Common use of Securities Documents and Regulatory Reports Clause in Contracts

Securities Documents and Regulatory Reports. (a) Since June 30, 1995, the Company has timely filed with the Commission (and the NASD to the extent specifically required by the rules and regulations thereof) all Securities Documents required by the Securities Laws and such Securities Documents complied in all material respects with the Securities Laws and did not contain any untrue statement of a material fact or omit to state any material fact required to be stated therein or necessary in order to make the statements therein, in light of the circumstances under which they were made, not misleading. (b) Since June 30, 1995, each of the Company and the Bank has duly filed with the OTS, the FDIC and any other applicable federal or state banking authority, as the case may be, in correct form the reports required to be filed under applicable laws and regulations and such reports were in all material respects complete, accurate and in compliance with the requirements of applicable laws and regulations. In connection with the most recent examinations of the Company or the Bank by the OTS or the FDIC, neither the Company nor the Bank was required to correct or change any action, procedure or proceeding which the Company or the Bank believes has not been corrected or changed as required as of the date hereof and which could have a Material Adverse Effect on the Company.

Securities Documents and Regulatory Reports. (a) Since June 30January 1, 19952000, the Company has timely filed with the Commission (and the NASD to the extent specifically required by the rules and regulations thereof) all Securities Documents required by the Securities Laws and such Securities Documents complied in all material respects with the Securities Laws and did not contain any untrue statement of a material fact or omit to state any material fact required to be stated therein or necessary in order to make the statements therein, in light of the circumstances under which they were made, not misleading. (b) Since June 30January 1, 19952000, each of the Company and the Bank has duly filed with the OTS, the FDIC OCC and any other applicable federal or state banking authority, as the case may be, in correct form the reports required to be filed under applicable laws and regulations and such reports were in all material respects complete, complete and accurate and in compliance with the requirements of applicable laws and regulations. In connection with the most recent examinations of the Company or and the Bank by the OTS or the FDICOCC, neither the Company nor the Bank was required to correct or change any action, procedure or proceeding which the Company or the Bank believes has not been corrected or changed as required as of the date hereof and which could have a Material Adverse Effect on the Company.

Securities Documents and Regulatory Reports. (a) Since June 30January 1, 19951993, the Company has timely filed with the Commission (and the NASD to the extent specifically required by the rules and regulations thereof) all Securities Documents required by the Securities Laws and such Securities Documents complied in all material respects with the Securities Laws and did not contain any untrue statement of a material fact or omit to state any material fact required to be stated therein or necessary in order to make the statements therein, in light of the circumstances under which they were made, not misleading. (b) Since June 30January 1, 19951993, each of the Company and the Bank has duly filed with the OTS, the FDIC and any other applicable federal or state banking authority, as the case may be, in correct form the reports required to be filed under applicable laws and regulations and such reports were in all material respects complete, complete and accurate and in compliance with the requirements of applicable laws and regulations. In connection with the most recent examinations of the Company or and the Bank by the OTS or and the FDIC, neither the Company nor the Bank was required to correct or change any action, procedure or proceeding which the Company or the Bank believes has not been corrected or changed as required as of the date hereof and which could have a Material Adverse Effect on the Company.

Securities Documents and Regulatory Reports. (a) Since June 30January 1, 19951994, the Company has timely filed with the Commission (and the NASD to the extent specifically required by the rules and regulations thereof) all Securities Documents required by the Securities Laws and such Securities Documents complied in all material respects with the Securities Laws and did not contain any untrue statement of a material fact or omit to state any material fact required to be stated therein or necessary in order to make the statements therein, in light of the circumstances under which they were made, not misleading. (b) Since June 30January 1, 19951994, each of the Company and the Bank has duly filed with the OTS, the FDIC OTS and any other applicable federal or state banking authority, as the case may be, in correct form the reports required to be filed under applicable laws and regulations and such reports were in all material respects complete, complete and accurate and in compliance with the requirements of applicable laws and regulations. In connection with the most recent examinations of the Company or and the Bank by the OTS or the FDICOTS, neither the Company nor the Bank was required to correct or change any action, procedure or proceeding which the Company or the Bank believes has not been corrected or changed as required as of the date hereof and which could have a Material Adverse Effect on the Company.