Common use of Prospectuses and Proxy Statements; Voting Clause in Contracts

Prospectuses and Proxy Statements; Voting. 3.1. The Underwriter shall provide the Company with as many printed copies of the Fund's current prospectus and Statement of Additional Information as the Company may reasonably request. If requested by the Company in lieu thereof, the Fund shall provide camera-ready film containing the Fund's prospectus and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund is amended during the year) to have the prospectus for the Contracts and the Fund's prospectus printed together in one document, and to have the Statement of Additional Information for the Fund and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the Fund's prospectus and/or its Statement of Additional Information in combination with other fund companies' prospectuses and statements of additional information. Except as provided in the following three sentences, all expenses of printing and distributing Fund prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the Fund. If the Company chooses to receive camera-ready film in lieu of receiving printed copies of the Fund's prospectus, the Fund will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the Fund's per unit cost of typesetting and printing the Fund's prospectus. The same procedures shall be followed with respect to the Fund's Statement of Additional Information. The Company agrees to provide the Fund or its designee with such information as may be reasonably requested by the Fund to assure that the Fund's expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. The Underwriter shall provide the Company with as many printed copies of the Fund's ’s current prospectus and Statement of Additional Information as the Company may reasonably request. If requested by the Company in lieu thereof, the Fund shall provide camera-ready film containing the Fund's ’s prospectus and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund is amended during the year) to have the prospectus prospectus, private offering memorandum or other disclosure document (“Disclosure Document”) for the Contracts and the Fund's ’s prospectus printed together in one document, and to have the Statement of Additional Information for the Fund and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the Fund's ’s prospectus and/or its Statement of Additional Information in combination with other fund companies' ’ prospectuses and statements of additional information. Except as provided in the following three sentences, all expenses of printing and distributing Fund prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the Fund. If the Company chooses to receive camera-ready film in lieu of receiving printed copies of the Fund's ’s prospectus, the Fund will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the Fund's ’s per unit cost of typesetting and printing the Fund's ’s prospectus. The same procedures shall be followed with respect to the Fund's ’s Statement of Additional Information. The Company agrees to provide the Fund or its designee with such information as may be reasonably requested by the Fund to assure that the Fund's ’s expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. The Underwriter shall provide the Company with as many printed copies of the Fund's current prospectus and Statement of Additional Information as the Company may reasonably request. If requested by the Company in lieu thereof, the Fund shall provide camera-ready film containing the Fund's prospectus and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund is amended during the year) to have the prospectus prospectus, private offering memorandum or other disclosure document ("Disclosure Document") for the Contracts and the Fund's prospectus printed together in one document, and to have the Statement of Additional Information for the Fund and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the Fund's prospectus and/or its Statement of Additional Information in combination with other fund companies' prospectuses and statements of additional information. Except as provided in the following three sentences, all expenses of printing and distributing Fund prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the Fund. If the Company chooses to receive camera-ready film in lieu of receiving printed copies of the Fund's prospectus, the Fund will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the Fund's per unit cost of typesetting and printing the Fund's prospectus. The same procedures shall be followed with respect to the Fund's Statement of Additional Information. The Company agrees to provide the Fund or its designee with such information as may be reasonably requested by the Fund to assure that the Fund's expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. The Underwriter shall provide the Company with as many printed copies of the Fund's current prospectus and Statement of Additional Information as the Company may reasonably request. If requested by the Company in lieu thereof, the Fund shall provide camera-ready film containing the Fund's prospectus (which shall mean, for purposes of this Article III if the Company so requests, a separate prospectus for each Fund portfolio used in a particular Account), and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund is amended during the year) to have the prospectus for the Contracts and the Fund's prospectus printed together in one document, and to have the Statement of Additional Information for the Fund and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the Fund's prospectus and/or its Statement of Additional Information in combination with other fund companies' prospectuses and statements of additional information. Except as provided in the following three sentences, all expenses of printing and distributing Fund prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the Fund. If the Company chooses to receive camera-ready film in lieu of receiving printed copies of the Fund's prospectus, the Fund will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the Fund's per unit cost of typesetting and printing the Fund's prospectus. The same procedures shall be followed with respect to the Fund's Statement of Additional Information. The Company agrees to provide the Fund or its designee with such information as may be reasonably requested by the Fund to assure that the Fund's expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. The Underwriter shall provide the Company with as many printed copies of the Fund's Trust’s current prospectus and Statement of Additional Information (describing only the designated Portfolios listed on Schedule A) or, to the extent permitted, the Trust’s profiles as the Company may reasonably request. If requested by the Company in lieu thereof, the Fund Trust shall provide camera-ready film containing the Fund's Trust’s prospectus and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund Trust is amended during the year) to have the prospectus for the Contracts and the Fund's Trust’s prospectus printed together in one document, and to have the Statement of Additional Information for the Fund Trust and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the Fund's Trust’s prospectus and/or its Statement of Additional Information in combination with other fund companies' ’ prospectuses and statements of additional information. All such documents shall be provided to the Company within time reasonably required to allow for printing and delivery to Contract owners, but no later than five business days prior to the date the documents are required under then-current regulations to be sent to Contract owners. Except as provided in the following three sentences, all expenses of printing and distributing Fund Trust prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the FundTrust. If the Company chooses to receive camera-ready film in lieu of receiving printed copies of the Fund's Trust’s prospectus, the Fund Trust will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the Fund's Trust’s per unit cost of typesetting and printing the Fund's Trust’s prospectus. The same procedures shall be followed with respect to the Fund's Trust’s Statement of Additional Information. The Company agrees to provide the Fund Trust or its designee with such information as may be reasonably requested by the Fund Trust to assure that the Fund's Trust’s expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. The Subject to Section 6.1 and the parties’ agreement to use summary prospectuses, as such term is defined in Rule 498 under the 1933 Act, the Underwriter shall provide the Company with as many printed copies of the Fund's ’s current prospectus summary and Statement of Additional Information statutory prospectuses (and supplements thereto) as the Company may reasonably request. The Fund shall bear the expense of printing and delivering (including postage) copies of the current summary prospectus and statutory prospectus, if requested by Contract owners, (and any supplements thereto) for the Contracts that will be distributed to existing Contract owners who allocate Contract value to any Fund investment option. The Company shall bear the expense of printing and delivering (including postage) copies of the Fund’s summary prospectuses and statutory prospectuses that are used in connection with offering the Contracts issued by the Company. If requested by the Company in lieu thereofof receiving printed copies of the Fund’s summary and statutory prospectuses (and supplements thereto), the Fund shall provide camera-an electronic copy of such documentation (including a final copy of the new summary and/or statutory prospectus in print ready film containing PDF format at the Fund's prospectus ’s expense) and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the summary prospectus and/or Statement of Additional Information for the Fund is amended during the yearamended) to have the prospectus for the Contracts and the Fund's ’s summary prospectus printed bound together in one documentdocument in accordance with applicable law, including but not limited to, Rule 498 under the 1933 Act. The Company, may, in its sole discretion, bind together the Fund’s summary prospectus with summary prospectuses and to have the Statement of Additional Information statutory prospectuses for the Fund and the Statement of Additional Information for other investment options under the Contracts printed together in one document. Alternatively, accordance with Rule 498 or other applicable guidance received from the Company may print the Fund's prospectus and/or its Statement of Additional Information in combination with other fund companies' prospectuses and statements of additional information. Except as provided in the following three sentences, all expenses of printing and distributing Fund prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the Fund. If the Company chooses to receive camera-ready film in lieu of receiving printed copies of the Fund's prospectus, the Fund will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the Fund's per unit cost of typesetting and printing the Fund's prospectus. The same procedures shall be followed with respect to the Fund's Statement of Additional InformationSEC. The Company agrees shall deliver the summary prospectus and/or statutory prospectus to existing Contract owners and potential investors as required by, and in accordance with, Rule 498 and all other applicable laws. The Fund shall use its best efforts to provide the Fund’s summary prospectuses and statutory prospectuses (which only includes the Fund portfolios offered by the Company) and full SAI by April 15th of each year. Such materials will be provided by the Fund or its designee with such information agent to the Company no later than April 21st each year or some other date as may be reasonably requested mutually agreed upon by Fund or its agent and the Fund to assure that the Fund's expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the ContractsCompany.

Prospectuses and Proxy Statements; Voting. 3.1. The Underwriter shall provide the Company with as many printed copies of the Fund's ’s current prospectus and Statement of Additional Information as the Company may reasonably request. If requested by the Company in lieu thereof, the Fund shall provide camera-ready film containing such documentation (including a final copy of the new prospectus as set in type, in pdf format, or on a diskette, at the Fund's prospectus and Statement of Additional Information’s expense), and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund is amended during the year) to have the prospectus prospectus, private offering memorandum or other disclosure document (“Disclosure Document”) for the Contracts and the Fund's ’s prospectus printed together in one document, and to have the Statement of Additional Information for the Fund and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the Fund's ’s prospectus and/or its Statement of Additional Information in combination with other fund companies' ’ prospectuses and statements of additional information. Except as provided in the following three sentences, all expenses of printing and distributing Fund prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the Fund. If the Company chooses to receive camera-ready film in lieu of receiving printed copies of the Fund's ’s prospectus, the Fund will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the Fund's ’s per unit cost of typesetting and printing the Fund's ’s prospectus. The same procedures shall be followed with respect to the Fund's ’s Statement of Additional Information. In the event that Portfolios of the Fund are made available in Contracts that were available for purchase before the date of this Agreement, the quantities above shall be limited to owners of Contracts issued after the date of this Agreement. The Company agrees to provide the Fund or its designee with such information as may be reasonably requested by the Fund to assure that the Fund's ’s expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. The Underwriter shall provide the Company with as many printed copies of the FundTrust's current prospectus and Statement of Additional Information (describing only the designated Portfolios listed on Schedule A) or, to the extent permitted, the Trust's profiles as the Company may reasonably request. If requested by the Company in lieu thereof, the Fund Trust shall provide camera-ready film containing the FundTrust's prospectus and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund Trust is amended during the year) to have the prospectus for the Contracts and the FundTrust's prospectus printed together in one document, and to have the Statement of Additional Information for the Fund Trust and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the FundTrust's prospectus and/or its Statement of Additional Information in combination with other fund companies' prospectuses and statements of additional information. All such documents shall be provided to the Company within time reasonably required to allow for printing and delivery to Contract owners, but no later than five business days prior to the date the documents are required under then-current regulations to be sent to Contract owners. Except as provided in the following three sentences, all expenses of printing and distributing Fund Trust prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the FundTrust. If the Company chooses to receive camera-ready film in lieu of receiving printed copies of the FundTrust's prospectus, the Fund Trust will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the FundTrust's per unit cost of typesetting and printing the FundTrust's prospectus. The same procedures shall be followed with respect to the FundTrust's Statement of Additional Information. The Company agrees to provide the Fund Trust or its designee with such information as may be reasonably requested by the Fund Trust to assure that the FundTrust's expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. The Underwriter shall Fund or the Distributor will provide the Company in conjunction with the Company's standard printing cycle, at the Company's expense, with as many printed copies of the Fund's current Fund prospectus and Statement of Additional Information for the Designated Portfolios as the Company may reasonably requestrequest for distribution, at the Company's expense, to prospective contractowners and applicants. The Fund or the Distributor will provide the Company in conjunction with the Company's standard printing cycle, at the Company's expense, as many copies of said prospectus as necessary for distribution, at the Company's expense, to existing contractowners. The Fund or the Distributor will provide the copies of said prospectus to the Company or to its mailing agent. If requested by the Company in lieu thereof, the Fund shall or the Distributor will provide camera-ready film containing such documentation, including a computer diskette or a final copy of a current prospectus set in type at the Fund's prospectus and Statement of Additional Informationor Distributor's expense, and such other assistance as is reasonably necessary in order for the Company once each year at least annually (or more frequently if the Fund prospectus and/or Statement of Additional Information for the Fund is amended during the yearmore frequently) to have the prospectus for the Contracts and the Fund's prospectus printed together in one document, and to have the Statement of Additional Information for the Fund and the Statement prospectuses of Additional Information for other mutual funds in which assets attributable to the Contracts may be invested printed together in one document. AlternativelyIf in the event the Fund issues a new prospectus outside of the Company's standard printing cycle, then the Fund or the Distributor will provide the Company, at the Fund's or Distributor's expense, with as many copies of the current Fund prospectus for the Designated Portfolios as the Company may print the Fund's prospectus and/or its Statement of Additional Information in combination with other fund companies' prospectuses and statements of additional information. Except as provided in the following three sentencesreasonably request for distribution, all expenses of printing and distributing Fund prospectuses and Statements of Additional Information shall be the expense of at the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act's expense, the cost of printing shall be borne by the Fund. If the Company chooses to receive camera-ready film in lieu of receiving printed copies of the Fund's prospectus, the Fund will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the Fund's per unit cost of typesetting and printing the Fund's prospectus. The same procedures shall be followed with respect to the Fund's Statement of Additional Information. The Company agrees to provide the Fund or its designee with such information as may be reasonably requested by the Fund to assure that the Fund's expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contractsand prospective contractowners and applicants.

Prospectuses and Proxy Statements; Voting. 3.1. The Underwriter shall provide the Company with as many printed copies of the Fund's current prospectus and Statement of Additional Information as the Company may reasonably request. If requested by the Company in lieu thereof, the Fund shall provide camera-ready film containing the Fund's prospectus and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund is amended during the year) to have the prospectus prospectus, private offering memorandum or other disclosure document (“Disclosure Document”) for the Contracts and the Fund's prospectus printed together in one document, and to have the Statement of Additional Information for the Fund and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the Fund's prospectus and/or its Statement of Additional Information in combination with other fund companies' prospectuses and statements of additional information. Except as provided in the following three sentences, all expenses of printing and distributing Fund prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the Fund. If the Company chooses to receive camera-ready film in lieu of receiving printed copies of the Fund's prospectus, the Fund will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the Fund's per unit cost of typesetting and printing the Fund's prospectus. The same procedures shall be followed with respect to the Fund's Statement of Additional Information. The Company agrees to provide the Fund or its designee with such information as may be reasonably requested by the Fund to assure that the Fund's expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.13. 1. The Underwriter shall provide the Company with as many printed copies of the Fund's current prospectus and Statement of Additional Information as the Company may reasonably request. If requested by the Company in lieu thereof, the Fund shall provide camera-camera ready film containing the Fund's prospectus and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund is amended during the year) to have the prospectus for the Contracts and the Fund's prospectus printed together in one document, and to have the Statement of Additional Information for the Fund and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the Fund's prospectus and/or its Statement of Additional Information in combination with other fund companies' prospectuses and statements of additional information. Except as provided in the following three sentences, all expenses of printing and distributing Fund prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the Fund. If the Company chooses to receive camera-ready film in lieu of receiving printed copies of the Fund's prospectus, the Fund will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the Fund's per unit cost of typesetting and printing the Fund's prospectus. The same procedures shall be followed with respect to the Fund's Statement of Additional Information. The Company agrees to provide the Fund or its designee with such information as may be reasonably requested by the Fund to assure that the Fund's expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. The Underwriter shall provide the Company with as many printed copies of the Fund's current prospectus and Statement of Additional Information as the Company may -may reasonably request. request If requested by the Company in lieu thereof, the Fund shall provide camera-camera- ready film containing the Fund's prospectus and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund is amended during the year) to have the prospectus for the Contracts and the Fund's prospectus printed together in one document, and to have the Statement of Additional Information for the Fund and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the Fund's prospectus and/or its Statement of Additional Information in combination with other fund companies' prospectuses and statements of additional information. Except as provided in the following three sentences, all expenses of printing and distributing Fund prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the Fund. If the Company chooses to receive camera-ready film in lieu of receiving printed copies of the Fund's prospectus, the Fund will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the Fund's per unit cost of typesetting and printing the Fund's prospectus. The same procedures shall be followed with respect to the Fund's Statement of Additional Information. The Company agrees to provide the Fund or its designee with such information as may be reasonably requested by the Fund to assure that the Fund's expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. The Underwriter shall provide the Company with as many printed copies of the Fund's current prospectus and Statement of Additional Information as the Company may reasonably request. If requested by the Company in lieu thereof, the Fund shall provide camera-ready film containing the Fund's prospectus and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund is amended during the year) to have the prospectus for the Contracts and the Fund's prospectus printed together in one document, and to have the Statement of Additional Information for the Fund and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the Fund's prospectus and/or its Statement of Additional Information in combination with other fund companies' prospectuses and statements of additional information. Except as provided in the following three sentences, all expenses of printing and distributing Fund prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the Fund. If the Company chooses to receive camera-ready film in lieu of receiving printed copies of the Fund's prospectus, the Fund will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the Fund's per unit cost of typesetting and printing the Fund's prospectus. The same procedures shall be followed with respect to the Fund's Statement of Additional Information. The Company agrees to provide the Fund or its designee with such information as may be reasonably requested by the Fund to assure that the Fund's expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. The Underwriter shall provide the Company with as many printed copies of the Fund's current prospectus and Statement of Additional Information (including any supplements thereto) as the Company may reasonably request. If requested by the Company in lieu thereof, the Fund shall provide camera-ready film and/or computer diskette containing the Fund's prospectus and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund is amended during the year) to have the prospectus for the Contracts and the Fund's prospectus printed together in one document, and to have the Statement of Additional Information for the Fund and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the Fund's prospectus and/or its Statement of Additional Information by itself or in combination with other fund companies' prospectuses and statements of additional information. Except as provided in the following three sentences, all expenses of printing and distributing Fund prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the Fund. If the Company chooses to receive camera-ready film in lieu of receiving printed copies of the Fund's prospectus, the Fund will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the Fund's per unit cost of typesetting and printing the Fund's prospectus. The same procedures shall be followed with respect to the Fund's Statement of Additional Information. The Company agrees to provide the Fund or its designee with such information as may be reasonably requested by the Fund to assure that the Fund's expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. 3.1 The Underwriter shall provide the Company with as many printed copies of the Fund's current prospectus and Statement of Additional Information as the Company may reasonably request. If requested by the Company in lieu thereof, the Fund shall provide camera-ready film or an electronic file containing the Fund's prospectus and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund is amended during the year) to have the prospectus for the Contracts and the Fund's prospectus printed together in one document, and to have the Statement of Additional Information for the Fund and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the Fund's prospectus and/or its Statement of Additional Information in combination with other fund companies' prospectuses and statements of additional information. The Company may also utilize the Fund's current prospectus on the Company's intranet and internet sites and other electronic and/or public media. Except as provided in the following three sentences, all expenses of printing and distributing Fund prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the Fund. If the Company chooses to receive camera-ready film in lieu of receiving printed copies of the Fund's prospectus, the Fund will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the Fund's per unit cost of typesetting and printing the Fund's prospectus. The same procedures shall be followed with respect to the Fund's Statement of Additional Information. The Company agrees to provide the Fund or its designee with such information as may be reasonably requested by the Fund to assure that the Fund's expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. The Underwriter shall provide the Company with as many printed copies of the Fund's current prospectus and Statement of Additional Information as the Company may reasonably request. If requested by the Company in lieu thereof, the Fund shall provide camera-ready film containing the Fund's prospectus and Statement of Additional Information, and such other assistance as is reasonably necessary necessary, including a diskette in the form sent to the financial printer, in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund is amended during the year) to have the prospectus for the Contracts Contracts, other funds and the Fund's prospectus printed together in one document, and to have the Statement of Additional Information for the Fund and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the Fund's prospectus and/or its Statement of Additional Information in combination with other fund companies' prospectuses and statements of additional information. Except as provided in the following three sentences, all expenses of printing and distributing Fund prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the Fund. If the Company chooses to receive camera-ready film or diskette in lieu of receiving printed copies of the Fund's prospectus, the Fund will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the Fund's per unit cost of typesetting and printing the Fund's prospectus. The same procedures shall be followed with respect to the Fund's Statement of Additional Information. The Company agrees to provide the Fund or its designee with such information as may be reasonably requested by the Fund to assure that the Fund's expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts. The Company agrees that it shall not alter in any way the forms of the Fund's prospectus and statement of additional information provided to it, including but not limited to the contents, layout and format of those documents.

