Common use of Shareholder Communications Clause in Contracts

Shareholder Communications. Securities and Exchange Commission Rule 14b-2 requires banks which hold securities for the account of customers to respond to requests by issuers of securities for the names, addresses and holdings of beneficial owners of securities of that issuer held by the bank unless the beneficial owner has expressly objected to disclosure of this information. In order to comply with the rule, the Custodian needs the Borrower to indicate whether it authorizes the Custodian to provide the Borrower’s name, address, and share position to requesting companies whose stock the Borrower owns. If the Borrower tells the Custodian “no”, the Custodian will not provide this information to requesting companies. If the Borrower tells the Custodian “yes” or does not check either “yes” or “no” below, the Custodian is required by the rule to treat the Borrower as consenting to disclosure of this information for all securities owned by the Borrower or any funds or accounts established by the Borrower. For the Borrower’s protection, the Rule prohibits the requesting company from using the Borrower’s name and address for any purpose other than corporate communications. Please indicate below whether the Borrower consents or objects by checking one of the alternatives below. YES The Custodian is authorized to release the Borrower’s name, address, and share positions. NO The Custodian is not authorized to release the Borrower’s name, address, and share positions.

Shareholder Communications. Securities and Exchange Commission Rule 14b-2 requires banks which hold securities for the account of customers to respond to requests by issuers of securities for the names, addresses and holdings of beneficial owners of securities of that issuer held by the bank unless the beneficial owner has expressly objected to disclosure of this information. In order to comply with the rule, the Custodian needs the Borrower Trust to indicate whether it authorizes the Custodian to provide the Borrower’s Trust's name, address, and share position to requesting companies whose stock the Borrower ownsTrust own. If the Borrower Trust tells the Custodian “"no”", the Custodian will not provide this information to requesting companies. If the Borrower Trust tells the Custodian “"yes” " or does do not check either “"yes” " or “"no” " below, the Custodian is required by the rule to treat the Borrower Trust as consenting to disclosure of this information for all securities owned by the Borrower Trust or any funds or accounts established by the BorrowerTrust. For the Borrower’s Trust's protection, the Rule prohibits the requesting company from using the Borrower’s Trust's name and address for any purpose other than corporate communications. Please indicate below whether the Borrower Trust consents or objects by checking one of the alternatives below. YES [ ] The Custodian is authorized to release the Borrower’s Trust's name, address, and share positions. NO [X] The Custodian is not authorized to release the Borrower’s Trust's name, address, and share positions.

Shareholder Communications. Securities and Exchange Commission Rule 14b-2 requires banks which hold securities for the account of customers to respond to requests by issuers of securities for the names, addresses and holdings of beneficial owners of securities of that issuer held by the bank unless the beneficial owner has expressly objected to disclosure of this information. In order to comply with the rule, the Custodian needs the Borrower to indicate whether it authorizes the Custodian to provide the Borrower’s name, address, and share position to requesting companies whose stock the Borrower owns. If the Borrower tells the Custodian “no”, the Custodian will not provide this information to requesting companies. If the Borrower tells the Custodian “yes” or does not check either “yes” or “no” below, the Custodian is required by the rule to treat the Borrower as consenting to disclosure of this information for all securities owned by the Borrower or any funds or accounts established by the Borrower. For the Borrower’s protection, the Rule prohibits the requesting company from using the Borrower’s name and address for any purpose other than corporate communications. Please indicate below whether the Borrower consents or objects by checking one of the alternatives below. YES The Custodian is authorized to release the Borrower’s name, address, and share positions. NO The Custodian is not authorized to release the Borrower’s name, address, and share positions.

