Common use of Rights of Banks Clause in Contracts

Rights of Banks. 55 11.20 2000 Credit Agreement.........................................................................56 SCHEDULES AND EXHIBITS SCHEDULE 1 DISCLOSURE SCHEDULES SCHEDULE 2 APPLICABLE MARGINS, COMMITMENT FEE EXHIBIT A SUBSIDIARIES EXHIBIT B BANKS' LOAN COMMITMENTS AND PERCENTAGES EXHIBIT C NOTE EXHIBIT D BORROWING BASE CERTIFICATE EXHIBIT E SECURITY AGREEMENT EXHIBIT F PLEDGE AGREEMENT EXHIBIT G COMPLIANCE CERTIFICATE EXHIBIT H ACCOUNTS RECEIVABLE AGING REPORT EXHIBIT I QUARTERLY INVENTORY REPORT EXHIBIT J RESIDUALS REPORT Amended and Restated Credit Agreement This Amended and Restated Credit Agreement, dated as of January 19, 2001 (this "Agreement"), is entered into by and among ePlus inc., a Delaware corporation, each of its subsidiaries that are signatories hereto and named in Exhibit A attached hereto and such other entities that hereafter become a subsidiary and are added to Exhibit A (collectively, the "Borrowers" and individually, a "Borrower"), National City Bank, a national banking association, as administrative agent for the Banks under this Agreement ("Administrative Agent"), the other banking institution signatories hereto and named in Exhibit B attached hereto, the Additional Banks (as defined below), and such other institutions that hereafter become a "Bank" pursuant to ss. 11.4 hereof (collectively, the "Banks" and individually, a "Bank"). Preliminary Statement

Rights of Banks. 55 11.20 2000 Credit Agreement.........................................................................56 SCHEDULES 45 ------------------------------------------------------------ ------------------------------------------------------------------ EXHIBIT A BANKS' LOAN COMMITMENTS AND EXHIBITS EXHIBIT F ACCOUNTS RECEIVABLE AGING REPORT PERCENTAGES EXHIBIT G QUARTERLY INVENTORY REPORT EXHIBIT B NOTE EXHIBIT H RESIDUALS REPORT EXHIBIT C BORROWING BASE CERTIFICATE SCHEDULE 1 DISCLOSURE SCHEDULES MISCELLANEOUS INFORMATION EXHIBIT D SECURITY AGREEMENT SCHEDULE 2 APPLICABLE MARGINS, COMMITMENT FEE EXHIBIT A SUBSIDIARIES EXHIBIT B BANKS' LOAN COMMITMENTS AND PERCENTAGES EXHIBIT C NOTE EXHIBIT D BORROWING BASE CERTIFICATE EXHIBIT E SECURITY AGREEMENT EXHIBIT F PLEDGE AGREEMENT EXHIBIT G COMPLIANCE CERTIFICATE EXHIBIT H ACCOUNTS RECEIVABLE AGING REPORT EXHIBIT I QUARTERLY INVENTORY REPORT EXHIBIT J RESIDUALS REPORT Amended and Restated ------------------------------------------------------------ ------------------------------------------------------------------ iv Credit Agreement This Amended and Restated Credit Agreement, dated as of January 19December 18, 2001 1998 (this "Agreement"), is entered into by and among ePlus incMLC HOLDINGS, INC., a Delaware corporationcorporation ("Holdings"), each of its subsidiaries that are signatories hereto MLC GROUP, INC., a Virginia corporation ("MLC"), and named in Exhibit A attached hereto and such other entities that hereafter become MLC FEDERAL, INC., a subsidiary and are added to Exhibit A Virginia corporation ("Federal") as borrowers (collectively, the "Borrowers" and individually, a "Borrower"), National City Bank, a national the banking association, as administrative agent for the Banks under this Agreement ("Administrative Agent"), the other banking institution institutions signatories hereto and named in Exhibit B A attached hereto, the Additional Banks (as defined below), hereto and such other institutions that hereafter become a "Bank" pursuant to ss. 11.4 hereof (collectively, the "Banks" and individually, a "Bank") and First Union National Bank, a national banking association, as agent for the Banks under this Agreement ("First Union," which shall mean its capacity as agent unless specifically stated otherwise). Preliminary Statement

