Common use of RIGHTS OF OWNER Clause in Contracts

RIGHTS OF OWNER. WHO IS THE OWNER An Owner may be an Annuitant, a trust or any other individual or entity. If no Owner is named, the Annuitant will be the Owner. Under contracts used with certain tax qualified plans, the Owner must be the Annuitant. More than one Owner may be named as Joint Owners. If one of such Joint Owners dies, all rights vest equally in the surviving Owners. If any Owner dies prior to the Maturity Date, the death benefit amount will be paid as provided in Part 9. WHAT ARE THE RIGHTS OF THE OWNER You control this contract on and after the Contract Date. Unless You and We agree otherwise, You may exercise all rights provided under this contract without the consent of anyone else. If there is more than one Owner, all Owners must consent to the changes described below. Your rights include the right to: 1. Receive any amounts payable under this contract during the Annuitant's lifetime. 2. Change the Owner(s) under certain conditions with Our consent. 3. Change the premium payment amounts and intervals. See Part 4. 4. Change the allocation for premium payments. See Part 4. 5. Transfer Contract Values between and among the various Subaccounts and the Guaranteed Interest Account. See Part 5. 6. Make withdrawals from the various Subaccounts and the Guaranteed Interest Account or fully surrender the contract for its Surrender Value. See Part 5. 7. Change the Maturity Date prior to the commencement of an annuity payment option. 8. Select an annuity payment option to commence on the Maturity Date. See Part 8.

RIGHTS OF OWNER. WHO IS THE OWNER An Owner may be an Annuitant, a trust or any other individual or entity. If no Owner is named, the Annuitant (not the Joint Annuitant) will be the Owner. Under contracts used with certain tax qualified plans, the Owner must be the Annuitant. More than one Owner may be named as Joint Owners. If one of such Joint Owners dies, all rights vest equally in the surviving Owners. If any Owner dies prior to the Maturity Date, the death benefit amount will be paid as provided in Part 9. WHAT ARE THE RIGHTS OF THE OWNER You control this contract on and after the Contract Date. Unless You and We agree otherwise, You may exercise all rights provided under this contract without the consent of anyone else. If there is more than one Owner, all Owners must consent to the changes described below. Your rights include the right to: 1. Receive any amounts payable under this contract during the Annuitant's lifetime. 2. Change the Owner(s) under certain conditions with Our consent. 3. Change the premium payment amounts and intervals. See Part 4. 4. Change the allocation for premium payments. See Part 4. 5. Transfer Contract Values between and among the various Subaccounts and the Guaranteed Interest AccountSubaccounts. See Part 5. 6. Make withdrawals from the various Subaccounts and the Guaranteed Interest Account or fully surrender the contract for its Surrender Value. See Part 5. 7. Change the Maturity Date prior to the commencement of an annuity payment option, subject to the maximum Maturity Date defined in Part 1. 8. Select an annuity payment option to commence on the Maturity Date. See Part 8.

RIGHTS OF OWNER. WHO IS THE OWNER An Owner may be an Annuitant, a trust or any other individual or entity. If no Owner is named, the Annuitant will be the Owner. Under contracts used with certain tax qualified plans, the Owner must be the Annuitant. More than one Owner may be named as Joint Owners. If one of such Joint Owners dies, all rights vest equally in the surviving Owners. If any Owner dies prior to the Maturity Date, the death benefit amount will be paid as provided in Part 9. D617 4 WHAT ARE THE RIGHTS OF THE OWNER You control this contract on and after the Contract Date. Unless You and We agree otherwise, You may exercise all rights provided under this contract without the consent of anyone else. If there is more than one Owner, all Owners must consent to the changes described below. Your rights include the right to: 1. Receive any amounts payable under this contract during the Annuitant's lifetime. 2. Change the Owner(s) under certain conditions with Our consent. 3. Change the premium payment amounts and intervals. See Part 4. 4. Change the allocation for premium payments. See Part 4. 5. Transfer Contract Values between and among the various Subaccounts and the Guaranteed Interest Account. See Part 5. 6. Make withdrawals from the various Subaccounts and the Guaranteed Interest Account or fully surrender the contract for its Surrender Value. See Part 5. 7. Change the Maturity Date prior to the commencement of an annuity payment optionpayments, subject to the maximum Maturity Date defined in Part 1. 8. Select an annuity payment option to commence on the Maturity Date. See Part 8.

