief, sprinkler leakage collapse, earthquake, flood, windstorm, falsework, testing and startup, temporary buildings and debris removal, including demolition occasioned by enforcement of any applicable legal requirements, and shall cover reasonable compensation for Architect's and Contractor's services and expenses required as a result of such insured loss. This insurance shall also include coverage for all other physical loss perils commonly covered by "All Risk" insurance in an amount losses related to business interruption to Walmart with a limit of liability not less than one hundred percent (100%) that specified in Exhibit 1.1.20 hereof. This insurance shall cover portions of the Work stored off the Site and portions of the Work in transit. If the builder's risk insurance carried pursuant to this paragraph is subject to any deductible(s), then full replacement cost thereof (Contractor shall pay all costs and expenses not covered by such insurance because of such deductible(s). 7.4.2 Walmart and Contractor agree to waive all rights against each other and against Subcontractors with respect to any losses to the extent that such losses are paid by builder's risk property insurance purchased by Contractor pursuant to this Article. Contractor shall require of Subcontractors, by appropriate written agreements, similar waivers each in favor of Walmart. The builder's risk insurance policy specified in this paragraph shall also provide and contain waivers of subrogation by endorsement or otherwise. A waiver of subrogation shall be effective as hereinafter defined)to a person or entity even though that person or entity would otherwise have a duty of indemnification, contractual or otherwise, did not pay the insurance premium directly or indirectly, and whether or not the person or entity has an insurable interest in the property damaged. Such insurance shall be maintained, unless otherwise provided in the Contract Documents or otherwise agreed in writing by all persons and entities who are beneficiaries of such insurance, until no person or entity other than Walmart has an insurable interest in the property required by this paragraph to be covered, whichever is later. 7.4.3 If requested by Walmart, Contractor shall file with Walmart a copy of each policy that includes insurance coverages required by paragraph 7.4. 1. Such policy shall include an agreed amount endorsement contain a provision that the policy will not be canceled or allowed to expire until at least thirty (30) days' prior written notice has been given to Walmart. 7.4.4 A loss insured under the Builder's Risk Insurance may, if available at a reasonable costrequested by Walmart, be adjusted by Walmart and made payable to Walmart for the insureds, as their interests may appear, subject to requirements of any applicable mortgagee clause. Such policy Contractor shall also include endorsements for contingent liability for operation pay Subcontractors their just shares of building laws, demolition costsinsurance proceeds received by Contractor, and increased cost of constructionby appropriate agreements, written where legally required for validity, Contractor shall payments between Subcontractors to be made in a similar manner. (b) Loss or damage by explosion of steam boilers, pressure vessels, or similar apparatus, now or hereafter installed on the Leased Property, in commercially reasonable amounts acceptable to Landlord. (c) Loss of rent under a rental value or business interruption insurance policy covering risk of loss during the first six (6) months of reconstruction necessitated by the occurrence of any hazards described in Sections 4.01(a) or 4.01(b), above, and which causes an abatement of Rent as provided in Article X hereof, in an amount sufficient to prevent Landlord or Tenant from becoming a co-insurer, containing endorsements for extended period of indemnity and premium adjustment, and written with an agreed amount clause, if the insurance provided for in this clause (c) is available. (d) If the Land is located in whole or in part within a designated flood plain area, loss or damage caused by flood in commercially reasonable amounts acceptable to Landlord. (e) Loss or damage commonly covered by blanket crime insurance including employee dishonesty, loss of money orders or paper currency, depositor's forgery, and loss of property accepted by Tenant for safekeeping, in commercially reasonable amounts acceptable to Landlord. (f) In connection with any repairs or rebuilding by Tenant under Article X hereof, Tenant shall maintain (or cause its contractor to maintain) appropriate builder's risk insurance covering any loss or casualty to the subject Improvements during the course of such repairs or rebuilding.

