Common use of Purchase and Redemption of Fund Shares Clause in Contracts

Purchase and Redemption of Fund Shares. 1.1 The Fund and the Underwriter agree to sell to the Company those shares of the Portfolios which the Company orders on behalf of any Separate Account, executing such orders on a daily basis at the net asset value next computed after receipt and acceptance by the Fund or its designee of such order. For purposes of this Section, the Company shall be the designee of the Fund for receipt of such orders from each Separate Account. Receipt by such designee shall constitute receipt by the Fund; provided that the Fund or the Underwriter receives notice of such order via the National Securities Clearing Corporation (the "NSCC") by 9:00 a.m. Eastern Time on the next following Business Day. The Fund will receive all orders to purchase Portfolio shares using the NSCC's Defined Contribution Clearance & Settlement ("DCC&S") platform. The Fund will also provide the Company with account positions and activity data using the NSCC's Networking platform. The Company shall pay for Portfolio shares by the scheduled close of federal funds transmissions on the same Business Day it places an order to purchase Portfolio shares in accordance with this section using the NSCC's Fund/SERV System. Payment shall be in federal funds transmitted by wire from the Fund's designated Settling Bank to the NSCC. "BUSINESS DAY" shall mean any day on which the New York Stock Exchange is open for trading and on which the Fund calculates it net asset value pursuant to the rules of the SEC. "NETWORKING" shall mean the NSCC's product that allows Fund's and Companies to exchange account level information electronically. "SETTLING BANK" shall mean the entity appointed by the Fund to perform such settlement services on behalf of the Fund and agrees to abide by the NSCC's Rules and Procedures insofar as they relate to the same day funds settlement. If the Company is somehow prohibited from submitting purchase and settlement instructions to the Fund for Portfolio shares via the NSCC's DCC&S platform the following shall apply to this Section:

Purchase and Redemption of Fund Shares. 1.1 The Fund and the Underwriter agree to sell to the Company those shares of the Portfolios which the Company orders on behalf of any Separate Account, executing such orders on a daily basis at the net asset value next computed after receipt and acceptance by the Fund or its designee of such order. For purposes of this Section, the Company shall be the designee of the Fund for receipt of such orders from each Separate Account. Receipt by such designee shall constitute receipt by the Fund; provided that the Fund or the Underwriter receives notice of such order via the National Securities Clearing Corporation (the "NSCC") by 9:00 10:00 a.m. Eastern Time on the next following Business Day. The Fund will receive all orders to purchase Portfolio shares using the NSCC's Defined Contribution Clearance & Settlement ("DCC&S") platform. The Fund will also provide the Company with account positions and activity data using the NSCC's Networking platform. The Company shall pay for Portfolio shares by the scheduled close of federal funds transmissions on the same Business Day it places an order to purchase Portfolio shares in accordance with this section using the NSCC's Fund/SERV System. Payment shall be in federal funds transmitted by wire from the Fund's designated Settling Bank to the NSCC. "BUSINESS DAY" shall mean any day on which the New York Stock Exchange is open for trading and on which the Fund calculates it net asset value pursuant to the rules of the SEC. "NETWORKING" shall mean the NSCC's product that allows Fund's and Companies to exchange account level information electronically. "SETTLING BANK" shall mean the entity appointed by the Fund to perform such settlement services on behalf of the Fund and agrees to abide by the NSCC's Rules and Procedures insofar as they relate to the same day funds settlement. If the Company is somehow prohibited from submitting purchase and settlement instructions to the Fund for Portfolio shares via the NSCC's DCC&S platform the following shall apply to this Section:

Purchase and Redemption of Fund Shares. 1.1 The Fund Underwriter, on behalf of itself and the Underwriter agree Fund, agrees to sell to the Company those shares of the Portfolios which the Company orders on behalf of any Separate Account, executing such orders on a daily basis at the net asset value next computed after receipt and acceptance by the Fund or its designee of such order. For purposes of this Section, the Company shall be the designee of the Fund for receipt of such orders from each Separate Account. Receipt by such designee shall constitute receipt by the Fund; provided that the Fund or the Underwriter receives notice of such order via the National Securities Clearing Corporation (the "NSCC") by 9:00 10:00 a.m. Eastern Time on the next following Business Day. The Fund will receive all orders to purchase Portfolio shares using the NSCC's Defined Contribution Clearance & Settlement ("DCC&S") platform. The Fund will also provide the Company with account positions and activity data using the NSCC's Networking platform. The Company shall pay for Portfolio shares by the scheduled close of federal funds transmissions on the same Business Day it places an order to purchase Portfolio shares in accordance with this section using the NSCC's Fund/SERV System. Payment shall be in federal funds transmitted by wire from the Fund's designated Settling Bank to the NSCC. "BUSINESS DAY" shall mean any day on which the New York Stock Exchange is open for trading and on which the Fund calculates it net asset value pursuant to the rules of the SEC. "NETWORKING" shall mean the NSCC's product that allows Fund's and Companies to exchange account level information electronically. "SETTLING BANK" shall mean the entity appointed by the Fund to perform such settlement services on behalf of the Fund and agrees to abide by the NSCC's Rules and Procedures insofar as they relate to the same day funds settlement. If the Company is somehow prohibited from submitting purchase and settlement instructions to the Fund for Portfolio shares via the NSCC's DCC&S platform the following shall apply to this Section:

Purchase and Redemption of Fund Shares. 1.1 The Fund and the Underwriter Funds agree to sell or cause to be sold to the Company those shares of the Portfolios which the Company orders on behalf of any Separate Account, executing such orders on a daily basis at the net asset value next computed after receipt and acceptance by the applicable Fund or its designee of such order. For purposes of this Section, the Company shall be the designee of the Fund Funds for receipt of such orders from each Separate Account. Receipt by such designee shall constitute receipt by the applicable Fund; provided that the Fund or the Underwriter its transfer agent ("TRANSFER AGENT") receives notice of such order via the National Securities Clearing Corporation (the "NSCC") by 9:00 10:00 a.m. Eastern Time on the next following Business Day. The Fund Funds or the Transfer Agent will receive all orders to purchase Portfolio shares using the NSCC's Defined Contribution Clearance & Settlement ("DCC&S") platform. The Fund Funds or the Transfer Agent will also provide the Company with account positions and activity data using the NSCC's Networking platform. The Company shall pay for Portfolio shares by the scheduled close of federal funds transmissions on the same Business Day it places an order to purchase Portfolio shares in accordance with this section using the NSCC's Fund/SERV System. Payment shall be in federal funds transmitted by wire from the Fund's Funds' designated Settling Bank to the NSCC. "BUSINESS DAY" shall mean any day on which the New York Stock Exchange is open for trading and on which the Fund applicable Portfolio calculates it net asset value pursuant to the rules of the SEC. "NETWORKING" shall mean the NSCC's product that allows Fund's Funds and Companies to exchange account level information electronically. "SETTLING BANK" shall mean the entity appointed by the Fund Funds to perform such settlement services on behalf of the Fund Funds and agrees to abide by the NSCC's Rules and Procedures insofar as they relate to the same day funds settlement. If the Company is somehow prohibited from submitting purchase and settlement instructions to the Fund Funds for Portfolio shares via the NSCC's DCC&S platform the following shall apply to this Section:

Purchase and Redemption of Fund Shares. 1.1 The Fund and the Underwriter agree Distributor agrees to sell to the Company those shares of the Portfolios which the Company orders on behalf of any Separate Account, executing such orders on a daily basis at the net asset value next computed after receipt and acceptance by the Fund or its designee of such order. For purposes of this Section, the Company shall be the designee of the Fund for receipt of such orders from each Separate Account. Receipt by such designee shall constitute receipt by the Fund; provided that the Fund or the Underwriter Distributor receives notice of such order via the National Securities Clearing Corporation (the "NSCC") by 9:00 10:00 a.m. Eastern Time on the next following Business Day. The Fund will receive all orders to purchase Portfolio shares using the NSCC's Defined Contribution Clearance & Settlement ("DCC&S") platform. The Fund will also provide the Company with account positions and activity data using the NSCC's Networking platform. The Company shall pay for Portfolio shares by the scheduled close of federal funds transmissions on the same Business Day it places an order to purchase Portfolio shares in accordance with this section using the NSCC's Fund/Fund/ SERV System. Payment shall be in federal funds transmitted by wire from the Fund's designated Settling Bank to the NSCC. "BUSINESS DAY" shall mean any day on which the New York Stock Exchange is open for trading and on which the Fund calculates it net asset value pursuant to the rules of the SEC. "NETWORKING" shall mean the NSCC's product that allows Fund's and Companies to exchange account level information electronically. "SETTLING BANK" shall mean the entity appointed by the Fund to perform such settlement services on behalf of the Fund and agrees to abide by the NSCC's Rules and Procedures insofar as they relate to the same day funds settlement. If the Company is somehow prohibited from submitting purchase and settlement instructions to the Fund for Portfolio shares via the NSCC's DCC&S platform the following shall apply to this Section:

Purchase and Redemption of Fund Shares. 1.1 The Fund and the Underwriter agree to sell to the Company those shares of the Portfolios which the Company orders on behalf of any Separate Account, executing such orders on a daily basis at the net asset value next computed after receipt and acceptance by the Fund or its designee of such order. For purposes of this Section, the Company shall be the designee of the Fund for receipt of such orders from each Separate Account. Receipt by such designee shall constitute receipt by the Fund; provided that the Fund or the Underwriter receives notice of such order via the National Securities Clearing Corporation (the "NSCC") by 9:00 6:00 a.m. Eastern Time on the next following Business Day. The Fund will receive all orders to purchase Portfolio shares using the NSCC's Defined Contribution Clearance & Settlement ("DCC&S") platform. The Fund will also provide the Company with account positions and activity data using the NSCC's Networking platform. The Company shall pay for Portfolio shares by the scheduled close of federal funds transmissions on the same Business Day it places an order to purchase Portfolio shares in accordance with this section using the NSCC's Fund/SERV System. Payment shall be in federal funds transmitted by wire from the Fund's designated Settling Bank to the NSCC. "BUSINESS DAY" shall mean any day on which the New York Stock Exchange is open for trading and on which the Fund calculates it net asset value pursuant to the rules of the SEC. "NETWORKING" shall mean the NSCC's product that allows Fund's and Companies to exchange account level information electronically. "SETTLING BANK" shall mean the entity appointed by the Fund to perform such settlement services on behalf of the Fund and agrees to abide by the NSCC's Rules and Procedures insofar as they relate to the same day funds settlement. If the Company is somehow prohibited from submitting purchase and settlement instructions to the Fund for Portfolio shares via the NSCC's DCC&S platform the following shall apply to this Section:

Purchase and Redemption of Fund Shares. 1.1 The Fund and the Underwriter agree to sell to the Company those shares of the Portfolios which the Company orders on behalf of any Separate Account, executing such orders on a daily basis at the net asset value next computed after receipt and acceptance by the Fund or its designee of such order. For purposes of this Section, the Company shall be the designee of the Fund for receipt of such orders from each Separate Account. Receipt by such designee shall constitute receipt by the Fund; provided that the Fund or the Underwriter receives notice of such order via the National Securities Clearing Corporation (the "NSCC") by 9:00 10:00 a.m. Eastern Time on the next following Business Day. The Fund will receive all orders to purchase Portfolio shares using the NSCC's Defined Contribution Clearance & Settlement ("DCC&S") platform. The Fund will also provide the Company with account positions and activity data using the NSCC's 'S Networking platform. The Company shall pay for Portfolio shares by the scheduled close of federal funds transmissions on the same Business Day it places an order to purchase Portfolio shares in accordance with this section using the NSCC's Fund/SERV System. Payment shall be in federal funds transmitted by wire from the Fund's designated Settling Bank to the NSCC. "BUSINESS DAY" shall mean any day on which the New York Stock Exchange is open for trading and on which the Fund calculates it net asset value pursuant to the rules of the SEC. "NETWORKING" shall mean the NSCC's product that allows Fund's and Companies to exchange account level information electronically. "SETTLING BANK" shall mean the entity appointed by the Fund to perform such settlement services on behalf of the Fund and agrees to abide by the NSCC's Rules and Procedures insofar as they relate to the same day funds settlement. If the Company is somehow prohibited from submitting purchase and settlement instructions to the Fund for Portfolio shares via the NSCC's DCC&S platform the following shall apply to this Section:: The Fund and the Underwriter agree to sell the Company those shares of the Portfolios which the Company orders on behalf of any Separate Account, executing such orders on a daily basis at the net asset value next computed after receipt and acceptance by the Fund or its designee of such order. For purposes of this Section, the Company shall be the designee of the Fund for the receipt of such orders from the Separate Account and receipt by such designee shall constitute receipt by the Fund; provided that the Fund or the Underwriter receives notice of such order by 8:30 a.m. Eastern Time on the next following Business Day. The Company shall pay for Portfolio shares by the scheduled close of federal funds transmissions on the some Business Day it places an order to purchase Portfolio shares in accordance with this section. Payment shall be in federal funds transmitted by wire to the Fund's designated custodian, "BUSINESS DAY" shall mean any day on which the New York Stock Exchange is open for trading and on which the Fund calculates it net asset value pursuant to the rules of the SEC.

Purchase and Redemption of Fund Shares. 1.1 The Fund and the Underwriter agree to sell to the Company those shares of the Portfolios which the Company orders on behalf of any Separate Account, executing such orders on a daily basis at the net asset value next computed after receipt and acceptance by the Fund or its designee of such order. For purposes of this Section, the Company shall be the designee of the Fund for receipt of such orders from each Separate Account. Receipt by such designee shall constitute receipt by the Fund; provided that the Fund or the Underwriter receives notice of such order via the National Securities Clearing Corporation (the "NSCC") by 9:00 10:00 a.m. Eastern Time on the next following Business Day. The Fund will receive all orders to purchase Portfolio shares using the NSCC's Defined Contribution Clearance & Settlement ("DCC&S") platform. The Fund will also provide the Company with account positions and activity data using the NSCC's Networking platform. The Company shall pay for Portfolio shares by the scheduled close of federal funds transmissions on the same Business Day it places an order to purchase Portfolio shares in accordance with this section using the NSCC's Fund/SERV System. Payment shall be in federal funds transmitted by wire from the Fund's designated Settling Bank to the NSCC. "BUSINESS DAYBusiness Day" shall mean any day on which the New York Stock Exchange is open for trading and on which the Fund calculates it net asset value pursuant to the rules of the SEC. "NETWORKING" shall mean the NSCC's product that allows Fund's and Companies to exchange account level information electronically. "SETTLING BANK" shall mean the entity appointed by the Fund to perform such settlement services on behalf of the Fund and agrees to abide by the NSCC's Rules and Procedures insofar as they relate to the same day funds settlement. If the Company is somehow prohibited from submitting purchase and settlement instructions to the Fund for Portfolio shares via the NSCC's DCC&S platform the following shall apply to this Section:

Purchase and Redemption of Fund Shares. 1.1 The Fund and the Underwriter agree agrees to sell to the Company those shares of the Portfolios which the Company orders on behalf of any Separate Account, executing such orders on a daily basis at the net asset value next computed after receipt and acceptance by the Fund or its designee of such order. For purposes of this Section, the Company shall be the designee of the Fund for receipt of such orders from each Separate Account. Receipt by such designee shall constitute receipt by the Fund; provided that the Fund or the Underwriter receives notice of such order via the National Securities Clearing Corporation (the "NSCC") by 9:00 10:00 a.m. Eastern Time on the next following Business Day. The Fund will receive all orders to purchase Portfolio shares using the NSCC's Defined Contribution Clearance & Settlement ("DCC&S") platform. The Fund Adviser will also provide the Company with account positions and activity data using the NSCC's Networking platform. The Company shall pay for Portfolio shares by the scheduled close of federal funds transmissions on the same Business Day it places an order to purchase Portfolio shares in accordance with this section using the NSCC's Fund/SERV System. Payment shall be in federal funds transmitted by wire from the Fund's designated Settling Bank to the NSCC. "BUSINESS DAY" shall mean any day on which the New York Stock Exchange is open for trading and on which the Fund calculates it net asset value pursuant to the rules of the SEC. "NETWORKING" shall mean the NSCC's product that allows Fund's and Companies to exchange account level information electronically. "SETTLING BANK" shall mean the entity appointed by the Fund to perform such settlement services on behalf of the Fund and agrees to abide by the NSCC's Rules and Procedures insofar as they relate to the same day funds settlement. The Company shall not purchase any shares of the Portfolios as agent for any Separate Account, unless it delivers or causes to be delivered to such account, at or prior to the time of such purchase, a copy of the Fund's then current prospectus and such other documents as may be required to be delivered to the customer by applicable law (collectively, the "Prospectus") or unless such customer has acknowledged receipt of the Prospectus. The Company hereby represents that it understands its obligation to deliver the Prospectus to customers who purchase Shares pursuant to applicable law and it has taken all necessary steps to comply with all Prospectus delivery requirements. The Company agrees that purchases and redemptions shall be made in accordance with the Fund's Prospectus and then current statement of additional information. If the Company is somehow prohibited from submitting purchase and settlement instructions to the Fund for Portfolio shares via the NSCC's DCC&S platform the following shall apply to this Section:

Purchase and Redemption of Fund Shares. 1.1 The Fund and the Underwriter agree agrees to sell to the Company those shares of the Portfolios which the Company orders on behalf of any Separate Account, executing such orders on a daily basis at the net asset value next computed after receipt and acceptance by the Fund or its designee of such order. For purposes of this Section, the Company shall be the designee of the Fund for receipt of such orders from each Separate Account. Receipt by such designee shall constitute receipt by the Fund; provided that the Fund or the Underwriter receives notice of such order via the National Securities Clearing Corporation (the "NSCC") by 9:00 10:00 a.m. Eastern Time on the next following Business Day. The Fund will receive all orders to purchase Portfolio shares using the NSCC's Defined Contribution Clearance & Settlement ("DCC&S") platform. The Fund will also provide the Company with account positions and activity data using the NSCC's Networking platform. The Company shall pay for Portfolio shares by the scheduled close of federal funds transmissions on the same Business Day it places an order to purchase Portfolio shares in accordance with this section using the NSCC's Fund/SERV System. Payment shall be in federal funds transmitted by wire from the Fund's designated Settling Bank to the NSCC. "BUSINESS DAY" shall mean any day on which the New York Stock Exchange is open for trading and on which the Fund calculates it its net asset value pursuant to the rules of the SEC. "NETWORKING" shall mean the NSCC's product that allows Fund's the Fund and Companies Company to exchange account level information electronically. "SETTLING BANK" shall mean the entity appointed by the Fund to perform such settlement services on behalf of the Fund and agrees to abide by the NSCC's Rules and Procedures insofar as they relate to the same day funds settlement. If the Company is somehow prohibited from submitting purchase and settlement instructions to the Fund for Portfolio shares via the NSCC's DCC&S platform the following shall apply to this Section:

Purchase and Redemption of Fund Shares. 1.1 The Fund Underwriter, on its own behalf and the Underwriter agree on behalf of each Fund, agrees to sell to the Company those shares of the Portfolios which the Company orders on behalf of any Separate Account, executing such orders on a daily basis at the net asset value next computed after receipt and acceptance by the Fund or its designee of such order. For purposes of this Section, the Company shall be the designee of the Fund for receipt of such orders from each Separate Account. Receipt by such designee shall constitute receipt by the Fund; provided that the Fund or the Underwriter receives notice of such order via the National Securities Clearing Corporation (the "NSCC") by 9:00 10:00 a.m. Eastern Time on the next following Business Day. The Fund will receive all orders to purchase Portfolio shares using the NSCC's Defined Contribution Clearance & Settlement ("DCC&S") platform. The Underwriter will or will have the Fund will also provide the Company with account positions and activity data using the NSCC's Networking platform. The Company shall pay for Portfolio shares by the scheduled close of federal funds transmissions on the same Business Day it places an order to purchase Portfolio shares in accordance with this section using the NSCC's Fund/SERV System. Payment shall be in federal funds transmitted by wire from the Fund's designated Settling Bank to the NSCC. "BUSINESS DAY" shall mean any day on which the New York Stock Exchange is open for trading and on which the Fund calculates it net asset value pursuant to the rules of the SEC. "NETWORKING" shall mean the NSCC's product that allows Fund's and Companies to exchange account level information electronically. "SETTLING BANK" shall mean the entity appointed by the Fund to perform such settlement services on behalf of the Fund and agrees to abide by the NSCC's Rules and Procedures insofar as they relate to the same day funds settlement. If the Company is somehow prohibited from submitting purchase and settlement instructions to the Fund for Portfolio shares via the NSCC's DCC&S platform the following shall apply to this Section:

Purchase and Redemption of Fund Shares. 1.1 The Fund and the Underwriter agree agrees to sell to the Company those shares of the Portfolios for which the Company places purchase orders in proper form, as set forth in the then current prospectus of the applicable Portfolio, on behalf of any Separate Account, executing such orders on a daily basis at the net asset value next computed after receipt and acceptance by the Fund or its designee of such order. For purposes of this Section, the Company shall be the designee of the Fund for receipt of such orders from each Separate Account. Receipt by Company, as such designee designee, shall constitute receipt by the Fund; provided that the Fund or the Underwriter its designee receives notice of such order via the National Securities Clearing Corporation (the "NSCC") by 9:00 8:30 a.m. Eastern Time on the next following Business Day. The Fund will receive all orders to purchase Portfolio shares using the NSCC's Defined Contribution Clearance & Settlement ("DCC&S") platform. The Fund will also provide the Company with account positions and activity data using the NSCC's Networking platform. The Company shall pay for Portfolio shares by the scheduled close of federal funds transmissions on the same Business Day it places an order to purchase Portfolio shares in accordance with this section Section using the NSCC's Fund/SERV System. Payment shall be in federal funds transmitted by wire from the Fund's designated Settling Bank to the NSCC. "BUSINESS DAY" shall mean any day on which the New York Stock Exchange is open for trading and on which the Fund calculates it net asset value pursuant to the rules of the SEC. "NETWORKING" shall mean the NSCC's product that allows Fund's funds and Companies companies to exchange account level information electronically. "SETTLING BANK" shall mean the entity appointed by the Fund to perform such settlement services on behalf of the Fund and agrees to abide by the NSCC's Rules and Procedures insofar as they relate to the same day funds settlement. If the Company is somehow prohibited from submitting purchase and settlement instructions to the Fund for Portfolio shares via the NSCC's DCC&S platform platform, the following shall apply to this Section:

Purchase and Redemption of Fund Shares. 1.1 The Fund and the Underwriter agree to sell to the Company those shares of the Portfolios which the Company orders on behalf of any Separate Account, executing such orders on a daily basis at the net asset value next computed after receipt and acceptance by the Fund or its designee of such order. For purposes of this Section, the Company shall be the designee of the Fund for receipt of such orders from each Separate Account. Receipt by such designee shall constitute receipt by the Fund; provided that the Fund or the Underwriter receives notice of such order via the National Securities Clearing Corporation (the "NSCC") by 9:00 “NSCC”)by 6am a.m. Eastern Time on the next following Business Day. The Fund will receive all orders to purchase Portfolio shares using the NSCC's ’s Defined Contribution Clearance & Settlement ("“DCC&S"”) platform. The Fund will also provide the Company with account positions and activity data using the NSCC's ’s Networking platform. The Company shall pay for Portfolio shares by the scheduled close of federal funds transmissions on the same Business Day it places an order to purchase Portfolio shares in accordance with this section using the NSCC's ’s Fund/SERV System. Payment shall be in federal funds transmitted by wire from the Fund's ’s designated Settling Bank to the NSCC. "BUSINESS DAY" “Business Day “shall mean any day on which the New York Stock Exchange is open for trading and on which the Fund calculates it net asset value pursuant to the rules of the SEC. "NETWORKING" “Networking” shall mean the NSCC's ’s product that allows Fund's ’s and Companies to exchange account level information electronically. "SETTLING BANK" “Settling Bank” shall mean the entity appointed by the Fund to perform such settlement services on behalf of the Fund and agrees to abide by the NSCC's ’s Rules and Procedures insofar as they relate to the same day funds settlement. If the Company is somehow prohibited from submitting purchase and settlement instructions to the Fund for Portfolio shares via the NSCC's ’s DCC&S platform the following shall apply to this Section:

Purchase and Redemption of Fund Shares. 1.1 The Fund and the Underwriter agree to sell to the Company those shares of the Portfolios which the Company orders on behalf of any Separate Account, executing such orders on a daily basis at the net asset value next computed after receipt and acceptance by the Fund or its designee of such order. For purposes of this Section, the Company shall be the designee of the Fund for receipt of such orders from each Separate Account. Receipt by such designee shall constitute receipt by the Fund; provided that the Fund or the Underwriter receives notice of such order via the National Securities Clearing Corporation (the "NSCC") by 9:00 9:30 a.m. Eastern Time on the next following Business Day. The Fund will receive all orders to purchase Portfolio shares using the NSCC's Defined Contribution Clearance & Settlement ("DCC&S") platform. The Fund will also provide the Company with account positions and activity data using the NSCC's Networking platform. The Company shall pay for Portfolio shares by the scheduled close of federal funds transmissions on the same Business Day it places an order to purchase Portfolio shares in accordance with this section using the NSCC's Fund/SERV System. Payment shall be in federal funds transmitted by wire from the Fund's designated Settling Bank to the NSCC. "BUSINESS DAY" shall mean any day on which the New York Stock Exchange is open for trading and on which the Fund calculates it net asset value pursuant to the rules of the SEC. "NETWORKING" shall mean the NSCC's product that allows Fund's and Companies to exchange account level information electronically. "SETTLING BANK" shall mean the entity appointed by the Fund to perform such settlement services on behalf of the Fund and agrees to abide by the NSCC's Rules and Procedures insofar as they relate to the same day funds settlement. If the Company is somehow prohibited from submitting purchase and settlement instructions to the Fund for Portfolio shares via the NSCC's DCC&S platform the following shall apply to this Section:

Purchase and Redemption of Fund Shares. 1.1 The Fund and the Underwriter agree to sell to the Company those shares of the Portfolios which the Company orders on behalf of any Separate Account, executing such orders on a daily basis at the net asset value next computed after receipt and acceptance by the Fund or its designee of such order. For purposes of this SectionSection 1.1, the Company shall be the designee of the Fund for receipt of such orders from each Separate Account. Account Receipt by such designee shall constitute receipt by the Fund; provided that the Fund or the Underwriter receives notice of such order via the National Securities Clearing Corporation (the "NSCC") by 9:00 9:30 a.m. Eastern Time on the next following Business Day. The Fund will receive all orders to purchase Portfolio shares using the NSCC's Defined Contribution Clearance & Settlement ("DCC&S") platform. The Fund will also provide the Company with account positions and activity data using the NSCC's Networking platform. The Company shall pay for Portfolio shares by the scheduled close of federal funds transmissions on the same such next following Business Day after it places an order to purchase Portfolio shares in accordance with this section using the NSCC's Fund/SERV Continuous Net Settlement (CNS) System. Payment shall be in federal funds transmitted by wire from the Fund's designated Settling Bank to the NSCC. "BUSINESS DAY" Business Day shall mean any day on which the New York Stock Exchange is open for trading and on which the Fund calculates it net asset value pursuant to the rules of the SEC. "NETWORKING" Networking shall mean the NSCC's product that allows Fund's Funds and Companies to exchange account level information electronically. "SETTLING BANK" Settling Bank shall mean the entity appointed by the Fund to perform such settlement services on behalf of the Fund and agrees to abide by the NSCC's Rules and Procedures insofar as they relate to the same day funds settlement. If the Company is somehow prohibited from submitting purchase and settlement instructions to the Fund for Portfolio shares via the NSCC's DCC&S platform the following shall apply to this Section:Section 1.1; The Fund and the Underwriter agree to sell the Company those shares of the Portfolios which the Company orders on behalf of any Separate Account, executing such orders on a daily basis at the net asset value next computed after receipt and acceptance by the Fund or its designee of such order. For purposes of this Section 1.1, the Company shall be the designee of the Fund for the receipt of such orders from the Separate Account and receipt by such designee shall constitute receipt by the Fund; provided that the Fund or the Underwriter receives notice of such order by 9:30 a.m. eastern time on the next following Business Day. The Company shall pay for Portfolio shares by the scheduled close of federal funds transmissions on such next following Business Day after it places an order to purchase Portfolio shares in accordance with this section. Payment shall be in federal funds transmitted by wire to the Fund's designated custodian. Business Day shall mean any day on which the New York Stock Exchange is open for trading and on which the Fund calculates it net asset value pursuant to the rules of the SEC. 1.2 The Fund and the Underwriter agree to make shares of the Portfolios available indefinitely for purchase at the applicable net asset value per share by the Company on Business Days; provided, however, that the Board of Trustees or Directors, as applicable, of the Fund (hereinafter the Trustees/Directors) may refuse to sell shares of any Portfolio to any person, or suspend or terminate the offering of shares of any Portfolio if such action is required by law or by regulatory authorities having jurisdiction or is, in the sole discretion of the Trustees/Directors, acting in good faith and in compliance with their fiduciary duties under federal and any applicable state laws, necessary in the best interests of the shareholders of any Portfolio. 1.3 The Fund and the Underwriter agree to redeem for cash, upon the Company's request, any full or fractional shares of the Fund held by the Company on behalf of a Separate Account, executing such requests on a daily basis at the net asset value next computed after receipt and acceptance by the Fund or its designee of the request for redemption. For purposes of this Section 1.3, the Company shall be the designee of the Fund for receipt of requests for redemption from each Separate Account and receipt by such designee shall constitute receipt by the Fund; provided the Fund or the Underwriter receives notice of such request for redemption via the National Securities Clearing Corporation (NSCC) by 9:30 a.m. Eastern Time on the next following Business Day. The Fund will receive all orders to redeem Portfolio shares using the NSCC's Defined Contribution Clearance & Settlement (DCC&S) platform. The Fund will also provide the Company with account positions and activity data using the NSCC's Networking platform. Payment for Fund shares redeemed shall be made in accordance with this section using the NSCC's Continuous Net Settlement (CNS) System. Payment shall be in federal funds transmitted by the NSCC to the Separate Account's Settling Bank as designated by the Company, on the same Business Day the Fund or the Underwriter receives notice of the redemption order from the Company provided that the Fund or the Underwriter receives notice by 9:30 a.m. eastern time on such Business Day. If the Company is somehow prohibited from submitting redemption and settlement instructions to the Fund for Portfolio shares via the NSCC's DCC&S platform the following shall apply to this Section 1.3: The Fund and the Underwriter agree to redeem for cash. Upon the Company's request, any full or fractional shares of the Fund held by the Company on behalf of a Separate Account, executing such requests on a daily basis at the net asset value next computed after receipt and acceptance by the Fund or its designee of the request for redemption. For purposes of this

Purchase and Redemption of Fund Shares. 1.1 The Fund and the Underwriter Funds agree to sell to make Shares available for purchase by the Company those shares of the Portfolios which and Funds shall execute orders placed by the Company orders on behalf of any Separate Account, executing such orders Account on a daily basis Business Day (as defined below) at the next determined net asset value next computed per share after receipt and acceptance by the Fund or its designee of such orderorder as set forth in the applicable current prospectus ("Prospectus") and Statement of Additional Information ("SAI") and applicable rules, regulations and requirements. For purposes of this Section, the Company shall be the designee of the Fund for receipt of such orders from each Separate Account. Receipt by such designee by the Funds' deadline for orders on a Business Day shall constitute receipt by the FundFunds; provided that the Fund or the Underwriter receives Funds receive notice of such order via the National Securities Clearing Corporation (the "NSCC") by 9:00 9:30 a.m. Eastern Time on the next following Business Day. The Fund will receive all orders to purchase Portfolio shares Shares using the NSCC's Defined Contribution Clearance & Settlement ("DCC&S") platform. The Fund will also provide the Company with account positions and activity data using the NSCC's Networking platform. The Company shall pay for Portfolio shares Shares by the scheduled close of federal funds transmissions on the same Business Day it places the Fund receives an order to purchase Portfolio shares Shares in accordance with this section using the NSCC's Fund/SERV System. Payment shall be in federal funds transmitted by wire from to the Fund's designated Settling Bank to the NSCC. "BUSINESS DAY" shall mean any day on which the New York Stock Exchange is open for trading and on which the Fund calculates it net asset value pursuant to the rules of the SEC. "NETWORKING" shall mean the NSCC's product that allows Fund's Funds and Companies Company to exchange account level information electronically. "SETTLING BANK" shall mean the entity appointed by the Fund to perform such settlement services on behalf of the Fund and agrees to abide by the NSCC's Rules and Procedures insofar as they relate to the same day funds settlement. If the Company is somehow prohibited from submitting purchase and settlement instructions to the Fund for Portfolio shares Shares via the NSCC's DCC&S platform the following shall apply to this Section:: The Funds agree to make Shares available for purchase by the Company and Funds shall execute orders placed by Company on behalf of any Separate Account on a Business Day at the next determined-net asset value per share computed after receipt and acceptance by the Fund or its designee of such order. For purposes of this Section, the Company shall be the designee of the Fund for the receipt of such orders from the Separate Account and receipt by such designee by the Funds' deadline for orders on a Business Day shall constitute receipt by the Fund; provided that the Fund or JPMDS receives notice of such order by 9:30 a.m. Eastern Time on the next following Business Day. The Company shall pay for Shares by the scheduled close of federal funds transmissions on the same Business Day the Fund receives an order to purchase Shares in accordance with this section. Payment shall be in federal funds transmitted by wire to the Fund's designated custodian. If payment for any purchase order is not received in accordance with the foregoing, the Funds reserve the right, with notice to the Company, to cancel the sale and to hold Company responsible for any loss sustained as a result thereof, including loss of profit.