Rights of Banks. 55 11.20 2000 Credit Agreement.........................................................................56 SCHEDULES AND EXHIBITS SCHEDULE 1 DISCLOSURE SCHEDULES SCHEDULE 2 APPLICABLE MARGINS, COMMITMENT FEE EXHIBIT A SUBSIDIARIES EXHIBIT B BANKS' LOAN COMMITMENTS AND PERCENTAGES EXHIBIT C NOTE EXHIBIT D BORROWING BASE CERTIFICATE EXHIBIT E SECURITY AGREEMENT EXHIBIT F PLEDGE AGREEMENT EXHIBIT G COMPLIANCE CERTIFICATE EXHIBIT H ACCOUNTS RECEIVABLE AGING REPORT EXHIBIT I QUARTERLY INVENTORY REPORT EXHIBIT J RESIDUALS REPORT Amended and Restated Credit Agreement This Amended and Restated Credit Agreement, dated as of January 19December 15, 2001 2000 (this "Agreement"), is entered into by and among ePlus inc., a Delaware corporation, each of its subsidiaries that are signatories hereto and named in Exhibit A attached hereto and such other entities that hereafter become a subsidiary and are added to Exhibit A (collectively, the "Borrowers" and individually, a "Borrower"), National City Bank, a national banking association, as administrative agent for the Banks under this Agreement ("Administrative Agent"), the other banking institution signatories hereto and named in Exhibit B attached hereto, the Additional Banks (as defined below), and such other institutions that hereafter become a "Bank" pursuant to ss. 11.4 hereof (collectively, the "Banks" and individually, a "Bank"). Preliminary Statement

Rights of Banks. 55 11.20 2000 Credit Agreement.........................................................................56 SCHEDULES 45 - ------------------------------------------------------------ ------------------------------------------------------------------ EXHIBIT A BANKS' LOAN COMMITMENTS AND EXHIBITS EXHIBIT F ACCOUNTS RECEIVABLE AGING REPORT PERCENTAGES EXHIBIT G QUARTERLY INVENTORY REPORT EXHIBIT B NOTE EXHIBIT H RESIDUALS REPORT EXHIBIT C BORROWING BASE CERTIFICATE SCHEDULE 1 DISCLOSURE SCHEDULES MISCELLANEOUS INFORMATION EXHIBIT D SECURITY AGREEMENT SCHEDULE 2 APPLICABLE MARGINS, COMMITMENT FEE EXHIBIT A SUBSIDIARIES EXHIBIT B BANKS' LOAN COMMITMENTS AND PERCENTAGES EXHIBIT C NOTE EXHIBIT D BORROWING BASE CERTIFICATE EXHIBIT E SECURITY AGREEMENT EXHIBIT F PLEDGE AGREEMENT EXHIBIT G COMPLIANCE CERTIFICATE EXHIBIT H ACCOUNTS RECEIVABLE AGING REPORT EXHIBIT I QUARTERLY INVENTORY REPORT EXHIBIT J RESIDUALS REPORT Amended and Restated - ------------------------------------------------------------ ------------------------------------------------------------------ Credit Agreement This Amended and Restated Credit Agreement, dated as of January 19December 18, 2001 1998 (this "Agreement"), is entered into by and among ePlus incMLC HOLDINGS, INC., a Delaware corporationcorporation ("Holdings"), each of its subsidiaries that are signatories hereto MLC GROUP, INC., a Virginia corporation ("MLC"), and named in Exhibit A attached hereto and such other entities that hereafter become MLC FEDERAL, INC., a subsidiary and are added to Exhibit A Virginia corporation ("Federal") as borrowers (collectively, the "Borrowers" and individually, a "Borrower"), National City Bank, a national the banking association, as administrative agent for the Banks under this Agreement ("Administrative Agent"), the other banking institution institutions signatories hereto and named in Exhibit B A attached hereto, the Additional Banks (as defined below), hereto and such other institutions that hereafter become a "Bank" pursuant to ss. 11.4 hereof (collectively, the "Banks" and individually, a "Bank") and First Union National Bank, a national banking association, as agent for the Banks under this Agreement ("First Union," which shall mean its capacity as agent unless specifically stated otherwise). Preliminary Statement