Common use of Repair vs Clause in Contracts

Repair vs. Replace - The estimate should include labor and materials relevant to the direct physical damage incurred. o Adjustments should be considered between reparability vs. replacement. The Adjuster should use care with regard to the potential for undamaged items, duplication of items and overlap of estimate items o Material Quality – It is vital that the Adjuster reviews line item definitions for each quality style to determine the closest matching replacement product • Material grade ratings utilized other than Average Grade should be explained in the Xactimate or file notes and / or supported with photographs March 2017 Back To Top 14 • Labor Hours - Labor assumptions are included in most Xactimate line items. Labor hours to supplement a line item are normally not permissible. If there is an exception, the Adjuster should support the inclusion with photographs and an Xactimate line item or file note.

Repair vs. Replace - The estimate should include labor and materials relevant to the direct physical damage incurred. o Adjustments should be considered between reparability vs. replacement. The Adjuster should use care with regard to the potential for undamaged items, duplication of items and overlap of estimate items o Material Quality – It is vital that the Adjuster reviews line item definitions for each quality style to determine the closest matching replacement product •  Material grade ratings utilized other than Average Grade should be explained in the Xactimate or file notes and / or supported with photographs March 2017 Back To Top 14 •  Labor Hours - Labor assumptions are included in most Xactimate line items. Labor hours to supplement a line item are normally not permissible. If there is an exception, the Adjuster should support the inclusion with photographs and an Xactimate line item or file note.

Repair vs. Replace - The estimate should include labor and materials relevant to the direct physical damage incurred. o Adjustments should be considered between reparability vs. replacement. The Adjuster should use care with regard to the potential for undamaged items, duplication of items and overlap of estimate items o Material Quality – It is vital that the Adjuster reviews line item definitions for each quality style to determine the closest matching replacement product •  Material grade ratings utilized other than Average Grade should be explained in the Xactimate or file notes and / or supported with photographs March 2017 Back To Top 14 •  Labor Hours - Labor assumptions are included in most Xactimate line items. Labor hours to supplement a line item are normally not permissible. If there is an exception, the Adjuster should support the inclusion with photographs and an Xactimate line item or file note.