Shareholder Communications. Securities and Exchange Commission Rule 14b-2 requires banks which --------------------------- hold securities for the account of customers to respond to requests by issuers of securities for the names, addresses and holdings of beneficial owners of securities of that issuer held by the bank unless the beneficial owner has expressly objected to disclosure of this information. In order to comply with the rule, the Custodian needs the Borrower Company to indicate whether it authorizes the Custodian to provide the Borrower’s Company's name, address, and share position to requesting companies whose stock securities are held in the Borrower ownsAccount. If the Borrower Company tells the Custodian “"no”", the Custodian will not provide this information to requesting companies. If the Borrower Company tells the Custodian “"yes” " or does not check either “"yes” " or “"no” " below, the Custodian is required by the rule to treat the Borrower Company as consenting to disclosure of this information for all securities owned by the Borrower Company or any funds or accounts established by the BorrowerCompany. For the Borrower’s Company's protection, the Rule prohibits the requesting company from using the Borrower’s Company's name and address for any purpose other than corporate communications. Please indicate below whether the Borrower Company consents or objects by checking one of the alternatives below. YES Yes [ ] The Custodian is authorized to release the Borrower’s Company's name, address, and share positions. NO No [ x ] The Custodian is not authorized to release the Borrower’s Company's name, address, and share positions.

Shareholder Communications. Securities and Exchange Commission Rule 14b-2 requires banks which hold securities for the account of customers to respond to requests by issuers of securities for the names, addresses and holdings of beneficial owners of securities of that issuer held by the bank unless the beneficial owner has expressly objected to disclosure of this information. In order to comply with the rule, the Custodian needs the Borrower each Trust to indicate whether it authorizes the Custodian to provide the Borrowersuch Trust’s name, address, and share position to requesting companies whose stock the Borrower Trust owns. If the Borrower a Trust tells the Custodian “no”, the Custodian will not provide this information to requesting companies. If the Borrower a Trust tells the Custodian “yes” or does do not check either “yes” or “no” below, the Custodian is required by the rule to treat the Borrower Trust as consenting to disclosure of this information for all securities owned by the Borrower Trust or any funds or accounts established by the BorrowerTrust. For the Borrowera Trust’s protection, the Rule prohibits the requesting company from using the BorrowerTrust’s name and address for any purpose other than corporate communications. Please indicate below whether the Borrower Trust consents or objects by checking one of the alternatives below. YES [ ] The Custodian is authorized to release the BorrowerTrust’s name, address, and share positions. NO [X] The Custodian is not authorized to release the BorrowerTrust’s name, address, and share positions.

Shareholder Communications. Securities and Exchange Commission Rule 14b-2 requires banks which hold securities for the account of customers to respond to requests by issuers of securities for the names, addresses and holdings of beneficial owners of securities of that issuer held by the bank unless the beneficial owner has expressly objected to disclosure of this information. In order to comply with the rule, the Custodian needs the Borrower Company to indicate whether it authorizes the Custodian to provide the BorrowerCompany’s name, address, address and share position to requesting companies whose stock securities are held in the Borrower ownsCompany. If the Borrower Company tells the Custodian “no”, the Custodian will not provide this information to requesting companies. If the Borrower Company tells the Custodian “yes” or does not check either “yes” or “no” below, the Custodian is required by the rule to treat the Borrower Company as consenting to disclosure of this information for all securities owned by the Borrower Company or any funds or accounts established by the BorrowerCompany. For the BorrowerCompany’s protection, the Rule prohibits the requesting company from using the BorrowerCompany’s name and address for any purpose other than corporate communications. Please indicate below whether the Borrower Company consents or objects by checking one of the alternatives below. YES o The Custodian is authorized to release the BorrowerCompany’s name, address, and share positions. NO þ The Custodian is not authorized to release the BorrowerCompany’s name, address, and share positions.

Shareholder Communications. Securities and Exchange Commission Rule 14b-2 requires banks which hold securities for the account of customers to respond to requests by issuers of securities for the names, addresses and holdings of beneficial owners of securities of that issuer held by the bank unless the beneficial owner has expressly objected to disclosure of this information. In order to comply with the rule, the Custodian needs the Borrower Company to indicate whether it authorizes the Custodian to provide the BorrowerCompany’s name, address, address and share position to requesting companies whose stock securities are held in the Borrower ownsCompany. If the Borrower Company tells the Custodian “no”, the Custodian will not provide this information to requesting companies. If the Borrower Company tells the Custodian “yes” or does not check either “yes” or “no” below, the Custodian is required by the rule to treat the Borrower Company as consenting to disclosure of this information for all securities owned by the Borrower Company or any funds or accounts established by the BorrowerCompany. For the BorrowerCompany’s protection, the Rule prohibits the requesting company from using the BorrowerCompany’s name and address for any purpose other than corporate communications. Please indicate below whether the Borrower Company consents or objects by checking one of the alternatives below. YES o The Custodian is authorized to release the BorrowerCompany’s name, address, and share positions. NO x The Custodian is not authorized to release the BorrowerCompany’s name, address, and share positions.

