Common use of SECONDARY BENEFICIARY Clause in Contracts

SECONDARY BENEFICIARY. 1 understand that I am entitled to review or obtain a copy of the Plan, at any time, and may do so by contacting the Administrator. This Joinder Agreement shall become effective upon execution (below) by both the Director and a duly authorized officer of the Association. Dated this 1st day of July 2, 2001. ---------------------------- (Director) ---------------------------- (Bank's duly authorized Officer) DIRECTOR DEFERRED COMPENSATION PLAN BENEFICIARY DESIGNATION The Director, under the terms of the Director Deferred Compensation Plan executed by the Bank on July 1, 2001, hereby designates the following Beneficiary to receive any guaranteed payments or death benefits under such Plan, following his death: PRIMARY BENEFICIARY: _________________________ SECONDARY BENEFICIARY: _________________________ This Beneficiary Designation hereby revokes any prior Beneficiary Designation which may have been in effect. This Beneficiary Designation is revocable by a subsequent Beneficiary Designation, properly executed and filed with the Administrator, in accordance with Section VII of the Plan. DATE:______________, 20___ -------------------------- --------------------------- WITNESS DIRECTOR Exhibit A DIRECTOR DEFERRED COMPENSATION JOINDER AGREEMENT NOTICE OF ADJUSTMENT OF DEFERRAL AMOUNT TO, Bank Attention: I hereby give notice of my election to adjust the amount of my compensation deferral in accordance with my Director Deferred Compensation Joinder Agreement, dated the ____day of ______ 20__. . Thus notice is submitted thirty (30) days prior to January 1st or July 1st, and shall become effective January 1st or July 1st, as specified below. Adjust deferral as of:. January 1st, 20__ July 1st, 20___ Previous Deferral Amount _______ per month New Deferral Amount _______ per month (to discontinue deferral, enter $0) --------------------------------- DIRECTOR ---------------------------------- DATE ---------------------------------- ACKNOWLEDGED BY:

SECONDARY BENEFICIARY. 1 understand that I am entitled to review or obtain a copy of the Plan, at any time, and may do so by contacting the Administrator. This Joinder Agreement shall become effective upon execution (below) by both the Director and a duly authorized officer of the Association. Dated this 1st day of July 2, 2001. ---------------------------- (Director) ---------------------------- (Bank's duly authorized Officer) DIRECTOR DEFERRED COMPENSATION PLAN BENEFICIARY DESIGNATION The Director, under the terms of the Director Deferred Compensation Plan executed by the Bank on July 1, 2001, hereby designates the following Beneficiary to receive any guaranteed payments or death benefits under such Plan, following his death: PRIMARY BENEFICIARY: _________________________ SECONDARY BENEFICIARY: _________________________ Xxxxxx X. & Xxxxxxx X. Xxxxxx This Beneficiary Designation hereby revokes any prior Beneficiary Designation which may have been in effect. This Such Beneficiary Designation is revocable by a subsequent Beneficiary Designation, properly executed and filed with the Administrator, in accordance with Section VII of the Planrevocable. DATE:______________: 7/1 , 20___ -------------------------- --------------------------- WITNESS DIRECTOR 1999 ---------------------- /s/ Xxxx X. Xxxxx /s/ Xxxxxxx X. Xxxxxx ------------------------------------ ------------------------------------ (WITNESS) EXECUTIVE /s/ Xxxxxxxxx Xxxxxxx ------------------------------------ (WITNESS) Exhibit A DIRECTOR DEFERRED COMPENSATION JOINDER B EXECUTIVE SUPPLEMENTAL RETIREMENT INCOME AGREEMENT NOTICE OF ADJUSTMENT ELECTION TO CHANGE FORM OF DEFERRAL AMOUNT PAYMENT TO, : Bank Attention: I hereby give notice of my election to adjust change the amount form of payment of my compensation deferral in accordance with my Director Deferred Compensation Joinder Agreement, dated the ____day of ______ 20__. . Thus notice is submitted thirty (30) days prior to January 1st or July 1st, and shall become effective January 1st or July 1stSupplemental Retirement Income Benefit, as specified below. Adjust deferral as of:I UNDERSTAND THAT SUCH NOTICE, IN ORDER TO BE EFFECTIVE, MUST BE SUBMITTED IN ACCORDANCE WITH THE TIME REQUIREMENTS DESCRIBED IN MY EXECUTIVE SUPPLEMENTAL RETIREMENT INCOME AGREEMENT. January 1st, 20__ July 1st, 20___ Previous Deferral Amount _______ per month New Deferral Amount _______ per month (I hereby elect to discontinue deferral, enter $0) --------------------------------- DIRECTOR ---------------------------------- DATE ---------------------------------- ACKNOWLEDGED BY:change the form of payment of my benefits from monthly installments throughout my Payout Period to a lump sum benefit payment. I hereby elect to change the form of payment of my benefits from a lump sum benefit payment to monthly installments throughout my Payout Period. Such election hereby revokes my previous notice of election to receive a lump sum form of benefit payments. -------------------------------------------- -------------------------------------------- Acknowledged By: ---------------------------------------- Title: -------------------------------------

