Common use of Range of Gross Interest Rates (% Clause in Contracts

Range of Gross Interest Rates (%. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Range of Gross Interest Rates (%) Loans Balance ($) Balance Rate (%) (months) LTV Score --------------------------------------------------------------------------------------------------------------------------------- 4.000 - 4.999 1 372,000 0.13 4.950 356 80.00 744 5.000 - 5.999 111 38,511,331 13.55 5.748 356 78.91 676 6.000 - 6.999 464 148,998,982 52.41 6.533 357 79.32 647 7.000 - 7.999 223 68,346,636 24.04 7.416 357 79.49 622 8.000 - 8.999 36 10,008,933 3.52 8.390 357 81.15 576 9.000 - 9.999 62 5,413,812 1.90 9.620 252 97.35 666 10.000 - 10.999 126 10,595,542 3.73 10.550 238 99.73 654 11.000 - 11.999 26 2,012,028 0.71 11.412 232 99.82 657 12.000 - 12.999 1 47,746 0.02 12.125 176 100.00 662 --------------------------------------------------------------------------------------------------------------------------------- Total: 1,050 284,307,011 100.00 6.946 349 80.62 643 --------------------------------------------------------------------------------------------------------------------------------- Minimum: 4.950 Maximum: 12.125 Weighted Average: 6.946

Range of Gross Interest Rates (%. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Range of Gross Interest Rates (%) Loans Balance ($) Balance Rate (%) (months) LTV Score --------------------------------------------------------------------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------------------------------------- 4.000 - 4.999 1 372,000 0.13 0.05 4.950 356 80.00 744 5.000 - 5.999 111 38,511,331 13.55 5.748 356 78.91 676 295 78,313,791 9.54 5.782 358 78.36 669 6.000 - 6.999 464 148,998,982 52.41 6.533 1,730 390,835,361 47.59 6.589 357 79.32 647 80.68 645 7.000 - 7.999 223 68,346,636 24.04 7.416 1,303 250,671,194 30.52 7.467 357 79.49 82.43 622 8.000 - 8.999 36 10,008,933 3.52 8.390 470 68,960,811 8.40 8.433 357 81.15 576 84.27 597 9.000 - 9.999 62 5,413,812 1.90 9.620 252 97.35 666 208 23,192,390 2.82 9.465 357 87.82 582 10.000 - 10.999 126 10,595,542 3.73 10.550 238 99.73 654 103 7,619,751 0.93 10.374 357 91.69 577 11.000 - 11.999 26 2,012,028 0.71 11.412 232 99.82 657 17 1,248,549 0.15 11.281 357 87.52 561 12.000 - 12.999 1 47,746 0.02 12.125 176 100.00 662 --------------------------------------------------------------------------------------------------------------------------------- 60,669 0.01 12.130 357 84.92 561 ----------------------------------------------------------------------------------------------------------------------------------- Total: 1,050 284,307,011 4,128 821,274,515 100.00 6.946 349 80.62 643 --------------------------------------------------------------------------------------------------------------------------------- 7.058 357 81.61 634 ----------------------------------------------------------------------------------------------------------------------------------- Minimum: 4.950 Maximum: 12.125 12.130 Weighted Average: 6.9467.058