Purchase and Redemption of Fund Shares. 1.1 The Fund and the Underwriter agree to sell to the Company those shares of the Portfolios which the Company orders on behalf of any Separate Account, executing such orders on a daily basis at the net asset value next computed after receipt and acceptance by the Fund or its designee of such order. For purposes of this Section, the Company shall be the designee of the Fund for receipt of such orders from each Separate Account. Receipt by such designee shall constitute receipt by the Fund; provided that the Fund or the Underwriter receives notice of or such order via the National Securities Clearing Corporation (the "“NSCC"”) by 9:00 9:30 a.m. Eastern Time on the next following Business Day. The Fund will receive all orders to purchase Portfolio shares using the NSCC's ’s Defined Contribution Clearance & Settlement ("“DCC&S"”) platform. The Fund will also provide the Company with account positions and activity data using the NSCC's ’s Networking platform. The Company shall pay for Portfolio shares by the scheduled close of federal funds transmissions on the same Business Day it places an order to purchase Portfolio shares in accordance with this section using the NSCC's ’s Fund/SERV System. Payment shall be in federal funds transmitted by wire from the Fund's ’s designated Settling Bank to the NSCC. "BUSINESS DAY" “Business Day” shall mean any day on which which, the New York Stock Exchange is open for trading and on which the Fund calculates it net asset value pursuant to the rules of the SEC. "NETWORKING" “Networking” shall mean the NSCC's ’s product that allows Fund's ’s and Companies to exchange account level information electronically. "SETTLING BANK" “Settling Bank” shall mean the entity appointed by the Fund to perform such settlement services on behalf of the Fund and agrees to abide by the NSCC's ’s Rules and Procedures insofar as they relate to the same day funds settlement. If the Company is somehow prohibited from submitting purchase and settlement instructions to the Fund for Portfolio shares via the NSCC's ’s DCC&S platform the following shall apply to this Section:

Purchase and Redemption of Fund Shares. 1.1 The Each Fund and the Underwriter agree to sell to the Company those Class A shares of the Portfolios which the Company orders on behalf of any Separate Account, executing such orders on a daily basis at the net asset value next computed after receipt and acceptance by the Fund or its designee of such order. For purposes of this Section, the Company shall be the designee of the each Fund for receipt of such orders from each Separate Account. Receipt by such designee shall constitute receipt by the Fund; provided that (i) the Company receives such orders in good order on a Business Day; and (ii) the Fund or the Underwriter receives notice of such order via the National Securities Clearing Corporation (the "NSCC") by 9:00 10:00 a.m. Eastern Time on the next following Business Day. The Each Fund will receive all orders to purchase Portfolio shares using the NSCC's Defined Contribution Clearance & Settlement ("DCC&S") platform. The Fund Funds will also provide the Company with account positions and activity data using the NSCC's Networking platform. The Company shall pay for Portfolio shares by the scheduled close of federal funds transmissions on the same Business Day it places an order to purchase Portfolio shares in accordance with this section using the NSCC's Fund/SERV System. Payment shall be in federal funds transmitted by wire from the Fund's designated Settling Bank to the NSCC. "BUSINESS DAYBusiness Day" shall mean any day on which the New York Stock Exchange is open for trading and on which the Fund calculates it Funds calculate their net asset value pursuant to the rules of the SEC. "NETWORKINGNetworking" shall mean the NSCC's product that allows Fund's Funds' and Companies to exchange account level information electronically. "SETTLING BANKSettling Bank" shall mean the entity appointed by the Fund Funds to perform such settlement services on behalf of the Fund Funds and agrees to abide by the NSCC's Rules and Procedures insofar as they relate to the same day funds settlement. If the Company is somehow prohibited from submitting purchase and settlement instructions to the a Fund for Portfolio shares via the NSCC's DCC&S platform the following shall apply to this Section:

Purchase and Redemption of Fund Shares. 1.1 The Fund and the Underwriter agree to sell to the Company those shares of the Portfolios which the Company orders on behalf of any Separate Account, executing such orders on a daily basis at the net asset value next computed after receipt and acceptance by the Fund or its designee of such order. For purposes of this Section, the Company shall be the designee of the Fund for receipt of such orders from each Separate Account. Receipt by such designee shall constitute receipt by the Fund; provided that the Fund or the Underwriter receives notice of such order via the National Securities Clearing Corporation (the "NSCC") by 9:00 10:00 a.m. Eastern Time on the next following Business Day. The Fund will receive all orders to purchase Portfolio shares using the NSCC's Defined Contribution Clearance & Settlement ("DCC&S") platform. The Fund will also provide the Company with account positions and activity data using the NSCC's Networking platform. The Company shall pay for Portfolio shares by the scheduled close of federal funds transmissions on the same Business Day it places an order to purchase Portfolio shares in accordance with this section using the NSCC's Fund/SERV System. Payment shall be in federal funds transmitted by wire from the Fund's designated Settling Bank to the NSCC. "BUSINESS DAY" shall mean any day on which the New York Stock Exchange is open for trading and on which the Fund calculates it net asset value pursuant to the rules of the SEC. "NETWORKING" shall mean the NSCC's product that allows Fund's and Companies to exchange account level information electronically. "SETTLING BANK" shall mean the entity appointed by the Fund to perform such settlement services on behalf of the Fund and agrees to abide by the NSCC's Rules and Procedures insofar as they relate to the same day funds settlement. If the Company is somehow prohibited from submitting purchase and settlement instructions to the Fund for Portfolio shares via the NSCC's DCC&S platform the following shall apply to this Section:

Purchase and Redemption of Fund Shares. 1.1 The Fund and the Underwriter agree agrees to sell to the Company those shares of the Portfolios which the Company orders on behalf of any Separate Account, executing such orders on a daily basis at the net asset value next computed after receipt and acceptance by the Fund Funds or its designee their designee(s) of such order. For purposes of this Section, the Company shall be the designee of the Fund Funds for receipt of such orders from each Separate Account. Receipt by such designee shall constitute receipt by the applicable Fund; provided that the Fund or the Underwriter receives notice of such order via the National Securities Clearing Corporation (the "NSCC") by 9:00 a.m. Eastern Time on the next following Business Day. The Fund Funds will receive all orders to purchase Portfolio shares using the NSCC's Defined Contribution Clearance & Settlement ("DCC&S") platform. The Fund Funds will also provide the Company with account positions and activity data using the NSCC's Networking platform. The Company shall pay for Portfolio shares by the scheduled close of federal funds transmissions on the same Business Day it places an order to purchase Portfolio shares in accordance with this section using the NSCC's Fund/SERV System. Payment shall be in federal funds transmitted by wire from the Fund's Funds' designated Settling Bank to the NSCC. "BUSINESS DAY" shall mean any day on which the New York Stock Exchange is open for trading and on which the Fund calculates it Funds calculate their net asset value pursuant to the rules of the SEC. "NETWORKING" shall mean the NSCC's product that allows Fund's Funds and Companies to exchange account level information electronically. "SETTLING BANK" shall mean the entity appointed by the Fund Funds to perform such settlement services on behalf of the Fund Funds and agrees to abide by the NSCC's Rules and Procedures insofar as they relate to the same day funds settlement. If the Company is somehow prohibited from submitting purchase and settlement instructions to the Fund Funds for Portfolio shares via the NSCC's DCC&S platform the following shall apply to this Section:

Purchase and Redemption of Fund Shares. 1.1 The Fund and the Underwriter GS&Co. agree to sell to the Company those shares of the Portfolios which the Company orders on behalf of any Separate Account, executing such orders on a daily basis at the net asset value next computed after receipt and acceptance by the Fund or its designee of such order. For purposes of this Section, the Company shall be the designee is appointed an agent of the Fund for receipt the limited purpose of receiving such orders from each Separate Account. Receipt by such designee shall constitute receipt by the Fund; provided that the Fund or the Underwriter GS&Co. receives notice of such order via the National Securities Clearing Corporation (the "NSCC") by 9:00 10:00 a.m. Eastern Time on the next following Business Daybusiness day. The Fund will receive all orders to purchase Portfolio shares using the NSCC's Defined Contribution Clearance & Settlement ("DCC&S") platform. The Fund will also provide the Company with account positions and activity data using the NSCC's Networking platform. The Company shall pay for Portfolio shares by the scheduled close of federal funds transmissions on the same Business Day it places an order to purchase Portfolio shares in accordance with this section using the NSCC's Fund/SERV SERVE System. Payment Such payment shall be in federal funds transmitted by wire from the FundCompany's designated Settling Bank custodian to the NSCC and shall be processed in accordance with the NSCC's Rules and Procedures insofar as they relate to the same day funds settlement. "BUSINESS DAY" shall mean any day on which Except as otherwise specifically provided in this Agreement, orders will be handled and processed in accordance with the New York Stock Exchange is open for trading standard practices of GS&Co. and on which the Fund calculates it net asset value pursuant to and consistent with the rules registration statement of the SECeach Fund. "NETWORKING" shall mean the NSCC's product that allows Fund's and Companies to exchange account level information electronically. "SETTLING BANK" shall mean the entity appointed by the Fund to perform such settlement services on behalf of the Fund and agrees to abide by the NSCC's Rules and Procedures insofar as they relate to the same day funds settlement. If the Company is somehow prohibited from submitting purchase and settlement instructions to the Fund for Portfolio shares via the NSCC's DCC&S platform the following shall apply to this Section:

Purchase and Redemption of Fund Shares. 1.1 The Fund and the Underwriter agree to sell to the Company those shares of the Portfolios which the Company orders on behalf of any Separate Account, executing such orders on a daily basis at the net asset value next computed after receipt and acceptance by the Fund or its designee of such order. For purposes of this Section, the Company shall be the designee of the Fund for receipt of such orders from each Separate Account. Account Receipt by such designee shall constitute receipt by the Fund; provided that the Fund or the Underwriter receives notice of such order via the National Securities Clearing Corporation (the "NSCC") by 9:00 6:00 a.m. Eastern Time on the next following Business Day. The Fund will receive all orders to purchase Portfolio shares using the NSCC's Defined Contribution Clearance & Settlement ("DCC&S") platform. The Fund will also provide the Company with account positions and activity data using the NSCC's Networking platform. The Company shall pay for Portfolio shares by the scheduled close of federal funds transmissions on the same Business Day it places an order to purchase Portfolio shares in accordance with this section using the NSCC's Fund/SERV SERVE System. Payment shall be in federal funds transmitted by wire from the Fund's designated Settling Bank to the NSCC. "BUSINESS DAY" Business Day shall mean any day on which the New York Stock Exchange is open for trading and on which the Fund calculates it net asset value pursuant to the rules of the SEC. "NETWORKING" Networking shall mean the NSCC's product that allows Fund's and Companies to exchange account level information electronically. "SETTLING BANK" Settling Bank shall mean the entity appointed by the Fund to perform such settlement services on behalf of the Fund and agrees to abide by the NSCC's Rules and Procedures insofar as they relate to the same day funds settlement. If the Company is somehow prohibited from submitting purchase and settlement instructions to the Fund for Portfolio shares via the NSCC's DCC&S platform the following shall apply to this Section:; The Fund and the Underwriter agree to sell the Company those shares of the Portfolios which the Company orders on behalf of any Separate Account, executing such orders on a daily basis at the net asset value next computed after receipt and acceptance by the Fund or its designee of such order. For purposes of this Section, the Company shall be the designee of the Fund for the receipt of such orders from the Separate Account and receipt by such designee shall constitute receipt by the Fund; provided that the Fund or the Underwriter receives notice of such order by 8:30 a.m. Eastern Time on the next following Business Day. The Company shall pay for Portfolio shares by the scheduled close of federal funds transmissions on the same Business Day it places an order to purchase Portfolio shares in accordance with this section. Payment shall be in federal funds transmitted by wire to the Fund's designated custodian. Business Day shall mean any day on which the New York Stock Exchange is open for trading and on which the Fund calculates it net asset value pursuant to the rules of the SEC. 1.2 The Fund and the Underwriter agree to make shares of the Portfolios available indefinitely for purchase at the applicable net asset value per share by the Company on Business Days; provided, however, that the Board of Trustees or Directors, as applicable, of the Fund (hereinafter the Trustees/Directors) may refuse to sell shares of any Portfolio to any person, or suspend or terminate the offering of shares of any Portfolio if such action is required by law or by regulatory authorities having jurisdiction or is, in the sole discretion of the Trustees/Directors, acting in good faith and in compliance with their fiduciary duties under federal and any applicable state laws, necessary in the best interests of the shareholders of any Portfolio. 1.3 The Fund and the Underwriter agree to redeem for cash, upon the Company's request, any full or fractional shares of the Fund held by the Company on behalf of a Separate Account, executing such requests on a daily basis at the net asset value next computed after receipt and acceptance by the Fund or its designee of the request for redemption. For purposes of this Section, the Company shall be the designee of the Fund for receipt of requests for redemption from each Separate Account and receipt by such designee shall constitute receipt by the Fund; provided the Fund or the Underwriter receives notice of such request for redemption via the NSCC by 6:00 a.m. Eastern Time on the next following Business Day. The Fund will receive all orders to redeem Portfolio shares using the NSCC's DCC&S platform. The Fund will also provide the Company with account positions and activity data using the NSCC's Networking platform. Payment for Fund shares redeemed shall be made in accordance with this section using the NSCC's Fund/SERVE System. Payment shall be in federal funds transmitted by the NSCC to the Separate Account's Settling Bank as designated by the Company, on the same Business Day the Fund or the Underwriter receives notice of the redemption order from the Company provided that the Fund or the Underwriter receives notice by 6:00 a.m. Eastern Time on such Business Day. If the Company is somehow prohibited from submitting redemption and settlement instructions to the Fund for Portfolio shares via the NSCC's DCC&S platform the following shall apply to this Section: The Fund and the Underwriter agree to redeem for cash. Upon the Company's request, any full or fractional shares of the Fund held by the Company on behalf of a Separate Account, executing such requests on a daily basis at the net asset value next computed after receipt and acceptance by the Fund or its designee of the request for redemption. For purposes of this Section, the Company shall be the designee of the Fund for receipt of requests for redemption from each Separate Account and receipt by such designee shall constitute receipt by the Fund; provided the Fund or the Underwriter receives notice of such request for redemption by 8:30 a.m. Eastern Time on the next following Business Day. Payment shall be in federal funds transmitted by wire to the Separate Account as designated by the Company, on the same Business Day the Fund or the Underwriter receives notice of the redemption order from the Company provided that the Fund or the Underwriter receives notice by 8:30 a.m. Eastern Time on such Business Day. 1.4 The Company agrees to purchase and redeem the shares of the Portfolios named in SCHEDULE A offered by the then current prospectus of the Fund in accordance with the provisions of the applicable prospectus. 1.5 The Company will place separate orders to purchase or redeem shares of each Portfolio. 1.6 Issuance and transfer of the Fund's shares will be by book entry only. Share certificates will not be issued to the Company or any Separate Account. Purchase and redemption orders for Fund shares will be recorded in an appropriate title for each Separate Account or the appropriate subaccount of each Separate Account. 1.7 The Underwriter shall furnish same day notice to the Company of any income, dividends or capital gain distributions payable on the Fund's shares. The Company hereby elects to receive all such dividends and distributions as are payable on a Portfolio's shares in the form of additional shares of that Portfolio. The Fund shall notify the Company of the number of shares so issued as payment of such dividends and distributions no later than one Business Day after issuance. The Company reserves the right to revoke this election and to receive in cash all such dividends and distributions declared after receipt of notice of revocation by the Fund. 1.8 The Underwriter shall make the net asset value per share for each Portfolio available to the Company on a daily basis as soon as reasonably practical after the close of trading each Business Day, but in no event later than 7:00 p.m. Eastern Time on such Business Day. 1.9 If the Underwriter provides incorrect net asset value per share (when exceeding 1/2 of 1 percent of Net Asset Value), dividend or capital gain information through no fault of the Company and such errors are not corrected by 4 p.m. Eastern Time the next Business Day (by providing the incorrect and the correct NAV for each day that the error occurred), the Underwriter and/or Fund shall be liable for the systems and out of pocket costs to make all corrections to all Contract owner, participant, or beneficiary accounts with respect to the Fund shares purchased or redeemed to reflect the correct net asset value per share, dividend or capital gain information so that each participant under a Contract is made whole Any error in the calculation or reporting of net asset value per share, dividend or capital gain information shall be reported promptly to the Company upon discovery. Underwriter and/or Fund shall reimburse the Company for all reasonable out of pocket expenses and employee time incurred for correcting such incorrect information. 1.10 If the Company provides incorrect processing information through no fault of the Fund, the Underwriter or the Adviser, the Fund shall be entitled to an adjustment with respect to the Fund shares purchased or redeemed to reflect the correct information. Any error in the information provided by the Company shall be reported to the Fund, the Underwriter and the Adviser promptly upon discovery.

