Common use of Rescissions of coverage Clause in Contracts

Rescissions of coverage. After exhausting the internal review process, the claimant can make a written request to the Appeals & Grievance Department for external review after the date of receipt of our internal response. We will send your request to the IRO. You must contact the IRO or us within 120 calendar days (4 months) of the date of your appeal resolution letter. If you do not file your appeal for an external independent review within 120 days, it cannot be reviewed. If you are not sure whether your appeal is eligible, or if you want more information, please contact Ambetter from Sunshine Health. 1. The internal appeal process must be exhausted before the claimant may request an external review unless the claimant files a request for an expedited external review at the same time as an internal expedited grievance or we either provide a waiver of this requirement or fail to follow the appeal process. 2. A health plan must allow a claimant to make a request for an expedited external review with the plan at the time the claimant receives: a. An adverse benefit determination if the determination involves a medical condition of the claimant for which the timeframe for completion of an internal expedited grievance would seriously jeopardize the life or health of the claimant or would jeopardize the claimant’s ability to regain maximum function and the claimant has filed a request for an internal expedited grievance. b. A final internal adverse benefit determination, if the claimant has a medical condition where the timeframe for completion of a standard external review would seriously jeopardize the life or health of the claimant or would jeopardize the claimant’s ability to regain maximum function, or if the final internal adverse benefit determination concerns an admission, availability of care, continued stay, or health care item or service for which the claimant received emergency services, but has not been discharged from a facility.