Return and Refunds. If you are entitled to a refund for any reason for goods or services obtained with the Debit Card, you agree to accept credits to your Funding Source for refunds and agree to the refund policy of the merchant. Neither the Bank nor Program Manager is responsible for the delivery, quality, safety, legality or any other aspects of the goods or services you purchase from others with the Debit Card. If you have a problem with a purchase you made with the Debit Card, or if you have a dispute with the merchant, you must handle it directly with the merchant. The amounts credited to your Debit Card for refunds may not be available for up to five (5) days from the date the refund transaction occurs.
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Samples: Cardholder Agreement, Cardholder Agreement, Cardholder Agreement