Common use of Secondary liability with several simultaneous AirPlus accident contracts Clause in Contracts

Secondary liability with several simultaneous AirPlus accident contracts. The amounts insured from the framework agreement between AirPlus and the insurer are approved either from the transport accident or traveller's accident insurance policy. Compensation benefits are always paid out of the contract that is most advantageous for the claimant. There is no addition of equivalent insurance benefits from multiple contracts under the AirPlus master contract. Payments in foreign currency Costs incurred in foreign currency that are paid with a Corporate Card or a Virtual Card will be reimbursed in EUR according to the charges on the credit card account. If the costs in foreign currency were not paid with a Corporate Card or a Virtual Card, amounts will be converted into Euro at the European Central Bank rate for the day on which the receipts are received by the insurer. If required, the EUR amount can also be made available in the foreign country in foreign currency - converted at the rate on the transfer date. Submitting a claim For claims or questions regarding the insurance cover you can reach our experts 9am – 5pm MEZ on +00 (0) 000 000 0000. In case of emergency you can reach assistance at the same number 24/7. To submit a claim when back in your country of residence please call the claims department on +00 (0) 000 000 0000 (Monday - Friday 9:00 – 17:00) to obtain a claim form. You will need to give: - your name - your policy number - brief details of your claim. We ask that you notify us within 28 days of you becoming aware of needing to make a claim (unless otherwise stated) and return the completed claim forms with any additional requested documentation as soon as possible. Please send the completed claim forms and additional documents to: xxxxxxxXXX@xxx-xxxxxx-xxxxxxxxx.xxx It is recommended to keep a copy of all documents sent to us. What are the consequences of failure to comply with the obligations? You will lose your insurance cover if you intentionally breach one of the obligations listed below under II Insurance benefits. In the case of a grossly negligent breach of an obligation, we are entitled to reduce our benefits by the amount that corresponds with the severity of fault. Both of the above only apply if we have advised you of these legal consequences via a separate notification in text form. Insurance cover will be maintained if you are able to prove that you did not breach the obligation in a grossly negligent manner. Insurance cover will also be maintained if you are able to prove that the breach of the obligation was not a cause for the occurrence or determination of the insured event, or for the determination or the scope of the benefit. This does not apply if you have fraudulently breached the obligation.

Secondary liability with several simultaneous AirPlus accident contracts. The amounts insured from the framework agreement between AirPlus and the insurer are approved either from the transport accident or traveller's accident insurance policy. Compensation benefits are always paid out of the contract that is most advantageous for the claimant. There is no addition of equivalent insurance benefits from multiple contracts under the AirPlus master contract. Payments in foreign currency Costs incurred in foreign currency that are paid with a Corporate Card or a Virtual Card will be reimbursed in EUR according to the charges on the credit card account. If the costs in foreign currency were not paid with a Corporate Card or a Virtual Card, amounts will be converted into Euro at the European Central Bank rate for the day on which the receipts are received by the insurer. If required, the EUR amount can also be made available in the foreign country in foreign currency - converted at the rate on the transfer date. Submitting a claim For claims or questions regarding the insurance cover you can reach our experts 9am – 5pm MEZ on +00 (0) 000 000 0000. In case of emergency you can reach assistance at the same number 24/7. To submit a claim when back in your country of residence please call the claims department on +00 (0) 000 000 0000 (Monday - Friday 9:00 – 17:00) to obtain a claim form. You will need to give: - • your name - • your policy number - • brief details of your claim. We ask that you notify us within 28 days of you becoming aware of needing to make a claim (unless otherwise stated) and return the completed claim forms with any additional requested documentation as soon as possible. Please send the completed claim forms and additional documents to: xxxxxxxXXX@xxx-xxxxxx-xxxxxxxxx.xxx It is recommended to keep a copy of all documents sent to us. What are the consequences of failure to comply with the obligations? You will lose your insurance cover if you intentionally breach one of the obligations listed below under II Insurance benefits. In the case of a grossly negligent breach of an obligation, we are entitled to reduce our benefits by the amount that corresponds with the severity of fault. Both of the above only apply if we have advised you of these legal consequences via a separate notification in text form. Insurance cover will be maintained if you are able to prove that you did not breach the obligation in a grossly negligent manner. Insurance cover will also be maintained if you are able to prove that the breach of the obligation was not a cause for the occurrence or determination of the insured event, or for the determination or the scope of the benefit. This does not apply if you have fraudulently breached the obligation.

