Common use of Shareholder Account Maintenance Clause in Contracts

Shareholder Account Maintenance. a. Maintain all shareholder records for each account in the Company. b. Issue customer statements on scheduled cycle, providing duplicate second and third party copies if required. c. Record shareholder account information changes. d. Maintain account documentation files for each shareholder. SCHEDULE B TO THE TRANSFER AGENCY AGREEMENT BETWEEN THE OFFITBANK INVESTMENT FUND, INC. AND BISYS FUND SERVICES, INC. TRANSFER AGENT FEES ------------------- Effective as of the Conversion Date, the Transfer Agent shall receive an account maintenance fee of $15.00 per year for each account which is in existence at any time during the month for which payment is made, such fee to be paid in equal monthly installments. The Transfer Agent shall be entitled to this account maintenance fee on all accounts maintained in its records during the year, including those accounts which have a zero balance during any portion of the year. ADDITIONAL SERVICES: Additional services such as XXX processing, development of interface capabilities, servicing of 403(b) and 408(c) accounts, management of cash sweeps between DDAs and mutual fund accounts and coordination of the printing and distribution of prospectuses, annual reports and semi-annual reports are subject to additional fees which will be quoted upon request. Programming costs or database management fees for special reports or specialized processing will be quoted upon request. OUT-OF-POCKET EXPENSES: BISYS shall be entitled to be reimbursed for all reasonable out-of-pocket expenses including, but not limited to, the expenses set forth in Section 3 of the Transfer Agency Agreement to which this Schedule B is attached. SCHEDULE C TO THE TRANSFER AGENCY AGREEMENT BETWEEN THE OFFITBANK INVESTMENT FUND, INC. AND BISYS FUND SERVICES, INC. REPORTS ------- 1. Daily Shareholder Activity Journal 2. Daily Fund Activity Summary Report a. Beginning Balance b. Dealer Transactions c. Shareholder Transactions d. Reinvested Dividends e. Exchanges f. Adjustments g. Ending Balance 3. Daily Wire and Check Registers 4. Monthly Dealer Processing Reports 5. Monthly Dividend Reports

Shareholder Account Maintenance. a. Maintain all shareholder records for each account in the CompanyTrust. b. Issue customer statements on scheduled cycle, providing duplicate second and third party copies if required. c. Record shareholder account information changes. d. Maintain account documentation files for each shareholder. SCHEDULE B TO THE TRANSFER AGENCY AGREEMENT BETWEEN THE OFFITBANK INVESTMENT FUNDSERVICE STANDARDS Pursuant to Section 1 of this Agreement, INCOKSC has agreed to perform the services described in this Agreement in accordance with the service standards set forth in this Schedule B. Such standards are contained on the pages attached hereto. AND BISYS FUND SERVICESThe parties agree that such service standards may be revised, INCfrom time to time, by mutual agreement. TRANSFER AGENT FEES ------------------- Effective as Each of the Conversion Dateservice standards will be monitored by a Quality Assurance team. In the event OKSC fails to meet a service standard in any particular month, OKSC agrees to take appropriate corrective measures within the following thirty-day period in order to be in compliance with the appropriate standard at the end of such thirty-day period; provided, however, that the foregoing requirement shall not apply in those instances in which OKSC's failure to meet a service standard was due to circumstances beyond its control. In the event OKSC fails to meet a particular service standard (except for any failure due to circumstances beyond its control) in two consecutive months, the Transfer Agent fee payable to OKSC hereunder shall receive an account maintenance be reduced by one percent (1%) or such lower amount as the parties shall agree upon for the second of those two months. If such failure occurs in three consecutive months, the fee payable to OKSC hereunder shall be reduced by one and one-half percent (1.5%) or such lower amount as the parties shall agree upon for the third of $15.00 per year those three months. In the event OKSC fails to meet a particular service standard (except for each account which is in existence at any time during the failure due to circumstances beyond its control) for any three months within a six-month for which payment is madeperiod, such fee failure shall be deemed to be paid in equal monthly installments. The Transfer Agent shall be entitled to this account maintenance fee on all accounts maintained in its records during the year, including those accounts which have a zero balance during any portion service standard deficiency for purposes of the year. ADDITIONAL SERVICES: Additional services such as XXX processing, development of interface capabilities, servicing