Common use of Sales Load Clause in Contracts

Sales Load. Premium Paid First Policy Year Policy Years 2-6 Policy Years 7+ ------------ ----------------- ---------------- --------------- Up to $ 39,090.00 15% 86.8% 3% In Excess of $ 39,090.00 3% 3% 3%

Sales Load. Premium Paid First Policy Year Policy Years 2-6 Policy Years 7+ ------------ ----------------- ---------------- --------------- Up to $ 39,090.00 40,260.00 15% 86.86.8% 3% In Excess of $ 39,090.00 40,260.00 3% 3% 3%

Sales Load. Premium Paid First Policy Year Policy Years 2-6 Policy Years 7+ ------------ ----------------- ---------------- --------------- Up to $ 39,090.00 40,260.00 15% 86.8% 3% In Excess of $ 39,090.00 3% 40,260.00 3% 3%

Sales Load. Premium Paid First Policy Year Policy Years 2-6 Policy Years 7+ ------------ ----------------- ---------------- --------------- Up to $ 39,090.00 15% 86.8% 3% In Excess of $ 39,090.00 3% 3% 3%