Prospectuses and Proxy Statements; Voting. 3.1. The Underwriter Distributor shall provide the Company with as many printed copies of the FundTrust's current prospectus and Statement of Additional Information (describing only the designated Funds listed on Schedule A) or, to the extent existing, the Trust's profiles as the Company may reasonably request. If requested by the Company in lieu thereof, the Fund Trust shall provide camera-ready film or an electronic file in a format acceptable to the Company containing the FundTrust's prospectus and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund Trust is amended during the year) to have the prospectus for the Contracts and the FundTrust's prospectus printed together in one document, and to have the Statement of Additional Information for the Fund Trust and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the FundTrust's prospectus and/or its Statement of Additional Information in combination with other fund companies' prospectuses and statements of additional information. In such event, the Trust shall bear its pro rata share of printing expenses based on the number of combined printed pages. All such documents shall be provided to the Company within time reasonably required to allow for printing and delivery to Contract owners, but no later than five business days prior to the date the documents are required under then-current regulations to be sent to Contract owners. Except as provided in the following three sentences, all expenses of printing and distributing Fund Trust prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the FundTrust. If the Company chooses to receive camera-ready film or an electronic file in lieu of receiving printed copies of the FundTrust's prospectus, the Fund Trust will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the FundTrust's per unit cost of typesetting and printing the FundTrust's prospectus. The same procedures shall be followed with respect to the FundTrust's Statement of Additional Information. The Company agrees to provide the Fund Trust or its designee with such information as may be reasonably requested by the Fund Trust to assure that the FundTrust's expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. The Underwriter shall provide the Company with as many printed copies of the Fund's current prospectus and Statement of Additional Information as the Company may reasonably request. If requested by the Company in lieu thereof, the Fund shall provide camera-ready film or computer diskettes containing the Fund's prospectus and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund is amended during the year) to have the prospectus for the Contracts and the Fund's prospectus printed together in one document, and to have the Statement of Additional Information for the Fund and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the Fund's prospectus and/or its Statement of Additional Information in combination with other fund companies' prospectuses and statements of additional information. Except as provided in the following three sentences, all expenses of printing and distributing Fund prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the Fund. If the Company chooses to receive camera-ready film or computer diskettes in lieu of receiving printed copies of the Fund's prospectus, the Fund will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the Fund's per unit cost of typesetting and printing the Fund's prospectus. The same procedures shall be followed with respect to the Fund's Statement of Additional Information. The Company agrees to provide the Fund or its designee with such information as may be reasonably requested by the Fund to assure that the Fund's expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. The Underwriter shall provide the Company with as many printed copies of the Fund's ’s current prospectus and Statement of Additional Information as the Company may reasonably request. If requested by the Company in lieu thereof, the Fund shall provide camera-ready film containing the Fund's ’s prospectus and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund is amended during the year) to have the prospectus prospectus, private offering memorandum or other disclosure document (“Disclosure Document”) for the Contracts and the Fund's ’s prospectus printed together in one document, and to have the Statement of Additional Information for the Fund and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the Fund's ’s prospectus and/or its Statement of Additional Information in combination with other fund companies' ’ prospectuses and statements of additional information. Except as provided in the following three sentences, all expenses of printing and distributing Fund prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the Fund. If the Company chooses to receive camera-ready film an electronic file such as a .pdf in lieu of receiving printed copies of the Fund's ’s prospectus, the Fund will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the Fund's ’s per unit cost of typesetting and printing the Fund's ’s prospectus. The same procedures shall be followed with respect to the Fund's ’s Statement of Additional Information. The Company agrees to provide the Fund or its designee with such information as may be reasonably requested by the Fund to assure that the Fund's ’s expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. The Underwriter shall provide the Company with as many printed copies of the Fund's ’s current prospectus and Statement of Additional Information as the Company may reasonably request. If requested by the Company in lieu thereof, the Fund shall provide camera-ready film containing the Fund's ’s prospectus and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund is amended during the year) to have the prospectus for the Contracts and the Fund's ’s prospectus printed together in one document, and to have the Statement of Additional Information for the Fund and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the Fund's ’s prospectus and/or its Statement of Additional Information in combination with other fund companies' ’ prospectuses and statements of additional information. Except as provided in the following three sentences, all expenses of printing and distributing Fund prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the Fund. If the Company chooses to receive camera-ready film in lieu of receiving printed copies of the Fund's ’s prospectus, the Fund will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the Fund's ’s per unit cost of typesetting and printing the Fund's ’s prospectus. The same procedures shall be followed with respect to the Fund's ’s Statement of Additional Information. The Company agrees to provide the Fund or its designee with such information as may be reasonably requested by the Fund to assure that the Fund's ’s expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. The Subject to Section 6.1 and the Fund’s and the Company’s determination to use summary prospectuses, as such term is defined in Rule 498 under the 1933 Act, the Underwriter shall provide the Company with as many printed copies of the Fund's ’s current prospectus and Statement of Additional Information Prospectuses as the Company may reasonably request. The Company shall bear the expense of printing copies of the current summary prospectus, if used, and statutory prospectus, if requested by Contract owners, for the Contracts that will be distributed to existing Contract owners, and the Company shall bear the expense of printing copies of the Fund’s Prospectuses that are used in connection with offering the Contracts issued by the Company. If requested by the Company in lieu thereofthereof or if required by applicable law or applicable guidance from the SEC or SEC staff, the Fund shall provide camera-ready film containing such documentation (including a final copy of the Portfolios’ summary prospectuses and/or Fund’s statutory prospectus in electronic format at the Fund's prospectus ’s expense) and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the summary prospectus, if used, or statutory prospectus and/or Statement of Additional Information for the Fund is amended during the yearamended) to have the prospectus for the Contracts and the Fund's Portfolios’ summary prospectuses, if used, or statutory prospectus printed bound together in one documentdocument in accordance with applicable law, including but not limited to, Rule 498 under the 1933 Act and any applicable guidance from the SEC or SEC staff (such printing to have be at the Statement of Additional Information for Company’s expense). To the extent that the Fund and the Statement of Additional Information for Company elect to use the Contracts printed together summary prospectus, as required by, and in one document. Alternativelyaccordance with, Rule 498 and all other applicable laws and guidance from the SEC or SEC staff, the Company may print shall: (1) deliver the Portfolios’ summary prospectuses to existing Contract owners and potential investors, and (2) adhere to any applicable binding requirements regarding the summary prospectuses, and the Fund shall adhere to the website requirements under Rule 498, including hosting the summary prospectus, statutory prospectus and other required documents in accordance with Rule 498. The Underwriter (or the Fund's prospectus and/or ), at its Statement expense, shall provide a reasonable number of Additional Information in combination with other fund companies' prospectuses and statements of additional information. Except as provided in the following three sentences, all expenses of printing and distributing Fund prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the Fund. If the Company chooses to receive camera-ready film in lieu of receiving printed copies of the Fund's prospectus, current SAI for the Fund will reimburse free of charge to the Company in an amount equal to the product for itself and for any owner of A and B where A is the number of a Contract who requests such prospectuses distributed to owners of the Contracts, and B is the Fund's per unit cost of typesetting and printing the Fund's prospectus. The same procedures shall be followed with respect to the Fund's Statement of Additional Information. The Company agrees to provide the Fund or its designee with such information as may be reasonably requested by the Fund to assure that the Fund's expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the ContractsSAI.

Prospectuses and Proxy Statements; Voting. 3.1. The Underwriter shall provide the Company with as many printed copies of the Fund's current prospectus and Statement of Additional Information as the Company may reasonably request. If requested by the Company in lieu thereof, the Fund shall provide camera-camera- ready film containing the Fund's prospectus and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund is amended during the year) to have the prospectus for the Contracts and the Fund's prospectus printed together in one document, and to have the Statement of Additional Information for the Fund and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the Fund's prospectus and/or its Statement of Additional Information in combination with other fund companies' prospectuses and statements of additional information. Except as provided in the following three sentences, all expenses of printing and distributing Fund prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the Fund. If the Company chooses to receive camera-ready film in lieu of receiving printed copies of the Fund's prospectus, the Fund will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the Fund's per unit cost of typesetting and printing the Fund's prospectus. The same procedures shall be followed with respect to the Fund's Statement of Additional Information. The Company agrees to provide the Fund or its designee with such information as may be reasonably requested by the Fund to assure that the Fund's expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. (a) The Underwriter shall provide the Company with as many printed copies of the Fund's current prospectus and Statement of Additional Information as the Company may reasonably request. If requested by the Company in lieu thereof, the Fund shall provide camera-ready film containing the Fund's prospectus and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund is amended during the year) to have the prospectus prospectus, private offering memorandum or other disclosure document ("Disclosure Document") for the Contracts and the Fund's prospectus printed together in one document, and to have the Statement of Additional Information for the Fund and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the Fund's prospectus and/or its Statement of Additional Information in combination with other fund companies' prospectuses and statements of additional information. Except as provided in the following three sentences, all expenses of printing and distributing Fund prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the Fund. If the Company chooses to receive camera-ready film in lieu of receiving printed copies of the Fund's prospectus, the Fund will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the Fund's per unit cost of typesetting and printing the Fund's prospectus. The same procedures shall be followed with respect to the Fund's Statement of Additional Information. The Company agrees to provide the Fund or its designee with such information as may be reasonably requested by the Fund to assure that the Fund's expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. The Underwriter shall provide the Company with as many printed copies of the Fund's current prospectus and Statement of Additional Information as the Company may reasonably request. If requested by the Company in lieu thereof, the Fund shall provide camera-ready film containing the Fund's prospectus and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund is amended during the year) to have the prospectus prospectus, private offering memorandum or other disclosure document ("Disclosure Document") for the Contracts and the Fund's prospectus printed together in one document, and to have the Statement of Additional Information for the Fund and the any Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the Fund's prospectus and/or its Statement of Additional Information in combination with other fund companies' prospectuses and statements of additional information. Except as provided in the following three sentences, all expenses of printing and distributing Fund prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the Fund. If the Company chooses to receive camera-ready film in lieu of receiving printed copies of the Fund's prospectus, the Fund will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the Fund's per unit cost of typesetting and printing the Fund's prospectus. The same procedures shall be followed with respect to the Fund's Statement of Additional Information. The Company agrees to provide the Fund or its designee with such information as may be reasonably requested by the Fund to assure that the Fund's expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. The Underwriter shall provide the Company with as many printed copies of the Fund's ’s current prospectus (and Statement of Additional Information any supplements thereto), as the Company may reasonably request. If Or, if requested by the Company in lieu thereofCompany, the Fund shall provide camera-ready film electronic format containing the Fund's prospectus and ’s prospectus, Statement of Additional InformationInformation and/or shareholder reports, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund is amended during the year) to have the prospectus prospectus, private offering memorandum or other disclosure document (“Disclosure Document”) for the Contracts and the Fund's ’s prospectus printed together in one document, and to have the Statement of Additional Information for the Fund and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the Fund's ’s prospectus and/or its Statement of Additional Information in combination with other fund companies' ’ prospectuses and statements of additional information. Except as provided in the following three sentences, all expenses of printing and distributing Fund prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the Fund. If the Company chooses to receive camera-ready film electronic format in lieu of receiving printed copies of the Fund's ’s prospectus, the Fund will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the Fund's ’s per unit cost of typesetting and printing the Fund's ’s prospectus. The same procedures shall be followed Fund will, upon request, provide the Company with respect a copy of each Fund’s prospectus through electronic means to facilitate the Fund's Statement of Additional InformationCompany’s efforts to provide Fund prospectuses via electronic delivery. The Company agrees to provide the Fund or its designee with such information as may be reasonably requested by the Fund to assure that the Fund's ’s expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. The Underwriter shall provide the Company with as many printed copies of the Fund's current prospectus and Statement of Additional Information as the Company may reasonably request. If requested by the Company in lieu thereof, the Fund shall provide camera-ready cameraready film containing the Fund's prospectus and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund is amended during the year) to have the prospectus for the Contracts and the Fund's prospectus printed together in one document, and to have the Statement of Additional Information for the Fund and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the Fund's prospectus and/or its Statement of Additional Information in combination with other fund companies' prospectuses and statements of additional information. Except as provided in the following three sentences, all expenses of printing and distributing Fund prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the Fund. If the Company chooses to receive camera-ready film in lieu of receiving printed copies of the Fund's prospectus, the Fund will reimburse the Company in an amount equal to the product of A and B where A is the the. number of such prospectuses distributed to owners of the Contracts, and B is the Fund's per unit cost of typesetting and printing the Fund's prospectus. The same procedures shall be followed with respect to the Fund's Statement of Additional Information. The Company agrees to provide the Fund or its designee with such information as may be reasonably requested by the Fund to assure that the Fund's expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. The Underwriter shall provide the Company with as many printed copies of the Fund's current prospectus and Statement of Additional Information as the Company may reasonably request. If requested by the Company in lieu thereof, the Fund shall provide camera-ready film containing the Fund's prospectus and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund is amended during the year) to have the prospectus prospectus, private offering memorandum or other disclosure document ("Disclosure Document") for the Contracts and the Fund's prospectus printed together in one document, and to have the Statement of Additional Information for the Fund and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the Fund's prospectus and/or its Statement of Additional Information in combination with other fund companies' prospectuses and statements of additional information. Except as provided in the following three sentences, all expenses of printing and distributing Fund prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the Fund. If the Company chooses to receive camera-ready film in lieu of receiving printed copies of the Fund's prospectus, the Fund will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the Fund's per unit cost of typesetting and printing the Fund's prospectus. The same procedures shall be followed with respect to the Fund's Statement of Additional InformationInformation . The Company agrees to provide the Fund or its designee with such information as may be reasonably requested by the Fund to assure that the Fund's expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. The Underwriter Trust or its Distributor shall provide the Company MetLife Insurance with as many printed copies of the FundTrust's current prospectus and Statement statement of Additional Information additional information and any supplements thereto for the Designated Portfolios and Classes thereof as the Company MetLife Insurance may reasonably request. If requested by the Company MetLife Insurance in lieu thereof, the Fund Trust or its Distributor shall provide camera-ready film containing the FundTrust's prospectus and Statement statement of Additional Informationadditional information and any supplements thereto for the Designated Portfolios and Classes thereof, and such other assistance as is reasonably necessary in order for the Company MetLife Insurance once each year (or more frequently if the prospectus and/or Statement statement of Additional Information additional information for the Fund Designated Portfolios and Classes thereof is amended during the year) to have the prospectus for the Contracts Account, with respect to the MetLife Insurance Contracts, and the FundTrust's prospectus printed together in one document, and to have the Statement statement of Additional Information additional information for the Fund Trust and the Statement statement of Additional Information additional information for the Contracts Account, with respect to the MetLife Insurance Contracts, printed together in one document. Alternatively, the Company MetLife Insurance may print the Fund's prospectus and/or its Statement statement of Additional Information additional information for the Designated Portfolios and Classes thereof in combination with other fund companies' within the prospectuses and statements of additional informationinformation for other investment companies. Except as provided in To the following three sentencesextent that the foregoing Trust prospectuses, all expenses statements of printing additional information and any supplements thereto are with respect to Class B or Class C shares, or other Classes of shares subject to a Plan adopted under Rule 12b-1 under the 1940 Act, the cost of preparing, printing, and distributing Fund prospectuses and Statements of Additional Information shall such documents will be at the expense of the Companysuch Class or Classes of shares, with respect to prospective owners of MetLife Insurance Contracts. For In addition, with respect to prospectuses and Statements statements of Additional Information additional information for the Designated Portfolios and Classes thereof provided by the Company MetLife Insurance to its existing owners of MetLife Insurance Contracts ("Contract owners") in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing preparing, printing, mailing and otherwise distributing such prospectuses and statements of additional information and any supplements thereto shall be borne by the FundTrust. If Furthermore, if in such case MetLife Insurance or the Company chooses to receive Distributor are provided with camera-ready film of such documents in lieu of receiving printed copies of documents, MetLife Insurance or the Fund's prospectusDistributor shall request reimbursement from the Trust for their printing, mailing and other costs associated with such distribution. MetLife Insurance and the Fund will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the Fund's per unit cost of typesetting and printing the Fund's prospectus. The same procedures shall be followed with respect to the Fund's Statement of Additional Information. The Company Distributor each agrees to provide the Fund Trust or its designee with such information as may be reasonably requested by the Fund Trust to assure that the FundTrust's expenses or the expenses of any Class do not include the cost of printing printing, mailing and otherwise distributing any prospectuses prospectuses, statements of additional information or Statements of Additional Information supplements thereto for the Designated Portfolios and Classes thereof other than those actually distributed (a) to existing owners Contract owners; or (b) under a Rule 12b-1 Plan for a particular Class of the Contractsshares to prospective Contract owners.

