Common use of Regulatory Matters and Examination Reports Clause in Contracts

Regulatory Matters and Examination Reports. Corpus Christi Bancshares and each of its subsidiaries has filed all material reports and statements, together with any amendments required to be made with respect thereto, that it was required to file with (i) the Federal Reserve Board, (ii) the Federal Deposit Insurance Corporation; and (iii) the Texas Department of Banking. To the best of Corpus Christi Bancshares' knowledge, as of their respective dates, each of such reports and documents, as amended, including the financial statements, exhibits and schedules thereto, complied in all material respects with the relevant statutes, rules and regulations enforced or promulgated by the regulatory authority with which they were filed, and did not contain any untrue statement of a material fact or omit to state any material fact required to be stated therein or necessary in order to make the statements therein, in light of the circumstances under which they were made, not misleading. Except as referred to on Schedule 2.9, neither Corpus Christi Bancshares nor any of its subsidiaries has any formal or informal agreements, arrangements or understandings with the Federal Reserve Board, the Federal Deposit Insurance Corporation, the Texas Department of Banking, or any other regulatory authority (collectively, the "Regulatory Authorities"), nor does Corpus Christi Bancshares or any subsidiary have any examination pending by any applicable Regulatory Authorities nor has Corpus Christi Bancshares or any subsidiary been notified of any proposed examination by any Regulatory Authorities. To the extent permitted by law, Corpus Christi Bancshares has provided to Texas Regional complete and correct copies of (i) all examination reports by Regulatory Authorities forwarded to Corpus Christi Bancshares or any subsidiary thereof from January 1, 1999, through the date hereof; (ii) any correspondence between Corpus Christi Bancshares (or any subsidiary of Corpus Christi Bancshares) and such agencies during such periods, and (iii) any agreements, arrangements or understandings between Corpus Christi Bancshares (or any subsidiary of Corpus Christi Bancshares) and such agencies, including any agreements, arrangements or understandings arising out of or related to any such examinations. To the extent permitted by law, Corpus Christi Bancshares will immediately upon receipt provide Texas Regional with true and correct copies of any of the foregoing which Corpus Christi Bancshares or any subsidiary of Corpus Christi Bancshares receives from the date hereof through the date of Closing.

Regulatory Matters and Examination Reports. Corpus Christi Bancshares Riverway Holdings and each of its subsidiaries has filed all material reports and statements, together with any amendments required to be made with respect thereto, that it was required to file with (i) the Federal Reserve Board, (ii) the Federal Deposit Insurance Corporation; and (iii) the Texas Department of Banking. To the best of Corpus Christi BancsharesRiverway Holdings' knowledge, as of their respective dates, each of such reports and documents, as amended, including the financial statements, exhibits and schedules thereto, complied in all material respects with the relevant statutes, rules and regulations enforced or promulgated by the regulatory authority with which they were filed, and did not contain any untrue statement of a material fact or omit to state any material fact required to be stated therein or necessary in order to make the statements therein, in light of the circumstances under which they were made, not misleading. Except as referred to on Schedule 2.9set forth in Section 2.20 of the Disclosure Letter, neither Corpus Christi Bancshares Riverway Holdings nor any of its subsidiaries has any formal or informal agreements, arrangements or understandings with the Federal Reserve Board, the Federal Deposit Insurance Corporation, the Texas Department of Banking, or any other regulatory authority (collectively, the "Regulatory Authorities"), nor does Corpus Christi Bancshares Riverway Holdings or any subsidiary have any examination pending by any applicable Regulatory Authorities nor has Corpus Christi Bancshares Riverway Holdings or any subsidiary been notified of any proposed examination by any Regulatory AuthoritiesAuthorities other than the regularly scheduled fourth quarter 2001 examination by the FDIC. To the extent permitted by law, Corpus Christi Bancshares Riverway Holdings has provided to Texas Regional with access to complete and correct copies of (i) all examination reports by Regulatory Authorities forwarded to Corpus Christi Bancshares Riverway Holdings or any subsidiary thereof from January 1during the calendar years 1998, 1999, through the 2000 and to date hereof2001; (ii) any correspondence between Corpus Christi Bancshares Riverway Holdings (or any subsidiary of Corpus Christi BancsharesRiverway Holdings) and such agencies during such periods, and (iii) any agreements, arrangements or understandings between Corpus Christi Bancshares Riverway Holdings (or any subsidiary of Corpus Christi BancsharesRiverway Holdings) and such agencies, including any agreements, arrangements or understandings arising out of or related to any such examinations. To the extent permitted by law, Corpus Christi Bancshares will immediately upon receipt provide Texas Regional with true and correct copies of any of the foregoing which Corpus Christi Bancshares or any subsidiary of Corpus Christi Bancshares receives from the date hereof through the date of Closing.

