Common use of Reference Pool Removal Clause in Contracts

Reference Pool Removal. A Reference Obligation removed from the Reference Pool because (i) the Reference Obligation becomes a Credit Event Reference Obligation; (ii) the Reference Obligation is paid in full; (iii) of the identification and final determination, through Xxxxxxx Mac’s quality control process, of an Underwriting Defect or Major Servicing Defect relating to the Reference Obligation; (iv) of the discovery of a violation of the Eligibility Criteria for such Reference Obligation; or (v) the Reference Obligation is seized pursuant to any special eminent domain proceeding brought by any federal, state or local government instrumentality with the intent to provide relief to financially-distressed borrowers with negative equity in the underlying mortgage loan. Reference Obligations will not be removed from the Reference Pool if they undergo a temporary or permanent modification and they do not meet any other criteria in the prior sentence to be removed. Reference Tranches: Nine classes of “hypothetical” tranches deemed to be backed by the Reference Pool, referred to as Class A-H, Class X-0, Xxxxx X-0X, Class X-0, Xxxxx X-0X, Class X-0, Xxxxx X-0X, Class B and Class B-H Reference Tranches, with the following initial Class Notional Amounts: Classes of Reference Tranches Initial Class Notional Amount Class A-H $16,008,842,938 Class M-1 and Class M-1H(1) $171,034,646 Class M-2 and Class M-2H(2) $419,034,885 Class M-3 and Class M-3H(3) $333,517,561 Class B and Class B-H(4) $171,034,647

Reference Pool Removal. A Reference Obligation removed from the Reference Pool because (i) the Reference Obligation becomes a Credit Event Reference Obligation; (ii) the Reference Obligation is paid in full; (iii) of the identification and final determination, through Xxxxxxx Mac’s quality control process, of an Underwriting Defect or Major Servicing Defect relating to the Reference Obligation; (iv) of the discovery of a violation of the Eligibility Criteria for such Reference Obligation; Obligation or (v) the Reference Obligation is seized pursuant to any special eminent domain proceeding brought by any federal, state or local government instrumentality with the intent to provide relief to financially-distressed borrowers with negative equity in the underlying mortgage loan. Reference Obligations will not be removed from the Reference Pool if they undergo a temporary or permanent modification and they do not meet any other criteria in the prior sentence to be removed. Reference Tranches: Nine classes of “hypothetical” tranches deemed to be backed by the Reference Pool, referred to as Class A-H, Class X-0, Xxxxx X-0X, Class X-0, Xxxxx X-0X, Class X-0, Xxxxx X-0X, Class B and Class B-H Reference Tranches, with the following initial Class Notional Amounts: Classes of Reference Tranches Initial Class Notional Amount Class A-H $16,008,842,938 28,626,566,893 Class M-1 and Class M-1H(1) $171,034,646 454,871,296 Class M-2 and Class M-2H(2) $419,034,885 561,007,931 Class M-3 and Class M-3H(3) $333,517,561 379,059,414 Class B and Class B-H(4) $171,034,647303,247,530

Reference Pool Removal. A Reference Obligation removed from the Reference Pool because (i) the Reference Obligation becomes a Credit Event Reference Obligation; (ii) the Reference Obligation is paid in full; (iii) of the identification and final determination, through Xxxxxxx Mac’s quality control process, of an Underwriting Defect or Major Servicing Defect relating to the Reference Obligation; (iv) of the discovery of a violation of the Eligibility Criteria for such Reference Obligation; or (v) the Reference Obligation is seized pursuant to any special eminent domain proceeding brought by any federal, state or local government instrumentality with the intent to provide relief to financially-distressed borrowers with negative equity in the underlying mortgage loan. Reference Obligations will not be removed from the Reference Pool if they undergo a temporary or permanent modification and they do not meet any other criteria in the prior sentence to be removed. Reference Tranches: Nine classes of “hypothetical” tranches deemed to be backed by the Reference Pool, referred to as Class A-H, Class X-0, Xxxxx X-0X, Class X-0, Xxxxx X-0X, Class X-0, Xxxxx X-0X, Class B and Class B-H Reference Tranches, with the following initial Class Notional Amounts: Classes of Reference Tranches Initial Class Notional Amount Class A-H $16,008,842,938 30,226,424,255 Class M-1 and Class M-1H(1) $171,034,646 319,856,341 Class M-2 and Class M-2H(2) $419,034,885 639,712,682 Class M-3 and Class M-3H(3) $333,517,561 319,856,341 Class B and Class B-H(4) $171,034,647479,784,513

Reference Pool Removal. A Reference Obligation removed from the Reference Pool because (i) the Reference Obligation becomes a Credit Event Reference Obligation; (ii) the Reference Obligation is paid in full; (iii) of the identification and final determination, through Xxxxxxx Freddie Mac’s quality control process, of an Underwriting Defect or Major Servicing Defect relating to the Reference Obligation; (iv) of the discovery of a violation of the Eligibility Criteria for such Reference Obligation; or (v) the Reference Obligation is seized pursuant to any special eminent domain proceeding brought by any federal, state or local government instrumentality with the intent to provide relief to financially-distressed borrowers with negative equity in the underlying mortgage loan; or (vi) the related Mortgaged Property is located within a county declared by the Federal Emergency Management Agency (“FEMA”) at any time from and after September 20, 2017 and through and including November 2, 2017, to be a major disaster area and in which FEMA has authorized individual assistance to homeowners in such county as a result of Hurricane Xxxxxx or Hurricane Xxxx. Reference Obligations will not be removed from the Reference Pool if they undergo a temporary or permanent modification and they do not meet any other criteria in the prior sentence to be removed. Reference Tranches: Nine Ten (10) classes of “hypothetical” tranches deemed to be backed by the Reference Pool, referred to as Class A-H, Class X-0, Xxxxx X-0XM-1, Class X-0, Xxxxx X-0XM-1H, Class X-0, Xxxxx X-0XM-2A, Class B M-2AH, Class M-2B, Class M-2BH, Class B-1, Class B-1H and Class B-H B-2H Reference Tranches, with the following initial Class Notional Amounts: Classes of Reference Tranches Initial Class Notional Amount Class A-H $16,008,842,938 20,667,123,534 Class M-1 and Class M-1H(1) $171,034,646 173,127,736 Class M-2 M-2A and Class M-2H(2M-2AH(2) $419,034,885 292,153,055 Class M-3 M-2B and Class M-3H(3M-2BH(3) $333,517,561 292,153,055 Class B B-1 and Class B-H(4B-1H(4) $171,034,647108,204,835 Class B-2H $108,204,836

Reference Pool Removal. A Reference Obligation removed from the Reference Pool because (i) the Reference Obligation becomes a Credit Event Reference Obligation; (ii) the Reference Obligation is paid in full; (iii) of the identification and final determination, through Xxxxxxx Freddie Mac’s quality control process, of an Underwriting Defect or Major Servicing Defect relating to the Reference Obligation; (iv) of the discovery of a violation of the Eligibility Criteria for such Reference Obligation; or (v) the Reference Obligation is seized pursuant to any special eminent domain proceeding brought by any federal, state or local government instrumentality with the intent to provide relief to financially-distressed borrowers with negative equity in the underlying mortgage loan. Reference Obligations will not be removed from the Reference Pool if they undergo a temporary or permanent modification and they do not meet any other criteria in the prior sentence to be removed. Reference Tranches: Nine classes of “hypothetical” tranches deemed to be backed by the Reference Pool, referred to as Class A-H, Class X-0, Xxxxx X-0X, Class X-0, Xxxxx X-0X, Class X-0, Xxxxx X-0X, Class B and Class B-H Reference Tranches, with the following initial Class Notional Amounts: Classes of Reference Tranches Initial Class Notional Amount Class A-H $16,008,842,938 Class M-1 and Class M-1H(1) $171,034,646 Class M-2 and Class M-2H(2) $419,034,885 Class M-3 and Class M-3H(3) $333,517,561 Class B and Class B-H(4) $171,034,647