Property Insurance. Tenant shall, at At Tenant's expense, keep the Improvements, Fixtures, Tenant shall maintain in full force and other components of effect a property insurance policy or policies insuring the Leased Property insured against the following risksfollowing: (a) Loss or damage commonly covered by firea "Special Form" policy insuring against physical loss or damage to the Improvements and Personal Property, vandalism including but not limited to, risk of loss from fire and other hazards, collapse, transit coverage, vandalism, malicious mischief, sprinkler leakage theft, earthquake (if the Leased Property is in earthquake zone 1 or 2 per the ISO rating system,) and all other physical loss perils commonly covered by "All Risk" insurance sinkholes (if usually recommended in an the area of the Leased Property). The policy shall be in the amount not less than one hundred percent of the full replacement value (100%as defined in Section 4.5) of the then full replacement cost thereof (Improvements and Personal Property and shall contain a deductible amount acceptable to Landlord. Landlord shall be named as hereinafter defined)an additional insured. Such The policy shall include an a stipulated value endorsement or agreed amount endorsement if available at a reasonable cost. Such policy shall also include and endorsements for contingent liability for operation operations of building laws, demolition costs, and increased cost of construction. (b) Loss If applicable, loss or damage by explosion of steam boilers, pressure vessels, or similar apparatus, now or hereafter installed on the Leased Property, in commercially reasonable amounts acceptable to Landlord. (c) Loss Consequential loss of rent under a rental value rents and income coverage insuring against all "Special Form" risk of physical loss or business interruption insurance policy damage with limits and deductible amounts acceptable to Landlord covering risk of loss during the first six (6) 9 months of reconstruction necessitated by the occurrence of any hazards described in Sections 4.01(a) or 4.01(b), abovereconstruction, and which causes containing an abatement of Rent as provided in Article X hereof, in an amount sufficient to prevent Landlord or Tenant from becoming a co-insurer, containing endorsements endorsement for extended period of indemnity and premium adjustmentof at least six months, and shall be written with an agreed a stipulated amount clause, of coverage if the insurance provided for in this clause (c) is availableavailable at a reasonable premium. (d) If the Land Leased Property is located located, in whole or in part within part, in a federally designated 100-year flood plain area, loss or damage caused by flood insurance for the Improvements in commercially reasonable amounts acceptable to Landlord. (e) Loss or damage commonly covered by blanket crime insurance including employee dishonesty, loss of money orders or paper currency, depositor's forgery, and loss of property accepted by Tenant for safekeeping, in commercially reasonable amounts acceptable to Landlord. (f) In connection with any repairs or rebuilding by Tenant under Article X hereof, Tenant shall maintain (or cause its contractor to maintain) appropriate builder's risk insurance covering any loss or casualty an amount equal to the subject Improvements during lesser of [i] the course full replacement value of such repairs the Improvements; or rebuilding.[ii] the maximum amount

Property Insurance. Tenant shall, at At Tenant's expense, keep the Improvements, Fixtures, Tenant shall maintain in full force and other components of effect a property insurance policy or policies insuring the Leased Property insured against the following risksfollowing: (a) Loss or damage commonly covered by firea "Special Form" policy insuring against physical loss or damage to the Improvements and Personal Property, vandalism including but not limited to, risk of loss from fire and other hazards, collapse, transit coverage, vandalism, malicious mischief, sprinkler leakage theft, earthquake (if the Leased Property is in earthquake zone 1 or 2) and all other physical loss perils commonly covered by "All Risk" insurance sinkholes (if usually recommended in an the area of the Leased Property). The policy shall be in the amount not less than one hundred percent of the full replacement value (100%as defined in Section 4.5) of the then full replacement cost thereof (Improvements and Personal Property and shall contain a deductible amount acceptable to Landlord. Landlord shall be named as hereinafter defined)an additional insured. Such The policy shall include an a stipulated value endorsement or agreed amount endorsement if available at a reasonable cost. Such policy shall also include and endorsements for contingent liability for operation operations of building laws, demolition costs, and increased cost of construction. (b) Loss If applicable, loss or damage by explosion of steam boilers, pressure vessels, or similar apparatus, now or hereafter installed on the Leased Property, in commercially reasonable amounts acceptable to Landlord. (c) Loss Consequential loss of rent under a rental value rents and income coverage insuring against all "Special Form" risk of physical loss or business interruption insurance policy damage with limits