Prospectuses and Proxy Statements; Voting. 3.1. The Underwriter shall provide the Company with as many printed copies of the Fund's current prospectus and Statement of Additional Information as the Company may reasonably request. If requested by the Company in lieu thereof, the Fund shall provide camera-ready film containing the Fund's prospectus and Statement of Additional Information, and such other assistance as is reasonably necessary necessary, including a diskette in form sent to the financial printer, in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund is amended during the year) to have the prospectus for the Contracts and the Fund's prospectus printed together in one document, and to have the Statement of Additional Information for the Fund and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the Fund's prospectus and/or its Statement of Additional Information in combination with other fund companies' prospectuses and statements of additional information. Except as provided in the following three sentences, all expenses of printing and distributing Fund prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the Fund. If the Company chooses to receive camera-ready film or diskette in lieu of receiving printed copies of the Fund's prospectus, the Fund will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the Fund's per unit cost of typesetting and printing the Fund's prospectus. The same procedures shall be followed with respect to the Fund's Statement of Additional Information. The Company agrees to provide the Fund or its designee with such information as may be reasonably requested by the Fund to assure that the Fund's expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. The Underwriter shall provide the Company with as many printed copies of the Fundfund's current prospectus and Statement of Additional Information as the Company may reasonably request. If requested by the Company in lieu thereof, the Fund shall provide camera-ready film containing the Fund's prospectus and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund is amended during the year) to have the prospectus prospectus, private offering memorandum or other disclosure document ("Disclosure Document") for the Contracts and the Fund's prospectus printed together in one document, and to have the Statement of Additional Information for the Fund and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the Fund's prospectus and/or its Statement of Additional Information in combination with other fund companies' prospectuses and statements of additional information. Except as provided in the following three sentences, all expenses of printing and distributing Fund prospectuses and Statements of Additional Information shall be the expense of the Company. For for prospectuses and Statements Statement of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the Fund. If the Company chooses to receive camera-ready film in lieu of receiving printed copies of the Fund's prospectus, the Fund will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the Fund's per unit cost of typesetting and printing the Fund's prospectus. The same procedures shall be followed with respect to the Fund's Statement of Additional Information. The Company agrees to provide provider the Fund fund or its designee with such information as may be reasonably requested by the Fund to assure that the Fund's expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. The Underwriter Fund Parties shall provide the Company with as many printed copies of the FundTrust's current prospectus and Statement of Additional Information (describing only the designated Portfolios listed on Schedule A) or, to the extent permitted, the Trust's profiles as the Company may reasonably request. If requested by the Company in lieu thereof, the Fund Trust shall provide camera-ready film containing the FundTrust's prospectus and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund Trust is amended during the year) to have the prospectus for the Contracts and the FundTrust's prospectus printed together in one document, and to have the Statement of Additional Information for the Fund Trust and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the FundTrust's prospectus and/or its Statement of Additional Information in combination with other fund companies' prospectuses and statements of additional information. All such documents shall be provided to the Company within time reasonably required to allow for printing and delivery to Contract owners, but no later than five business days prior to the date the documents are required under then-current regulations to be sent to Contract owners. Except as provided in the following three sentences, all expenses of printing and distributing Fund Trust prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the FundTrust. If the Company chooses to receive camera-ready film in lieu of receiving printed copies of the FundTrust's prospectus, the Fund Trust will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the FundTrust's per unit cost of typesetting and printing the FundTrust's prospectus. The same procedures shall be followed with respect to the FundTrust's Statement of Additional Information. The Company agrees to provide the Fund Trust or its designee with such information as may be reasonably requested by the Fund Trust to assure that the FundTrust's expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. The Underwriter shall provide the Company with as many printed copies of the Fund's current prospectus and Statement of Additional Information as the Company may reasonably request. If requested by the Company in lieu thereof, the Fund shall provide camera-ready film or other electronic transmission containing the Fund's prospectus and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company to print once each year the Fund's prospectus and Statement of Additional Information (or more frequently if the prospectus and/or Statement of Additional Information for the Fund is amended during the year) to have the prospectus for the Contracts and the Fund's prospectus printed together in one document, and to have the Statement of Additional Information for the Fund and the Statement of Additional Information for the Contracts printed together in one document). Alternatively, the Company may print the Fund's prospectus and/or its Statement of Additional Information in combination with other fund companies' prospectuses and statements of additional information. Except as provided in the following three sentences, all expenses of printing and distributing Fund prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the Fund. If the Company chooses to receive camera-ready film in lieu of receiving printed copies of the Fund's prospectus, the Fund will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the Fund's per unit cost of typesetting and printing the Fund's prospectus. The same procedures shall be followed with respect to the Fund's Statement of Additional Information. The Company agrees to provide the Fund or its designee with such information as may be reasonably requested by the Fund to assure that the Fund's expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. The Underwriter shall provide the Company with as many printed copies of the Fund's current prospectus and Statement of Additional Information as the Company may reasonably request. If requested by the Company in lieu thereof, the Fund shall provide camera-ready film containing the Fund's prospectus and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund is amended during the year) to have the prospectus for the Contracts and the Fund's prospectus printed together in one document, and to have the Statement of Additional Information for the Fund and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the Fund's prospectus and/or its Statement of Additional Information in combination with other fund companies' prospectuses and statements of additional information. Except as provided in the following three sentences, all expenses of printing and distributing Fund prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the Fund. If the Company chooses to receive camera-ready film in lieu of receiving printed copies of the Fund's prospectus, the Fund will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the Fund's per unit cost of typesetting and printing the Fund's prospectus. The same procedures shall be followed with respect to the Fund's Statement of Additional Information. Whenever the term "prospectus" is used in this Agreement in relation to the Contracts or the Accounts, the term shall be deemed to include each prospectus, registration statement, private offering memorandum or other disclosure document for the Contract or the Account. The Company agrees to provide the Fund or its designee with such information as may be reasonably requested by the Fund to assure that the Fund's expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. The Underwriter Distributor shall provide the Company with as many printed copies of the Fund's Trust’s current prospectus and Statement of Additional Information (describing only the designated Funds listed on Schedule A) or, to the extent existing, the Trust’s profiles as the Company may reasonably request. If requested by the Company in lieu thereof, the Fund Trust shall provide camera-ready film or an electronic file in a format acceptable to the Company containing the Fund's Trust’s prospectus and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund Trust is amended during the year) to have the prospectus for the Contracts and the Fund's Trust’s prospectus printed together in one document, and to have the Statement of Additional Information for the Fund Trust and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the Fund's Trust’s prospectus and/or its Statement of Additional Information in combination with other fund companies' ’ prospectuses and statements of additional information. In such event, the Trust shall bear its pro rata share of printing expenses based on the number of combined printed pages. All such documents shall be provided to the Company within time reasonably required to allow for printing and delivery to Contract owners, but no later than five business days prior to the date the documents are required under then-current regulations to be sent to Contract owners. Except as provided in the following three sentences, all expenses of printing and distributing Fund Trust prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the FundTrust. If the Company chooses to receive camera-ready film or an electronic file in lieu of receiving printed copies of the Fund's Trust’s prospectus, the Fund Trust will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the Fund's Trust’s per unit cost of typesetting and printing the Fund's Trust’s prospectus. The same procedures shall be followed with respect to the Fund's Trust’s Statement of Additional Information. The Company agrees to provide the Fund Trust or its designee with such information as may be reasonably requested by the Fund Trust to assure that the Fund's Trust’s expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. The Subject to Section 6.1 and the applicable Fund’s determination to use summary prospectuses, as such term is defined in Rule 498 under the 1933 Act, the Underwriter shall provide the Company Company, at its or its designee’s expense (including printing and shipping), with as many printed copies of the such Fund's ’s current prospectus and Statement of Additional Information summary prospectuses as the Company may reasonably requestrequest for purposes of delivery to Contract owners in connection with their allocation to the Designated Portfolios (“first dollar delivery”), provided that the Company shall bear the expense of delivery of such summary prospectuses to such Contract owners. If requested by the Company in lieu thereofof providing printed paper summary prospectuses for first dollar delivery, the applicable Fund shall provide camera-ready film containing a final copy of the summary prospectus in electronic format (as agreed the parties) at such Fund's prospectus ’s expense and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information summary prospectuses for the such Fund is amended during the yearare amended) to have the prospectus for the registered Contracts and the such Fund's prospectus printed ’s summary prospectuses bound together in one documentdocument in accordance with applicable law (the “Wrapped Book”), including but not limited to, Rule 498 under the 1933 Act (such printing to be at the Company’s expense). The Company represents and to have the Statement warrants that any bundling and delivery of Additional Information for the Fund summary prospectuses (and statutory prospectuses) will be compliant with Rule 498(c) and the Statement greater prominence requirements of Additional Information for Rule 498(f)(2). In connection with the Contracts printed together in one document. AlternativelyCompany’s obligation to deliver additional Fund documents pursuant to a request made directly to it, the Company shall obtain all such additional Fund documents from the website maintained by Fund and/or the Underwriter for purposes of complying with Rule 498(e), and shall not alter, in any way, such documents, and Company may print maintain such documents on its product website with the Fund's prospectus and/or its Statement Company assuming responsibility for keeping such Fund documents current, and the accuracy and fulfillment of Additional Information in combination with other fund companies' prospectuses and statements of additional informationorders for such documents. Except as provided in the following three sentences, all expenses of printing and distributing Fund prospectuses and Statements of Additional Information The Underwriter shall be bear the expense of printing copies and delivery of summary prospectuses (or statutory prospectuses at its discretion) in connection with an annual delivery of such prospectuses to each Contract owner then invested in a Designated Portfolio (the Company“Fund’s annual update”). For prospectuses and Statements the avoidance of Additional Information provided doubt, neither the Fund nor the Underwriter shall bear any expense, including printing or delivery, in connection with the portions of any annual update initiated by the Company to its existing owners of Contracts in order to update disclosure annually as required by utilizing the 1933 Act and/or Wrapped Book other than the 1940 Act, the cost of printing shall be borne by the Fund. If the Company chooses to receive camera-ready film in lieu of receiving printed copies of the Fund's prospectus, the Fund will reimburse the Company in an amount equal to the product of A and B where A is commercially reasonable costs for the number of such prospectuses distributed to owners of the Contracts, and B is the Fund's per unit cost of typesetting and printing the Fund's prospectus. The same procedures shall be followed with respect printed pages attributable to the Fund's Statement of Additional Information. The Company agrees to provide ’s summary prospectus in the Fund or its designee with such information as may be reasonably requested by the Fund to assure that the Fund's expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the ContractsWrapped Book.

Prospectuses and Proxy Statements; Voting. 3.1. The Underwriter shall provide the Company with as many printed copies of the Fund's current prospectus and Statement of Additional Information as the Company may reasonably request. If In addition, if requested by the Company in lieu thereofCompany, the Fund shall provide camera-ready film containing the Fund's prospectus and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund is amended during the year) to have the prospectus prospectus, private offering memorandum or other disclosure document ("Disclosure Document") for the Contracts and the Fund's prospectus printed together in one document, and to have the Statement of Additional Information for the Fund and the Statement of Additional Information for the Contracts Contracts, if applicable, printed together in one document. AlternativelyIn addition, the Company may print the Fund's prospectus and/or its Statement of Additional Information in combination with other fund companies' prospectuses and statements of additional information. Except as provided in the following three sentences, all expenses of printing and distributing Fund prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the Fund. If the Company chooses to receive camera-ready film in lieu of receiving printed copies of the Fund's prospectus, the Fund will reimburse the Company in an amount equal to the product of A and B where A is the number of such Company-printed prospectuses distributed to owners of the Contracts, and B is the Fund's per unit cost of typesetting and printing the Fund's prospectus. The same procedures shall be followed with respect to the Fund's Statement of Additional Information. The Company agrees to provide the Fund or its designee with such information as may be reasonably requested by the Fund to assure that the Fund's expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts, provided such information would be subject to any applicable Company privacy policy or any federal or state privacy laws or regulations.

Prospectuses and Proxy Statements; Voting. 3.1. The Underwriter shall provide the Company with as many printed copies of the FundTrust's current prospectus and Statement of Additional Information as the Company may reasonably request. If requested by the Company in lieu thereof, the Fund Trust shall provide camera-ready film containing the FundTrust's prospectus and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund Trust is amended during the year) to have the prospectus for the Contracts and the FundTrust's prospectus printed together in one document, and to have the Statement of Additional Information for the Fund Trust and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the FundTrust's prospectus and/or its Statement of Additional Information in combination with other fund companies' prospectuses and statements of additional information. Except as provided in the following three sentences, all expenses of printing and distributing Fund Trust prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the FundTrust. If the Company chooses to receive camera-ready film in lieu of receiving printed copies of the FundTrust's prospectus, the Fund Trust will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the FundTrust's per unit cost of typesetting and printing the FundTrust's prospectus. The same procedures shall be followed with respect to the FundTrust's Statement of Additional Information. The Company agrees to provide the Fund Trust or its designee with such information as may be reasonably requested by the Fund Trust to assure that the FundTrust's expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. The Underwriter shall provide the Company with as many printed copies of the Fund's ’s current prospectus and Statement of Additional Information as the Company may reasonably request. If requested by the Company in lieu thereof, the Fund shall provide camera-ready film containing the Fund's ’s prospectus and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund is amended during the year) to have the prospectus for the Contracts and the Fund's ’s prospectus printed together in one document, and to have the Statement of Additional Information for the Fund and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the Fund's ’s prospectus and/or its Statement of Additional Information in combination with other fund companies' ’ prospectuses and statements of additional information. Except as provided in the following three sentences, all expenses of printing and distributing Fund prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the Fund. If the Company chooses to receive camera-ready film in lieu of receiving printed copies of the Fund's ’s prospectus, the Fund will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the Fund's ’s per unit cost of typesetting and printing the Fund's ’s prospectus. The same procedures shall be followed with respect to the Fund's ’s Statement of Additional Information. Whenever the term “prospectus” is used in this Agreement in relation to the Contracts or the Accounts, the term shall be deemed to include each prospectus, registration statement, private offering memorandum or other disclosure document for the Contract or the Account. The Company agrees to provide the Fund or its designee with such information as may be reasonably requested by the Fund to assure that the Fund's ’s expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. The Underwriter shall provide the Company Society with as many printed copies of the Fund's ’s current prospectus and Statement of Additional Information as the Company Society may reasonably request. If requested by the Company Society in lieu thereof, the Fund shall provide camera-ready film containing the Fund's ’s prospectus and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company Society once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund is amended during the year) to have the prospectus prospectus, private offering memorandum or other disclosure document (“Disclosure Document”) for the Contracts and the Fund's ’s prospectus printed together in one document, and to have the Statement of Additional Information for the Fund and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company Society may print the Fund's ’s prospectus and/or its Statement of Additional Information in combination with other fund companies' ’ prospectuses and statements of additional information. Except as provided in the following three sentences, all expenses of printing and distributing Fund prospectuses and Statements of Additional Information shall be the expense of the CompanySociety. For prospectuses and Statements of Additional Information provided by the Company Society to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the Fund. If the Company Society chooses to receive camera-ready film in lieu of receiving printed copies of the Fund's ’s prospectus, the Fund will reimburse the Company Society in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the Fund's ’s per unit cost of typesetting and printing the Fund's ’s prospectus. The same procedures shall be followed with respect to the Fund's ’s Statement of Additional Information. The Company Society agrees to provide the Fund or its designee with such information as may be reasonably requested by the Fund to assure that the Fund's ’s expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. The Underwriter Distributor shall provide at all times the Company with copies of the Trust's current prospectus, statement of additional information or any supplement thereto, or other shareholder communication applicable to a Fund, including any amendments to the Trust's registration statement as well as annual and semi-annual reports and proxy statements: (a) in the case of prospectuses, statements of additional information and/or supplements, annual and semi-annual reports and proxy statements, when they are effective, and (b) in the case of amendments to its registration statement or other shareholder communications, when such amendments are filed with the SEC (whether effective or not). In all cases the Trust agrees to make a good faith effort to provide to the Company, at no expense to the Company, these documents on a timely basis whereby Company is able to meet applicable regulatory deadlines. The Distributor shall provide, free of charge, the Company with as many printed copies of the FundTrust's current prospectus and prospectus, Statement of Additional Information (as well as any supplements thereto) and any other shareholder communication (describing only the designated Funds listed on Schedule A) and/or, to the extent existing, the Trust's profiles as the Company may reasonably request. If requested by the Company in lieu thereof, the Fund Trust shall provide camera-ready film or an electronic file in a format acceptable to the Company containing the FundTrust's prospectus and Statement of Additional InformationInformation (as well as supplements thereto) and reports, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund Trust is amended or supplemented during the year) for the prospectus and Statement of Additional Information and twice a year for reports, to have the prospectus for the Contracts and the FundTrust's prospectus printed together in one document, and to have the Statement of Additional Information for the Fund Trust and the Statement of Additional Information for the Contracts printed together in one document, or reports of the Trust or any other investment option under the Contract printed together in one document. Alternatively, the Company may print the FundTrust's prospectus and/or its Statement of Additional Information documents in combination with other fund companies' prospectuses documents. In such event, the Trust shall bear its pro rata share of printing and statements distribution expenses based on the number of additional informationcombined printed pages. All such documents shall be provided to the Company within time reasonably required to allow for printing and delivery to Contract owners, but no later than ten business days prior to the date the documents are required under then-current regulations to be sent to Contract owners. In the event the Trust's shareholder documents are not provided in a timely manner, the Distributor shall pay any out-of-pocket expenses, such as overtime printing or mailing surcharges, reasonably incurred by the Company in timely filing or delivering such documents. Except as provided in the following three sentencesthis Agreement, all expenses of printing and distributing Fund prospectuses and Statements of Additional Information the Trust's shareholder documents to prospective shareholders shall be the expense of the Company. For prospectuses and prospectuses, Statements of Additional Information Information, supplements thereto and other shareholder communications, provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 ActAct (or on a more frequent basis if the Trust makes a filing with respect to its registration statement), the cost of printing printing, typesetting, mailing and other distribution-related costs shall be borne by the Fund. If the Company chooses to receive camera-ready film in lieu of receiving printed copies of the Fund's prospectus, the Fund will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the Fund's per unit cost of typesetting and printing the Fund's prospectus. The same procedures shall be followed with respect to the Fund's Statement of Additional InformationTrust. The Company agrees to provide the Fund Trust or its designee with such information as may be reasonably requested by the Fund Trust to assure that the FundTrust's expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. 3.1 The Underwriter shall provide the Company with as many printed copies of the Fund's current prospectus and Statement of Additional Information as the Company may reasonably request. If requested by the Company in lieu thereof, the Fund shall provide camera-ready film or an electronic file containing the Fund's prospectus and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund is amended during the year) to have the prospectus for the Contracts and the Fund's prospectus printed together in one document, and to have the Statement of Additional Information for the Fund and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the Fund's prospectus and/or its Statement of Additional Information in combination with other fund companies' prospectuses and statements of additional information. The Company may also utilize the Fund's current prospectus on the Company's intranet and internet sites and other electronic and/or public media. Except as provided in the following three sentences, all expenses of printing and distributing Fund prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the Fund. If the Company chooses to receive camera-ready film in lieu of receiving printed copies of the Fund's prospectus, the Fund will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the Fund's per unit cost of typesetting and printing the Fund's prospectus. The same procedures shall be followed with respect to the Fund's Statement of Additional Information. The Company agrees to provide the Fund or its designee with such information as may be reasonably requested by the Fund to assure that the Fund's expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts. The Fund and Underwriter agree that the prospectus for the Portfolio(s) listed in Schedule C ("Authorized Portfolio(s)") will describe only the Authorized Portfolio(s) and will not offer the shares of any other Portfolios or series that may be in the Fund. Fund and Underwriter agree to cooperate with Company to provide the documents on a timely basis to meet Company's reasonable deadline requirements for production.