Reference Pool Removal. A Reference Obligation removed from the Reference Pool because (i) the Reference Obligation becomes a Credit Event Reference Obligation; (ii) the Reference Obligation is paid in full; (iii) of the identification and final determination, through Xxxxxxx Freddie Mac’s quality control process, of an Underwriting Defect or Major Servicing Defect relating to the Reference Obligation; (iv) of the discovery of a violation of the Eligibility Criteria for such Reference Obligation; or (v) the Reference Obligation is seized pursuant to any special eminent domain proceeding brought by any federal, state or local government instrumentality with the intent to provide relief to financially-distressed borrowers with negative equity in the underlying mortgage loan. Reference Obligations will not be removed from the Reference Pool if they undergo a temporary or permanent modification and they do not meet any other criteria in the prior sentence to be removed. Reference Tranches: Nine Ten (10) classes of “hypothetical” tranches deemed to be backed by the Reference Pool, referred to as Class A-H, Class X-0, Xxxxx X-0X, Class X-0X-0X, Xxxxx X-0XX-0XX, Class X-0, Xxxxx X-0XM-2B, Class B M-2BH, Class B-1, Class B-1H and Class B-H B-2H Reference Tranches, with the following initial Class Notional Amounts: Classes of Reference Tranches Initial Class Notional Amount Class A-H $16,008,842,938 38,497,995,063 Class M-1 and Class M-1H(1) $171,034,646 320,816,625 Class M-2 M-2A and Class M-2H(2M-2AH(2) $419,034,885 441,122,860 Class M-3 M-2B and Class M-3H(3M-2BH(3) $333,517,561 441,122,861 Class B B-1 and Class B-H(4B-1H(4) $171,034,647200,510,391 Class B-2H $200,510,391

Reference Pool Removal. A Reference Obligation removed from the Reference Pool because (i) the Reference Obligation becomes a Credit Event Reference Obligation; (ii) the Reference Obligation is paid in full; (iii) of the identification and final determination, through Xxxxxxx Mac’s quality control process, of an Underwriting Defect or Major Servicing Defect relating to the Reference Obligation; (iv) of the discovery of a violation of the Eligibility Criteria for such Reference Obligation; or (v) the Reference Obligation is seized pursuant to any special eminent domain proceeding brought by any federal, state or local government instrumentality with the intent to provide relief to financially-distressed borrowers with negative equity in the underlying mortgage loan. Reference Obligations will not be removed from the Reference Pool if they undergo a temporary or permanent modification and they do not meet any other criteria in the prior sentence to be removed. Reference Tranches: Nine Ten (10) classes of “hypothetical” tranches deemed to be backed by the Reference Pool, referred to as Class A-H, Class X-0, Xxxxx X-0X, Class X-0X-0X, Xxxxx X-0XX-0XX, Class X-0, Xxxxx X-0XM-2B, Class B M-2BH, Class B-1, Class B-1H and Class B-H B-2H Reference Tranches, with the following initial Class Notional Amounts: Classes of Reference Tranches Initial Class Notional Amount Class A-H $16,008,842,938 33,343,969,909 Class M-1 and Class M-1H(1) $171,034,646 312,599,718 Class M-2 M-2A and Class M-2H(2M-2AH(2) $419,034,885 364,699,671 Class M-3 M-2B and Class M-3H(3M-2BH(3) $333,517,561 364,699,671 Class B B-1 and Class B-H(4B-1H(4) $171,034,647173,666,510 Class B-2H $173,666,510

Reference Pool Removal. A Reference Obligation removed from the Reference Pool because (i) the Reference Obligation becomes a Credit Event Reference Obligation; (ii) the Reference Obligation is paid in full; (iii) of the identification and final determination, through Xxxxxxx Mac’s quality control process, of an Underwriting Defect or Major Servicing Defect relating to the Reference Obligation; (iv) of the discovery of a violation of the Eligibility Criteria for such Reference Obligation; or (v) the Reference Obligation is seized pursuant to any special eminent domain proceeding brought by any federal, state or local government instrumentality with the intent to provide relief to financially-distressed borrowers with negative equity in the underlying mortgage loan. Reference Obligations will not be removed from the Reference Pool if they undergo a temporary or permanent modification and they do not meet any other criteria in the prior sentence to be removed. Reference Tranches: Nine classes of “hypothetical” tranches deemed to be backed by the Reference Pool, referred to as Class A-H, Class X-0, Xxxxx X-0X, Class X-0, Xxxxx X-0X, Class X-0, Xxxxx X-0X, Class B and Class B-H Reference Tranches, with the following initial Class Notional Amounts: Classes of Reference Tranches Initial Class Notional Amount Class A-H $16,008,842,938 30,521,016,850 Class M-1 and Class M-1H(1) $171,034,646 318,757,355 Class M-2 and Class M-2H(2) $419,034,885 318,757,356 Class M-3 and Class M-3H(3) $333,517,561 398,446,695 Class B and Class B-H(4) $171,034,647318,757,357

Reference Pool Removal. A Reference Obligation removed from the Reference Pool because (i) the Reference Obligation becomes a Credit Event Reference Obligation; (ii) the Reference Obligation is paid in full; (iii) of the identification and final determination, through Xxxxxxx Mac’s quality control process, of an Underwriting Defect or Major Servicing Defect relating to the Reference Obligation; (iv) of the discovery of a violation of the Eligibility Criteria for such Reference Obligation; or (v) the Reference Obligation is seized pursuant to any special eminent domain proceeding brought by any federal, state or local government instrumentality with the intent to provide relief to financially-distressed borrowers with negative equity in the underlying mortgage loan; or (vi) the related Mortgaged Property is located within a county declared by the Federal Emergency Management Agency (“FEMA”) at any time from and after September 14, 2017 and through and including November 2, 2017, to be a major disaster area and in which FEMA has authorized individual assistance to homeowners in such county as a result of Hurricane Xxxxxx or Hurricane Xxxx. Reference Obligations will not be removed from the Reference Pool if they undergo a temporary or permanent modification and they do not meet any other criteria in the prior sentence to be removed. Reference Tranches: Nine Ten (10) classes of “hypothetical” tranches deemed to be backed by the Reference Pool, referred to as Class A-H, Class X-0, Xxxxx X-0X, Class X-0X-0X, Xxxxx X-0XX-0XX, Class X-0, Xxxxx X-0XM-2B, Class B M-2BH, Class B-1, Class B-1H and Class B-H B-2H Reference Tranches, with the following initial Class Notional Amounts: Classes of Reference Tranches Initial Class Notional Amount Class A-H $16,008,842,938 54,186,025,511 Class M-1 and Class M-1H(1) $171,034,646 561,513,218 Class M-2 M-2A and Class M-2H(2M-2AH(2) $419,034,885 421,134,913 Class M-3 M-2B and Class M-3H(3M-2BH(3) $333,517,561 421,134,913 Class B B-1 and Class B-H(4B-1H(4) $171,034,647280,756,609 Class B-2H $280,756,609

