Common use of SECURITIES AND FUTURES AUTHORITY Clause in Contracts

SECURITIES AND FUTURES AUTHORITY. CONTIMORTGAGE HOME EQUITY LOAN TRUST 1998-3 -------------------------------------------------------------------------------- Group I Computational Materials Decrement Tables Class A-1 To Maturity Average Life 5.55 0.84 0.59 0.46 0.39 0.36 0.32 0.30 First Prin 10/15/98 10/15/98 10/15/98 10/15/98 10/15/98 10/15/98 10/15/98 10/15/98 Last Prin 10/15/09 3/15/00 9/15/99 6/15/99 5/15/99 4/15/99 4/15/99 3/15/99

SECURITIES AND FUTURES AUTHORITY. CONTIMORTGAGE HOME EQUITY LOAN TRUST 1998-3 -------------------------------------------------------------------------------- Group I Computational Materials Decrement Tables (continued) Class A-1 A-3 To Maturity Average Life 5.55 0.84 0.59 0.46 0.39 0.36 0.32 0.30 22.92 7.46 3.92 2.57 2.00 1.75 1.51 1.33 First Prin 10/15/98 10/15/98 10/15/98 10/15/98 10/15/98 10/15/98 10/15/98 10/15/98 12/15/18 4/15/03 4/15/01 6/15/00 2/15/00 12/15/99 10/15/99 9/15/99 Last Prin 10/15/09 3/15/00 9/15/99 6/15/99 5/15/99 4/15/99 4/15/99 3/15/9912/15/23 1/15/10 4/15/04 4/15/02 6/15/01 1/15/01 9/15/00 6/15/00

SECURITIES AND FUTURES AUTHORITY. CONTIMORTGAGE HOME EQUITY LOAN TRUST 1998-3 -------------------------------------------------------------------------------- Group I II Computational Materials Decrement Tables (continued) Class A-1 A-16 To Maturity Average Life 5.55 0.84 0.59 0.46 0.39 0.36 0.32 0.30 14.64 13.61 8.42 5.38 5.05 5.05 4.99 4.24 First Prin 10/15/98 10/15/98 10/15/98 10/15/98 10/15/98 10/15/98 10/15/98 10/15/98 5/15/2013 11/15/2011 9/15/2006 11/15/2003 6/15/2003 6/15/2003 5/15/2003 9/15/2002 Last Prin 10/15/09 3/15/00 9/15/99 6/15/99 5/15/99 4/15/99 4/15/99 3/15/995/15/2013 10/15/2012 8/15/2007 5/15/2004 2/15/2004 2/15/2004 2/15/2004 4/15/2003

SECURITIES AND FUTURES AUTHORITY. CONTIMORTGAGE HOME EQUITY LOAN TRUST 1998-3 -------------------------------------------------------------------------------- Group I II Computational Materials Decrement Tables (continued) Class A-1 A-19 To Maturity Average Life 5.55 0.84 2.58 1.55 1.15 0.91 0.77 0.70 0.64 0.59 0.46 0.39 0.36 0.32 0.30 First Prin 10/15/98 10/15/98 10/15/98 10/15/98 10/15/98 10/15/98 10/15/98 10/15/98 10/15/1998 10/15/1998 10/15/1998 10/15/1998 10/15/1998 10/15/1998 10/15/1998 10/15/1998 Last Prin 10/15/09 3/15/00 9/15/99 6/15/99 5/15/99 4/15/99 4/15/99 3/15/998/15/2003 10/15/2001 12/15/2000 6/15/2000 2/15/2000 1/15/2000 11/15/1999 10/15/1999