Prospectuses and Proxy Statements; Voting. 3.1. The Underwriter shall provide the Company with as many printed copies of the Fund's current prospectus and Statement of Additional Information as the Company may reasonably request. If requested by the Company in lieu thereof, the Fund shall provide camera-ready film (in either or both of two sizes, per the Company's request: 8.375" by 10.875" and 5.375" by 8.375") containing the Fund's prospectus and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund is amended during the year) to have the prospectus for the Contracts and the Fund's prospectus printed together in one document, and to have the Statement of Additional Information for the Fund and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the Fund's prospectus and/or its Statement of Additional Information in combination with other fund companies' prospectuses and statements of additional information. Except as provided in the following three sentences, all expenses of printing and distributing Fund prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the Fund. If the Company chooses to receive camera-ready film or computer diskettes in lieu of receiving printed copies of the Fund's prospectus, the Fund will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the Fund's per unit cost of typesetting and printing the Fund's prospectus. The same procedures shall be followed with respect to the Fund's Statement of Additional Information. The Company agrees to provide the Fund or its designee with such information as may be reasonably requested by the Fund to assure that the Fund's expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. The Underwriter shall provide the Company with as many printed copies of the Fund's current prospectus and Statement of Additional Information (describing only the Designated Portfolios listed on Schedule A) or, to the extent permitted, the Fund's profiles as the Company may reasonably request. The Company shall bear the expense of printing copies of the current prospectus and profiles for the Contracts that will be distributed to existing Contract owners, and the Company shall bear the expense of printing copies of the Fund's prospectus and profiles that are used in connection with offering the Contracts issued by the Company. If requested by the Company in lieu thereof, the Fund shall provide camera-ready film containing such documentation (including a final copy of the new prospectus on diskette at the Fund's prospectus expense) and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund is amended during the yearamended) to have the prospectus for the Contracts and the Fund's prospectus or profile printed together in one document, and document (such printing to have be at the Company's expense). The Fund's prospectus shall state that the current Statement of Additional Information ("SAI") for the Fund is available, and the Statement Underwriter (or the Fund), at its expense, shall provide a reasonable number of Additional Information for the Contracts printed together in one document. Alternatively, copies of such SAI free of charge to the Company may print for itself and for any owner of a Contract who requests such SAI. The Fund shall provide the Company with information regarding the Fund's expenses, which information may include a table of fees and related narrative disclosure for use in any prospectus and/or its Statement of Additional Information in combination with or other fund companies' prospectuses and statements of additional informationdescriptive document relating to a Contract. Except as provided The Company agrees that it will use such information in the following three sentencesform provided. The Company shall provide prior written notice of any proposed modification of such information, all expenses which notice will describe in detail the manner in which the Company proposes to modify the information, and agrees that it may not modify such information in any way without the prior consent of printing the Fund. The Fund, at its expense, shall provide the Company with copies of its proxy material, reports to shareholders, and other communications to shareholders in such quantity as the Company shall reasonably require for distributing to Contract owners. The Company shall: solicit voting instructions from Contract owners; vote the Fund prospectuses shares in accordance with instructions received from Contract owners; and Statements vote Fund shares for which no instructions have been received in the same proportion as Fund shares of Additional Information such portfolio for which instructions have been received, so long as and to the extent that the SEC continues to interpret the 1940 Act to require pass-through voting privileges for variable contract owners or to the extent otherwise required by law. The Company will vote Fund shares held in any segregated asset account in the same proportion as Fund shares of such portfolio for which voting instructions have been received from Contract owners, to the extent permitted by law. Participating Insurance Companies shall be the expense responsible for assuring that each of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts their separate accounts participating in order to update disclosure annually a Designated Portfolio calculates voting privileges as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the Fund. If the Company chooses to receive camera-ready film in lieu of receiving printed copies of the Fund's prospectus, Shared Funding Exemptive Order and consistent with any reasonable standards that the Fund will reimburse the Company may adopt and provide in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the Fund's per unit cost of typesetting and printing the Fund's prospectus. The same procedures shall be followed with respect to the Fund's Statement of Additional Information. The Company agrees to provide the Fund or its designee with such information as may be reasonably requested by the Fund to assure that the Fund's expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contractswriting.

Prospectuses and Proxy Statements; Voting. 3.1. 3.1 The Underwriter shall provide the Company with as many printed copies of the Fund's current prospectus and Statement of Additional Information as the Company may reasonably request. If requested by the Company in lieu thereof, the Fund shall provide camera-ready film containing the Fund's prospectus and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund is amended during the year) to have the prospectus for the Contracts and the Fund's prospectus printed together in one document, and to have the Statement of Additional Information for the Fund and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the Fund's prospectus and/or its Statement of Additional Information in combination with other fund companies' prospectuses and statements of additional information. The Company may also utilize the Fund's current prospectus on the Company's internet sites and other electronic and/or public media. Except as provided in the following three sentences, all expenses of printing and distributing Fund prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the Fund. If the Company chooses to receive camera-ready film in lieu of receiving printed copies of the Fund's prospectus, the Fund will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the Fund's per unit cost of typesetting and printing the Fund's prospectus. The same procedures shall be followed with respect to the Fund's Statement of Additional Information. The Company agrees to provide the Fund or its designee with such information as may be reasonably requested by the Fund to assure that the Fund's expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. The Underwriter shall provide the Company with as many printed copies of the Fund's current prospectus and Statement of Additional Information as the Company may reasonably request. If requested by the Company in lieu thereof, the Fund shall provide camera-ready film containing the Fund's prospectus and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund is amended during the year) to have the prospectus for the Contracts and the Fund's prospectus printed together in one document, and to have the Statement of Additional Information for the Fund and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the Fund's prospectus and/or its Statement of Additional Information in combination with other fund companies' prospectuses and statements of additional information. Except as provided in hi the following three sentences, all expenses of printing and distributing Fund prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the Fund. If the Company chooses to receive camera-ready film in lieu of receiving printed copies of the Fund's prospectus, the Fund will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the Fund's per unit cost of typesetting and printing the Fund's prospectus. The same procedures shall be followed with respect to the Fund's Statement of Additional Information. The Company agrees to provide the Fund or its designee with such information as may be reasonably requested by the Fund to assure that the Fund's expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. The Underwriter Fund Parties shall provide the Company with as many printed copies of the FundTrust's current prospectus and Statement of Additional Information or, to the extent permitted, the Trust's profiles as the Company may reasonably request. If requested by the Company in lieu thereof, the Fund Trust shall provide camera-ready film containing the FundTrust's prospectus and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund Trust is amended during the year) to have the prospectus for the Contracts and the FundTrust's prospectus printed together in one document, and to have the Statement of Additional Information for the Fund Trust and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the FundTrust's prospectus and/or its Statement of Additional Information in combination with other fund companies' prospectuses and statements of additional information. All such documents shall be provided to the Company within time reasonably required to allow for printing and delivery to Contract owners, but no later than five business days prior to the date the documents are required under then-current regulations to be sent to Contract owners. Except as provided in the following three sentencessentence, all expenses of printing and distributing Fund Trust prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the Fund. If the Company chooses to receive camera-ready film in lieu of receiving printed copies of the Fund's prospectus, the Fund will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the Fund's per unit cost of typesetting and printing the Fund's prospectus. The same procedures shall be followed with respect to the Fund's Statement of Additional InformationTrust. The Company agrees to provide the Fund Trust or its designee with such information as may be reasonably requested by the Fund Trust to assure that the FundTrust's expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. The Underwriter shall provide the Company with as many printed copies of the Fund's current prospectus and Statement of Additional Information as the Company may reasonably request. If requested by the Company in lieu thereof, the Fund shall provide camera-ready film or computer diskettes containing the Fund's prospectus and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund is amended during the year) to have the prospectus for the Contracts and the Fund's prospectus printed together in one document, and to have the Statement of Additional Information for the Fund and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the Fund's prospectus and/or its Statement of Additional Information in combination with other fund companies' prospectuses and statements of additional information. Except as provided in the following three sentences, all expenses of printing and distributing Fund prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the Fund. If the Company chooses to receive camera-ready film or computer diskettes in lieu of receiving printed copies of the Fund's prospectus, the Fund will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the Fund's per unit cost of typesetting and printing the Fund's prospectus. The same procedures shall be followed with respect to the Fund's Statement of Additional Information. The Company agrees to provide the Fund or its designee with such information as may be reasonably requested by the Fund to assure that the Fund's expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing exiting owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. The Underwriter shall provide the Company with as many printed copies of the Fund's current prospectus and Statement of Additional Information as the Company may reasonably request. If requested by the Company in lieu thereof, the Fund shall provide camera-ready film containing the Fund's prospectus and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund is amended during the year) to have the prospectus prospectus, private offering memorandum or other disclosure document ("Disclosure Documents") for the Contracts and the Fund's prospectus printed together in one document, and to have the Statement of Additional Information for the Fund and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the Fund's prospectus and/or its Statement of Additional Information in combination with other fund companies' prospectuses and statements of additional information. Except as provided in the following three sentences, all expenses of printing and distributing Fund prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the Fund. If the Company chooses to receive camera-ready film in lieu of receiving printed copies of the Fund's prospectus, the Fund will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the Fund's per unit cost of typesetting and printing the Fund's prospectus. The same procedures shall be followed with respect to the Fund's Statement of Additional Information. The Company agrees to provide the Fund or its designee with such information as may be reasonably requested by the Fund to assure that the Fund's expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. The Underwriter Distributor shall provide at all times the Company with copies of the Trust's current prospectus, statement of additional information or any supplement thereto, or other shareholder communication applicable to a Fund, including any amendments to the Trust's registration statement as well as annual and semi-annual reports and proxy statements: (a) in the case of prospectuses, statements of additional information and/or supplements, annual and semi-annual reports and proxy statements, when they are effective, and (b) in the case of amendments to its registration statement or other shareholder communications, when such amendments are filed with the SEC (whether effective or not). In all cases the Trust agrees to make a good faith effort to provide to the Company, at no expense to the Company, these documents on a timely basis whereby Company is able to meet applicable regulatory deadlines. The Trust will make reasonable efforts to provide the Company with as much notice as is reasonably possible when contemplating a change to its filed documents with the SEC. The Distributor shall provide, free of charge, the Company with as many printed copies of the FundTrust's current prospectus and prospectus, Statement of Additional Information (as well as any supplements thereto) and any other shareholder communication (describing only the designated Funds listed on Schedule A) and/or, to the extent existing, the Trust's profiles as the Company may reasonably request. If requested by the Company in lieu thereof, the Fund Trust shall provide camera-ready film or an electronic file in a format acceptable to the Company containing the FundTrust's prospectus and Statement of Additional InformationInformation (as well as supplements thereto) and reports, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund Trust is amended or supplemented during the year) for the prospectus and Statement of Additional Information and twice a year for reports, to have the prospectus for the Contracts and the FundTrust's prospectus printed together in one document, and to have the Statement of Additional Information for the Fund Trust and the Statement of Additional Information for the Contracts printed together in one document, or reports of the Trust or any other investment option under the Contract printed together in one document. Alternatively, the Company may print the FundTrust's prospectus and/or its Statement of Additional Information documents in combination with other fund companies' prospectuses documents. In such event, the Trust shall bear its pro rata share of printing and statements distribution expenses based on the number of additional informationcombined printed pages. All such documents shall be provided to the Company within time reasonably required to allow for printing and delivery to Contract owners, but no later than ten business days prior to the date the documents are required under then-current regulations to be sent to Contract owners. In the event the Trust's shareholder documents are not provided in a timely manner, the Distributor shall pay any out-of-pocket expenses, such as overtime printing or mailing surcharges, reasonably incurred by the Company in timely filing or delivering such documents. Except as provided in the following three sentencesthis Agreement, all expenses of printing and distributing Fund prospectuses and Statements of Additional Information the Trust's shareholder documents to prospective shareholders shall be the expense of the Company. For prospectuses and prospectuses, Statements of Additional Information Information, supplements thereto and other shareholder communications, provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 ActAct (or on a more frequent basis if the Trust makes a filing with respect to its registration statement), the cost of printing printing, typesetting, mailing and other distribution-related costs shall be borne by the Fund. If the Company chooses to receive camera-ready film in lieu of receiving printed copies of the Fund's prospectus, the Fund will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the Fund's per unit cost of typesetting and printing the Fund's prospectus. The same procedures shall be followed with respect to the Fund's Statement of Additional InformationTrust. The Company agrees to provide the Fund Trust or its designee with such information as may be reasonably requested by the Fund Trust to assure that the FundTrust's expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. The Underwriter shall provide the Company with as many printed copies of the Fund's ’s current prospectus and Statement of Additional Information as the Company may [page break] reasonably request. If requested by the Company in lieu thereof, the Fund shall provide camera-ready film containing the Fund's ’s prospectus and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund is amended during the year) to have the prospectus prospectus, private offering memorandum or other disclosure document (“Disclosure Document”) for the Contracts and the Fund's ’s prospectus printed together in one document, and to have the Statement of Additional Information for the Fund and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the Fund's ’s prospectus and/or its Statement of Additional Information in combination with other fund companies' ’ prospectuses and statements of additional information. Except as provided in the following three sentences, all expenses of printing and distributing Fund prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the Fund. If the Company chooses to receive camera-ready film in lieu of receiving printed copies of the Fund's ’s prospectus, the Fund will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the Fund's ’s per unit cost of typesetting and printing the Fund's ’s prospectus. The same procedures shall be followed with respect to the Fund's ’s Statement of Additional Information. The Company agrees to provide the Fund or its designee with such information as may be reasonably requested by the Fund to assure that the Fund's ’s expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. The Underwriter shall provide the Company with as many printed copies of the Fund's ’s current prospectus and Statement of Additional Information as the Company may reasonably request. If requested by the Company in lieu thereof, the Fund shall provide camera-ready film containing the Fund's ’s prospectus and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund is amended during the year) to have the prospectus for the Contracts and the Fund's ’s prospectus printed together in one document, and to have the Statement of Additional Information for the Fund and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the Fund's ’s prospectus and/or its Statement of Additional Information in combination with other fund companies' ’ prospectuses and statements of additional information. Except as provided in the following three sentences, all expenses of printing and distributing Fund prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the Fund. If the Company chooses to receive camera-ready film in lieu of receiving printed copies of the Fund's ’s prospectus, the Fund will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contractscontracts, and B is the Fund's ’s per unit cost of typesetting and printing the Fund's ’s prospectus. The same procedures shall be followed with respect to the Fund's ’s Statement of Additional Information. The Company agrees to provide the Fund or its designee with such information as may be reasonably requested by the Fund to assure that the Fund's ’s expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. The Underwriter shall provide the Company with as many printed copies of the Fund's current prospectus and Statement of Additional Information as the Company may reasonably request. If requested by the Company in lieu thereof, the Fund shall provide camera-ready film containing the Fund's prospectus and Statement of Additional InformationInformation (in 8.5" by 11" or 5" by 9" size), and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund is amended during the year) to have the prospectus for the Contracts and the Fund's prospectus printed together in one document, and to have the Statement of Additional Information for the Fund and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the Fund's prospectus and/or its Statement of Additional Information in combination with other fund companies' prospectuses and statements of additional information. Except as provided in the following three sentences, all expenses of printing and distributing Fund prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the Fund. If the Company chooses to receive camera-ready film in lieu of receiving printed copies of the Fund's prospectus, the Fund will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the Fund's per unit cost of typesetting and printing the Fund's prospectus. The same procedures shall be followed with respect to the Fund's Statement of Additional Information. The Company agrees to provide the Fund or its designee with such information as may be reasonably requested by the Fund to assure that the Fund's expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. The Underwriter shall provide the Company with as many printed copies of the Fund's ’s current prospectus and Statement of Additional Information as the Company may reasonably request. If requested by the Company in lieu thereof, the Fund shall provide camera-ready film or computer diskettes containing the Fund's ’s prospectus and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund is amended during the year) to have the prospectus for the Contracts and the Fund's ’s prospectus printed together in one document, and to have the Statement of Additional Information for the Fund and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the Fund's ’s prospectus and/or its Statement of Additional Information in combination with other fund companies' ’ prospectuses and statements of additional information. The Fund will make reasonable efforts to create a separate prospectus and Statement of Additional Information for each Portfolio, but does not guarantee that such prospectuses or SAIs will be generated in any particular year. Except as provided in the following three sentences, all expenses of printing and distributing Fund prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the Fund. If the Company chooses to receive camera-ready film or computer diskettes in lieu of receiving printed copies of the Fund's ’s prospectus, the Fund will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the Fund's ’s per unit cost of typesetting and printing the Fund's ’s prospectus. The same procedures shall be followed with respect to the Fund's ’s Statement of Additional Information. The Company agrees to provide the Fund or its designee with such information as may be reasonably requested by the Fund to assure that the Fund's ’s expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. The Underwriter shall provide the Company with as many printed copies of the Fund's current prospectus and Statement of Additional Information as the Company may reasonably request. The Fund or the Underwriter shall bear the expense of setting in type and printing copies of the current prospectus and profiles for the Fund that will be distributed to existing Contract owners whose contracts are funded by the Fund's shares, and the Company shall bear the expense of setting in type and printing copies of the Fund's prospectus and profiles that are used in connection with offering the Contracts issued by the Company. If requested by the Company in lieu thereof, the Fund shall provide camera-ready film containing such documentation (including a final copy of the new prospectus on diskette at the Fund's prospectus or Underwriter's expense) and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund is amended during the yearamended) to have the prospectus for the Contracts and the Fund's prospectus printed together in one document, and to have the Statement of Additional Information for the Fund and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the Fund's prospectus and/or its Statement of Additional Information in combination with other fund companies' prospectuses and statements of additional information. Except as provided in the following three sentences, all expenses of printing and distributing Fund prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the Fund. If the Company chooses to receive camera-ready film or diskettes in lieu of receiving printed copies of the Fund's prospectusProspectus and/or SAI, the Fund shall bear the cost of typesetting to provide the Prospectus and/or SAI to the Company in the format in which the Fund is accustomed to formatting prospectuses and statements of additional information, respectively, and the Company shall bear the expense of adjusting or changing the format to conform with any of its prospectuses and/or statements of additional information. In such event, the Fund will reimburse the Company in an amount equal to the product of A x and B y where A x is the number of such prospectuses distributed to owners of the ContractsContract owners, and B y is the Fund's per unit cost of typesetting and printing the Fund's prospectusprospectuses. The same procedures shall be followed with respect to the Fund's Statement of Additional InformationSAI. The Company agrees Fund shall not pay any costs of typesetting or printing the Prospectus and/or SAI to provide the Fund or its designee with such information as may be reasonably requested by the Fund to assure that the Fund's expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contractsprospective Contract owners.

