Common use of REQUESTED SECOND SURGICAL OPIN- ION Clause in Contracts

REQUESTED SECOND SURGICAL OPIN- ION. If a surgeon has recommended a non-emergency surgical procedure, the insured should notify USA Medical Services at least seventy-two (72) hours prior to the scheduled procedure. If a second surgical opinion is deemed necessary by either the insurer or USA Medical Services, it must be conducted by a physician chosen and arranged by USA Medical Services. Only those second surgical opinions required and coordinated by USA Medical Services are covered. In the event the second surgi- cal opinion contradicts or does not confirm the need for surgery, the insurer will also pay for a third surgical opinion from a phy- sician chosen in agreement between the insured and USA Medical Services. If the second or third surgical opinion confirms the need for surgery, benefits for the sur- xxxx will be paid according to this policy.