of 403(b) and 408(c) accounts, management of cash sweeps between DDAs and mutual fund accounts and coordination of the printing and distribution of prospectuses, annual reports and semi-annual reports are subject to additional fees which will be quoted upon request. Programming costs or database management fees for special reports or specialized processing will be quoted upon request. OUT-OF-POCKET EXPENSES: BISYS shall be entitled to be reimbursed for all reasonable out-of-pocket expenses including, but not limited to, the expenses "cause" definition set forth in Section 3 5 of this Agreement. Old Kent Securities Corporation/The Kent Funds Servicing Standards -------------------------------------------------------------------------------- ITEM STANDARD -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- TRANSFER AGENCY (PROCESSING): -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- New Account Set-up Timeliness 100% processed same day Accuracy 98% -------------------------------------------------------------------------------- Financial Quality Rate Timeliness 100% processed same day Accuracy 98% -------------------------------------------------------------------------------- Maintenance Items Non-financial 5 business days -------------------------------------------------------------------------------- Not in good order items Call out next business day -------------------------------------------------------------------------------- Research received by phone or mail 100% completed within 5 business days from day of receipt -------------------------------------------------------------------------------- TRANSFER AGENCY (PHONES): -------------------------------------------------------------------------------- Abandonment Rate 3% or less -------------------------------------------------------------------------------- Average speed of answer 20 seconds or less -------------------------------------------------------------------------------- Service level 85% of calls will be answered in 20 seconds or less -------------------------------------------------------------------------------- TRANSFER AGENCY(PRINT/MAIL): -------------------------------------------------------------------------------- Quarterly Statements Five business days -------------------------------------------------------------------------------- Daily Confirms T + 2 -------------------------------------------------------------------------------- Checks T + 1 -------------------------------------------------------------------------------- TRANSFER AGENCY (FULFILLMENT): within 48 hours -------------------------------------------------------------------------------- FUND ACCOUNTING/CUSTODY: -------------------------------------------------------------------------------- NAV Calculation Accuracy Accurate 98% of time -------------------------------------------------------------------------------- Daily Bulletin 98% delivered by 6:30 p.m. -------------------------------------------------------------------------------- Cash Availability 98% delivered by 9:30 a.m. -------------------------------------------------------------------------------- Position Reconciliation Detailed security position reconciliation weekly -------------------------------------------------------------------------------- FUND ADMINISTRATION: -------------------------------------------------------------------------------- Portfolio Compliance Reviews Monthly -------------------------------------------------------------------------------- Financial Reports Printed and mailed within sixty days fiscal year end, or 60 days fiscal semi-annual -------------------------------------------------------------------------------- Prospectus Updates Prepared and printed within five days of the Transfer Agency Agreement to which this Schedule B is attached. effective date of the Registration Statement -------------------------------------------------------------------------------- Review of accruals Monthly -------------------------------------------------------------------------------- SCHEDULE C TO THE TRANSFER AGENCY AGREEMENT BETWEEN THE OFFITBANK INVESTMENT FUND, INC. KENT FUNDS AND BISYS FUND SERVICES, INC. REPORTS ------- 1. Daily Shareholder Activity Journal 2. Daily OLD KENT SECURITIES CORPORATION TRANSFER AGENT FEES Annual Per Fund Activity Summary Report a. Beginning Balance b. Dealer Transactions c. Shareholder Transactions d. Reinvested Dividends e. Exchanges f. Adjustments g. Ending Balance 3. Daily Wire and Check Registers 4. Monthly Dealer Processing Reports 5. Minimum Fee: $15,000.00 Annual Per Account Fee: Daily/Monthly Dividend Reports$ 18.00 Annual Dividend $ 16.50 Closed Accounts $ 7.50 Multiple Classes of Shares: Additional classes of shares created after the Effective Date of this Agreement will be subject to an additional fee of $10,000 per class per year.