Reference Pool Removal. A Reference Obligation removed from the Reference Pool because (i) the Reference Obligation becomes a Credit Event Reference Obligation; (ii) the Reference Obligation is paid in full; (iii) of the identification and final determination, through Xxxxxxx Mac’s quality control process, of an Underwriting Defect or Major Servicing Defect relating to the Reference Obligation; (iv) of the discovery of a violation of the Eligibility Criteria for such Reference Obligation; or (v) the Reference Obligation is seized pursuant to any special eminent domain proceeding brought by any federal, state or local government instrumentality with the intent to provide relief to financially-distressed borrowers with negative equity in the underlying mortgage loan; or (vi) the related Mortgaged Property is located within a county declared by the Federal Emergency Management Agency (“FEMA”) at any time from and after September 20, 2017 and through and including November 2, 2017, to be a major disaster area and in which FEMA has authorized individual assistance to homeowners in such county as a result of Hurricane Xxxxxx or Hurricane Xxxx. Reference Obligations will not be removed from the Reference Pool if they undergo a temporary or permanent modification and they do not meet any other criteria in the prior sentence to be removed. Reference Tranches: Nine Ten (10) classes of “hypothetical” tranches deemed to be backed by the Reference Pool, referred to as Class A-H, Class X-0, Xxxxx X-0X, Class X-0X-0X, Xxxxx X-0XX-0XX, Class X-0, Xxxxx X-0XM-2B, Class B M-2BH, Class B-1, Class B-1H and Class B-H B-2H Reference Tranches, with the following initial Class Notional Amounts: Classes of Reference Tranches Initial Class Notional Amount Class A-H $16,008,842,938 20,667,123,534 Class M-1 and Class M-1H(1) $171,034,646 173,127,736 Class M-2 M-2A and Class M-2H(2M-2AH(2) $419,034,885 292,153,055 Class M-3 M-2B and Class M-3H(3M-2BH(3) $333,517,561 292,153,055 Class B B-1 and Class B-H(4B-1H(4) $171,034,647108,204,835 Class B-2H $108,204,836

Reference Pool Removal. A Reference Obligation removed from the Reference Pool because (i) the Reference Obligation becomes a Credit Event Reference Obligation; (ii) the Reference Obligation is paid in full; (iii) of the identification and final determination, through Xxxxxxx Mac’s quality control process, of an Underwriting Defect or Major Servicing Defect relating to the Reference Obligation; (iv) of the discovery of a violation of the Eligibility Criteria for such Reference Obligation; or (v) the Reference Obligation is seized pursuant to any special eminent domain proceeding brought by any federal, state or local government instrumentality with the intent to provide relief to financially-distressed borrowers with negative equity in the underlying mortgage loan. Reference Obligations will not be removed from the Reference Pool if they undergo a temporary or permanent modification and they do not meet any other criteria in the prior sentence to be removed. Reference Tranches: Nine classes of “hypothetical” tranches deemed to be backed by the Reference Pool, referred to as Class A-H, Class X-0, Xxxxx X-0X, Class X-0, Xxxxx X-0X, Class X-0, Xxxxx X-0X, Class B and Class B-H Reference Tranches, with the following initial Class Notional Amounts: Classes of Reference Tranches Initial Class Notional Amount Class A-H $16,008,842,938 32,675,945,596 Class M-1 and Class M-1H(1) $171,034,646 347,062,620 Class M-2 and Class M-2H(2) $419,034,885 763,537,762 Class M-3 and Class M-3H(3) $333,517,561 572,653,322 Class B and Class B-H(4) $171,034,647347,062,619

Reference Pool Removal. A Reference Obligation removed from the Reference Pool because (i) the Reference Obligation becomes a Credit Event Reference Obligation; (ii) the Reference Obligation is paid in full; (iii) of the identification and final determination, through Xxxxxxx Mac’s quality control process, of an Underwriting Defect or Major Servicing Defect relating to the Reference Obligation; (iv) of the discovery of a violation of the Eligibility Criteria for such Reference Obligation; or (v) the Reference Obligation is seized pursuant to any special eminent domain proceeding brought by any federal, state or local government instrumentality with the intent to provide relief to financially-distressed borrowers with negative equity in the underlying mortgage loan. Reference Obligations will not be removed from the Reference Pool if they undergo a temporary or permanent modification and they do not meet any other criteria in the prior sentence to be removed. Reference Tranches: Nine Ten (10) classes of “hypothetical” tranches deemed to be backed by the Reference Pool, referred to as Class A-H, Class X-0, Xxxxx X-0X, Class X-0X-0X, Xxxxx X-0XX-0XX, Class X-0, Xxxxx X-0XM-2B, Class B M-2BH, Class B-1, Class B-1H and Class B-H B-2H Reference Tranches, with the following initial Class Notional Amounts: Classes of Reference Tranches Initial Class Notional Amount Class A-H $16,008,842,938 38,497,995,063 Class M-1 and Class M-1H(1) $171,034,646 320,816,625 Class M-2 M-2A and Class M-2H(2M-2AH(2) $419,034,885 441,122,860 Class M-3 M-2B and Class M-3H(3M-2BH(3) $333,517,561 441,122,861 Class B B-1 and Class B-H(4B-1H(4) $171,034,647200,510,391 Class B-2H $200,510,391

Reference Pool Removal. A Reference Obligation removed from the Reference Pool because (i) the Reference Obligation becomes a Credit Event Reference Obligation; (ii) the Reference Obligation is paid in full; (iii) of the identification and final determination, through Xxxxxxx Mac’s quality control process, of an Underwriting Defect or Major Servicing Defect relating to the Reference Obligation; (iv) of the discovery of a violation of the Eligibility Criteria for such Reference Obligation; or (v) the Reference Obligation is seized pursuant to any special eminent domain proceeding brought by any federal, state or local government instrumentality with the intent to provide relief to financially-distressed borrowers with negative equity in the underlying mortgage loan. Reference Obligations will not be removed from the Reference Pool if they undergo a temporary or permanent modification and they do not meet any other criteria in the prior sentence to be removed. Reference Tranches: Nine classes of “hypothetical” tranches deemed to be backed by the Reference Pool, referred to as Class A-H, Class X-0, Xxxxx X-0X, Class X-0, Xxxxx X-0X, Class X-0, Xxxxx X-0X, Class B and Class B-H Reference Tranches, with the following initial Class Notional Amounts: Classes of Reference Tranches Initial Class Notional Amount Class A-H $16,008,842,938 18,223,986,141 Class M-1 and Class M-1H(1) $171,034,646 $ 193,769,124 Class M-2 and Class M-2H(2) $419,034,885 $ 435,980,530 Class M-3 and Class M-3H(3) $333,517,561 $ 329,407,512 Class B and Class B-H(4) $171,034,647$ 193,769,124

Reference Pool Removal. A Reference Obligation removed from the Reference Pool because (i) the Reference Obligation becomes a Credit Event Reference Obligation; (ii) the Reference Obligation is paid in full; (iii) of the identification and final determination, through Xxxxxxx Freddie Mac’s quality control process, of an Underwriting Defect or Major Servicing Defect relating to the Reference Obligation; (iv) of the discovery of a violation of the Eligibility Criteria for such Reference Obligation; or (v) the Reference Obligation is seized pursuant to any special eminent domain proceeding brought by any federal, state or local government instrumentality with the intent to provide relief to financially-distressed borrowers with negative equity in the underlying mortgage loan; or (vi) the related Mortgaged Property is located within a county declared by the Federal Emergency Management Agency (“FEMA”) at any time from and after September 14, 2017 and through and including November 2, 2017, to be a major disaster area and in which FEMA has authorized individual assistance to homeowners in such county as a result of Hurricane Xxxxxx or Hurricane Xxxx. Reference Obligations will not be removed from the Reference Pool if they undergo a temporary or permanent modification and they do not meet any other criteria in the prior sentence to be removed. Reference Tranches: Nine Ten (10) classes of “hypothetical” tranches deemed to be backed by the Reference Pool, referred to as Class A-H, Class X-0, Xxxxx X-0XM-1, Class X-0, Xxxxx X-0XM-1H, Class X-0, Xxxxx X-0XM-2A, Class B M-2AH, Class M-2B, Class M-2BH, Class B-1, Class B-1H and Class B-H B-2H Reference Tranches, with the following initial Class Notional Amounts: Classes of Reference Tranches Initial Class Notional Amount Class A-H $16,008,842,938 54,186,025,511 Class M-1 and Class M-1H(1) $171,034,646 561,513,218 Class M-2 M-2A and Class M-2H(2M-2AH(2) $419,034,885 421,134,913 Class M-3 M-2B and Class M-3H(3M-2BH(3) $333,517,561 421,134,913 Class B B-1 and Class B-H(4B-1H(4) $171,034,647280,756,609 Class B-2H $280,756,609

