Common use of Realised and Unrealised Profits Clause in Contracts

Realised and Unrealised Profits. The breakdown of retained profits of the Group and the Bank as at the reporting date, into realised and unrealised profits, as disclosed pursuant to the directive issued by Bursa Malaysia Securities Berhad ("Bursa Malaysia") on 25 March 2010, is as follows: Total retained profits of Public Bank Berhad and its subsidiaries: - Realised 10,538,951 8,231,095 - Unrealised 90,836 37,650 10,629,787 8,268,745 Total share of retained profits from associated companies: - Realised - Unrealised 4,495 - 6,433 - 10,634,282 8,275,178 Less: Consolidation adjustments (1,180,635) (998,370) Total Group retained profits as per consolidated accounts 9,453,647 7,276,808 Bank 31 December 31 December 2012 2011 RM'000 RM'000 Total retained profits of Public Bank Berhad: - Realised 8,943,938 6,899,270 - Unrealised (24,998) (46,952) Total Bank retained profits as per accounts 8,918,940 6,852,318 The determination of realised and unrealised profits is based on the Guidance on Special Matter No. 1, Determination of Realised and Unrealised Profits or Losses in the Context of Disclosure Pursuant to Bursa Malaysia Securities Berhad Listing Requirements, issued by the Malaysian Institute of Accountants on 20 December 2010. Accordingly, the unrealised retained profits of the Group and the Bank as disclosed above excludes translation gains and losses on monetary items denominated in a currency other than the functional currency and foreign exchange contracts, as these translation gains and losses are incurred in the ordinary course of business of the Group and the Bank, and are hence deemed as realised. The disclosure of realised and unrealised profits above is solely for complying with the disclosure requirements stipulated in the directive of Bursa Malaysia and should not be applied for any other purposes.

Realised and Unrealised Profits. The breakdown of retained profits of the Group and the Bank as at the reporting date, into realised and unrealised profits, as disclosed pursuant to the directive issued by Bursa Malaysia Securities Berhad ("Bursa Malaysia") on 25 March 2010, is as follows: Total retained profits of Public Bank Berhad and its subsidiaries: - Realised 10,538,951 8,231,095 11,208,741 10,360,213 - Unrealised 84,543 90,836 37,650 10,629,787 8,268,745 11,293,284 10,451,049 Total share of retained profits from associated companies: - Realised - Unrealised 2,445 - 4,495 - 6,433 - 10,634,282 8,275,178 11,295,729 10,455,544 Less: Consolidation adjustments (1,180,6351,082,581) (998,3701,180,635) Total Group retained profits as per consolidated accounts 9,453,647 7,276,808 10,213,148 9,274,909 Bank 31 December 31 December 2012 2011 RM'000 RM'000 Total retained profits of Public Bank Berhad: - Realised 8,943,938 6,899,270 9,563,331 8,771,330 - Unrealised (24,99834,415) (46,95224,998) Total Bank retained profits as per accounts 8,918,940 6,852,318 9,528,916 8,746,332 The determination of realised and unrealised profits is based on the Guidance on Special Matter No. 1, Determination of Realised and Unrealised Profits or Losses in the Context of Disclosure Pursuant to Bursa Malaysia Securities Berhad Listing Requirements, issued by the Malaysian Institute of Accountants on 20 December 2010. Accordingly, the unrealised retained profits of the Group and the Bank as disclosed above excludes translation gains and losses on monetary items denominated in a currency other than the functional currency and foreign exchange contracts, as these translation gains and losses are incurred in the ordinary course of business of the Group and the Bank, and are hence deemed as realised. The disclosure of realised and unrealised profits above is solely for complying with the disclosure requirements stipulated in the directive of Bursa Malaysia and should not be applied for any other purposes.

Realised and Unrealised Profits. The breakdown of retained profits of the Group and the Bank as at the reporting date, into realised and unrealised profits, as disclosed pursuant to the directive issued by Bursa Malaysia Securities Berhad ("Bursa Malaysia") on 25 March 2010, is as follows: Total retained profits of Public Bank Berhad and its subsidiaries: - Realised 10,538,951 8,231,095 10,270,018 10,360,213 - Unrealised 74,806 90,836 37,650 10,629,787 8,268,745 10,344,824 10,451,049 Total share of retained profits from associated companies: - Realised - Unrealised 6,076 - 4,495 - 6,433 - 10,634,282 8,275,178 10,350,900 10,455,544 Less: Consolidation adjustments (1,180,6351,157,674) (998,3701,180,635) Total Group retained profits as per consolidated accounts 9,453,647 7,276,808 9,193,226 9,274,909 Bank 31 December 31 December 2012 2011 RM'000 RM'000 Total retained profits of Public Bank Berhad: - Realised 8,943,938 6,899,270 8,629,644 8,771,330 - Unrealised (24,99841,486) (46,95224,998) Total Bank retained profits as per accounts 8,918,940 6,852,318 8,588,158 8,746,332 The determination of realised and unrealised profits is based on the Guidance on Special Matter No. 1, Determination of Realised and Unrealised Profits or Losses in the Context of Disclosure Pursuant to Bursa Malaysia Securities Berhad Listing Requirements, issued by the Malaysian Institute of Accountants on 20 December 2010. Accordingly, the unrealised retained profits of the Group and the Bank as disclosed above excludes translation gains and losses on monetary items denominated in a currency other than the functional currency and foreign exchange contracts, as these translation gains and losses are incurred in the ordinary course of business of the Group and the Bank, and are hence deemed as realised. The disclosure of realised and unrealised profits above is solely for complying with the disclosure requirements stipulated in the directive of Bursa Malaysia and should not be applied for any other purposes.