Range of Gross Interest Rates (%. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Comb Mortgage Principal Principal Interest Term Original FICO Range of Gross Interest Rates (%) Loans Balance ($) Balance Rate (%) (months) LTV Score --------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------- 4.000 - 4.999 1 372,000 0.13 4.950 356 80.00 744 28 7,066,278 1.05 4.680 314 81.48 5.000 - 5.999 111 38,511,331 13.55 5.748 356 78.91 676 553 111,074,259 16.47 5.745 347 72.55 6.000 - 6.999 464 148,998,982 52.41 6.533 357 79.32 647 1,393 258,454,732 38.32 6.541 350 77.29 7.000 - 7.999 223 68,346,636 24.04 7.416 357 79.49 622 1,257 201,282,922 29.84 7.486 352 80.99 8.000 - 8.999 36 10,008,933 3.52 8.390 357 81.15 576 521 67,856,852 10.06 8.432 350 81.23 9.000 - 9.999 62 5,413,812 1.90 9.620 252 97.35 666 161 16,169,924 2.40 9.453 344 80.61 10.000 - 10.999 126 10,595,542 3.73 10.550 238 99.73 654 183 9,703,572 1.44 10.419 302 91.80 11.000 - 11.999 26 2,012,028 0.71 11.412 232 99.82 657 55 2,457,118 0.36 11.316 288 99.13 12.000 - 12.999 1 47,746 0.02 12.125 176 100.00 662 --------------------------------------------------------------------------------------------------------------------------------- 9 387,062 0.06 12.188 292 87.30 ---------------------------------------------------------------------------------------------------------------------------- Total: 1,050 284,307,011 4,160 674,452,720 100.00 6.946 7.009 349 80.62 643 --------------------------------------------------------------------------------------------------------------------------------- 78.43 ---------------------------------------------------------------------------------------------------------------------------- Minimum: 4.950 4.100 Maximum: 12.125 12.550 Weighted Average: 6.9467.009

Range of Gross Interest Rates (%. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Range of Gross Interest Rates (%) Loans Balance ($) Balance Rate (%) (months) LTV Score --------------------------------------------------------------------------------------------------------------------------------- 4.000 - 4.999 1 372,000 0.13 4.950 356 80.00 744 5.000 - 5.999 111 38,511,331 13.55 5.748 356 78.91 676 23 4,795,195 3.93 5.787 357 70.33 664 6.000 - 6.999 464 148,998,982 52.41 6.533 357 79.32 647 279 53,488,437 43.80 6.688 355 80.34 650 7.000 - 7.999 223 68,346,636 24.04 7.416 240 43,305,831 35.46 7.515 357 79.49 622 81.35 626 8.000 - 8.999 36 10,008,933 3.52 8.390 357 81.15 576 74 10,760,944 8.81 8.399 356 81.11 582 9.000 - 9.999 62 5,413,812 1.90 9.620 252 97.35 666 58 5,403,605 4.42 9.482 307 92.59 616 10.000 - 10.999 126 10,595,542 3.73 10.550 238 99.73 654 64 2,816,293 2.31 10.548 187 99.37 662 11.000 - 11.999 26 2,012,028 0.71 11.412 232 99.82 657 25 1,209,276 0.99 11.436 226 94.81 623 12.000 - 12.999 1 47,746 0.02 12.125 176 100.00 662 6 238,043 0.19 12.318 199 98.75 636 14.000 - 14.999 2 108,440 0.09 14.444 177 98.55 650 --------------------------------------------------------------------------------------------------------------------------------- Total: 1,050 284,307,011 771 122,126,064 100.00 6.946 349 80.62 643 7.374 348 81.55 635 --------------------------------------------------------------------------------------------------------------------------------- Minimum: 4.950 5.330 Maximum: 12.125 14.625 Weighted Average: 6.9467.374

Range of Gross Interest Rates (%. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Range of Gross Interest Rates (%) Loans Balance ($) Balance Rate (%) (months) LTV Score --------------------------------------------------------------------------------------------------------------------------------- 4.000 - 4.999 1 372,000 0.13 4.950 356 80.00 744 ----------------------------------------------------------------------------------------------------------------------------------- 5.000 - 5.999 111 38,511,331 13.55 5.748 356 78.91 676 23 5,197,078 3.63 5.925 347 77.59 692 6.000 - 6.999 464 148,998,982 52.41 6.533 357 79.32 647 249 45,743,460 31.93 6.626 348 76.77 649 7.000 - 7.999 223 68,346,636 24.04 7.416 357 79.49 622 245 35,932,993 25.08 7.505 346 81.66 620 8.000 - 8.999 36 10,008,933 3.52 8.390 357 81.15 576 80 6,193,705 4.32 8.495 334 87.73 620 9.000 - 9.999 62 5,413,812 1.90 9.620 252 97.35 239 13,438,454 9.38 9.679 239 98.27 666 10.000 - 10.999 126 10,595,542 3.73 10.550 238 99.73 654 508 26,514,753 18.51 10.587 213 99.54 656 11.000 - 11.999 26 2,012,028 0.71 11.412 232 99.82 657 191 8,205,809 5.73 11.456 216 99.41 646 12.000 - 12.999 37 1,524,753 1.06 12.337 239 99.38 642 13.000 - 13.999 4 106,865 0.07 13.165 177 100.00 643 14.000 - 14.999 14 383,297 0.27 14.332 176 99.59 644 15.000 - 15.999 1 47,746 25,191 0.02 12.125 176 15.990 177 100.00 662 --------------------------------------------------------------------------------------------------------------------------------- 649 ----------------------------------------------------------------------------------------------------------------------------------- Total: 1,050 284,307,011 1,591 143,266,359 100.00 6.946 349 80.62 643 --------------------------------------------------------------------------------------------------------------------------------- 8.286 303 86.35 644 ----------------------------------------------------------------------------------------------------------------------------------- Minimum: 4.950 5.375 Maximum: 12.125 15.990 Weighted Average: 6.9468.286

