Common use of Schedule of Fees and Charges Clause in Contracts

Schedule of Fees and Charges. We will charge you, and you agree to pay, the fees and charges set forth in the Schedule of Fees and Charges below. We generally deduct fees and charges from the Card Account at the time a fee or charge is incurred. You will be charged a fee for a balance inquiry at an ATM even if you don’t complete a funds transfer. The owners of ATMs or other networks may impose an additional charge to use their terminals. Such other fees and charges may be deducted from your Card Account. If you request a service that is not included in the Schedule of Fees and Charges, if there is a fee for such service it will be disclosed at that time, and you agree that any such fee may be deducted from your Card Account. Fee Description Program Charges Card Issuance/Activate Card $4.95 Monthly Fee (with Direct Deposit or Federal Benefit Load) $2.95* Monthly Fee (w/o Direct Deposit or Federal Benefit Load) $7.95* Spend Money Authorization - DECLINED $0.25 ACH Unload (when funds are $1.00 withdrawn from your Card Account using our bank routing number and your Account number) Get Cash ATM Withdrawal $2.50**** ATM Withdrawal (Int'l) $3.95 ATM Withdrawal - DECLINED $1.00 Balance Inquiries ATM Balance Inquiry $1.50 Account Management Fees Live Customer Service Agent (other than Concierge Support) $3.00** Service Fees Replace Card $9.95*** Expedited Card Delivery $29.95 Paper Statement $5.95 Inactivity Fee (charged after 90 days) $4.95 Close Card Fee $4.95***** *Monthly Fee charged the last day of the month following card issuance and monthly thereafter, fee reduced to $2.95 with direct deposit or federal benefit load **No fee if calling to dispute a transaction on your card account ***One complimentary replacement card per year, $9.95 thereafter **** One complimentary ATM Withdrawal per month, capped at $700 *****Close Card fee is charged when a cardholder requests their account be closed and the remaining funds from their card be distributed to the cardholder via paper check.

Schedule of Fees and Charges. We will charge you, and you agree to pay, the fees and charges set forth in the Schedule of Fees and Charges below. We generally deduct fees and charges from the Card Account at the time a fee or charge is incurred. You will be charged a fee for a balance inquiry at an ATM even if you don’t complete a funds transfer. The owners of ATMs or other networks may impose an additional charge to use their terminals. Such other fees and charges may be deducted from your Card Account. If you request a service that is not included in the Schedule of Fees and Charges, if there is a fee for such service it will be disclosed at that time, and you agree that any such fee may be deducted from your Card Account. Fee Description Program Charges Card Issuance/Activate Card $4.95 Monthly Fee (with Direct Deposit or Federal Benefit Load) $2.95* Monthly Fee (w/o Direct Deposit or Federal Benefit LoadEnrollment) $7.954.95* Spend Money Authorization - DECLINED $0.25 ACH Unload (when funds are $1.00 withdrawn from your Card Account using our bank routing $1.00 number and your Account number) Get Cash ATM Withdrawal $2.50**** ATM Withdrawal (Int'l) $3.95 ATM Withdrawal - DECLINED $1.00 Balance Inquiries ATM Balance Inquiry $1.50 Account Management Fees Live Customer Service Agent (other than Concierge Support) $3.00** Service Fees Replace Card $9.95*** Expedited Card Delivery $29.95 Paper Statement $5.95 Inactivity Fee (charged after 90 days) $4.95 Close Card Fee $4.95***** *Monthly Fee charged the last day of the month following card issuance and monthly thereafter, fee reduced to $2.95 waived with direct deposit or federal benefit load **No fee if calling to dispute a transaction on your card account ***One complimentary replacement card per year, $9.95 thereafter **** One complimentary ATM Withdrawal per month, capped at $700 *****Close Card fee is charged when a cardholder requests their account be closed and the remaining funds from their card be distributed to the cardholder via paper check.

