Common use of Restrictions of Using the Services Clause in Contracts

Restrictions of Using the Services. EmbassyCard App will carry out Transactions and Services both Offline where there is network connection, and/or Online with WIFI or Network Connection using the App as EmbassyCard reader over the NFC protocol. Some Transactions such as pushing Customer Sales payments from the phone to the merchant’s Redeem Balance on EmbassyCard Server in the Cloud requires the phone or Terminal to be connected to the Network (“On-Line Transaction”). 6.1.1. Offline Transaction: o Cash Withdrawal at Merchant; o Check Card Balance; o Take or Make Payment from the Card; o View Transaction Activities; o View last known Redeem Balance; o Card Lock and Unlock; 6.1.2. Online Transaction: o Push digital Cash received from Sales but residing on the Merchant terminal to EmbassyCard server to update the Redeem Balance; o Settlement – (Digital Cash Transfer from EmbassyCard to Merchant’s Bank Account as Cash Deposit); o Deferred Load (Disbursement) o Load Money on Card at Merchant; o Card-2-Card Digital Cash Transfer (Local); o Card-2-Card Digital Cash Transfer (Remote); o Card-2-Bank Transaction; o Bank -2-Card Transaction; o PIN Management; o Dashboard Services; o Merchant Near You;

Restrictions of Using the Services. EmbassyCard App will carry out Transactions and Services both Offline where there is network connection, and/or Online with WIFI or Network Connection using the App as EmbassyCard reader over the NFC protocol. Some Transactions such as pushing Customer Sales payments from the phone to the merchant’s Redeem Balance on EmbassyCard Server in the Cloud requires the phone or Terminal to be connected to the Network (“On-Line Transaction”). 6.1.1. Offline Transaction: o Cash Withdrawal at Merchant; o Check Card Balance; o Take or Make Payment from the Card; o View Transaction Activities; o View last known Redeem Balance; o Card Lock and Unlock; 6.1.2. Online Transaction: o Push digital Cash received from Sales but residing on the Merchant terminal to EmbassyCard server to update the Redeem Balance; o Settlement – (Digital Cash Transfer from EmbassyCard to Merchant’s Bank Account as Cash Deposit); o Deferred Load (DisbursementMoney Disbursements, Deferred Payment) o Load Money on Card at Merchant; o Load Money to Own Card or Remote Card o Card-2-Card Digital Cash Transfer (Local); o Card-2-Card Digital Cash Transfer (Remote); o Card-2-Bank Transaction; o Bank -2-Card Transaction; o PIN Management; o Dashboard Services; o Merchant Near You;

Restrictions of Using the Services. EmbassyCard App will carry out Transactions transactions and Services services both Offline where there is no network connection, and/or Online with WIFI or Network Connection using the App as EmbassyCard reader over the NFC protocol. Some Transactions such as pushing Customer Sales payments from the phone to the merchant’s Redeem Balance on EmbassyCard Server in the Cloud requires the phone or Terminal to be connected to the Network (“On-Line Transaction”). 6.1.1. Offline Transaction: o Cash Withdrawal at Merchant; o Check Card Balance; o Take or Make Payment from the Card; o View Transaction Activities; o View last known Redeem Balance; o Card Lock and Unlock;. o Virtual Account or Physical Account Opening Referral Services to Partner Banks 6.1.2. Online Transaction: o Push digital Cash received from Sales but residing on the Merchant terminal to EmbassyCard server to update the Redeem Balance; o Settlement – (Digital Cash Transfer from EmbassyCard to Merchant’s Bank Account as Cash Deposit); o Deferred Load (DisbursementMoney Disbursements, Deferred Payment, AirDrop -2-Card) o Load Money on Card at Merchant; o Load Money to Own Card or Remote Card o Card-2-Card Digital Cash Transfer (Local); o Card-2-Card Digital Cash Transfer (Remote); o Card-2-Bank Transaction; . o Request-2-Pay as a Payment Collection Service for Merchants or Partners o Bank -2-Card Transaction; . o PIN Management; o Dashboard Services; o Merchant Near You;

Restrictions of Using the Services. EmbassyCard App will carry out Transactions and Services both Offline where there is network connection, and/or Online with WIFI or Network Connection using the App as EmbassyCard reader over the NFC protocol. Some Transactions such as pushing Customer Sales payments from the phone to the merchant’s Redeem Balance on EmbassyCard Server in the Cloud requires the phone or Terminal to be connected to the Network (“On-Line Transaction”). 6.1.1. Offline Transaction: o Cash Withdrawal at Merchant; o Check Card Balance; o Take or Make Payment from the Card; o View Transaction Activities; o View last known Redeem Balance; o Card Lock and Unlock; 6.1.2. Online Transaction: o Push digital Cash received from Sales but residing on the Merchant terminal to EmbassyCard server to update the Redeem Balance; o Settlement – (Digital Cash Transfer from EmbassyCard to Merchant’s Bank Account as Cash Deposit); o Deferred Load (Disbursement) o Load Money on Card at Merchant; o Card-2-Card Digital Cash Transfer (Local); o Card-2-Card Digital Cash Transfer (Remote); o Card-2-Bank Transaction; o Bank -2-Card Transaction; o Merchant Agent Float Management o Float-2-Float o Bulk Request-to-Pay o PIN Management; o Dashboard Services; o Merchant Near You;