Range of Gross Interest Rates (%. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Range of Gross Interest Rates (%) Loans Balance ($) Balance Rate (%) (months) LTV Score --------------------------------------------------------------------------------------------------------------------------------- 4.000 - 4.999 1 372,000 0.13 0.10 4.950 356 80.00 744 5.000 - 5.999 111 38,511,331 13.55 5.748 356 78.91 676 139 43,472,482 11.16 5.752 358 79.48 680 6.000 - 6.999 464 148,998,982 52.41 6.533 861 230,657,784 59.23 6.553 357 79.32 647 80.39 654 7.000 - 7.999 223 68,346,636 24.04 7.416 400 102,725,502 26.38 7.405 357 79.49 622 82.55 638 8.000 - 8.999 36 10,008,933 3.52 8.390 357 81.15 576 43 11,076,743 2.84 8.362 356 83.85 636 9.000 - 9.999 62 5,413,812 1.90 9.620 252 97.35 666 10.000 - 10.999 126 10,595,542 3.73 10.550 238 99.73 654 11.000 - 11.999 26 2,012,028 0.71 11.412 232 99.82 657 12.000 - 12.999 1 47,746 0.02 12.125 176 100.00 662 5 1,144,929 0.29 9.474 356 79.88 585 --------------------------------------------------------------------------------------------------------------------------------- Total: 1,050 284,307,011 1,449 389,449,441 100.00 6.946 349 80.62 643 6.747 357 80.96 652 --------------------------------------------------------------------------------------------------------------------------------- Minimum: 4.950 Maximum: 12.125 9.755 Weighted Average: 6.9466.747

Range of Gross Interest Rates (%. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Comb Mortgage Principal Principal Interest Term Original FICO Range of Gross Interest Rates (%) Loans Balance ($) Balance Rate (%) (months) LTV Score --------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------- 4.000 - 4.999 1 372,000 0.13 4.950 356 80.00 744 17 6,154,050 1.09 4.813 353 79.76 5.000 - 5.999 111 38,511,331 13.55 5.748 356 78.91 676 388 114,059,232 20.29 5.675 347 76.07 6.000 - 6.999 464 148,998,982 52.41 6.533 357 79.32 647 732 172,922,480 30.76 6.529 353 78.93 7.000 - 7.999 223 68,346,636 24.04 7.416 357 79.49 622 962 177,536,266 31.59 7.524 352 81.85 8.000 - 8.999 36 10,008,933 3.52 8.390 357 81.15 576 430 66,344,470 11.80 8.433 353 82.36 9.000 - 9.999 62 5,413,812 1.90 9.620 252 97.35 666 176 18,204,200 3.24 9.463 350 80.94 10.000 - 10.999 126 10,595,542 3.73 10.550 238 99.73 654 66 4,998,174 0.89 10.452 348 74.01 11.000 - 11.999 26 2,012,028 0.71 11.412 232 99.82 657 17 1,636,907 0.29 11.421 345 77.97 12.000 - 12.999 4 186,890 0.03 12.186 331 74.58 13.000 - 13.999 1 47,746 0.02 12.125 176 100.00 662 --------------------------------------------------------------------------------------------------------------------------------- 45,857 0.01 13.005 356 85.00 ---------------------------------------------------------------------------------------------------------------------------- Total: 1,050 284,307,011 2,793 562,088,526 100.00 6.946 349 80.62 643 --------------------------------------------------------------------------------------------------------------------------------- 7.022 351 79.70 Minimum: 4.950 4.500 Maximum: 12.125 13.005 Weighted Average: 6.9467.022