SECONDARY BENEFICIARY. 1 understand that I am entitled to review or obtain a copy of the PlanThis Beneficiary Designation hereby revokes any prior Beneficiary Designation which may have been in effect. Such Beneficiary Designation is revocable. DATE: ______________________, at any time, and may do so by contacting the Administrator. This Joinder Agreement shall become effective upon execution (below) by both the Director and a duly authorized officer of the Association. Dated this 1st day of July 2, 2001. ---------------------------- (Director) ---------------------------- (Bank's duly authorized Officer) DIRECTOR DEFERRED COMPENSATION PLAN BENEFICIARY DESIGNATION The Director, under the terms of the Director Deferred Compensation Plan executed by the Bank on July 1, 2001, hereby designates the following Beneficiary to receive any guaranteed payments or death benefits under such Plan, following his death: PRIMARY BENEFICIARY: 19____ ________________________________ SECONDARY BENEFICIARY: ________________________________________ This Beneficiary Designation (WITNESS) EXECUTIVE ________________________________ (WITNESS) Exhibit B EXECUTIVE SUPPLEMENTAL RETIREMENT INCOME AGREEMENT NOTICE OF ELECTION TO CHANGE FORM OF PAYMENT TO: Bank Attention: I hereby revokes any prior Beneficiary Designation which may have been give notice of my election to change the form of payment of my Supplemental Retirement Income Benefit, as specified below. I understand that such notice, in effect. This Beneficiary Designation is revocable by a subsequent Beneficiary Designationorder to be effective, properly executed and filed with the Administrator, must be submitted in accordance with Section VII the time requirements described in my Executive Supplemental Retirement Income Agreement. [_] I hereby elect to change the form of payment of my benefits from monthly installments throughout my Payout Period to a lump sum benefit payment. [_] I hereby elect to change the Planform of payment of my benefits from a lump sum benefit payment to monthly installments throughout my Payout Period. DATESuch election hereby revokes my previous notice of election to receive a lump sum form of benefit payments. ________________________________________ Executive ________________________________________ Date Acknowledged By:______________, 20___ -------------------------- --------------------------- WITNESS DIRECTOR Exhibit A DIRECTOR DEFERRED COMPENSATION JOINDER AGREEMENT NOTICE OF ADJUSTMENT OF DEFERRAL AMOUNT TO, Bank Attention: I hereby give notice of my election to adjust the amount of my compensation deferral in accordance with my Director Deferred Compensation Joinder Agreement, dated the ____day of ______ 20__. . Thus notice is submitted thirty (30) days prior to January 1st or July 1st, and shall become effective January 1st or July 1st, as specified below. Adjust deferral as of:. January 1st, 20__ July 1st, 20___ Previous Deferral Amount ______________ per month New Deferral Amount Title:__________________________________ per month (to discontinue deferral, enter $0) --------------------------------- DIRECTOR ---------------------------------- DATE ---------------------------------- ACKNOWLEDGED BY:________________________________________ Date Exhibit C

SECONDARY BENEFICIARY. 1 understand that I am entitled to review or obtain a copy of the Plan, at any time, and may do so by contacting the Administrator. This Joinder Agreement shall become effective upon execution (below) by both the Director and a duly authorized officer of the Association. Dated this 1st day of July 2, 2001. ---------------------------- (Director) ---------------------------- (Bank's duly authorized Officer) DIRECTOR DEFERRED COMPENSATION PLAN BENEFICIARY DESIGNATION The Director, under the terms of the Director Deferred Compensation Plan executed by the Bank on July 1, 2001, hereby designates the following Beneficiary to receive any guaranteed payments or death benefits under such Plan, following his death: PRIMARY BENEFICIARY: _________________________ SECONDARY BENEFICIARY: _________________________ This Beneficiary Designation hereby revokes any prior Beneficiary Designation which may have been in effect. This Such Beneficiary Designation is revocable by a subsequent Beneficiary Designation, properly executed and filed with the Administrator, in accordance with Section VII of the Planrevocable. DATE:______________: , 20___ -------------------------- --------------------------- WITNESS DIRECTOR 19 --------------- --- ----------------------------------- ------------------------------ (WITNESS) EXECUTIVE ----------------------------------- (WITNESS) Exhibit A DIRECTOR DEFERRED COMPENSATION JOINDER B RESTATED EXECUTIVE SUPPLEMENTAL RETIREMENT INCOME AGREEMENT NOTICE OF ADJUSTMENT ELECTION TO CHANGE FORM OF DEFERRAL AMOUNT PAYMENT TO, : Bank Attention: I hereby give notice of my election to adjust change the amount form of payment of my compensation deferral in accordance with my Director Deferred Compensation Joinder Agreement, dated the ____day of ______ 20__. . Thus notice is submitted thirty (30) days prior to January 1st or July 1st, and shall become effective January 1st or July 1stSupplemental Retirement Income Benefit, as specified below. Adjust deferral as of:I understand that such notice, in order to be effective, must be submitted in accordance with the time requirements described in my Restated Executive Supplemental Retirement Income Agreement. January 1st, 20__ July 1st, 20___ Previous Deferral Amount _______ per month New Deferral Amount _______ per month (|_| I hereby elect to discontinue deferral, enter $0) --------------------------------- DIRECTOR ---------------------------------- DATE ---------------------------------- ACKNOWLEDGED BY:change the form of payment of my benefits from monthly installments throughout my Payout Period to a lump sum benefit payment. |_| I hereby elect to change the form of payment of my benefits from a lump sum benefit payment to monthly installments throughout my Payout Period. Such election hereby revokes my previous notice of election to receive a lump sum form of benefit payments. ---------------------------------------- Executive ---------------------------------------- Date Acknowledged By: ------------------------------------- Title: ---------------------------------------- ---------------------------------------- Date Exhibit C