Common use of Representations Remain True Clause in Contracts

Representations Remain True. The Assuming Bank represents and warrants that it has executed and delivered to the Corporation a Purchaser Eligibility Certification and Confidentiality Agreement and that all information provided and representations made by or on behalf of the Assuming Bank in connection with this Agreement and the transactions contemplated hereby, including, but not limited to, the Purchaser Eligibility Certification and Confidentiality Agreement (which are affirmed and ratified hereby) are and remain true and correct in all material respects and do not fail to state any fact required to make the information contained therein not misleading. Module 1 Whole Bank w/ Loss Share – P&A Version 1.12 November 17, 2009 32 FIRST REGIONAL BANK Los Angeles, CA

Representations Remain True. The Assuming Bank Institution represents and warrants that it has executed and delivered to the Corporation a Purchaser Eligibility Certification and Confidentiality Agreement and that all information provided and representations made by or on behalf of the Assuming Bank Institution in connection with this Agreement and the transactions contemplated hereby, including, but not limited to, the Purchaser Eligibility Certification and Confidentiality Agreement (which are affirmed and ratified hereby) are and remain true and correct in all material respects and do not fail to state any fact required to make the information contained therein not misleading. Module 1 Whole Bank w/ Loss Share – P&A Version 1.12 November 172.11B October 8, 2009 32 FIRST REGIONAL BANK Los Angeles2010 35 First Bank of Jacksonville Jacksonville, CAFL

Representations Remain True. The Assuming Bank Institution represents and warrants that it has executed and delivered to the Corporation a Purchaser Eligibility Certification and Confidentiality Agreement and that all information provided and representations made by or on behalf of the Assuming Bank Institution in connection with this Agreement and the transactions contemplated hereby, including, but not limited to, the Purchaser Eligibility Certification and Confidentiality Agreement (which are affirmed and ratified hereby) are and remain true and correct in all material respects and do not fail to state any fact required to make the information contained therein not misleading. Module 1 Whole Bank w/ Loss Share – P&A The Park Avenue Bank Version 1.12 November 172.01 New York, 2009 32 FIRST REGIONAL BANK Los AngelesNew York February 24, CA2010 33

Representations Remain True. The Assuming Bank Institution represents and warrants that it has executed and delivered to the Corporation a Purchaser Eligibility Certification and Confidentiality Agreement and that all information provided and representations made by or on behalf of the Assuming Bank Institution in connection with this Agreement and the transactions contemplated hereby, including, but not limited to, the Purchaser Eligibility Certification and Confidentiality Agreement (which are affirmed and ratified hereby) are and remain true and correct in all material respects and do not fail to state any fact required to make the information contained therein not misleading. Module 1 Whole Bank w/ Loss Share – P&A XxXxxxxx Commercial Bank Version 1.12 November 172.01 33 Carrollton, 2009 32 FIRST REGIONAL BANK Los AngelesGA March 26, CA2010

Representations Remain True. The Assuming Bank represents and warrants that it has executed and delivered to the Corporation a Purchaser Eligibility Certification and Confidentiality Agreement and that all information provided and representations made by or on behalf of the Assuming Bank in connection with this Agreement and the transactions contemplated hereby, including, but not limited to, the Purchaser Eligibility Certification and Confidentiality Agreement (which are affirmed and ratified hereby) are and remain true and correct in all material respects and do not fail to state any fact required to make the information contained therein not misleading. Module 1 . Whole Bank w/ P&A w/Loss Share – P&A Version 1.12 November 17, Sharing COUNTY BANK 6 February 2009 32 FIRST REGIONAL BANK Los AngelesMERCED, CA