Reference Pool Removal. A Reference Obligation removed from the Reference Pool because (i) the Reference Obligation becomes a Credit Event Reference Obligation; (ii) the Reference Obligation is paid in full; (iii) of the identification and final determination, through Xxxxxxx Freddie Mac’s quality control process, of an Underwriting Defect or Major Servicing Defect relating to the Reference Obligation; (iv) of the discovery of a violation of the Eligibility Criteria for such Reference Obligation; or (v) the Reference Obligation is seized pursuant to any special eminent domain proceeding brought by any federal, state or local government instrumentality with the intent to provide relief to financially-distressed borrowers with negative equity in the underlying mortgage loan. Reference Obligations will not be removed from the Reference Pool if they undergo a temporary or permanent modification and they do not meet any other criteria in the prior sentence to be removed. Reference Tranches: Nine classes of “hypothetical” tranches deemed to be backed by the Reference Pool, referred to as Class A-H, Class X-0, Xxxxx X-0XM-1, Class X-0, Xxxxx X-0XM-1H, Class X-0M-2, Xxxxx X-0XClass M-2H, Class M-3, Class M-3H, Class B and Class B-H Reference Tranches, with the following initial Class Notional Amounts: Classes of Reference Tranches Initial Class Notional Amount Class A-H $16,008,842,938 30,521,016,850 Class M-1 and Class M-1H(1) $171,034,646 318,757,355 Class M-2 and Class M-2H(2) $419,034,885 318,757,356 Class M-3 and Class M-3H(3) $333,517,561 398,446,695 Class B and Class B-H(4) $171,034,647318,757,357

Reference Pool Removal. A Reference Obligation removed from the Reference Pool because (i) the Reference Obligation becomes a Credit Event Reference Obligation; (ii) the Reference Obligation is paid in full; (iii) of the identification and final determination, through Xxxxxxx Freddie Mac’s quality control process, of an Underwriting Defect or Major Servicing Defect relating to the Reference Obligation; (iv) of the discovery of a violation of the Eligibility Criteria for such Reference Obligation; or (v) the Reference Obligation is seized pursuant to any special eminent domain proceeding brought by any federal, state or local government instrumentality with the intent to provide relief to financially-distressed borrowers with negative equity in the underlying mortgage loan. Reference Obligations will not be removed from the Reference Pool if they undergo a temporary or permanent modification and they do not meet any other criteria in the prior sentence to be removed. Reference Tranches: Nine classes of “hypothetical” tranches deemed to be backed by the Reference Pool, referred to as Class A-H, Class X-0, Xxxxx X-0XM-1, Class X-0, Xxxxx X-0XM-1H, Class X-0M-2, Xxxxx X-0XClass M-2H, Class M-3, Class M-3H, Class B and Class B-H Reference Tranches, with the following initial Class Notional Amounts: Classes of Reference Tranches Initial Class Notional Amount Class A-H $16,008,842,938 33,937,853,579 Class M-1 and Class M-1H(1) $171,034,646 375,102,592 Class M-2 and Class M-2H(2) $419,034,885 357,240,564 Class M-3 and Class M-3H(3) $333,517,561 696,619,100 Class B and Class B-H(4) $171,034,647357,240,564

Reference Pool Removal. A Reference Obligation removed from the Reference Pool because (i) the Reference Obligation becomes a Credit Event Reference Obligation; (ii) the Reference Obligation is paid in full; (iii) of the identification and final determination, through Xxxxxxx Freddie Mac’s quality control process, of an Underwriting Defect or Major Servicing Defect relating to the Reference Obligation; (iv) of the discovery of a violation of the Eligibility Criteria for such Reference Obligation; Obligation or (v) the Reference Obligation is seized pursuant to any special eminent domain proceeding brought by any federal, state or local government instrumentality with the intent to provide relief to financially-distressed borrowers with negative equity in the underlying mortgage loan. Reference Obligations will not be removed from the Reference Pool if they undergo a temporary or permanent modification and they do not meet any other criteria in the prior sentence to be removed. Reference Tranches: Nine classes of “hypothetical” tranches deemed to be backed by the Reference Pool, referred to as Class A-H, Class X-0, Xxxxx X-0X, Class X-0, Xxxxx X-0X, Class X-0, Xxxxx X-0X, Class B and Class B-H Reference Tranches, with the following initial Class Notional Amounts: Classes of Reference Tranches Initial Class Notional Amount Class A-H $16,008,842,938 15,475,743,165 Class M-1 and Class M-1H(1) $171,034,646 289,652,947 Class M-2 and Class M-2H(2) $419,034,885 289,652,946 Class M-3 and Class M-3H(3) $333,517,561 248,273,955 Class B and Class B-H(4) $171,034,647248,273,955

Reference Pool Removal. A Reference Obligation removed from the Reference Pool because (i) the Reference Obligation becomes a Credit Event Reference Obligation; (ii) the Reference Obligation is paid in full; (iii) of the identification and final determination, through Xxxxxxx Freddie Mac’s quality control process, of an Underwriting Defect or Major Servicing Defect relating to the Reference Obligation; (iv) of the discovery of a violation of the Eligibility Criteria for such Reference Obligation; or (v) the Reference Obligation is seized pursuant to any special eminent domain proceeding brought by any federal, state or local government instrumentality with the intent to provide relief to financially-distressed borrowers with negative equity in the underlying mortgage loan. Reference Obligations will not be removed from the Reference Pool if they undergo a temporary or permanent modification and they do not meet any other criteria in the prior sentence to be removed. Reference Tranches: Nine Ten (10) classes of “hypothetical” tranches deemed to be backed by the Reference Pool, referred to as Class A-H, Class X-0, Xxxxx X-0XM-1, Class X-0, Xxxxx X-0XM-1H, Class X-0, Xxxxx X-0XM-2A, Class B M-2AH, Class M-2B, Class M-2BH, Class B-1, Class B-1H and Class B-H B-2H Reference Tranches, with the following initial Class Notional Amounts: Classes of Reference Tranches Initial Class Notional Amount Class A-H $16,008,842,938 33,343,969,909 Class M-1 and Class M-1H(1) $171,034,646 312,599,718 Class M-2 M-2A and Class M-2H(2M-2AH(2) $419,034,885 364,699,671 Class M-3 M-2B and Class M-3H(3M-2BH(3) $333,517,561 364,699,671 Class B B-1 and Class B-H(4B-1H(4) $171,034,647173,666,510 Class B-2H $173,666,510

Reference Pool Removal. A Reference Obligation removed from the Reference Pool because (i) the Reference Obligation becomes a Credit Event Reference Obligation; (ii) the Reference Obligation is paid in full; (iii) of the identification and final determination, through Xxxxxxx Mac’s quality control process, of an Underwriting Defect or Major Servicing Defect relating to the Reference Obligation; (iv) of the discovery of a violation of the Eligibility Criteria for such Reference Obligation; Obligation or (v) the Reference Obligation is seized pursuant to any special eminent domain proceeding brought by any federal, state or local government instrumentality with the intent to provide relief to financially-distressed borrowers with negative equity in the underlying mortgage loan. Reference Obligations will not be removed from the Reference Pool if they undergo a temporary or permanent modification and they do not meet any other criteria in the prior sentence to be removed. Reference Tranches: Nine classes of “hypothetical” tranches deemed to be backed by the Reference Pool, referred to as Class A-H, Class X-0, Xxxxx X-0X, Class X-0, Xxxxx X-0X, Class X-0, Xxxxx X-0X, Class B and Class B-H Reference Tranches, with the following initial Class Notional Amounts: Classes of Reference Tranches Initial Class Notional Amount Class A-H $16,008,842,938 15,475,743,165 Class M-1 and Class M-1H(1) $171,034,646 289,652,947 Class M-2 and Class M-2H(2) $419,034,885 289,652,946 Class M-3 and Class M-3H(3) $333,517,561 248,273,955 Class B and Class B-H(4) $171,034,647248,273,955

