Common use of Representations, Warranties and Covenants of the Depositor Clause in Contracts

Representations, Warranties and Covenants of the Depositor. THE SERVICER AND THE SELLER; COVENANT OF SELLER TO CONVEY HOME EQUITY LOANS.....................................................32 Section 3.01 Representations and Warranties of the Depositor..................................32 Section 3.02 Representations and Warranties of the Servicer...................................34 Section 3.03 Representations and Warranties of the Seller.....................................36 Section 3.04 Covenants of Seller to Take Certain Actions with Respect to the Home Equity Loans in Certain Situations......................................38 Section 3.05 Conveyance of the Home Equity Loans and Qualified Replacement Mortgages............................................................45 Section 3.06 Acceptance by Trustee; Certain Substitutions of Home Equity Loans;

Representations, Warranties and Covenants of the Depositor. THE SERVICER AND THE SELLER; COVENANT OF SELLER DEPOSITOR TO CONVEY HOME EQUITY MORTGAGE LOANS.....................................................32 ...................................................................................18 Section 3.01 2.01 Representations and Warranties of the Depositor..................................32 .......................................18 Section 3.02 2.02 Representations and Warranties of the Servicer...................................34 ........................................20 Section 3.03 2.03 Representations and Warranties of the Seller.....................................36 ..........................................22 Section 3.04 2.04 Covenants of Seller to Take Certain Actions with Respect to the Home Equity Mortgage Loans in Certain Situations......................................38 ..................................................24 Section 3.05 2.05 Conveyance of the Home Equity Initial Mortgage Loans and Qualified Replacement Mortgages............................................................45 .............................................................................31 Section 3.06 2.06 Acceptance by Indenture Trustee; Certain Substitutions of Home Equity Mortgage Loans;; Certification by Indenture Trustee.............................................34 Section 2.07 Conveyance of the Subsequent Mortgage Loans...........................................35 Section 2.08 Custodian.............................................................................37 Section 2.09

Representations, Warranties and Covenants of the Depositor. THE SERVICER AND THE SELLERSELLERS; COVENANT OF SELLER SELLERS TO CONVEY HOME EQUITY LOANS.....................................................32 ............................... 47 Section 3.01 Representations and Warranties of the Depositor..................................32 ...................................... 47 Section 3.02 Representations and Warranties of the Servicer...................................34 ....................................... 49 Section 3.03 Representations and Warranties of the Seller.....................................36 Sellers........................................ 50 Section 3.04 Covenants of Seller the Sellers to Take Certain Actions with Respect to the Home Equity Loans in In Certain Situations......................................38 .............................................. 56 Section 3.05 Conveyance of the Home Equity Loans and Qualified Replacement Mortgages............................................................45 ............................................................................ 63 Section 3.06 Acceptance by Trustee; Certain Substitutions of Home Equity Loans;

Representations, Warranties and Covenants of the Depositor. THE SERVICER AND THE SELLER; COVENANT OF SELLER TO CONVEY HOME EQUITY LOANS.....................................................32 .................................................35 Section 3.01 Representations and Warranties of the Depositor..................................32 35 Section 3.02 Representations and Warranties of the Servicer...................................34 37 Section 3.03 Representations and Warranties of the Seller.....................................36 39 Section 3.04 Covenants of Seller to Take Certain Actions with Respect to the Home Equity Loans in Certain Situations......................................38 ..........................................42 Section 3.05 Conveyance of the Initial Home Equity Loans and Qualified Replacement Mortgages............................................................45 48 Section 3.06 Acceptance by Trustee; Certain Substitutions of Home Equity Loans;

Representations, Warranties and Covenants of the Depositor. THE SERVICER AND THE SELLER; COVENANT OF SELLER TO CONVEY HOME EQUITY LOANS.....................................................32 ..........................................................29 Section 3.01 Representations and Warranties of the Depositor..................................32 .......................................29 Section 3.02 Representations and Warranties of the Servicer...................................34 ........................................31 Section 3.03 Representations and Warranties of the Seller.....................................36 ..........................................33 Section 3.04 Covenants of Seller to Take Certain Actions with Respect to the Home Equity Loans in Certain Situations......................................38 .................................................................36 Section 3.05 Conveyance of the Initial Home Equity Loans and Qualified Replacement Mortgages............................................................45 Mortgages .....................................................................................42 Section 3.06 Acceptance by Trustee; Certain Substitutions of Home Equity Loans;; Certification by Trustee...............................................................................46 Section 3.07 Conveyance of the Subsequent Home Equity Loans........................................47 Section 3.08 Custodian.............................................................................49