Prospectuses and Proxy Statements; Voting. 3.1. The Underwriter shall provide the Company with as many printed copies of the Fund's current prospectus and Statement of Additional Information describing only the Designated Portfolios listed on Schedule A as the Company may reasonably request. The Fund or the Underwriter shall bear the expense of printing copies of the current prospectus and profiles for the Contracts that will be distributed to existing Contract owners, and the Company shall bear the expense of printing copies of the Fund's prospectus and profiles that are used in connection with offering the Contracts issued by the Company. If requested by the Company in lieu thereof, the Fund shall provide camera-ready film containing such documentation (including a final copy of the new prospectus on diskette at the Fund's prospectus expense) and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund is amended during the yearamended) to have the prospectus for the Contracts and the Fund's prospectus printed together in one document, and document (such printing for existing Contract owners to have the Statement of Additional Information for the Fund and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print be at the Fund's prospectus and/or its Statement or Underwriter's expense). With respect to any prospectuses of Additional Information the funds that are printed in combination with other fund companies' prospectuses and statements of additional information. Except as provided in any one or more Contract prospectus (the following three sentences"Prospectus Booklet"), all expenses the costs of printing and distributing Fund prospectuses and Statements of Additional Information Prospectus Booklets for distribution to existing Contract owners shall be the expense of the Company. For prospectuses and Statements of Additional Information provided by prorated to the Company to its existing owners based on (a) the ratio of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the Fund. If the Company chooses to receive camera-ready film in lieu of receiving printed copies of the Fund's prospectus, the Fund will reimburse the Company in an amount equal to the product of A and B where A is the number of pages of the prospectus for the Funds included in the Prospectus Booklet to the number of pages in the Prospectus Booklet as a whole; and (b) the ratio of the number of the Contract owners with Contract value allocated to the Funds to the total number of Contract owners; PROVIDED, however, that the Company shall bear all printing expenses of such prospectuses distributed combined documents where used for distribution to prospective purchasers or to owners of the Contracts, and B is the Fund's per unit cost of typesetting and printing the Fund's prospectus. The same procedures shall be followed with respect to the Fund's Statement of Additional Information. The Company agrees to provide the Fund or its designee with such information as may be reasonably requested existing Contracts not funded by the Fund to assure that the Fund's expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the ContractsFunds.

Prospectuses and Proxy Statements; Voting. 3.1. 3.1 The Underwriter shall provide the Company with as many printed copies of the Fund's current prospectus and Statement of Additional Information as the Company may reasonably request. If requested by the Company in lieu thereof, the Fund shall provide camera-ready film or computer diskettes containing the Fund's prospectus and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund is amended during the year) to have the prospectus for the Contracts and the Fund's prospectus printed together in one document, and to have the Statement of Additional Information for the Fund and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the Fund's prospectus and/or its Statement of Additional Information in combination with other fund companies' prospectuses and statements of additional information. Except as provided in the following three sentences, all expenses of printing and distributing Fund prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the Fund. If the Company chooses to receive camera-ready film or computer diskettes in lieu of receiving printed copies of the Fund's prospectus, the Fund will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the Fund's per unit cost of typesetting and printing the Fund's prospectus. The same procedures shall be followed with respect to the Fund's Statement of Additional Information. The Company agrees to provide the Fund or its designee with such information as may be reasonably requested by the Fund to assure that the Fund's expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.15.1 The Insurer shall deliver such prospectuses, proxy statements and periodic reports of the Fund to the owners of Variable Contracts issued by the Insurer as required to be distributed to such Variable Contract Owners under applicable federal or state law. Such delivery may be accomplished through electronic means subject to the standards prescribed by the SEC. 5.2 The Underwriter Distributor shall provide the Company Insurer with as many printed copies of the Fund's current prospectus and Statement of Additional Information the Fund as the Company Insurer may reasonably request. If requested by the Company Insurer in lieu thereof, the Fund shall provide camera-ready film containing such documentation (including a final copy of the Fund's prospectus as set in type or in camera-ready copy and/or in electronic form) and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year Insurer to produce in printed and/or electronic form either a stand-alone document or in a combined document together with the current prospectus for the Variable Contracts issued by the Insurer and the current prospectus for the Fund, or a document combining the Fund prospectus with prospectuses of other funds in which the Variable Contracts may be invested. The Fund shall bear the proportionate expense of printing copies of its current prospectus that will be distributed to existing Variable Contract Owners (whether in a stand-alone document or more frequently if in a combined document), and the Insurer shall bear the expense of printing copies of the Fund's prospectus and/or that are used in connection with offering the Variable Contracts issued by the Insurer. 5.3 The Fund and the Distributor shall provide, at the Fund's expense, such copies of the Fund's current Statement of Additional Information ("SAI") as may reasonably be requested, to the Insurer and to any owner of a Variable Contract issued by the Insurer who requests such SAI. Such delivery may be accomplished through electronic means subject to the standards prescribed by the SEC. 5.4 The Fund, at its expense, shall provide the Insurer with copies of its proxy statements, periodic reports to shareholders, and other communications to shareholders in such quantity as the Insurer shall reasonably require for purposes of distributing to owners of Variable Contracts issued by the Insurer. The Fund, at the Insurer's expense, shall provide the Insurer with copies of its periodic reports to shareholders and other communications to shareholders in such quantity as the Insurer shall reasonably request for use in connection with offering the Variable Contracts issued by the Insurer. If requested by the Insurer in lieu thereof, the Fund is amended during the year) to have the prospectus for the Contracts and shall provide such documentation (including a final copy of the Fund's prospectus printed together in one documentproxy statements, periodic reports to shareholders, and other communications to have the Statement of Additional Information shareholders, as set in type or in camera-ready copy or in electronic form) and other assistance as reasonably necessary in order for the Fund and the Statement Insurer to print or electronically deliver such shareholder communications for distribution to owners of Additional Information for the Variable Contracts printed together in one document. Alternatively, the Company may print the Fund's prospectus and/or its Statement of Additional Information in combination with other fund companies' prospectuses and statements of additional information. Except as provided in the following three sentences, all expenses of printing and distributing Fund prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses and Statements of Additional Information provided issued by the Company Insurer. 5.5 For so long as the SEC interprets the 1940 Act to its existing owners of Contracts in order to update disclosure annually require pass- through voting by Participating Insurance Companies whose Separate Accounts are registered as required by the 1933 Act and/or investment companies under the 1940 Act, the cost Insurer shall vote shares of printing shall be borne each Portfolio of the Fund held in a Separate Account or a subaccount thereof, whether or not registered under the 1940 Act, at regular and special meetings of the Fund in accordance with instructions timely received by the FundInsurer (or its designated agent) from owners of Variable Contracts funded by such Separate Account or subaccount thereof having a voting interest in the Portfolio. If the Company chooses to receive camera-ready film in lieu The Insurer shall vote shares of receiving printed copies a Portfolio of the Fund's prospectusFund held in a Separate Account or a subaccount thereof that are attributable to the Variable Contracts as to which no timely instructions are received, as well as shares held in such Separate Account or subaccount thereof that are not attributable to the Variable Contracts and owned beneficially by the Insurer (resulting from charges against the Variable Contracts or otherwise), in the same proportion as the votes cast by owners of the Variable Contracts funded by that Separate Account or subaccount thereof having a voting interest in the Portfolio from whom instructions have been timely received. The Insurer shall vote shares of each Portfolio of the Fund held in each separate account, if any, in the same proportion as the votes cast with respect to shares of the Portfolio held in all Separate Accounts of the Insurer or subaccounts thereof, in the aggregate. 5.6 If and during the time as the Fund engages in activities that require a Mixed and Shared Funding Exemptive Order, the Fund will reimburse shall disclose in its prospectus that (1) the Company in an amount equal Fund is intended to be a funding vehicle for variable annuity and variable life insurance contracts offered by various insurance companies, (2) material irreconcilable conflicts possibly may arise, and (3) the product Board of A and B where A is the number of such prospectuses distributed to owners Trustees of the ContractsFund will monitor events in order to identify the existence of any material irreconcilable conflicts and to determine what action, and B is the Fund's per unit cost of typesetting and printing the Fund's prospectusif any, should be taken in response to any such conflict. The same procedures shall be followed with respect to Fund hereby notifies the Fund's Statement of Additional Information. The Company agrees to provide the Fund or its designee with such information as Insurer that prospectus disclosure may be reasonably requested by appropriate regarding potential risks of offering shares of the Fund to assure that the Fund's expenses do not include the cost separate accounts funding both variable annuity contracts and variable life insurance policies and to separate accounts funding Variable Contracts of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contractsunaffiliated life insurance companies. ARTICLE VI.