Reference Pool Removal. A Reference Obligation removed from the Reference Pool because (i) the Reference Obligation becomes a Credit Event Reference Obligation; (ii) the Reference Obligation is paid in full; (iii) of the identification and final determination, through Xxxxxxx Mac’s quality control process, of an Underwriting Defect or Major Servicing Defect relating to the Reference Obligation; (iv) of the discovery of a violation of the Eligibility Criteria for such Reference Obligation; Obligation or (v) the Reference Obligation is seized pursuant to any special eminent domain proceeding brought by any federal, state or local government instrumentality with the intent to provide relief to financially-distressed borrowers with negative equity in the underlying mortgage loan. Reference Obligations will not be removed from the Reference Pool if they undergo a temporary or permanent modification and they do not meet any other criteria in the prior sentence to be removed. Reference Tranches: Nine Eight classes of “hypothetical” tranches deemed to be backed by the Reference Pool, referred to as Class A-H, Class X-0, Xxxxx X-0X, Class X-0, Xxxxx X-0X, Class X-0, Xxxxx X-0XM-3, Class B M-3H and Class B-H Reference Tranches, with the following initial Class Notional Amounts: Classes of Reference Tranches Initial Class Notional Amount Class A-H $16,008,842,938 31,394,925,405 Class M-1 and Class M-1H(1) $171,034,646 668,688,507 Class M-2 and Class M-2H(2) $419,034,885 618,536,869 Class M-3 and Class M-3H(3) $333,517,561 Class B and 551,668,018 Class B-H(4) H $171,034,647200,606,552

Reference Pool Removal. A Reference Obligation removed from the Reference Pool because (i) the Reference Obligation becomes a Credit Event Reference Obligation; (ii) the Reference Obligation is paid in full; (iii) of the identification and final determination, through Xxxxxxx Freddie Mac’s quality control process, of an Underwriting Defect or Major Servicing Defect relating to the Reference Obligation; (iv) of the discovery of a violation of the Eligibility Criteria for such Reference Obligation; or (v) the Reference Obligation is seized pursuant to any special eminent domain proceeding brought by any federal, state or local government instrumentality with the intent to provide relief to financially-distressed borrowers with negative equity in the underlying mortgage loan. Reference Obligations will not be removed from the Reference Pool if they undergo a temporary or permanent modification and they do not meet any other criteria in the prior sentence to be removed. Reference Tranches: Nine classes of “hypothetical” tranches deemed to be backed by the Reference Pool, referred to as Class A-H, Class X-0, Xxxxx X-0XM-1, Class X-0, Xxxxx X-0XM-1H, Class X-0M-2, Xxxxx X-0XClass M-2H, Class M-3, Class M-3H, Class B and Class B-H Reference Tranches, with the following initial Class Notional Amounts: Classes of Reference Tranches Initial Class Notional Amount Class A-H $16,008,842,938 16,945,260,752 Class M-1 and Class M-1H(1) $171,034,646 197,246,421 Class M-2 and Class M-2H(2) $419,034,885 215,177,914 Class M-3 and Class M-3H(3) $333,517,561 394,492,843 Class B and Class B-H(4) $171,034,647179,314,928

Reference Pool Removal. A Reference Obligation removed from the Reference Pool because (i) the Reference Obligation becomes a Credit Event Reference Obligation; (ii) the Reference Obligation is paid in full; (iii) of the identification and final determination, through Xxxxxxx Freddie Mac’s quality control process, of an Underwriting Defect or Major Servicing Defect relating to the Reference Obligation; (iv) of the discovery of a violation of the Eligibility Criteria for such Reference Obligation; or (v) the Reference Obligation is seized pursuant to any special eminent domain proceeding brought by any federal, state or local government instrumentality with the intent to provide relief to financially-distressed borrowers with negative equity in the underlying mortgage loan. Reference Obligations will not be removed from the Reference Pool if they undergo a temporary or permanent modification and they do not meet any other criteria in the prior sentence to be removed. Reference Tranches: Nine classes of “hypothetical” tranches deemed to be backed by the Reference Pool, referred to as Class A-H, Class X-0, Xxxxx X-0XM-1, Class X-0, Xxxxx X-0XM-1H, Class X-0M-2, Xxxxx X-0XClass M-2H, Class M-3, Class M-3H, Class B and Class B-H Reference Tranches, with the following initial Class Notional Amounts: Classes of Reference Tranches Initial Class Notional Amount Class A-H $16,008,842,938 30,226,424,255 Class M-1 and Class M-1H(1) $171,034,646 319,856,341 Class M-2 and Class M-2H(2) $419,034,885 639,712,682 Class M-3 and Class M-3H(3) $333,517,561 319,856,341 Class B and Class B-H(4) $171,034,647479,784,513

Reference Pool Removal. A Reference Obligation removed from the Reference Pool because (i) the Reference Obligation becomes a Credit Event Reference Obligation; (ii) the Reference Obligation is paid in full; (iii) of the identification and final determination, through Xxxxxxx Freddie Mac’s quality control process, of an Underwriting Defect or Major Servicing Defect relating to the Reference Obligation; (iv) of the discovery of a violation of the Eligibility Criteria for such Reference Obligation; or (v) the Reference Obligation is seized pursuant to any special eminent domain proceeding brought by any federal, state or local government instrumentality with the intent to provide relief to financially-distressed borrowers with negative equity in the underlying mortgage loan. Reference Obligations will not be removed from the Reference Pool if they undergo a temporary or permanent modification and they do not meet any other criteria in the prior sentence to be removed. Reference Tranches: Nine classes of “hypothetical” tranches deemed to be backed by the Reference Pool, referred to as Class A-H, Class X-0, Xxxxx X-0X, Class X-0, Xxxxx X-0X, Class X-0, Xxxxx X-0X, Class B and Class B-H Reference Tranches, with the following initial Class Notional Amounts: Classes of Reference Tranches Initial Class Notional Amount Class A-H $16,008,842,938 32,675,945,596 Class M-1 and Class M-1H(1) $171,034,646 347,062,620 Class M-2 and Class M-2H(2) $419,034,885 763,537,762 Class M-3 and Class M-3H(3) $333,517,561 572,653,322 Class B and Class B-H(4) $171,034,647347,062,619

Reference Pool Removal. A Reference Obligation removed from the Reference Pool because (i) the Reference Obligation becomes a Credit Event Reference Obligation; (ii) the Reference Obligation is paid in full; (iii) of the identification and final determination, through Xxxxxxx Freddie Mac’s quality control process, of an Underwriting Defect or Major Servicing Defect relating to the Reference Obligation; (iv) of the discovery of a violation of the Eligibility Criteria for such Reference Obligation; or (v) the Reference Obligation is seized pursuant to any special eminent domain proceeding brought by any federal, state or local government instrumentality with the intent to provide relief to financially-distressed borrowers with negative equity in the underlying mortgage loan. Reference Obligations will not be removed from the Reference Pool if they undergo a temporary or permanent modification and they do not meet any other criteria in the prior sentence to be removed. Reference Tranches: Nine classes of “hypothetical” tranches deemed to be backed by the Reference Pool, referred to as Class A-H, Class X-0, Xxxxx X-0X, Class X-0, Xxxxx X-0X, Class X-0, Xxxxx X-0X, Class B and Class B-H Reference Tranches, with the following initial Class Notional Amounts: Classes of Reference Tranches Initial Class Notional Amount Class A-H $16,008,842,938 18,223,986,141 Class M-1 and Class M-1H(1) $171,034,646 $ 193,769,124 Class M-2 and Class M-2H(2) $419,034,885 $ 435,980,530 Class M-3 and Class M-3H(3) $333,517,561 $ 329,407,512 Class B and Class B-H(4) $171,034,647$ 193,769,124