Representations, Warranties and Covenants of the Depositor. THE SERVICER AND THE SELLERSELLERS; COVENANT OF SELLER SELLERS TO CONVEY HOME EQUITY LOANS.....................................................32 ............................. 33 Section 3.01 Representations and Warranties of the Depositor..................................32 ...................................... 33 Section 3.02 Representations and Warranties of the Servicer...................................34 ....................................... 35 Section 3.03 Representations and Warranties of the Seller.....................................36 Sellers........................................ 37 Section 3.04 Covenants of Seller the Sellers to Take Certain Actions with Respect to the Home Equity Loans in In Certain Situations......................................38 .............................................. 39 Section 3.05 Conveyance of the Home Equity Loans and Qualified Replacement Mortgages............................................................45 ............................................................................ 47 Section 3.06 Acceptance by Trustee; Certain Substitutions of Home Equity Loans;; Certification by Trustee............................................................. 50 ARTICLE IV ISSUANCE AND SALE OF CERTIFICATES...................................... 52 Section 4.01 Issuance of Certificates............................................................. 52 Section 4.02 Sale of Certificates................................................................. 52 ARTICLE V

Representations, Warranties and Covenants of the Depositor. THE SERVICER AND THE SELLER; COVENANT OF SELLER TO CONVEY HOME EQUITY LOANS.....................................................32 LOANS Section 3.01 Representations and Warranties of the Depositor..................................32 ............................. 35 Section 3.02 Representations and Warranties of the Servicer...................................34 .............................. 37 Section 3.03 Representations and Warranties of the Seller.....................................36 ................................ 39 Section 3.04 Covenants of Seller to Take Certain Actions with Respect to the Home Equity Loans in Certain Situations......................................38 .......................................... 42 Section 3.05 Conveyance of the Initial Home Equity Loans and Qualified Replacement Mortgages............................................................45 ................................................................... 49 Section 3.06 Acceptance by Trustee; Certain Substitutions of Home Equity Loans;; Certification by Trustee.................................................... 53 Section 3.07 Conveyance of the Subsequent Home Equity Loans.............................. 54 Section 3.08 Custodian................................................................... 57 ARTICLE IV ISSUANCE AND SALE OF CERTIFICATES

Representations, Warranties and Covenants of the Depositor. THE SERVICER AND THE SELLER; COVENANT OF SELLER DEPOSITOR TO CONVEY HOME EQUITY LOANS.....................................................32 ...................................................................................19 Section 3.01 2.01 Representations and Warranties of the Depositor..................................32 ..........................................19 Section 3.02 2.02 Representations and Warranties of the Servicer...................................34 ...........................................21 Section 3.03 2.03 Representations and Warranties of the Seller.....................................36 .............................................23 Section 3.04 2.04 Covenants of Seller to Take Certain Actions with Respect to the Home Equity Loans in Certain Situations......................................38 .......................................................26 Section 3.05 2.05 Conveyance of the Initial Home Equity Loans and Qualified Replacement Mortgages............................................................45 ....................................................................32 Section 3.06 2.06 Acceptance by Indenture Trustee; Certain Substitutions of Home Equity Loans;; Certification by Indenture Trustee................................................36 Section 2.07 Conveyance of the Subsequent Home Equity Loans...........................................38 Section 2.08 Custodian................................................................................39 Section 2.09

Representations, Warranties and Covenants of the Depositor. THE SERVICER AND THE SELLER; COVENANT OF SELLER DEPOSITOR TO CONVEY HOME EQUITY LOANS.....................................................32 .......................................................19 Section 3.01 2.01 Representations and Warranties of the Depositor..................................32 .......................................19 Section 3.02 2.02 Representations and Warranties of the Servicer...................................34 ........................................21 Section 3.03 2.03 Representations and Warranties of the Seller.....................................36 ..........................................23 Section 3.04 2.04 Covenants of Seller to Take Certain Actions with Respect to the Home Equity Loans in Certain Situations......................................38 ...............................................26 Section 3.05 2.05 Conveyance of the Initial Home Equity Loans and Qualified Replacement Mortgages............................................................45 .................................................................32 Section 3.06 2.06 Acceptance by Indenture Trustee; Certain Substitutions of Home Equity Loans;; Certification by Indenture Trustee......................................36 Section 2.07 Conveyance of the Subsequent Home Equity Loans........................................37 Section 2.08 Custodian.............................................................................39 Section 2.09

Representations, Warranties and Covenants of the Depositor. THE SERVICER AND THE SELLER; COVENANT OF SELLER DEPOSITOR TO CONVEY HOME EQUITY LOANS.....................................................32 .......................................................18 Section 3.01 2.01 Representations and Warranties of the Depositor..................................32 .......................................18 Section 3.02 2.02 Representations and Warranties of the Servicer...................................34 ........................................20 Section 3.03 2.03 Representations and Warranties of the Seller.....................................36 ..........................................22 Section 3.04 2.04 Covenants of Seller to Take Certain Actions with Respect to the Home Equity Loans in Certain Situations......................................38 ...............................................25 Section 3.05 2.05 Conveyance of the Home Equity Loans and Qualified Replacement Mortgages............................................................45 .................................................................31 Section 3.06 2.06 Acceptance by Indenture Trustee; Certain Substitutions of Home Equity Loans;; Certification by Indenture Trustee.............................................35 Section 2.07 [Reserved]............................................................................36 Section 2.08 Custodian.............................................................................36 Section 2.09