Schedule of Fees and Charges. We These fees will charge you, and you agree to pay, the fees and charges set forth in the Schedule of Fees and Charges below. We generally deduct fees and charges from the Card Account at the time a fee or charge is incurred. You will be charged a fee for a balance inquiry at an ATM even if you don’t complete a funds transfer. The owners of ATMs or other networks may impose an additional charge to use their terminals. Such other fees and charges may be deducted from your card balance. In the event that your card balance is not sufficient to cover any applicable fees, you agree to submit payment to us on demand or reload your card with an amount equal to or greater than the fees owed. See Item 12 for more details. Load Limits: 5 loads per day. $5,000 cash load limit per transaction. $5,000 cash load limit per day. $15,000 total load limit per card (includes cash loads and direct deposits). Withdrawal Limits: $5,000 maximum total withdrawal per day (includes all cash and POS transactions). $5,000 Point-of-Sale and Over-the-Counter withdrawal per day. $300 ATM withdrawal per transaction. $900 ATM withdrawal per day. Fee Limits: Cardholders on the Pay As You Go Program will not be charged for more than 24 transactions in one calendar month. Three Purchase Plan Options: Pay As You Go (Non-Direct Deposit) Monthly (Non-Direct Deposit) Direct Deposit Description Card AccountPurchase Fee Up to $5.00 Up to $5.00 Up to $5.00 Activation Fee $0.00 $0.00 $0.00 Monthly Fee No Fee $8.95 $5.95 Monthly fee will be waived if direct deposits of at least $1,000 are received within 35 calendar days and you maintain a positive balance Spend Fees: Pay As You Go (Non-Direct Deposit) Monthly (Non-Direct Deposit) Direct Deposit Description Transaction Fee $1.00 $0.00 $0.00 Transaction Fee - Debit $1.00 $0.00 $0.00 Xxxx Pay Fee $2.00/xxxx $2.00/xxxx $0.00 ATM Balance Inquiry Fee $0.50 $0.50 $0.00 ATM owner may charge a fee ATM Decline International Fee $0.50 $0.50 $0.50 ATM owner may charge a fee Balance Inquiry Decline Fee $0.50 $0.50 $0.50 ATM owner may charge a fee Withdrawal Fees: Pay As You Go (Non-Direct Deposit) Monthly (Non-Direct Deposit) Direct Deposit Description ATM Domestic Fee & ATM International Fee $2.00 $2.00 No Fee ATM owner may charge a fee In-Network Unload Fee $0.00 $0.00 $0.00 See website for list of locations Out-of-Network Cash Advance (OTC) Fee 3% or $3 minimum 3% or $3 minimum 3% or $3 minimum Load Fees: Pay As You Go (Non-Direct Deposit) Monthly (Non-Direct Deposit) Direct Deposit Description Direct Deposit Fee $0.00 $0.00 $0.00 Card-to-Card Fee $2.00 $2.00 $0.00 VISA ReadyLink Load Fee $0.00 $0.00 $0.00 Some 3rd parties may charge a fee Mobile Check Capture by Ingo® Money $0.00 $0.00 $0.00 3rd party fees and data rates may apply. Fee of up to 4% of check value may apply when cashing a check to load your card at Ingo Money. Money in Minutes - 1% (pre-printed payroll or gov't checks) or 4% (all other checks), minimum fee of $5.00. Money in 10 Days - no fee. Fee is deducted from check value. In-Network Load Fee $0.00 $0.00 $0.00 See website for list of locations Other Fees: Pay As You Go (Non-Direct Deposit) Monthly (Non-Direct Deposit) Direct Deposit Description First Replacement Card Fee Waived Waived Waived Additional replacements will incur an $8 fee Replace Card Fee $8.00 $8.00 $8.00 Dormancy Fee $5.00 $0.00 $0.00 Applies after the first 90 days inactivity and for each subsequent month of inactivity Express Mail Fee $20.00 $20.00 $20.00 Canceled Card Fee $15.00 $15.00 $15.00 Waived if no refund check required Customer Service Fees: Pay As You Go (Non-Direct Deposit) Monthly (Non-Direct Deposit) Direct Deposit Description Automated Phone Support Fee $0.00 $0.00 $0.00 Live Customer Service Fee $0.00 $0.00 $0.00 Text Alerts Fee $0.00 $0.00 $0.00 