Purchase and Redemption of Fund Shares. 1.1 The Fund and the Underwriter agree to sell to the Company those shares of the Portfolios which the Company orders on behalf of any Separate Account, executing such orders on a daily basis at the net asset value next computed after receipt and acceptance by the Fund or its designee of such order. For purposes of this Section, the Company shall be the designee of the Fund for receipt of such orders from each Separate Account. Receipt by such designee shall constitute receipt by the Fund; provided that the Fund or Fund, the Underwriter or its designee receives notice of such order via the National Securities Clearing Corporation (the "NSCC") by 9:00 8:00 a.m. Eastern Time on the next following Business Day. The Fund will receive all orders to purchase Portfolio shares using the NSCC's Defined Contribution Clearance & Settlement ("DCC&S") platform. The Fund will also provide the Company with account positions and activity data using the NSCC's Networking platform. The Company shall pay for Portfolio shares by the scheduled close of federal funds transmissions on the same Business Day it places an order to purchase Portfolio shares in accordance with this section using the NSCC's Fund/SERV System. Payment shall be in federal funds transmitted by wire from the Fund's designated Settling Bank to the NSCC. "BUSINESS DAY" shall mean any day on which the New York Stock Exchange is open for trading and on which the Fund calculates it net asset value pursuant to the rules of the SEC. "NETWORKING" shall mean the NSCC's product that allows Fund's and Companies to exchange account level information electronically. "SETTLING BANK" shall mean the entity appointed by the Fund to perform such settlement services on behalf of the Fund and agrees to abide by the NSCC's Rules and Procedures insofar as they relate to the same day funds settlement. If the Company is somehow prohibited from submitting purchase and settlement instructions to the Fund for Portfolio shares via the NSCC's DCC&S platform the following shall apply to this Section:

Purchase and Redemption of Fund Shares. 1.1 The Fund and the Underwriter agree agrees to sell to the Company those shares of the Portfolios which the Company orders on behalf of any Separate Account, executing such orders on a daily basis at the net asset value next computed after receipt and acceptance by the Fund or its designee of such order. For purposes of this Section, the Company shall be the designee of the Fund for receipt of such orders from each Separate Account. Receipt by such designee shall constitute receipt by the Fund; provided that the designee has received such orders prior to the Close of Trading on a given Business Day "(Trade Date") and the Fund or the Underwriter its transfer agent receives notice of such order via the National Securities Clearing Corporation (the "NSCC") by 9:00 a.m. Eastern Time on the next following Business Day. The Fund will receive all orders to purchase Portfolio shares using in accordance with the NSCC's Defined Contribution Clearance & Settlement ("DCC&S") platform cycle file. The Fund will receive all orders to purchase Fund shares using the NSCC's DCC&S platform. The Fund will also provide the Company with account positions and activity data using the NSCC's Networking platform. The Company shall pay for Portfolio Fund shares by the scheduled close of federal funds transmissions on the same Business Day it places an order to purchase Portfolio shares in accordance with this section wire using the NSCC's Fund/SERV SystemSystem in accordance with the rules and regulations of the NSCC as may be amended from time to time. Payment shall be in federal funds transmitted by wire from to the Fund's designated Settling Bank to from the NSCC. "BUSINESS DAY" shall mean any day on which the New York Stock Exchange is open for trading and on which the Fund a Portfolio calculates it net asset value pursuant to the rules of the SEC. "Close of Trading" shall mean 4:00 p.m. Eastern Time on a Business Day or such other time as the net value of a Portfolio is calculated, as disclosed in the then current prospectuses of the Funds. "NETWORKING" shall mean the NSCC's product that allows Fund's Funds and Companies to exchange account level information electronically. "SETTLING BANK" shall mean the entity appointed by the Fund to perform such settlement services on behalf of the Fund and agrees to abide by the NSCC's Rules and Procedures insofar as they relate to the same day funds settlement. If the Company is somehow prohibited from submitting purchase and settlement instructions to the Fund for Portfolio Fund shares via the NSCC's DCC&S platform the following shall apply to this Section:

Purchase and Redemption of Fund Shares. 1.1 The Fund and the Underwriter agree to sell to the Company those shares of the Portfolios which the Company orders on behalf of any Separate Account, executing such orders on a daily basis at the net asset value next computed after receipt and acceptance by the Fund or its designee of such order. For purposes of this SectionSection 1.1, the Company shall be the designee of the Fund for receipt of such orders from each Separate Account. Receipt by such designee shall constitute receipt by the Fund; provided that the Fund or the Underwriter receives notice of such order via the National Securities Clearing Corporation (the "NSCC") by 9:00 10:00 a.m. Eastern Time on the next following Business Day. The Fund will receive all orders to purchase Portfolio shares using the NSCC's Defined Contribution Clearance & Settlement ("DCC&S") platform. The Fund will also provide the Company with account positions and activity data using the NSCC's Networking platform. The Company shall pay for Portfolio shares by the scheduled close of federal funds transmissions on the same such next following Business Day after it places an order to purchase Portfolio shares in accordance with this section using the NSCC's Fund/SERV Continuous Net Settlement (CNS) System. Payment shall be in federal funds transmitted by wire from the Fund's designated Settling Bank to the NSCC. "BUSINESS DAY" Business Day shall mean any day on which the New York Stock Exchange is open for trading and on which the Fund calculates it net asset value pursuant to the rules of the SEC. "NETWORKING" Networking shall mean the NSCC's product that allows Fund's and Companies to exchange account level information electronically. "SETTLING BANK" Settling Bank shall mean the entity appointed by the Fund to perform such settlement services on behalf of the Fund and agrees to abide by the NSCC's Rules and Procedures insofar as they relate to the same day funds settlement. If the Company is somehow prohibited from submitting purchase and settlement instructions to the Fund for Portfolio shares via the NSCC's DCC&S platform the following shall apply to this Section:Section 1.1: The Fund and the Underwriter agree to sell the Company those shares of the Portfolios which the Company orders on behalf of any Separate Account, executing such orders on a daily basis at the net asset value next computed after receipt and acceptance by the Fund or its designee of such order. For purposes of this Section 1.1, the Company shall be the designee of the Fund for the receipt of such orders from the Separate Account and receipt by such designee shall constitute receipt by the Fund; provided that the Fund or the Underwriter receives notice of such order by 10:00 a.m. eastern time on the next following Business Day. The Company shall pay for Portfolio shares by the scheduled close of federal funds transmissions on such next following Business Day after it places an order to purchase Portfolio shares in accordance with this section. Payment shall be in federal funds transmitted by wire to the Fund's designated custodian. Business Day shall mean any day on which the New York Stock Exchange is open for trading and on which the Fund calculates it net asset value pursuant to the rules of the SEC. 1.2 The Fund and the Underwriter agree to make shares of the Portfolios available indefinitely for purchase at the applicable net asset value per share by the Company on Business Days pursuant to the terms of the Fund's prospectus; provided, however, that the Board of Trustees or Directors, as applicable, of the Fund (hereinafter the Trustees/Directors) may refuse to sell shares of any Portfolio to any person, or suspend or terminate the offering of shares of any Portfolio if such action is required by law or by regulatory authorities having jurisdiction or is, in the sole discretion of the Trustees/Directors, acting in good faith and in compliance with their fiduciary duties under federal and any applicable state laws, necessary in the best interests of the shareholders of any Portfolio. Furthermore if a Fund is closed to new investors, the Fund's prospectus will govern whether the Fund will continue to be available to new Plans or Plan participants. Existing Plans and Plan participants will be permitted to continue making and reallocation contributions among any of the Portfolios as permitted under the terms of the prospectus. 1.3 The Fund and the Underwriter agree to redeem for cash, upon the Company's request, any full or fractional shares of the Portfolio held by the Company on behalf of a Separate Account, executing such requests on a daily basis at the net asset value next computed after receipt and acceptance by the Fund or its designee of the request for redemption (and salvation). For purposes of this Section 1.3, the Company shall be the designee of the Fund for receipt of requests for redemption from each Separate Account and receipt by such designee shall constitute receipt by the Fund; provided the Fund or the Underwriter receives notice of such request for redemption via the National Securities Clearing Corporation (NSCC) by 10:00 a.m. Eastern Time on the next following Business Day. The Fund will receive all orders to redeem Portfolio shares using the NSCC's Defined Contribution Clearance & Settlement (DCC&S) platform. The Fund will also provide the Company with account positions and activity data using the NSCC's Networking platform. Payment for Fund shares redeemed shall be made in accordance with this section using the NSCC's Continuous Net Settlement (CNS) System. Payment shall be in federal funds transmitted by the NSCC to the Separate Account's Settling Bank as designated by the Company, on the same Business Day the Fund or the Underwriter receives notice of the redemption order from the Company provided that the Fund or the Underwriter receives notice by 10:00 a.m. eastern time on such Business Day, provided, however, that in the event of extraordinary market conditions affecting such redemption the Funds may delay redemption to the extent permitted under Section 22(e) of the 1940 Act. If the Company is somehow prohibited from submitting redemption and settlement instructions to the Fund for Portfolio shares via the NSCC's DCC&S platform the following shall apply to this Section 1.3: The Fund and the Underwriter agree to redeem for cash. Upon the Company's request, any full or fractional shares of the Fund held by the Company on behalf of a Separate Account, executing such requests on a daily basis at the net asset value next computed after receipt and acceptance by the Fund or its designee of the request for redemption (and salvation). For purposes of this Section 1.3, the Company shall be the designee of the Fund for receipt of requests for redemption from each Separate Account and receipt by such designee shall constitute receipt by the Fund; provided the Fund or the Underwriter receives notice of such request for redemption by 10:00 a.m. eastern time on the next following Business Day. Payment shall be in federal funds transmitted by wire to the Separate Account as designated by the Company, on the same Business Day the Fund or the Underwriter receives notice of the redemption order from the Company provided that the Fund or the Underwriter receives notice by 10:00 a.m. eastern time on such Business Day, provided, however, that in the event of extraordinary market conditions affecting such redemption, the Funds may delay such redemption to the extent permitted under Section 22(e) of the 1940 Act. 1.4 The Comxxxx xxxees to purchase and redeem the shares of the Portfolios named in Schedule A offered by the then current prospectus of the Fund in accordance with the provisions of the applicable prospectus. 1.5 The Company will place separate orders to purchase or redeem shares of each Portfolio. 1.6 Issuance and transfer of the Fund's shares will be by book entry only. Share certificates will not be issued to the Company or any Separate Account. Purchase and redemption orders for Fund

Purchase and Redemption of Fund Shares. 1.1 The Fund and the Underwriter agree agrees to sell to the Company those shares of the Portfolios Funds which the Company orders on behalf of any Separate Account, executing such orders on a daily basis at the net asset value next computed after receipt and acceptance by the Fund or its designee Underwriter of such order. For purposes of this Section, the Company shall be the designee of the Fund Underwriter for receipt of such orders from each Separate Account. Receipt by such designee shall constitute receipt by the FundUnderwriter; provided that the Fund or the Underwriter receives notice of such order via the National Securities Clearing Corporation (the "NSCC") by 9:00 10:00 a.m. Eastern Time on the next following Business Day. The Fund Underwriter will receive all orders to purchase Portfolio Fund shares using the NSCC's Defined Contribution Clearance & &Settlement ("DCC&S") platform. The Fund Underwriter will also provide the Company with account positions and activity data using the NSCC's Networking platform. The Company shall pay for Portfolio Fund shares by the scheduled close of federal funds transmissions on the same Business Day it places an order to purchase Portfolio Fund shares in accordance with this section using the NSCC's Fund/SERV System. Payment shall be in federal funds transmitted by wire from the FundUnderwriter's designated Settling Bank to the NSCC. "BUSINESS DAY" shall mean any day on which the New York Stock Exchange is open for trading and on which the Fund Underwriter calculates it its net asset value pursuant to the rules of the SEC. "NETWORKING" shall mean the NSCC's product that allows FundUnderwriter's and Companies to exchange account level information electronically. "SETTLING BANK" shall mean the entity appointed by the Fund Underwriter to perform such settlement services on behalf of the Fund Underwriter and agrees to abide by the NSCC's Rules and Procedures insofar as they relate to the same day funds settlement. If the Company is somehow prohibited from submitting purchase and settlement andsettlement instructions to the Underwriter for Fund for Portfolio shares via the NSCC's DCC&S platform the following shall apply to this Section:

Purchase and Redemption of Fund Shares. 1.1 The Fund and the Underwriter Affiliates agree to sell to the Company those shares of the Portfolios which the Company orders on behalf of any Separate Account, executing such orders on a daily basis at the net asset value next computed after receipt and acceptance by the Fund or its designee of such order. For purposes of this Section, the Company shall be the designee of the Fund for receipt of such orders from each Separate Account. Receipt by such designee shall constitute receipt by the Fund; provided that the Fund or the Underwriter receives Affiliates receive notice of such order via the National Securities Clearing Corporation (the "NSCC") by 9:00 a.m. Eastern Time on the next following Business Day. The Fund will receive all orders to purchase Portfolio shares using the NSCC's Defined Contribution Clearance & Settlement ("DCC&S") platform. The Fund will also provide the Company with account positions and activity data using the NSCC's Networking platform. The Company shall pay for Portfolio shares by the scheduled close of federal funds transmissions on the same Business Day it places an order to purchase Portfolio shares in accordance with this section using the NSCC's Fund/Fund/ SERV System. Payment shall be in federal funds transmitted by wire from the Fund's designated Settling Bank to the NSCC. "BUSINESS DAY" shall mean any day on which the New York Stock Exchange is open for trading and on which the Fund calculates it net asset value pursuant to the rules of the SEC. "NETWORKINGSEC."NETWORKING" shall mean the NSCC's product that allows Fund's Funds and Companies to exchange account level information electronically. "SETTLING ."SETTLING BANK" shall mean the entity appointed by the Fund to perform such settlement services on behalf of the Fund and agrees to abide by the NSCC's Rules and Procedures insofar as they relate to the same day funds settlement. If the Company is somehow prohibited from submitting purchase and settlement instructions to the Fund for Portfolio shares via the NSCC's DCC&S platform the following shall apply to this Section:

Purchase and Redemption of Fund Shares. 1.1 The Fund and the Underwriter agree to sell to the Company those shares of the Portfolios which the Company orders on behalf of any Separate Account, executing such orders on a daily basis at the net asset value next computed after receipt and acceptance by the Fund or its designee of such order. For purposes of this Section, the Company shall be the designee of the Fund for receipt of such orders from each Separate Account. Receipt by such designee shall constitute receipt by the Fund; provided that the Fund or the Underwriter receives notice of such order via the National Securities Clearing Corporation (the "NSCC") by 9:00 6am a.m. Eastern Time on the next following Business Day. The Fund will receive all orders to purchase Portfolio shares using the NSCC's Defined Contribution Clearance & Settlement ("DCC&S") platform. The Fund will also provide the Company with account positions and activity data using the NSCC's Networking platform. The Company shall pay for Portfolio shares by the scheduled close of federal funds transmissions on the same Business Day it places an order to purchase Portfolio shares in accordance with this section using the NSCC's Fund/SERV System. Payment shall be in federal funds transmitted by wire from the Fund's designated Settling Bank to the NSCC. "BUSINESS DAY" shall mean any day on which the New York Stock Exchange is open for trading and on which the Fund calculates it net asset value pursuant to the rules of the SEC. "NETWORKING" shall mean the NSCC's product that allows Fund's and Companies to exchange account level information electronically. "SETTLING BANK" shall mean the entity appointed by the Fund to perform such settlement services on behalf of the Fund and agrees to abide by the NSCC's Rules and Procedures insofar as they relate to the same day funds settlement. If the Company is somehow prohibited from submitting purchase and settlement instructions to the Fund for Portfolio shares via the NSCC's DCC&S platform the following shall apply to this Section:

Purchase and Redemption of Fund Shares. 1.1 The Fund and the Underwriter agree agrees to sell to the Company those shares of the Portfolios which the Company orders on behalf of any Separate Account, executing such orders on a daily basis at the net asset value next computed after receipt and acceptance by the Fund or its designee of such order. For purposes of this Section, the Company shall be the designee of the Fund for receipt of such orders from each Separate Account. Receipt by such designee shall constitute receipt by the Fund; provided that the Fund or the Underwriter receives notice of such order via the National Securities Clearing Corporation (the "NSCC") by 9:00 10:00 a.m. Eastern Time on the next following Business Day. The Fund will receive all orders to purchase Portfolio shares using the NSCC's Defined Contribution Clearance & Settlement ("DCC&S") platform. The Fund will also provide the Company with account positions and activity data using the NSCC's Networking platform. The Company shall pay for Portfolio shares by the scheduled close of federal funds transmissions on the same Business Day it places an order to purchase Portfolio shares in accordance with this section using the NSCC's Fund/SERV System. Payment shall be in federal funds transmitted by wire from the FundCompany's designated Settling Bank to the NSCC. "BUSINESS DAY" shall mean any day on which the New York Stock Exchange is open for trading and on which the Fund calculates it net asset value pursuant to the rules of the SEC. "NETWORKING" shall mean the NSCC's product that allows Fund's and Companies to exchange account level information electronically. "SETTLING BANK" shall mean the entity appointed by the Fund to perform such settlement services on behalf of the Fund and agrees to abide by the NSCC's Rules and Procedures insofar as they relate to the same day funds settlement. If the Company is somehow prohibited from submitting purchase and settlement instructions to the Fund for Portfolio shares via the NSCC's DCC&S platform the following shall apply to this Section:

Purchase and Redemption of Fund Shares. 1.1 The Fund and the Underwriter agree to sell to the Company those shares of the Portfolios which the Company orders on behalf of any Separate Account, executing such orders on a daily basis at the net asset value next computed after receipt and acceptance by the Fund or its designee of such order. For purposes of this Section, the Company shall be the designee of the Fund for receipt of such orders from each Separate Account. Receipt by such designee shall constitute receipt by the Fund; provided that the Fund or the Underwriter receives notice of such order via the National Securities Clearing Corporation (the "NSCC") by 9:00 a.m. Eastern Time on the next following Business Day. The Fund will receive all orders to purchase Portfolio shares using the NSCC's Defined Contribution Clearance & Settlement ("DCC&S") platform. The Fund will also provide the Company with account positions and activity data using the NSCC's Networking platform. The Company shall pay for Portfolio shares by the scheduled close of federal funds transmissions on the same Business Day it places an order to purchase Portfolio shares in accordance with this section using the NSCC's Fund/SERV System. Payment shall be in federal funds transmitted by wire from the Fund's designated Settling Bank to the NSCC. "BUSINESS DAYBusiness Day" shall mean any day on which the New York Stock Exchange is open for trading and on which the Fund calculates it net asset value pursuant to the rules of the SEC. "NETWORKING" shall mean the NSCC's product that allows Fund's and Companies to exchange account level information electronically. "SETTLING BANK" shall mean the entity appointed by the Fund to perform such settlement services on behalf of the Fund and agrees to abide by the NSCC's Rules and Procedures insofar as they relate to the same day funds settlement. If the Company is somehow prohibited from submitting purchase and settlement instructions to the Fund for Portfolio shares via the NSCC's DCC&S platform the following shall apply to this Section:

Purchase and Redemption of Fund Shares. 1.1 The Fund Transfer Agent and the Underwriter agree to sell to the Company those shares of the Portfolios Funds which the Company orders on behalf of any Separate Account, executing such orders on a daily basis at the net asset value next computed after receipt and acceptance by the Fund or its designee Transfer Agent of such order. For purposes of this SectionSection 1.1, the Company shall be the designee of the Fund Transfer Agent for receipt of such orders from each Separate Account. Receipt by such designee shall constitute receipt by the FundTransfer Agent; provided that the Fund or Transfer Agent the Underwriter receives notice of such order via the National Securities Clearing Corporation (the "NSCC") within the time frames established by 9:00 a.m. Eastern Time the NSCC on the next following Business Day. The Fund Transfer Agent will receive all orders to purchase Portfolio Fund shares using the NSCC's Defined Contribution Clearance & Settlement ("DCC&S") platform. The Fund Transfer Agent will also provide the Company with account positions and activity data using the NSCC's Networking platform. The Company shall pay for Portfolio Fund shares by the scheduled close of federal funds transmissions on the same Business Day it places an order to purchase Portfolio Fund shares in accordance with this section using the NSCC's Fund/SERV Continuous Net Settlement ("CNS") System. Payment shall be in federal funds transmitted by wire from to the each Fund's designated Settling Bank to the NSCCBank. "BUSINESS DAY" Business Day shall mean any day on which the New York Stock Exchange is open for trading and on which the Fund calculates it net asset value pursuant to the rules of the SEC. "NETWORKING" Networking shall mean the NSCC's product that allows Fund's the Transfer Agent and Companies to exchange account level information electronically. "SETTLING BANK" Settling Bank shall mean the entity appointed by the Fund Transfer Agent to perform such settlement services on behalf of the each Fund and agrees to abide by the NSCC's Rules and Procedures insofar as they relate to the same day funds settlement. If the Company is somehow prohibited from submitting purchase and settlement instructions to the Transfer Agent for Fund shares via the NSCC's DCC&S platform, the following shall apply to this Section 1.1: The Transfer Agent and the Underwriter agree to sell the Company those shares of the Fund which the Company orders on behalf of any Separate Account, executing such orders on a daily basis at the net asset value next computed after receipt and acceptance by the Fund, the Transfer Agent or other designee of such order. For purposes of this Section 1.1, the Company shall be the designee of the Transfer Agent for Portfolio the receipt of such orders from the Separate Account and receipt by such designee shall constitute receipt by the Transfer Agent; provided that the Transfer Agent or the Underwriter receives notice of such order by 9:30 a.m. Eastern Time on the next following Business Day. The Company shall pay for Fund shares by the scheduled close of federal funds transmissions on the same Business Day it places an order to purchase Fund shares in accordance with this section. Payment shall be in federal funds transmitted by wire to each Fund's designated custodian. Business Day shall mean any day on which the New York Stock Exchange is open for trading and on which the Fund calculates it net asset value pursuant to the rules of the SEC. 1.2 The Transfer Agent and the Underwriter agree to make shares of each Fund available indefinitely for purchase at the applicable net asset value per share by the Company on Business Days; provided, however, that the Boards of Directors of the Funds (hereinafter the Trustees/Directors) may refuse to sell Fund shares to any person, or suspend or terminate the offering of shares of the Funds if such action is required by law or by regulatory authorities having jurisdiction or is, in the sole discretion of the Trustees/Directors, acting in good faith and in compliance with their fiduciary duties under federal and any applicable state laws, necessary in the best interests of the shareholders of the Funds. 1.3 The Transfer Agent and the Underwriter agree to redeem for cash, upon the Company's request, any full or fractional shares of each Fund held by the Company on behalf of a Separate Account, executing such requests on a daily basis at the net asset value next computed after receipt and acceptance by the Transfer Agent of the request for redemption. For purposes of this Section 1.3, the Company shall be the designee of the Transfer Agent for receipt of requests for redemption from each Separate Account and receipt by such designee shall constitute receipt by the Transfer Agent; provided the Transfer Agent or the Underwriter receives notice of such request for redemption via the National Securities Clearing Corporation (NSCC) within the time frames established by the NSCC on the next following Business Day. The Transfer Agent will receive all orders to redeem Fund shares using the NSCC's Defined Contribution Clearance & Settlement (DCC&S) platform. The Transfer Agent will also provide the Company with account positions and activity data using the NSCC's Networking platform. Payment for Fund shares redeemed shall be made in accordance with this section using the NSCC's Continuous Net Settlement (CNS) System. Payment shall be in federal funds transmitted by the NSCC to the Separate Account's Settling Bank as designated by the Company, on the same Business Day the Transfer Agent or the Underwriter receives notice of the redemption order from the Company, provided that the Transfer Agent or the Underwriter receives notice on such Business Day. If the Company is somehow prohibited from submitting redemption and settlement instructions to the Transfer Agent for Fund shares via the NSCC's DCC&S platform the following shall apply to this Section:Section 1.3: The Transfer Agent and the Underwriter agree to redeem for cash. Upon the Company's request, any full or fractional shares of the Funds held by the Company on behalf of a Separate Account, executing such requests on a daily basis at the net asset value next computed after receipt and acceptance by the Transfer Agent of the request for redemption (and salvation). For purposes of this Section 1.3, the Company shall be the designee of the Transfer Agent for receipt of requests for redemption from each Separate Account and receipt by such designee shall constitute receipt by the Transfer Agent; provided the Transfer Agent or the Underwriter receives notice of such request for redemption by 9:30 a.m. Eastern Time on the next following Business Day. Payment shall be in federal funds transmitted by wire to the Separate Account as designated by the Company, on the same Business Day the Transfer Agent or the Underwriter receives notice of the redemption order from the Company provided that the Transfer Agent or the Underwriter receives notice by 9:30 a.m. Eastern Time on such Business Day. 1.4 The Company agrees to purchase and redeem the shares of each Fund in accordance with the provisions of its then current prospectus. 1.5 The Company will place separate orders to purchase or redeem shares of each Fund. 1.6 Issuance and transfer of each Fund's shares will be by book entry only. Share certificates will not be issued to the Company or any Separate Account. Purchase and redemption orders for Fund shares will be recorded in an appropriate title for each Separate Account or the appropriate subaccount of each Separate Account. 1.7 The Underwriter shall furnish same day notice to the Company of any income, dividends or capital gain distributions payable on Fund shares. The Company hereby elects to receive all such dividends and distributions as are payable on Fund shares in the form of additional shares of the Funds. The Transfer Agent shall notify the Company of the number of shares so issued as payment of such dividends and distributions no later than one Business Day after issuance. The Company reserves the right to revoke this election and to receive in cash all such dividends and distributions declared after receipt of notice of revocation by the Funds. 1.8 The Underwriter shall make the net asset value per share for each Portfolio available to the Company on a daily basis as soon as reasonably practical after the close of trading each Business Day, but in no event later than 6:30 p.m. Eastern Time on such Business Day. 1.9 If the Underwriter provides incorrect share net asset value per share, dividend or capital gain information through no fault of the Company and such errors are not corrected by 4 p.m. Eastern Time the next Business Day (by providing the incorrect and the correct NAV for each day that the error occurred), except to the extent such errors are caused by a third party pricing service vendor, the Underwriter, the Transfer Agent and/or the Fund shall be liable for the systems and out of pocket costs to make all corrections to all Contract owner, participant, or beneficiary accounts with respect to the Fund shares purchased or redeemed to reflect the correct net asset value per share, dividend or capital gain information so that each participant under a Contract is made whole. Any error in the calculation or reporting of net asset value per share, dividend or capital gain information shall be reported promptly to the Company upon discovery. The Underwriter, the Transfer Agent and/or the Fund shall reimburse the Company for all out of pocket expenses and employee time incurred for correcting such incorrect information. 1.10 If the Company provides incorrect processing information through no fault of the Fund, the Underwriter, the Transfer Agent or the Adviser, the Fund shall be entitled to an adjustment with respect to the Fund shares purchased or redeemed to reflect the correct information. The Company shall be liable to the Fund for all actual Fund losses associated with making such adjustment. Any error in the information provided by the Company shall be reported to the Fund, the Underwriter, the Transfer Agent and the Adviser promptly upon discovery. 1.11 The Company shall make Fund shares available under this Agreement only to those Contract owners identified on Schedule A, as amended from time to time.

Purchase and Redemption of Fund Shares. 1.1 The Fund and the Underwriter agree to sell to the Company those shares of the Portfolios which the Company orders on behalf of any Separate Account, executing such orders on a daily basis at the net asset value next computed after receipt and acceptance by the Fund or its designee of such order. For purposes of this Section, the Company shall be the designee of the Fund for receipt of such orders from each Separate Account. Receipt by such designee shall constitute receipt by the Fund; provided that the Fund or the Underwriter receives notice of such order via the National Securities Clearing Corporation (the "NSCC") by 9:00 9:30 a.m. Eastern Time on the next following Business Day. The Fund will receive all orders to purchase Portfolio shares using the NSCC's Defined Contribution Clearance & Settlement ("DCC&S") platform. The Fund will also provide the Company with account positions and activity data using the NSCC's Networking platform. The Company shall pay for Portfolio shares by the scheduled close of federal funds transmissions on the same Business Day it places an order to purchase Portfolio shares in accordance with this section using the NSCC's Fund/SERV System. Payment shall be in federal funds transmitted by wire from the Fund's designated Settling Bank to the NSCC. "BUSINESS DAY" shall mean any day on which the New York Stock Exchange is open for trading and on which the Fund calculates it net asset value pursuant to the rules of the SEC. "NETWORKING" shall mean the NSCC's product that allows Fund's and Companies to exchange account level information electronically. "SETTLING BANK" shall mean the entity appointed by the Fund to perform such settlement services on behalf of the Fund and agrees to abide by the NSCC's Rules and Procedures insofar as they relate to the same day funds settlement. If the Company is somehow prohibited from submitting purchase and settlement instructions to the Fund for Portfolio shares via the NSCC's DCC&S platform the following shall apply to this Section:

Purchase and Redemption of Fund Shares. 1.1 The Fund and the Underwriter agree to sell to the Company those shares of the Portfolios which the Company orders on behalf of any Separate Account, executing such orders on a daily basis at the net asset value next computed after receipt and acceptance by the Fund or its designee of such order. For purposes of this Section, the Company shall be the designee of the Fund for receipt of such orders from each Separate Account. Receipt by such designee shall constitute receipt by the Fund; provided that the Fund or the Underwriter receives notice of such order via the National Securities Clearing Corporation (the Corporation(the "NSCC") by 9:00 7:30 a.m. Eastern Time on the next following Business Day. The Fund will receive all orders to purchase Portfolio shares using the NSCC's Defined Contribution Clearance & Settlement ("DCC&S") platform. The Fund will also provide the Company with account positions and activity data using the NSCC's Networking platform. The Company shall pay for Portfolio shares by the scheduled close of federal funds transmissions on the same Business Day it places an order to purchase Portfolio shares in accordance with this section using the NSCC's Fund/SERV System. Payment shall be in federal funds transmitted by wire from the Fund's designated Settling Bank to the NSCC. "BUSINESS DAY" shall mean any day on which the New York Stock Exchange is open for trading and on which the Fund calculates it net asset value pursuant to the rules of the SEC. "NETWORKING" shall mean the NSCC's product that allows Fund's and Companies to exchange account level information electronically. "SETTLING BANK" shall mean the entity appointed by the Fund to perform such settlement services on behalf of the Fund and agrees to abide by the NSCC's Rules and Procedures insofar as they relate to the same day funds settlement. If the Company is somehow prohibited from submitting purchase and settlement instructions to the Fund for Portfolio shares via the NSCC's DCC&S platform the following shall apply to this Section:

Purchase and Redemption of Fund Shares. 1.1 The Fund and the Underwriter agree to sell to the Company those shares of the Portfolios which the Company orders on behalf of any Separate Account, executing such orders on a daily basis at the net asset value next computed after receipt and acceptance by the Fund or its designee of such order. For purposes of this Section, the Company shall be the designee of the Fund for receipt of such orders from each Separate Account. Receipt by such designee shall constitute receipt by the Fund; provided that the Fund or the Underwriter receives notice of such order via the National Securities Clearing Corporation (the "NSCC") by 9:00 10:00 a.m. Eastern Time on the next following Business Day. The Fund will receive all orders to purchase Portfolio shares using the NSCC's Defined Contribution Clearance & Settlement ("DCC&S") platform. The Fund will also provide the Company with account positions and activity data using the NSCC's Networking platform. The Company shall pay for Portfolio shares by the scheduled close of federal funds transmissions on the same Business Day it places an order to purchase Portfolio shares in accordance with this section using the NSCC's Fund/SERV System. Payment shall be in federal funds transmitted by wire from the FundCompany's designated Settling Bank to the NSCC. "BUSINESS DAY" shall mean any day on which the New York Stock Exchange is open for trading and on which the Fund calculates it net asset value pursuant to the rules of the SEC. "NETWORKING" shall mean the NSCC's product that allows Fund's and Companies to exchange account level information electronically. "SETTLING BANK" shall mean the entity appointed by the Fund to perform such settlement services on behalf of the Fund and agrees to abide by the NSCC's Rules and Procedures insofar as they relate to the same day funds settlement. If the Company is somehow prohibited from submitting purchase and settlement instructions to the Fund for Portfolio shares via the NSCC's DCC&S platform the following shall apply to this Section:

Purchase and Redemption of Fund Shares. 1.1 The Fund and Distributor, on behalf of the Underwriter agree Fund, agrees to sell to the Company those shares of the Portfolios which the Company orders on behalf of any Separate Account, executing such orders on a daily basis at the net asset value next computed after receipt and acceptance by the Fund Distributor or its designee of such order. For purposes of this Section, the Company shall be the designee of the Fund Distributor for receipt of such orders from each Separate Account. Receipt by such designee shall constitute receipt by the Fund; provided that the Fund or the Underwriter Distributor receives notice of such order via the National Securities Clearing Corporation (the "NSCC") by 9:00 10:00 a.m. Eastern Time on the next following Business Day. The Fund Distributor will receive all orders to purchase Portfolio shares using the NSCC's Defined Contribution Clearance & Settlement ("DCC&S") platform. The Fund Distributor will also provide the Company with account positions and activity data using the NSCC's Networking platform. The Company shall pay for Portfolio shares by the scheduled close of federal funds transmissions on the same Business Day it places an order to purchase Portfolio shares in accordance with this section using the NSCC's Fund/SERV System. Payment shall be in federal funds transmitted by wire from the Fund's designated Settling Bank to the NSCC. "BUSINESS DAY" shall mean any day on which the New York Stock Exchange is open for trading and on which the Fund calculates it net asset value pursuant to the rules of the SEC. "NETWORKING" shall mean the NSCC's product that allows Fund's and Companies to exchange account level information electronically. "SETTLING BANK" shall mean the entity appointed by the Fund to perform such settlement services on behalf of the Fund and agrees to abide by the NSCC's Rules and Procedures insofar as they relate to the same day funds settlement. If the Company is somehow prohibited from submitting purchase and settlement instructions to the Fund for Portfolio shares via the NSCC's DCC&S platform the following shall apply to this Section:

Purchase and Redemption of Fund Shares. 1.1 The Fund Funds and the Underwriter agree to sell to the Company those shares of the Portfolios which the Company orders on behalf of any Separate Account, executing such orders on a daily basis at the net asset value next computed after receipt and acceptance by the Fund Funds or its their designee of such order. For purposes of this Section, the Company shall be the designee of the Fund Funds for receipt of such orders from each Separate Account. Receipt by such designee shall constitute receipt by the FundFunds; provided that the Fund Funds or the Underwriter receives receive notice of such order via the National Securities Clearing Corporation (the "NSCC") by 9:00 10:00 a.m. Eastern Time on the next following Business Day. The Fund Funds will receive all orders to purchase Portfolio shares using the NSCC's Defined Contribution Clearance & Settlement ("DCC&S") platform. The Fund Funds will also provide the Company with account positions and activity data using the NSCC's Networking platform. The Company shall pay for Portfolio shares by the scheduled close of federal funds transmissions on the same Business Day it places an order to purchase Portfolio shares in accordance with this section using the NSCC's Fund/SERV System. Payment shall be in federal funds transmitted by wire from the Fund's Funds' designated Settling Bank to the NSCC. "BUSINESS DAY" shall mean any day on which the New York Stock Exchange is open for trading and on which the Fund calculates it Funds calculate their net asset value values pursuant to the rules of the SEC. "NETWORKING" shall mean the NSCC's product that allows Fund's the Funds and Companies Company to exchange account level information electronically. "SETTLING BANK" shall mean the entity appointed by the Fund Funds to perform such settlement services on behalf of the Fund Funds and agrees to abide by the NSCC's Rules and Procedures insofar as they relate to the same day funds settlement. If the Company is somehow prohibited from submitting purchase and settlement instructions to the Fund Funds for Portfolio shares via the NSCC's DCC&S platform the following shall apply to this Section:

Purchase and Redemption of Fund Shares. 1.1 The Fund and the Underwriter agree agrees to sell to the Company those shares of the Portfolios Funds which the Company orders on behalf of any Separate Account, executing such orders on a daily basis at the net asset value next computed after receipt and acceptance by the Fund or its designee of such order. For purposes of this Section, the Company shall be the designee of the Fund for receipt of such orders from each Separate Account. Receipt by such designee shall constitute receipt by the Fund; provided that the Fund or the Underwriter receives notice of Company transmits such order via the National Securities Clearing Corporation (the "NSCC") by 9:00 6:00 a.m. Eastern Time (Cycle 6) on the next following Business Day. The Fund Underwriter will receive all orders to purchase Portfolio Fund shares using the NSCC's Defined Contribution Clearance & Settlement ("DCC&S") platform. The Fund Underwriter will also provide the Company with account positions and activity data using the NSCC's Networking platform. The Company shall pay for Portfolio Fund shares by the scheduled close of federal funds transmissions on the same Business Day it places an order to purchase Portfolio Fund shares in accordance with this section using the NSCC's Fund/SERV System. Payment shall be in federal funds transmitted by wire from the Fund's designated Settling Bank to the NSCC. "BUSINESS DAY" Business Day shall mean any day on which the New York Stock Exchange is open for trading and on which the Fund calculates it its net asset value pursuant to the rules of the SEC. "NETWORKING" Networking shall mean the NSCC's product that allows Fund's and Companies participating members to exchange account level information electronically. "SETTLING BANK" Settling Bank shall mean the entity appointed by the Fund to perform such settlement services on behalf of the Fund and agrees to abide by the NSCC's Rules and Procedures insofar as they relate to the same day funds settlement. Upon receipt by the Fund of the federal funds so wired, such funds shall cease to be the responsibility of the Company and shall become the responsibility of the Fund. If the Company is somehow prohibited from submitting purchase and settlement instructions to the Fund for Portfolio shares via the NSCC's DCC&S platform the following shall apply to this Section:: The Underwriter agrees to sell the Company those shares of the Funds which the Company orders on behalf of any Account, executing such orders on a daily basis at the net asset value next computed after receipt and acceptance by the Fund or its designee of such order. For purposes of this Section, the Company shall be the designee of the Fund for the receipt of such orders from the Account and receipt by such designee shall constitute receipt by the Fund; provided that the Fund or the Underwriter receives notice of such order by 10:00 a.m. Eastern Time on the next following Business Day (except that Company agrees to notify Underwriter by 8:00 a.m. but no later than 8:30 a.m. Eastern Time on the next following Business Day for the Total Equity Market Index Fund.) Company agrees to notify Underwriter by 8:00 a.m. if the order will be communicated after 8:00 a.m.. Orders received after 10:00 a.m. (8:30 a.m. for the Total Equity Market Index Fund) will receive the next business day's closing price. The Company shall pay for Fund shares by the scheduled close of federal funds transmissions on the same Business Day it places an order to purchase Fund shares in accordance with this section. Payment shall be in federal funds transmitted by wire to the Fund's designated custodian. Business Day shall mean any day on which the New York Stock Exchange is open for trading and on which the Fund calculates it net asset value pursuant to the rules of the SEC. Upon receipt by the Fund of the federal funds so wired, such funds shall cease to be the responsibility of the Company and shall become the responsibility of the Fund. 1.2 The Fund and the Underwriter agree to make shares of the Funds available indefinitely for purchase at the applicable net asset value per share by the Company on Business Days; provided, however, that the Board of Trustees or Directors, as applicable, of the Fund (hereinafter the Trustees/Directors) may refuse to sell shares of any Fund to any person, or suspend or terminate the offering of shares of any Portfolio if such action is required by law or by regulatory authorities having jurisdiction or is, in the sole discretion of the Trustees/Directors, acting in good faith and in compliance with their fiduciary duties under federal and any applicable state laws, necessary in the best interests of the shareholders of any Fund. 1.3 The Fund and the Underwriter agree to redeem for cash (except as provided for in the Fund's current prospectus), upon the Company's request, any full or fractional shares of the Fund held by the Company on behalf of an Account, executing such requests on a daily basis at the net asset value next computed after receipt and acceptance by the Fund or its designee of the request for redemption. For purposes of this Section, the Company shall be the designee of the Fund for receipt of requests for redemption from each Account and receipt by such designee shall constitute receipt by the Fund; provided the Company transmits such order via the NSCC by 6:00 a.m. Eastern Time (Cycle 6) on the next following Business Day. The Fund will receive all orders to redeem Fund shares using the NSCC's DCC&S platform. The Fund will also provide the Company with account positions and activity data using the NSCC's Networking platform. Payment for Fund shares redeemed shall be made in accordance with this section using the NSCC's Fund/SERV System. Payment shall be in federal funds transmitted by the NSCC to the Account's Settling Bank as designated by the Company, on the same Business Day the Fund or the Underwriter receives notice of the redemption order from the Company provided that the Company transmits such order by 6:00 a.m. Eastern Time (Cycle 6) on such Business Day. If the Company is somehow prohibited from submitting redemption and settlement instructions to the Fund for Fund shares via the NSCC's DCC&S platform the following shall apply to this Section: The Fund and the Underwriter agree to redeem for cash (except as provided for in the Fund's current prospectus), upon the Company's request, any full or fractional shares of the Fund held by the Company on behalf of a Account, executing such requests on a daily basis at the net asset value next computed after receipt and acceptance by the Fund or its designee of the request for redemption. For purposes of this Section, the Company shall be the designee of the Fund for receipt of requests for redemption from each Account and receipt by such designee shall constitute receipt by the Fund; provided the Fund or the Underwriter receives notice of such request for redemption by 10:00 a.m. Eastern Time on the next following Business Day (except that Company agrees to notify Underwriter by 8:00 a.m. but no later than 8:30 a.m. Eastern Time on the next following Business Day for the Total Equity Market Index Fund.) Company agrees to notify Underwriter by 8:00 a.m. if the order will be communicated after 8:00 a.m.. Orders received after 10:00 a.m. (8:30 a.m. for the Total Equity Market Index Fund) will receive the next business day's closing price. Payment shall be in federal funds transmitted by wire to the Account as designated by the Company, on the same Business Day the Fund or the Underwriter receives notice of the redemption order from the Company provided that the Fund or the Underwriter receives notice by the deadline described in this paragraph. 1.4 The Company agrees to purchase and redeem the shares of the Funds named in Schedule A offered by the then current prospectus of the Fund in accordance with the provisions of the applicable prospectus. 1.5 The Company will place separate orders to purchase or redeem shares of each Fund. 1.6 Issuance and transfer of the Fund's shares will be by book entry only. Share certificates will not be issued to the Company or any Account. Purchase and redemption orders for Fund shares will be recorded in an appropriate title for each Account or the appropriate subaccount of each Account. The official records of the Accounts shall be as determined by the Funds. It is the duty and responsibility of the Company to reconcile any differences between the Company's records and the Funds' records. 1.7 The Underwriter shall furnish same day notice to the Company of any income, dividends or capital gain distributions payable on the Fund's shares. The Company hereby elects to receive all such dividends and distributions as are payable on a Fund's shares in the form of additional shares of that Fund. The Fund shall notify the Company of the number of shares so issued as payment of such dividends and distributions no later than one Business Day after issuance. The Company reserves the right to revoke this election and to receive in cash all such dividends and distributions declared after receipt of notice of revocation by the Fund.

Purchase and Redemption of Fund Shares. 1.1 The Fund and Underwriter, on behalf of the Underwriter agree Fund, agrees to sell to the Company those shares of the Portfolios which the Company orders on behalf of any Separate Account, executing such orders on a daily basis at the net asset value next computed after receipt and acceptance by the Fund or its designee of such order. For purposes of this Section, the Company shall be the designee of the Fund for receipt of such orders from each Separate Account. Receipt by such designee shall constitute receipt by the Fund; provided that the Fund or the Underwriter receives notice of such order via the National Securities Clearing Corporation (the "“NSCC"”) by 9:00 a.m. 8:30a.m. Eastern Time on the next following Business Day. The Fund fund will receive all orders to purchase Portfolio shares using the NSCC's ’s Defined Contribution Clearance & Settlement ("“DCC&S"”) platform. The Fund will also provide the Company with account positions and activity data using the NSCC's ’s Networking platform. The Company shall pay for Portfolio shares by the scheduled close of federal funds transmissions on the same Business Day it places an order to purchase Portfolio shares in accordance with this section using the NSCC's ’s Fund/SERV SE RV System. Payment shall be in federal funds transmitted by wire from the Fund's Company’s designated Settling Bank to the NSCC. "BUSINESS DAY" “Business Day” shall mean any day on which the New York Stock Exchange is open for trading and on which the Fund calculates it net asset value pursuant to the rules of the SEC. "NETWORKING" “Networking” shall mean the NSCC's ’s product that allows Fund's the Fund and Companies the Company to exchange account level information electronically. "SETTLING BANK" “Settling Bank” shall mean the entity appointed by the Fund to perform such settlement services on behalf of the Fund and agrees to abide by the NSCC's ’s Rules and Procedures insofar as they relate to the same day funds settlement. If the Company is somehow prohibited from submitting purchase and settlement instructions to the Fund for Portfolio shares via the NSCC's ’s DCC&S platform the following shall apply apply) to this Section:

Purchase and Redemption of Fund Shares. 1.1 l The Fund Funds and the Underwriter agree to sell to the Company those shares of the Portfolios which the Company orders on behalf of any Separate Account, executing such orders on a daily basis at the net asset value next computed after receipt and acceptance by the Fund Funds or its designee of such order. For purposes of this Section, the Company shall be the designee of the Fund Funds for receipt of such orders from each Separate Account. Receipt by such designee shall constitute receipt by the FundFunds; provided that the Fund Funds or the Underwriter receives notice of such order via the National Securities Clearing Corporation (the "“NSCC"”) by 9:00 a.m. Eastern Time on the next following Business Day. The Fund Funds will receive all orders to purchase Portfolio shares using the NSCC's ’s Defined Contribution Clearance & Settlement ("“DCC&S"”) platform. The Fund Funds will also provide the Company with account positions and activity data using the NSCC's ’s Networking platform. The Company shall pay for Portfolio shares by the scheduled close of federal funds transmissions on the same Business Day it places an order to purchase Portfolio shares in accordance with this section using the NSCC's ’s Fund/SERV System. Payment shall be in federal funds transmitted by wire from the Fund's ’s designated Settling Bank to the NSCC. "BUSINESS DAY" “Business Day” shall mean any day on which the New York Stock Exchange is open for trading and on which the Fund calculates it net asset value pursuant to the rules of the SEC. "NETWORKING" “Networking” shall mean the NSCC's ’s product that allows Fund's Funds’ and Companies to exchange account level information electronically. "SETTLING BANK" “Settling Bank” shall mean the entity appointed by the Fund Funds to perform such settlement services on behalf of the Fund Funds and agrees to abide by the NSCC's ’s Rules and Procedures insofar as they relate to the same day funds settlement. If the Company is somehow prohibited from submitting purchase and settlement instructions to the Fund Funds for Portfolio shares via the NSCC's ’s DCC&S platform the following shall apply to this Section:: The Funds and the Underwriter agree to sell the Company those shares of the Portfolios which the Company orders on behalf of any Separate Account, executing such orders on a daily basis at the net asset value next computed after receipt and acceptance by the Funds or its designee of such order. For purposes of this Section, the Company shall be the designee of the Funds for the receipt of such orders from the Separate Account and receipt by such designee shall constitute receipt by the Funds; provided that the Funds or the Underwriter receives notice (via email and/or facsimile) of such order by 9:00 a.m.

Purchase and Redemption of Fund Shares. 1.1 The Fund and Underwriter, on behalf of the Underwriter agree Fund, agrees to sell to the Company those shares of the Portfolios which the Company orders on behalf of any Separate Account, executing such orders on a daily basis at the net asset value next computed after receipt and acceptance by the Fund or its designee of such order. For purposes of this Section, the Company shall be the designee of the Fund for receipt of such orders from each Separate Account. Receipt by such designee shall constitute receipt by the Fund; provided that the Fund or the Underwriter receives notice of such order via the National Securities Clearing Corporation (the "NSCC") by 9:00 8:30 a.m. Eastern Time on the next following Business Day. The Fund will receive all orders to purchase Portfolio shares using the NSCC's Defined Contribution Clearance & Settlement ("DCC&S") platform. The Fund will also provide the Company with account positions and activity data using the NSCC's Networking platform. The Company shall pay for Portfolio shares by the scheduled close of federal funds transmissions on the same Business Day it places an order to purchase Portfolio shares in accordance with this section using the NSCC's Fund/SERV System. Payment shall be in federal funds transmitted by wire from the FundCompany's designated Settling Bank to the NSCC. "BUSINESS DAY" shall mean any day on which the New York Stock Exchange is open for trading and on which the Fund calculates it net asset value pursuant to the rules of the SEC. "NETWORKING" shall mean the NSCC's product that allows Fund's the Fund and Companies the Company to exchange account level information electronically. "SETTLING BANK" shall mean the entity appointed by the Fund to perform such settlement services on behalf of the Fund and agrees to abide by the NSCC's Rules and Procedures insofar as they relate to the same day funds settlement. If the Company is somehow prohibited from submitting purchase and settlement instructions to the Fund for Portfolio shares via the NSCC's DCC&S platform the following shall apply to this Section:

Purchase and Redemption of Fund Shares. 1.1 The Fund and the Underwriter agree to sell to the Company those shares of the Portfolios which the Company orders on behalf of any Separate Account, executing such orders on a daily basis at the net asset value next computed after receipt and acceptance by the Fund or its designee of such order. For purposes of this Section, the Company shall be the designee of the Fund for receipt of such orders from each Separate Account. Receipt by such designee shall constitute receipt by the Fund; provided that the Fund or the Underwriter receives notice of such order via the National Securities Clearing Corporation (the "NSCC") by 9:00 10:00 a.m. Eastern Time on the next following Business Day. The Fund will receive all orders to purchase Portfolio shares using the NSCC's Defined Contribution Clearance & Settlement ("DCC&S") platform. The Fund will also provide the Company with account positions and activity data using the NSCC's Networking platform. The Company shall pay for Portfolio shares by the scheduled close of federal funds transmissions on the same Business Day it places an order to purchase Portfolio shares in accordance with this section using the NSCC's Fund/SERV System. Payment shall be in federal funds transmitted by wire from the Fund's designated Settling Bank to the NSCC. "BUSINESS DAY" shall mean any day on which the New York Stock Exchange is open for trading and on which the Fund Portfolio calculates it net asset value pursuant to the rules of the SEC. "NETWORKING" shall mean the NSCC's product that allows Fund's and Companies to exchange account level information electronically. "SETTLING BANK" shall mean the entity appointed by the Fund to perform such settlement services on behalf of the Fund and agrees to abide by the NSCC's Rules and Procedures insofar as they relate to the same day funds settlement. If the Company is somehow prohibited from submitting purchase and settlement instructions to the Fund for Portfolio shares via the NSCC's DCC&S platform the following shall apply to this Section:

Purchase and Redemption of Fund Shares. 1.1 The Fund and the Underwriter agree agrees to sell to the Company those shares of the Portfolios which the Company orders on behalf of any Separate Account, and to redeem for cash those shares of the Portfolios for which the Company submits redemption orders on behalf of any Separate Account, such orders to be processed by the Company and the Transfer Agent in accordance with the terms of this Agreement. The Company understands and agrees that all purchase orders and applications are subject to acceptance or rejection by the Underwriter or the Transfer Agent in their sole discretion and are effective only upon confirmation by the Underwriter or the Transfer Agent. The Company further understands and agrees that the Underwriter’s obligations under this Agreement are subject to all the provisions of the respective underwriting/distribution agreement entered into between the Underwriter and the Fund. The Company further understands and agrees that it is acting in the capacity of an independent contractor, and the Underwriter, the Transfer Agent and the Fund are in no way responsible for the manner of the Company’s performance or for any of the Company’s acts or omissions in connection therewith. 1.2 The Transfer Agent agrees to accept purchase orders for shares of the Portfolios from the Company on behalf of any Separate Account, executing such orders on a daily basis at the net asset value next computed after receipt and acceptance by the Fund Transfer Agent or its designee of such order. For purposes of this Section, the Company shall be the designee of the Fund Transfer Agent for receipt of such orders from each Separate Account. Receipt by such designee shall constitute receipt by the FundTransfer Agent; provided that the Fund Transfer Agent or the Underwriter receives notice of such order via the National Securities Clearing Corporation (the "“NSCC"”) by 9:00 7:00 a.m. Eastern Time on the next following Business Day. The Fund Transfer Agent will receive all orders to purchase Portfolio shares using the NSCC's ’s Defined Contribution Clearance & Settlement ("“DCC&S"”) platform. The Fund Transfer Agent will also provide the Company with account positions and activity data using the NSCC's ’s Networking platform. The Company shall pay for Portfolio shares by the scheduled close of federal funds transmissions on the same Business Day it places an order to purchase Portfolio shares in accordance with this section using the NSCC's ’s Fund/SERV System. Payment shall be in federal funds transmitted by wire from the Fund's ’s designated Settling Bank to the NSCC. "BUSINESS DAY" “Business Day” shall mean any day on which the New York Stock Exchange is open for trading and on which the Fund calculates it net asset value pursuant to the rules of the SEC. "NETWORKING" “Networking” shall mean the NSCC's ’s product that allows Fund's ’s and Companies to exchange account level information electronically. "SETTLING BANK" “Settling Bank” shall mean the entity appointed by the Fund to perform such settlement services on behalf of the Fund and agrees to abide by the NSCC's ’s Rules and Procedures insofar as they relate to the same day funds settlement. If the Company is somehow prohibited from submitting purchase and settlement instructions to the Fund Transfer Agent for Portfolio shares via the NSCC's ’s DCC&S platform the following shall apply to this Section:

Purchase and Redemption of Fund Shares. 1.1 The Fund Transfer Agent and the Underwriter agree to sell to the Company those shares of the Portfolios Funds which the Company orders on behalf of any Separate Account, executing such orders on a daily basis at the net asset value next computed after receipt and acceptance by the Fund or its designee Transfer Agent of such order. For purposes of this SectionSection 1.1, the Company shall be the designee of the Fund Transfer Agent for receipt of such orders from each Separate Account. Receipt by such designee shall constitute receipt by the FundTransfer Agent; provided that the Fund or Transfer Agent the Underwriter receives notice of such order via the National Securities Clearing Corporation (the "“NSCC"”) within the time frames established by 9:00 a.m. Eastern Time the NSCC on the next following Business Day. The Fund Transfer Agent will receive all orders to purchase Portfolio Fund shares using the NSCC's ’s Defined Contribution Clearance & Settlement ("“DCC&S"”) platform. The Fund Transfer Agent will also provide the Company with account positions and activity data using the NSCC's ’s Networking platform. The Company shall pay for Portfolio Fund shares by the scheduled close of federal funds transmissions on the same Business Day it places an order to purchase Portfolio Fund shares in accordance with this section using the NSCC's Fund/SERV ’s Continuous Net Settlement (“CNS”) System. Payment shall be in federal funds transmitted by wire from to the each Fund's ’s designated Settling Bank to the NSCCBank. "BUSINESS DAY" Business Day shall mean any day on which the New York Stock Exchange is open for trading and on which the Fund calculates it net asset value pursuant to the rules of the SEC. "NETWORKING" Networking shall mean the NSCC's ’s product that allows Fund's the Transfer Agent and Companies to exchange account level information electronically. "SETTLING BANK" Settling Bank shall mean the entity appointed by the Fund Transfer Agent to perform such settlement services on behalf of the each Fund and agrees to abide by the NSCC's ’s Rules and Procedures insofar as they relate to the same day funds settlement. If the Company is somehow prohibited from submitting purchase and settlement instructions to the Transfer Agent for Fund for Portfolio shares via the NSCC's ’s DCC&S platform, the following shall apply to this Section 1.1: The Transfer Agent and the Underwriter agree to sell the Company those shares of the Fund which the Company orders on behalf of any Separate Account, executing such orders on a daily basis at the net asset value next computed after receipt and acceptance by the Fund, the Transfer Agent or other designee of such order. For purposes of this Section 1.1, the Company shall be the designee of the Transfer Agent for the receipt of such orders from the Separate Account and receipt by such designee shall constitute receipt by the Transfer Agent; provided that the Transfer Agent or the Underwriter receives notice of such order by 9:30 a.m. Eastern Time on the next following Business Day. The Company shall pay for Fund shares by the scheduled close of federal funds transmissions on the same Business Day it places an order to purchase Fund shares in accordance with this section. Payment shall be in federal funds transmitted by wire to each Fund’s designated custodian. Business Day shall mean any day on which the New York Stock Exchange is open for trading and on which the Fund calculates it net asset value pursuant to the rules of the SEC. 1.2 The Transfer Agent and the Underwriter agree to make shares of each Fund available indefinitely for purchase at the applicable net asset value per share by the Company on Business Days; provided, however, that the Boards of Directors of the Funds (hereinafter the Trustees/Directors) may refuse to sell Fund shares to any person, or suspend or terminate the offering of shares of the Funds if such action is required by law or by regulatory authorities having jurisdiction or is, in the sole discretion of the Trustees/Directors, acting in good faith and in compliance with their fiduciary duties under federal and any applicable state laws, necessary in the best interests of the shareholders of the Funds. 1.3 The Transfer Agent and the Underwriter agree to redeem for cash, upon the Company’s request, any full or fractional shares of each Fund held by the Company on behalf of a Separate Account, executing such requests on a daily basis at the net asset value next computed after receipt and acceptance by the Transfer Agent of the request for redemption. For purposes of this Section 1.3, the Company shall be the designee of the Transfer Agent for receipt of requests for redemption from each Separate Account and receipt by such designee shall constitute receipt by the Transfer Agent; provided the Transfer Agent or the Underwriter receives notice of such request for redemption via the National Securities Clearing Corporation (NSCC) within the time frames established by the NSCC on the next following Business Day. The Transfer Agent will receive all orders to redeem Fund shares using the NSCC’s Defined Contribution Clearance & Settlement (DCC&S) platform. The Transfer Agent will also provide the Company with account positions and activity data using the NSCC’s Networking platform. Payment for Fund shares redeemed shall be made in accordance with this section using the NSCC’s Continuous Net Settlement (CNS) System. Payment shall be in federal funds transmitted by the NSCC to the Separate Account’s Settling Bank as designated by the Company, on the same Business Day the Transfer Agent or the Underwriter receives notice of the redemption order from the Company, provided that the Transfer Agent or the Underwriter receives notice on such Business Day. If the Company is somehow prohibited from submitting redemption and settlement instructions to the Transfer Agent for Fund shares via the NSCC’s DCC&S platform the following shall apply to this Section:Section 1.3: The Transfer Agent and the Underwriter agree to redeem for cash. Upon the Company’s request, any full or fractional shares of the Funds held by the Company on behalf of a Separate Account, executing such requests on a daily basis at the net asset value next computed after receipt and acceptance by the Transfer Agent of the request for redemption (and salvation). For purposes of this Section 1.3, the Company shall be the designee of the Transfer Agent for receipt of requests for redemption from each Separate Account and receipt by such designee shall constitute receipt by the Transfer Agent; provided the Transfer Agent or the Underwriter receives notice of such request for redemption by 9:30 a.m. Eastern Time on the next following Business Day. Payment shall be in federal funds transmitted by wire to the Separate Account as designated by the Company, on the same Business Day the Transfer Agent or the Underwriter receives notice of the redemption order from the Company provided that the Transfer Agent or the Underwriter receives notice by 9:30 a.m. Eastern Time on such Business Day. 1.4 The Company agrees to purchase and redeem the shares of each Fund in accordance with the provisions of its then current prospectus. 1.5 The Company will place separate orders to purchase or redeem shares of each Fund. 1.6 Issuance and transfer of each Fund’s shares will be by book entry only. Share certificates will not be issued to the Company or any Separate Account. Purchase and redemption orders for Fund shares will be recorded in an appropriate title for each Separate Account or the appropriate subaccount of each Separate Account. 1.7 The Underwriter shall furnish same day notice to the Company of any income, dividends or capital gain distributions payable on Fund shares. The Company hereby elects to receive all such dividends and distributions as are payable on Fund shares in the form of additional shares of the Funds. The Transfer Agent shall notify the Company of the number of shares so issued as payment of such dividends and distributions no later than one Business Day after issuance. The Company reserves the right to revoke this election and to receive in cash all such dividends and distributions declared after receipt of notice of revocation by the Funds. 1.8 The Underwriter shall make the net asset value per share for each Portfolio available to the Company on a daily basis as soon as reasonably practical after the close of trading each Business Day, but in no event later than 6:30 p.m. Eastern Time on such Business Day. 1.9 If the Underwriter provides incorrect share net asset value per share, dividend or capital gain information through no fault of the Company and such errors are not corrected by 4 p.m. Eastern Time the next Business Day (by providing the incorrect and the correct NAV for each day that the error occurred), except to the extent such errors are caused by a third party pricing service vendor, the Underwriter, the Transfer Agent and/or the Fund shall be liable for the systems and out of pocket costs to make all corrections to all Contract owner, participant, or beneficiary accounts with respect to the Fund shares purchased or redeemed to reflect the correct net asset value per share, dividend or capital gain information so that each participant under a Contract is made whole. Any error in the calculation or reporting of net asset value per share, dividend or capital gain information shall be reported promptly to the Company upon discovery. The Underwriter, the Transfer Agent and/or the Fund shall reimburse the Company for all out of pocket expenses and employee time incurred for correcting such incorrect information. 1.10 If the Company provides incorrect processing information through no fault of the Fund, the Underwriter, the Transfer Agent or the Adviser, the Fund shall be entitled to an adjustment with respect to the Fund shares purchased or redeemed to reflect the correct information. The Company shall be liable to the Fund for all actual Fund losses associated with making such adjustment. Any error in the information provided by the Company shall be reported to the Fund, the Underwriter, the Transfer Agent and the Adviser promptly upon discovery. 1.11 The Company shall make Fund shares available under this Agreement only to those Contract owners identified on Schedule A, as amended from time to time.

Purchase and Redemption of Fund Shares. 1.1 The Fund and the Underwriter agree agrees to sell to the Company those shares Shares of the Portfolios Funds, which the Company orders on behalf of any Separate AccountAccount ("Fund Purchase Orders"), executing such orders Fund Purchase Orders on a daily basis at the net asset value ("NAV") next computed after receipt in good order and acceptance by the Fund or its designee Transfer Agent of such orderthe Fund. For purposes of this Section, the Company shall be the designee limited agent of the Fund Distributor for receipt of such orders from each Separate AccountFund Purchase Orders. Receipt by such designee the Company shall constitute receipt by the Transfer Agent of the Fund; provided that the Transfer Agent of the Fund or the Underwriter receives notice of such order via the National Securities Clearing Corporation (the "NSCC") by 9:00 8:00 a.m. a.m. Eastern Time ("ET") on the next following Business Day. Day (as defined below) and provided that the Company has in place and at all time during the term of this Agreement will maintain internal controls reasonably designed to prevent Fund Purchase Orders received after 4:00 P.M. ET, close of trading on the New York Stock Exchange ("NYSE") ("Close of Trading") on any Business Day (as defined below) from being aggregated with orders properly received before such time. 1.2 The Fund will receive all orders to purchase Portfolio shares Fund Shares using the NSCC's Defined Contribution Clearance & Settlement ("DCC&S") platform. The Fund will also provide the Company with account positions and activity data using the NSCC's Networking platform. The Company shall pay for Portfolio shares Fund Shares by the scheduled close of federal funds transmissions on the same Business Day (as defined below) it places an order Fund Orders to purchase Portfolio shares Fund Shares in accordance with this section Agreeement and using the NSCC's Fund/SERV SystemSystem ("Fund/SERV"). Payment for Fund Purchase Orders shall be in federal funds transmitted by wire from the Fund's designated Settling Bank to the NSCC. "BUSINESS DAY" shall mean any day on which the New York Stock Exchange is open for trading and on which the Fund calculates it net asset value pursuant to the rules of the SECtrading. "NETWORKING" shall mean the NSCC's product that allows Fund's and Companies to exchange account level information electronically. "SETTLING BANK" shall mean the entity appointed by the Fund to perform such settlement services on behalf of the Fund and agrees to abide by the NSCC's Rules and Procedures insofar as they relate to the same day funds settlement. If the Company is somehow prohibited from submitting purchase and settlement instructions to the Fund for Portfolio shares via the NSCC's DCC&S platform the following shall apply to this Section:Fund.

Purchase and Redemption of Fund Shares. 1.1 The Fund and the Underwriter agree to sell to the Company those shares of the Portfolios which the Company orders on behalf of any Separate Account, executing such orders on a daily basis at the net asset value next computed after receipt and acceptance by the Fund or its designee of such order. For purposes of this Section, the Fund designates the Company shall be as its agent for the designee purpose of receiving orders from each Separate Account to buy shares of the Fund for receipt of such orders from each Separate Account. Receipt by such designee shall constitute receipt by the Fund; provided that the Fund Fund, its designee or the Underwriter receives notice of such order via the National Securities Clearing Corporation (the "“NSCC"”) by 9:00 8:30 a.m. Eastern Time on the next following Business DayDay and the Company complies with the terms of the Fund’s registration statement on Form N-lA, as amended. The Fund or its designee will receive all orders to purchase Portfolio shares using the NSCC's ’s Defined Contribution Clearance & Settlement ("“DCC&S"”) platform. The Fund or its designee will also provide the Company with account positions and activity data using the NSCC's ’s Networking platform. The Company shall pay for Portfolio shares by the scheduled close of federal funds transmissions on the same Business Day it places an order to purchase Portfolio shares in accordance with this section using the NSCC's ’s Fund/SERV System. Payment shall be in federal funds transmitted by wire from the Fund's ’s designated Settling Bank to the NSCC. "BUSINESS DAY" “Business Day” shall mean any day on which the New York Stock Exchange is open for trading and on which the Fund calculates it net asset value pursuant to the rules of the SEC. "NETWORKING" “Networking” shall mean the NSCC's ’s product that allows Fund's ’s and Companies to exchange account level information electronically. "SETTLING BANK" “Settling Bank” shall mean the entity appointed by the Fund to perform such settlement services on behalf of the Fund and agrees to abide by the NSCC's ’s Rules and Procedures insofar as they relate to the same day funds settlement. If the Company is somehow prohibited from submitting purchase and settlement instructions to the Fund or its designee for Portfolio shares via the NSCC's ’s DCC&S platform the following shall apply to this Section:: The Fund and the Underwriter agree to sell the Company those shares of the Portfolios which the Company orders on behalf of any Separate Account, executing such orders on a daily basis at the net asset value next computed after receipt and acceptance by the Fund or its designee of such order. For purposes of this Section, the Company shall be the designee of the Fund for the receipt of such orders from the Separate Account and receipt by such designee shall constitute receipt by the Fund; provided that the Fund or the Underwriter receives notice (via email and/or facsimile) of such order by 8:30 a.m. Eastern Time on the next following Business Day and the Company complies with the terms of the Fund’s registration statement on Form N- l A, as amended (“Prospectus”). The Company shall pay for Portfolio

Purchase and Redemption of Fund Shares. 1.1 The Fund and the Underwriter agree to sell to the Company those shares of the Portfolios which the Company orders on behalf of any Separate Account, executing such orders on a daily basis at the net asset value next computed after receipt and acceptance by the Fund or its designee agent of such order. For purposes of this Section, the Company shall be the designee agent of the Fund for the limited purpose of receipt and acceptance of such orders from each Separate Account. Receipt and acceptance by such designee the Company shall constitute receipt and acceptance by the Fund; provided that the Fund or the Underwriter its designee receives notice of such order via the National Securities Clearing Corporation (the "NSCC") by 9:00 7:00 a.m. Eastern Time on the next following Business Day. The Fund will receive all orders to purchase Portfolio shares using the NSCC's Defined Contribution Clearance & Settlement ("DCC&S") platform. The Fund will also provide the Company with account positions and activity data using the NSCC's Networking platform. The Company shall pay for Portfolio shares by the scheduled close of federal funds transmissions on the same Business Day it places an order to purchase Portfolio shares in accordance with this section using the NSCC's Fund/SERV System. Payment shall be in federal funds transmitted by wire from the Fund's designated Settling Bank to the NSCC. "BUSINESS DAY" shall mean any day on which the New York Stock Exchange is open for regular session trading and on which the Fund calculates it net asset value pursuant to the rules of the SEC. "NETWORKING" shall mean the NSCC's product that allows Fund's Funds and Companies to exchange account level information electronically. "SETTLING BANK" shall mean the entity appointed by the Fund to perform such settlement services on behalf of the Fund and agrees to abide by the NSCC's Rules and Procedures insofar as they relate to the same day funds settlement. If the Company is somehow prohibited from submitting purchase and settlement instructions to the Fund for Portfolio shares via the NSCC's DCC&S platform the following shall apply to this Section:

Purchase and Redemption of Fund Shares. 1.1 The Fund and the Underwriter agree agrees to sell to the Company those shares of the Portfolios for which the Company places purchase orders in proper form, as set forth in the then current prospectus of the applicable Portfolio, on behalf of any Separate Account, executing such orders on a daily basis at the net asset value next computed after receipt and acceptance by the Fund or its designee of such order. For purposes of this Section, the Company shall be the designee of the Fund for receipt of such orders from each Separate Account. Receipt by Company, as such designee designee, shall constitute receipt by the Fund; provided that the Fund or the Underwriter its designee receives notice of such order via the National Securities Clearing Corporation (the "“NSCC"”) by 9:00 8:30 a.m. Eastern Time on the next following Business Day. The Fund will receive all orders to purchase Portfolio shares using the NSCC's ’s Defined Contribution Clearance & Settlement ("“DCC&S"”) platform. The Fund will also provide the Company with account positions and activity data using the NSCC's ’s Networking platform. The Company shall pay for Portfolio shares by the scheduled close of federal funds transmissions on the same Business Day it places an order to purchase Portfolio shares in accordance with this section Section using the NSCC's ’s Fund/SERV System. Payment shall be in federal funds transmitted by wire from the Fund's ’s designated Settling Bank to the NSCC. "BUSINESS DAY" “Business Day” shall mean any day on which the New York Stock Exchange is open for trading and on which the Fund calculates it its net asset value pursuant to the rules of the SEC. "NETWORKING" “Networking” shall mean the NSCC's ’s product that allows Fund's funds and Companies companies to exchange account level information electronically. "SETTLING BANK" “Settling Bank” shall mean the entity appointed by the Fund to perform such settlement services on behalf of the Fund and agrees to abide by the NSCC's ’s Rules and Procedures insofar as they relate to the same day funds settlement. If the Company is somehow prohibited from submitting purchase and settlement instructions to the Fund for Portfolio shares via the NSCC's ’s DCC&S platform platform, the following shall apply to this Section:

Purchase and Redemption of Fund Shares. 1.1 The Fund and the Underwriter agree agrees to sell to the Company those shares of the Portfolios Funds which the Company orders on behalf of any Separate Account, executing such orders on a daily basis at the net asset value next computed after receipt and acceptance by the Fund Underwriter or its designee of such order. For purposes of this Section, the Company shall be the designee of the Fund for receipt of such orders from each Separate Account. Receipt by such designee shall constitute receipt by the Fund; provided that the Fund or the Underwriter receives notice of such order via the National Securities Clearing Corporation (the "NSCC") by 9:00 10:00 a.m. Eastern Time on the next following Business Day. The Fund will receive all orders to purchase Portfolio Fund shares using the NSCC's Defined Contribution Clearance & Settlement ("DCC&S") platform. The Fund will also provide the Company with account positions and activity data using the NSCC's Networking platform. The Company shall pay for Portfolio Fund shares by the scheduled close of federal funds transmissions on the same Business Day it places an order to purchase Portfolio Fund shares in accordance with this section using the NSCC's Fund/SERV System. Payment shall be in federal funds transmitted by wire from the Fund's designated Settling Bank to the NSCC. "BUSINESS DAY" shall mean any day on which the New York Stock Exchange is open for trading and on which the Fund calculates it net asset value pursuant to the rules of the SEC. "NETWORKING" shall mean the NSCC's product that allows Fund's and Companies to exchange account level information electronically. "SETTLING BANK" shall mean the entity appointed by the Fund to perform such settlement services on behalf of the Fund and agrees to abide by the NSCC's Rules and Procedures insofar as they relate to the same day funds settlement. If the Company is somehow prohibited from submitting purchase and settlement instructions to the Fund for Portfolio Fund shares via the NSCC's DCC&S platform the following shall apply to this Section:

Purchase and Redemption of Fund Shares. 1.1 The Fund Fun d and the Underwriter GS&Co. agree to sell to the Company those shares of the Portfolios which the Company orders on behalf of any Separate Account, executing such orders on a daily basis at the net asset value next computed after receipt and acceptance by the Fund or its designee of such order. For purposes of this Section, the Company is appointed an agent of the Fund for the limited purpose of receiving such orders from each Separate Account. Receipt by such designee shall constitute receipt by the Fund; provided that the Fund or GS&Co. receives notice of such order via the National Securities Clearing Corporation (the “NSCC “) by 10:00 a.m. Eastern Time on the next following business day. The Fund will receive all orders to purchase Portfolio shares using the NSCC’s Defined Contribution Clearance & Settlement (“DCC&S”) platform. The Fund will also provide the Company with account position s and activity data using the NSCC’s Networking platform. The Company shall pay for Portfolio shares by the scheduled close of federal funds transmissions on the same Business Day it Pl aces an order to purchase Portfolio shares in accordance with this section using the NSCC’s Fund/SERV E System. Such payment shall be in federal funds transmitted by wire from the Company’s designated custodian to the NSCC and shall be processed in accordance with the NSCC’s Rules and Procedures insofar as they relate to the same day funds settlement. Except as otherwise specifically provided in this Agreement, orders will be handled and processed in accordance with the standard practices of GS&Co. and the Fund and consistent with the registration statement of each Fund. “Networking” shall mean the NSCC’s product that allows Fund’s and Companies to exchange account level information electronically. If the Company is somehow prohibited from submitting purchase and settlement instructions to the Fund for Portfolio shares via the NSCC’s DCC&S platform the following shall appl y to this Section: The Fund and GS&Co. agree to sell the Company those shares of the Portfolios which the Company orders on behalf of any Separate Account, executing such orders on a daily basis at the net asset value next computed after receipt and acceptance by the Fund or its designee of such order. For purposes of this Section, the Company shall be the designee of the Fund for the receipt of such orders from each the Separate Account. Receipt Account and receipt by such designee shall constitute receipt by the FundFund ; provided that the Fund or the Underwriter GS&Co. receives notice of such order via the National Securities Clearing Corporation (the "NSCC") by 9:00 10:00 a.m. Eastern Time on the next following Business Day. The Fund will receive all orders to purchase Portfolio shares using the NSCC's Defined Contribution Clearance & Settlement ("DCC&S") platform. The Fund will also provide the Company with account positions and activity data using the NSCC's Networking platform. The Company shall pay for Portfolio shares by the scheduled close of federal funds transmissions on the same Business Day it places an order to purchase Portfolio shares in accordance with this section using the NSCC's Fund/SERV Systemsection. Payment shall be in federal funds transmitted by wire from the Fund's designated Settling Bank to the NSCC. "BUSINESS DAY" shall mean any day on which the New York Stock Exchange is open for trading and on which the Fund calculates it net asset value pursuant to the rules of the SEC. "NETWORKING" shall mean the NSCC's product that allows Fund's and Companies to exchange account level information electronically. "SETTLING BANK" shall mean the entity appointed by the Fund to perform such settlement services on behalf of the Fund and agrees to abide by the NSCC's Rules and Procedures insofar as they relate to the same day funds settlement. If the Company is somehow prohibited from submitting purchase and settlement instructions to the Fund for Portfolio shares via the NSCC's DCC&S platform the following shall apply to this Section:the

Purchase and Redemption of Fund Shares. 1.1 The Fund Underwriter, on its own behalf and the Underwriter agree on behalf of each Fund, agrees to sell to the Company those shares of the Portfolios which the Company orders on behalf of any Separate Account, executing such orders on a daily basis at the net asset value next computed after receipt and acceptance by the Fund Underwriter, its affiliate or its designee of such order. For purposes of this Section, the Company shall be the designee of the Fund Underwriter or its affiliate for receipt of such orders from each Separate Account, provided the Company receives such orders by 4 p.m. Eastern Time of a Business Day. Any orders received after 4 p.m. Eastern Time of a given Business Day will be processed with the next Business Day’s business. Receipt by such designee shall constitute receipt by the Fund; Underwriter, provided that the Fund Underwriter or the Underwriter its affiliate receives notice of such order via the National Securities Clearing Corporation (the "hereinafter “NSCC"”) by 9:00 10:00 a.m. Eastern Time on the next following Business Day. The Fund Underwriter or its affiliate will receive all orders to purchase Portfolio shares using the NSCC's ’s Defined Contribution Clearance & Settlement ("hereinafter “DCC&S"”) platform. The Fund Underwriter or its affiliate will also provide the Company with account positions and activity data using the NSCC's ’s Networking platform. The Company shall pay for Portfolio shares by the scheduled close of federal funds transmissions on the same Business Day on which it places an order to purchase Portfolio shares in accordance with this section using the NSCC's Fund/SERV Systemsection. Payment shall be in federal funds transmitted by wire from the Fund's Company’s designated Settling Bank to the NSCC. "BUSINESS DAY" shall mean any day on which Upon receipt by the New York Stock Exchange is open for trading and on which the Fund calculates it net asset value pursuant to the rules Underwriter or its affiliate of the SEC. "NETWORKING" federal funds so wired, such funds shall mean cease to be the NSCC's product that allows Fund's and Companies to exchange account level information electronically. "SETTLING BANK" shall mean the entity appointed by the Fund to perform such settlement services on behalf responsibility of the Fund Company and agrees to abide by shall become the NSCC's Rules and Procedures insofar as they relate to responsibility of the same day funds settlement. If the Company is somehow prohibited from submitting purchase and settlement instructions to the Fund for Portfolio shares via the NSCC's DCC&S platform the following shall apply to this Section:Underwriter or its affiliate.

Purchase and Redemption of Fund Shares. 1.1 The Fund Transfer Agent, on behalf of itself and the Underwriter agree Fund, agrees to sell to arid redeem from the Company those shares of the Portfolios Funds ("Shares") which the Company orders on behalf of any Separate Account, executing such orders on a daily basis at the net asset value next computed after receipt and acceptance by the Fund or its designee of such order. For purposes of this Section only, the Company shall be the agent of the Transfer Agent for receipt of such orders from each Separate Account. Receipt by such agent shall constitute receipt by the Fund; provided that the Transfer Agent receives notice of such order via the National Securities Clearing Corporation (the "NSCC") by 8:30 a.m. Eastern Time on the next following Business Day. The Transfer Agent will receive all orders to purchase Shares using the NSCC's 'Defined Contribution Clearance & Settlement ("DCC&S") platform. The Transfer Agent will also provide the Company with account positions and activity data using the NSCC's Networking platform. In the event that the Company cannot transmit orders to purchase or redeem shares through the DCC&S platform on an automated basis, the Company shall use all commercially reasonable efforts to inform the Transfer Agent of the placement of manual orders, and the Company may transmit manual orders and redemptions up until 9:00 am Eastern Time on the next following Business Day after receipt by the Company. In all such cases, the Company agrees to execute orders on a daily basis at the net asset value next computed after receipt and acceptance by the Fund or its designee of such order. The Company shall pay for Shares by the scheduled close of federal funds transmissions on the same Business Day it places an order to purchase Portfolio shares in accordance with this section using the NSCC's Fund/SERV System. Payment shall be in federal funds transmitted by wire from the Company's designated Settling Bank to the NSCC. "BUSINESS DAY" shall mean any day on which the Fund calculates it net asset value pursuant to the rules of the SEC. "NETWORKING" shall mean the NSCC's product that allows Fund's and Companies to exchange account level information electronically. "SETTLING BANK" shall mean the entity appointed by the Fund or Transfer Agent to perform such settlement services on behalf of the Fund and agrees to abide by the NSCC's Rules and Procedures insofar as they relate to the same day funds settlement. If the Company is somehow prohibited from submitting purchase and settlement instructions for Shares via the NSCC's DCC&S platform the following shall apply to this Section: The Transfer Agent, on behalf of itself and the Fund, agrees to process orders from the Company to permit it to purchase those Shares which the Company orders on behalf of any Separate Account, executing such orders on a daily basis at the net asset value next computed after receipt and acceptance by the Fund or its designee of such order. For purposes of this Section, the Company shall be the designee of the Fund for the receipt of such orders from each the Separate Account. Receipt Account and receipt by such designee shall constitute receipt by the Fund; provided that the Fund or the Underwriter Transfer Agent receives notice of such order via the National Securities Clearing Corporation (the "NSCC") by 9:00 8:30 a.m. Eastern Time on the next following Business Day. The Fund will receive all orders to purchase Portfolio shares using the NSCC's Defined Contribution Clearance & Settlement ("DCC&S") platform. The Fund will also provide the Company with account positions and activity data using the NSCC's Networking platform. The Company shall pay for Portfolio shares by the scheduled close of federal funds transmissions on the same Business Day it places an order to purchase Portfolio shares in accordance with this section using the NSCC's Fund/SERV Systemsection. Payment shall be in federal funds transmitted by wire from to the Fund's designated Settling Bank to the NSCC. "BUSINESS DAY" shall mean any day on which the New York Stock Exchange is open for trading and on which the Fund calculates it net asset value pursuant to the rules of the SEC. "NETWORKING" shall mean the NSCC's product that allows Fund's and Companies to exchange account level information electronically. "SETTLING BANK" shall mean the entity appointed by the Fund to perform such settlement services on behalf of the Fund and agrees to abide by the NSCC's Rules and Procedures insofar as they relate to the same day funds settlement. If the Company is somehow prohibited from submitting purchase and settlement instructions to the Fund for Portfolio shares via the NSCC's DCC&S platform the following shall apply to this Section:custodian.

Purchase and Redemption of Fund Shares. 1.1 The Fund and the Underwriter agree to sell to the Company those shares of the Portfolios which the Company orders on behalf of any Separate Account, executing such orders on a daily basis at the net asset value ("NAV") next computed after receipt and acceptance by the Fund or its designee of such order. For purposes of this SectionSection 1.1, the Company shall be the designee of the Fund for receipt of such orders from each Separate Account. Receipt by such designee shall constitute receipt by the Fund; provided that the Fund or the Underwriter receives notice of such order via the National Securities Clearing Corporation (the "NSCC") by 9:00 a.m. Eastern Time in accordance with the NSCC's Defined Contribution Clearance & Settlement ("DCC&S") platform guidelines on the next following Business Day. The Fund will receive all orders to purchase Portfolio shares using the NSCC's Defined Contribution Clearance & Settlement ("DCC&S") DCC&S platform. The Fund will also provide the Company with account positions and activity data using the NSCC's Networking platform. The Company shall pay for Portfolio shares by the scheduled close of federal funds transmissions on the same Business Day it places an order to purchase Portfolio shares in accordance with this section using the NSCC's Fund/SERV Continuous Net Settlement ("CNS") System. Payment shall be in federal funds transmitted by wire from the Fund's designated Settling Bank to the NSCC. "BUSINESS DAYBusiness Day" shall mean any day on which the New York Stock Exchange is open for trading and on which the Fund calculates it net asset value its NAV pursuant to the rules of the SEC. "NETWORKINGNetworking" shall mean the NSCC's product that allows Fund's and Companies to exchange account level information electronically. "SETTLING BANKSettling Bank" shall mean the entity appointed by the Fund to perform such settlement services on behalf of the Fund and agrees to abide by the NSCC's Rules and Procedures insofar as they relate to the same day funds settlement. If the Company is somehow prohibited from submitting purchase and settlement instructions to the Fund for Portfolio shares via the NSCC's DCC&S platform the following shall apply to this Section:Section 1.1: The Fund and the Underwriter agree to sell the Company those shares of the Portfolios which the Company orders on behalf of any Separate Account, executing such orders on a daily basis at the NAV next computed after receipt and acceptance by the Fund or its designee of such order. For purposes of this Section 1.1, the Company shall be the designee of the Fund for the receipt of such orders from the Separate Account. Receipt by such designee shall constitute receipt by the Fund; provided that the Fund or the Underwriter receives notice of such order by 10:00 a.m. Eastern Time on the next following Business Day. The Company shall pay for Portfolio shares by the scheduled close of federal funds transmissions on the next Business Day it places an order to purchase Portfolio shares in accordance with this section. Payment shall be in federal funds transmitted by wire to the Fund's designated custodian. Business Day shall mean any day on which the New York Stock Exchange is open for trading and on which the Fund calculates it NAV pursuant to the rules of the SEC. The Company shall submit trades using DCC&S if it is available; otherwise facsimiles shall be used.

Purchase and Redemption of Fund Shares. 1.1 The Fund and the Underwriter agree Company, on behalf of each Fund, agrees to sell to the Company those Fund shares of the Portfolios which the Company orders on behalf of any Separate Account, executing such orders on a daily basis at the net asset value next computed after receipt and acceptance by the each Fund or its designee of such order. For purposes of this Section, the Company shall be the designee of the each Fund for receipt of such orders from each Separate Account. Receipt by such designee shall constitute receipt by the a Fund; provided that the Fund or the Underwriter receives notice of such order via the National Securities Clearing Corporation (the "NSCC") by 9:00 10:00 a.m. Eastern Time on the next following Business Day. The Each Fund will receive all orders to purchase Portfolio its shares using the NSCC's Defined Contribution Clearance & Settlement ("DCC&S") platform. The Each Fund will also provide the Company with account positions and activity data using the NSCC's Networking platform. The Company shall pay for Portfolio each Fund's shares by the scheduled close of federal funds transmissions on the same Business Day it places an order to purchase Portfolio shares in accordance with this section using the NSCC's Fund/SERV System. Payment shall be in federal funds transmitted by wire from the a Fund's designated Settling Bank to the NSCC. "BUSINESS DAY" shall mean any day on which the New York Stock Exchange is open for trading and on which the each Fund calculates it net asset value pursuant to the rules of the SEC. "NETWORKING" shall mean the NSCC's product that allows Fund's the Funds and Companies the Company to exchange account level information electronically. "SETTLING BANK" shall mean the entity appointed by the each Fund to perform such settlement services on behalf of the Fund and agrees to abide by the NSCC's Rules and Procedures insofar as they relate to the same day funds settlement. If the Company is somehow prohibited from submitting purchase and settlement instructions to the a Fund for Portfolio its shares via the NSCC's DCC&S platform the following shall apply to this Section:: The Fund Company, on behalf of each Fund,agrees to sell the Company those Fund shares which the Company orders on behalf of any Separate Account, executing such orders on a daily basis at the net asset value next computed after receipt and acceptance by each Fund or its designee of such order. For purposes of this Section, the Company shall be the designee of each Fund for the receipt of such orders from the Separate Account and receipt by such designee shall constitute receipt by a Fund; provided that the Fund receives notice (via email and/or facsimile) of such order by 10:00 a.m. Eastern Time on the next following Business Day. The Company shall pay for Fund shares by 5:00 p.m. Eastern Time on the same Business Day it places an order to purchase shares in accordance with this section. Payment shall be in federal funds transmitted by wire to the relevant Fund's designated custodian.