Secondary liability with several simultaneous AirPlus accident contracts. The amounts insured from the framework agreement between AirPlus and the insurer are approved either from the transport accident or traveller's accident insurance policy. Compensation benefits are always paid out of the contract that is most advantageous for the claimant. There is no addition of equivalent insurance benefits from multiple contracts under the AirPlus master contract. Payments in foreign currency Costs incurred in foreign currency that are paid with a Corporate Card or a Virtual Card will be reimbursed in EUR GBP according to the charges on the credit card account. If the costs in foreign currency were not paid with a Corporate Card or a Virtual Card, amounts will be converted into Euro Pound Sterling at the European Central Bank rate for the day on which the receipts are received by the insurer. If required, the EUR GBP amount can also be made available in the foreign country in foreign currency - converted at the rate on the transfer date. Submitting a claim For claims or questions regarding the insurance cover you can reach our experts 9am – 5pm MEZ on +00 (0) 000 000 0000. In case of emergency you can reach assistance at the same number 24/7. To submit a claim when back in your country of residence please call the claims department on +00 (0) 000 000 0000 (Monday - Friday 9:00 – 17:00) to obtain a claim form. You will need to give: - your name - your policy number - brief details of your claim. We ask that you notify us within 28 days of you becoming aware of needing to make a claim (unless otherwise stated) and return the completed claim forms with any additional requested documentation as soon as possible. Please send the completed claim forms and additional documents to: xxxxxxxXXX@xxx-xxxxxx-xxxxxxxxx.xxx It is recommended to keep a copy of all documents sent to us. What are the consequences of failure to comply with the obligations? You will lose your insurance cover if you intentionally breach one of the obligations listed below under II Insurance benefits. In the case of a grossly negligent breach of an obligation, we are entitled to reduce our benefits by the amount that corresponds with the severity of fault. Both of the above only apply if we have advised you of these legal consequences via a separate notification in text form. Insurance cover will be maintained if you are able to prove that you did not breach the obligation in a grossly negligent manner. Insurance cover will also be maintained if you are able to prove that the breach of the obligation was not a cause for the occurrence or determination of the insured event, or for the determination or the scope of the benefit. This does not apply if you have fraudulently breached the obligation.

Secondary liability with several simultaneous AirPlus accident contracts. The amounts insured from the framework agreement between AirPlus and the insurer are approved either from the transport accident or traveller's accident insurance policy. Compensation benefits are always paid out of the contract that is most advantageous for the claimant. There is no addition of equivalent insurance benefits from multiple contracts under the AirPlus master contract. Payments in foreign currency Costs incurred in foreign currency that are paid with a Corporate Card or a Virtual Card will be reimbursed in EUR CHF according to the charges on the credit card account. If the costs in foreign currency were not paid with a Corporate Card or a Virtual Card, amounts will be converted into Euro CHF at the European Central Bank rate for the day on which the receipts are received by the insurer. If required, the EUR CHF amount can also be made available in the foreign country in foreign currency - converted at the rate on the transfer date. Submitting a claim For claims or questions regarding the insurance cover you can reach our experts 9am – 5pm MEZ on +00 (0) 000 000 0000. In case of emergency you can reach assistance at the same number 24/7. To submit a claim when back in your country of residence please call the claims department on +00 (0) 000 000 0000 (Monday - Friday 9:00 – 17:00) to obtain a claim form. You will need to give: - your name - your policy number - brief details of your claim. We ask that you notify us within 28 days of you becoming aware of needing to make a claim (unless otherwise stated) and return the completed claim forms with any additional requested documentation as soon as possible. Please send the completed claim forms and additional documents to: xxxxxxxXXX@xxx-xxxxxx-xxxxxxxxx.xxx It is recommended to keep a copy of all documents sent to us. What are the consequences of failure to comply with the obligations? You will lose your insurance cover if you intentionally breach one of the obligations listed below under II Insurance benefits. In the case of a grossly negligent breach of an obligation, we are entitled to reduce our benefits by the amount that corresponds with the severity of fault. Both of the above only apply if we have advised you of these legal consequences via a separate notification in text form. Insurance cover will be maintained if you are able to prove that you did not breach the obligation in a grossly negligent manner. Insurance cover will also be maintained if you are able to prove that the breach of the obligation was not a cause for the occurrence or determination of the insured event, or for the determination or the scope of the benefit. This does not apply if you have fraudulently breached the obligation.

Secondary liability with several simultaneous AirPlus accident contracts. The amounts insured from the framework agreement between AirPlus and the insurer are approved either from the transport accident or traveller's accident insurance policy. Compensation benefits are always paid out of the contract that is most advantageous for the claimant. There is no addition of equivalent insurance benefits from multiple contracts under the AirPlus master contract. Payments in foreign currency Costs incurred in foreign currency that are paid with a Corporate Card or a Virtual Card will be reimbursed in EUR according to the charges on the credit card account. If the costs in foreign currency were not paid with a Corporate Card or a Virtual Card, amounts will be converted into Euro at the European Central Bank rate for the day on which the receipts are received by the insurer. If required, the EUR amount can also be made available in the foreign country in foreign currency - converted at the rate on the transfer date. Submitting a claim For claims or questions regarding the insurance cover you can reach our experts 9am – 5pm MEZ on +00 (0) 000 000 0000. In case of emergency you can reach assistance at the same number 24/7. To submit a claim when back in your country of residence please call the claims department on +00 (0) 000 000 0000 (Monday - Friday 9:00 – 17:00) to obtain a claim form. You will need to give: - your name - your policy number - brief details of your claim. We ask that you notify us within 28 days of you becoming aware of needing to make a claim (unless otherwise stated) and return the completed claim forms with any additional requested documentation as soon as possible. Please send the completed claim forms and additional documents to: xxxxxxxXXX@xxx-xxxxxx-xxxxxxxxx.xxx It is recommended to keep a copy of all documents sent to us. What are the consequences of failure to comply with the obligations? You will lose your insurance cover if you intentionally breach one of the obligations listed below under II Insurance benefits. In the case of a grossly negligent breach of an obligation, we are entitled to reduce our benefits by the amount that corresponds with the severity of fault. Both of the above only apply if we have advised you of these legal consequences via a separate notification in text form. Insurance cover will be maintained if you are able to prove that you did not breach the obligation in a grossly negligent manner. Insurance cover will also be maintained if you are able to prove that the breach of the obligation was not a cause for the occurrence or determination of the insured event, or for the determination or the scope of the benefit. This does not apply if you have fraudulently breached the obligation.