Shareholder Account Maintenance. a. Maintain all shareholder records for each account in the CompanyTrust. b. Issue customer statements on scheduled cycle, providing duplicate second and third party copies if required. c. Record shareholder account information changes. d. Maintain account documentation files for each shareholder. SCHEDULE B TO THE TRANSFER AGENCY AGREEMENT BETWEEN THE OFFITBANK INVESTMENT FUND, INC. IBJ FUNDS TRUST AND BISYS FUND SERVICES, INC. TRANSFER AGENT FEES ------------------- Effective as of the Conversion Date, the Transfer Agent shall receive an account maintenance fee of $15.00 per year for each account which is in existence at any time during the month for which payment is made, such fee to be paid in equal monthly installments, plus out-of-pocket expenses. The Transfer Agent shall be entitled to this account maintenance fee on all accounts maintained in its records during the year, including those accounts which have a zero balance during any portion of the year. ADDITIONAL SERVICES: Additional services such as XXX processing, development of interface capabilities, servicing of 403(b) and 408(c) accounts, management of cash sweeps between DDAs and mutual fund accounts and coordination of the printing and distribution of prospectuses, annual reports and semi-annual reports are subject to additional fees which will be quoted upon request. Programming costs or database management fees for special reports or specialized processing will be quoted upon request. OUT-OF-POCKET EXPENSES: BISYS shall be entitled to be reimbursed for all reasonable out-of-pocket expenses including, but not limited to, the expenses set forth in Section 3 of the Transfer Agency Agreement to which this Schedule B is attached. SCHEDULE C TO THE TRANSFER AGENCY AGREEMENT BETWEEN THE OFFITBANK INVESTMENT FUND, INC. IBJ FUNDS TRUST AND BISYS FUND SERVICES, INC. REPORTS -------REPORTS 1. Daily Shareholder Activity Journal 2. Daily Fund Activity Summary Report a. Beginning Balance b. Dealer Transactions c. Shareholder Transactions d. Reinvested Dividends e. Exchanges f. Adjustments g. Ending Balance 3. Daily Wire and Check Registers 4. Monthly Dealer Processing Reports 5. Monthly Dividend Reports

Shareholder Account Maintenance. a. Maintain all shareholder records for each account in the CompanyTrust. b. Issue customer statements on scheduled cycle, providing duplicate second and third party copies if required. c. Record shareholder account information changes. d. Maintain account documentation files for each shareholder. SCHEDULE B TO THE TRANSFER AGENCY AGREEMENT BETWEEN THE OFFITBANK FIVE ARROWS SHORT-TERM INVESTMENT FUND, INC. TRUST AND BISYS FUND SERVICES, INC. TRANSFER AGENT FEES ------------------- Effective as of the Conversion Date, the Transfer Agent shall receive an account maintenance fee of ANNUAL BASE PER FUND: $15.00 per year for each account which is in existence at any time during the month for which payment is made, such fee to be paid in equal monthly installments. The Transfer Agent shall be entitled to this account maintenance fee on all accounts maintained in its records during the year, including those accounts which have a zero balance during any portion of the year. 16,000 -------------------- ANNUAL PER ACCOUNT FEE: ---------------------- Annual Per Account Retail Retail CDSC Retail No Institutional Loaded Load* Daily Dividend $25 $27 $21 $17 Periodic Dividend $23 $25 $19 $15 ADDITIONAL SERVICES: -------------------- Additional services such as XXX processingIRA xxxcessing, development of interface capabilities, servicing of 403(b) and 408(c) accounts, management of cash sweeps between DDAs and mutual fund accounts and coordination of the printing and distribution of prospectuses, annual reports and semi-annual reports are subject to additional fees which will be quoted upon request. Programming costs or database management fees for special reports or specialized processing will be quoted upon request. OUT-OF-POCKET EXPENSES: ----------------------- BISYS shall be entitled to be reimbursed for all reasonable out-of-pocket expenses including, but not limited to, the expenses set forth in authorized by Section 3 of the Transfer Agency Agreement to which this Schedule B is attached. ------------- * Includes Funds with 12b-1 Plans so long as they have no front-end or back-end sales load. SCHEDULE C TO THE TRANSFER AGENCY AGREEMENT BETWEEN THE OFFITBANK FIVE ARROWS SHORT-TERM INVESTMENT FUND, INC. TRUST AND BISYS FUND SERVICES, INC. REPORTS ------- 1. Daily Shareholder Activity Journal 2. Daily Fund Activity Summary Report a. Beginning Balance b. Dealer Transactions c. Shareholder Transactions d. Reinvested Dividends e. Exchanges f. Adjustments g. Ending Balance 3. Daily Wire and Check Registers 4. Monthly Dealer Processing Reports 5. Monthly Dividend Reports