Reference Pool Removal. A Reference Obligation removed from the Reference Pool because (i) the Reference Obligation becomes a Credit Event Reference Obligation; (ii) the Reference Obligation is paid in full; (iii) of the identification and final determination, through Xxxxxxx Mac’s quality control process, of an Underwriting Defect or Major Servicing Defect relating to the Reference Obligation; (iv) of the discovery of a violation of the Eligibility Criteria for such Reference Obligation; or (v) the Reference Obligation is seized pursuant to any special eminent domain proceeding brought by any federal, state or local government instrumentality with the intent to provide relief to financially-distressed borrowers with negative equity in the underlying mortgage loan. Reference Obligations will not be removed from the Reference Pool if they undergo a temporary or permanent modification and they do not meet any other criteria in the prior sentence to be removed. Reference Tranches: Nine classes of “hypothetical” tranches deemed to be backed by the Reference Pool, referred to as Class A-H, Class X-0, Xxxxx X-0X, Class X-0, Xxxxx X-0X, Class X-0, Xxxxx X-0X, Class B and Class B-H Reference Tranches, with the following initial Class Notional Amounts: Classes of Reference Tranches Initial Class Notional Amount Class A-H $16,008,842,938 16,945,260,752 Class M-1 and Class M-1H(1) $171,034,646 197,246,421 Class M-2 and Class M-2H(2) $419,034,885 215,177,914 Class M-3 and Class M-3H(3) $333,517,561 394,492,843 Class B and Class B-H(4) $171,034,647179,314,928

Reference Pool Removal. A Reference Obligation removed from the Reference Pool because (i) the Reference Obligation becomes a Credit Event Reference Obligation; (ii) the Reference Obligation is paid in full; (iii) of the identification and final determination, through Xxxxxxx Mac’s quality control process, of an Underwriting Defect or Major Servicing Defect relating to the Reference Obligation; (iv) of the discovery of a violation of the Eligibility Criteria for such Reference Obligation; Obligation or (v) the Reference Obligation is seized pursuant to any special eminent domain proceeding brought by any federal, state or local government instrumentality with the intent to provide relief to financially-distressed borrowers with negative equity in the underlying mortgage loan. Reference Obligations will not be removed from the Reference Pool if they undergo a temporary or permanent modification and they do not meet any other criteria in the prior sentence to be removed. Reference Tranches: Nine classes of “hypothetical” tranches deemed to be backed by the Reference Pool, referred to as Class A-H, Class X-0, Xxxxx X-0X, Class X-0, Xxxxx X-0X, Class X-0, Xxxxx X-0X, Class B and Class B-H Reference Tranches, with the following initial Class Notional Amounts: Classes of Reference Tranches Initial Class Notional Amount Class A-H $16,008,842,938 26,399,583,737 Class M-1 and Class M-1H(1) $171,034,646 276,435,432 Class M-2 and Class M-2H(2) $419,034,885 276,435,432 Class M-3 and Class M-3H(3) $333,517,561 414,653,148 Class B and Class B-H(4) $171,034,647276,435,432

Reference Pool Removal. A Reference Obligation removed from the Reference Pool because (i) the Reference Obligation becomes a Credit Event Reference Obligation; (ii) the Reference Obligation is paid in full; (iii) of the identification and final determination, through Xxxxxxx Freddie Mac’s quality control process, of an Underwriting Defect or Major Servicing Defect relating to the Reference Obligation; (iv) of the discovery of a violation of the Eligibility Criteria for such Reference Obligation; or (v) the Reference Obligation is seized pursuant to any special eminent domain proceeding brought by any federal, state or local government instrumentality with the intent to provide relief to financially-distressed borrowers with negative equity in the underlying mortgage loan. Reference Obligations will not be removed from the Reference Pool if they undergo a temporary or permanent modification and they do not meet any other criteria in the prior sentence to be removed. Reference Tranches: Nine classes of “hypothetical” tranches deemed to be backed by the Reference Pool, referred to as Class A-H, Class X-0, Xxxxx X-0XM-1, Class X-0, Xxxxx X-0XM-1H, Class X-0M-2, Xxxxx X-0XClass M-2H, Class M-3, Class M-3H, Class B and Class B-H Reference Tranches, with the following initial Class Notional Amounts: Classes of Reference Tranches Initial Class Notional Amount Class A-H $16,008,842,938 32,675,945,596 Class M-1 and Class M-1H(1) $171,034,646 347,062,620 Class M-2 and Class M-2H(2) $419,034,885 763,537,762 Class M-3 and Class M-3H(3) $333,517,561 572,653,322 Class B and Class B-H(4) $171,034,647347,062,619

Reference Pool Removal. A Reference Obligation removed from the Reference Pool because (i) the Reference Obligation becomes a Credit Event Reference Obligation; (ii) the Reference Obligation is paid in full; (iii) of the identification and final determination, through Xxxxxxx Freddie Mac’s quality control process, of an Underwriting Defect or Major Servicing Defect relating to the Reference Obligation; (iv) of the discovery of a violation of the Eligibility Criteria for such Reference Obligation; Obligation or (v) the Reference Obligation is seized pursuant to any special eminent domain proceeding brought by any federal, state or local government instrumentality with the intent to provide relief to financially-distressed borrowers with negative equity in the underlying mortgage loan. Reference Obligations will not be removed from the Reference Pool if they undergo a temporary or permanent modification and they do not meet any other criteria in the prior sentence to be removed. Reference Tranches: Nine classes of “hypothetical” tranches deemed to be backed by the Reference Pool, referred to as Class A-H, Class X-0, Xxxxx X-0X, Class X-0, Xxxxx X-0X, Class X-0, Xxxxx X-0X, Class B and Class B-H Reference Tranches, with the following initial Class Notional Amounts: Classes of Reference Tranches Initial Class Notional Amount Class A-H $16,008,842,938 26,399,583,737 Class M-1 and Class M-1H(1) $171,034,646 276,435,432 Class M-2 and Class M-2H(2) $419,034,885 276,435,432 Class M-3 and Class M-3H(3) $333,517,561 414,653,148 Class B and Class B-H(4) $171,034,647276,435,432

Reference Pool Removal. A Reference Obligation removed from the Reference Pool because (i) the Reference Obligation becomes a Credit Event Reference Obligation; (ii) the Reference Obligation is paid in full; (iii) of the identification and final determination, through Xxxxxxx Freddie Mac’s quality control process, of an Underwriting Defect or Major Servicing Defect relating to the Reference Obligation; (iv) of the discovery of a violation of the Eligibility Criteria for such Reference Obligation; or (v) the Reference Obligation is seized pursuant to any special eminent domain proceeding brought by any federal, state or local government instrumentality with the intent to provide relief to financially-distressed borrowers with negative equity in the underlying mortgage loan. Reference Obligations will not be removed from the Reference Pool if they undergo a temporary or permanent modification and they do not meet any other criteria in the prior sentence to be removed. Reference Tranches: Nine classes of “hypothetical” tranches deemed to be backed by the Reference Pool, referred to as Class A-H, Class X-0, Xxxxx X-0XM-1, Class X-0, Xxxxx X-0XM-1H, Class X-0M-2, Xxxxx X-0XClass M-2H, Class M-3, Class M-3H, Class B and Class B-H Reference Tranches, with the following initial Class Notional Amounts: Classes of Reference Tranches Initial Class Notional Amount Class A-H $16,008,842,938 Class M-1 and Class M-1H(1) $171,034,646 Class M-2 and Class M-2H(2) $419,034,885 Class M-3 and Class M-3H(3) $333,517,561 Class B and Class B-H(4) $171,034,647