RIGHTS OF OWNER. WHO IS THE OWNER An The Owner may be the Annuitant, an Annuitantemployer, a trust or any other individual or entity. If no Owner is named, the Annuitant will be the Owner. Under contracts used with certain tax qualified plans, the Owner must be the Annuitant. More than one Owner may be named as Joint Owners. If one of such Joint Owners dies, all rights vest equally in the surviving Owners. If any Owner dies prior to the Maturity Date, the death benefit amount will be paid as provided in Part 9. WHAT ARE THE RIGHTS OF THE OWNER You control this contract on and after during the OF THE OWNER Annuitant's lifetime but not until the Contract Date. Unless You and We agree otherwise, You may exercise all rights provided under this contract without the consent of anyone else. If there is more than one Owner, all Owners must consent to the changes described below. Your rights include the right to: 1. a. Receive any amounts payable under this contract during the Annuitant's lifetime. 2. b. Change the Owner(s) under certain conditions with Our consentOwner. 3. c. Change the premium payment amounts and intervals. See Part 4. 4. d. Change the allocation schedule for premium payments. See Part 4. 5. e. Transfer Contract Values between and among the various Subaccounts and the Guaranteed Interest Account. See Part 5. 6. f. Make withdrawals from the various Subaccounts and the Guaranteed Interest Account or fully surrender the contract for its Surrender Value. See Part 5. 7. Change the Maturity Date prior to the commencement of an annuity payment optiong. Select a Payment Option for amounts payable upon a withdrawal or full surrender. 8. h. Select an annuity payment option alternative Payment Option to commence on the Maturity Date. See Part 8. i. Change the Owner's or Annuitant's Beneficiary. j. Assign, subject to the restrictions stated in Part 2, release, or surrender any interest in this contract. See Parts 2 and 5. k. Change the Contingent Annuitant any time prior to the death of the Primary Annuitant. You may exercise these rights only while the Annuitant is alive. Your exercise of any rights will, to the extent thereof, assign, release, or surrender the interest of the Annuitant and all beneficiaries and Owners under this contract. HOW TO CHANGE THE OWNER To change the Owner, you must submit a Written Request. DESIGNATION OF Prior to the death of the Annuitant, You may CONTINGENT ANNUITANT designate or change the Contingent Annuitant by sending a Written Request with the name, date of birth, sex, Social Security Number and address of the new Contingent Annuitant. If You are an Owner/Xxxxxxxxx and Your spouse is Your beneficiary under this Contract, Your surviving spouse will automatically be the Contingent Annuitant.

RIGHTS OF OWNER. WHO IS THE OWNER An The Owner may be the Annuitant, an Annuitantemployer, a trust or any other individual or entity. If no Owner is named, the Annuitant will be the Owner. Under contracts used with certain tax qualified plans, the Owner must be the Annuitant. More than one Owner A husband and wife may be named designated as Joint Owners. If one of such Joint Owners dies, all rights vest equally in the surviving Owners. If any other Joint Owner dies prior to becomes the Maturity Date, sole Owner of the death benefit amount will be paid as provided in Part 9Contract. WHAT ARE THE RIGHTS OF THE OWNER You control this contract on and after during the Annuitant's OF THE OWNER lifetime but not until the Contract Date. Unless You and We agree otherwise, You may exercise all rights provided under this contract without the consent of anyone else. If there is more than one Owner, all Owners must consent to the changes described below. Your rights include the right to: 1. a. Receive any amounts payable under this contract during the Annuitant's lifetime. 2. b. Change the Owner(s) under certain conditions with Our consentOwner. 3. c. Change the premium payment amounts and intervals. See Part 4. 4. d. Change the allocation schedule for premium payments. See Part 4. 5. e. Transfer Contract Values between and among the various Subaccounts and the Guaranteed Interest Account. See Part 5. 6. f. Make withdrawals from the various Subaccounts and the Guaranteed Interest Account or fully surrender the contract for its Surrender Value. See Part 5. 7. Change the Maturity Date prior to the commencement of an annuity payment optiong. Select a Payment Option for amounts payable upon a withdrawal or full surrender. 8. h. Select an annuity payment option alternative Payment Option to commence on the Maturity Date. See Part 8. i. Change the Owner's or Annuitant's Beneficiary. j. Assign, subject to the restrictions stated in Part 2, release, or surrender any interest in this contract. See Parts 2 and 5. k. Change the Contingent Annuitant any time prior to the death of the Primary Annuitant. You may exercise these rights only while the Annuitant is alive. Your exercise of any rights will, to the extent thereof, assign, release, or surrender the interest of the Annuitant and all beneficiaries and Owners under this contract. HOW TO CHANGE THE OWNER To change the Owner, you must submit a Written Request. DESIGNATION OF Prior to the death of the Annuitant, You may CONTINGENT ANNUITANT designate or change the Contingent Annuitant by sending a Written Request with the name, date of birth, sex, Social Security Number and address of the new Contingent Annuitant. If You are an Owner/Annuitant and Your spouse is Your beneficiary under this Contract, Your surviving spouse will automatically be the Contingent Annuitant.