Shareholder Communications. Securities and Exchange Commission Rule 14b-2 requires banks which hold securities for the account of customers to respond to requests by issuers of securities for the names, addresses and holdings of beneficial owners of securities of that issuer held by the bank unless the beneficial owner has expressly objected to disclosure of this information. In order to comply with the rule, the Custodian needs the Borrower Company to indicate whether it authorizes the Custodian to provide the Borrower’s Company's name, address, address and share position to requesting companies whose stock securities are held in the Borrower ownsCompany. If the Borrower Company tells the Custodian “"no”", the Custodian will not provide this information to requesting companies. If the Borrower Company tells the Custodian “"yes” " or does not check either “"yes” " or “"no” " below, the Custodian is required by the rule to treat the Borrower Company as consenting to disclosure of this information for all securities owned by the Borrower Company or any funds or accounts established by the BorrowerCompany. For the Borrower’s Company's protection, the Rule prohibits the requesting company from using the Borrower’s Company's name and address for any purpose other than corporate communications. Please indicate below whether the Borrower Company consents or objects by checking one of the alternatives below. YES o The Custodian is authorized to release the Borrower’s Company's name, address, and share positions. NO ý The Custodian is not authorized to release the Borrower’s Company's name, address, and share positions.

Shareholder Communications. Securities and Exchange Commission Rule 14b-2 requires banks which hold securities for the account of customers to respond to requests by issuers of securities for the names, addresses and holdings of beneficial owners of securities of that issuer held by the bank unless the beneficial owner has expressly objected to disclosure of this information. In order to comply with the rule, the Custodian needs the Borrower Company to indicate whether it authorizes the Custodian to provide the BorrowerCompany’s name, address, address and share position to requesting companies whose stock securities are held in the Borrower ownsCompany. If the Borrower Company tells the Custodian “no”, the Custodian will not provide this information to requesting companies. If the Borrower Company tells the Custodian “yes” or does not check either “yes” or “no” below, the Custodian is required by the rule to treat the Borrower Company as consenting to disclosure of this information for all securities owned by the Borrower Company or any funds or accounts established by the BorrowerCompany. For the BorrowerCompany’s protection, the Rule prohibits the requesting company from using the BorrowerCompany’s name and address for any purpose other than corporate communications. Please indicate below whether the Borrower Company consents or objects by checking one of the alternatives below. YES [ ] The Custodian is authorized to release the BorrowerCompany’s name, address, and share positions. NO [X] The Custodian is not authorized to release the BorrowerCompany’s name, address, and share positions.

Shareholder Communications. Securities and Exchange Commission Rule 14b-2 requires banks which hold securities for the account of customers to respond to requests by issuers of securities for the names, addresses and holdings of beneficial owners of securities of that issuer held by the bank unless the beneficial owner has expressly objected to disclosure of this information. In order to comply with the rule, the Custodian needs the Borrower Fund on behalf of the Portfolios to indicate whether it authorizes the Custodian to provide the Borrower’s Portfolio's name, address, and share position to requesting companies whose stock the Borrower ownsPortfolios own. If the Borrower Fund on behalf of the Portfolios tells the Custodian “"no”", the Custodian will not provide this information to requesting companies. If the Borrower Fund on behalf of the Portfolios tells the Custodian “"yes” " or does not check either “"yes” " or “"no” " below, the Custodian is required by the rule to treat the Borrower Portfolios as consenting to disclosure of this information for all securities owned by the Borrower Portfolios or any funds or accounts established by the BorrowerPortfolios. For the Borrower’s Portfolios' protection, the Rule prohibits the requesting company from using the Borrower’s a Portfolio's name and address for any purpose other than corporate communications. Please indicate below whether the Borrower Fund on behalf of the Portfolios consents or objects by checking one of the alternatives below. YES [ ] The Custodian is authorized to release the Borrower’s namePortfolios' names, addressaddresses, and share positions. NO [ X ] The Custodian is not authorized to release the Borrower’s namePortfolios' names, addressaddresses, and share positions.