SECURITIES AND FUTURES AUTHORITY. CONTIMORTGAGE HOME EQUITY LOAN TRUST 1998-3 -------------------------------------------------------------------------------- Group I II Computational Materials Decrement Tables (continued) Class A-1 A-12 To Maturity Average Life 5.55 0.84 0.59 0.46 0.39 0.36 0.32 0.30 13.53 2.76 1.58 1.12 1.00 1.00 1.00 1.00 First Prin 10/15/98 10/15/98 10/15/98 10/15/98 10/15/98 10/15/98 10/15/98 10/15/98 8/15/2010 3/15/2000 8/15/1999 6/15/1999 5/15/1999 5/15/1999 5/15/1999 5/15/1999 Last Prin 10/15/09 3/15/00 9/15/99 6/15/99 5/15/99 4/15/99 4/15/99 3/15/995/15/2013 11/15/2002 1/15/2001 4/15/2000 2/15/2000 2/15/2000 2/15/2000 1/15/2000

SECURITIES AND FUTURES AUTHORITY. CONTIMORTGAGE HOME EQUITY LOAN TRUST 1998-3 -------------------------------------------------------------------------------- Group I II Computational Materials Decrement Tables (continued) Class A-1 A-15 To Maturity Average Life 5.55 0.84 0.59 0.46 0.39 0.36 0.32 0.30 14.64 12.06 6.98 4.48 4.02 4.02 3.96 3.14 First Prin 10/15/98 10/15/98 10/15/98 10/15/98 10/15/98 10/15/98 10/15/98 10/15/98 5/15/2013 9/15/2009 10/15/2004 8/15/2002 3/15/2002 3/15/2002 2/15/2002 5/15/2001 Last Prin 10/15/09 3/15/00 9/15/99 6/15/99 5/15/99 4/15/99 4/15/99 3/15/995/15/2013 11/15/2011 9/15/2006 11/15/2003 6/15/2003 6/15/2003 5/15/2003 9/15/2002

SECURITIES AND FUTURES AUTHORITY. CONTIMORTGAGE HOME EQUITY LOAN TRUST 1998-3 -------------------------------------------------------------------------------- Group I II Computational Materials Decrement Tables (continued) Class A-1 A-10 To Maturity Average Life 5.55 0.84 0.59 0.46 0.39 0.36 0.32 0.30 11.85 3.61 2.90 2.61 2.48 2.43 2.43 2.56 First Prin 10/15/98 10/15/98 10/15/98 10/15/98 10/15/98 10/15/98 10/15/98 10/15/98 8/15/2000 8/15/2000 8/15/2000 8/15/2000 8/15/2000 8/15/2000 8/15/2000 8/15/2000 Last Prin 10/15/09 3/15/00 9/15/99 6/15/99 5/15/99 4/15/99 4/15/99 3/15/9911/15/2015 7/15/2004 11/15/2003 10/15/2003 10/15/2003 10/15/2003 10/15/2003 10/15/2003

SECURITIES AND FUTURES AUTHORITY. CONTIMORTGAGE HOME EQUITY LOAN TRUST 1998-3 -------------------------------------------------------------------------------- Group I II Computational Materials Decrement Tables (continued) Class A-1 A-11 To Maturity Average Life 5.55 0.84 0.59 0.46 0.39 0.36 0.32 9.09 0.82 0.57 0.45 0.38 0.34 0.30 0.28 First Prin 10/15/98 10/15/98 10/15/98 10/15/98 10/15/98 10/15/98 10/15/98 10/15/98 1/15/1999 10/15/1998 10/15/1998 10/15/1998 10/15/1998 10/15/1998 10/15/1998 10/15/1998 Last Prin 10/15/09 3/15/00 9/15/99 6/15/99 5/15/99 4/15/99 4/15/99 3/15/998/15/2010 3/15/2000 8/15/1999 6/16/1999 5/15/1999 4/15/1999 3/15/1999 3/15/1999

SECURITIES AND FUTURES AUTHORITY. CONTIMORTGAGE HOME EQUITY LOAN TRUST 1998-3 -------------------------------------------------------------------------------- Group I Computational Materials Decrement Tables (continued) Class A-1 A-2 To Maturity Average Life 5.55 0.84 0.59 0.46 0.39 0.36 0.32 0.30 16.44 2.94 1.73 1.22 1.00 0.90 0.81 0.74 First Prin 10/15/98 10/15/98 10/15/98 10/15/98 10/15/98 10/15/98 10/15/98 10/15/98 Last Prin 10/15/09 3/15/00 9/15/99 6/15/99 5/15/99 4/15/99 4/15/99 3/15/993/15/99 Last Prin 12/15/18 4/15/03 4/15/01 6/15/00 2/15/00 12/15/99 10/15/99 9/15/99