Reference Pool Removal. A Reference Obligation removed from the Reference Pool because (i) the Reference Obligation becomes a Credit Event Reference Obligation; (ii) the Reference Obligation is paid in full; (iii) of the identification and final determination, through Xxxxxxx Mac’s quality control process, of an Underwriting Defect or Major Servicing Defect relating to the Reference Obligation; (iv) of the discovery of a violation of the Eligibility Criteria for such Reference Obligation; or (v) the Reference Obligation is seized pursuant to any special eminent domain proceeding brought by any federal, state or local government instrumentality with the intent to provide relief to financially-distressed borrowers with negative equity in the underlying mortgage loan. Reference Obligations will not be removed from the Reference Pool if they undergo a temporary or permanent modification and they do not meet any other criteria in the prior sentence to be removed. Reference Tranches: Nine classes of “hypothetical” tranches deemed to be backed by the Reference Pool, referred to as Class A-H, Class X-0, Xxxxx X-0X, Class X-0, Xxxxx X-0X, Class X-0, Xxxxx X-0X, Class B and Class B-H Reference Tranches, with the following initial Class Notional Amounts: Classes of Reference Tranches Initial Class Notional Amount Class A-H $16,008,842,938 33,937,853,579 Class M-1 and Class M-1H(1) $171,034,646 375,102,592 Class M-2 and Class M-2H(2) $419,034,885 357,240,564 Class M-3 and Class M-3H(3) $333,517,561 696,619,100 Class B and Class B-H(4) $171,034,647357,240,564

Reference Pool Removal. A Reference Obligation removed from the Reference Pool because (i) the Reference Obligation becomes a Credit Event Reference Obligation; (ii) the Reference Obligation is paid in full; (iii) of the identification and final determination, through Xxxxxxx Freddie Mac’s quality control process, of an Underwriting Defect or Major Servicing Defect relating to the Reference Obligation; (iv) of the discovery of a violation of the Eligibility Criteria for such Reference Obligation; Obligation or (v) the Reference Obligation is seized pursuant to any special eminent domain proceeding brought by any federal, state or local government instrumentality with the intent to provide relief to financially-distressed borrowers with negative equity in the underlying mortgage loan. Reference Obligations will not be removed from the Reference Pool if they undergo a temporary or permanent modification and they do not meet any other criteria in the prior sentence to be removed. Reference Tranches: Nine classes of “hypothetical” tranches deemed to be backed by the Reference Pool, referred to as Class A-H, Class X-0, Xxxxx X-0XM-1, Class X-0, Xxxxx X-0XM-1H, Class X-0M-2, Xxxxx X-0XClass M-2H, Class M-3, Class M-3H, Class B and Class B-H Reference Tranches, with the following initial Class Notional Amounts: Classes of Reference Tranches Initial Class Notional Amount Class A-H $16,008,842,938 26,399,583,737 Class M-1 and Class M-1H(1) $171,034,646 276,435,432 Class M-2 and Class M-2H(2) $419,034,885 276,435,432 Class M-3 and Class M-3H(3) $333,517,561 414,653,148 Class B and Class B-H(4) $171,034,647276,435,432

Reference Pool Removal. A Reference Obligation removed from the Reference Pool because (i) the Reference Obligation becomes a Credit Event Reference Obligation; (ii) the Reference Obligation is paid in full; (iii) of the identification and final determination, through Xxxxxxx Freddie Mac’s quality control process, of an Underwriting Defect or Major Servicing Defect relating to the Reference Obligation; (iv) of the discovery of a violation of the Eligibility Criteria for such Reference Obligation; or (v) the Reference Obligation is seized pursuant to any special eminent domain proceeding brought by any federal, state or local government instrumentality with the intent to provide relief to financially-distressed borrowers with negative equity in the underlying mortgage loan. Reference Obligations will not be removed from the Reference Pool if they undergo a temporary or permanent modification and they do not meet any other criteria in the prior sentence to be removed. Reference Tranches: Nine classes of “hypothetical” tranches deemed to be backed by the Reference Pool, referred to as Class A-H, Class X-0, Xxxxx X-0X, Class X-0, Xxxxx X-0X, Class X-0, Xxxxx X-0X, Class B and Class B-H Reference Tranches, with the following initial Class Notional Amounts: Classes of Reference Tranches Initial Class Notional Amount Class A-H $16,008,842,938 33,937,853,579 Class M-1 and Class M-1H(1) $171,034,646 375,102,592 Class M-2 and Class M-2H(2) $419,034,885 357,240,564 Class M-3 and Class M-3H(3) $333,517,561 696,619,100 Class B and Class B-H(4) $171,034,647357,240,564

Reference Pool Removal. A Reference Obligation removed from the Reference Pool because (i) the Reference Obligation becomes a Credit Event Reference Obligation; (ii) the Reference Obligation is paid in full; (iii) of the identification and final determination, through Xxxxxxx Mac’s quality control process, of an Underwriting Defect or Major Servicing Defect relating to the Reference Obligation; (iv) of the discovery of a violation of the Eligibility Criteria for such Reference Obligation; Obligation or (v) the Reference Obligation is seized pursuant to any special eminent domain proceeding brought by any federal, state or local government instrumentality with the intent to provide relief to financially-distressed borrowers with negative equity in the underlying mortgage loan. Reference Obligations will not be removed from the Reference Pool if they undergo a temporary or permanent modification and they do not meet any other criteria in the prior sentence to be removed. Reference Tranches: Nine Six classes of “hypothetical” tranches deemed to be backed by the Reference Pool, referred to as Class A-H, Class X-0, Xxxxx X-0X, Class X-0, Xxxxx X-0XM-2, Class X-0, Xxxxx X-0X, Class B M-2H and Class B-H Reference Tranches, with the following initial Class Notional Amounts: Classes of Reference Tranches Initial Class Notional Amount Class A-H $16,008,842,938 34,267,497,133 Class M-1 and Class M-1H(1M-1H $370,936,825 (1) $171,034,646 Class M-2 and Class M-2H(2M-2H $582,900,724 (2) $419,034,885 Class M-3 and Class M-3H(3) $333,517,561 Class B and Class B-H(4) H $171,034,647105,981,950

Reference Pool Removal. A Reference Obligation removed from the Reference Pool because (i) the Reference Obligation becomes a Credit Event Reference Obligation; (ii) the Reference Obligation is paid in full; (iii) of the identification and final determination, through Xxxxxxx Mac’s quality control process, of an Underwriting Defect or Major Servicing Defect relating to the Reference Obligation; (iv) of the discovery of a violation of the Eligibility Criteria for such Reference Obligation; or (v) the Reference Obligation is seized pursuant to any special eminent domain proceeding brought by any federal, state or local government instrumentality with the intent to provide relief to financially-distressed borrowers with negative equity in the underlying mortgage loan. Reference Obligations will not be removed from the Reference Pool if they undergo a temporary or permanent modification and they do not meet any other criteria in the prior sentence to be removed. Reference Tranches: Nine Ten (10) classes of “hypothetical” tranches deemed to be backed by the Reference Pool, referred to as Class A-H, Class X-0, Xxxxx X-0X, Class X-0X-0X, Xxxxx X-0XX-0XX, Class X-0, Xxxxx X-0XM-2B, Class B M-2BH, Class B-1, Class B-1H and Class B-H B-2H Reference Tranches, with the following initial Class Notional Amounts: Classes of Reference Tranches Initial Class Notional Amount Class A-H $16,008,842,938 30,340,140,424 Class M-1 and Class M-1H(1) $171,034,646 316,043,128 Class M-2 M-2A and Class M-2H(2M-2AH(2) $419,034,885 316,043,130 Class M-3 M-2B and Class M-3H(3M-2BH(3) $333,517,561 316,043,129 Class B B-1 and Class B-H(4B-1H(4) $171,034,647158,021,565 Class B-2H $158,021,565

