Common use of Services Available at an Automated Terminal Clause in Contracts

Services Available at an Automated Terminal. i. You may use your Card at a First Hawaiian ATM to: • Withdraw cash from your checking or savings account. • Make deposits to your checking or savings account. • Move funds between your checking and savings accounts. • Get your checking, savings, or Credit Card account balances. These balances may not include some transactions recently made in your account. • Move funds from your Credit Card account to your checking account. • Get a Cash Advance from your Credit Card account. • Get an interim statement printout of all posted transactions on your checking account since the last regular statement period up to the previous business day. ii. You may use your Card at any Network ATM to (some of these services may not be available at all Network ATMs): • Withdraw cash from your checking or savings account. • Get a Cash Advance from your Credit Card account. • Get your checking, savings, or Credit Card account balances. These balances may not include some transactions recently made in your account. iii. You may use your Card at a POS terminal to purchase certain merchandise. The amount of your purchase will automatically be charged to your Credit Card account as a Purchase.

Services Available at an Automated Terminal. i. You may use your Card at a First Hawaiian ATM to: • Withdraw cash from your checking or savings account. • Make deposits to your checking or savings account. • Move funds between your checking and savings accounts. • Get your checking, savings, or Credit Card account balances. These balances may not include some transactions recently made in your account. • Move funds from your Credit Card account to your checking account. • Get a Cash Advance from your Credit Card account. • Get an interim statement printout of all posted transactions on your checking account since the last regular statement period up to the previous business day. ii. You may use your Card at any Network ATM to (some of these th e se services may not be available at all Network ATMs): • Withdraw cash from your checking or savings account. • Get a Cash Advance from your Credit Card account. • Get your checking, savings, or Credit Card account balances. These balances may not include some transactions recently made in your account. iii. You may use your Card at a POS terminal to purchase certain cert a in merchandise. The amount of your purchase will automatically be charged to your Credit Card account as a Purchase.

Services Available at an Automated Terminal. i. You may use your Card at a First Hawaiian ATM to: • Withdraw cash from your checking or savings account. • Make deposits to your checking or savings account. • Move funds between your checking and savings accounts. • Get your checking, savings, or Credit Card account balances. These balances may not include some transactions recently made in your account. • Move funds from your Credit Card account to your checking account. • Get a Cash Advance from your Credit Card account. • Get an interim statement printout of all posted transactions on your checking account since the last regular statement period up to the previous business day. ii. You may use your Card at any Network ATM to (some of these services may not be available at all Network ATMs): • Withdraw cash from your checking or savings account. • Get a Cash Advance from your Credit Card account. • Get your checking, savings, or Credit Card account balances. These balances may not include some transactions recently made in your account. iii. You may use your Card at a POS terminal to purchase certain merchandise. The amount of your purchase will automatically be charged to your Credit Card account as accou n t a s a Purchase.

Services Available at an Automated Terminal. i. You may use your Card at a First Hawaiian ATM to: • Withdraw cash from your checking or savings account. • Make deposits to your checking or savings account. • Move funds between your checking and savings accounts. • Get your checking, savings, or Credit Card account balances. These balances may not include some transactions recently made in your account. • Move funds from your Credit Card account to your checking account. • Get a Cash Advance from your Credit Card account. • Get an interim statement printout of all posted transactions on your checking account since the last regular statement period up to the previous business day. ii. You may use your Card at any Network ATM to to: (some Some of these services may not be available at all Network ATMs): .) • Withdraw cash from your checking or savings account. • Get a Cash Advance from your Credit Card account. • Get your checking, savings, or Credit Card account balances. These balances may not include some transactions recently made in your account. iii. You may use your Card at a POS terminal to purchase certain merchandise. The amount of your purchase will automatically be charged to your Credit Card account as a Purchase.

Services Available at an Automated Terminal. i. You may use your Card at a First Hawaiian ATM to: • Withdraw cash from your checking or savings account. • Make deposits to your checking or savings account. • Move funds between your checking and savings accounts. • Get your checking, savings, or Credit Card account balances. These balances may not include some transactions recently made in your account. • Move funds from your Credit Card account to your checking account. • Get a Cash Advance from your Credit Card account. • Get an interim statement printout of all posted transactions on your checking account since the last regular statement period up to the previous business day. ii. You may use your Card at any Network ATM to (some of these th e se services may not be available at all Network ATMs): • Withdraw cash from your checking or savings account. • Get a Cash Advance from your Credit Card account. • Get your checking, savings, or Credit Card account balances. These balances may not include some transactions recently made in your account. iii. You may use your Card at a POS terminal to purchase certain ce rta in merchandise. The amount of your purchase will automatically be charged to your Credit Card account as a Purchase.