Range of Gross Interest Rates (%. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Comb Mortgage Principal Principal Interest Term Original FICO Range of Gross Interest Rates (%) Loans Balance ($) Balance Rate (%) (months) LTV Score --------------------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------------------- 4.000 - 4.999 1 372,000 0.13 4.950 356 80.00 744 29 10,258,751 1.96 4.661 324 77.69 5.000 - 5.999 111 38,511,331 13.55 5.748 356 78.91 676 314 109,178,260 20.83 5.676 353 74.78 6.000 - 6.999 464 148,998,982 52.41 604 172,678,651 32.95 6.533 357 79.32 647 353 78.33 7.000 - 7.999 223 68,346,636 24.04 7.416 357 79.49 622 605 125,833,529 24.01 7.525 352 80.99 8.000 - 8.999 36 10,008,933 3.52 8.390 357 81.15 576 485 73,211,915 13.97 8.438 353 81.38 9.000 - 9.999 62 5,413,812 1.90 9.620 252 97.35 666 185 22,714,441 4.33 9.439 351 81.36 10.000 - 10.999 126 10,595,542 3.73 10.550 238 99.73 654 93 8,950,390 1.71 10.361 343 89.17 11.000 - 11.999 26 2,012,028 0.71 11.412 232 99.82 657 10 1,014,351 0.19 11.268 346 84.00 12.000 - 12.999 1 47,746 0.02 12.125 176 100.00 662 --------------------------------------------------------------------------------------------------------------------------------- 3 197,367 0.04 12.136 356 85.69 ------------------------------------------------------------------------------------------------------------------------------- Total: 1,050 284,307,011 2,328 524,037,656 100.00 6.946 349 80.62 643 --------------------------------------------------------------------------------------------------------------------------------- 7.025 352 78.97 ------------------------------------------------------------------------------------------------------------------------------- Minimum: 4.950 4.100 Maximum: 12.125 12.250 Weighted Average: 6.9467.025

Range of Gross Interest Rates (%. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Range of Gross Mortgage Principal Principal Interest Term Original FICO Range of Gross Interest Rates (%) Loans Balance ($) Balance Rate (%) (months) LTV Score --------------------------------------------------------------------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------------------- 4.000 - 4.999 1 372,000 0.13 0.07 4.950 356 80.00 744 5.000 - 5.999 111 38,511,331 13.55 5.748 356 78.91 676 185 54,991,672 10.53 5.781 357 77.99 675 6.000 - 6.999 464 148,998,982 52.41 6.533 357 79.32 647 920 240,956,663 46.12 6.577 356 80.64 650 7.000 - 7.999 223 68,346,636 24.04 7.416 357 79.49 622 665 144,054,172 27.57 7.477 356 83.21 633 8.000 - 8.999 36 10,008,933 3.52 8.390 357 81.15 576 197 28,112,989 5.38 8.422 354 85.96 619 9.000 - 9.999 62 5,413,812 1.90 9.620 252 97.35 666 259 23,535,180 4.50 9.580 312 92.25 615 10.000 - 10.999 126 10,595,542 3.73 10.550 238 99.73 654 356 24,002,373 4.59 10.517 258 97.78 636 11.000 - 11.999 26 2,012,028 0.71 11.412 232 99.82 657 92 5,524,241 1.06 11.446 244 97.77 639 12.000 - 12.999 1 47,746 0.02 12.125 176 100.00 662 --------------------------------------------------------------------------------------------------------------------------------- 11 738,182 0.14 12.300 242 97.96 632 14.000 - 14.999 3 148,219 0.03 14.392 177 98.94 653 ----------------------------------------------------------------------------------------------------------------- Total: 1,050 284,307,011 2,689 522,435,691 100.00 6.946 349 80.62 643 --------------------------------------------------------------------------------------------------------------------------------- 7.218 348 82.88 644 ----------------------------------------------------------------------------------------------------------------- Minimum: 4.950 Maximum: 12.125 14.625 Weighted Average: 6.9467.218