Realised and Unrealised Profits. The breakdown of retained profits of the Group and the Bank as at the reporting date, into realised and unrealised profits, as disclosed pursuant to the directive issued by Bursa Malaysia Securities Berhad ("Bursa Malaysia") on 25 March 2010, is as follows: Total retained profits of Public Bank Berhad and its subsidiaries: - Realised 10,538,951 8,231,095 11,384,947 10,385,052 - Unrealised 90,836 37,650 10,629,787 8,268,745 96,313 65,997 11,481,260 10,451,049 Total share of retained profits from associated companies: - Realised - Unrealised 4,165 - 4,495 - 6,433 - 10,634,282 8,275,178 11,485,425 10,455,544 Less: Consolidation adjustments (1,180,635998,157) (998,3701,180,635) Total Group retained profits as per consolidated accounts 9,453,647 7,276,808 Bank 31 December 31 December 2012 2011 RM'000 RM'000 10,487,268 9,274,909 Total retained profits of Public Bank Berhad: - Realised 8,943,938 6,899,270 9,662,803 8,795,317 - Unrealised (24,99824,139) (46,95248,985) Total Bank retained profits as per accounts 8,918,940 6,852,318 9,638,664 8,746,332 The determination of realised and unrealised profits is based on the Guidance on Special Matter No. 1, Determination of Realised and Unrealised Profits or Losses in the Context of Disclosure Pursuant to Bursa Malaysia Securities Berhad Listing Requirements, issued by the Malaysian Institute of Accountants on 20 December 2010. Accordingly, the unrealised retained profits of the Group and the Bank as disclosed above excludes translation gains and losses on monetary items denominated in a currency other than the functional currency and foreign exchange contracts, as these translation gains and losses are incurred in the ordinary course of business of the Group and the Bank, and are hence deemed as realised. The disclosure of realised and unrealised profits above is solely for complying with the disclosure requirements stipulated in the directive of Bursa Malaysia and should not be applied for any other purposes.

Realised and Unrealised Profits. The breakdown of retained profits of the Group and the Bank as at the reporting date, into realised and unrealised profits, as disclosed pursuant to the directive issued by Bursa Malaysia Securities Berhad ("Bursa Malaysia") on 25 March 2010, is as follows: Total retained profits of Public Bank Berhad and its subsidiaries: - Realised 10,538,951 9,552,070 8,231,095 - Unrealised 90,836 75,908 37,650 10,629,787 9,627,978 8,268,745 Total share of retained profits from associated companies: - Realised - Unrealised 4,495 2,572 - 6,433 - 10,634,282 9,630,550 8,275,178 Less: Consolidation adjustments (1,180,6351,160,051) (998,370) Total Group retained profits as per consolidated accounts 9,453,647 8,470,499 7,276,808 Bank 31 December 31 December 2012 2011 RM'000 RM'000 Total retained profits of Public Bank Berhad: - Realised 8,943,938 8,000,676 6,899,270 - Unrealised (24,99821,046) (46,952) Total Bank retained profits as per accounts 8,918,940 7,979,630 6,852,318 The determination of realised and unrealised profits is based on the Guidance on Special Matter No. 1, Determination of Realised and Unrealised Profits or Losses in the Context of Disclosure Pursuant to Bursa Malaysia Securities Berhad Listing Requirements, issued by the Malaysian Institute of Accountants on 20 December 2010. Accordingly, the unrealised retained profits of the Group and the Bank as disclosed above excludes translation gains and losses on monetary items denominated in a currency other than the functional currency and foreign exchange contracts, as these translation gains and losses are incurred in the ordinary course of business of the Group and the Bank, and are hence deemed as realised. The disclosure of realised and unrealised profits above is solely for complying with the disclosure requirements stipulated in the directive of Bursa Malaysia and should not be applied for any other purposes.