Prospectuses and Proxy Statements; Voting. 3.1. 3.1 The Underwriter Adviser shall provide the Company with as many printed copies of the Fund's current prospectus and Statement of Additional Information as the Company may reasonably request. If requested by the Company in lieu thereof, the Fund shall provide camera-ready film containing the Fund's prospectus and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund is amended during the year) to have the prospectus for the Contracts and the Fund's prospectus printed together in one document, and to have the Statement of Additional Information for the Fund and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the Fund's prospectus and/or its Statement of Additional Information in combination with other fund Fund companies' prospectuses and statements of additional information. Except as provided in information or place the following three sentences, all expenses of printing Fund's Prospectus and distributing Fund prospectuses and Statements Statement of Additional Information shall be the expense of on the Company's internet website or other electronic media. For Fund prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts Contracts, who are invested in the Fund on or about the date of the Fund's then-current prospectus, in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the Fund. If the Company chooses to receive camera-ready film in lieu of receiving printed copies of the Fund's prospectus, the Fund will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the Fund's per unit cost of typesetting and printing the Fund's prospectus. The same procedures shall be followed with respect to the Fund's Statement of Additional Information. The Company agrees to provide the Fund or its designee with such information as may be reasonably requested by the Fund to assure that the Fund's expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. The Underwriter shall provide the Company with as many printed copies of the Fund's current prospectus and Statement of Additional Information as the Company may reasonably request. If requested by the Company in lieu thereof, the Fund shall provide camera-ready film containing the Fund's prospectus and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund is amended during the year) to have the prospectus prospectus, private offering memorandum or other disclosure document ("Disclosure Document") for the Contracts and the Fund's prospectus printed together in one document, and to have the Statement of Additional Information for the Fund and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the Fund's prospectus and/or its Statement of Additional Information in combination with other fund companies' prospectuses and statements of additional information. Except as provided in the following three sentences, all expenses of printing and distributing Fund prospectuses and Statements of Additional Information shall be the expense of the Company. For Fund prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the Fund. If the Company chooses to receive camera-ready film in lieu of receiving printed copies of the Fund's prospectus, the Fund will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the Fund's per unit cost of typesetting and printing the Fund's prospectus. The same procedures shall be followed with respect to the Fund's Statement of Additional Information. The Company agrees to provide the Fund or its designee with such information as may be reasonably requested by the Fund to assure that the Fund's expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. The Underwriter shall provide the Company with as many printed copies of the FundTrust's current prospectus and Statement of Additional Information (describing only the designated Portfolios listed on Schedule A) or, to the extent permitted, the Trust's profiles as the Company may reasonably request. If requested by the Company in lieu thereof, the Fund Trust shall provide camera-ready film containing the FundTrust's prospectus and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund Trust is amended during the year) to have the prospectus for the Contracts and the FundTrust's prospectus printed together in one document, and to have the Statement of Additional Information for the Fund Trust and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the FundTrust's prospectus and/or its Statement of Additional Information in combination with other fund companies' prospectuses and statements of additional information. All such documents shall be provided to the Company within time reasonably required to allow for printing and delivery to Contract owners, but no later than five business days prior to the date the documents are required under then-current regulations to be sent to Contract owners. Except as provided in the following three sentences, all expenses of printing and distributing Fund Trust prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the FundTrust. If the Company chooses to receive camera-ready film in lieu of receiving printed copies of the FundTrust's prospectus, the Fund Trust will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the FundTrust's per unit cost of typesetting and printing the FundTrust's prospectus. The same procedures shall be followed with respect to the FundTrust's Statement of Additional Information. The Company agrees to provide the Fund or its designee with such information as may be reasonably requested by the Fund to assure that the Fund's expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. The Underwriter shall provide the Company with as many printed copies of the Fund's current prospectus and Statement of Additional Information as the Company may reasonably request. If requested by the Company in lieu thereof, the Fund shall provide camera-camera ready film containing the Fund's prospectus and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund is amended during the year) to have the prospectus for the Contracts and the Fund's prospectus printed together in one document, and to have the Statement of Additional Information for the Fund and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the Fund's prospectus and/or its Statement of Additional Information in combination with other fund companies' prospectuses and statements of additional information. Except as provided in the following three sentences, all expenses of printing and distributing Fund prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the Fund. If the Company chooses to receive camera-ready film in lieu of receiving printed copies of the Fund's prospectus, the Fund will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the Fund's per unit cost of typesetting and printing the Fund's prospectus. The same procedures shall be followed with respect to the Fund's Statement of Additional Information. The Company agrees to provide the Fund or its designee with such information as may be reasonably requested by the Fund to assure that the Fund's expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. 3.1 The Underwriter shall provide the Company with as many printed copies of the Fund's current prospectus and Statement of Additional Information as the Company may reasonably request. If requested by the Company in lieu thereof, the Fund shall provide camera-ready film containing the Fund's prospectus and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund is amended during the year) to have the prospectus for the Contracts and the Fund's prospectus printed together in one document, and to have the Statement of Additional Information for the Fund and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the Fund's prospectus and/or its Statement of Additional Information in combination with other fund companies' prospectuses and statements of additional information. Except as provided in the following three sentences, all expenses of printing and distributing Fund prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the Fund. If the Company chooses to receive camera-ready film in lieu of receiving printed copies of the Fund's prospectus, the Fund will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the Fund's per unit cost of typesetting and printing the Fund's prospectus. The same procedures shall be followed with respect to the Fund's Statement of Additional Information. The Company agrees to provide the Fund or its designee with such information as may be reasonably requested by the Fund to assure that the Fund's expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. 3.1 The Underwriter shall provide the Company with as many printed copies of the Fund's ’s current prospectus and Statement of Additional Information as the Company may reasonably request. If requested by the Company in lieu thereof, the Fund shall provide camera-ready film containing the Fund's ’s prospectus and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund is amended during the year) to have the prospectus prospectus, private offering memorandum or other disclosure document (“Disclosure Document”) for the Contracts and the Fund's ’s prospectus printed together in one document, and to have the Statement of Additional Information for the Fund and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the Fund's ’s prospectus and/or its Statement of Additional Information in combination with other fund companies' ’ prospectuses and statements of additional information. Except as provided in the following three sentences, all expenses of printing and distributing Fund prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the Fund. If the Company chooses to receive camera-ready film in lieu of receiving printed copies of the Fund's ’s prospectus, the Fund will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the Fund's ’s per unit cost of typesetting and printing the Fund's ’s prospectus. The same procedures shall be followed with respect to the Fund's ’s Statement of Additional Information. The Company agrees to provide the Fund or its designee with such information as may be reasonably requested by the Fund to assure that the Fund's ’s expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. The Underwriter shall provide the Company with as many printed copies of the Fund's current prospectus and Statement of Additional Information as the Company may reasonably request. If requested by the Company in lieu thereof, the Fund shall provide camera-camera- ready film containing the Fund's prospectus and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund is amended during the year) to have the prospectus prospectus, private offering memorandum or other disclosure document ("Disclosure Document") for the Contracts and the Fund's prospectus printed together in one document, and to have the Statement of Additional Information for the Fund and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the Fund's prospectus and/or its Statement of Additional Information in combination with other fund companies' prospectuses and statements of additional information. Except as provided in the following three sentences, all expenses of printing and distributing Fund prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the Fund. If the Company chooses to receive camera-ready film in lieu of receiving printed copies of the Fund's prospectus, the Fund will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the Fund's per unit cost of typesetting and printing the Fund's prospectus. The same procedures shall be followed with respect to the Fund's Statement of Additional Information. The Company agrees to provide the Fund or its designee with such information as may be reasonably requested by the Fund to assure that the Fund's expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. The Underwriter shall provide the Company with as many printed copies of the Fund's current prospectus and Statement of Additional Information as the Company may reasonably request. If requested by the Company in lieu thereof, the Fund shall provide camera-ready cameraready film containing the Fund's prospectus and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund is amended during the year) to have the prospectus prospectus, private offering memorandum or other disclosure document ("Disclosure Document") for the Contracts and the Fund's prospectus printed together in one document, and to have the Statement of Additional Information for the Fund and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the Fund's prospectus and/or its Statement of Additional Information in combination with other fund companies' prospectuses and statements of additional information. Except as provided in the following three sentences, all expenses of printing and distributing Fund prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the Fund. If the Company chooses to receive camera-ready film in lieu of receiving printed copies of the Fund's prospectus, the Fund will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the Fund's per unit cost of typesetting and printing the Fund's prospectus. The same procedures shall be followed with respect to the Fund's Statement of Additional Information. The Company agrees to provide the Fund or its designee with such information as may be reasonably requested by the Fund to assure that the Fund's expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. 3.1 The Underwriter Fund shall provide the Company with as many printed copies of the Fund's current prospectus and Statement of Additional Information as the Company may reasonably request. If requested by the Company in lieu thereof, the Fund shall provide camera-ready film containing the Fund's prospectus and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund is amended during the year) to have the prospectus for the Contracts and the Fund's prospectus printed together in one document, and to have the Statement of Additional Information for the Fund and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the Fund's prospectus and/or its Statement of Additional Information in combination with other fund companies' prospectuses and statements of additional informationinformation or place the Fund's Prospectus and Statement of Additional Information on the Company's internet website or other electronic media. Except as provided in the following three sentences, all All expenses of printing and distributing Fund prospectuses and Statements of Additional Information shall be the expense of the CompanyFund. For Fund prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall also be borne by the Fund. If the Company chooses to receive camera-ready film in lieu of receiving printed copies of the Fund's prospectus, the Fund will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the Fund's per unit cost of typesetting and printing the Fund's prospectus. The same procedures shall be followed with respect to the Fund's Statement of Additional Information. The Company agrees to provide the Fund or its designee with such information as may be reasonably requested by the Fund to assure that the Fund's expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. The Underwriter shall provide the Company with as many printed copies of the Fund's Trust’s current prospectus and Statement of Additional Information (describing only the designated Portfolios listed on Schedule A, unless otherwise agreed upon) or, to the extent permitted, the Trust’s profiles as the Company may reasonably request. If requested by the Company in lieu thereof, the Fund Trust shall provide camera-ready film containing the Fund's Trust’s prospectus and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund Trust is amended during the year) to have the prospectus for the Contracts and the Fund's Trust’s prospectus printed together in one document, and to have the Statement of Additional Information for the Fund Trust and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the Fund's Trust’s prospectus and/or its Statement of Additional Information in combination with other fund companies' ’ prospectuses and statements of additional information. All such documents shall be provided to the Company within time reasonably required to allow for printing and delivery to Contract owners, and the Trust will use its best efforts to provide such documents to the Company no later than five business days prior to the date the documents are required under then-current regulations to be sent to Contract owners. Except as provided in the following three sentences, all expenses of printing and distributing Fund Trust prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the FundTrust. If the Company chooses to receive camera-ready film in lieu of receiving printed copies of the Fund's Trust’s prospectus, the Fund Trust will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the Fund's Trust’s per unit cost of typesetting and printing the Fund's Trust’s prospectus. The same procedures shall be followed with respect to the Fund's Trust’s Statement of Additional Information. The Company agrees to provide the Fund Trust or its designee with such information as may be reasonably requested by the Fund Trust to assure that the Fund's Trust’s expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. The Underwriter Trust shall provide the Company with as many printed copies of the FundTrust's current prospectus and Statement of Additional Information as the Company may reasonably request. If requested by the Company in lieu thereof, the Fund Trust shall provide camera-ready film containing the FundTrust's prospectus and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund Trust is amended during the year) to have the prospectus for the Contracts and the FundTrust's prospectus printed together in one document, and to have the Statement of Additional Information for the Fund Trust and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the FundTrust's prospectus and/or its Statement of Additional Information in combination with other fund companies' prospectuses and statements of additional information. The Trust shall provide such material within a reasonable time to allow for printing and delivery, and in no event less that five business days prior to the regulatory required delivery date to policyholders. Except as provided in the following three sentences, all expenses of printing and distributing Fund Trust prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the FundTrust. If the Company chooses to receive camera-ready film in lieu of receiving printed copies of the FundTrust's prospectus, the Fund Trust will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the FundTrust's per unit cost of typesetting and printing the FundTrust's prospectus. The same procedures shall be followed with respect to the FundTrust's Statement of Additional Information. The Company agrees to provide the Fund Trust or its designee with such information as may be reasonably requested by the Fund Trust to assure that the FundTrust's expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. The Underwriter shall provide the Company with as many printed copies of the Fund's ’s current prospectus and Statement of Additional Information or, to the extent permitted, the Fund’s profiles as the Company may reasonably request. For the initial 12-month period following the effective date of this agreement, the Fund shall contribute a maximum of $5,000 in aggregate towards the expenses of printing copies of the Fund’s prospectus requested by the Company under this section, without regard to whether such prospectuses are distributed to owners or prospective owners of Contracts issued by the Company. After the initial 12-month period, the Fund shall bear the expense of printing copies of the current prospectus for the Contracts that will be distributed to existing Contract owners, and the Company shall bear the expense of printing copies of the Fund’s prospectus and profiles that are used in connection with offering the Contracts issued by the Company. If requested by the Company in lieu thereof, the Fund shall provide camera-ready film containing such documentation (including a final copy of the new prospectus on diskette at the Fund's prospectus ’s expense) and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund is amended during the yearamended) to have the prospectus for the Contracts and the Fund's ’s prospectus printed together in one documentdocument (expenses for such printing to be apportioned between the Company and the Fund in proportion to the number of pages of the Contract and Fund prospectuses, taking account of other relevant factors affecting the expense of printing, such as covers, columns, graphs and charts), provided, however, that the Company shall bear the expenses of printing prospectuses that are distributed to have prospective purchasers of Variable Contracts The Fund’s prospectus shall state that the current Statement of Additional Information (“SAI”) for the Fund is available, and the Statement Underwriter (or the Fund), at its expense, shall provide a reasonable number of Additional Information for the Contracts printed together in one document. Alternatively, copies of such SAI free of charge to the Company may print for itself and for any owner of a Contract who requests such SAI. The Fund shall provide the Company with information regarding the Fund's ’s expenses, which information may include a table of fees and related narrative disclosure for use in any prospectus and/or or other descriptive document relating to a Contract. The Fund, at its Statement expense, shall provide the Company with copies of Additional Information its proxy material, reports to shareholders, and other communications to shareholders in combination such quantity as the Company shall reasonably require for distributing to Contract owners. The Company shall: solicit voting instructions from Contract owners; vote the Fund shares in accordance with other fund companies' prospectuses instructions received from Contract owners; and statements of additional information. Except as provided vote Fund shares for which no instructions have been received in the following three sentencessame proportion as Fund shares of such portfolio for which instructions have been received, all expenses of printing so long as and distributing Fund prospectuses and Statements of Additional Information to the extent that the SEC continues to interpret the 1940 Act to require pass-through voting privileges for variable contract owners or to the extent otherwise required by law. The Company shall be the expense responsible for assuring that each of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts separate accounts participating in order to update disclosure annually a Designated Portfolio calculates voting privileges as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the Fund. If the Company chooses to receive camera-ready film in lieu of receiving printed copies of the Fund's prospectus, Mixed and Shared Funding Exemptive Order and consistent with any reasonable standards that the Fund will reimburse the Company may adopt and provide in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the Fund's per unit cost of typesetting and printing the Fund's prospectus. The same procedures shall be followed with respect to the Fund's Statement of Additional Information. The Company agrees to provide the Fund or its designee with such information as may be reasonably requested by the Fund to assure that the Fund's expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contractswriting.

Prospectuses and Proxy Statements; Voting. 3.1. 3.1 The Underwriter shall provide the Company with as many printed copies of the FundInvestment Company's current prospectus and Statement of Additional Information as the Company may reasonably request. If requested by the Company in lieu thereof, ; the Fund Investment Company shall provide camera-ready film or computer diskettes containing the FundInvestment Company's prospectus and Statement of Additional Information, Information and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund Investment Company is amended during the year) to have the prospectus for the Contracts and the FundInvestment Company's prospectus printed together in one document, and to have the Statement of Additional Information for the Fund Investment Company and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the FundInvestment Company's prospectus and/or its Statement of Additional Information in combination with other fund companies' prospectuses approved pursuant to Section 1.5 and statements of additional information. Except as provided in the following three sentences, all expenses of printing and distributing Fund Investment Company prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses Prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the FundInvestment Company. If the Company chooses to receive camera-ready film or computer diskettes in lieu of receiving printed copies of the FundInvestment Company's prospectus, the Fund Investment Company will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the FundInvestment Company's per unit cost of typesetting and printing the FundInvestment Company's prospectus. The same procedures shall be followed with respect to the FundInvestment Company's Statement of Additional Information. The Company agrees to provide the Fund Investment Company or its designee with such information as may be reasonably requested by the Fund Investment Company to assure that the FundInvestment Company's expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. The Subject to Section 6.1 and the Fund's and the Company's determination to use summary prospectuses, as such term is defined in Rule 498 under the 1933 Act, the Underwriter shall provide the Company with as many printed copies of the Fund's current prospectus and Statement of Additional Information Prospectuses as the Company may reasonably request. The Company shall bear the expense of printing copies of the current summary prospectus, if used, and statutory prospectus, if requested by Contract owners, for the Contracts that will be distributed to existing Contract owners, and the Company shall bear the expense of printing copies of the Fund's Prospectuses that are used in connection with offering the Contracts issued by the Company. If requested by the Company in lieu thereofthereof or if required by applicable law or applicable guidance from the SEC or SEC staff, the Fund shall provide camera-ready film containing such documentation (including a final copy of the Portfolios' summary prospectuses and/or Fund's statutory prospectus in electronic format at the Fund's prospectus expense) and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the summary prospectus, if used, or statutory prospectus and/or Statement of Additional Information for the Fund is amended during the yearamended) to have the prospectus for the Contracts and the Fund's Portfolios' summary prospectuses, if used, or statutory prospectus printed bound together in one documentdocument in accordance with applicable law, including but not limited to, Rule 498 under the 1933 Act and any applicable guidance from the SEC or SEC staff (such printing to have be at the Statement of Additional Information for Company's expense). To the extent that the Fund and the Statement of Additional Information for Company elect to use the Contracts printed together summary prospectus, as required by, and in one document. Alternativelyaccordance with, Rule 498 and all other applicable laws and guidance from the SEC or SEC staff, the Company may print shall: (1) deliver the Portfolios' summary prospectuses to existing Contract owners and potential investors, and (2) adhere to any applicable binding requirements regarding the summary prospectuses, and the Fund shall adhere to the website requirements under Rule 498, including hosting the summary prospectus, statutory prospectus and other required documents in accordance with Rule 498. The Underwriter (or the Fund's prospectus and/or ), at its Statement expense, shall provide a reasonable number of Additional Information in combination with other fund companies' prospectuses and statements of additional information. Except as provided in the following three sentences, all expenses of printing and distributing Fund prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the Fund. If the Company chooses to receive camera-ready film in lieu of receiving printed copies of the Fund's prospectus, current SAI for the Fund will reimburse free of charge to the Company in an amount equal to the product for itself and for any owner of A and B where A is the number of a Contract who requests such prospectuses distributed to owners of the Contracts, and B is the Fund's per unit cost of typesetting and printing the Fund's prospectus. The same procedures shall be followed with respect to the Fund's Statement of Additional Information. The Company agrees to provide the Fund or its designee with such information as may be reasonably requested by the Fund to assure that the Fund's expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the ContractsSAI.