Shareholder Communications. Securities and Exchange Commission Rule 14b-2 requires banks which hold securities for the account of customers to respond to requests by issuers of securities for the names, addresses and holdings of beneficial owners of securities of that issuer held by the bank unless the beneficial owner has expressly objected to disclosure of this information. In order to comply with the rule, the Custodian needs the Borrower Company to indicate whether it authorizes the Custodian to provide the BorrowerCompany’s name, address, address and share position to requesting companies whose stock securities are held in the Borrower ownsCompany. If the Borrower Company tells the Custodian “no”, the Custodian will not provide this information to requesting companies. If the Borrower Company tells the Custodian “yes” or does not check either “yes” or “no” below, the Custodian is required by the rule to treat the Borrower Company as consenting to disclosure of this information for all securities owned by the Borrower Company or any funds or accounts established by the BorrowerCompany. For the BorrowerCompany’s protection, the Rule prohibits the requesting company from using the BorrowerCompany’s name and address for any purpose other than corporate communications. Please indicate below whether the Borrower Company consents or objects by checking one of the alternatives below. YES ¨ The Custodian is authorized to release the BorrowerCompany’s name, address, and share positions. NO x The Custodian is not authorized to release the BorrowerCompany’s name, address, and share positions.

Shareholder Communications. Securities and Exchange Commission Rule 14b-2 requires banks which hold securities for the account of customers to respond to requests by issuers of securities for the names, addresses and holdings of beneficial owners of securities of that issuer held by the bank unless the beneficial owner has expressly objected to disclosure of this information. In order to comply with the rule, the Custodian needs the Borrower Portfolio to indicate whether it authorizes the Custodian to provide the Borrower’s Portfolio's name, address, and share position to requesting companies whose stock securities the Borrower Portfolio owns. If if the Borrower Portfolio tells the Custodian “"no”", the Custodian will not provide this information to requesting companies. If the Borrower Portfolio tells the Custodian “"yes” " or does not check either “"yes” " or “"no” " below, the Custodian is required by the rule to treat the Borrower Portfolio as consenting to disclosure of this information for all securities owned by the Borrower Portfolio or any funds or accounts established by the BorrowerPortfolio. For the Borrower’s Portfolio's protection, the Rule prohibits the requesting company from using the Borrower’s Portfolio's name and address for any purpose other than corporate communications. Please indicate below whether the Borrower Portfolio consents or objects by checking one of the alternatives below. YES The Custodian is authorized to release the Borrower’s Portfolio's name, address, and share positions. NO NO[X] The Custodian is not authorized to release the Borrower’s Portfolio's name, address, and share positions.. THE REMAINDER OF THIS PAGE IS INTENTIONALLY LEFT BLANK

Shareholder Communications. Securities and Exchange Commission Rule 14b-2 requires banks which hold securities for the account of customers to respond to requests by issuers of securities for the names, addresses and holdings of beneficial owners of securities of that issuer held by the bank unless the beneficial owner has expressly objected to disclosure of this information. In order to comply with the rule, the Custodian needs the Borrower Company to indicate whether it authorizes the Custodian to provide the BorrowerCompany’s name, address, and share position to requesting companies whose stock securities are held in the Borrower ownsAccount. If the Borrower Company tells the Custodian “no”, the Custodian will not provide this information to requesting companies. If the Borrower Company tells the Custodian “yes” or does not check either “yes” or “no” below, the Custodian is required by the rule to treat the Borrower Company as consenting to disclosure of this information for all securities owned by the Borrower Company or any funds or accounts established by the BorrowerCompany. For the BorrowerCompany’s protection, the Rule prohibits the requesting company from using the BorrowerCompany’s name and address for any purpose other than corporate communications. Please indicate below whether the Borrower Company consents or objects by checking one of the alternatives below. YES Yes ¨ The Custodian is authorized to release the BorrowerCompany’s name, address, and share positions. NO No x The Custodian is not authorized to release the BorrowerCompany’s name, address, and share positions.