Common use of RISKS OF ACQUIRING AND HOLDING SHARES Clause in Contracts

RISKS OF ACQUIRING AND HOLDING SHARES. Acquiring and holding restricted share units and Shares involves risk. These risks include that: (a) There is no guarantee that Shares will grow in value - they may decline in value. Stock markets are subject to fluctuations and the price of Shares can rise and fall, depending upon the Company’s performance and other internal and external factors. (b) There is no assurance that the Company will pay dividends even if its earnings increase. (c) There are tax implications involved in acquiring and holding restricted share units and Shares and the tax regime applying to you may change.

RISKS OF ACQUIRING AND HOLDING SHARES. Acquiring and holding restricted share units and Shares involves risk. These risks include that: (a) There is no guarantee that Shares will grow in value - they may decline in value. Stock markets are subject to fluctuations and the price of Shares can rise and fall, depending upon the Company’s 's performance and other internal and external factors. (b) There is no assurance that the Company will pay dividends even if its earnings increase. (c) There are tax implications involved in acquiring and holding restricted share units and Shares and the tax regime applying to you may change.

RISKS OF ACQUIRING AND HOLDING SHARES. Acquiring and holding restricted share units options and Shares involves risk. These risks include that: (a) There is no guarantee that Shares will grow in value - they may decline in value. Stock markets are subject to fluctuations and the price of Shares can rise and fall, depending upon the Company’s 's performance and other internal and external factors. (b) There is no assurance that the Company will pay dividends even if its earnings increase. (c) There are tax implications involved in acquiring and holding restricted share units options and Shares and the tax regime applying to you may change.

RISKS OF ACQUIRING AND HOLDING SHARES. Acquiring and holding restricted share stock units and Shares shares of Company Stock involves risk. These risks include that: (a) There there is no guarantee that Shares the shares will grow in value - they may decline in value. Stock markets are subject to fluctuations and the price of Shares shares can rise and fall, depending upon the Company’s 's performance and other internal and external factors.; (b) There there is no assurance that the Company will pay dividends even if its earnings increase.; and (c) There there are tax implications involved in acquiring and holding restricted share stock units and Shares shares of Company Stock and the tax regime applying to you the Recipient may change.