Prospectuses and Proxy Statements; Voting. 3.1. The Underwriter shall provide the Company with as many printed copies of the Fund's ’s current prospectus and Statement of Additional Information as the Company may reasonably request. If requested by the Company in lieu thereof, the Fund shall provide camera-ready camera -ready film containing the Fund's ’s prospectus and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund is amended during the year) to have the prospectus for the Contracts and the Fund's ’s prospectus printed together in one document, and to have the Statement of Additional Information for the Fund and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the Fund's ’s prospectus and/or its Statement of Additional Information in combination with other fund companies' ’ prospectuses and statements of additional information. Except as provided in the following three sentences, all expenses of printing and distributing Fund prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the Fund. If the Company chooses to receive camera-ready film in lieu of receiving printed copies of the Fund's ’s prospectus, the Fund will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the Fund's ’s per unit cost of typesetting and printing the Fund's ’s prospectus. The same procedures shall be followed with respect to the Fund's ’s Statement of Additional Information. The Company agrees to provide the Fund or its designee with such information as may be reasonably requested by the Fund to assure that the Fund's ’s expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. The Underwriter shall provide the Company with as many printed copies of the FundInvestment Company's current prospectus and Statement statement of Additional Information additional information as the Company may reasonably request. If requested by the Company in lieu thereof, the Fund Investment Company shall provide camera-ready film or computer diskettes containing the FundInvestment Company's prospectus and Statement statement of Additional Information, additional information and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement statement of Additional Information additional information for the Fund Investment Company is amended during the year) to have the prospectus for the Contracts and the FundInvestment Company's prospectus printed together in one document, and to have the Statement statement of Additional Information additional information for the Fund Investment Company and the Statement statement of Additional Information additional information for the Contracts printed together in one document. Alternatively, the Company may print the FundInvestment Company's prospectus and/or its Statement statement of Additional Information additional information in combination with other fund companies' prospectuses and statements of additional information. Except as provided in the following three sentences, all expenses of printing and distributing Fund Investment Company prospectuses and Statements statements of Additional Information additional information shall be the expense of the Company. For prospectuses and Statements statements of Additional Information additional information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the FundInvestment Company. If the Company chooses to receive camera-ready film or computer diskettes in lieu of receiving printed copies of the FundInvestment Company's prospectus, the Fund Investment Company will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the FundInvestment Company's per unit cost of typesetting and printing the FundInvestment Company's prospectus. The same procedures shall be followed with respect to the FundInvestment Company's Statement statement of Additional Informationadditional information. The Company agrees to provide the Fund Investment Company or its designee with such information as may be reasonably requested by the Fund Investment Company to assure that the FundInvestment Company's expenses do not include the cost of printing any prospectuses or Statements statements of Additional Information additional information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. 3.1 The Underwriter Distributor shall provide the Company with as many printed copies of the FundTrust's current prospectus and Statement of Additional Information as the Company may reasonably request. If requested by the Company in lieu thereof, the Fund Trust shall provide camera-ready film containing electronic versions of the FundTrust's prospectus and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund Trust is amended during the year) to have the prospectus for the Contracts and the FundTrust's prospectus printed together in one document, and to have the Statement of Additional Information for the Fund Trust and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the FundTrust's prospectus and/or its Statement of Additional Information in combination with other fund Trust companies' prospectuses and statements of additional information. Except as provided in information or place the following three sentences, all expenses of printing Trust's Prospectus and distributing Fund prospectuses and Statements Statement of Additional Information shall be the expense of on the Company's internet website or other electronic media. For Trust prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts Contracts, who are invested in the Trust on or about the date of the Trust's then-current prospectus, in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the FundTrust. If the Company chooses to receive camera-ready film in lieu of receiving printed copies of the FundTrust's prospectus, the Fund Distributor will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the FundTrust's per unit cost of typesetting and printing the FundTrust's prospectus. The same procedures shall be followed with respect to the FundTrust's Statement of Additional Information. The Company agrees to provide the Fund or its designee with such information as may be reasonably requested by the Fund to assure that the Fund's expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. The Underwriter shall provide the Company with as many printed copies of the Fund's current prospectus and Statement of Additional Information as the Company may reasonably request. If requested by the Company in lieu thereof, the Fund shall provide camera-ready film containing the Fund's prospectus and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund is amended during the year) to have the prospectus for the Contracts and the Fund's prospectus printed together in one document, and to have the Statement of Additional Information for the Fund and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the Fund's prospectus and/or its Statement of Additional # 330526 v1 Information in combination with other fund companies' prospectuses and statements of additional information. Except as provided in the following three sentences, all expenses of printing and distributing Fund prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the Fund. If the Company chooses to receive camera-ready film in lieu of receiving printed copies of the Fund's prospectus, the Fund will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the Fund's per unit cost of typesetting and printing the Fund's prospectus. The same procedures shall be followed with respect to the Fund's Statement of Additional Information. The Company agrees to provide the Fund or its designee with such information as may be reasonably requested by the Fund to assure that the Fund's expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. The Underwriter shall provide the Company with as many printed copies of the Fund's current prospectus and Statement of Additional Information as the Company may reasonably request. If requested by the Company in lieu thereof, the Fund shall provide camera-ready film containing the Fund's prospectus and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund is amended during the year) to have the prospectus prospectus, private offering memorandum or other disclosure document (“Disclosure Document”) for the Contracts and the Fund's prospectus printed together in one document, and to have the Statement of Additional Information for the Fund and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the Fund's prospectus and/or its Statement of Additional Information in combination with other fund companies' prospectuses and statements of additional information. Except as provided in the following three sentences, all expenses of printing and distributing Fund prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses and </R> #333675 <R> Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the Fund. If the Company chooses to receive camera-ready film in lieu of receiving printed copies of the Fund's prospectus, the Fund will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the Fund's per unit cost of typesetting and printing the Fund's prospectus. The same procedures shall be followed with respect to the Fund's Statement of Additional Information. The Company agrees to provide the Fund or its designee with such information as may be reasonably requested by the Fund to assure that the Fund's expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. The Underwriter Distributor shall provide the Company with as many printed copies of the FundTrust's current prospectus and Statement of Additional Information (describing only the designated Funds listed on Schedule A) or, to the extent existing, the Trust's profiles as the Company may reasonably request. If requested by the Company in lieu thereof, the Fund Trust shall provide camera-ready film or an electronic file in a format acceptable to the Company containing the FundTrust's prospectus and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund Trust is amended during the year) to have the prospectus for the Contracts and the FundTrust's prospectus printed together in one document, and to have the Statement of Additional Information for the Fund Trust and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the FundTrust's prospectus and/or its Statement of Additional Information in combination with other fund companies' companies/1/ prospectuses and statements of additional information. In such event, the Trust shall bear its pro rata share of printing expenses based on the number of combined printed pages. All such documents shall be provided to the Company within time reasonably required to allow for printing and delivery to Contract owners, but no later than five business days prior to the date the documents are required under then-current regulations to be sent to Contract owners. Except as provided in the following three sentences, all expenses of printing and distributing Fund Trust prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the FundTrust. If the Company chooses to receive camera-ready film or an electronic file in lieu of receiving printed copies of the FundTrust's prospectus, the Fund Trust will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the FundTrust's per unit cost of typesetting and printing the FundTrust's prospectus. The same procedures shall be followed with respect to the FundTrust's Statement of Additional Information. The Company agrees to provide the Fund Trust or its designee with such information as may be reasonably requested by the Fund Trust to assure that the FundTrust's expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. The Underwriter shall provide the Company with as many printed copies of the Fund's current prospectus and Statement of Additional Information as the Company may reasonably request. If requested by the Company in lieu thereof, the Fund shall provide camera-ready film containing the Fund's prospectus and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund is amended EXHIBIT 8(ee) during the year) to have the prospectus for the Contracts and the Fund's prospectus printed together in one document, and to have the Statement of Additional Information for the Fund and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the Fund's prospectus and/or its Statement of Additional Information in combination with other fund companies' prospectuses and statements of additional information. Except as provided in the following three sentences, all expenses of printing and distributing Fund prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the Fund. If the Company chooses to receive camera-ready film in lieu of receiving printed copies of the Fund's prospectus, the Fund will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the Fund's per unit cost of typesetting and printing the Fund's prospectus. The same procedures shall be followed with respect to the Fund's Statement of Additional Information. The Company agrees to provide the Fund or its designee with such information as may be reasonably requested by the Fund to assure that the Fund's expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. The Underwriter shall provide the Company with as many printed copies of the Fund's current prospectus and Statement of Additional Information as the Company may reasonably request. If requested by the Company in lieu thereof, the Fund shall provide camera-camera- ready film containing the Fund's prospectus and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund is amended during the year) to have the prospectus prospectus, private offering memorandum or other disclosure document (“Disclosure Document”) for the Contracts and the Fund's prospectus printed together in one document, and to have the Statement of Additional Information for the Fund and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the Fund's prospectus and/or its Statement of Additional Information in combination with other fund companies' prospectuses and statements of additional information. Except as provided in the following three sentences, all expenses of printing and distributing Fund prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the Fund. If the Company chooses to receive camera-ready film in lieu of receiving printed copies of the Fund's prospectus, the Fund will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the Fund's per unit cost of typesetting and printing the Fund's prospectus. The same procedures shall be followed with respect to the Fund's Statement of Additional Information. The Company agrees to provide the Fund or its designee with such information as may be reasonably requested by the Fund to assure that the Fund's expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. The Underwriter shall provide the Company with as many printed copies of the Fund's current prospectus and Statement of Additional Information as the Company may -may reasonably request. request If requested by the Company in lieu thereof, the Fund shall provide camera-camera- ready film containing the Fund's prospectus and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund is amended during the year) to have the prospectus for the Contracts and the Fund's prospectus printed together in one document, and to have the Statement of Additional Information for the Fund and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the Fund's prospectus and/or its Statement of Additional Information in combination with other fund companies' prospectuses and statements of additional information. Except as provided in the following three sentences, all expenses of printing and distributing Fund prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the Fund. If the Company chooses to receive camera-ready film in lieu of receiving printed copies of the Fund's prospectus, the Fund <Page> will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the Fund's per unit cost of typesetting and printing the Fund's prospectus. The same procedures shall be followed with respect to the Fund's Statement of Additional Information. The Company agrees to provide the Fund or its designee with such information as may be reasonably requested by the Fund to assure that the Fund's expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.'s

Prospectuses and Proxy Statements; Voting. 3.13. 1. The Underwriter shall provide the Company with as many printed copies of the Fund's current prospectus and Statement of Additional Information as the Company may reasonably request. If requested by the Company in lieu thereof, the Fund shall provide camera-ready film containing the Fund's prospectus and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund is amended during the year) to have the prospectus for the Contracts and the Fund's prospectus printed together in one document, and to have the Statement of Additional Information for the Fund and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the Fund's prospectus and/or its Statement of Additional Information in combination with other fund companies' prospectuses and statements Statements of additional Additional information. Except as provided in the following three sentences, all expenses of printing and distributing Fund prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the Fund. If the Company chooses to receive camera-ready film in lieu of receiving printed copies of the Fund's prospectus, the Fund will Fundwill reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the Fund's per unit cost of typesetting and printing the Fund's prospectus. The same procedures shall be followed with respect to the Fund's Statement of Additional Information. The Company agrees to provide the Fund or its designee with such information as may be reasonably requested by the Fund to assure that the Fund's expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. 3.1 The Underwriter Adviser shall provide the Company with as many printed copies of the FundTrust's current prospectus and Statement of Additional Information as the Company may reasonably request. If requested by the Company in lieu thereof, the Fund Trust shall provide camera-ready film containing the FundTrust's prospectus and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund Trust is amended during the year) to have the prospectus for the Contracts and the FundTrust's prospectus printed together in one document, and to have the Statement of Additional Information for the Fund Trust and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the FundTrust's prospectus and/or its Statement of Additional Information in combination with other fund Trust companies' prospectuses and statements of additional information. Except as provided in information or place the following three sentences, all expenses of printing Trust's Prospectus and distributing Fund prospectuses and Statements Statement of Additional Information shall be the expense of on the Company's internet website or other electronic media. For Trust prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts Contracts, who are invested in the Trust on or about the date of the Trust's then-current prospectus, in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the FundTrust. If the Company chooses to receive camera-ready film in lieu of receiving printed copies of the FundTrust's prospectus, the Fund Trust will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the FundTrust's per unit cost of typesetting and printing the FundTrust's prospectus. The same procedures shall be followed with respect to the FundTrust's Statement of Additional Information. The Company agrees to provide the Fund or its designee with such information as may be reasonably requested by the Fund to assure that the Fund's expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. The Underwriter shall provide the Company with as many printed copies of the Fund's current prospectus and Statement of Additional Information as the Company may reasonably request. If requested by the Company in lieu thereof, the Fund shall provide camera-ready film containing the Fund's prospectus and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund is amended during the year) to have the prospectus for the Contracts and the Fund's prospectus printed together in one document, and to have the Statement of Additional Information for the Fund and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the Fund's prospectus and/or its Statement of Additional Information in combination with other fund companies' prospectuses and statements of additional information. Except as provided in the following three sentences, all expenses of printing and distributing Fund prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the Fund. If the Company chooses to receive camera-camera- ready film in lieu of receiving printed copies of the Fund's prospectus, the Fund will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the Fund's per unit cost of typesetting and printing the Fund's prospectus. The same procedures shall be followed with respect to the Fund's Statement of Additional Information. The Company agrees to provide the Fund or its designee with such information as may be reasonably requested by the Fund to assure that the Fund's expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. The Underwriter shall provide the Company with as many printed copies of the FundTrust's current prospectus and Statement of Additional Information (describing only the designated Portfolios listed on Schedule A) or, to the extent permitted, the Trust's profiles as the Company may reasonably request. If requested by the Company in lieu thereof, the Fund Trust shall provide camera-ready film containing the FundTrust's prospectus and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund Trust is amended during the year) to have the prospectus for the Contracts and the FundTrust's prospectus printed together in one document, and to have the Statement of Additional Information for the Fund Trust and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the FundTrust's prospectus and/or its Statement of Additional Information in combination with other fund companies' prospectuses and statements of additional information. All such documents shall be provided to the Company within time reasonably required to allow for printing and delivery to Contract owners, but no later than five business days prior to the date the documents are required under then-current regulations to be sent to Contract owners. Except as provided in the following three sentences, all expenses of printing and distributing Fund Trust prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne brone by the FundTrust. If the Company chooses to receive camera-ready film in lieu of receiving printed copies of the FundTrust's prospectus, the Fund Trust will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the FundTrust's per unit cost of typesetting and printing the FundTrust's prospectus. The same procedures shall be followed with respect to the FundTrust's Statement of Additional Information. The Company agrees to provide the Fund Trust or its designee with such information as may be reasonably requested by the Fund Trust to assure that the FundTrust's expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. 3.1 The Underwriter shall provide the Company with as many printed copies of the Fund's current prospectus and Statement of Additional Information as the Company may reasonably request. If requested by the Company in lieu thereof, the Fund shall provide camera-ready film containing the Fund's prospectus and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund is amended during the year) to have the prospectus for the Contracts and the Fund's prospectus printed together in one document, and to have the Statement of Additional Information for the Fund and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the Fund's prospectus and/or its Statement of Additional Information in combination with other fund companies' prospectuses and statements of additional information. Except as provided in the following three sentences, all expenses of printing and distributing Fund prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the Fund. If the Company chooses to receive camera-ready film in lieu of receiving printed copies of the Fund's prospectus, the Fund will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the Fund's per unit cost of typesetting and printing the Fund's prospectus. The same procedures shall be followed with respect to the Fund's Statement of Additional Information. The Company agrees to provide the Fund or its designee with such information as may be reasonably requested by the Fund to assure that the Fund's expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. The Underwriter shall provide the Company with as many printed copies of the Fund's ’s current prospectus and Statement of Additional Information as the Company may reasonably request. If requested by the Company in lieu thereof, the Fund shall provide camera-ready film containing the Fund's ’s prospectus and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund is amended during the year) to have the prospectus prospectus, private offering memorandum or other disclosure document (“Disclosure Document”) for the Contracts and the Fund's ’s prospectus printed together in one document, and to have the Statement of Additional Information for the Fund and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the Fund's ’s prospectus and/or its Statement of Additional Information in combination with other fund companies' ’ prospectuses and statements of additional information. Except as provided in the following three sentences, all expenses of printing and distributing Fund prospectuses and Statements of Additional Information 3391 shall be the expense of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the Fund. If the Company chooses to receive camera-ready film in lieu of receiving printed copies of the Fund's ’s prospectus, the Fund will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the Fund's ’s per unit cost of typesetting and printing the Fund's ’s prospectus. The same procedures shall be followed with respect to the Fund's ’s Statement of Additional Information. The Company agrees to provide the Fund or its designee with such information as may be reasonably requested by the Fund to assure that the Fund's ’s expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.13. 1. The Underwriter shall provide the Company with as many printed copies of the Fund's current prospectus and Statement of Additional Information as the Company may reasonably request. If requested by the Company in lieu thereof, . the Fund shall provide camera-ready film or computer diskettes containing the Fund's prospectus and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund is amended during the year) to have the prospectus for the Contracts and the Fund's prospectus printed together in one document, and to have the Statement of Additional Information for the Fund and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the Fund's prospectus and/or its Statement of Additional Information in combination with other fund companies' prospectuses and statements of additional information. Except as provided in the following three sentences, all expenses of printing and distributing Fund prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the Fund. If the Company chooses to receive camera-ready film or computer diskettes in lieu of receiving printed copies of the Fund's prospectus, the Fund will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the Fund's per unit cost of typesetting and printing the Fund's prospectus. The same procedures shall be followed with respect to the Fund's Statement of Additional Information. The Company agrees to provide the Fund or its designee with such information as may be reasonably requested by the Fund to assure that the Fund's expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. The Underwriter shall provide the Company Society with as many printed copies of the Fund's current prospectus and Statement of Additional Information as the Company Society may reasonably request. If requested by the Company Society in lieu thereof, the Fund shall provide camera-ready film containing the Fund's prospectus and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company Society once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund is amended during the year) to have the prospectus prospectus, private offering memorandum or other disclosure document ("Disclosure Document") for the Contracts and the Fund's prospectus printed together in one document, and to have the Statement of Additional Information for the Fund and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company Society may print the Fund's prospectus and/or its Statement of Additional Information in combination with other fund companies' prospectuses and statements of additional information. Except as provided in the following three sentences, all expenses of printing and distributing Fund prospectuses and Statements of Additional Information shall be the expense of the CompanySociety. For prospectuses and Statements of Additional Information provided by the Company Society to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the Fund. If the Company Society chooses to receive camera-ready film in lieu of receiving printed copies of the Fund's prospectus, the Fund will reimburse the Company Society in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the Fund's per unit cost of typesetting and printing the Fund's prospectus. The same procedures shall be followed with respect to the Fund's Statement of Additional Information. The Company Society agrees to provide the Fund or its designee with such information as may be reasonably requested by the Fund to assure that the Fund's expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. The Subject to Section 6.1, at least annually, the Fund or the Underwriter shall timely provide the Company with as many printed copies of the such Fund's ’s current prospectus and Statement of Additional Information Prospectuses (or supplement thereto), as the Company may reasonably requestrequest for distribution, at the Fund’s expense, to Contract owners at the time of Contract fulfillment and confirmation (or, in the case of Prospectus supplements, when the supplement is disseminated). To the extent that the Designated Portfolio(s) are one or more of several Portfolios of the Fund, the Fund shall bear the cost of providing the Company only with disclosure related to the Designated Portfolio(s). . The Fund shall bear the expense of printing copies of the current summary prospectus and statutory prospectus, and any supplement thereto if requested by existing Contract owners, for the Contracts that will be distributed by the Company to existing Contract owners. The Company will distribute the prospectus to existing Contract owners and will xxxx the Fund for the reasonable cost of such distribution. The Fund shall provide the Company and the Company shall bear the expense of printing copies of the applicable Fund’s Prospectuses (describing only the Designated Portfolio(s)) and any supplement thereto, as the Company may reasonably request that are used in connection with offering the Contracts issued by the Company to prospective purchasers . If requested by the Company in lieu thereof, the applicable Fund shall provide camera-ready film containing such documentation (including a final copy of the final summary and/or statutory prospectus in electronic format at such Fund's prospectus ’s expense) and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the summary prospectus and/or Statement of Additional Information for the such Fund is amended during the yearamended) to have the new prospectus for the Contracts and the such Fund's ’s new prospectus printed bound together in one documentdocument in accordance with applicable law, and to have the Statement of Additional Information for in which case the Fund and agrees to pay its proportionate share of reasonable expenses directly related to the Statement required disclosure of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the Fund's prospectus and/or its Statement of Additional Information in combination with other fund companies' prospectuses and statements of additional information. Except as provided in the following three sentences, all expenses of printing and distributing Fund prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by information concerning the Fund. If The Fund will, upon request, provide the Company chooses to receive camera-ready film in lieu of receiving printed copies with a copy of the Fund's prospectus’s prospectus through electronic means to facilitate the Company’s efforts to provide Fund prospectuses via electronic delivery, in which case the Fund will reimburse the Company in an amount equal agrees to pay its proportionate share of reasonable expenses related to the product required disclosure of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is information concerning the Fund's per unit cost of typesetting and printing the Fund's prospectus. The same procedures shall be followed with respect to the Fund's Statement of Additional Information. The Company agrees to provide the Fund or its designee with such information as may be reasonably requested by the Fund to assure that the Fund's expenses do not include the cost of printing shall deliver any summary prospectuses or Statements of Additional Information other than those actually distributed to existing Contract owners of and potential investors as required by, and in accordance with, Rule 498 and all other applicable laws. The Company shall not circulate or furnish to any investor any Prospectuses that have been withdrawn or supplemented, except in the Contractslatter case with the appropriate supplements.

