Qualified Appraiser. The Lender will use an appraiser that is properly licensed or certified, as appropriate, to make residential real estate appraisals in accordance with the criteria set forth by the Appraiser Qualification Board (AQB) of the Appraisal Founda- tion regardless of the amount of the loan. Appraisers may not discriminate against any person in making or per- forming appraisal services because of race, color, familial status, religion, sex, age, disability, or national origin.
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