Standard text messaging rates from your wireless service provider may apply Email Alerts Fee $0.00 $0.00 $0.00 Mobile App Fee $0.00 $0.00 $0.00 Available via the Apple App Store or the Android Play Store International Fees: Pay As You Go (Non-Direct Deposit) Monthly (Non-Direct Deposit) Direct Deposit Description PIN Purchase Fee $1.00 +3% 3% 3% Signature Purchase Fee $1.00 +3% 3% 3% ATM Withdrawal Fee $2.00 +3% $2.00 +3% $2.00 +3% ATM owner may charge a fee ATM Balance Fee $0.50 $0.50 No Fee ATM owner may charge a fee ATM Decline Fee $0.50 $0.50 $0.50 ATM owner may charge a fee Out-of-Network Cash Advance (OTC) Fee 3% or $3 minimum 3% or $3 minimum 3% or $3 minimum To remain in the Direct Deposit Program, you must receive a Payroll or Benefits direct deposit within 35 days and receive ongoing deposits at least every 35 days. Failure to receive a direct deposit within 35 days will result in movement to the Pay As You Go Program. **Monthly fee will be waived if direct deposits of at least $1,000 are received within 35 calendar days and you maintain a positive balance. Your funds will be held at or transferred to Axiom Bank, N.A, an FDIC-insured institution. Once there, your funds are insured up to $250,000 by the FDIC in the event Axiom Bank, N.A. fails, if specific deposit insurance requirements are met and your card is registered. See xxxx.xxx/xxxxxxx/xxxxxxxx/xxxxxxx.xxxx for details. No overdraft/credit feature. Contact opt+ by calling 0-000-000-0000, by mail at X.X. Xxx 000, Xxxxx, XX 00000, or visit XxXxxXxxx.xxx. For general information about prepaid accounts, visit xxxx.xxx/xxxxxxx. If you request have a service that is not included in complaint about a prepaid account, call the Schedule of Fees and Charges, if there is a Consumer Financial Protection Bureau at 1-855- 411-2372 or visit xxxx.xxx/xxxxxxxxx RQ127671_001 Monthly fee for such service it will be disclosed at that time, and you agree that any such fee may be deducted from your Card Account. Fee Description Program Charges Card Issuance/Activate Card $4.95 Monthly Fee 5.95† Per purchase $0 ATM withdrawal $0 in-network $0* out-of-network Cash reload $0 ATM balance inquiry (with Direct Deposit in-network or Federal Benefit Loadout-of-network) $2.950 or $0* Monthly Fee Customer service (w/o Direct Deposit automated or Federal Benefit Loadlive agent) $7.95* Spend Money Authorization - DECLINED 0 or $0.25 ACH Unload 0 per call Inactivity (when funds are $1.00 withdrawn from your Card Account using our bank routing number and your Account number) Get Cash ATM Withdrawal $2.50**** ATM Withdrawal (Int'lafter 12 months with no transactions) $3.95 ATM Withdrawal - DECLINED $1.00 Balance Inquiries ATM Balance Inquiry $1.50 Account Management Fees Live Customer Service Agent (5.00 per month We charge 6 other than Concierge Support) $3.00** Service Fees Replace Card $9.95*** types of fees. Here are some of them: Expedited Card Delivery $29.95 Paper Statement $5.95 Inactivity Fee (charged after 90 days) $4.95 Close Card Replacement Fee $4.95***** *Monthly 20.00 Cash Advance Fee charged the last day 3% of the month following card issuance and transaction amount or $3.00 minimum † No monthly thereafter, fee reduced to $2.95 with direct deposit or federal benefit load deposits of at least $1,000 received within 35 calendar days. **Out-of-Network ATM owners may impose independent fees. No fee if calling to dispute a transaction on overdraft/credit features. Register your card account ***One complimentary replacement card per year, $9.95 thereafter **** One complimentary ATM Withdrawal per month, capped at $700 *****Close Card fee is charged when a cardholder requests their account be closed for FDIC insurance eligibility and the remaining funds from their card be distributed to the cardholder via paper checkother protections.