Prospectuses and Proxy Statements; Voting. 3.1. The Underwriter shall provide the Company with as many printed copies of the Fund's current prospectus and Statement of Additional Information as the Company may reasonably request. If requested by the Company in lieu thereof, the Fund shall provide camera-camera- ready film containing the Fund's prospectus and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund is amended during the year) to have the prospectus for the Contracts and the Fund's prospectus printed together in one document, and to have the Statement of Additional Information for the Fund and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the Fund's prospectus and/or its Statement of Additional Information in combination with the prospectus for the Contracts and/or other fund companies' prospectuses and statements of additional information. Except as provided in the following three sentences, all expenses of printing punting and distributing Fund prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the Fund. If the Company chooses to receive camera-ready film in lieu of receiving printed copies of the Fund's prospectus, the Fund will reimburse the Company in an amount equal to the product of A and B 13 where A is the number of such prospectuses distributed to owners of the Contracts, and B is the Fund's Funds per unit cost of typesetting and printing the Fund's prospectus. The same procedures shall be followed with respect to the Fund's Statement of Additional Information. The Company agrees to provide the Fund or its designee with such information as may be reasonably requested by the Fund to assure that the Fund's expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. The Underwriter shall provide the Company with as many printed copies of the Fund's current prospectus and Statement of Additional Information as the Company may reasonably request. If requested by the Company in lieu thereof, the Fund shall provide camera-ready film containing the Fund's prospectus and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund is amended during the year) to have the prospectus prospectus, private offering memorandum or other disclosure document ("Disclosure Document") for the Contracts and the Fund's prospectus printed together in one document, and to have the Statement of Additional Information for the Fund and the Statement of Additional Information for the Contracts Contracts, if applicable, printed together in one document. Alternatively, the Company may print the Fund's prospectus and/or its Statement of Additional Information in combination with other fund companies' prospectuses and statements of additional information. Except as provided in the following three sentences, all expenses of printing and distributing Fund prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the Fund. If the Company chooses to receive camera-ready film in lieu of receiving printed copies of the Fund's prospectus, the Fund will reimburse the Company in an amount equal to the product of A and B where A is the number of such Company-printed prospectuses distributed to owners of the Contracts, and B is the Fund's per unit cost of typesetting and printing the Fund's prospectus. The same procedures shall be followed with respect to the Fund's Statement of Additional Information. The Company agrees to provide the Fund or its designee with such information as may be reasonably requested by the Fund to assure that the Fund's expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts, provided such information would be subject to any applicable Company privacy policy or any federal or state privacy laws or regulations.

Prospectuses and Proxy Statements; Voting. 3.1. The Underwriter Distributor shall provide the Company with as many printed copies of the FundTrust's current prospectus and Statement of Additional Information or, to the extent existing, the Trust's profiles as the Company may reasonably request, with expenses to be borne in accordance with Schedule C hereof. If requested by the Company in lieu thereof, the Fund Trust shall provide camera-ready film or an electronic file in a format acceptable to the Company containing the FundTrust's prospectus and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund Trust is amended during the year) to have the prospectus for the Contracts and the FundTrust's prospectus printed together in one document, and to have the Statement of Additional Information for the Fund Trust and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the FundTrust's prospectus and/or its Statement of Additional Information in combination with other fund companies' prospectuses and statements of additional information. Except as In such event, the Trust shall bear its pro rata share of printing expenses based on the number of combined printed pages. All such documents shall be provided in to the following three sentencesCompany within time reasonably required to allow for printing and delivery to Contract owners, all but no later than ten (10) business days prior to the date the documents are required under then-current regulations to be sent to Contract owners. All expenses of printing and distributing Fund prospectuses and Trust prospectuses, Statements of Additional Information Information, and other Trust related documents shall be borne by the expense of the CompanyTrust in accordance with Schedule C hereof. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the FundTrust in accordance with Schedule C hereof. If the Company chooses to receive camera-camera- ready film or an electronic file in lieu of receiving printed copies of the FundTrust's prospectus, the Fund Trust will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the FundTrust's per unit cost of typesetting and printing the FundTrust's prospectus. The same procedures shall be followed with respect to the FundTrust's Statement of Additional Information. The Company agrees to provide the Fund Trust or its designee with such information as may be reasonably requested by the Fund Trust to assure that the FundTrust's expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. The Underwriter shall provide the Company with as many printed copies of the FundTrust's current prospectus and Statement of Additional Information (describing only the designated Portfolios listed on Schedule A) or, to the extent permitted, the Trust's profiles as the Company may reasonably request. If requested by the Company in lieu thereof, the Fund Trust shall provide camera-camera- ready film containing the FundTrust's prospectus and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund Trust is amended during the year) to have the prospectus for the Contracts and the FundTrust's prospectus printed together in one document, and to have the Statement of Additional Information for the Fund Trust and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the FundTrust's prospectus and/or its Statement of Additional Information in combination with other fund companies' prospectuses and statements of additional information. All such documents shall be provided to the Company within time reasonably required to allow for printing and delivery to Contract owners, but no later than five business days prior to the date the documents are required under then-current regulations to be sent to Contract owners. Except as provided in the following three sentences, all expenses of printing and distributing Fund Trust prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the FundTrust. If the Company chooses to receive camera-camera- ready film in lieu of receiving printed copies of the FundTrust's prospectus, the Fund Trust will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the FundTrust's per unit cost of typesetting and printing the FundTrust's prospectus. The same procedures shall be followed with respect to the FundTrust's Statement of Additional Information. The Company agrees to provide the Fund Trust or its designee with such information as may be reasonably requested by the Fund Trust to assure that the FundTrust's expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. The Underwriter shall provide the Company with as many printed copies of the Fund's ’s current prospectus and Statement of Additional Information as the Company may reasonably request. If requested by the Company in lieu thereof, the Fund shall provide camera-ready film or electronic file suitable for printing containing the Fund's ’s prospectus and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund is amended during the year) to have the prospectus prospectus, private offering memorandum or other disclosure document (“Disclosure Document”) for the Contracts and the Fund's ’s prospectus printed together in one document, and to have the Statement of Additional Information for the Fund and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the Fund's ’s prospectus and/or its Statement of Additional Information in combination with other fund companies' ’ prospectuses and statements of additional information. Except as provided in the following three sentences, all expenses of printing and distributing Fund prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the Fund. If the Company chooses to receive camera-ready film or electronic file suitable for printing in lieu of receiving printed copies of the Fund's ’s prospectus, the Fund will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the Fund's ’s per unit cost of typesetting and printing the Fund's ’s prospectus. The same procedures shall be followed with respect to the Fund's ’s Statement of Additional Information. The Company agrees to provide the Fund or its designee with such information as may be reasonably requested by the Fund to assure that the Fund's ’s expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. The Underwriter Fund shall provide the Company Company, without charge, with as many printed copies of the Fund's current prospectus (describing only the Portfolios and Statement classes listed in Schedule A hereto) and statement of Additional Information additional information as the Company may reasonably requestrequest for distribution to existing Contract owners whose Contracts are funded by such shares. If requested by the Company in lieu thereof, the Fund shall provide camera-ready film containing such documentation (including a "camera ready" copy of the Fund's new prospectus and Statement as set in type or, at the request of Additional Informationthe Company, as a diskette in the form sent to the financial printer in one of the following formats: EDGAR, .TXT (text file), .DOC (xxxx document), .RFT (rich text), or .PDF (portable document format)) and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement statement of Additional Information additional information for the Fund is amended during the year) to have the prospectus for the Contracts and the Fund's prospectus printed together in one document, and to have the Statement of Additional Information for the Fund and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the Fund's prospectus and/or its Statement statement of Additional Information additional information in combination with other fund companies' prospectuses and statements of additional information. Except as provided in the following three sentences, all expenses of printing and distributing Fund prospectuses and Statements prospectuses, statements of Additional Information additional information shall be the expense of the Company. For prospectuses and Statements statements of Additional Information additional information or supplements thereto provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the FundUnderwriter. If the Company chooses to receive camera-ready film "camera ready" copy or diskette format in lieu of receiving printed copies of the Fund's prospectussuch prospectus or supplement, the Fund or the Underwriter will reimburse the Company in an amount equal to the product same proportion of A and B where A is the total printing expense for such materials as the number of pages in each such prospectuses distributed printed document provided by the Underwriter bears to owners the total number of the Contracts, and B is the Fund's per unit cost of typesetting and printing the Fund's prospectuspages in such printed document. The same procedures shall be followed with respect to the Fund's Statement statement of Additional Informationadditional information. The Company agrees to provide the Fund or its designee with such information as may be reasonably requested by the Fund to assure that the Fund's expenses do not include the cost of printing any prospectuses or Statements statements of Additional Information additional information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. The Underwriter shall provide the Company with as many printed copies of the Fund's ’s current prospectus and Statement of Additional Information as the Company may reasonably request. If requested by the Company in lieu thereof, the Fund shall provide camera-ready film containing the Fund's ’s prospectus and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund is amended during the year) to have the prospectus for the Contracts and the Fund's ’s prospectus printed together in one document, and to have the 91170010.DOC 4/28/00 9:33 AM Version 8 6 Statement of Additional Information for the Fund and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the Fund's ’s prospectus and/or its Statement of Additional Information in combination with other fund companies' ’ prospectuses and statements of additional information. Except as provided in the following three sentences, all expenses of printing and distributing Fund prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the Fund. If the Company chooses to receive camera-ready film in lieu of receiving printed copies of the Fund's ’s prospectus, the Fund will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contractscontracts, and B is the Fund's ’s per unit cost of typesetting and printing the Fund's ’s prospectus. The same procedures shall be followed with respect to the Fund's ’s Statement of Additional Information. The Company agrees to provide the Fund or its designee with such information as may be reasonably requested by the Fund to assure that the Fund's ’s expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. The Underwriter Distributor shall provide the Company with as many printed copies of the FundTrust's current prospectus and Statement of Additional Information or, to the extent existing, the Trust’s profiles as the Company may reasonably request, with expenses to be borne in accordance with Schedule C hereof. If requested by the Company in lieu thereof, the Fund Trust shall provide camera-ready film or an electronic file in a format acceptable to the Company containing the FundTrust's prospectus and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund Trust is amended during the year) to have the prospectus for the Contracts and the FundTrust's prospectus printed together in one document, and to have the Statement of Additional Information for the Fund Trust and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the FundTrust's prospectus and/or its Statement of Additional Information in combination with other fund companies' prospectuses and statements of additional information. Except as In such event, the Trust shall bear its pro rata share of printing expenses based on the number of combined printed pages. All such documents shall be provided in to the following three sentencesCompany within time reasonably required to allow for printing and delivery to Contract owners, all but no later than ten (10) business days prior to the date the documents are required under then-current regulations to be sent to Contract owners. All expenses of printing and distributing Fund prospectuses and Trust prospectuses, Statements of Additional Information Information, and other Trust related documents shall be borne by the expense of the CompanyTrust in accordance with Schedule C hereof. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the FundTrust in accordance with Schedule C hereof. If the Company chooses to receive camera-ready film or an electronic file in lieu of receiving printed copies of the FundTrust's prospectus, the Fund Trust will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the FundTrust's per unit cost of typesetting and printing the FundTrust's prospectus. The same procedures shall be followed with respect to the FundTrust's Statement of Additional Information. The Company agrees to provide the Fund Trust or its designee with such information as may be reasonably requested by the Fund Trust to assure that the FundTrust's expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. The Underwriter shall provide the Company with as many printed copies of the Fund's ’s current prospectus and Statement describing the Classes of Additional Information the Designated Portfolios listed on Schedule B as the Company may reasonably request. The Fund or the Underwriter shall bear the expense of printing copies of the current prospectus for the Fund that will be distributed to existing Contract owners, and the Company shall bear the expense of printing copies of the Contract prospectus that are used in connection with offering the Contracts issued by the Company. The Underwriter further agrees to provide the Company, at the Underwriter’s expense, with as many copies of the Fund prospectuses as the Company may reasonably request for distribution to prospective Contract owners. If requested by the Company in lieu thereof, the Fund shall provide camera-ready film containing such documentation (including a final copy of the new prospectus on diskette at the Fund's prospectus ’s or Underwriter’s expense) and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund is amended during the yearamended) to have the prospectus for the Contracts and the Fund's ’s prospectus printed together in one document, and document (such printing of the Fund’s prospectus for existing Contract owners to be at the Fund’s or Underwriter’s expense). In the event that Company determines to have the Statement of Additional Information for the Fund and the Statement of Additional Information prospectus and/or periodic shareholder reports for the Contracts and the Fund’s prospectus and/or periodic reports to shareholders printed together in one document. Alternatively, the Company may print the Fund's prospectus and/or its Statement of Additional Information in combination with other fund companies' prospectuses and statements of additional information. Except as provided in the following three sentences, all expenses of printing and distributing Fund prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the Fund. If the Company chooses to receive camera-ready film in lieu of receiving printed copies of the Fund's prospectus, the Fund will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the Fund's per unit cost of typesetting and printing the Fund's prospectus. The same procedures shall be followed with respect to the Fund's Statement of Additional Information. The Company agrees to provide document the Fund or its designee with shall reimburse the Company for the pro-rata share of the printing costs (excluding any non-printing costs such information as may be reasonably requested by composition and document layout costs) for those pages that contain the Fund Funds’ prospectus or periodic reports to assure shareholders that the Fund's expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed Company may reasonably print for distribution to existing and prospective Contract owners whose Contracts are funded by Shares of the ContractsFund.

Prospectuses and Proxy Statements; Voting. 3.13. 1. The Underwriter shall provide the Company with as many printed copies of the Fund's current prospectus and Statement of Additional Information as the Company may reasonably request. If requested by the Company in lieu thereof, the Fund shall provide camera-camera ready film containing the Fund's prospectus and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund is amended during the year) to have the prospectus prospectus, private offering memorandum or other disclosure document ("Disclosure Document") for the Contracts and the Fund's prospectus printed together in one document, and to have the Statement of Additional Information for the Fund and the Statement of Additional Information for the Contracts printed together in one document. Alternatively, the Company may print the Fund's prospectus and/or its Statement of Additional Information in combination with other fund companies' prospectuses and statements of additional information. Except as provided in the following three sentences, all expenses of printing and distributing Fund prospectuses and Statements of Additional Information shall be the expense of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts in order to update disclosure annually as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the Fund. If the Company chooses to receive camera-ready film in lieu of receiving printed copies of the Fund's prospectus, the Fund will reimburse the Company in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the Fund's per unit cost of typesetting and printing the Fund's prospectus. The same procedures shall be followed with respect to the Fund's Statement of Additional Information. The Company agrees to provide the Fund or its designee with such information as may be reasonably requested by the Fund to assure that the Fund's expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contracts.

Prospectuses and Proxy Statements; Voting. 3.1. The Underwriter shall provide the Company with as many printed copies of the Fund's current prospectus and Statement of Additional Information as the Company may reasonably request. The Company shall bear the expense of printing copies of the current prospectus for the Contracts that will be distributed to existing Contract owners, and the Company shall bear the expense of printing copies of the Fund's prospectus that are used in connection with offering the Contracts issued by the Company. The Fund shall bear the expense of printing the Fund's prospectus that will be distributed to existing Contract owners. If requested by the Company in lieu thereof, the Fund shall provide camera-ready film containing such documentation (including a final copy of the new prospectus in electronic format at the Fund's prospectus expense) and Statement of Additional Information, and such other assistance as is reasonably necessary in order for the Company once each year (or more frequently if the prospectus and/or Statement of Additional Information for the Fund is amended during the yearamended) to have the prospectus for the Contracts and the Fund's prospectus printed together in one documentdocument with prospectuses of other funds offered through the Variable Insurance Products. The Fund is responsible for its share of printing costs for the combined funds prospectus based on pro-rata page count. The Underwriter (or the Fund), and to have at its expense, shall provide a reasonable number of copies of the Statement of Additional Information current SAI for the Fund free of charge to the Company for itself and for any owner of a Contract who requests such SAI. The Fund shall provide the Statement Company with information regarding the Fund's expenses, which information may include a table of Additional Information fees and related narrative disclosure for use in any prospectus or other descriptive document relating to a Contract. The Company agrees that it will use such information in the Contracts printed form provided. The Company shall provide prior written notice of any proposed modification of such information, which notice will describe in detail the manner in which the Company proposes to modify the information, and agrees that it may not modify such information in any way without the prior consent of the Fund. The Fund, at its expense, or at the expense of its designee, shall provide the Company with copies of its proxy material, reports to shareholders, and other communications to shareholders in such quantity as the Company shall reasonably require for distributing to Contract owners. In the event the Company prints the Fund reports to shareholders together in one document. Alternativelydocument with the reports to shareholders of other funds, the Fund is responsible for its share of printing costs for the combined funds report based on pro-rata page count. The Company may print shall: solicit voting instructions from Contract owners; vote the Fund's prospectus and/or its Statement of Additional Information Fund shares in combination accordance with other fund companies' prospectuses instructions received from Contract owners; and statements of additional information. Except as provided vote Fund shares for which no instructions have been received in the following three sentencessame proportion as Fund shares of such portfolio for which instructions have been received, all expenses so long as and to the extent that the SEC continues to interpret the 1940 Act to require pass-through voting privileges for variable contract owners or to the extent otherwise required by law. The Company will vote Fund shares held in any segregated asset account in the same proportion as Fund shares of printing and distributing Fund prospectuses and Statements of Additional Information such portfolio for which voting instructions have been received from Contract owners, to the extent permitted by law. Participating Insurance Companies shall be the expense responsible for assuring that each of the Company. For prospectuses and Statements of Additional Information provided by the Company to its existing owners of Contracts their separate accounts participating in order to update disclosure annually a Designated Portfolio calculates voting privileges as required by the 1933 Act and/or the 1940 Act, the cost of printing shall be borne by the Fund. If the Company chooses to receive camera-ready film in lieu of receiving printed copies of the Fund's prospectus, Shared Funding Exemptive Order and consistent with any reasonable standards that the Fund will reimburse the Company may adopt and provide in an amount equal to the product of A and B where A is the number of such prospectuses distributed to owners of the Contracts, and B is the Fund's per unit cost of typesetting and printing the Fund's prospectus. The same procedures shall be followed with respect to the Fund's Statement of Additional Information. The Company agrees to provide the Fund or its designee with such information as may be reasonably requested by the Fund to assure that the Fund's expenses do not include the cost of printing any prospectuses or Statements of Additional Information other than those actually distributed to existing owners of the Contractswriting.