Shareholder Account Maintenance. a. Maintain all shareholder records for each account in the CompanyTrust. b. Issue customer statements on scheduled cycle, providing duplicate second and third party copies if required. c. Record shareholder account information changes. d. Maintain account documentation files for each shareholder. SCHEDULE B TO THE TRANSFER AGENCY AGREEMENT BETWEEN THE OFFITBANK INVESTMENT FUND, INC. XXXXXX XXXXXXXXX TRUST AND BISYS FUND SERVICES, INC. TRANSFER AGENT FEES ------------------- Effective as of the Conversion Date, the Transfer Agent shall receive an account maintenance fee of $15.00 per year for each account which is in existence at any time during the month for which payment is made, such fee to be paid in equal monthly installments. The Transfer Agent shall be entitled to this account maintenance fee on all accounts maintained in its records during the year, including those accounts which have a zero balance during any portion of the year. ADDITIONAL SERVICES: Additional services such as XXX processing, development of interface capabilities, servicing of 403(b) and 408(c) accounts, management of cash sweeps between DDAs and mutual fund accounts and coordination of the printing and distribution of prospectuses, annual reports and semi-annual reports are subject to additional fees which will be quoted upon request. Programming costs or database management fees for special reports or specialized processing will be quoted upon request. OUT-OF-POCKET EXPENSES: BISYS shall be entitled to be reimbursed for all reasonable out-of-pocket expenses including, but not limited to, the expenses set forth in Section 3 of the Transfer Agency Agreement to which this Schedule B is attached. THE XXXXXX XXXXXXXXX TRUST BISYS FUND SERVICES, INC. By:/s/_____________________________ By:/s/_____________________________ Title:_____________________________ Title:_____________________________ SCHEDULE C TO THE TRANSFER AGENCY AGREEMENT BETWEEN THE OFFITBANK INVESTMENT FUND, INC. XXXXXX XXXXXXXXX TRUST AND BISYS FUND SERVICES, INC. REPORTS -------REPORTS 1. Daily Shareholder Activity Journal 2. Daily Fund Activity Summary Report a. Beginning Balance b. Dealer Transactions c. Shareholder Transactions d. Reinvested Dividends e. Exchanges f. Adjustments g. Ending Balance 3. Daily Wire and Check Registers 4. Monthly Dealer Processing Reports 5. Monthly Dividend Reports

Shareholder Account Maintenance. a. Maintain all shareholder records for each account in the CompanyGroup. b. Issue customer statements on scheduled cycle, providing duplicate second and third party copies if required. c. Record shareholder account information changes. d. Maintain account documentation files for each shareholder. Date: January 22, 1997 SCHEDULE B TO THE TRANSFER AGENCY AGREEMENT BETWEEN THE OFFITBANK INVESTMENT FUND, INC. AND BISYS FUND SERVICES, INC. C ---------- FEES ---- TRANSFER AGENT AND DIVIDEND --------------------------- DISBURSING AGENT ---------------- ANNUAL FEES ------------------- Effective as of the Conversion PER FUND: --------------------- $18.00 per account annually (payable monthly) for The Cardinal Fund, Cardinal Balanced Fund and Cardinal Aggressive Growth Fund $21.00 per account annually (payable monthly) for Cardinal Government Obligations Fund, Cardinal Government Securities Money Market Fund and Cardinal Tax Exempt Money Market Fund THE CARDINAL GROUP By /s/ Franx X. Xxxxxx ------------------------------------ Franx X. Xxxxxx, Xxesident CARDINAL MANAGEMENT CORP. By /s/ H. Keitx Xxxxx ------------------------------------ H. Keitx Xxxxx, Xxesident Date: January 22, the Transfer Agent shall receive an account maintenance fee of $15.00 per year for each account which is in existence at any time during the month for which payment is made, such fee to be paid in equal monthly installments. The Transfer Agent shall be entitled to this account maintenance fee on all accounts maintained in its records during the year, including those accounts which have a zero balance during any portion of the year. ADDITIONAL