Regulatory Matters and Examination Reports. Corpus Christi Bancshares Southeast Texas and each of its subsidiaries has filed all material reports and statements, together with any amendments required to be made with respect thereto, that it was required to file with (i) the Federal Reserve BoardOffice of Thrift Supervision , (ii) the Federal Deposit Insurance Corporation; and (iii) the Texas Department of BankingSavings and Loan Department. To the best of Corpus Christi Bancshares' Southeast Texas’ knowledge, as of their respective dates, each of such reports and documents, as amended, including the financial statements, exhibits and schedules thereto, complied in all material respects with the relevant statutes, rules and regulations enforced or promulgated by the regulatory authority with which they were filed, and did not contain any untrue statement of a material fact or omit to state any material fact required to be stated therein or necessary in order to make the statements therein, in light of the circumstances under which they were made, not misleading. Except as referred disclosed in writing to on Schedule 2.9Texas Regional, neither Corpus Christi Bancshares Southeast Texas nor any of its subsidiaries has any formal or informal agreements, arrangements or understandings with the Federal Reserve Board, the Federal Deposit Insurance Corporation, the Texas Department of BankingSavings and Loan Department, or any other regulatory authority (collectively, the "“Regulatory Authorities"”), nor does Corpus Christi Bancshares Southeast Texas or any subsidiary have any examination pending by any applicable Regulatory Authorities nor has Corpus Christi Bancshares Southeast Texas or any subsidiary been notified of any proposed examination by any Regulatory Authorities. To the extent permitted by law, Corpus Christi Bancshares Southeast Texas has provided to Texas Regional complete and correct copies of (i) all examination reports by Regulatory Authorities forwarded to Corpus Christi Bancshares Southeast Texas or any subsidiary thereof from January 1during the calendar years 2001, 1999, through the 2002 and to date hereof2003; (ii) any correspondence between Corpus Christi Bancshares Southeast Texas (or any subsidiary of Corpus Christi BancsharesSoutheast Texas) and such agencies during such periods, and (iii) any agreements, arrangements or understandings between Corpus Christi Bancshares Southeast Texas (or any subsidiary of Corpus Christi BancsharesSoutheast Texas) and such agencies, including any agreements, arrangements or understandings arising out of or related to any such examinations. To the extent permitted by law, Corpus Christi Bancshares will immediately upon receipt provide Texas Regional with true and correct copies of any of the foregoing which Corpus Christi Bancshares or any subsidiary of Corpus Christi Bancshares receives from the date hereof through the date of Closing.

Regulatory Matters and Examination Reports. Corpus Christi San Xxxx Bancshares and each of its subsidiaries has filed all material reports and statements, together with any amendments required to be made with respect thereto, that it was required to file with (i) the Federal Reserve Board, (ii) the Federal Deposit Insurance Corporation; and (iii) the Texas Department of Banking. To the best of Corpus Christi San Xxxx Bancshares' knowledge, as of their respective dates, each of such reports and documents, as amended, including the financial statements, exhibits and schedules thereto, complied in all material respects with the relevant statutes, rules and regulations enforced or promulgated by the regulatory authority with which they were filed, and did not contain any untrue statement of a material fact or omit to state any material fact required to be stated therein or necessary in order to make the statements therein, in light of the circumstances under which they were made, not misleading. Except as referred disclosed in writing to on Schedule 2.9Texas Regional, neither Corpus Christi San Xxxx Bancshares nor any of its subsidiaries has any formal or informal agreements, arrangements or understandings with the Federal Reserve Board, the Federal Deposit Insurance Corporation, the Texas Department of Banking, or any other regulatory authority (collectively, the "Regulatory Authorities"), nor does Corpus Christi San Xxxx Bancshares or any subsidiary have any examination pending by any applicable Regulatory Authorities nor has Corpus Christi San Xxxx Bancshares or any subsidiary been notified of any proposed examination by any Regulatory Authorities. To the extent permitted by law, Corpus Christi San Xxxx Bancshares has provided to Texas Regional complete and correct copies of (i) all examination reports by Regulatory Authorities forwarded to Corpus Christi San Xxxx Bancshares or any subsidiary thereof from January 1, 1999, through during the calendar years 2001 and to date hereof2002; (ii) any correspondence between Corpus Christi San Xxxx Bancshares (or any subsidiary of Corpus Christi San Xxxx Bancshares) and such agencies during such periods, and (iii) any agreements, arrangements or understandings between Corpus Christi San Xxxx Bancshares (or any subsidiary of Corpus Christi San Xxxx Bancshares) and such agencies, including any agreements, arrangements or understandings arising out of or related to any such examinations. To the extent permitted by law, Corpus Christi Bancshares will immediately upon receipt provide Texas Regional with true and correct copies of any of the foregoing which Corpus Christi Bancshares or any subsidiary of Corpus Christi Bancshares receives from the date hereof through the date of Closing.