Schedule of Fees and Charges. We will charge you, and you agree to pay, the fees and charges set forth in the Schedule of Fees and Charges below. We generally deduct fees and charges from the Card Account at the time a fee or charge is incurred. You will be charged a fee for a balance inquiry at an ATM even if you don’t complete a funds transfer. The owners of ATMs or other networks may impose an additional charge to use their terminals. Such other fees and charges may be deducted from your Card Account. If you request a service that is not included in the Schedule of Fees and Charges, if there is a fee for such service it will be disclosed at that time, and you agree that any such fee may be deducted from your Card Account. Fee Description Schedule Program Charges Card Issuance/Activate Card $4.95 Monthly Fee (with Direct Deposit or Federal Benefit LoadEnrollment) $2.954.95* Monthly Fee (w/o Direct Deposit or Federal Benefit LoadEnrollment) $7.95* Spend Money Authorization - DECLINED $0.25 ACH Unload (when funds are $1.00 withdrawn from your Card Account using our bank routing number and your Account number) $1.00 Add Money Retail Reload (over the counter load at PrestigePay Agent Locations) $2.95 Get Cash ATM Withdrawal $2.50**** ATM Withdrawal (Int'l) $3.95 ATM Withdrawal - DECLINED $1.00 Unload Card (over the counter withdrawal at PrestigePay Agent Locations) $2.95 Balance Inquiries ATM Balance Inquiry $1.50 Account Management Fees Live Customer Service Agent (other than Concierge Support) $3.00** Service Fees Replace Card $9.95*** Expedited Card Delivery $29.95 Paper Statement $5.95 Inactivity Fee (charged after 90 days) $4.95 Close Card Fee $4.955.95***** *Monthly Fee charged the last day of the month following card issuance and monthly thereafter, fee reduced to $2.95 4.95 with direct deposit or federal benefit load **No fee if calling to dispute a transaction on your card account ***One complimentary replacement card per year, $9.95 thereafter **** One complimentary ATM Withdrawal per month, capped at $700 *****Close Card fee is charged when a cardholder requests their account be closed and the remaining funds from their card be distributed to the cardholder via paper check.

Schedule of Fees and Charges. We will charge you, and you agree to pay, the fees and charges set forth in the Schedule of Fees and Charges below. We generally deduct fees and charges from the Card Account at the time a fee or charge is incurred. You will be charged a fee for a balance inquiry at an ATM even if you don’t complete a funds transfer. The owners of ATMs or other networks may impose an additional charge to use their terminals. Such other fees and charges may be deducted from your Card Account. If you request a service that is not included in the Schedule of Fees and Charges, if there is a fee for such service it will be disclosed at that time, and you agree that any such fee may be deducted from your Card Account. Fee Description Schedule Program Charges Card Issuance/Activate Card $4.95 Monthly Fee (with Direct Deposit or Federal Benefit LoadEnrollment) $2.95* Monthly Fee (w/o Direct Deposit or Federal Benefit LoadEnrollment) $7.95* Spend Money Authorization - DECLINED $0.25 ACH Unload (when funds are $1.00 withdrawn from your Card Account using our bank routing number and your Account number) $1.00 Card to Card Transfer – Out $1.00 Add Money Retail Reload (over the counter load at PrestigePay Agent Locations) $2.95 Get Cash ATM Withdrawal $2.50**** ATM Withdrawal (Int'l) $3.95 4.95 ATM Withdrawal - DECLINED $1.00 Withdrawal (over the counter withdrawal at Visa Member Bank Institutions) $4.95*** Balance Inquiries ATM Balance Inquiry $1.50 Account Management Fees Live Customer Service Agent (other than Concierge Support) $3.00** Service Fees Replace Card $9.95**** Expedited Card Delivery $29.95 Paper Statement $5.95 Inactivity Fee (charged after 90 days) $4.95 Close Card Fee $4.955.95***** *Monthly Fee charged the last day of the month following card issuance and monthly thereafter, fee reduced to $2.95 with direct deposit or federal benefit load **No fee if calling to dispute a transaction on your card account *** One No Fee ATM Withdrawal OR Withdrawal per month, capped at $700 ****One complimentary No Fee replacement card per year, $9.95 thereafter **** One complimentary ATM Withdrawal per month, capped at $700 *****Close Card fee is charged when a cardholder requests their account be closed and the remaining funds from their card be distributed to the cardholder via paper check.