Common use of RISK RETENTION LIMITS Clause in Contracts

RISK RETENTION LIMITS. The total amount of insurance in force and applied for on an individual life for PRUCO and its affiliates will not exceed the risk retention limits in the following table. ================================================================ Issue Age of Insured Pref. Best - Class D Class E - H ================================================================ Ages: 18 - 65 $ 10,000,000 $ 10,000,000 ---------------------------------------------------------------- 66 - 70 $ 10,000,000 $ 10,000,000 ---------------------------------------------------------------- 71 - 75 $ 10,000,000 $ 10,000,000 ---------------------------------------------------------------- 76 - 77 $ 10,000,000 $ 5,000,000 ---------------------------------------------------------------- 78 - 80 $ 5,000,000 $ 2,500,000 ---------------------------------------------------------------- 81 - 85 $ 2,500,000 $ 1,000,000 ---------------------------------------------------------------- 86 - 90 $ 1,000,000 None ================================================================ SCHEDULE B AUTOMATIC AND FACULTATIVE REINSURANCE PREMIUMS --------------------------------------------------------------------------------

RISK RETENTION LIMITS. The total amount of insurance in force and applied for on an individual life for PRUCO and its affiliates will not exceed the risk retention limits in the following table. ================================================================ Issue Age of Insured Pref. Best - Class D Class E - H ================================================================ --------------------------------------------------------------- Ages: 18 - 65 $ 10,000,000 $ 10,000,000 ---------------------------------------------------------------- --------------------------------------------------------------- 66 - 70 $ 10,000,000 $ 10,000,000 ---------------------------------------------------------------- --------------------------------------------------------------- 71 - 75 $ 10,000,000 $ 10,000,000 ---------------------------------------------------------------- --------------------------------------------------------------- 76 - 77 $ 10,000,000 $ 5,000,000 ---------------------------------------------------------------- --------------------------------------------------------------- 78 - 80 $ 5,000,000 $ 2,500,000 ---------------------------------------------------------------- --------------------------------------------------------------- 81 - 85 $ 2,500,000 $ 1,000,000 ---------------------------------------------------------------- --------------------------------------------------------------- 86 - 90 $ 1,000,000 None ================================================================ SCHEDULE B AUTOMATIC AND FACULTATIVE REINSURANCE PREMIUMS --------------------------------------------------------------------------------

RISK RETENTION LIMITS. The total amount of insurance in force and applied for on an individual life for PRUCO OF NJ and its affiliates will not exceed the risk retention limits in the following table. ================================================================ Issue Age of Insured Pref. Best - Class D Class E - H ================================================================ Ages: 18 - 65 $ 10,000,000 $ 10,000,000 ---------------------------------------------------------------- 66 - 70 $ 10,000,000 $ 10,000,000 ---------------------------------------------------------------- 71 - 75 $ 10,000,000 $ 10,000,000 ---------------------------------------------------------------- 76 - 77 $ 10,000,000 $ 5,000,000 ---------------------------------------------------------------- 78 - 80 $ 5,000,000 $ 2,500,000 ---------------------------------------------------------------- 81 - 85 $ 2,500,000 $ 1,000,000 ---------------------------------------------------------------- 86 - 90 $ 1,000,000 None ================================================================ SCHEDULE B AUTOMATIC AND FACULTATIVE REINSURANCE PREMIUMS --------------------------------------------------------------------------------

RISK RETENTION LIMITS. The total amount of insurance in force and applied for on an individual life for PRUCO and its affiliates will not exceed the risk retention limits in the following table. ================================================================ Issue Age of Insured Pref. Best - Class D Class E - H ================================================================ ------------------------------------------------------------- Ages: 18 - 65 $ 10,000,000 $ 10,000,000 ---------------------------------------------------------------- ------------------------------------------------------------- 66 - 70 $ 10,000,000 $ 10,000,000 ---------------------------------------------------------------- ------------------------------------------------------------- 71 - 75 $ 10,000,000 $ 10,000,000 ---------------------------------------------------------------- ------------------------------------------------------------- 76 - 77 $ 10,000,000 $ 5,000,000 ---------------------------------------------------------------- ------------------------------------------------------------- 78 - 80 $ 5,000,000 $ 2,500,000 ---------------------------------------------------------------- ------------------------------------------------------------- 81 - 85 $ 2,500,000 $ 1,000,000 ---------------------------------------------------------------- ------------------------------------------------------------- 86 - 90 $ 1,000,000 None ================================================================ SCHEDULE B AUTOMATIC AND FACULTATIVE REINSURANCE PREMIUMS --------------------------------------------------------------------------------