and deductible amounts acceptable to Landlord covering risk of loss during the first six (6) 9 months of reconstruction necessitated by the occurrence of any hazards described in Sections 4.01(a) or 4.01(b), abovereconstruction, and which causes containing an abatement of Rent as provided in Article X hereof, in an amount sufficient to prevent Landlord or Tenant from becoming a co-insurer, containing endorsements endorsement for extended period of indemnity and premium adjustmentof at least 6 months, and shall be written with an agreed a stipulated amount clause, of coverage if the insurance provided for in this clause (c) is availableavailable at a reasonable premium. (d) If the Land Leased Property is located located, in whole or in part within part, in a federally designated 100-year flood plain area, loss flood insurance for the Improvements in an amount equal to the lesser of [i] the full replacement value of the Improvements; or [ii] the maximum amount of insurance available for the Improvements under all federal and private flood insurance programs. (e) Loss or damage caused by flood the breakage of plate glass in commercially reasonable amounts acceptable to Landlord. (ef) Loss or damage commonly covered by blanket crime insurance including employee dishonesty, loss of money orders or paper currency, depositor's forgery, and loss of property accepted by Tenant for safekeeping, in commercially reasonable amounts acceptable to Landlord. (f) In connection with any repairs or rebuilding by Tenant under Article X hereof, Tenant shall maintain (or cause its contractor to maintain) appropriate builder's risk insurance covering any loss or casualty to the subject Improvements during the course of such repairs or rebuilding.money

Property Insurance. Tenant shallSubject to Section 11.6, at Tenant's expense, keep the Improvements, FixturesFacility Lessee will maintain (or cause to be maintained) all risk property insurance customarily carried by prudent operators of coal-fired electric generating facilities of comparable size and risk of the Facility, and other components of the Leased Property insured against the following risks: (a) Loss loss or damage by firefrom such causes as are customarily insured against, vandalism which includes coverage for boiler and malicious mischief, sprinkler leakage machinery coverage to cover mechanical breakdown and all other physical loss perils commonly covered by "All Risk" insurance in an amount not less than one hundred percent (100%) of the then full replacement cost thereof (as hereinafter defined). Such policy shall include an agreed amount endorsement if available at a reasonable cost. Such policy shall also include endorsements for contingent liability for operation of building laws, demolition costs, and increased cost of construction. (b) Loss or damage by explosion of steam boilers, pressure vessels, or similar apparatus, now or hereafter installed on the Leased Propertybusiness interruption and, in any case, subject to availability on commercially reasonable amounts acceptable to Landlord. (c) Loss of rent under a rental value or business interruption insurance policy covering risk of loss during the first six (6) months of reconstruction necessitated by the occurrence of any hazards described in Sections 4.01(a) or 4.01(b), above, and which causes an abatement of Rent as provided in Article X hereofterms, in an amount sufficient equal to prevent Landlord the Facility Lessee's portion of the Maximum Probable Loss of the Facility (as adjusted pursuant to Section 11.3(e)), subject to a deductible, as respects the Facility Lessee's interest, not to exceed $2,500,000 per occurrence for property damage, except $5,000,000 per occurrence in respect of boiler and machinery coverage and a 60-day waiting period for business interruption or Tenant from becoming a co-insurer, containing endorsements for extended period such other higher amounts customarily maintained by prudent operators of indemnity coal­ fired electric generating facilities of comparable size and premium adjustment, and written with an agreed amount clause, if risk of the insurance provided for in this clause (c) is available. (d) If the Land is located in whole or in part within a designated flood plain area, loss or damage caused by flood in commercially reasonable amounts acceptable to Landlord. (e) Loss or damage commonly covered by blanket crime insurance including employee dishonesty, loss of money orders or paper currency, depositor's forgery, and loss of property accepted by Tenant for safekeeping, in commercially reasonable amounts acceptable to Landlord. (f) In connection with any repairs or rebuilding by Tenant under Article X hereof, Tenant shall Facility. Section ll.2 maintain (or cause its contractor contractual liability Liability Insurance.Subject to maintainSection 11.6, the Facility Lessee will to be maintained) appropriate builder's risk insurance covering any loss or casualty commercial general liability insurance, including coverage and sudden and accidental pollution liability coverage, and commercial automobile liability insurance, insuring against claims for bodily injury (including death) and property damage to third parties arising out of the ownership, operation, maintenance, condition and use of the Facility and