SERVICES: Additional services such as XXX processing, development of interface capabilities, servicing of 403(b) and 408(c) accounts, management of cash sweeps between DDAs and mutual fund accounts and coordination of the printing and distribution of prospectuses, annual reports and semi-annual reports are subject to additional fees which will be quoted upon request. Programming costs or database management fees for special reports or specialized processing will be quoted upon request. OUT-OF-POCKET EXPENSES: BISYS shall be entitled to be reimbursed for all reasonable out-of-pocket expenses including, but not limited to, the expenses set forth in Section 3 of the Transfer Agency Agreement to which this Schedule B is attached. 1997 SCHEDULE C TO THE TRANSFER AGENCY AGREEMENT BETWEEN THE OFFITBANK INVESTMENT FUND, INC. AND BISYS FUND SERVICES, INC. D ---------- REPORTS ------- 1. I. Daily Shareholder Activity Journal 2Journal II. Daily Fund Activity Summary Report a. Report A. Beginning Balance b. Balance B. Dealer Transactions c. Transactions C. Shareholder Transactions d. Transactions D. Reinvested Dividends e. Exchanges f. Adjustments g. Dividends E. Exchanges F. Adjustments G. Ending Balance 3Balance III. Daily Wire and Check Registers 4Registers IV. Monthly Dealer Processing Reports 5. Reports V. Monthly Dividend ReportsReports VI. Sales Data Reports for Blue Sky Registration VII. Annual report by independent public accountants concerning Cardinal's shareholder system and internal accounting control systems to be filed with the Securities and Exchange Commission pursuant to Rule 17Ad-13 of the Securities Exchange Act of 1934, as amended.

Shareholder Account Maintenance. a. Maintain all shareholder records for each account in the Company. b. Issue customer statements on scheduled cycle, providing duplicate second and third party copies if required. c. Record shareholder account information changes. d. Maintain account documentation files for each shareholder. SCHEDULE B C TO THE TRANSFER AGENCY AGREEMENT BETWEEN THE OFFITBANK INVESTMENT FUNDBNY HAMILTON XXXXX, INC. AND BISYS FUND SERVICESSERVICES OHIO, INC. TRANSFER AGENT FEES ------------------- Effective Annual Per Fund Fee: BNY Hamilton Xxxxx Xund (Retail) $10,000.00 BNY Hamilton Xxxxx Xund (Institutional) $15,000.00 BNY Hamilton Xxxxxx Income Fund $10,000.00 BNY Hamilton Xxxxxxxdiate Government Fund $10,000.00 BNY Hamilton Xxxxxxxdiate New York Tax-Exempt Fund $10,000.00 Annual Per Account Fee: BNY Hamilton Xxxxx Xund (Retail) $ 20.00 BNY Hamilton Xxxxx Xund (Institutional) $ -0- XXX Xxxxxxxx Xxxxxx Income Fund $ 16.00 BNY Hamilton Xxxxxxxdiate Government Fund $ 18.00 XXX Xxxxxxxx Xxxxxxxxxxxx Xxx York Tax-Exempt Fund $ 18.00 Multiple Classes of Shares: Classes of shares which have different net asset values or pay different daily dividends will be treated as of separate classes, and the Conversion Datefee schedule above, including the Transfer Agent shall receive an account maintenance fee of $15.00 per year appropriate minimums, will be charged for each account which is in existence at any time during the month for which payment is made, such fee to be paid in equal monthly installmentsseparate class. The Transfer Agent shall be entitled to this account maintenance fee on all accounts maintained in its records during the year, including those accounts which have a zero balance during any portion of the year. ADDITIONAL SERVICESAdditional Services: Additional services such as XXX processingIRA procxxxing, development of interface capabilities, servicing of 403(b) and 408(c) accounts, management of cash sweeps between DDAs and mutual fund accounts and coordination of the printing and distribution of prospectuses, annual reports and semi-annual reports are subject to additional fees which will be quoted upon request. Programming costs or database management fees for special reports or specialized processing will be quoted upon request. OUTOut-OFof-POCKET EXPENSESpocket Expenses: BISYS shall be entitled to be reimbursed for all reasonable out-of-pocket expenses including, but not limited to, the expenses set forth in Section 3 of the Transfer Agency Agreement to which this Schedule B C is attached. SCHEDULE C D TO THE TRANSFER AGENCY AGREEMENT BETWEEN THE OFFITBANK INVESTMENT FUNDBNY HAMILTON XXXXX, INC. AND BISYS FUND SERVICESSERVICES OHIO, INC. REPORTS ------- 1. Daily Shareholder Activity Journal 2. Daily Fund Activity Summary Report a. Beginning Balance b. Dealer Transactions c. Shareholder Transactions d. Reinvested Dividends e. Exchanges f. Adjustments g. Ending Balance 3. Daily Wire and Check Registers 4. Monthly Dealer Processing Reports 5. Monthly Dividend Reports