Range of Gross Interest Rates (%. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Range of Gross Interest Rates (%) Loans Balance ($) Balance Rate (%) (months) LTV Score --------------------------------------------------------------------------------------------------------------------------------- 4.000 - 4.999 1 372,000 0.13 4.950 356 80.00 744 5.000 - 5.999 111 38,511,331 13.55 5.748 356 78.91 676 11 3,070,524 4.76 5.944 357 78.60 688 6.000 - 6.999 464 148,998,982 52.41 6.533 357 79.32 647 84 21,458,869 33.30 6.639 356 78.71 663 7.000 - 7.999 223 68,346,636 24.04 7.416 101 27,365,835 42.47 7.485 357 79.49 622 80.65 665 8.000 - 8.999 36 10,008,933 3.52 8.390 357 81.15 576 30 7,143,199 11.08 8.377 356 80.44 676 9.000 - 9.999 62 5,413,812 1.90 9.620 252 97.35 666 15 2,058,342 3.19 9.663 338 86.32 650 10.000 - 10.999 126 10,595,542 3.73 10.550 238 99.73 654 28 1,671,453 2.59 10.559 217 98.26 683 11.000 - 11.999 26 2,012,028 0.71 11.412 232 99.82 657 16 1,035,578 1.61 11.571 251 97.01 638 12.000 - 12.999 7 506,846 0.79 12.356 257 100.00 629 13.000 - 13.999 1 47,746 0.02 12.125 176 53,963 0.08 13.000 177 100.00 662 651 14.000 - 14.999 1 76,963 0.12 14.625 177 100.00 639 --------------------------------------------------------------------------------------------------------------------------------- Total: 1,050 284,307,011 294 64,441,572 100.00 6.946 7.495 349 80.62 643 80.97 666 --------------------------------------------------------------------------------------------------------------------------------- Minimum: 4.950 5.690 Maximum: 12.125 14.625 Weighted Average: 6.9467.495

Range of Gross Interest Rates (%. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Range of Gross Interest Rates (%) Loans Balance ($) Balance Rate (%) (months) LTV Score --------------------------------------------------------------------------------------------------------------------------------- 4.000 - 4.999 1 372,000 0.13 4.950 356 80.00 744 5.000 - 5.999 111 38,511,331 13.55 5.748 356 78.91 676 103 28,581,295 6.44 5.823 358 77.39 696 6.000 - 6.999 464 148,998,982 52.41 6.533 357 79.32 647 842 203,866,144 45.96 6.638 356 79.48 665 7.000 - 7.999 223 68,346,636 24.04 7.416 357 79.49 622 670 146,420,334 33.01 7.467 356 80.89 642 8.000 - 8.999 36 10,008,933 3.52 8.390 357 81.15 576 147 25,353,221 5.72 8.396 355 83.31 645 9.000 - 9.999 62 5,413,812 1.90 9.620 252 97.35 666 143 11,086,760 2.50 9.639 276 93.31 667 10.000 - 10.999 126 10,595,542 3.73 10.550 238 99.73 654 361 20,931,960 4.72 10.597 221 99.41 662 11.000 - 11.999 26 2,012,028 0.71 11.412 232 99.82 657 110 5,730,170 1.29 11.443 230 98.70 652 12.000 - 12.999 29 1,231,651 0.28 12.312 245 99.24 646 13.000 - 13.999 1 47,746 0.02 12.125 176 25,123 0.01 13.000 177 100.00 662 661 14.000 - 14.999 11 317,499 0.07 14.287 177 99.50 650 15.000 - 15.999 1 25,191 0.01 15.990 177 100.00 649 --------------------------------------------------------------------------------------------------------------------------------- Total: 1,050 284,307,011 2,418 443,569,347 100.00 6.946 349 80.62 643 7.306 346 81.64 658 --------------------------------------------------------------------------------------------------------------------------------- Minimum: 4.950 5.250 Maximum: 12.125 15.990 Weighted Average: 6.9467.306