the Facility Site, with limits of not less than $50,000,000 per occurrence and in the annual aggregate scaled proportionately to the Facility Lessee's interest with a deductible not to exceed $2,500,000 per occurrence as respects the Facility Lessee's interest or such other higher amount customarily maintained by prudent operators of coal-fired electric generating facilities of comparable size and risk of the Facility. The Facility Lessee will periodically review the liability insurance maintained by it or on its behalf and will, if necessary, revise such coverage and limits (including deductibles) in order that the liability insurance maintained by it or on its behalf is consistent with that maintained by prudent operators of similar facilities of comparable size and risk to the Facility; provided that the Facility Lessee may not (except as permitted by Section 11.6 below) increase deductibles above or decrease coverage or limits below the requirements set forth herein without the written consent of the Owner Lessor, which such consent shall not be unreasonably withheld. Such liability insurance may be purchased either in a single limit or in combination with a general and an excess policy. Section II.3 Provisions with Respect to Insurance. (a) In respect of the insurance required to be maintained or caused to be maintained by the Facility Lessee under this Section II, the Facility Lessee will, or will use Shawville Facility Lease 24 reasonable efforts in respect of insurance that it does not directly effect, but for which it has benefit, subject Improvements during to Section 11.6 below, (i) place the course insurance maintained pursuant to this Section 11.3 with companies having an A.M. Best rating of at least "A-" or, if not so rated, of comparable financial strength, (ii) except in the case of any insurance issued pursuant to Section 11.1, name the Owner Lessor, the Lessor Manager (both in its individual capacity and as manager), the Owner Participant, the Equity Investor, the Equity Subsidiary Holding Company, the Equity Subsidiary, the Lease Indenture Trustee and the Pass Through Trustee as additional insureds, as their interests may appear, (iii) in the case of insurance issued pursuant to Section II. I, name the Owner Lessor, the Lessor Manager (both in its individual capacity and as manager), the Owner Participant, the Equity Investor, the Equity Subsidiary Holding Company, the Equity Subsidiary, the Lease Indenture Trustee and the Pass Through Trustee as additional named insured and/or loss payees, as appropriate, (iv) cause the insurance companies to agree to waive all claims for premiums from, and all subrogation rights against, the Owner Lessor, the Lessor Manager, the Owner Participant, the Equity Investor, the Equity Subsidiary Holding Company, the Equity Subsidiary, the Lease Indenture Trustee and the Pass Through Trustee, and (v) cause such insurance to be primary without right of contribution of any other insurance carried by or on behalf of the Owner Lessor, the Owner Participant, the Equity Investor, the Equity Subsidiary Holding Company, the Equity Subsidiary, the Lease Indenture Trustee and the Pass Through Trustee with respect to their respective interests in the Facility and the Facility Site. (b) The Facility Lessee will, subject to Section 11.6 below, use its reasonable efforts to provide that the respective interests of the Owner Lessor, the Owner Participant, the Equity Subsidiary, the Equity Subsidiary Holding Company, the Equity Investor, the Lease Indenture Trustee and the Pass Through Trustee shall not be invalidated by any act or neglect of the Facility Lessee, or any breach or violation by the Facility Lessee of any warranties, declarations or conditions contained in the property insurance policies or by the use of the Facility for purposes more hazardous than permitted by such policies. Additionally, the Facility Lessee will, subject to Section 11.6 below, use its reasonable efforts to provide that the liability insurance policies required to be maintained hereunder shall be endorsed to provide that, inasmuch as the policies are written to cover more than one insured, all terms, conditions, insuring agreements and endorsements, with the exception of limits of liability, shall operate in the manner as if there were a separate policy covering each insured. The Facility Lessee shall, at its own expense, make or cause to be made all proofs of loss and take all other steps necessary to collect the proceeds of such repairs insurance. (c) All of the insurance policies required by this Section II may cover other operations, facilities and properties of the Facility Lessee or rebuilding.Reliant or its Affiliates as long as the limits of insurance available to the Facility are not less than the requirements set forth herein. (d) Claims and losses, if any, under any insurance policies required to be carried under this Section II shall be adjusted with the insurance companies, including the filing of appropriate proceedings, by the Facility Lessee. (e) The Maximum Probable Loss will be adjusted (i) within 60 days after the close of each fiscal quarter during which the cumulative cost of Modifications (other than Severable Modifications that are not Required Modifications) to the Facility exceeds an Shawville Facility Lease 25