Sharing Security Credentials is Prohibited Sample Clauses

Sharing Security Credentials is Prohibited. Each individual requesting access to an account, including each account owner of a jointly held account or each authorized signer on an account, will select personalized Security Credentials upon completing the enrollment for Online Services. We do not permit shared access whereby one or more people use the same Security Credentials to access Online Services. By not permitting shared access, we are better able to protect your account security. Individual access enables us to identify the party who originated transactions on the account (i.e. transfers and bill payments, etc.) If access is required by a non‐owner, this may be accomplished by using the User Management Feature outlined below. You agree to keep your Security Credentials and account number(s) confidential to prevent unauthorized access to your account(s) and to prevent unauthorized use of the Online Services. You agree that you will not share this information with anyone else. If you share this information with others, you will be fully liable for any and all transactions initiated by these individuals to the same degree as if you had conducted the transactions yourself. If you disclose your Security Credentials and/or account numbers to others or authorize others to access your accounts through Security Credentials issued directly to them outside of the capabilities described in “3. Online Banking User Management Feature” below and later want to prevent such person(s) from gaining access to your account information or conducting transactions with your accounts, you must close your accounts and open new ones. If you close your account(s) and open a new account(s), you are solely responsible for paying all associated costs, ordering new checks and notifying parties of the new account numbers for preauthorized payments and automatic deposits. If you cannot access an account that you are an owner of or a signer on, or if you believe that your Security Credentials have been lost or stolen or that someone may attempt to use Online Services without your consent or has transferred money without your permission, you must notify us at once by calling 724‐983‐ 4125 or 1‐800‐555‐5455 during normal business hours. If you are calling after hours to report a lost or stolen ATM, debit card, or credit card you will hear a prompt directing you to our lost/stolen reporting line. Please note that the timeliness of your notice impacts your liability for unauthorized transfers. See “Electronic Fund Transfer Act Dis...