Reference Pool Removal. A Reference Obligation removed from the Reference Pool because (i) the Reference Obligation becomes a Credit Event Reference Obligation; (ii) the Reference Obligation is paid in full; (iii) of the identification and final determination, through Xxxxxxx Freddie Mac’s quality control process, of an Underwriting Defect or Major Servicing Defect relating to the Reference Obligation; (iv) of the discovery of a violation of the Eligibility Criteria for such Reference Obligation; Obligation or (v) the Reference Obligation is seized pursuant to any special eminent domain proceeding brought by any federal, state or local government instrumentality with the intent to provide relief to financially-distressed borrowers with negative equity in the underlying mortgage loan. Reference Obligations will not be removed from the Reference Pool if they undergo a temporary or permanent modification and they do not meet any other criteria in the prior sentence to be removed. Reference Tranches: Nine classes of “hypothetical” tranches deemed to be backed by the Reference Pool, referred to as Class A-H, Class X-0, Xxxxx X-0XM-1, Class X-0, Xxxxx X-0XM-1H, Class X-0M-2, Xxxxx X-0XClass M-2H, Class M-3, Class M-3H, Class B and Class B-H Reference Tranches, with the following initial Class Notional Amounts: Classes of Reference Tranches Initial Class Notional Amount Class A-H $16,008,842,938 28,626,566,893 Class M-1 and Class M-1H(1) $171,034,646 454,871,296 Class M-2 and Class M-2H(2) $419,034,885 561,007,931 Class M-3 and Class M-3H(3) $333,517,561 379,059,414 Class B and Class B-H(4) $171,034,647303,247,530

Reference Pool Removal. A Reference Obligation removed from the Reference Pool because (i) the Reference Obligation becomes a Credit Event Reference Obligation; (ii) the Reference Obligation is paid in full; (iii) of the identification and final determination, through Xxxxxxx Freddie Mac’s quality control process, of an Underwriting Defect or Major Servicing Defect relating to the Reference Obligation; (iv) of the discovery of a violation of the Eligibility Criteria for such Reference Obligation; or (v) the Reference Obligation is seized pursuant to any special eminent domain proceeding brought by any federal, state or local government instrumentality with the intent to provide relief to financially-distressed borrowers with negative equity in the underlying mortgage loan. Reference Obligations will not be removed from the Reference Pool if they undergo a temporary or permanent modification and they do not meet any other criteria in the prior sentence to be removed. Reference Tranches: Nine classes of “hypothetical” tranches deemed to be backed by the Reference Pool, referred to as Class A-H, Class X-0, Xxxxx X-0XM-1, Class X-0, Xxxxx X-0XM-1H, Class X-0M-2, Xxxxx X-0XClass M-2H, Class M-3, Class M-3H, Class B and Class B-H Reference Tranches, with the following initial Class Notional Amounts: Classes of Reference Tranches Initial Class Notional Amount Class A-H $16,008,842,938 18,223,986,141 Class M-1 and Class M-1H(1) $171,034,646 $ 193,769,124 Class M-2 and Class M-2H(2) $419,034,885 $ 435,980,530 Class M-3 and Class M-3H(3) $333,517,561 $ 329,407,512 Class B and Class B-H(4) $171,034,647$ 193,769,124

Reference Pool Removal. A Reference Obligation removed from the Reference Pool because (i) the Reference Obligation becomes a Credit Event Reference Obligation; (ii) the Reference Obligation is paid in full; (iii) of the identification and final determination, through Xxxxxxx Freddie Mac’s quality control process, of an Underwriting Defect or Major Servicing Defect relating to the Reference Obligation; (iv) of the discovery of a violation of the Eligibility Criteria for such Reference Obligation; or (v) the Reference Obligation is seized pursuant to any special eminent domain proceeding brought by any federal, state or local government instrumentality with the intent to provide relief to financially-distressed borrowers with negative equity in the underlying mortgage loan. Reference Obligations will not be removed from the Reference Pool if they undergo a temporary or permanent modification and they do not meet any other criteria in the prior sentence to be removed. Reference Tranches: Nine classes of “hypothetical” tranches deemed to be backed by the Reference Pool, referred to as Class A-H, Class X-0, Xxxxx X-0X, Class X-0, Xxxxx X-0X, Class X-0, Xxxxx X-0X, Class B and Class B-H Reference Tranches, with the following initial Class Notional Amounts: Classes of Reference Tranches Initial Class Notional Amount Class A-H $16,008,842,938 16,945,260,752 Class M-1 and Class M-1H(1) $171,034,646 197,246,421 Class M-2 and Class M-2H(2) $419,034,885 215,177,914 Class M-3 and Class M-3H(3) $333,517,561 394,492,843 Class B and Class B-H(4) $171,034,647179,314,928

Reference Pool Removal. A Reference Obligation removed from the Reference Pool because (i) the Reference Obligation becomes a Credit Event Reference Obligation; (ii) the Reference Obligation is paid in full; (iii) of the identification and final determination, through Xxxxxxx Freddie Mac’s quality control process, of an Underwriting Defect or Major Servicing Defect relating to the Reference Obligation; (iv) of the discovery of a violation of the Eligibility Criteria for such Reference Obligation; or (v) the Reference Obligation is seized pursuant to any special eminent domain proceeding brought by any federal, state or local government instrumentality with the intent to provide relief to financially-distressed borrowers with negative equity in the underlying mortgage loan. Reference Obligations will not be removed from the Reference Pool if they undergo a temporary or permanent modification and they do not meet any other criteria in the prior sentence to be removed. Reference Tranches: Nine classes of “hypothetical” tranches deemed to be backed by the Reference Pool, referred to as Class A-H, Class X-0, Xxxxx X-0X, Class X-0, Xxxxx X-0X, Class X-0, Xxxxx X-0X, Class B and Class B-H Reference Tranches, with the following initial Class Notional Amounts: Classes of Reference Tranches Initial Class Notional Amount Class A-H $16,008,842,938 30,521,016,850 Class M-1 and Class M-1H(1) $171,034,646 318,757,355 Class M-2 and Class M-2H(2) $419,034,885 318,757,356 Class M-3 and Class M-3H(3) $333,517,561 398,446,695 Class B and Class B-H(4) $171,034,647318,757,357

Reference Pool Removal. A Reference Obligation removed from the Reference Pool because (i) the Reference Obligation becomes a Credit Event Reference Obligation; (ii) the Reference Obligation is paid in full; (iii) of the identification and final determination, through Xxxxxxx Freddie Mac’s quality control process, of an Underwriting Defect or Major Servicing Defect relating to the Reference Obligation; (iv) of the discovery of a violation of the Eligibility Criteria for such Reference Obligation; or (v) the Reference Obligation is seized pursuant to any special eminent domain proceeding brought by any federal, state or local government instrumentality with the intent to provide relief to financially-distressed borrowers with negative equity in the underlying mortgage loan. Reference Obligations will not be removed from the Reference Pool if they undergo a temporary or permanent modification and they do not meet any other criteria in the prior sentence to be removed. Reference Tranches: Nine classes of “hypothetical” tranches deemed to be backed by the Reference Pool, referred to as Class A-H, Class X-0, Xxxxx X-0X, Class X-0, Xxxxx X-0X, Class X-0, Xxxxx X-0X, Class B and Class B-H Reference Tranches, with the following initial Class Notional Amounts: Classes of Reference Tranches Initial Class Notional Amount Class A-H $16,008,842,938 30,226,424,255 Class M-1 and Class M-1H(1) $171,034,646 319,856,341 Class M-2 and Class M-2H(2) $419,034,885 639,712,682 Class M-3 and Class M-3H(3) $333,517,561 319,856,341 Class B and Class B-H(4) $171,034,647479,784,513