Range of Gross Interest Rates (%. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Range of Gross Interest Rates (%) Loans Balance ($) Balance Rate (%) (months) LTV Score --------------------------------------------------------------------------------------------------------------------------------- 4.000 - 4.999 1 372,000 0.13 4.950 356 80.00 744 5.000 - 5.999 111 38,511,331 13.55 5.748 356 78.91 676 6.000 - 6.999 464 148,998,982 52.41 6.533 357 79.32 647 7.000 - 7.999 223 68,346,636 24.04 7.416 357 79.49 622 2 150,750 0.31 7.958 175 100.00 683 8.000 - 8.999 36 10,008,933 3.52 8.390 357 81.15 576 23 852,499 1.74 8.793 238 99.38 713 9.000 - 9.999 62 5,413,812 1.90 9.620 252 97.35 666 217 11,652,337 23.78 9.722 223 99.61 676 10.000 - 10.999 126 10,595,542 3.73 10.550 238 99.73 654 505 26,300,297 53.67 10.590 212 99.66 657 11.000 - 11.999 26 2,012,028 0.71 11.412 232 99.82 657 188 8,036,412 16.40 11.457 215 99.67 647 12.000 - 12.999 36 1,491,777 3.04 12.329 237 99.37 643 13.000 - 13.999 4 106,865 0.22 13.165 177 100.00 643 14.000 - 14.999 14 383,297 0.78 14.332 176 99.59 644 15.000 - 15.999 1 47,746 0.02 12.125 176 25,191 0.05 15.990 177 100.00 662 649 --------------------------------------------------------------------------------------------------------------------------------- Total: 1,050 284,307,011 990 48,999,427 100.00 6.946 349 80.62 643 10.577 216 99.64 660 --------------------------------------------------------------------------------------------------------------------------------- Minimum: 4.950 7.850 Maximum: 12.125 15.990 Weighted Average: 6.94610.577

Range of Gross Interest Rates (%. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Range of Gross Interest Rates (%) Loans Balance ($) Balance Rate (%) (months) LTV Score --------------------------------------------------------------------------------------------------------------------------------- ----------------------------------------------- -------- ----------- --------- -------- --------- -------- 4.000 - 4.999 1 372,000 0.13 4.950 356 80.00 744 12 4,351,773 1.07 4.749 336 79.34 5.000 - 5.999 111 38,511,331 13.55 5.748 356 78.91 676 209 69,541,199 17.10 5.671 352 76.97 6.000 - 6.999 464 148,998,982 52.41 6.533 357 79.32 647 696 168,660,446 41.47 6.560 350 80.32 7.000 - 7.999 223 68,346,636 24.04 7.416 357 79.49 622 506 96,779,902 23.79 7.498 351 83.37 8.000 - 8.999 36 10,008,933 3.52 8.390 357 81.15 576 304 45,673,459 11.23 8.399 354 81.90 9.000 - 9.999 62 5,413,812 1.90 9.620 252 97.35 666 129 18,042,095 4.44 9.467 356 73.43 10.000 - 10.999 126 10,595,542 3.73 10.550 238 99.73 654 30 3,217,749 0.79 10.304 358 67.66 11.000 - 11.999 26 2,012,028 0.71 11.412 232 99.82 657 12.000 - 12.999 1 47,746 0.02 12.125 176 100.00 662 --------------------------------------------------------------------------------------------------------------------------------- 5 483,293 0.12 11.558 358 72.27 Total: 1,050 284,307,011 1,891 406,749,915 100.00 6.946 349 80.62 643 --------------------------------------------------------------------------------------------------------------------------------- 6.983 351 80.23 Minimum: 4.950 4.500 Maximum: 12.125 11.900 Weighted Average: 6.9466.983 Top