SECURITIES AND FUTURES AUTHORITY. CONTIMORTGAGE HOME EQUITY LOAN TRUST 1998-3 -------------------------------------------------------------------------------- Group I II Computational Materials Decrement Tables (continued) Class A-1 A-20 To Maturity Average Life 5.55 0.84 0.59 0.46 0.39 0.36 0.32 0.30 7.65 6.24 5.17 4.23 3.58 3.19 2.79 2.44 First Prin 10/15/98 10/15/98 10/15/98 10/15/98 10/15/98 10/15/98 10/15/98 10/15/98 8/15/2003 10/15/2001 12/15/2000 6/15/2000 2/15/2000 1/15/2000 11/15/1999 10/15/1999 Last Prin 10/15/09 3/15/00 9/15/99 6/15/99 5/15/99 4/15/99 4/15/99 3/15/999/15/2008 9/15/2008 9/15/2008 9/15/2008 9/15/2008 9/15/2008 9/15/2008 2/15/2008

SECURITIES AND FUTURES AUTHORITY. CONTIMORTGAGE HOME EQUITY LOAN TRUST 1998-3 -------------------------------------------------------------------------------- Group I Computational Materials Decrement Tables (continued) Class A-1 A-4 To Maturity Average Life 5.55 0.84 0.59 0.46 0.39 0.36 0.32 0.30 25.94 12.86 6.42 4.01 3.00 2.57 2.20 1.91 First Prin 10/15/98 10/15/98 10/15/98 10/15/98 10/15/98 10/15/98 10/15/98 10/15/98 12/15/23 1/15/10 4/15/04 4/15/02 6/15/01 1/15/01 9/15/00 6/15/00 Last Prin 10/15/09 3/15/00 9/15/99 6/15/99 5/15/99 4/15/99 4/15/99 3/15/994/15/25 3/15/13 5/15/06 4/15/03 2/15/02 7/15/01 2/15/01 10/15/00

SECURITIES AND FUTURES AUTHORITY. CONTIMORTGAGE HOME EQUITY LOAN TRUST 1998-3 -------------------------------------------------------------------------------- Group I Computational Materials Decrement Tables (continued) Class A-1 A-6 To Maturity Average Life 5.55 0.84 0.59 0.46 0.39 0.36 0.32 0.30 28.50 21.34 13.67 8.42 5.50 4.54 3.71 2.99 First Prin 10/15/98 10/15/98 10/15/98 10/15/98 10/15/98 10/15/98 10/15/98 10/15/98 10/15/26 2/15/18 7/15/10 5/15/05 6/15/03 9/15/02 12/15/01 5/15/01 Last Prin 10/15/09 3/15/00 9/15/99 6/15/99 5/15/99 4/15/99 4/15/99 3/15/998/15/27 3/15/22 7/15/14 2/15/09 4/15/05 12/15/03 12/15/02 3/15/02

SECURITIES AND FUTURES AUTHORITY. CONTIMORTGAGE HOME EQUITY LOAN TRUST 1998-3 -------------------------------------------------------------------------------- Group I Computational Materials Decrement Tables (continued) Class A-1 A-5 To Maturity Average Life 5.55 0.84 0.59 0.46 0.39 0.36 0.32 0.30 27.34 16.82 9.69 5.44 4.00 3.36 2.75 2.37 First Prin 10/15/98 10/15/98 10/15/98 10/15/98 10/15/98 10/15/98 10/15/98 10/15/98 4/15/25 3/15/13 5/15/06 4/15/03 2/15/02 7/15/01 2/15/01 10/15/00 Last Prin 10/15/09 3/15/00 9/15/99 6/15/99 5/15/99 4/15/99 4/15/99 3/15/9910/15/26 2/15/18 7/15/10 5/15/05 6/15/03 9/15/02 12/15/01 5/15/01