Shareholder Account Maintenance. a. Maintain all shareholder records for each account in the CompanyTrust. b. Issue customer statements on scheduled cycle, providing duplicate second and third party copies if required. c. Record shareholder account information changes. d. Maintain account documentation files for each shareholder. SCHEDULE B C TO THE TRANSFER AGENCY AGREEMENT BETWEEN THE OFFITBANK INVESTMENT FUNDEMERALD FUNDS AND BISYS FUND SERVICES, INC. TRANSFER AGENCY SERVICE STANDARDS Pursuant to Section 1 of this Agreement, BISYS has agreed to perform the services described in this Agreement in accordance with the service standards set forth in this Schedule C. Such standards are contained on the pages attached hereto. The parties agree that such performance standards may be revised, from time to time, by mutual agreement. The parties further agree that BISYS shall provide a report (the "Report") to the Trust's Board of Trustees at each Regular Meeting of such Board and, if requested, at any Special Meeting of such Board, which shall describe BISYS' performance and shall indicate whether the standards attached hereto have been met for the relevant reporting period. It is further agreed that any failure to meet a performance standard shall require BISYS to (1) take appropriate corrective action or (2) provide an explanation satisfactory to the Board which states why such standard cannot be met. In the former case, except for those instances in which BISYS' failure to meet a performance standard was due to circumstances beyond its control, BISYS agrees that the failure to raise, for a period of at least ___ consecutive days within 90 days following the last day of the period covered by the relevant Report, its performance to the level set forth in the standards attached hereto or such lower level that is deemed satisfactory by the Board shall constitute a performance standard deficiency for purposes of the "cause" definition contained in Section 5 of the Agreement. SCHEDULE D TO THE TRANSFER AGENCY AGREEMENT BETWEEN EMERALD FUNDS AND BISYS FUND SERVICES, INC. TRANSFER AGENT FEES ------------------- Effective as of the Conversion Date, the Transfer Agent shall receive an account maintenance fee of $15.00 per year for each account which is in existence at any time during the month for which payment is made, such fee to be paid in equal monthly installments. The Transfer Agent BISYS shall be entitled to this receive an annual fee of two one-hundredths of one percent (.02%) of the average daily net assets of each Fund; provided, however, that, to the extent the total number of shareholder accounts exceeds 25,000, BISYS shall be entitled to receive a per account maintenance fee on charge of $12 for all accounts maintained in its records during excess of 25,000. Such per account charge shall be payable by the year, including those accounts which have a zero balance during any portion of Trust in addition to the yearannual fee set forth above. ADDITIONAL SERVICES: Additional services such as XXX processing, development of interface capabilities, servicing of 403(b) and 408(c) accounts, management of cash sweeps between DDAs and mutual fund accounts and coordination of the printing and distribution of prospectuses, annual reports and semi-annual reports processing are subject to additional fees which will be quoted upon request. Programming costs or database management fees for special reports or specialized processing will be quoted upon request. OUT-OF-POCKET EXPENSES: BISYS shall be entitled to be reimbursed for all reasonable out-of-pocket expenses including, but not limited to, the expenses set forth in Section 3 of the Transfer Agency Agreement to which this Schedule B C is attached. SCHEDULE C E TO THE TRANSFER AGENCY AGREEMENT BETWEEN THE OFFITBANK INVESTMENT FUND, INC. EMERALD FUNDS AND BISYS FUND SERVICES, INC. REPORTS -------REPORTS 1. Daily Shareholder Activity Journal 2. Daily Fund Activity Summary Report a. Beginning Balance b. Dealer Transactions c. Shareholder Transactions d. Reinvested Dividends e. Exchanges f. Adjustments g. Ending Balance 3. Daily Wire and Check Registers 4. Monthly Dealer Processing Reports 5. Monthly Dividend Reports