SECURITIES AND FUTURES AUTHORITY. CONTIMORTGAGE HOME EQUITY LOAN TRUST 1998-3 -------------------------------------------------------------------------------- Group I II Computational Materials Decrement Tables Class A-1 A-9 To Maturity Average Life 5.55 0.84 0.59 0.46 0.39 0.36 0.32 0.30 24.08 10.70 5.81 3.81 2.74 2.06 1.58 1.18 First Prin 10/15/98 10/15/98 10/15/98 10/15/98 10/15/98 10/15/98 10/15/98 10/15/98 10/15/1998 10/15/1998 10/15/1998 10/15/1998 10/15/1998 10/15/1998 10/15/1998 10/15/1998 Last Prin 10/15/09 3/15/00 9/15/99 6/15/99 5/15/99 4/15/99 4/15/99 3/15/996/15/2028 2/15/2027 4/15/2020 7/15/2014 5/15/2013 8/15/2011 9/15/2009 2/15/2008

SECURITIES AND FUTURES AUTHORITY. CONTIMORTGAGE HOME EQUITY LOAN TRUST 1998-3 -------------------------------------------------------------------------------- Group I II Computational Materials Decrement Tables (continued) Class A-1 A-18 To Maturity Average Life 5.55 0.84 0.59 0.46 0.39 0.36 0.32 0.30 24.66 16.84 14.14 10.43 6.19 3.41 1.02 0.76 First Prin 10/15/98 10/15/98 10/15/98 10/15/98 10/15/98 10/15/98 10/15/98 10/15/98 6/15/2017 5/15/2013 2/15/2010 10/15/2004 5/15/1999 4/15/1999 3/15/1999 3/15/1999 Last Prin 10/15/09 3/15/00 9/15/99 6/15/99 5/15/99 4/15/99 4/15/99 3/15/996/15/2028 2/15/2027 4/15/2020 7/15/2014 5/15/2013 8/15/2011 11/15/2000 12/15/1999

SECURITIES AND FUTURES AUTHORITY. CONTIMORTGAGE HOME EQUITY LOAN TRUST 1998-3 -------------------------------------------------------------------------------- Group I Computational Materials Decrement Tables (continued) Class A-1 A-8 To Maturity Average Life 5.55 0.84 0.59 0.46 0.39 0.36 0.32 0.30 16.53 9.38 7.80 6.88 6.41 6.20 5.99 5.82 First Prin 10/15/98 10/15/98 10/15/98 10/15/98 10/15/98 10/15/98 10/15/98 10/15/98 10/15/01 10/15/01 10/15/01 10/15/01 10/15/01 10/15/01 11/15/01 12/15/01 Last Prin 10/15/09 3/15/00 9/15/99 6/15/99 5/15/99 4/15/99 4/15/99 3/15/995/15/28 1/15/28 1/15/26 3/15/20 7/15/15 3/15/13 11/15/10 1/15/09

SECURITIES AND FUTURES AUTHORITY. CONTIMORTGAGE HOME EQUITY LOAN TRUST 1998-3 -------------------------------------------------------------------------------- Group I Computational Materials Decrement Tables (continued) Class A-1 A-7 To Maturity Average 29.38 26.38 20.13 13.98 10.37 8.26 6.15 4.49 Life 5.55 0.84 0.59 0.46 0.39 0.36 0.32 0.30 First Prin 10/15/98 10/15/98 10/15/98 10/15/98 10/15/98 10/15/98 10/15/98 10/15/98 8/15/27 3/15/22 7/15/14 2/15/09 4/15/05 12/15/03 12/15/02 3/15/02 Last Prin 10/15/09 3/15/00 9/15/99 6/15/99 5/15/99 4/15/99 4/15/99 3/15/997/15/28 3/15/28 3/15/26 5/15/20 9/15/15 5/15/13 1/15/11 3/15/09